Home > FirstBank of Wheat Ridge > Income and Expense
FirstBank of Wheat Ridge, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,727,000 | 1,819 |
| Total interest expense | $2,066,000 | 2,890 |
| Net interest income | $10,661,000 | 1,588 |
| Provision for loan and lease losses | $378,000 | 3,987 |
| Total noninterest income | $2,402,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,182,000 | 990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,220,000 | 1,583 |
| Total noninterest expense | $6,207,000 | 2,344 |
| Salaries and employee benefits | $2,440,000 | 2,912 |
| Premises and equipment expense | $629,000 | 2,917 |
| Additional noninterest expense | $3,138,000 | 1,693 |
| Pre-tax net operating income | $6,478,000 | 661 |
| Securities gains (losses) | $-6,000 | 7,171 |
| Applicable income taxes | $1,775,000 | 657 |
| Income before extraordinary items | $4,697,000 | 745 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,697,000 | 742 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,697,000 | 745 |
| Net charge-offs | $38,000 | 5,700 |
| Cash dividends | $2,600,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,701,380 | 702 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 1,844 |
| Total interest expense | $1,426,000 | 2,903 |
| Net interest income | $7,064,000 | 1,602 |
| Provision for loan and lease losses | $32,000 | 6,120 |
| Total noninterest income | $1,579,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $784,000 | 1,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $795,000 | 1,527 |
| Total noninterest expense | $4,115,000 | 2,356 |
| Salaries and employee benefits | $1,619,000 | 2,944 |
| Premises and equipment expense | $429,000 | 2,888 |
| Additional noninterest expense | $2,067,000 | 1,709 |
| Pre-tax net operating income | $4,496,000 | 618 |
| Securities gains (losses) | $-83,000 | 7,488 |
| Applicable income taxes | $1,218,000 | 602 |
| Income before extraordinary items | $3,195,000 | 704 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,195,000 | 702 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,195,000 | 704 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,254,760 | 671 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 1,921 |
| Total interest expense | $733,000 | 2,958 |
| Net interest income | $3,439,000 | 1,648 |
| Provision for loan and lease losses | $57,000 | 4,750 |
| Total noninterest income | $768,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $389,000 | 1,014 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $379,000 | 1,558 |
| Total noninterest expense | $2,048,000 | 2,391 |
| Salaries and employee benefits | $823,000 | 2,941 |
| Premises and equipment expense | $222,000 | 2,864 |
| Additional noninterest expense | $1,003,000 | 1,740 |
| Pre-tax net operating income | $2,102,000 | 644 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $567,000 | 644 |
| Income before extraordinary items | $1,535,000 | 718 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,535,000 | 721 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,535,000 | 722 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,535,000 | 691 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,201,000 | 1,965 |
| Total interest expense | $4,325,000 | 2,562 |
| Net interest income | $12,876,000 | 1,732 |
| Provision for loan and lease losses | $1,130,000 | 3,304 |
| Total noninterest income | $3,250,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,688,000 | 1,031 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,562,000 | 1,611 |
| Total noninterest expense | $8,330,000 | 2,376 |
| Salaries and employee benefits | $3,246,000 | 2,980 |
| Premises and equipment expense | $796,000 | 3,138 |
| Additional noninterest expense | $4,288,000 | 1,745 |
| Pre-tax net operating income | $6,666,000 | 643 |
| Securities gains (losses) | $549,000 | 826 |
| Applicable income taxes | $1,831,000 | 604 |
| Income before extraordinary items | $5,384,000 | 624 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,384,000 | 623 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,384,000 | 625 |
| Net charge-offs | $995,000 | 2,868 |
| Cash dividends | $2,750,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,972,250 | 684 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,947,000 | 1,996 |
| Total interest expense | $3,405,000 | 2,566 |
| Net interest income | $9,542,000 | 1,756 |
| Provision for loan and lease losses | $987,000 | 2,802 |
| Total noninterest income | $2,391,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,267,000 | 1,028 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,124,000 | 1,680 |
| Total noninterest expense | $6,216,000 | 2,378 |
| Salaries and employee benefits | $2,411,000 | 3,024 |
| Premises and equipment expense | $577,000 | 3,269 |
| Additional noninterest expense | $3,228,000 | 1,677 |
| Pre-tax net operating income | $4,730,000 | 718 |
| Securities gains (losses) | $549,000 | 650 |
| Applicable income taxes | $1,354,000 | 657 |
| Income before extraordinary items | $3,925,000 | 688 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,925,000 | 687 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,925,000 | 690 |
| Net charge-offs | $915,000 | 2,294 |
| Cash dividends | $2,750,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,518,740 | 763 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 2,015 |
| Total interest expense | $2,402,000 | 2,540 |
| Net interest income | $6,301,000 | 1,778 |
| Provision for loan and lease losses | $715,000 | 2,463 |
| Total noninterest income | $1,578,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $835,000 | 1,020 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $743,000 | 1,742 |
| Total noninterest expense | $4,175,000 | 2,397 |
| Salaries and employee benefits | $1,611,000 | 3,061 |
| Premises and equipment expense | $386,000 | 3,280 |
| Additional noninterest expense | $2,178,000 | 1,673 |
| Pre-tax net operating income | $2,989,000 | 779 |
| Securities gains (losses) | $549,000 | 471 |
| Applicable income taxes | $905,000 | 679 |
| Income before extraordinary items | $2,633,000 | 689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,633,000 | 687 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,633,000 | 690 |
| Net charge-offs | $510,000 | 2,326 |
| Cash dividends | $1,750,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,226,740 | 814 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,413,000 | 2,013 |
| Total interest expense | $1,309,000 | 2,428 |
| Net interest income | $3,104,000 | 1,792 |
| Provision for loan and lease losses | $312,000 | 2,251 |
| Total noninterest income | $769,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $408,000 | 1,010 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $361,000 | 1,731 |
| Total noninterest expense | $2,016,000 | 2,413 |
| Salaries and employee benefits | $819,000 | 3,043 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $1,013,000 | 1,595 |
| Pre-tax net operating income | $1,545,000 | 827 |
| Securities gains (losses) | $549,000 | 302 |
| Applicable income taxes | $578,000 | 580 |
| Income before extraordinary items | $1,516,000 | 676 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,516,000 | 674 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,516,000 | 678 |
| Net charge-offs | $319,000 | 1,720 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,120,720 | 895 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,162,000 | 2,098 |
| Total interest expense | $6,780,000 | 2,258 |
| Net interest income | $11,382,000 | 1,949 |
| Provision for loan and lease losses | $1,206,000 | 2,449 |
| Total noninterest income | $3,244,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,801,000 | 995 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,443,000 | 1,640 |
| Total noninterest expense | $6,929,000 | 2,713 |
| Salaries and employee benefits | $2,965,000 | 3,286 |
| Premises and equipment expense | $633,000 | 3,764 |
| Additional noninterest expense | $3,331,000 | 1,837 |
| Pre-tax net operating income | $6,491,000 | 859 |
| Securities gains (losses) | $-1,328,000 | 7,799 |
| Applicable income taxes | $1,142,000 | 1,075 |
| Income before extraordinary items | $4,021,000 | 1,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,021,000 | 1,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 2,284 |
| Cash dividends | $2,100,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,056,840 | 861 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,594,000 | 2,147 |
| Total interest expense | $5,250,000 | 2,278 |
| Net interest income | $8,344,000 | 2,019 |
| Provision for loan and lease losses | $628,000 | 2,409 |
| Total noninterest income | $2,423,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,332,000 | 1,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,091,000 | 1,698 |
| Total noninterest expense | $5,175,000 | 2,704 |
| Salaries and employee benefits | $2,245,000 | 3,295 |
| Premises and equipment expense | $461,000 | 3,876 |
| Additional noninterest expense | $2,469,000 | 1,800 |
| Pre-tax net operating income | $4,964,000 | 1,025 |
| Securities gains (losses) | $-1,532,000 | 8,000 |
| Applicable income taxes | $697,000 | 1,542 |
| Income before extraordinary items | $2,735,000 | 1,361 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,735,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,500 |
| Cash dividends | $1,900,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,960,600 | 982 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,066,000 | 2,176 |
| Total interest expense | $3,663,000 | 2,281 |
| Net interest income | $5,403,000 | 2,057 |
| Provision for loan and lease losses | $489,000 | 1,946 |
| Total noninterest income | $1,582,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $857,000 | 1,028 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $725,000 | 1,744 |
| Total noninterest expense | $3,368,000 | 2,761 |
| Salaries and employee benefits | $1,478,000 | 3,369 |
| Premises and equipment expense | $302,000 | 3,952 |
| Additional noninterest expense | $1,588,000 | 1,822 |
| Pre-tax net operating income | $3,128,000 | 1,129 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $793,000 | 1,117 |
| Income before extraordinary items | $2,335,000 | 1,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,335,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,335,000 | 1,163 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 2,263 |
| Total interest expense | $1,980,000 | 2,253 |
| Net interest income | $2,472,000 | 2,237 |
| Provision for loan and lease losses | $132,000 | 2,339 |
| Total noninterest income | $775,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $414,000 | 1,049 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $361,000 | 1,738 |
| Total noninterest expense | $1,653,000 | 2,798 |
| Salaries and employee benefits | $749,000 | 3,357 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $762,000 | 1,848 |
| Pre-tax net operating income | $1,462,000 | 1,295 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $368,000 | 1,265 |
| Income before extraordinary items | $1,094,000 | 1,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,094,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,094,000 | 1,341 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,344,000 | 2,495 |
| Total interest expense | $8,136,000 | 2,284 |
| Net interest income | $8,208,000 | 2,666 |
| Provision for loan and lease losses | $416,000 | 2,641 |
| Total noninterest income | $2,946,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,665,000 | 1,070 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,281,000 | 1,875 |
| Total noninterest expense | $5,833,000 | 3,044 |
| Salaries and employee benefits | $2,375,000 | 3,871 |
| Premises and equipment expense | $512,000 | 4,281 |
| Additional noninterest expense | $2,946,000 | 1,873 |
| Pre-tax net operating income | $4,905,000 | 1,672 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,202,000 | 1,643 |
| Income before extraordinary items | $3,703,000 | 1,710 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,703,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,663 |
| Cash dividends | $3,100,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,703,000 | 1,698 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,008,000 | 2,538 |
| Total interest expense | $5,982,000 | 2,316 |
| Net interest income | $6,026,000 | 2,713 |
| Provision for loan and lease losses | $262,000 | 2,538 |
| Total noninterest income | $2,153,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,222,000 | 1,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $931,000 | 1,923 |
| Total noninterest expense | $4,300,000 | 3,057 |
| Salaries and employee benefits | $1,765,000 | 3,881 |
| Premises and equipment expense | $330,000 | 4,730 |
| Additional noninterest expense | $2,205,000 | 1,828 |
| Pre-tax net operating income | $3,617,000 | 1,810 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $857,000 | 1,808 |
| Income before extraordinary items | $2,760,000 | 1,826 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,760,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $2,700,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,760,000 | 1,813 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 2,624 |
| Total interest expense | $3,812,000 | 2,424 |
| Net interest income | $3,962,000 | 2,776 |
| Provision for loan and lease losses | $63,000 | 3,949 |
| Total noninterest income | $1,381,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $775,000 | 1,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $606,000 | 1,969 |
| Total noninterest expense | $2,792,000 | 3,147 |
| Salaries and employee benefits | $1,146,000 | 3,985 |
| Premises and equipment expense | $216,000 | 4,792 |
| Additional noninterest expense | $1,430,000 | 1,898 |
| Pre-tax net operating income | $2,488,000 | 1,819 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $596,000 | 1,850 |
| Income before extraordinary items | $1,892,000 | 1,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,892,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $1,800,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,892,000 | 1,814 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 2,669 |
| Total interest expense | $1,817,000 | 2,517 |
| Net interest income | $1,967,000 | 2,802 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $655,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $371,000 | 1,158 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $284,000 | 2,030 |
| Total noninterest expense | $1,374,000 | 3,198 |
| Salaries and employee benefits | $576,000 | 3,994 |
| Premises and equipment expense | $94,000 | 5,233 |
| Additional noninterest expense | $704,000 | 1,894 |
| Pre-tax net operating income | $1,210,000 | 1,848 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $282,000 | 1,933 |
| Income before extraordinary items | $928,000 | 1,841 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $928,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $928,000 | 1,829 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,893,000 | 2,567 |
| Total interest expense | $6,429,000 | 2,443 |
| Net interest income | $8,464,000 | 2,651 |
| Provision for loan and lease losses | $218,000 | 3,381 |
| Total noninterest income | $2,639,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,421,000 | 1,256 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,218,000 | 1,942 |
| Total noninterest expense | $4,995,000 | 3,358 |
| Salaries and employee benefits | $2,023,000 | 4,228 |
| Premises and equipment expense | $215,000 | 6,577 |
| Additional noninterest expense | $2,757,000 | 1,908 |
| Pre-tax net operating income | $5,890,000 | 1,641 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,435,000 | 1,739 |
| Income before extraordinary items | $4,455,000 | 1,627 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,455,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $4,100,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,455,000 | 1,612 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,058,000 | 2,577 |
| Total interest expense | $4,578,000 | 2,489 |
| Net interest income | $6,480,000 | 2,629 |
| Provision for loan and lease losses | $167,000 | 3,229 |
| Total noninterest income | $1,954,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,056,000 | 1,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $898,000 | 1,977 |
| Total noninterest expense | $3,729,000 | 3,364 |
| Salaries and employee benefits | $1,504,000 | 4,225 |
| Premises and equipment expense | $174,000 | 6,419 |
| Additional noninterest expense | $2,051,000 | 1,902 |
| Pre-tax net operating income | $4,538,000 | 1,634 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,097,000 | 1,764 |
| Income before extraordinary items | $3,441,000 | 1,613 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,441,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,348 |
| Cash dividends | $3,300,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,441,000 | 1,593 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 2,593 |
| Total interest expense | $2,850,000 | 2,548 |
| Net interest income | $4,370,000 | 2,606 |
| Provision for loan and lease losses | $58,000 | 4,305 |
| Total noninterest income | $1,272,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $684,000 | 1,293 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $588,000 | 1,993 |
| Total noninterest expense | $2,493,000 | 3,353 |
| Salaries and employee benefits | $1,004,000 | 4,244 |
| Premises and equipment expense | $121,000 | 6,332 |
| Additional noninterest expense | $1,368,000 | 1,909 |
| Pre-tax net operating income | $3,091,000 | 1,608 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $754,000 | 1,752 |
| Income before extraordinary items | $2,337,000 | 1,578 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,337,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $2,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,337,000 | 1,564 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 2,572 |
| Total interest expense | $1,363,000 | 2,525 |
| Net interest income | $2,223,000 | 2,548 |
| Provision for loan and lease losses | $-19,000 | 8,568 |
| Total noninterest income | $613,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $327,000 | 1,310 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $286,000 | 2,010 |
| Total noninterest expense | $1,219,000 | 3,420 |
| Salaries and employee benefits | $502,000 | 4,272 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $674,000 | 1,940 |
| Pre-tax net operating income | $1,636,000 | 1,513 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $409,000 | 1,630 |
| Income before extraordinary items | $1,227,000 | 1,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,227,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,227,000 | 1,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,261,000 | 2,311 |
| Total interest expense | $4,620,000 | 2,370 |
| Net interest income | $9,641,000 | 2,293 |
| Provision for loan and lease losses | $-6,000 | 8,488 |
| Total noninterest income | $2,542,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,383,000 | 1,288 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,159,000 | 2,016 |
| Total noninterest expense | $4,701,000 | 3,404 |
| Salaries and employee benefits | $1,945,000 | 4,205 |
| Premises and equipment expense | $236,000 | 6,354 |
| Additional noninterest expense | $2,520,000 | 2,005 |
| Pre-tax net operating income | $7,488,000 | 1,274 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,948,000 | 1,395 |
| Income before extraordinary items | $5,540,000 | 1,293 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,540,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $4,200,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,540,000 | 1,276 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,634,000 | 2,288 |
| Total interest expense | $3,274,000 | 2,382 |
| Net interest income | $7,360,000 | 2,228 |
| Provision for loan and lease losses | $-86,000 | 8,691 |
| Total noninterest income | $1,919,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,048,000 | 1,252 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $871,000 | 1,998 |
| Total noninterest expense | $3,577,000 | 3,342 |
| Salaries and employee benefits | $1,505,000 | 4,083 |
| Premises and equipment expense | $168,000 | 6,453 |
| Additional noninterest expense | $1,904,000 | 1,958 |
| Pre-tax net operating income | $5,788,000 | 1,232 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,519,000 | 1,372 |
| Income before extraordinary items | $4,269,000 | 1,268 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,269,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,269,000 | 1,237 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 2,236 |
| Total interest expense | $2,038,000 | 2,393 |
| Net interest income | $5,016,000 | 2,158 |
| Provision for loan and lease losses | $-68,000 | 8,716 |
| Total noninterest income | $1,245,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $682,000 | 1,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $563,000 | 2,022 |
| Total noninterest expense | $2,368,000 | 3,335 |
| Salaries and employee benefits | $1,010,000 | 4,041 |
| Premises and equipment expense | $95,000 | 6,804 |
| Additional noninterest expense | $1,263,000 | 1,942 |
| Pre-tax net operating income | $3,961,000 | 1,182 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,060,000 | 1,306 |
| Income before extraordinary items | $2,901,000 | 1,217 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,901,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,901,000 | 1,191 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 2,174 |
| Total interest expense | $989,000 | 2,355 |
| Net interest income | $2,572,000 | 2,101 |
| Provision for loan and lease losses | $-52,000 | 8,809 |
| Total noninterest income | $605,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $334,000 | 1,227 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $271,000 | 2,023 |
| Total noninterest expense | $1,224,000 | 3,270 |
| Salaries and employee benefits | $531,000 | 3,906 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $629,000 | 1,955 |
| Pre-tax net operating income | $2,005,000 | 1,151 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $526,000 | 1,294 |
| Income before extraordinary items | $1,479,000 | 1,173 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,479,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,479,000 | 1,147 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,044,000 | 2,206 |
| Total interest expense | $3,356,000 | 2,387 |
| Net interest income | $9,688,000 | 2,098 |
| Provision for loan and lease losses | $-26,000 | 8,713 |
| Total noninterest income | $2,817,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,703,000 | 1,056 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,114,000 | 2,014 |
| Total noninterest expense | $4,777,000 | 3,251 |
| Salaries and employee benefits | $2,180,000 | 3,719 |
| Premises and equipment expense | $200,000 | 6,775 |
| Additional noninterest expense | $2,397,000 | 2,038 |
| Pre-tax net operating income | $7,754,000 | 1,134 |
| Securities gains (losses) | $85,000 | 1,360 |
| Applicable income taxes | $2,030,000 | 1,256 |
| Income before extraordinary items | $5,809,000 | 1,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,809,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,696 |
| Cash dividends | $5,100,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,746,100 | 1,104 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 2,253 |
| Total interest expense | $2,368,000 | 2,473 |
| Net interest income | $7,053,000 | 2,144 |
| Provision for loan and lease losses | $22,000 | 6,263 |
| Total noninterest income | $2,159,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,334,000 | 998 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $825,000 | 2,032 |
| Total noninterest expense | $3,543,000 | 3,272 |
| Salaries and employee benefits | $1,614,000 | 3,737 |
| Premises and equipment expense | $140,000 | 6,884 |
| Additional noninterest expense | $1,789,000 | 2,012 |
| Pre-tax net operating income | $5,647,000 | 1,170 |
| Securities gains (losses) | $85,000 | 1,292 |
| Applicable income taxes | $1,445,000 | 1,319 |
| Income before extraordinary items | $4,287,000 | 1,153 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,287,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $3,100,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,223,250 | 1,131 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 2,335 |
| Total interest expense | $1,531,000 | 2,531 |
| Net interest income | $4,512,000 | 2,217 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $1,462,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $915,000 | 949 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $547,000 | 2,051 |
| Total noninterest expense | $2,322,000 | 3,327 |
| Salaries and employee benefits | $1,063,000 | 3,793 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $1,173,000 | 2,058 |
| Pre-tax net operating income | $3,613,000 | 1,188 |
| Securities gains (losses) | $85,000 | 1,131 |
| Applicable income taxes | $887,000 | 1,415 |
| Income before extraordinary items | $2,811,000 | 1,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,811,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $2,400,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,746,400 | 1,148 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 2,412 |
| Total interest expense | $756,000 | 2,590 |
| Net interest income | $2,161,000 | 2,304 |
| Provision for loan and lease losses | $-43,000 | 8,993 |
| Total noninterest income | $722,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $461,000 | 909 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $261,000 | 2,067 |
| Total noninterest expense | $1,159,000 | 3,320 |
| Salaries and employee benefits | $548,000 | 3,731 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $570,000 | 2,071 |
| Pre-tax net operating income | $1,767,000 | 1,191 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $430,000 | 1,467 |
| Income before extraordinary items | $1,337,000 | 1,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,337,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $1,200,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,337,000 | 1,153 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,872,000 | 2,406 |
| Total interest expense | $3,395,000 | 2,568 |
| Net interest income | $8,477,000 | 2,289 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $3,113,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,936,000 | 889 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,177,000 | 2,149 |
| Total noninterest expense | $4,678,000 | 3,237 |
| Salaries and employee benefits | $2,054,000 | 3,837 |
| Premises and equipment expense | $220,000 | 6,535 |
| Additional noninterest expense | $2,404,000 | 1,998 |
| Pre-tax net operating income | $6,707,000 | 1,244 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,522,000 | 1,604 |
| Income before extraordinary items | $5,185,000 | 1,240 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,185,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,556 |
| Cash dividends | $4,300,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,185,000 | 1,169 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,871,000 | 2,453 |
| Total interest expense | $2,580,000 | 2,618 |
| Net interest income | $6,291,000 | 2,320 |
| Provision for loan and lease losses | $102,000 | 4,630 |
| Total noninterest income | $2,358,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,452,000 | 898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $906,000 | 2,191 |
| Total noninterest expense | $3,582,000 | 3,169 |
| Salaries and employee benefits | $1,575,000 | 3,758 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $1,847,000 | 1,936 |
| Pre-tax net operating income | $4,965,000 | 1,293 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,099,000 | 1,718 |
| Income before extraordinary items | $3,866,000 | 1,273 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,866,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $3,400,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,866,000 | 1,201 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 2,462 |
| Total interest expense | $1,747,000 | 2,650 |
| Net interest income | $4,205,000 | 2,309 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,572,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $949,000 | 897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $623,000 | 2,142 |
| Total noninterest expense | $2,355,000 | 3,210 |
| Salaries and employee benefits | $1,060,000 | 3,736 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $1,191,000 | 2,009 |
| Pre-tax net operating income | $3,362,000 | 1,268 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $756,000 | 1,708 |
| Income before extraordinary items | $2,606,000 | 1,269 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,606,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $2,200,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,606,000 | 1,185 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 2,441 |
| Total interest expense | $887,000 | 2,673 |
| Net interest income | $2,122,000 | 2,294 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $755,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $456,000 | 909 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $299,000 | 2,114 |
| Total noninterest expense | $1,169,000 | 3,232 |
| Salaries and employee benefits | $538,000 | 3,674 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $583,000 | 2,023 |
| Pre-tax net operating income | $1,635,000 | 1,307 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $359,000 | 1,778 |
| Income before extraordinary items | $1,276,000 | 1,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,276,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,276,000 | 1,208 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,677,000 | 2,250 |
| Total interest expense | $4,129,000 | 2,665 |
| Net interest income | $9,548,000 | 2,027 |
| Provision for loan and lease losses | $-57,000 | 9,234 |
| Total noninterest income | $3,565,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,906,000 | 846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,659,000 | 1,525 |
| Total noninterest expense | $4,854,000 | 3,005 |
| Salaries and employee benefits | $2,328,000 | 3,319 |
| Premises and equipment expense | $160,000 | 7,308 |
| Additional noninterest expense | $2,366,000 | 1,960 |
| Pre-tax net operating income | $8,316,000 | 1,013 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,059,000 | 1,259 |
| Income before extraordinary items | $6,257,000 | 1,001 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,257,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,992 |
| Cash dividends | $4,600,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,257,000 | 956 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,079,000 | 2,262 |
| Total interest expense | $6,492,000 | 2,470 |
| Net interest income | $8,587,000 | 2,083 |
| Provision for loan and lease losses | $194,000 | 4,218 |
| Total noninterest income | $2,918,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,771,000 | 835 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,147,000 | 1,860 |
| Total noninterest expense | $4,735,000 | 2,958 |
| Salaries and employee benefits | $2,371,000 | 3,097 |
| Premises and equipment expense | $149,000 | 7,533 |
| Additional noninterest expense | $2,215,000 | 2,031 |
| Pre-tax net operating income | $6,576,000 | 1,127 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,559,000 | 1,449 |
| Income before extraordinary items | $5,017,000 | 1,092 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,017,000 | 1,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,996 |
| Cash dividends | $3,500,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,017,000 | 1,050 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,049,000 | 2,463 |
| Total interest expense | $7,130,000 | 2,377 |
| Net interest income | $6,919,000 | 2,571 |
| Provision for loan and lease losses | $163,000 | 4,226 |
| Total noninterest income | $2,459,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,485,000 | 905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $974,000 | 1,887 |
| Total noninterest expense | $4,327,000 | 3,113 |
| Salaries and employee benefits | $1,990,000 | 3,478 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $2,154,000 | 2,011 |
| Pre-tax net operating income | $4,888,000 | 1,512 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $991,000 | 2,139 |
| Income before extraordinary items | $3,897,000 | 1,360 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,897,000 | 1,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $3,225,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,897,000 | 1,346 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,042,000 | 2,511 |
| Total interest expense | $6,228,000 | 2,356 |
| Net interest income | $6,814,000 | 2,575 |
| Provision for loan and lease losses | $111,000 | 5,007 |
| Total noninterest income | $2,422,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,505,000 | 879 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $917,000 | 1,981 |
| Total noninterest expense | $4,281,000 | 3,110 |
| Salaries and employee benefits | $1,971,000 | 3,485 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $2,129,000 | 2,047 |
| Pre-tax net operating income | $4,844,000 | 1,553 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,020,000 | 2,191 |
| Income before extraordinary items | $3,824,000 | 1,396 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,824,000 | 1,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $3,500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,824,000 | 1,376 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 2,504 |
| Total interest expense | $6,151,000 | 2,469 |
| Net interest income | $6,892,000 | 2,458 |
| Provision for loan and lease losses | $17,000 | 7,887 |
| Total noninterest income | $2,374,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,412,000 | 875 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $962,000 | 1,911 |
| Total noninterest expense | $4,460,000 | 2,911 |
| Salaries and employee benefits | $2,070,000 | 3,224 |
| Premises and equipment expense | $377,000 | 4,629 |
| Additional noninterest expense | $2,013,000 | 2,100 |
| Pre-tax net operating income | $4,789,000 | 1,538 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,059,000 | 2,202 |
| Income before extraordinary items | $3,730,000 | 1,417 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,730,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $2,950,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,730,000 | 1,362 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,376,000 | 2,648 |
| Total interest expense | $5,509,000 | 2,718 |
| Net interest income | $6,867,000 | 2,528 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $2,628,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,477,000 | 867 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,151,000 | 1,604 |
| Total noninterest expense | $5,012,000 | 2,561 |
| Salaries and employee benefits | $2,160,000 | 3,068 |
| Premises and equipment expense | $600,000 | 3,154 |
| Additional noninterest expense | $2,252,000 | 1,887 |
| Pre-tax net operating income | $4,439,000 | 1,725 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $795,000 | 2,944 |
| Income before extraordinary items | $3,644,000 | 1,483 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,644,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $2,999,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,644,000 | 1,447 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,152,000 | 2,957 |
| Total interest expense | $4,600,000 | 3,251 |
| Net interest income | $6,552,000 | 2,710 |
| Provision for loan and lease losses | $106,000 | 4,950 |
| Total noninterest income | $2,431,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,428,000 | 924 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,003,000 | 1,810 |
| Total noninterest expense | $4,986,000 | 2,750 |
| Salaries and employee benefits | $2,211,000 | 3,023 |
| Premises and equipment expense | $630,000 | 3,055 |
| Additional noninterest expense | $2,145,000 | 2,301 |
| Pre-tax net operating income | $3,891,000 | 1,857 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $903,000 | 2,571 |
| Income before extraordinary items | $2,988,000 | 1,668 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,988,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $1,800,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,988,000 | 1,635 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,767,000 | 3,355 |
| Total interest expense | $3,842,000 | 3,806 |
| Net interest income | $5,925,000 | 3,009 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $2,113,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,431,000 | 930 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $682,000 | 2,330 |
| Total noninterest expense | $4,578,000 | 2,938 |
| Salaries and employee benefits | $1,996,000 | 3,314 |
| Premises and equipment expense | $570,000 | 3,354 |
| Additional noninterest expense | $2,012,000 | 2,388 |
| Pre-tax net operating income | $3,396,000 | 2,170 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $878,000 | 2,666 |
| Income before extraordinary items | $2,518,000 | 2,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,518,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,361 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,518,000 | 1,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 3,501 |
| Total interest expense | $2,439,000 | 4,750 |
| Net interest income | $6,122,000 | 2,947 |
| Provision for loan and lease losses | $-101,000 | 12,181 |
| Total noninterest income | $1,969,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,286,000 | 1,035 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $683,000 | 2,376 |
| Total noninterest expense | $4,561,000 | 3,022 |
| Salaries and employee benefits | $1,928,000 | 3,405 |
| Premises and equipment expense | $553,000 | 3,501 |
| Additional noninterest expense | $2,080,000 | 2,491 |
| Pre-tax net operating income | $3,631,000 | 1,966 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $1,146,000 | 1,967 |
| Income before extraordinary items | $2,491,000 | 1,963 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,491,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 11,971 |
| Cash dividends | $1,750,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,486,920 | 1,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,900,000 | 3,859 |
| Total interest expense | $2,275,000 | 5,224 |
| Net interest income | $5,625,000 | 3,211 |
| Provision for loan and lease losses | $-30,000 | 12,640 |
| Total noninterest income | $1,928,000 | 2,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,222,000 | 1,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 2,585 |
| Total noninterest expense | $4,319,000 | 3,242 |
| Salaries and employee benefits | $1,768,000 | 3,671 |
| Premises and equipment expense | $511,000 | 3,790 |
| Additional noninterest expense | $2,040,000 | 2,688 |
| Pre-tax net operating income | $3,264,000 | 2,090 |
| Securities gains (losses) | $102,000 | 2,479 |
| Applicable income taxes | $1,084,000 | 2,092 |
| Income before extraordinary items | $2,282,000 | 2,191 |
| Extraordinary gains, net | $519,000 | 450 |
| Net income | $2,801,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,649 |
| Cash dividends | $1,500,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,212,640 | 2,130 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 4,351 |
| Total interest expense | $2,693,000 | 5,653 |
| Net interest income | $5,175,000 | 3,520 |
| Provision for loan and lease losses | $-275,000 | 13,850 |
| Total noninterest income | $1,437,000 | 2,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,044,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,755 |
| Total noninterest expense | $4,563,000 | 3,118 |
| Salaries and employee benefits | $1,807,000 | 3,542 |
| Premises and equipment expense | $563,000 | 3,573 |
| Additional noninterest expense | $2,193,000 | 2,605 |
| Pre-tax net operating income | $2,324,000 | 2,682 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $482,000 | 4,109 |
| Income before extraordinary items | $1,844,000 | 2,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,844,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $650,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,842,420 | 2,307 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.