Home > Firstbank - West Branch > Income and Expense
Firstbank - West Branch, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,170,000 | 2,145 |
| Total interest expense | $1,211,000 | 3,178 |
| Net interest income | $10,959,000 | 1,987 |
| Provision for loan and lease losses | $2,250,000 | 980 |
| Total noninterest income | $1,660,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $384,000 | 3,014 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,276,000 | 2,043 |
| Total noninterest expense | $7,263,000 | 2,580 |
| Salaries and employee benefits | $3,493,000 | 2,795 |
| Premises and equipment expense | $669,000 | 3,126 |
| Additional noninterest expense | $3,101,000 | 2,089 |
| Pre-tax net operating income | $3,106,000 | 2,028 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $902,000 | 1,564 |
| Income before extraordinary items | $2,217,000 | 2,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,217,000 | 2,404 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,217,000 | 2,405 |
| Net charge-offs | $1,985,000 | 1,162 |
| Cash dividends | $1,950,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,207,770 | 2,286 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 2,164 |
| Total interest expense | $939,000 | 3,220 |
| Net interest income | $8,282,000 | 2,007 |
| Provision for loan and lease losses | $1,850,000 | 904 |
| Total noninterest income | $1,559,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $289,000 | 3,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,270,000 | 1,718 |
| Total noninterest expense | $5,688,000 | 2,487 |
| Salaries and employee benefits | $2,625,000 | 2,798 |
| Premises and equipment expense | $499,000 | 3,177 |
| Additional noninterest expense | $2,564,000 | 1,925 |
| Pre-tax net operating income | $2,303,000 | 2,114 |
| Securities gains (losses) | $13,000 | 3,045 |
| Applicable income taxes | $658,000 | 1,649 |
| Income before extraordinary items | $1,658,000 | 2,470 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,658,000 | 2,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,658,000 | 2,471 |
| Net charge-offs | $1,518,000 | 1,103 |
| Cash dividends | $1,300,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,648,640 | 2,345 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 2,154 |
| Total interest expense | $651,000 | 3,225 |
| Net interest income | $5,541,000 | 1,995 |
| Provision for loan and lease losses | $1,400,000 | 845 |
| Total noninterest income | $1,051,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $199,000 | 2,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $852,000 | 1,688 |
| Total noninterest expense | $3,772,000 | 2,504 |
| Salaries and employee benefits | $1,743,000 | 2,813 |
| Premises and equipment expense | $338,000 | 3,144 |
| Additional noninterest expense | $1,691,000 | 1,952 |
| Pre-tax net operating income | $1,420,000 | 2,238 |
| Securities gains (losses) | $13,000 | 2,658 |
| Applicable income taxes | $389,000 | 1,751 |
| Income before extraordinary items | $1,044,000 | 2,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,044,000 | 2,543 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,044,000 | 2,543 |
| Net charge-offs | $1,019,000 | 1,123 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,034,510 | 2,422 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 2,156 |
| Total interest expense | $338,000 | 3,239 |
| Net interest income | $2,789,000 | 1,980 |
| Provision for loan and lease losses | $700,000 | 818 |
| Total noninterest income | $530,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $98,000 | 2,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $432,000 | 1,664 |
| Total noninterest expense | $1,897,000 | 2,486 |
| Salaries and employee benefits | $888,000 | 2,777 |
| Premises and equipment expense | $175,000 | 3,083 |
| Additional noninterest expense | $834,000 | 1,966 |
| Pre-tax net operating income | $722,000 | 2,219 |
| Securities gains (losses) | $13,000 | 1,721 |
| Applicable income taxes | $182,000 | 1,837 |
| Income before extraordinary items | $553,000 | 2,413 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $553,000 | 2,415 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $553,000 | 2,416 |
| Net charge-offs | $505,000 | 1,088 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $543,250 | 2,324 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,952,000 | 2,153 |
| Total interest expense | $1,769,000 | 3,038 |
| Net interest income | $11,183,000 | 1,960 |
| Provision for loan and lease losses | $3,085,000 | 1,175 |
| Total noninterest income | $882,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $500,000 | 2,569 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $382,000 | 3,502 |
| Total noninterest expense | $7,333,000 | 2,555 |
| Salaries and employee benefits | $3,350,000 | 2,846 |
| Premises and equipment expense | $621,000 | 3,498 |
| Additional noninterest expense | $3,362,000 | 1,995 |
| Pre-tax net operating income | $1,647,000 | 2,875 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $465,000 | 2,101 |
| Income before extraordinary items | $1,182,000 | 3,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,182,000 | 3,238 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,182,000 | 3,238 |
| Net charge-offs | $2,284,000 | 1,435 |
| Cash dividends | $1,800,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,182,000 | 3,139 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,794,000 | 2,160 |
| Total interest expense | $1,404,000 | 3,019 |
| Net interest income | $8,390,000 | 1,960 |
| Provision for loan and lease losses | $2,335,000 | 1,111 |
| Total noninterest income | $671,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $386,000 | 2,518 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $285,000 | 3,533 |
| Total noninterest expense | $5,473,000 | 2,574 |
| Salaries and employee benefits | $2,495,000 | 2,864 |
| Premises and equipment expense | $478,000 | 3,461 |
| Additional noninterest expense | $2,500,000 | 2,020 |
| Pre-tax net operating income | $1,253,000 | 2,920 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $354,000 | 2,077 |
| Income before extraordinary items | $899,000 | 3,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $899,000 | 3,280 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $899,000 | 3,280 |
| Net charge-offs | $1,616,000 | 1,422 |
| Cash dividends | $1,300,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $899,000 | 3,174 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 2,171 |
| Total interest expense | $971,000 | 3,018 |
| Net interest income | $5,590,000 | 1,963 |
| Provision for loan and lease losses | $1,735,000 | 1,013 |
| Total noninterest income | $281,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $273,000 | 2,390 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,666 |
| Total noninterest expense | $3,640,000 | 2,591 |
| Salaries and employee benefits | $1,624,000 | 2,936 |
| Premises and equipment expense | $322,000 | 3,476 |
| Additional noninterest expense | $1,694,000 | 2,017 |
| Pre-tax net operating income | $496,000 | 3,839 |
| Securities gains (losses) | $-4,000 | 6,995 |
| Applicable income taxes | $120,000 | 2,710 |
| Income before extraordinary items | $372,000 | 4,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $372,000 | 4,110 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $372,000 | 4,112 |
| Net charge-offs | $1,023,000 | 1,458 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $375,040 | 4,007 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 2,155 |
| Total interest expense | $495,000 | 3,067 |
| Net interest income | $2,830,000 | 1,943 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $293,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $140,000 | 2,327 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,867 |
| Total noninterest expense | $1,837,000 | 2,592 |
| Salaries and employee benefits | $825,000 | 2,921 |
| Premises and equipment expense | $174,000 | 3,314 |
| Additional noninterest expense | $838,000 | 2,021 |
| Pre-tax net operating income | $536,000 | 2,436 |
| Securities gains (losses) | $-4,000 | 7,085 |
| Applicable income taxes | $157,000 | 1,755 |
| Income before extraordinary items | $375,000 | 2,800 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $375,000 | 2,799 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $375,000 | 2,800 |
| Net charge-offs | $431,000 | 1,458 |
| Cash dividends | $950,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $377,800 | 2,727 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,025,000 | 2,152 |
| Total interest expense | $2,797,000 | 2,754 |
| Net interest income | $11,228,000 | 1,934 |
| Provision for loan and lease losses | $1,710,000 | 2,284 |
| Total noninterest income | $1,934,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $576,000 | 2,368 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,358,000 | 1,799 |
| Total noninterest expense | $7,516,000 | 2,579 |
| Salaries and employee benefits | $3,330,000 | 2,845 |
| Premises and equipment expense | $716,000 | 3,236 |
| Additional noninterest expense | $3,470,000 | 2,018 |
| Pre-tax net operating income | $3,936,000 | 1,278 |
| Securities gains (losses) | $41,000 | 2,778 |
| Applicable income taxes | $1,276,000 | 1,016 |
| Income before extraordinary items | $2,701,000 | 1,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,701,000 | 1,531 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,701,000 | 1,532 |
| Net charge-offs | $953,000 | 2,757 |
| Cash dividends | $1,750,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,673,120 | 1,493 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,547,000 | 2,194 |
| Total interest expense | $2,210,000 | 2,750 |
| Net interest income | $8,337,000 | 1,981 |
| Provision for loan and lease losses | $1,345,000 | 2,138 |
| Total noninterest income | $1,444,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $433,000 | 2,429 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,011,000 | 1,788 |
| Total noninterest expense | $5,700,000 | 2,547 |
| Salaries and employee benefits | $2,567,000 | 2,792 |
| Premises and equipment expense | $557,000 | 3,197 |
| Additional noninterest expense | $2,576,000 | 2,011 |
| Pre-tax net operating income | $2,736,000 | 1,431 |
| Securities gains (losses) | $41,000 | 2,543 |
| Applicable income taxes | $893,000 | 1,091 |
| Income before extraordinary items | $1,884,000 | 1,750 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,884,000 | 1,753 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,884,000 | 1,753 |
| Net charge-offs | $479,000 | 3,140 |
| Cash dividends | $950,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,856,120 | 1,683 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 2,224 |
| Total interest expense | $1,565,000 | 2,696 |
| Net interest income | $5,475,000 | 2,024 |
| Provision for loan and lease losses | $930,000 | 2,014 |
| Total noninterest income | $930,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $291,000 | 2,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $639,000 | 1,788 |
| Total noninterest expense | $3,918,000 | 2,469 |
| Salaries and employee benefits | $1,782,000 | 2,716 |
| Premises and equipment expense | $382,000 | 3,160 |
| Additional noninterest expense | $1,754,000 | 1,967 |
| Pre-tax net operating income | $1,557,000 | 1,675 |
| Securities gains (losses) | $41,000 | 2,004 |
| Applicable income taxes | $518,000 | 1,185 |
| Income before extraordinary items | $1,080,000 | 1,975 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,080,000 | 1,975 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,080,000 | 1,975 |
| Net charge-offs | $300,000 | 3,047 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,052,120 | 1,937 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 2,266 |
| Total interest expense | $829,000 | 2,684 |
| Net interest income | $2,715,000 | 2,054 |
| Provision for loan and lease losses | $415,000 | 2,028 |
| Total noninterest income | $485,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $347,000 | 1,668 |
| Total noninterest expense | $2,107,000 | 2,317 |
| Salaries and employee benefits | $968,000 | 2,540 |
| Premises and equipment expense | $209,000 | 3,023 |
| Additional noninterest expense | $930,000 | 1,852 |
| Pre-tax net operating income | $678,000 | 1,878 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $208,000 | 1,387 |
| Income before extraordinary items | $496,000 | 2,155 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $496,000 | 2,154 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $496,000 | 2,155 |
| Net charge-offs | $152,000 | 2,709 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $477,800 | 2,133 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,434,000 | 2,319 |
| Total interest expense | $4,079,000 | 2,690 |
| Net interest income | $10,355,000 | 2,120 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $3,658,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $632,000 | 2,444 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,026,000 | 1,032 |
| Total noninterest expense | $8,977,000 | 2,213 |
| Salaries and employee benefits | $4,018,000 | 2,431 |
| Premises and equipment expense | $934,000 | 2,738 |
| Additional noninterest expense | $4,025,000 | 1,844 |
| Pre-tax net operating income | $4,676,000 | 899 |
| Securities gains (losses) | $318,000 | 1,191 |
| Applicable income taxes | $1,725,000 | 633 |
| Income before extraordinary items | $3,269,000 | 1,031 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,162,000 | 1,060 |
| Minority interest net income | $107,000 | 66 |
| Net income of bank and minority interests. | $3,269,000 | 1,030 |
| Net charge-offs | $359,000 | 4,247 |
| Cash dividends | $1,800,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,062,300 | 1,095 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,867,000 | 2,336 |
| Total interest expense | $3,175,000 | 2,713 |
| Net interest income | $7,692,000 | 2,135 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $2,999,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $476,000 | 2,458 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,523,000 | 983 |
| Total noninterest expense | $6,931,000 | 2,154 |
| Salaries and employee benefits | $3,053,000 | 2,437 |
| Premises and equipment expense | $723,000 | 2,707 |
| Additional noninterest expense | $3,155,000 | 1,705 |
| Pre-tax net operating income | $3,490,000 | 953 |
| Securities gains (losses) | $92,000 | 1,900 |
| Applicable income taxes | $1,135,000 | 765 |
| Income before extraordinary items | $2,447,000 | 1,114 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,349,000 | 1,151 |
| Minority interest net income | $98,000 | 68 |
| Net income of bank and minority interests. | $2,447,000 | 1,114 |
| Net charge-offs | $222,000 | 4,135 |
| Cash dividends | $700,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,384,440 | 1,122 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 2,374 |
| Total interest expense | $2,186,000 | 2,755 |
| Net interest income | $5,044,000 | 2,175 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $2,256,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $331,000 | 2,333 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,925,000 | 914 |
| Total noninterest expense | $4,561,000 | 2,204 |
| Salaries and employee benefits | $2,033,000 | 2,479 |
| Premises and equipment expense | $513,000 | 2,581 |
| Additional noninterest expense | $2,015,000 | 1,804 |
| Pre-tax net operating income | $2,559,000 | 893 |
| Securities gains (losses) | $92,000 | 1,549 |
| Applicable income taxes | $821,000 | 728 |
| Income before extraordinary items | $1,830,000 | 1,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,743,000 | 1,087 |
| Minority interest net income | $87,000 | 62 |
| Net income of bank and minority interests. | $1,830,000 | 1,041 |
| Net charge-offs | $186,000 | 3,511 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,766,520 | 1,048 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 2,404 |
| Total interest expense | $1,136,000 | 2,758 |
| Net interest income | $2,475,000 | 2,217 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $1,001,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $164,000 | 2,282 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $837,000 | 975 |
| Total noninterest expense | $2,248,000 | 2,183 |
| Salaries and employee benefits | $995,000 | 2,559 |
| Premises and equipment expense | $294,000 | 2,339 |
| Additional noninterest expense | $959,000 | 1,693 |
| Pre-tax net operating income | $1,138,000 | 1,118 |
| Securities gains (losses) | $-11,000 | 7,833 |
| Applicable income taxes | $344,000 | 938 |
| Income before extraordinary items | $783,000 | 1,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $740,000 | 1,469 |
| Minority interest net income | $43,000 | 59 |
| Net income of bank and minority interests. | $783,000 | 1,407 |
| Net charge-offs | $120,000 | 2,670 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $790,590 | 1,313 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,696,000 | 2,372 |
| Total interest expense | $5,907,000 | 2,553 |
| Net interest income | $9,789,000 | 2,270 |
| Provision for loan and lease losses | $344,000 | 4,399 |
| Total noninterest income | $3,266,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $775,000 | 2,182 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,491,000 | 1,118 |
| Total noninterest expense | $8,447,000 | 2,271 |
| Salaries and employee benefits | $3,925,000 | 2,554 |
| Premises and equipment expense | $1,071,000 | 2,470 |
| Additional noninterest expense | $3,451,000 | 1,773 |
| Pre-tax net operating income | $4,264,000 | 1,281 |
| Securities gains (losses) | $-1,380,000 | 7,808 |
| Applicable income taxes | $862,000 | 1,333 |
| Income before extraordinary items | $2,022,000 | 1,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,022,000 | 1,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,250 |
| Cash dividends | $2,200,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,988,000 | 1,468 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,831,000 | 2,409 |
| Total interest expense | $4,634,000 | 2,544 |
| Net interest income | $7,197,000 | 2,311 |
| Provision for loan and lease losses | $108,000 | 5,070 |
| Total noninterest income | $2,555,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $585,000 | 2,191 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,970,000 | 1,117 |
| Total noninterest expense | $6,294,000 | 2,273 |
| Salaries and employee benefits | $2,947,000 | 2,581 |
| Premises and equipment expense | $799,000 | 2,496 |
| Additional noninterest expense | $2,548,000 | 1,745 |
| Pre-tax net operating income | $3,350,000 | 1,464 |
| Securities gains (losses) | $-483,000 | 7,768 |
| Applicable income taxes | $892,000 | 1,265 |
| Income before extraordinary items | $1,975,000 | 1,798 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,975,000 | 1,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,724 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,308,270 | 1,652 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 2,449 |
| Total interest expense | $3,234,000 | 2,537 |
| Net interest income | $4,645,000 | 2,362 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $1,749,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $401,000 | 2,120 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,348,000 | 1,141 |
| Total noninterest expense | $4,174,000 | 2,292 |
| Salaries and employee benefits | $1,974,000 | 2,603 |
| Premises and equipment expense | $538,000 | 2,479 |
| Additional noninterest expense | $1,662,000 | 1,761 |
| Pre-tax net operating income | $2,148,000 | 1,586 |
| Securities gains (losses) | $-3,000 | 8,017 |
| Applicable income taxes | $675,000 | 1,263 |
| Income before extraordinary items | $1,470,000 | 1,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,470,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,239 |
| Cash dividends | $1,050,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,472,070 | 1,803 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 2,464 |
| Total interest expense | $1,715,000 | 2,556 |
| Net interest income | $2,297,000 | 2,383 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $896,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $237,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $659,000 | 1,169 |
| Total noninterest expense | $2,099,000 | 2,272 |
| Salaries and employee benefits | $986,000 | 2,618 |
| Premises and equipment expense | $275,000 | 2,454 |
| Additional noninterest expense | $838,000 | 1,698 |
| Pre-tax net operating income | $1,058,000 | 1,695 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $331,000 | 1,375 |
| Income before extraordinary items | $727,000 | 1,966 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $727,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $727,000 | 1,902 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,441,000 | 2,478 |
| Total interest expense | $7,204,000 | 2,552 |
| Net interest income | $9,237,000 | 2,403 |
| Provision for loan and lease losses | $67,000 | 5,388 |
| Total noninterest income | $3,729,000 | 1,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $938,000 | 1,870 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,791,000 | 1,070 |
| Total noninterest expense | $9,165,000 | 2,008 |
| Salaries and employee benefits | $4,109,000 | 2,434 |
| Premises and equipment expense | $1,065,000 | 2,434 |
| Additional noninterest expense | $3,991,000 | 1,391 |
| Pre-tax net operating income | $3,734,000 | 2,092 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $1,129,000 | 1,714 |
| Income before extraordinary items | $2,602,000 | 2,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,602,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,452 |
| Cash dividends | $2,750,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,604,100 | 2,260 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,314,000 | 2,495 |
| Total interest expense | $5,402,000 | 2,552 |
| Net interest income | $6,912,000 | 2,423 |
| Provision for loan and lease losses | $-53,000 | 8,381 |
| Total noninterest income | $2,913,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $698,000 | 1,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,215,000 | 1,025 |
| Total noninterest expense | $7,162,000 | 1,916 |
| Salaries and employee benefits | $3,153,000 | 2,388 |
| Premises and equipment expense | $822,000 | 2,349 |
| Additional noninterest expense | $3,187,000 | 1,283 |
| Pre-tax net operating income | $2,716,000 | 2,279 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $846,000 | 1,829 |
| Income before extraordinary items | $1,867,000 | 2,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,867,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,266 |
| Cash dividends | $950,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,869,070 | 2,495 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 2,531 |
| Total interest expense | $3,566,000 | 2,577 |
| Net interest income | $4,576,000 | 2,464 |
| Provision for loan and lease losses | $-114,000 | 8,489 |
| Total noninterest income | $1,890,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $465,000 | 1,874 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,425,000 | 1,087 |
| Total noninterest expense | $4,756,000 | 1,941 |
| Salaries and employee benefits | $2,146,000 | 2,374 |
| Premises and equipment expense | $567,000 | 2,279 |
| Additional noninterest expense | $2,043,000 | 1,351 |
| Pre-tax net operating income | $1,824,000 | 2,318 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $558,000 | 1,927 |
| Income before extraordinary items | $1,263,000 | 2,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,263,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $950,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,265,070 | 2,513 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 2,555 |
| Total interest expense | $1,749,000 | 2,613 |
| Net interest income | $2,263,000 | 2,490 |
| Provision for loan and lease losses | $-131,000 | 8,560 |
| Total noninterest income | $955,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $221,000 | 1,897 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $734,000 | 1,044 |
| Total noninterest expense | $2,317,000 | 1,998 |
| Salaries and employee benefits | $1,091,000 | 2,352 |
| Premises and equipment expense | $297,000 | 2,203 |
| Additional noninterest expense | $929,000 | 1,441 |
| Pre-tax net operating income | $1,032,000 | 2,110 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $331,000 | 1,737 |
| Income before extraordinary items | $698,000 | 2,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $698,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,992 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $700,040 | 2,309 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,570,000 | 2,473 |
| Total interest expense | $6,167,000 | 2,537 |
| Net interest income | $9,403,000 | 2,420 |
| Provision for loan and lease losses | $41,000 | 5,792 |
| Total noninterest income | $4,453,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $906,000 | 1,902 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,547,000 | 887 |
| Total noninterest expense | $9,187,000 | 1,930 |
| Salaries and employee benefits | $4,247,000 | 2,306 |
| Premises and equipment expense | $1,132,000 | 2,182 |
| Additional noninterest expense | $3,808,000 | 1,391 |
| Pre-tax net operating income | $4,628,000 | 2,014 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,436,000 | 1,735 |
| Income before extraordinary items | $3,192,000 | 2,168 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,192,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,792 |
| Cash dividends | $2,700,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,192,000 | 2,156 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,556,000 | 2,479 |
| Total interest expense | $4,491,000 | 2,527 |
| Net interest income | $7,065,000 | 2,440 |
| Provision for loan and lease losses | $37,000 | 5,476 |
| Total noninterest income | $3,500,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $685,000 | 1,891 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,815,000 | 859 |
| Total noninterest expense | $6,845,000 | 1,929 |
| Salaries and employee benefits | $3,116,000 | 2,364 |
| Premises and equipment expense | $841,000 | 2,218 |
| Additional noninterest expense | $2,888,000 | 1,376 |
| Pre-tax net operating income | $3,683,000 | 1,976 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,140,000 | 1,707 |
| Income before extraordinary items | $2,543,000 | 2,124 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,543,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,191 |
| Cash dividends | $2,050,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,543,000 | 2,112 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,570,000 | 2,486 |
| Total interest expense | $2,913,000 | 2,496 |
| Net interest income | $4,657,000 | 2,459 |
| Provision for loan and lease losses | $19,000 | 5,586 |
| Total noninterest income | $2,394,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $455,000 | 1,880 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,939,000 | 840 |
| Total noninterest expense | $4,510,000 | 1,962 |
| Salaries and employee benefits | $2,061,000 | 2,377 |
| Premises and equipment expense | $545,000 | 2,276 |
| Additional noninterest expense | $1,904,000 | 1,394 |
| Pre-tax net operating income | $2,522,000 | 1,940 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $784,000 | 1,688 |
| Income before extraordinary items | $1,738,000 | 2,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,738,000 | 2,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,092 |
| Cash dividends | $1,200,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,738,000 | 2,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 2,480 |
| Total interest expense | $1,412,000 | 2,441 |
| Net interest income | $2,316,000 | 2,464 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $967,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $198,000 | 2,062 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $769,000 | 984 |
| Total noninterest expense | $2,217,000 | 1,992 |
| Salaries and employee benefits | $1,050,000 | 2,347 |
| Premises and equipment expense | $278,000 | 2,247 |
| Additional noninterest expense | $889,000 | 1,482 |
| Pre-tax net operating income | $1,051,000 | 2,197 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $336,000 | 1,872 |
| Income before extraordinary items | $715,000 | 2,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $715,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,294 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $715,000 | 2,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,954,000 | 2,368 |
| Total interest expense | $4,531,000 | 2,400 |
| Net interest income | $9,423,000 | 2,345 |
| Provision for loan and lease losses | $-2,000 | 8,471 |
| Total noninterest income | $4,589,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $648,000 | 2,501 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,941,000 | 808 |
| Total noninterest expense | $9,231,000 | 1,836 |
| Salaries and employee benefits | $4,345,000 | 2,121 |
| Premises and equipment expense | $1,096,000 | 2,187 |
| Additional noninterest expense | $3,790,000 | 1,346 |
| Pre-tax net operating income | $4,783,000 | 1,933 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,533,000 | 1,680 |
| Income before extraordinary items | $3,250,000 | 2,105 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,250,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,056 |
| Cash dividends | $3,150,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,250,000 | 2,078 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,242,000 | 2,363 |
| Total interest expense | $3,216,000 | 2,409 |
| Net interest income | $7,026,000 | 2,336 |
| Provision for loan and lease losses | $-14,000 | 8,603 |
| Total noninterest income | $3,542,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $474,000 | 2,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,068,000 | 794 |
| Total noninterest expense | $6,985,000 | 1,803 |
| Salaries and employee benefits | $3,302,000 | 2,073 |
| Premises and equipment expense | $824,000 | 2,167 |
| Additional noninterest expense | $2,859,000 | 1,334 |
| Pre-tax net operating income | $3,597,000 | 1,946 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,160,000 | 1,697 |
| Income before extraordinary items | $2,437,000 | 2,114 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,437,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 776 |
| Cash dividends | $2,700,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,437,000 | 2,074 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 2,376 |
| Total interest expense | $2,036,000 | 2,395 |
| Net interest income | $4,596,000 | 2,355 |
| Provision for loan and lease losses | $-27,000 | 8,668 |
| Total noninterest income | $2,305,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $309,000 | 2,566 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,996,000 | 804 |
| Total noninterest expense | $4,630,000 | 1,800 |
| Salaries and employee benefits | $2,210,000 | 2,049 |
| Premises and equipment expense | $550,000 | 2,155 |
| Additional noninterest expense | $1,870,000 | 1,333 |
| Pre-tax net operating income | $2,298,000 | 1,963 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $741,000 | 1,718 |
| Income before extraordinary items | $1,557,000 | 2,163 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,557,000 | 2,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 538 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,557,000 | 2,128 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 2,358 |
| Total interest expense | $950,000 | 2,433 |
| Net interest income | $2,322,000 | 2,315 |
| Provision for loan and lease losses | $-40,000 | 8,787 |
| Total noninterest income | $1,021,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $145,000 | 2,637 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $876,000 | 877 |
| Total noninterest expense | $2,261,000 | 1,844 |
| Salaries and employee benefits | $1,095,000 | 2,086 |
| Premises and equipment expense | $278,000 | 2,149 |
| Additional noninterest expense | $888,000 | 1,401 |
| Pre-tax net operating income | $1,122,000 | 1,971 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $361,000 | 1,728 |
| Income before extraordinary items | $761,000 | 2,179 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $761,000 | 2,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 325 |
| Cash dividends | $699,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $761,000 | 2,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,650,000 | 2,266 |
| Total interest expense | $3,442,000 | 2,339 |
| Net interest income | $9,208,000 | 2,221 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $4,622,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $573,000 | 2,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,049,000 | 779 |
| Total noninterest expense | $9,186,000 | 1,761 |
| Salaries and employee benefits | $4,563,000 | 1,916 |
| Premises and equipment expense | $1,065,000 | 2,148 |
| Additional noninterest expense | $3,558,000 | 1,396 |
| Pre-tax net operating income | $4,619,000 | 1,819 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,518,000 | 1,590 |
| Income before extraordinary items | $3,101,000 | 2,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,101,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,216 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,101,000 | 1,970 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,338,000 | 2,273 |
| Total interest expense | $2,550,000 | 2,311 |
| Net interest income | $6,788,000 | 2,227 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $3,468,000 | 1,160 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $424,000 | 2,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,044,000 | 786 |
| Total noninterest expense | $6,689,000 | 1,806 |
| Salaries and employee benefits | $3,338,000 | 1,954 |
| Premises and equipment expense | $802,000 | 2,139 |
| Additional noninterest expense | $2,549,000 | 1,445 |
| Pre-tax net operating income | $3,542,000 | 1,789 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,175,000 | 1,562 |
| Income before extraordinary items | $2,367,000 | 1,988 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,367,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $2,299,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,367,000 | 1,936 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 2,274 |
| Total interest expense | $1,679,000 | 2,314 |
| Net interest income | $4,494,000 | 2,229 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $2,231,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $278,000 | 2,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,953,000 | 813 |
| Total noninterest expense | $4,278,000 | 1,865 |
| Salaries and employee benefits | $2,161,000 | 2,014 |
| Premises and equipment expense | $527,000 | 2,167 |
| Additional noninterest expense | $1,590,000 | 1,521 |
| Pre-tax net operating income | $2,422,000 | 1,740 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $812,000 | 1,515 |
| Income before extraordinary items | $1,610,000 | 1,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,610,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,610,000 | 1,892 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 2,284 |
| Total interest expense | $832,000 | 2,356 |
| Net interest income | $2,242,000 | 2,231 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $1,006,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 2,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $867,000 | 876 |
| Total noninterest expense | $2,061,000 | 1,946 |
| Salaries and employee benefits | $1,080,000 | 2,035 |
| Premises and equipment expense | $276,000 | 2,100 |
| Additional noninterest expense | $705,000 | 1,685 |
| Pre-tax net operating income | $1,177,000 | 1,755 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $398,000 | 1,559 |
| Income before extraordinary items | $779,000 | 1,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $779,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $779,000 | 1,913 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,163,000 | 2,357 |
| Total interest expense | $3,390,000 | 2,571 |
| Net interest income | $8,773,000 | 2,210 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $5,947,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $499,000 | 3,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,448,000 | 714 |
| Total noninterest expense | $9,169,000 | 1,737 |
| Salaries and employee benefits | $4,521,000 | 1,905 |
| Premises and equipment expense | $980,000 | 2,295 |
| Additional noninterest expense | $3,668,000 | 1,351 |
| Pre-tax net operating income | $5,476,000 | 1,501 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,862,000 | 1,349 |
| Income before extraordinary items | $3,614,000 | 1,722 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,614,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,620 |
| Cash dividends | $3,100,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,614,000 | 1,636 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,165,000 | 2,385 |
| Total interest expense | $2,587,000 | 2,614 |
| Net interest income | $6,578,000 | 2,218 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $4,938,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $374,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,564,000 | 683 |
| Total noninterest expense | $6,855,000 | 1,751 |
| Salaries and employee benefits | $3,319,000 | 1,940 |
| Premises and equipment expense | $732,000 | 2,311 |
| Additional noninterest expense | $2,804,000 | 1,317 |
| Pre-tax net operating income | $4,601,000 | 1,404 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,577,000 | 1,293 |
| Income before extraordinary items | $3,024,000 | 1,595 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,024,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $2,201,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,024,000 | 1,530 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 2,375 |
| Total interest expense | $1,756,000 | 2,636 |
| Net interest income | $4,413,000 | 2,203 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $3,285,000 | 933 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $249,000 | 3,072 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,036,000 | 675 |
| Total noninterest expense | $4,357,000 | 1,813 |
| Salaries and employee benefits | $2,080,000 | 2,039 |
| Premises and equipment expense | $488,000 | 2,300 |
| Additional noninterest expense | $1,789,000 | 1,378 |
| Pre-tax net operating income | $3,296,000 | 1,299 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,131,000 | 1,234 |
| Income before extraordinary items | $2,165,000 | 1,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,165,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $1,700,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,165,000 | 1,410 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 2,380 |
| Total interest expense | $877,000 | 2,700 |
| Net interest income | $2,222,000 | 2,191 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $1,529,000 | 954 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,410,000 | 696 |
| Total noninterest expense | $2,141,000 | 1,832 |
| Salaries and employee benefits | $1,022,000 | 2,065 |
| Premises and equipment expense | $253,000 | 2,231 |
| Additional noninterest expense | $866,000 | 1,389 |
| Pre-tax net operating income | $1,580,000 | 1,356 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $544,000 | 1,271 |
| Income before extraordinary items | $1,036,000 | 1,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,036,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,036,000 | 1,455 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,337,000 | 2,306 |
| Total interest expense | $4,019,000 | 2,736 |
| Net interest income | $9,318,000 | 2,079 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $4,260,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $481,000 | 3,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,779,000 | 855 |
| Total noninterest expense | $8,184,000 | 1,848 |
| Salaries and employee benefits | $3,957,000 | 2,020 |
| Premises and equipment expense | $1,027,000 | 2,128 |
| Additional noninterest expense | $3,200,000 | 1,485 |
| Pre-tax net operating income | $5,264,000 | 1,557 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,791,000 | 1,416 |
| Income before extraordinary items | $3,473,000 | 1,727 |
| Extraordinary gains, net | $5,000 | 64 |
| Net income | $3,478,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $1,564,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,473,000 | 1,670 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,713,000 | 2,329 |
| Total interest expense | $6,007,000 | 2,663 |
| Net interest income | $8,706,000 | 2,051 |
| Provision for loan and lease losses | $235,000 | 3,803 |
| Total noninterest income | $3,679,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $462,000 | 3,031 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,217,000 | 892 |
| Total noninterest expense | $7,961,000 | 1,818 |
| Salaries and employee benefits | $3,605,000 | 2,094 |
| Premises and equipment expense | $933,000 | 2,288 |
| Additional noninterest expense | $3,423,000 | 1,368 |
| Pre-tax net operating income | $4,189,000 | 1,691 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $1,428,000 | 1,563 |
| Income before extraordinary items | $2,767,000 | 1,895 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,767,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,961 |
| Cash dividends | $2,528,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,763,040 | 1,823 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,291,000 | 2,292 |
| Total interest expense | $7,085,000 | 2,387 |
| Net interest income | $8,206,000 | 2,163 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $1,910,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $416,000 | 3,141 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,494,000 | 1,382 |
| Total noninterest expense | $5,871,000 | 2,324 |
| Salaries and employee benefits | $3,221,000 | 2,220 |
| Premises and equipment expense | $801,000 | 2,564 |
| Additional noninterest expense | $1,849,000 | 2,320 |
| Pre-tax net operating income | $4,080,000 | 1,790 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $1,318,000 | 1,682 |
| Income before extraordinary items | $2,760,000 | 1,886 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,760,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,623 |
| Cash dividends | $1,479,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,761,360 | 1,889 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,954,000 | 2,524 |
| Total interest expense | $5,305,000 | 2,759 |
| Net interest income | $7,649,000 | 2,307 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $1,636,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $388,000 | 3,295 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,248,000 | 1,588 |
| Total noninterest expense | $5,420,000 | 2,499 |
| Salaries and employee benefits | $2,806,000 | 2,500 |
| Premises and equipment expense | $753,000 | 2,702 |
| Additional noninterest expense | $1,861,000 | 2,346 |
| Pre-tax net operating income | $3,835,000 | 1,921 |
| Securities gains (losses) | $-34,000 | 9,691 |
| Applicable income taxes | $1,212,000 | 1,908 |
| Income before extraordinary items | $2,589,000 | 2,044 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,589,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $1,405,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,612,120 | 1,997 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,431,000 | 2,625 |
| Total interest expense | $5,433,000 | 2,773 |
| Net interest income | $6,998,000 | 2,424 |
| Provision for loan and lease losses | $327,000 | 2,425 |
| Total noninterest income | $1,559,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $347,000 | 3,524 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,212,000 | 1,617 |
| Total noninterest expense | $5,062,000 | 2,576 |
| Salaries and employee benefits | $2,570,000 | 2,635 |
| Premises and equipment expense | $588,000 | 3,230 |
| Additional noninterest expense | $1,904,000 | 2,203 |
| Pre-tax net operating income | $3,168,000 | 2,258 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $1,015,000 | 2,293 |
| Income before extraordinary items | $2,154,000 | 2,387 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,154,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $739,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,153,320 | 2,311 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,328,000 | 2,882 |
| Total interest expense | $5,085,000 | 2,936 |
| Net interest income | $6,243,000 | 2,798 |
| Provision for loan and lease losses | $603,000 | 1,508 |
| Total noninterest income | $1,174,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $347,000 | 3,636 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $827,000 | 1,989 |
| Total noninterest expense | $4,186,000 | 3,046 |
| Salaries and employee benefits | $2,172,000 | 3,051 |
| Premises and equipment expense | $470,000 | 3,910 |
| Additional noninterest expense | $1,544,000 | 2,663 |
| Pre-tax net operating income | $2,628,000 | 2,793 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $859,000 | 2,774 |
| Income before extraordinary items | $1,769,000 | 2,879 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,769,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,830 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,769,000 | 2,828 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 3,424 |
| Total interest expense | $4,206,000 | 3,541 |
| Net interest income | $5,320,000 | 3,329 |
| Provision for loan and lease losses | $518,000 | 1,687 |
| Total noninterest income | $724,000 | 4,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,503 |
| Total noninterest expense | $3,379,000 | 3,909 |
| Salaries and employee benefits | $1,749,000 | 3,764 |
| Premises and equipment expense | $412,000 | 4,435 |
| Additional noninterest expense | $1,218,000 | 3,736 |
| Pre-tax net operating income | $2,147,000 | 3,224 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $699,000 | 3,178 |
| Income before extraordinary items | $1,450,000 | 3,304 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,450,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,448,660 | 3,268 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 4,032 |
| Total interest expense | $3,509,000 | 4,148 |
| Net interest income | $4,454,000 | 3,942 |
| Provision for loan and lease losses | $510,000 | 1,541 |
| Total noninterest income | $530,000 | 4,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,124 |
| Total noninterest expense | $2,837,000 | 4,484 |
| Salaries and employee benefits | $1,349,000 | 4,717 |
| Premises and equipment expense | $325,000 | 5,303 |
| Additional noninterest expense | $1,163,000 | 3,844 |
| Pre-tax net operating income | $1,637,000 | 4,145 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $1,122,000 | 4,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,122,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,109,080 | 4,202 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 5,939 |
| Total interest expense | $1,862,000 | 5,926 |
| Net interest income | $2,856,000 | 5,819 |
| Provision for loan and lease losses | $386,000 | 1,873 |
| Total noninterest income | $398,000 | 6,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,950 |
| Total noninterest expense | $1,992,000 | 6,219 |
| Salaries and employee benefits | $978,000 | 6,192 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $719,000 | 6,190 |
| Pre-tax net operating income | $876,000 | 6,509 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $285,000 | 6,056 |
| Income before extraordinary items | $616,000 | 6,419 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $616,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,000 | 6,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 7,869 |
| Total interest expense | $1,326,000 | 7,792 |
| Net interest income | $1,956,000 | 7,810 |
| Provision for loan and lease losses | $226,000 | 3,645 |
| Total noninterest income | $410,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $1,539,000 | 7,701 |
| Salaries and employee benefits | $720,000 | 7,868 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $635,000 | 7,040 |
| Pre-tax net operating income | $601,000 | 7,937 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $408,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 9,281 |
| Total interest expense | $1,299,000 | 9,240 |
| Net interest income | $1,524,000 | 9,200 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,417 |
| Total noninterest expense | $1,111,000 | 9,448 |
| Salaries and employee benefits | $496,000 | 9,818 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $472,000 | 8,729 |
| Pre-tax net operating income | $599,000 | 7,719 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $417,000 | 8,046 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $417,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $410,790 | 7,758 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.