Home > FirstBank Puerto Rico > Net charge- offs to loans
FirstBank Puerto Rico, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5706% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | -1.1024% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3062% | 4,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3821% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1525% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0356% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7671% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5308% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | -1.5548% | 4,576 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | -2.8473% | 4,587 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5122% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9510% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9331% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5522% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5597% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 518 |
| Percentage Net Loans Charged-off:Construction & development | -0.5778% | 4,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | -4.3521% | 4,613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7977% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8550% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6592% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4788% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 330 |
| Percentage Net Loans Charged-off:Construction & development | -0.1755% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | -5.0097% | 4,685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8813% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4990% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5290% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3040% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0000% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.4478% | 4,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0688% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | -8.1913% | 4,719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1087% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0837% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2815% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2798% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0051% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | -9.0227% | 4,759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 3,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1103% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0450% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8415% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0527% | 4,172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0894% | 4,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | -15.8512% | 3,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 3,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0476% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9195% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7854% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 458 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 4,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | -37.7652% | 3,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1487% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0686% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0298% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5786% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8106% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4377% | 188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4404% | 64 |
| Percentage Net Loans Charged-off:Construction & development | -0.0428% | 4,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0561% | 3,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8678% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6134% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8686% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2748% | 4,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1161% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2484% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7806% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4972% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5618% | 50 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0281% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1138% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3725% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1098% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4217% | 4,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1803% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5075% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8059% | 435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2597% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1280% | 272 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0440% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2575% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1754% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2486% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5674% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3793% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8965% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9620% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4056% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1709% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0174% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0879% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0223% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2587% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3819% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2373% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1496% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4738% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1118% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3642% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1876% | 348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0584% | 4,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0290% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3143% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1441% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2954% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5320% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0163% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2649% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 81.2087% | 3 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4676% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2724% | 205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3600% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3528% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3351% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4965% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5835% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1195% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1574% | 1,048 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5356% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2396% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0390% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4214% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 9.5545% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3794% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0396% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8874% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2883% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4577% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1416% | 1,032 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6910% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2882% | 175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0713% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5014% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5826% | 3,787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5167% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0971% | 4,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4987% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9330% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0510% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2833% | 1,021 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9027% | 178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6456% | 89 |
| Percentage Net Loans Charged-off:Construction & development | -0.2828% | 4,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6628% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0568% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7040% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 9.2484% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6610% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4029% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2782% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6610% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0128% | 295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.7550% | 12 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9193% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7025% | 71 |
| Percentage Net Loans Charged-off:Construction & development | -0.4170% | 4,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8638% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0732% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6690% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 10.7638% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6185% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5865% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1174% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4240% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8652% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.4620% | 13 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0643% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8696% | 49 |
| Percentage Net Loans Charged-off:Construction & development | -0.1650% | 4,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2085% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7255% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 16.3747% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6462% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2615% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0304% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6275% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7200% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.0107% | 12 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0532% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6202% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.8066% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2918% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8925% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 29.6369% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7427% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6086% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0708% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7721% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7368% | 362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6639% | 8 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0850% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7990% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 3.4038% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7381% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0886% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6509% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6546% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9174% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6072% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0343% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2988% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.4137% | 7 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2670% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0209% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 4.6367% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2385% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0257% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6171% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2320% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6193% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2313% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6681% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0526% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3628% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 23.4824% | 6 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1821% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8121% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 1.6274% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8703% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4987% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3142% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4998% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7224% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7573% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8320% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7405% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 34.6659% | 4 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2544% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0267% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.2858% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2194% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3795% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2165% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3804% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0015% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6480% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5804% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4342% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9016% | 9 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3180% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1384% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 2.8741% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6691% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0233% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7984% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3096% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7955% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9545% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2806% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7434% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9378% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.8992% | 10 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3988% | 115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1763% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 0.4366% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8094% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0312% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8466% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5631% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8427% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5737% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3378% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7091% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0157% | 299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.3509% | 6 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6951% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5157% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 0.5876% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6620% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0467% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8471% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2886% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8396% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6077% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2603% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4141% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9893% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 35.6507% | 3 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2152% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5971% | 114 |
| Percentage Net Loans Charged-off:Construction & development | -1.2155% | 5,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2913% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9462% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2347% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9293% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8779% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0511% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4091% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9666% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.7616% | 8 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3321% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1231% | 57 |
| Percentage Net Loans Charged-off:Construction & development | 1.4904% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4540% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3856% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9581% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4488% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9613% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9207% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7599% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9406% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4825% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4856% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 32.1453% | 5 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3036% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0533% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 0.4701% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2134% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0435% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1743% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0493% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0798% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7631% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9442% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4865% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4542% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.7090% | 13 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0206% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8277% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 0.9744% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5591% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0943% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1010% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6650% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9198% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3725% | 236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4358% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0545% | 1,171 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9847% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7240% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.3328% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6319% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8662% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5722% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8758% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8472% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1279% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5502% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3752% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0947% | 1,156 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6218% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5511% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 2.4692% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7995% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6477% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0308% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6453% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9626% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9403% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7446% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8117% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8609% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8380% | 34 |
| Percentage Net Loans Charged-off:Construction & development | 3.2298% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4087% | 47 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6592% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0808% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6566% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5596% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0596% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0883% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8323% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9322% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2720% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4878% | 24 |
| Percentage Net Loans Charged-off:Construction & development | 4.9275% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8040% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6798% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0905% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6772% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5576% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9308% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2811% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6350% | 192 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0442% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2421% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7875% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 1.5369% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8730% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7257% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5819% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7204% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5310% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5551% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5139% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3471% | 165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5457% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7830% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0959% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 3.8368% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2834% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8602% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8665% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6084% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6271% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4137% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6720% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8125% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9886% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2882% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 5.4730% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5713% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8673% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8740% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5093% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4566% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2097% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5082% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0758% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0506% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6619% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 3.7071% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3880% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8723% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8792% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5067% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1542% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3487% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3220% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9320% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0810% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5394% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1554% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1727% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0273% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0359% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1821% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6846% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8359% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2375% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4675% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0627% | 38 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3299% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 12.5832% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3819% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9465% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9895% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1653% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3284% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7180% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5372% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3834% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0356% | 21 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5864% | 17 |
| Percentage Net Loans Charged-off:Construction & development | 15.4636% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5126% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3149% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3701% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8252% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3020% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2102% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3668% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4330% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.7803% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.6090% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 21.3511% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4498% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.6199% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 8.6958% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0668% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3558% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4945% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3389% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5079% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.1245% | 16 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.0948% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 35.6410% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.1276% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6990% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7141% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.3463% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7189% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1416% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1058% | 436 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8353% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6772% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6999% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 5.2199% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1706% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3265% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3392% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4895% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9042% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8963% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7391% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2691% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7247% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8464% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 6.2206% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1578% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3380% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3510% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2233% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8029% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9629% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9217% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2625% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7896% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9323% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 8.6716% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0586% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4232% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4372% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2301% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8996% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0032% | 1,252 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0821% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2696% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7088% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6561% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 13.7377% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0904% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8621% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8707% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5644% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4852% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1680% | 1,330 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4859% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3360% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6499% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7956% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 14.0211% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6729% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4116% | 541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3597% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3728% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7055% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4372% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | -7.2420% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1329% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2363% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7633% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1715% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 13.6104% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0909% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4622% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4761% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5699% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5477% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | -8.4085% | 1,461 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1627% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2445% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0344% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4362% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 15.8817% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0184% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1389% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1494% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2573% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5185% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | -9.7600% | 1,462 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0364% | 581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2783% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8429% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0099% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 10.0027% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7429% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0468% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0561% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8175% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4846% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | -17.5317% | 1,469 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8357% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3608% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7058% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6797% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 27.1711% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6319% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7695% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7843% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5376% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3171% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | -12.5907% | 1,565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4124% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6425% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0799% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 16.7158% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1421% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6396% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6533% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2430% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2967% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | -14.9308% | 1,564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4096% | 1,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6067% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0913% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 14.7032% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5923% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7129% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7272% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1959% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2472% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | -14.1035% | 1,558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3881% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7354% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3252% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 15.7431% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8350% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4271% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4390% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3090% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4425% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | -11.2360% | 1,562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4229% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1351% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4300% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 10.2158% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5857% | 1,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8397% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8466% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5045% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1732% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | -18.3238% | 1,674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4754% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0871% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2569% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 9.3638% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4880% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8303% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8372% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7285% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0901% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | -18.9290% | 1,684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5467% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0630% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0512% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 8.3596% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3660% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6006% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6034% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2450% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9257% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | -21.4925% | 1,696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6671% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9660% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5336% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 5.8103% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7996% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8033% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3880% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8241% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | -22.5670% | 1,695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6613% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2378% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7744% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 2.9820% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2207% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1782% | 2,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1791% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2210% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4433% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | -27.5880% | 1,869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8007% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2675% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7784% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 2.8379% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3233% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1670% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1678% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4310% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3742% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | -29.5403% | 1,866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7458% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4327% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8335% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 3.2532% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1751% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1693% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0425% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5337% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | -28.6967% | 1,858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7170% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5782% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5313% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 1.3347% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5217% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1786% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1795% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3460% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7400% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | -20.4997% | 1,836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9364% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8811% | 547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.6469% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 2,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4738% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8066% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7389% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7119% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9602% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2550% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.8044% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0184% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5520% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9549% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9064% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7637% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9249% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 7,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8169% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0607% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3275% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7521% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9053% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6487% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1650% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3233% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7687% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6181% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0415% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 2,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4533% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6163% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2432% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5837% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0567% | 6,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3499% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0728% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4558% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1928% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5653% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0894% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2977% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1297% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6104% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1580% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5411% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4124% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0842% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0225% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1268% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4312% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 2,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3675% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4283% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1796% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1411% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3667% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1169% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4150% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1417% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3493% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0416% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2813% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9714% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6337% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3655% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9632% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0164% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0737% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 3,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 2,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4072% | 2,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3760% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5505% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2205% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4854% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.1263% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4301% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3386% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4130% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4573% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4700% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4025% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3956% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0048% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5935% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4917% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6069% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 12.2100% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7362% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6967% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0567% | 664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 3,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 3,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4983% | 2,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8618% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3584% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8689% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7159% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.1323% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 8,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 8,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5159% | 2,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8481% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5700% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5167% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7666% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.2057% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 8,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6143% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9238% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6169% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3710% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8408% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.2142% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9163% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7958% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8021% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9075% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8293% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 3,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.2204% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 3,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 3,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2482% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2409% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1738% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4760% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3133% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 8,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 8,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9375% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5744% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3728% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6891% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2066% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3720% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9300% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3059% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8043% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8568% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0532% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1039% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9075% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4224% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3119% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1280% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.6459% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1027% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7865% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9628% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0364% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1684% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 1.9486% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1894% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2634% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8064% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1776% | 232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 4.8354% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0991% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7149% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1281% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2073% | 5 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8165% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 1.7525% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1801% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9409% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4178% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1981% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7692% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1398% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 1.0921% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1394% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1426% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2005% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7962% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6069% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.5242% | 9 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5805% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3054% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 5.7443% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0819% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1989% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3202% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8444% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1595% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.1509% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1676% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0622% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1963% | 223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6626% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |