Home > FirstBank of Vail > Income and Expense
FirstBank of Vail, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 1,948 |
| Total interest expense | $1,145,000 | 4,365 |
| Net interest income | $10,768,000 | 1,573 |
| Provision for loan and lease losses | $2,016,000 | 1,649 |
| Total noninterest income | $1,659,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $791,000 | 1,485 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $868,000 | 1,979 |
| Total noninterest expense | $6,229,000 | 2,334 |
| Salaries and employee benefits | $2,707,000 | 2,656 |
| Premises and equipment expense | $663,000 | 2,797 |
| Additional noninterest expense | $2,859,000 | 1,844 |
| Pre-tax net operating income | $4,182,000 | 974 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,313,000 | 831 |
| Income before extraordinary items | $2,869,000 | 1,175 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,869,000 | 1,179 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,869,000 | 1,179 |
| Net charge-offs | $1,031,000 | 2,160 |
| Cash dividends | $3,000,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,869,000 | 1,122 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,935,000 | 1,965 |
| Total interest expense | $809,000 | 4,313 |
| Net interest income | $7,126,000 | 1,586 |
| Provision for loan and lease losses | $845,000 | 2,135 |
| Total noninterest income | $1,153,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $536,000 | 1,461 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $617,000 | 1,828 |
| Total noninterest expense | $4,155,000 | 2,329 |
| Salaries and employee benefits | $1,781,000 | 2,718 |
| Premises and equipment expense | $433,000 | 2,859 |
| Additional noninterest expense | $1,941,000 | 1,812 |
| Pre-tax net operating income | $3,279,000 | 839 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,064,000 | 683 |
| Income before extraordinary items | $2,215,000 | 1,018 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,215,000 | 1,019 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,215,000 | 1,019 |
| Net charge-offs | $326,000 | 2,948 |
| Cash dividends | $3,000,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,215,000 | 970 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 2,012 |
| Total interest expense | $414,000 | 4,384 |
| Net interest income | $3,566,000 | 1,607 |
| Provision for loan and lease losses | $546,000 | 1,745 |
| Total noninterest income | $573,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $265,000 | 1,480 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $308,000 | 1,809 |
| Total noninterest expense | $2,061,000 | 2,374 |
| Salaries and employee benefits | $872,000 | 2,804 |
| Premises and equipment expense | $211,000 | 3,000 |
| Additional noninterest expense | $978,000 | 1,772 |
| Pre-tax net operating income | $1,532,000 | 875 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $493,000 | 712 |
| Income before extraordinary items | $1,039,000 | 1,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,039,000 | 1,053 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,039,000 | 1,056 |
| Net charge-offs | $29,000 | 4,173 |
| Cash dividends | $3,000,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,039,000 | 1,020 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,377,000 | 1,844 |
| Total interest expense | $2,523,000 | 3,868 |
| Net interest income | $15,854,000 | 1,394 |
| Provision for loan and lease losses | $2,506,000 | 2,180 |
| Total noninterest income | $2,460,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,201,000 | 1,435 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,259,000 | 1,861 |
| Total noninterest expense | $8,227,000 | 2,403 |
| Salaries and employee benefits | $3,547,000 | 2,748 |
| Premises and equipment expense | $921,000 | 2,760 |
| Additional noninterest expense | $3,759,000 | 1,948 |
| Pre-tax net operating income | $7,581,000 | 564 |
| Securities gains (losses) | $767,000 | 628 |
| Applicable income taxes | $2,807,000 | 424 |
| Income before extraordinary items | $5,541,000 | 605 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,541,000 | 605 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,541,000 | 606 |
| Net charge-offs | $1,443,000 | 2,417 |
| Cash dividends | $2,950,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,034,780 | 676 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,194,000 | 1,831 |
| Total interest expense | $2,020,000 | 3,824 |
| Net interest income | $12,174,000 | 1,366 |
| Provision for loan and lease losses | $1,173,000 | 2,540 |
| Total noninterest income | $1,874,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $901,000 | 1,428 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $973,000 | 1,865 |
| Total noninterest expense | $6,223,000 | 2,372 |
| Salaries and employee benefits | $2,634,000 | 2,796 |
| Premises and equipment expense | $676,000 | 2,857 |
| Additional noninterest expense | $2,913,000 | 1,834 |
| Pre-tax net operating income | $6,652,000 | 506 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,273,000 | 421 |
| Income before extraordinary items | $4,379,000 | 617 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,379,000 | 617 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,379,000 | 619 |
| Net charge-offs | $869,000 | 2,359 |
| Cash dividends | $2,450,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,379,000 | 613 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 1,837 |
| Total interest expense | $1,479,000 | 3,712 |
| Net interest income | $8,113,000 | 1,373 |
| Provision for loan and lease losses | $454,000 | 3,093 |
| Total noninterest income | $1,279,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $598,000 | 1,427 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $681,000 | 1,839 |
| Total noninterest expense | $4,245,000 | 2,356 |
| Salaries and employee benefits | $1,782,000 | 2,799 |
| Premises and equipment expense | $440,000 | 2,952 |
| Additional noninterest expense | $2,023,000 | 1,800 |
| Pre-tax net operating income | $4,693,000 | 473 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,615,000 | 406 |
| Income before extraordinary items | $3,078,000 | 588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,078,000 | 585 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,078,000 | 588 |
| Net charge-offs | $283,000 | 3,005 |
| Cash dividends | $1,250,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,078,000 | 565 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 1,861 |
| Total interest expense | $867,000 | 3,411 |
| Net interest income | $3,928,000 | 1,409 |
| Provision for loan and lease losses | $26,000 | 5,683 |
| Total noninterest income | $665,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $297,000 | 1,390 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $368,000 | 1,706 |
| Total noninterest expense | $2,119,000 | 2,301 |
| Salaries and employee benefits | $936,000 | 2,696 |
| Premises and equipment expense | $211,000 | 3,099 |
| Additional noninterest expense | $972,000 | 1,666 |
| Pre-tax net operating income | $2,448,000 | 477 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $847,000 | 406 |
| Income before extraordinary items | $1,601,000 | 631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,601,000 | 631 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,601,000 | 633 |
| Net charge-offs | $82,000 | 3,075 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,601,000 | 593 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,128,000 | 1,899 |
| Total interest expense | $6,075,000 | 2,491 |
| Net interest income | $14,053,000 | 1,589 |
| Provision for loan and lease losses | $1,870,000 | 1,889 |
| Total noninterest income | $2,787,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,252,000 | 1,435 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,535,000 | 1,564 |
| Total noninterest expense | $7,968,000 | 2,387 |
| Salaries and employee benefits | $3,629,000 | 2,734 |
| Premises and equipment expense | $896,000 | 2,882 |
| Additional noninterest expense | $3,443,000 | 1,780 |
| Pre-tax net operating income | $7,002,000 | 790 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $2,288,000 | 599 |
| Income before extraordinary items | $4,734,000 | 860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,734,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 2,546 |
| Cash dividends | $1,100,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,720,600 | 930 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,075,000 | 1,943 |
| Total interest expense | $4,849,000 | 2,446 |
| Net interest income | $10,226,000 | 1,649 |
| Provision for loan and lease losses | $885,000 | 1,979 |
| Total noninterest income | $2,163,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $924,000 | 1,463 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,239,000 | 1,566 |
| Total noninterest expense | $6,175,000 | 2,319 |
| Salaries and employee benefits | $2,885,000 | 2,628 |
| Premises and equipment expense | $660,000 | 2,945 |
| Additional noninterest expense | $2,630,000 | 1,688 |
| Pre-tax net operating income | $5,329,000 | 948 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,748,000 | 727 |
| Income before extraordinary items | $3,581,000 | 1,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,581,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $1,100,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,581,000 | 1,085 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,917,000 | 2,000 |
| Total interest expense | $3,363,000 | 2,444 |
| Net interest income | $6,554,000 | 1,708 |
| Provision for loan and lease losses | $611,000 | 1,674 |
| Total noninterest income | $1,676,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $615,000 | 1,444 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,061,000 | 1,335 |
| Total noninterest expense | $4,444,000 | 2,160 |
| Salaries and employee benefits | $2,025,000 | 2,546 |
| Premises and equipment expense | $446,000 | 2,929 |
| Additional noninterest expense | $1,973,000 | 1,490 |
| Pre-tax net operating income | $3,175,000 | 1,112 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,019,000 | 926 |
| Income before extraordinary items | $2,156,000 | 1,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,156,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,156,000 | 1,256 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 2,022 |
| Total interest expense | $1,940,000 | 2,298 |
| Net interest income | $3,095,000 | 1,809 |
| Provision for loan and lease losses | $241,000 | 1,631 |
| Total noninterest income | $701,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $299,000 | 1,461 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $402,000 | 1,624 |
| Total noninterest expense | $2,282,000 | 2,100 |
| Salaries and employee benefits | $1,063,000 | 2,450 |
| Premises and equipment expense | $220,000 | 2,973 |
| Additional noninterest expense | $999,000 | 1,437 |
| Pre-tax net operating income | $1,273,000 | 1,458 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $392,000 | 1,214 |
| Income before extraordinary items | $881,000 | 1,686 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $881,000 | 1,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $881,000 | 1,626 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,493,000 | 2,127 |
| Total interest expense | $8,645,000 | 2,177 |
| Net interest income | $10,848,000 | 2,083 |
| Provision for loan and lease losses | $558,000 | 2,173 |
| Total noninterest income | $2,440,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,150,000 | 1,563 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,290,000 | 1,864 |
| Total noninterest expense | $7,078,000 | 2,561 |
| Salaries and employee benefits | $3,152,000 | 3,092 |
| Premises and equipment expense | $844,000 | 2,954 |
| Additional noninterest expense | $3,082,000 | 1,793 |
| Pre-tax net operating income | $5,652,000 | 1,478 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,795,000 | 1,233 |
| Income before extraordinary items | $3,857,000 | 1,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,857,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,857,000 | 1,637 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,436,000 | 2,156 |
| Total interest expense | $6,353,000 | 2,221 |
| Net interest income | $8,083,000 | 2,113 |
| Provision for loan and lease losses | $356,000 | 2,059 |
| Total noninterest income | $1,800,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $837,000 | 1,577 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $963,000 | 1,877 |
| Total noninterest expense | $5,285,000 | 2,559 |
| Salaries and employee benefits | $2,373,000 | 3,066 |
| Premises and equipment expense | $629,000 | 2,951 |
| Additional noninterest expense | $2,283,000 | 1,773 |
| Pre-tax net operating income | $4,242,000 | 1,591 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,337,000 | 1,333 |
| Income before extraordinary items | $2,905,000 | 1,737 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,905,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $2,500,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,905,000 | 1,724 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,440,000 | 2,210 |
| Total interest expense | $4,065,000 | 2,293 |
| Net interest income | $5,375,000 | 2,147 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $1,201,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $549,000 | 1,604 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $652,000 | 1,867 |
| Total noninterest expense | $3,547,000 | 2,576 |
| Salaries and employee benefits | $1,605,000 | 3,062 |
| Premises and equipment expense | $401,000 | 3,090 |
| Additional noninterest expense | $1,541,000 | 1,761 |
| Pre-tax net operating income | $2,959,000 | 1,565 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $941,000 | 1,329 |
| Income before extraordinary items | $2,018,000 | 1,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,018,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $1,800,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,018,000 | 1,694 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 2,237 |
| Total interest expense | $1,947,000 | 2,366 |
| Net interest income | $2,707,000 | 2,135 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $597,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $254,000 | 1,696 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $343,000 | 1,775 |
| Total noninterest expense | $1,795,000 | 2,552 |
| Salaries and employee benefits | $818,000 | 3,031 |
| Premises and equipment expense | $197,000 | 3,149 |
| Additional noninterest expense | $780,000 | 1,721 |
| Pre-tax net operating income | $1,509,000 | 1,536 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $482,000 | 1,318 |
| Income before extraordinary items | $1,027,000 | 1,676 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,027,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $700,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,027,000 | 1,664 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,702,000 | 2,340 |
| Total interest expense | $6,708,000 | 2,361 |
| Net interest income | $9,994,000 | 2,293 |
| Provision for loan and lease losses | $317,000 | 2,665 |
| Total noninterest income | $2,354,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,114,000 | 1,592 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,240,000 | 1,914 |
| Total noninterest expense | $6,811,000 | 2,576 |
| Salaries and employee benefits | $3,030,000 | 3,101 |
| Premises and equipment expense | $849,000 | 2,852 |
| Additional noninterest expense | $2,932,000 | 1,800 |
| Pre-tax net operating income | $5,220,000 | 1,814 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,590,000 | 1,571 |
| Income before extraordinary items | $3,630,000 | 1,944 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,630,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $3,200,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,630,000 | 1,934 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,201,000 | 2,378 |
| Total interest expense | $4,668,000 | 2,452 |
| Net interest income | $7,533,000 | 2,298 |
| Provision for loan and lease losses | $162,000 | 3,271 |
| Total noninterest income | $1,772,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $849,000 | 1,576 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $923,000 | 1,940 |
| Total noninterest expense | $5,128,000 | 2,566 |
| Salaries and employee benefits | $2,297,000 | 3,061 |
| Premises and equipment expense | $621,000 | 2,914 |
| Additional noninterest expense | $2,210,000 | 1,765 |
| Pre-tax net operating income | $4,015,000 | 1,834 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,220,000 | 1,629 |
| Income before extraordinary items | $2,795,000 | 1,952 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,795,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $2,500,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,795,000 | 1,936 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 2,416 |
| Total interest expense | $2,807,000 | 2,584 |
| Net interest income | $5,049,000 | 2,310 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $1,211,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $588,000 | 1,520 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $623,000 | 1,909 |
| Total noninterest expense | $3,373,000 | 2,607 |
| Salaries and employee benefits | $1,547,000 | 3,045 |
| Premises and equipment expense | $423,000 | 2,857 |
| Additional noninterest expense | $1,403,000 | 1,862 |
| Pre-tax net operating income | $2,809,000 | 1,762 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $855,000 | 1,574 |
| Income before extraordinary items | $1,954,000 | 1,870 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,954,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $1,500,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,954,000 | 1,851 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 2,402 |
| Total interest expense | $1,318,000 | 2,619 |
| Net interest income | $2,531,000 | 2,302 |
| Provision for loan and lease losses | $-38,000 | 8,606 |
| Total noninterest income | $626,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $303,000 | 1,416 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $323,000 | 1,833 |
| Total noninterest expense | $1,757,000 | 2,525 |
| Salaries and employee benefits | $800,000 | 2,968 |
| Premises and equipment expense | $232,000 | 2,649 |
| Additional noninterest expense | $725,000 | 1,806 |
| Pre-tax net operating income | $1,438,000 | 1,680 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $441,000 | 1,539 |
| Income before extraordinary items | $997,000 | 1,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $997,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $997,000 | 1,781 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,228,000 | 2,318 |
| Total interest expense | $3,840,000 | 2,740 |
| Net interest income | $10,388,000 | 2,130 |
| Provision for loan and lease losses | $32,000 | 6,156 |
| Total noninterest income | $2,276,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,116,000 | 1,557 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,160,000 | 2,014 |
| Total noninterest expense | $6,240,000 | 2,657 |
| Salaries and employee benefits | $2,929,000 | 3,031 |
| Premises and equipment expense | $855,000 | 2,716 |
| Additional noninterest expense | $2,456,000 | 2,048 |
| Pre-tax net operating income | $6,392,000 | 1,499 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,998,000 | 1,365 |
| Income before extraordinary items | $4,394,000 | 1,602 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,394,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $3,900,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,394,000 | 1,577 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,513,000 | 2,311 |
| Total interest expense | $2,630,000 | 2,804 |
| Net interest income | $7,883,000 | 2,098 |
| Provision for loan and lease losses | $-65,000 | 8,681 |
| Total noninterest income | $1,729,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $841,000 | 1,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $888,000 | 1,966 |
| Total noninterest expense | $4,666,000 | 2,630 |
| Salaries and employee benefits | $2,213,000 | 2,977 |
| Premises and equipment expense | $621,000 | 2,786 |
| Additional noninterest expense | $1,832,000 | 2,037 |
| Pre-tax net operating income | $5,011,000 | 1,434 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,576,000 | 1,335 |
| Income before extraordinary items | $3,435,000 | 1,535 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,435,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $2,700,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,435,000 | 1,508 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 2,280 |
| Total interest expense | $1,618,000 | 2,876 |
| Net interest income | $5,299,000 | 2,055 |
| Provision for loan and lease losses | $-21,000 | 8,657 |
| Total noninterest income | $1,181,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $565,000 | 1,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $616,000 | 1,897 |
| Total noninterest expense | $3,153,000 | 2,578 |
| Salaries and employee benefits | $1,489,000 | 2,944 |
| Premises and equipment expense | $420,000 | 2,718 |
| Additional noninterest expense | $1,244,000 | 1,972 |
| Pre-tax net operating income | $3,348,000 | 1,400 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,054,000 | 1,313 |
| Income before extraordinary items | $2,294,000 | 1,504 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,294,000 | 1,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $1,800,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,294,000 | 1,477 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 2,277 |
| Total interest expense | $741,000 | 2,985 |
| Net interest income | $2,648,000 | 2,039 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $608,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $286,000 | 1,438 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $322,000 | 1,815 |
| Total noninterest expense | $1,624,000 | 2,521 |
| Salaries and employee benefits | $778,000 | 2,829 |
| Premises and equipment expense | $201,000 | 2,871 |
| Additional noninterest expense | $645,000 | 1,901 |
| Pre-tax net operating income | $1,590,000 | 1,435 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $497,000 | 1,366 |
| Income before extraordinary items | $1,093,000 | 1,535 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,093,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $900,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,093,000 | 1,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,138,000 | 2,193 |
| Total interest expense | $2,528,000 | 3,038 |
| Net interest income | $10,610,000 | 1,913 |
| Provision for loan and lease losses | $-287,000 | 8,870 |
| Total noninterest income | $2,254,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,205,000 | 1,462 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,049,000 | 2,078 |
| Total noninterest expense | $6,419,000 | 2,489 |
| Salaries and employee benefits | $3,262,000 | 2,636 |
| Premises and equipment expense | $812,000 | 2,753 |
| Additional noninterest expense | $2,345,000 | 2,082 |
| Pre-tax net operating income | $6,732,000 | 1,283 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,131,000 | 1,197 |
| Income before extraordinary items | $4,601,000 | 1,403 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,601,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $4,100,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,601,000 | 1,363 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,679,000 | 2,196 |
| Total interest expense | $1,761,000 | 3,156 |
| Net interest income | $7,918,000 | 1,904 |
| Provision for loan and lease losses | $-262,000 | 8,942 |
| Total noninterest income | $1,715,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $921,000 | 1,447 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $794,000 | 2,082 |
| Total noninterest expense | $4,794,000 | 2,477 |
| Salaries and employee benefits | $2,438,000 | 2,625 |
| Premises and equipment expense | $595,000 | 2,804 |
| Additional noninterest expense | $1,761,000 | 2,048 |
| Pre-tax net operating income | $5,101,000 | 1,282 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,591,000 | 1,227 |
| Income before extraordinary items | $3,510,000 | 1,393 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,510,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $2,700,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,510,000 | 1,351 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 2,191 |
| Total interest expense | $1,124,000 | 3,251 |
| Net interest income | $5,264,000 | 1,899 |
| Provision for loan and lease losses | $-179,000 | 8,989 |
| Total noninterest income | $1,192,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $642,000 | 1,379 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $550,000 | 2,043 |
| Total noninterest expense | $3,189,000 | 2,493 |
| Salaries and employee benefits | $1,616,000 | 2,645 |
| Premises and equipment expense | $400,000 | 2,787 |
| Additional noninterest expense | $1,173,000 | 2,058 |
| Pre-tax net operating income | $3,446,000 | 1,243 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,092,000 | 1,193 |
| Income before extraordinary items | $2,354,000 | 1,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,354,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,354,000 | 1,324 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 2,196 |
| Total interest expense | $566,000 | 3,269 |
| Net interest income | $2,623,000 | 1,901 |
| Provision for loan and lease losses | $-115,000 | 9,036 |
| Total noninterest income | $616,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $328,000 | 1,310 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $288,000 | 1,934 |
| Total noninterest expense | $1,563,000 | 2,543 |
| Salaries and employee benefits | $790,000 | 2,719 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $567,000 | 2,092 |
| Pre-tax net operating income | $1,791,000 | 1,177 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $561,000 | 1,197 |
| Income before extraordinary items | $1,230,000 | 1,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,230,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,230,000 | 1,251 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,767,000 | 2,249 |
| Total interest expense | $2,482,000 | 3,357 |
| Net interest income | $10,285,000 | 1,889 |
| Provision for loan and lease losses | $309,000 | 3,096 |
| Total noninterest income | $2,359,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,252,000 | 1,385 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,107,000 | 2,239 |
| Total noninterest expense | $5,624,000 | 2,762 |
| Salaries and employee benefits | $2,823,000 | 2,928 |
| Premises and equipment expense | $658,000 | 3,250 |
| Additional noninterest expense | $2,143,000 | 2,252 |
| Pre-tax net operating income | $6,711,000 | 1,243 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,093,000 | 1,247 |
| Income before extraordinary items | $4,618,000 | 1,372 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,618,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $3,900,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,618,000 | 1,311 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,523,000 | 2,299 |
| Total interest expense | $1,855,000 | 3,477 |
| Net interest income | $7,668,000 | 1,917 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $1,818,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $919,000 | 1,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $899,000 | 2,203 |
| Total noninterest expense | $4,209,000 | 2,766 |
| Salaries and employee benefits | $2,135,000 | 2,909 |
| Premises and equipment expense | $477,000 | 3,344 |
| Additional noninterest expense | $1,597,000 | 2,248 |
| Pre-tax net operating income | $5,222,000 | 1,238 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,644,000 | 1,249 |
| Income before extraordinary items | $3,578,000 | 1,392 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,578,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $3,400,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,578,000 | 1,316 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 2,274 |
| Total interest expense | $1,239,000 | 3,572 |
| Net interest income | $5,199,000 | 1,883 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $1,253,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $600,000 | 1,424 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $653,000 | 2,075 |
| Total noninterest expense | $2,835,000 | 2,735 |
| Salaries and employee benefits | $1,446,000 | 2,872 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $1,088,000 | 2,189 |
| Pre-tax net operating income | $3,615,000 | 1,184 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,143,000 | 1,227 |
| Income before extraordinary items | $2,472,000 | 1,340 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,472,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,472,000 | 1,248 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 2,269 |
| Total interest expense | $628,000 | 3,618 |
| Net interest income | $2,618,000 | 1,869 |
| Provision for loan and lease losses | $-32,000 | 9,219 |
| Total noninterest income | $638,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $294,000 | 1,410 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $344,000 | 1,924 |
| Total noninterest expense | $1,455,000 | 2,658 |
| Salaries and employee benefits | $766,000 | 2,710 |
| Premises and equipment expense | $142,000 | 3,648 |
| Additional noninterest expense | $547,000 | 2,149 |
| Pre-tax net operating income | $1,833,000 | 1,180 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $585,000 | 1,207 |
| Income before extraordinary items | $1,248,000 | 1,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,248,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,248,000 | 1,233 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,476,000 | 2,286 |
| Total interest expense | $2,798,000 | 3,746 |
| Net interest income | $10,678,000 | 1,811 |
| Provision for loan and lease losses | $-58,000 | 9,235 |
| Total noninterest income | $2,283,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,179,000 | 1,373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,104,000 | 2,044 |
| Total noninterest expense | $5,941,000 | 2,486 |
| Salaries and employee benefits | $3,226,000 | 2,457 |
| Premises and equipment expense | $637,000 | 3,235 |
| Additional noninterest expense | $2,078,000 | 2,226 |
| Pre-tax net operating income | $7,078,000 | 1,191 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,277,000 | 1,162 |
| Income before extraordinary items | $4,801,000 | 1,312 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,801,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,727 |
| Cash dividends | $3,800,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,801,000 | 1,262 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,824,000 | 2,310 |
| Total interest expense | $5,039,000 | 3,132 |
| Net interest income | $9,785,000 | 1,819 |
| Provision for loan and lease losses | $455,000 | 2,371 |
| Total noninterest income | $2,286,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,184,000 | 1,264 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,102,000 | 1,906 |
| Total noninterest expense | $5,850,000 | 2,439 |
| Salaries and employee benefits | $3,231,000 | 2,324 |
| Premises and equipment expense | $616,000 | 3,294 |
| Additional noninterest expense | $2,003,000 | 2,238 |
| Pre-tax net operating income | $5,766,000 | 1,283 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,781,000 | 1,298 |
| Income before extraordinary items | $3,985,000 | 1,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,985,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,825 |
| Cash dividends | $3,300,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,985,000 | 1,313 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,673,000 | 2,383 |
| Total interest expense | $6,123,000 | 2,730 |
| Net interest income | $8,550,000 | 2,073 |
| Provision for loan and lease losses | $-157,000 | 9,834 |
| Total noninterest income | $2,213,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,133,000 | 1,199 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,080,000 | 1,771 |
| Total noninterest expense | $5,418,000 | 2,516 |
| Salaries and employee benefits | $2,825,000 | 2,526 |
| Premises and equipment expense | $620,000 | 3,171 |
| Additional noninterest expense | $1,973,000 | 2,193 |
| Pre-tax net operating income | $5,502,000 | 1,347 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,767,000 | 1,301 |
| Income before extraordinary items | $3,735,000 | 1,417 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,735,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-173,000 | 9,811 |
| Cash dividends | $3,325,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,735,000 | 1,406 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,936,000 | 2,341 |
| Total interest expense | $5,093,000 | 2,862 |
| Net interest income | $8,843,000 | 1,990 |
| Provision for loan and lease losses | $337,000 | 2,430 |
| Total noninterest income | $2,203,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,176,000 | 1,131 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,027,000 | 1,831 |
| Total noninterest expense | $5,606,000 | 2,419 |
| Salaries and employee benefits | $2,658,000 | 2,663 |
| Premises and equipment expense | $666,000 | 2,989 |
| Additional noninterest expense | $2,282,000 | 1,911 |
| Pre-tax net operating income | $5,103,000 | 1,479 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,662,000 | 1,444 |
| Income before extraordinary items | $3,441,000 | 1,555 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,441,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,878 |
| Cash dividends | $3,100,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,441,000 | 1,524 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,833,000 | 2,357 |
| Total interest expense | $4,894,000 | 3,061 |
| Net interest income | $8,939,000 | 1,915 |
| Provision for loan and lease losses | $-74,000 | 10,295 |
| Total noninterest income | $2,192,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,211,000 | 1,027 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $981,000 | 1,883 |
| Total noninterest expense | $5,133,000 | 2,532 |
| Salaries and employee benefits | $2,668,000 | 2,528 |
| Premises and equipment expense | $599,000 | 3,177 |
| Additional noninterest expense | $1,866,000 | 2,245 |
| Pre-tax net operating income | $6,072,000 | 1,235 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,113,000 | 1,199 |
| Income before extraordinary items | $3,959,000 | 1,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,959,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,222 |
| Cash dividends | $3,450,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,959,000 | 1,283 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,917,000 | 2,352 |
| Total interest expense | $4,828,000 | 3,084 |
| Net interest income | $9,089,000 | 1,912 |
| Provision for loan and lease losses | $244,000 | 2,993 |
| Total noninterest income | $2,994,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,166,000 | 1,080 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,828,000 | 1,168 |
| Total noninterest expense | $6,189,000 | 2,090 |
| Salaries and employee benefits | $2,698,000 | 2,462 |
| Premises and equipment expense | $587,000 | 3,217 |
| Additional noninterest expense | $2,904,000 | 1,485 |
| Pre-tax net operating income | $5,650,000 | 1,375 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,688,000 | 1,536 |
| Income before extraordinary items | $3,962,000 | 1,385 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,962,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $3,800,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,962,000 | 1,340 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,256,000 | 2,518 |
| Total interest expense | $4,300,000 | 3,466 |
| Net interest income | $8,956,000 | 2,003 |
| Provision for loan and lease losses | $191,000 | 3,529 |
| Total noninterest income | $2,846,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,123,000 | 1,183 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,723,000 | 1,285 |
| Total noninterest expense | $6,227,000 | 2,205 |
| Salaries and employee benefits | $2,781,000 | 2,389 |
| Premises and equipment expense | $624,000 | 3,086 |
| Additional noninterest expense | $2,822,000 | 1,835 |
| Pre-tax net operating income | $5,384,000 | 1,323 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,971,000 | 1,242 |
| Income before extraordinary items | $3,413,000 | 1,442 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,413,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,041 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,413,000 | 1,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,047,000 | 2,559 |
| Total interest expense | $4,347,000 | 3,433 |
| Net interest income | $8,700,000 | 2,066 |
| Provision for loan and lease losses | $237,000 | 2,716 |
| Total noninterest income | $3,359,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,126,000 | 1,187 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,233,000 | 1,059 |
| Total noninterest expense | $6,588,000 | 2,096 |
| Salaries and employee benefits | $2,526,000 | 2,646 |
| Premises and equipment expense | $569,000 | 3,359 |
| Additional noninterest expense | $3,493,000 | 1,486 |
| Pre-tax net operating income | $5,234,000 | 1,446 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,836,000 | 1,371 |
| Income before extraordinary items | $3,398,000 | 1,503 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,398,000 | 1,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,398,000 | 1,483 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 2,730 |
| Total interest expense | $2,732,000 | 4,295 |
| Net interest income | $8,410,000 | 2,150 |
| Provision for loan and lease losses | $259,000 | 2,526 |
| Total noninterest income | $3,301,000 | 1,271 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $941,000 | 1,436 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,360,000 | 1,025 |
| Total noninterest expense | $6,559,000 | 2,155 |
| Salaries and employee benefits | $2,404,000 | 2,760 |
| Premises and equipment expense | $513,000 | 3,718 |
| Additional noninterest expense | $3,642,000 | 1,526 |
| Pre-tax net operating income | $4,893,000 | 1,498 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $1,817,000 | 1,306 |
| Income before extraordinary items | $3,087,000 | 1,583 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,087,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $1,600,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,079,960 | 1,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,604,000 | 3,223 |
| Total interest expense | $2,419,000 | 4,965 |
| Net interest income | $7,185,000 | 2,495 |
| Provision for loan and lease losses | $320,000 | 2,859 |
| Total noninterest income | $3,525,000 | 1,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $844,000 | 1,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,681,000 | 1,040 |
| Total noninterest expense | $6,753,000 | 2,166 |
| Salaries and employee benefits | $2,245,000 | 2,932 |
| Premises and equipment expense | $492,000 | 3,916 |
| Additional noninterest expense | $4,016,000 | 1,520 |
| Pre-tax net operating income | $3,637,000 | 1,876 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $1,208,000 | 1,906 |
| Income before extraordinary items | $2,432,000 | 2,058 |
| Extraordinary gains, net | $-130,000 | 12,969 |
| Net income | $2,302,000 | 2,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,924 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,429,990 | 1,929 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,976,000 | 3,865 |
| Total interest expense | $2,644,000 | 5,729 |
| Net interest income | $6,332,000 | 2,887 |
| Provision for loan and lease losses | $-65,000 | 13,654 |
| Total noninterest income | $3,086,000 | 1,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $835,000 | 1,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,251,000 | 1,151 |
| Total noninterest expense | $5,990,000 | 2,425 |
| Salaries and employee benefits | $2,372,000 | 2,733 |
| Premises and equipment expense | $429,000 | 4,536 |
| Additional noninterest expense | $3,189,000 | 1,904 |
| Pre-tax net operating income | $3,493,000 | 1,766 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $1,158,000 | 1,817 |
| Income before extraordinary items | $2,358,000 | 1,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,358,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,342,590 | 1,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.