Home > FirstBank of Tech Center > Income and Expense
FirstBank of Tech Center, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,086,000 | 1,369 |
| Total interest expense | $2,461,000 | 2,511 |
| Net interest income | $14,625,000 | 1,151 |
| Provision for loan and lease losses | $1,359,000 | 2,115 |
| Total noninterest income | $2,238,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,083,000 | 1,074 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,155,000 | 1,635 |
| Total noninterest expense | $6,508,000 | 2,229 |
| Salaries and employee benefits | $1,872,000 | 3,628 |
| Premises and equipment expense | $931,000 | 2,066 |
| Additional noninterest expense | $3,705,000 | 1,433 |
| Pre-tax net operating income | $8,996,000 | 472 |
| Securities gains (losses) | $-205,000 | 7,484 |
| Applicable income taxes | $2,807,000 | 443 |
| Income before extraordinary items | $5,984,000 | 576 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,984,000 | 575 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,984,000 | 576 |
| Net charge-offs | $843,000 | 2,393 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,123,400 | 538 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,341,000 | 1,393 |
| Total interest expense | $1,779,000 | 2,419 |
| Net interest income | $9,562,000 | 1,187 |
| Provision for loan and lease losses | $1,125,000 | 1,819 |
| Total noninterest income | $1,440,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $727,000 | 1,078 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $713,000 | 1,655 |
| Total noninterest expense | $4,312,000 | 2,244 |
| Salaries and employee benefits | $1,220,000 | 3,719 |
| Premises and equipment expense | $626,000 | 2,068 |
| Additional noninterest expense | $2,466,000 | 1,445 |
| Pre-tax net operating income | $5,565,000 | 493 |
| Securities gains (losses) | $-205,000 | 7,595 |
| Applicable income taxes | $1,682,000 | 453 |
| Income before extraordinary items | $3,678,000 | 609 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,678,000 | 609 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,678,000 | 610 |
| Net charge-offs | $445,000 | 2,576 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,819,450 | 558 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 1,427 |
| Total interest expense | $953,000 | 2,355 |
| Net interest income | $4,710,000 | 1,222 |
| Provision for loan and lease losses | $-66,000 | 7,877 |
| Total noninterest income | $721,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $360,000 | 1,086 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $361,000 | 1,619 |
| Total noninterest expense | $2,043,000 | 2,398 |
| Salaries and employee benefits | $598,000 | 3,828 |
| Premises and equipment expense | $302,000 | 2,191 |
| Additional noninterest expense | $1,143,000 | 1,544 |
| Pre-tax net operating income | $3,454,000 | 388 |
| Securities gains (losses) | $-205,000 | 7,762 |
| Applicable income taxes | $1,060,000 | 365 |
| Income before extraordinary items | $2,189,000 | 505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,189,000 | 507 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,189,000 | 507 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,326,350 | 457 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,244,000 | 1,481 |
| Total interest expense | $5,010,000 | 2,256 |
| Net interest income | $18,234,000 | 1,227 |
| Provision for loan and lease losses | $2,429,000 | 2,229 |
| Total noninterest income | $2,880,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,500,000 | 1,149 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,380,000 | 1,748 |
| Total noninterest expense | $8,556,000 | 2,314 |
| Salaries and employee benefits | $2,604,000 | 3,577 |
| Premises and equipment expense | $1,322,000 | 2,016 |
| Additional noninterest expense | $4,630,000 | 1,612 |
| Pre-tax net operating income | $10,129,000 | 416 |
| Securities gains (losses) | $322,000 | 1,176 |
| Applicable income taxes | $3,137,000 | 382 |
| Income before extraordinary items | $7,314,000 | 450 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,314,000 | 450 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,314,000 | 452 |
| Net charge-offs | $719,000 | 3,312 |
| Cash dividends | $4,300,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,088,600 | 470 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,574,000 | 1,491 |
| Total interest expense | $3,887,000 | 2,273 |
| Net interest income | $13,687,000 | 1,230 |
| Provision for loan and lease losses | $1,295,000 | 2,420 |
| Total noninterest income | $2,109,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,111,000 | 1,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $998,000 | 1,832 |
| Total noninterest expense | $6,435,000 | 2,303 |
| Salaries and employee benefits | $1,935,000 | 3,642 |
| Premises and equipment expense | $968,000 | 2,093 |
| Additional noninterest expense | $3,532,000 | 1,524 |
| Pre-tax net operating income | $8,066,000 | 407 |
| Securities gains (losses) | $322,000 | 951 |
| Applicable income taxes | $2,547,000 | 373 |
| Income before extraordinary items | $5,841,000 | 449 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,841,000 | 447 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,841,000 | 449 |
| Net charge-offs | $471,000 | 3,123 |
| Cash dividends | $3,300,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,615,600 | 467 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,693,000 | 1,532 |
| Total interest expense | $2,698,000 | 2,282 |
| Net interest income | $8,995,000 | 1,239 |
| Provision for loan and lease losses | $570,000 | 2,791 |
| Total noninterest income | $1,355,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $720,000 | 1,176 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $635,000 | 1,916 |
| Total noninterest expense | $4,329,000 | 2,314 |
| Salaries and employee benefits | $1,289,000 | 3,683 |
| Premises and equipment expense | $625,000 | 2,184 |
| Additional noninterest expense | $2,415,000 | 1,521 |
| Pre-tax net operating income | $5,451,000 | 404 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,632,000 | 401 |
| Income before extraordinary items | $3,819,000 | 459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,819,000 | 457 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,819,000 | 459 |
| Net charge-offs | $122,000 | 4,024 |
| Cash dividends | $2,300,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,819,000 | 440 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 1,553 |
| Total interest expense | $1,469,000 | 2,207 |
| Net interest income | $4,374,000 | 1,267 |
| Provision for loan and lease losses | $281,000 | 2,419 |
| Total noninterest income | $716,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $357,000 | 1,159 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $359,000 | 1,738 |
| Total noninterest expense | $2,077,000 | 2,337 |
| Salaries and employee benefits | $663,000 | 3,629 |
| Premises and equipment expense | $283,000 | 2,421 |
| Additional noninterest expense | $1,131,000 | 1,441 |
| Pre-tax net operating income | $2,732,000 | 435 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $816,000 | 418 |
| Income before extraordinary items | $1,916,000 | 522 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,916,000 | 522 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,916,000 | 525 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $1,200,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,916,000 | 482 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,731,000 | 1,566 |
| Total interest expense | $8,048,000 | 1,964 |
| Net interest income | $16,683,000 | 1,332 |
| Provision for loan and lease losses | $1,781,000 | 1,941 |
| Total noninterest income | $3,090,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,584,000 | 1,134 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,506,000 | 1,591 |
| Total noninterest expense | $7,393,000 | 2,560 |
| Salaries and employee benefits | $2,627,000 | 3,626 |
| Premises and equipment expense | $994,000 | 2,641 |
| Additional noninterest expense | $3,772,000 | 1,642 |
| Pre-tax net operating income | $10,599,000 | 503 |
| Securities gains (losses) | $-577,000 | 7,592 |
| Applicable income taxes | $2,927,000 | 478 |
| Income before extraordinary items | $7,095,000 | 551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,095,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 2,225 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,504,670 | 559 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,667,000 | 1,597 |
| Total interest expense | $6,341,000 | 1,944 |
| Net interest income | $12,326,000 | 1,369 |
| Provision for loan and lease losses | $790,000 | 2,111 |
| Total noninterest income | $2,312,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,179,000 | 1,154 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,133,000 | 1,667 |
| Total noninterest expense | $5,621,000 | 2,517 |
| Salaries and employee benefits | $2,019,000 | 3,592 |
| Premises and equipment expense | $747,000 | 2,650 |
| Additional noninterest expense | $2,855,000 | 1,567 |
| Pre-tax net operating income | $8,227,000 | 607 |
| Securities gains (losses) | $-604,000 | 7,814 |
| Applicable income taxes | $2,231,000 | 591 |
| Income before extraordinary items | $5,392,000 | 670 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,392,000 | 669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,374 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,820,840 | 658 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,566,000 | 1,611 |
| Total interest expense | $4,516,000 | 1,905 |
| Net interest income | $8,050,000 | 1,381 |
| Provision for loan and lease losses | $646,000 | 1,621 |
| Total noninterest income | $1,510,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $751,000 | 1,188 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $759,000 | 1,693 |
| Total noninterest expense | $3,799,000 | 2,491 |
| Salaries and employee benefits | $1,376,000 | 3,565 |
| Premises and equipment expense | $502,000 | 2,634 |
| Additional noninterest expense | $1,921,000 | 1,532 |
| Pre-tax net operating income | $5,115,000 | 686 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,490,000 | 668 |
| Income before extraordinary items | $3,625,000 | 754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,625,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $2,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,625,000 | 741 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 1,636 |
| Total interest expense | $2,638,000 | 1,790 |
| Net interest income | $3,713,000 | 1,495 |
| Provision for loan and lease losses | $244,000 | 1,621 |
| Total noninterest income | $742,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $368,000 | 1,196 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $374,000 | 1,705 |
| Total noninterest expense | $1,840,000 | 2,559 |
| Salaries and employee benefits | $664,000 | 3,684 |
| Premises and equipment expense | $253,000 | 2,646 |
| Additional noninterest expense | $923,000 | 1,556 |
| Pre-tax net operating income | $2,371,000 | 805 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $674,000 | 815 |
| Income before extraordinary items | $1,697,000 | 881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,697,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,697,000 | 843 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,426,000 | 1,698 |
| Total interest expense | $12,881,000 | 1,566 |
| Net interest income | $12,545,000 | 1,801 |
| Provision for loan and lease losses | $752,000 | 1,742 |
| Total noninterest income | $3,167,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,408,000 | 1,265 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,759,000 | 1,489 |
| Total noninterest expense | $6,733,000 | 2,687 |
| Salaries and employee benefits | $2,181,000 | 4,112 |
| Premises and equipment expense | $1,062,000 | 2,439 |
| Additional noninterest expense | $3,490,000 | 1,587 |
| Pre-tax net operating income | $8,227,000 | 1,028 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,178,000 | 1,057 |
| Income before extraordinary items | $6,049,000 | 1,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,049,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,637 |
| Cash dividends | $4,900,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,049,000 | 1,058 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,929,000 | 1,708 |
| Total interest expense | $9,690,000 | 1,561 |
| Net interest income | $9,239,000 | 1,844 |
| Provision for loan and lease losses | $581,000 | 1,379 |
| Total noninterest income | $2,086,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,031,000 | 1,276 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,055,000 | 1,764 |
| Total noninterest expense | $5,043,000 | 2,666 |
| Salaries and employee benefits | $1,664,000 | 4,044 |
| Premises and equipment expense | $807,000 | 2,398 |
| Additional noninterest expense | $2,572,000 | 1,573 |
| Pre-tax net operating income | $5,701,000 | 1,200 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,438,000 | 1,266 |
| Income before extraordinary items | $4,263,000 | 1,209 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,263,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $4,200,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,263,000 | 1,195 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,465,000 | 1,741 |
| Total interest expense | $6,357,000 | 1,589 |
| Net interest income | $6,108,000 | 1,887 |
| Provision for loan and lease losses | $224,000 | 2,008 |
| Total noninterest income | $1,359,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $651,000 | 1,357 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $708,000 | 1,762 |
| Total noninterest expense | $3,369,000 | 2,690 |
| Salaries and employee benefits | $1,140,000 | 4,000 |
| Premises and equipment expense | $546,000 | 2,363 |
| Additional noninterest expense | $1,683,000 | 1,607 |
| Pre-tax net operating income | $3,874,000 | 1,219 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $981,000 | 1,293 |
| Income before extraordinary items | $2,893,000 | 1,237 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,893,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $3,000,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,893,000 | 1,216 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,151,000 | 1,757 |
| Total interest expense | $3,160,000 | 1,573 |
| Net interest income | $2,991,000 | 1,925 |
| Provision for loan and lease losses | $-27,000 | 8,481 |
| Total noninterest income | $687,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $312,000 | 1,372 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $375,000 | 1,667 |
| Total noninterest expense | $1,660,000 | 2,732 |
| Salaries and employee benefits | $565,000 | 4,047 |
| Premises and equipment expense | $266,000 | 2,446 |
| Additional noninterest expense | $829,000 | 1,614 |
| Pre-tax net operating income | $2,045,000 | 1,148 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $530,000 | 1,231 |
| Income before extraordinary items | $1,515,000 | 1,166 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,515,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $1,800,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,515,000 | 1,143 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,960,000 | 1,684 |
| Total interest expense | $10,908,000 | 1,549 |
| Net interest income | $13,052,000 | 1,762 |
| Provision for loan and lease losses | $568,000 | 1,709 |
| Total noninterest income | $2,606,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,197,000 | 1,494 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,409,000 | 1,742 |
| Total noninterest expense | $6,356,000 | 2,742 |
| Salaries and employee benefits | $2,036,000 | 4,207 |
| Premises and equipment expense | $1,045,000 | 2,363 |
| Additional noninterest expense | $3,275,000 | 1,610 |
| Pre-tax net operating income | $8,734,000 | 1,129 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,261,000 | 1,209 |
| Income before extraordinary items | $6,473,000 | 1,140 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,473,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $5,900,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,473,000 | 1,129 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,694,000 | 1,696 |
| Total interest expense | $7,696,000 | 1,597 |
| Net interest income | $9,998,000 | 1,742 |
| Provision for loan and lease losses | $375,000 | 1,792 |
| Total noninterest income | $1,921,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $910,000 | 1,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,011,000 | 1,805 |
| Total noninterest expense | $4,786,000 | 2,727 |
| Salaries and employee benefits | $1,561,000 | 4,131 |
| Premises and equipment expense | $756,000 | 2,458 |
| Additional noninterest expense | $2,469,000 | 1,591 |
| Pre-tax net operating income | $6,758,000 | 1,132 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,750,000 | 1,223 |
| Income before extraordinary items | $5,008,000 | 1,153 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,008,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $4,300,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,008,000 | 1,142 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,583,000 | 1,688 |
| Total interest expense | $4,734,000 | 1,646 |
| Net interest income | $6,849,000 | 1,690 |
| Provision for loan and lease losses | $173,000 | 2,372 |
| Total noninterest income | $1,204,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $596,000 | 1,499 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $608,000 | 1,940 |
| Total noninterest expense | $3,286,000 | 2,675 |
| Salaries and employee benefits | $1,043,000 | 4,153 |
| Premises and equipment expense | $545,000 | 2,276 |
| Additional noninterest expense | $1,698,000 | 1,557 |
| Pre-tax net operating income | $4,594,000 | 1,108 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,189,000 | 1,209 |
| Income before extraordinary items | $3,405,000 | 1,132 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,405,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $2,900,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,405,000 | 1,111 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 1,694 |
| Total interest expense | $2,195,000 | 1,680 |
| Net interest income | $3,425,000 | 1,683 |
| Provision for loan and lease losses | $41,000 | 3,507 |
| Total noninterest income | $587,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $287,000 | 1,484 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $300,000 | 1,939 |
| Total noninterest expense | $1,651,000 | 2,664 |
| Salaries and employee benefits | $542,000 | 4,052 |
| Premises and equipment expense | $264,000 | 2,361 |
| Additional noninterest expense | $845,000 | 1,546 |
| Pre-tax net operating income | $2,320,000 | 1,071 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $604,000 | 1,189 |
| Income before extraordinary items | $1,716,000 | 1,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,716,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,716,000 | 1,078 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,580,000 | 1,639 |
| Total interest expense | $6,344,000 | 1,783 |
| Net interest income | $14,236,000 | 1,543 |
| Provision for loan and lease losses | $57,000 | 5,617 |
| Total noninterest income | $2,517,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,217,000 | 1,440 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,300,000 | 1,845 |
| Total noninterest expense | $6,082,000 | 2,720 |
| Salaries and employee benefits | $2,185,000 | 3,862 |
| Premises and equipment expense | $979,000 | 2,415 |
| Additional noninterest expense | $2,918,000 | 1,732 |
| Pre-tax net operating income | $10,614,000 | 929 |
| Securities gains (losses) | $70,000 | 822 |
| Applicable income taxes | $2,951,000 | 961 |
| Income before extraordinary items | $7,733,000 | 932 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,733,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,950 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,682,600 | 918 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,205,000 | 1,629 |
| Total interest expense | $4,385,000 | 1,823 |
| Net interest income | $10,820,000 | 1,502 |
| Provision for loan and lease losses | $66,000 | 4,870 |
| Total noninterest income | $1,900,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $920,000 | 1,406 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $980,000 | 1,843 |
| Total noninterest expense | $4,553,000 | 2,690 |
| Salaries and employee benefits | $1,686,000 | 3,765 |
| Premises and equipment expense | $670,000 | 2,600 |
| Additional noninterest expense | $2,197,000 | 1,702 |
| Pre-tax net operating income | $8,101,000 | 915 |
| Securities gains (losses) | $70,000 | 777 |
| Applicable income taxes | $2,259,000 | 962 |
| Income before extraordinary items | $5,912,000 | 912 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,912,000 | 914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,945 |
| Cash dividends | $3,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,861,600 | 902 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,997,000 | 1,607 |
| Total interest expense | $2,688,000 | 1,864 |
| Net interest income | $7,309,000 | 1,455 |
| Provision for loan and lease losses | $-5,000 | 8,611 |
| Total noninterest income | $1,244,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $601,000 | 1,407 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $643,000 | 1,840 |
| Total noninterest expense | $3,002,000 | 2,689 |
| Salaries and employee benefits | $1,133,000 | 3,727 |
| Premises and equipment expense | $420,000 | 2,718 |
| Additional noninterest expense | $1,449,000 | 1,710 |
| Pre-tax net operating income | $5,556,000 | 867 |
| Securities gains (losses) | $70,000 | 686 |
| Applicable income taxes | $1,571,000 | 912 |
| Income before extraordinary items | $4,055,000 | 859 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,055,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,004,600 | 851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 1,615 |
| Total interest expense | $1,200,000 | 1,972 |
| Net interest income | $3,655,000 | 1,442 |
| Provision for loan and lease losses | $106,000 | 1,934 |
| Total noninterest income | $615,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $301,000 | 1,368 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $314,000 | 1,848 |
| Total noninterest expense | $1,500,000 | 2,714 |
| Salaries and employee benefits | $600,000 | 3,568 |
| Premises and equipment expense | $191,000 | 2,991 |
| Additional noninterest expense | $709,000 | 1,740 |
| Pre-tax net operating income | $2,664,000 | 888 |
| Securities gains (losses) | $70,000 | 461 |
| Applicable income taxes | $755,000 | 945 |
| Income before extraordinary items | $1,979,000 | 879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,979,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $1,700,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,928,600 | 883 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,757,000 | 1,629 |
| Total interest expense | $3,804,000 | 2,139 |
| Net interest income | $13,953,000 | 1,450 |
| Provision for loan and lease losses | $-11,000 | 8,672 |
| Total noninterest income | $2,783,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,482,000 | 1,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,301,000 | 1,804 |
| Total noninterest expense | $6,151,000 | 2,571 |
| Salaries and employee benefits | $2,562,000 | 3,277 |
| Premises and equipment expense | $798,000 | 2,792 |
| Additional noninterest expense | $2,791,000 | 1,744 |
| Pre-tax net operating income | $10,596,000 | 835 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,914,000 | 924 |
| Income before extraordinary items | $7,682,000 | 852 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,682,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $5,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,682,000 | 825 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,968,000 | 1,652 |
| Total interest expense | $2,760,000 | 2,161 |
| Net interest income | $10,208,000 | 1,476 |
| Provision for loan and lease losses | $14,000 | 6,593 |
| Total noninterest income | $2,135,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,152,000 | 1,158 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $983,000 | 1,787 |
| Total noninterest expense | $4,528,000 | 2,586 |
| Salaries and employee benefits | $1,876,000 | 3,326 |
| Premises and equipment expense | $566,000 | 2,929 |
| Additional noninterest expense | $2,086,000 | 1,723 |
| Pre-tax net operating income | $7,801,000 | 854 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,117,000 | 970 |
| Income before extraordinary items | $5,684,000 | 872 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,684,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,684,000 | 836 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,408,000 | 1,671 |
| Total interest expense | $1,827,000 | 2,154 |
| Net interest income | $6,581,000 | 1,511 |
| Provision for loan and lease losses | $-65,000 | 8,943 |
| Total noninterest income | $1,437,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $786,000 | 1,131 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $651,000 | 1,813 |
| Total noninterest expense | $2,960,000 | 2,648 |
| Salaries and employee benefits | $1,243,000 | 3,341 |
| Premises and equipment expense | $362,000 | 3,042 |
| Additional noninterest expense | $1,355,000 | 1,762 |
| Pre-tax net operating income | $5,123,000 | 850 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,386,000 | 981 |
| Income before extraordinary items | $3,737,000 | 875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,737,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,737,000 | 837 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 1,702 |
| Total interest expense | $940,000 | 2,125 |
| Net interest income | $3,198,000 | 1,564 |
| Provision for loan and lease losses | $-77,000 | 9,021 |
| Total noninterest income | $738,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $391,000 | 1,095 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $347,000 | 1,697 |
| Total noninterest expense | $1,418,000 | 2,780 |
| Salaries and employee benefits | $585,000 | 3,554 |
| Premises and equipment expense | $170,000 | 3,240 |
| Additional noninterest expense | $663,000 | 1,794 |
| Pre-tax net operating income | $2,595,000 | 834 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $699,000 | 980 |
| Income before extraordinary items | $1,896,000 | 864 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,896,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,896,000 | 815 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,264,000 | 1,857 |
| Total interest expense | $3,904,000 | 2,262 |
| Net interest income | $11,360,000 | 1,705 |
| Provision for loan and lease losses | $111,000 | 5,159 |
| Total noninterest income | $2,955,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,631,000 | 1,059 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,324,000 | 1,984 |
| Total noninterest expense | $5,720,000 | 2,709 |
| Salaries and employee benefits | $2,194,000 | 3,628 |
| Premises and equipment expense | $851,000 | 2,605 |
| Additional noninterest expense | $2,675,000 | 1,807 |
| Pre-tax net operating income | $8,484,000 | 988 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,150,000 | 1,222 |
| Income before extraordinary items | $6,334,000 | 1,017 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,334,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $5,200,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,334,000 | 955 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,418,000 | 1,897 |
| Total interest expense | $2,926,000 | 2,354 |
| Net interest income | $8,492,000 | 1,733 |
| Provision for loan and lease losses | $94,000 | 4,767 |
| Total noninterest income | $2,237,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,205,000 | 1,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,032,000 | 2,007 |
| Total noninterest expense | $4,297,000 | 2,714 |
| Salaries and employee benefits | $1,664,000 | 3,584 |
| Premises and equipment expense | $617,000 | 2,705 |
| Additional noninterest expense | $2,016,000 | 1,794 |
| Pre-tax net operating income | $6,338,000 | 1,026 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,594,000 | 1,276 |
| Income before extraordinary items | $4,744,000 | 1,065 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,744,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $3,400,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,744,000 | 994 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 1,888 |
| Total interest expense | $1,944,000 | 2,436 |
| Net interest income | $5,812,000 | 1,674 |
| Provision for loan and lease losses | $-1,000 | 9,066 |
| Total noninterest income | $1,496,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $786,000 | 1,086 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $710,000 | 1,946 |
| Total noninterest expense | $2,908,000 | 2,677 |
| Salaries and employee benefits | $1,142,000 | 3,502 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $1,367,000 | 1,759 |
| Pre-tax net operating income | $4,401,000 | 990 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,133,000 | 1,233 |
| Income before extraordinary items | $3,268,000 | 1,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,268,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $2,200,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,268,000 | 946 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 1,853 |
| Total interest expense | $995,000 | 2,444 |
| Net interest income | $2,972,000 | 1,649 |
| Provision for loan and lease losses | $-72,000 | 9,247 |
| Total noninterest income | $735,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $368,000 | 1,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $367,000 | 1,844 |
| Total noninterest expense | $1,455,000 | 2,658 |
| Salaries and employee benefits | $605,000 | 3,340 |
| Premises and equipment expense | $196,000 | 2,805 |
| Additional noninterest expense | $654,000 | 1,799 |
| Pre-tax net operating income | $2,324,000 | 954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $615,000 | 1,168 |
| Income before extraordinary items | $1,709,000 | 979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,709,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,709,000 | 906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,203,000 | 1,800 |
| Total interest expense | $4,366,000 | 2,549 |
| Net interest income | $12,837,000 | 1,510 |
| Provision for loan and lease losses | $-48,000 | 9,227 |
| Total noninterest income | $2,995,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,631,000 | 988 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,364,000 | 1,776 |
| Total noninterest expense | $6,143,000 | 2,411 |
| Salaries and employee benefits | $2,803,000 | 2,813 |
| Premises and equipment expense | $627,000 | 3,283 |
| Additional noninterest expense | $2,713,000 | 1,728 |
| Pre-tax net operating income | $9,737,000 | 893 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,633,000 | 1,039 |
| Income before extraordinary items | $7,104,000 | 879 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,104,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $5,600,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,104,000 | 853 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,995,000 | 1,909 |
| Total interest expense | $6,568,000 | 2,445 |
| Net interest income | $11,427,000 | 1,555 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $3,007,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,573,000 | 943 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,434,000 | 1,584 |
| Total noninterest expense | $5,733,000 | 2,477 |
| Salaries and employee benefits | $2,748,000 | 2,720 |
| Premises and equipment expense | $529,000 | 3,705 |
| Additional noninterest expense | $2,456,000 | 1,862 |
| Pre-tax net operating income | $8,611,000 | 883 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,334,000 | 1,034 |
| Income before extraordinary items | $6,277,000 | 878 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,277,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $5,200,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,277,000 | 836 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,729,000 | 1,869 |
| Total interest expense | $8,310,000 | 2,069 |
| Net interest income | $10,419,000 | 1,689 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $2,818,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,450,000 | 927 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,368,000 | 1,484 |
| Total noninterest expense | $5,162,000 | 2,641 |
| Salaries and employee benefits | $2,063,000 | 3,377 |
| Premises and equipment expense | $627,000 | 3,143 |
| Additional noninterest expense | $2,472,000 | 1,796 |
| Pre-tax net operating income | $8,024,000 | 964 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,215,000 | 1,060 |
| Income before extraordinary items | $5,809,000 | 907 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,809,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $4,751,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,809,000 | 912 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,768,000 | 2,062 |
| Total interest expense | $6,027,000 | 2,445 |
| Net interest income | $9,741,000 | 1,787 |
| Provision for loan and lease losses | $103,000 | 5,155 |
| Total noninterest income | $2,713,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,464,000 | 903 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,249,000 | 1,586 |
| Total noninterest expense | $5,302,000 | 2,556 |
| Salaries and employee benefits | $2,076,000 | 3,323 |
| Premises and equipment expense | $773,000 | 2,623 |
| Additional noninterest expense | $2,453,000 | 1,800 |
| Pre-tax net operating income | $7,049,000 | 1,102 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,058,000 | 1,201 |
| Income before extraordinary items | $4,991,000 | 1,100 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,991,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $3,200,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,991,000 | 1,078 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,106,000 | 2,308 |
| Total interest expense | $5,128,000 | 2,918 |
| Net interest income | $8,978,000 | 1,905 |
| Provision for loan and lease losses | $-131,000 | 10,342 |
| Total noninterest income | $2,552,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,290,000 | 954 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,262,000 | 1,573 |
| Total noninterest expense | $4,954,000 | 2,642 |
| Salaries and employee benefits | $2,332,000 | 2,902 |
| Premises and equipment expense | $388,000 | 4,538 |
| Additional noninterest expense | $2,234,000 | 1,892 |
| Pre-tax net operating income | $6,707,000 | 1,123 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,063,000 | 1,226 |
| Income before extraordinary items | $4,644,000 | 1,153 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,644,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $3,600,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,644,000 | 1,121 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,188,000 | 2,486 |
| Total interest expense | $4,504,000 | 3,291 |
| Net interest income | $8,684,000 | 2,002 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $2,640,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,330,000 | 958 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,310,000 | 1,457 |
| Total noninterest expense | $5,251,000 | 2,457 |
| Salaries and employee benefits | $2,266,000 | 2,924 |
| Premises and equipment expense | $524,000 | 3,562 |
| Additional noninterest expense | $2,461,000 | 1,723 |
| Pre-tax net operating income | $6,046,000 | 1,295 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,960,000 | 1,352 |
| Income before extraordinary items | $4,086,000 | 1,336 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,086,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $4,451,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,086,000 | 1,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,337,000 | 2,699 |
| Total interest expense | $4,026,000 | 3,692 |
| Net interest income | $8,311,000 | 2,166 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $2,470,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,292,000 | 1,019 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,178,000 | 1,623 |
| Total noninterest expense | $5,203,000 | 2,617 |
| Salaries and employee benefits | $2,247,000 | 2,970 |
| Premises and equipment expense | $534,000 | 3,581 |
| Additional noninterest expense | $2,422,000 | 2,062 |
| Pre-tax net operating income | $5,548,000 | 1,287 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,935,000 | 1,277 |
| Income before extraordinary items | $3,613,000 | 1,372 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,613,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,613,000 | 1,335 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,275,000 | 2,722 |
| Total interest expense | $3,997,000 | 3,682 |
| Net interest income | $8,278,000 | 2,177 |
| Provision for loan and lease losses | $163,000 | 3,478 |
| Total noninterest income | $2,038,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,208,000 | 1,098 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $830,000 | 2,047 |
| Total noninterest expense | $5,348,000 | 2,540 |
| Salaries and employee benefits | $2,113,000 | 3,136 |
| Premises and equipment expense | $899,000 | 2,229 |
| Additional noninterest expense | $2,336,000 | 2,122 |
| Pre-tax net operating income | $4,805,000 | 1,553 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,682,000 | 1,484 |
| Income before extraordinary items | $3,123,000 | 1,632 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,123,000 | 1,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,123,000 | 1,610 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,056,000 | 2,746 |
| Total interest expense | $2,520,000 | 4,618 |
| Net interest income | $8,536,000 | 2,105 |
| Provision for loan and lease losses | $357,000 | 2,003 |
| Total noninterest income | $1,677,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,013,000 | 1,318 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $664,000 | 2,426 |
| Total noninterest expense | $5,298,000 | 2,624 |
| Salaries and employee benefits | $2,081,000 | 3,161 |
| Premises and equipment expense | $863,000 | 2,349 |
| Additional noninterest expense | $2,354,000 | 2,247 |
| Pre-tax net operating income | $4,558,000 | 1,576 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,620,000 | 1,445 |
| Income before extraordinary items | $2,938,000 | 1,664 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,938,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $1,400,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,938,000 | 1,670 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,644,000 | 3,211 |
| Total interest expense | $2,284,000 | 5,205 |
| Net interest income | $7,360,000 | 2,435 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $1,530,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $944,000 | 1,431 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $586,000 | 2,933 |
| Total noninterest expense | $4,754,000 | 2,978 |
| Salaries and employee benefits | $1,764,000 | 3,679 |
| Premises and equipment expense | $715,000 | 2,823 |
| Additional noninterest expense | $2,275,000 | 2,442 |
| Pre-tax net operating income | $4,108,000 | 1,685 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $1,469,000 | 1,593 |
| Income before extraordinary items | $2,686,000 | 1,858 |
| Extraordinary gains, net | $471,000 | 490 |
| Net income | $3,157,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $1,350,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,655,450 | 1,767 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 5,709 |
| Total interest expense | $1,624,000 | 8,123 |
| Net interest income | $4,107,000 | 4,342 |
| Provision for loan and lease losses | $-177,000 | 13,803 |
| Total noninterest income | $952,000 | 3,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $563,000 | 2,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,773 |
| Total noninterest expense | $3,239,000 | 4,221 |
| Salaries and employee benefits | $1,134,000 | 5,446 |
| Premises and equipment expense | $572,000 | 3,517 |
| Additional noninterest expense | $1,533,000 | 3,533 |
| Pre-tax net operating income | $1,997,000 | 3,110 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $589,000 | 3,482 |
| Income before extraordinary items | $1,413,000 | 3,248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,413,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 13,477 |
| Cash dividends | $825,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,409,450 | 3,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.