Home > FirstBank Shinnston > Income and Expense
FirstBank Shinnston, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,130 |
| Total interest expense | $1,927,000 | 6,020 |
| Net interest income | $3,848,000 | 4,565 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $363,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,666,000 | 4,985 |
| Salaries and employee benefits | $1,409,000 | 4,522 |
| Premises and equipment expense | $478,000 | 4,039 |
| Additional noninterest expense | $779,000 | 6,047 |
| Pre-tax net operating income | $1,425,000 | 4,527 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $488,000 | 4,275 |
| Income before extraordinary items | $941,000 | 4,920 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $941,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $441,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $938,360 | 4,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 5,137 |
| Total interest expense | $2,530,000 | 5,935 |
| Net interest income | $3,975,000 | 4,470 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $366,000 | 6,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $2,664,000 | 5,015 |
| Salaries and employee benefits | $1,356,000 | 4,639 |
| Premises and equipment expense | $460,000 | 4,271 |
| Additional noninterest expense | $848,000 | 5,809 |
| Pre-tax net operating income | $1,557,000 | 3,914 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $548,000 | 3,697 |
| Income before extraordinary items | $1,011,000 | 4,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,011,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $384,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,009,700 | 4,144 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.