Home > FirstBank of Summit County > Income and Expense
FirstBank of Summit County, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,968,000 | 1,784 |
| Total interest expense | $1,319,000 | 4,028 |
| Net interest income | $11,649,000 | 1,461 |
| Provision for loan and lease losses | $766,000 | 2,912 |
| Total noninterest income | $2,008,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,011,000 | 1,140 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $997,000 | 1,806 |
| Total noninterest expense | $6,338,000 | 2,286 |
| Salaries and employee benefits | $2,582,000 | 2,775 |
| Premises and equipment expense | $673,000 | 2,754 |
| Additional noninterest expense | $3,083,000 | 1,724 |
| Pre-tax net operating income | $6,553,000 | 654 |
| Securities gains (losses) | $-205,000 | 7,484 |
| Applicable income taxes | $2,054,000 | 584 |
| Income before extraordinary items | $4,294,000 | 808 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,294,000 | 806 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,294,000 | 809 |
| Net charge-offs | $1,140,000 | 2,043 |
| Cash dividends | $4,700,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,433,400 | 737 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 1,781 |
| Total interest expense | $929,000 | 3,994 |
| Net interest income | $7,842,000 | 1,456 |
| Provision for loan and lease losses | $825,000 | 2,153 |
| Total noninterest income | $1,270,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $687,000 | 1,139 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $583,000 | 1,897 |
| Total noninterest expense | $4,103,000 | 2,365 |
| Salaries and employee benefits | $1,709,000 | 2,797 |
| Premises and equipment expense | $447,000 | 2,776 |
| Additional noninterest expense | $1,947,000 | 1,803 |
| Pre-tax net operating income | $4,184,000 | 668 |
| Securities gains (losses) | $-205,000 | 7,595 |
| Applicable income taxes | $1,263,000 | 583 |
| Income before extraordinary items | $2,716,000 | 818 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,716,000 | 816 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,716,000 | 818 |
| Net charge-offs | $662,000 | 2,145 |
| Cash dividends | $3,000,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,855,400 | 758 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 1,800 |
| Total interest expense | $477,000 | 4,060 |
| Net interest income | $3,966,000 | 1,444 |
| Provision for loan and lease losses | $477,000 | 1,878 |
| Total noninterest income | $685,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $327,000 | 1,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $358,000 | 1,632 |
| Total noninterest expense | $2,032,000 | 2,416 |
| Salaries and employee benefits | $844,000 | 2,871 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $973,000 | 1,784 |
| Pre-tax net operating income | $2,142,000 | 634 |
| Securities gains (losses) | $-205,000 | 7,762 |
| Applicable income taxes | $610,000 | 605 |
| Income before extraordinary items | $1,327,000 | 825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,327,000 | 829 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,327,000 | 829 |
| Net charge-offs | $306,000 | 2,013 |
| Cash dividends | $3,000,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,468,450 | 721 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,803,000 | 1,640 |
| Total interest expense | $3,037,000 | 3,386 |
| Net interest income | $17,766,000 | 1,263 |
| Provision for loan and lease losses | $1,432,000 | 2,956 |
| Total noninterest income | $2,958,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,542,000 | 1,117 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,416,000 | 1,713 |
| Total noninterest expense | $8,641,000 | 2,291 |
| Salaries and employee benefits | $3,513,000 | 2,775 |
| Premises and equipment expense | $831,000 | 3,027 |
| Additional noninterest expense | $4,297,000 | 1,737 |
| Pre-tax net operating income | $10,651,000 | 394 |
| Securities gains (losses) | $408,000 | 1,004 |
| Applicable income taxes | $3,627,000 | 345 |
| Income before extraordinary items | $7,432,000 | 437 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,432,000 | 437 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,432,000 | 439 |
| Net charge-offs | $620,000 | 3,518 |
| Cash dividends | $2,050,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,158,640 | 462 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,016,000 | 1,632 |
| Total interest expense | $2,431,000 | 3,352 |
| Net interest income | $13,585,000 | 1,238 |
| Provision for loan and lease losses | $1,492,000 | 2,230 |
| Total noninterest income | $2,223,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,168,000 | 1,106 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,055,000 | 1,760 |
| Total noninterest expense | $6,518,000 | 2,280 |
| Salaries and employee benefits | $2,638,000 | 2,793 |
| Premises and equipment expense | $612,000 | 3,108 |
| Additional noninterest expense | $3,268,000 | 1,656 |
| Pre-tax net operating income | $7,798,000 | 419 |
| Securities gains (losses) | $-115,000 | 7,498 |
| Applicable income taxes | $2,512,000 | 380 |
| Income before extraordinary items | $5,171,000 | 516 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,171,000 | 515 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,171,000 | 517 |
| Net charge-offs | $531,000 | 2,952 |
| Cash dividends | $2,050,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,248,050 | 507 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,873,000 | 1,636 |
| Total interest expense | $1,756,000 | 3,294 |
| Net interest income | $9,117,000 | 1,222 |
| Provision for loan and lease losses | $635,000 | 2,621 |
| Total noninterest income | $1,528,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $788,000 | 1,084 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $740,000 | 1,746 |
| Total noninterest expense | $4,456,000 | 2,255 |
| Salaries and employee benefits | $1,802,000 | 2,767 |
| Premises and equipment expense | $395,000 | 3,212 |
| Additional noninterest expense | $2,259,000 | 1,617 |
| Pre-tax net operating income | $5,554,000 | 398 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,834,000 | 362 |
| Income before extraordinary items | $3,720,000 | 472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,720,000 | 469 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,720,000 | 472 |
| Net charge-offs | $291,000 | 2,969 |
| Cash dividends | $1,050,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,720,000 | 456 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 1,652 |
| Total interest expense | $1,008,000 | 3,029 |
| Net interest income | $4,437,000 | 1,245 |
| Provision for loan and lease losses | $363,000 | 2,094 |
| Total noninterest income | $758,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $395,000 | 1,051 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $363,000 | 1,722 |
| Total noninterest expense | $2,195,000 | 2,230 |
| Salaries and employee benefits | $956,000 | 2,648 |
| Premises and equipment expense | $178,000 | 3,533 |
| Additional noninterest expense | $1,061,000 | 1,520 |
| Pre-tax net operating income | $2,637,000 | 448 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $854,000 | 403 |
| Income before extraordinary items | $1,783,000 | 556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,783,000 | 556 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,783,000 | 559 |
| Net charge-offs | $37,000 | 3,818 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,783,000 | 518 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,206,000 | 1,807 |
| Total interest expense | $6,317,000 | 2,406 |
| Net interest income | $14,889,000 | 1,502 |
| Provision for loan and lease losses | $1,860,000 | 1,897 |
| Total noninterest income | $3,073,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,630,000 | 1,092 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,443,000 | 1,640 |
| Total noninterest expense | $7,859,000 | 2,408 |
| Salaries and employee benefits | $3,437,000 | 2,876 |
| Premises and equipment expense | $743,000 | 3,363 |
| Additional noninterest expense | $3,679,000 | 1,678 |
| Pre-tax net operating income | $8,243,000 | 673 |
| Securities gains (losses) | $292,000 | 560 |
| Applicable income taxes | $2,652,000 | 516 |
| Income before extraordinary items | $5,883,000 | 690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,883,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,255 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,681,520 | 765 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,646,000 | 1,877 |
| Total interest expense | $4,984,000 | 2,383 |
| Net interest income | $10,662,000 | 1,582 |
| Provision for loan and lease losses | $812,000 | 2,076 |
| Total noninterest income | $2,414,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,214,000 | 1,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,200,000 | 1,600 |
| Total noninterest expense | $6,019,000 | 2,364 |
| Salaries and employee benefits | $2,692,000 | 2,786 |
| Premises and equipment expense | $568,000 | 3,327 |
| Additional noninterest expense | $2,759,000 | 1,623 |
| Pre-tax net operating income | $6,245,000 | 808 |
| Securities gains (losses) | $131,000 | 820 |
| Applicable income taxes | $1,993,000 | 656 |
| Income before extraordinary items | $4,383,000 | 836 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,383,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,628 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,292,610 | 905 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,201,000 | 1,936 |
| Total interest expense | $3,470,000 | 2,393 |
| Net interest income | $6,731,000 | 1,669 |
| Provision for loan and lease losses | $473,000 | 1,979 |
| Total noninterest income | $1,606,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $801,000 | 1,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $805,000 | 1,635 |
| Total noninterest expense | $4,104,000 | 2,325 |
| Salaries and employee benefits | $1,888,000 | 2,704 |
| Premises and equipment expense | $389,000 | 3,283 |
| Additional noninterest expense | $1,827,000 | 1,611 |
| Pre-tax net operating income | $3,760,000 | 943 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,141,000 | 844 |
| Income before extraordinary items | $2,619,000 | 1,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,619,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,619,000 | 1,037 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 2,027 |
| Total interest expense | $1,938,000 | 2,299 |
| Net interest income | $3,088,000 | 1,812 |
| Provision for loan and lease losses | $168,000 | 2,005 |
| Total noninterest income | $789,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $377,000 | 1,165 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $412,000 | 1,594 |
| Total noninterest expense | $2,032,000 | 2,332 |
| Salaries and employee benefits | $932,000 | 2,740 |
| Premises and equipment expense | $187,000 | 3,408 |
| Additional noninterest expense | $913,000 | 1,573 |
| Pre-tax net operating income | $1,677,000 | 1,133 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $497,000 | 1,012 |
| Income before extraordinary items | $1,180,000 | 1,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,180,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,180,000 | 1,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,450,000 | 3,666 |
| Total interest expense | $4,634,000 | 3,648 |
| Net interest income | $5,816,000 | 3,586 |
| Provision for loan and lease losses | $290,000 | 3,265 |
| Total noninterest income | $1,812,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $918,000 | 1,899 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $894,000 | 2,394 |
| Total noninterest expense | $3,882,000 | 4,216 |
| Salaries and employee benefits | $1,632,000 | 5,036 |
| Premises and equipment expense | $347,000 | 5,429 |
| Additional noninterest expense | $1,903,000 | 2,781 |
| Pre-tax net operating income | $3,456,000 | 2,223 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,027,000 | 1,836 |
| Income before extraordinary items | $2,429,000 | 2,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,429,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $1,400,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,429,000 | 2,434 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 3,721 |
| Total interest expense | $3,381,000 | 3,721 |
| Net interest income | $4,295,000 | 3,644 |
| Provision for loan and lease losses | $224,000 | 2,839 |
| Total noninterest income | $1,331,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $675,000 | 1,916 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $656,000 | 2,425 |
| Total noninterest expense | $2,931,000 | 4,162 |
| Salaries and employee benefits | $1,236,000 | 4,996 |
| Premises and equipment expense | $258,000 | 5,451 |
| Additional noninterest expense | $1,437,000 | 2,716 |
| Pre-tax net operating income | $2,471,000 | 2,461 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $725,000 | 2,037 |
| Income before extraordinary items | $1,746,000 | 2,658 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,746,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $1,200,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,746,000 | 2,636 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 3,802 |
| Total interest expense | $2,143,000 | 3,849 |
| Net interest income | $2,829,000 | 3,689 |
| Provision for loan and lease losses | $143,000 | 2,732 |
| Total noninterest income | $860,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $427,000 | 2,002 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $433,000 | 2,465 |
| Total noninterest expense | $1,933,000 | 4,220 |
| Salaries and employee benefits | $820,000 | 5,058 |
| Premises and equipment expense | $172,000 | 5,477 |
| Additional noninterest expense | $941,000 | 2,759 |
| Pre-tax net operating income | $1,613,000 | 2,557 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $470,000 | 2,155 |
| Income before extraordinary items | $1,143,000 | 2,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,143,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,143,000 | 2,729 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 3,877 |
| Total interest expense | $991,000 | 4,041 |
| Net interest income | $1,417,000 | 3,703 |
| Provision for loan and lease losses | $72,000 | 2,558 |
| Total noninterest income | $403,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $201,000 | 2,044 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $202,000 | 2,533 |
| Total noninterest expense | $972,000 | 4,223 |
| Salaries and employee benefits | $428,000 | 4,948 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $459,000 | 2,801 |
| Pre-tax net operating income | $776,000 | 2,617 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $222,000 | 2,264 |
| Income before extraordinary items | $554,000 | 2,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $554,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $554,000 | 2,793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 3,906 |
| Total interest expense | $3,300,000 | 4,075 |
| Net interest income | $5,584,000 | 3,718 |
| Provision for loan and lease losses | $193,000 | 3,604 |
| Total noninterest income | $1,638,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $773,000 | 2,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $865,000 | 2,456 |
| Total noninterest expense | $3,650,000 | 4,258 |
| Salaries and employee benefits | $1,513,000 | 5,166 |
| Premises and equipment expense | $362,000 | 5,232 |
| Additional noninterest expense | $1,775,000 | 2,851 |
| Pre-tax net operating income | $3,379,000 | 2,558 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,041,000 | 2,137 |
| Income before extraordinary items | $2,338,000 | 2,763 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,338,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $1,900,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,338,000 | 2,751 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 3,935 |
| Total interest expense | $2,362,000 | 4,109 |
| Net interest income | $4,169,000 | 3,749 |
| Provision for loan and lease losses | $133,000 | 3,684 |
| Total noninterest income | $1,201,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $593,000 | 2,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $608,000 | 2,544 |
| Total noninterest expense | $2,725,000 | 4,257 |
| Salaries and employee benefits | $1,122,000 | 5,173 |
| Premises and equipment expense | $275,000 | 5,206 |
| Additional noninterest expense | $1,328,000 | 2,851 |
| Pre-tax net operating income | $2,512,000 | 2,636 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $751,000 | 2,292 |
| Income before extraordinary items | $1,761,000 | 2,835 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,761,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $1,300,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,761,000 | 2,827 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 3,926 |
| Total interest expense | $1,488,000 | 4,137 |
| Net interest income | $2,799,000 | 3,736 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $803,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $400,000 | 2,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $403,000 | 2,550 |
| Total noninterest expense | $1,805,000 | 4,292 |
| Salaries and employee benefits | $738,000 | 5,240 |
| Premises and equipment expense | $172,000 | 5,374 |
| Additional noninterest expense | $895,000 | 2,831 |
| Pre-tax net operating income | $1,697,000 | 2,621 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $509,000 | 2,278 |
| Income before extraordinary items | $1,188,000 | 2,809 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,188,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,188,000 | 2,802 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,973 |
| Total interest expense | $687,000 | 4,217 |
| Net interest income | $1,385,000 | 3,766 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $377,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $196,000 | 2,079 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $931,000 | 4,212 |
| Salaries and employee benefits | $373,000 | 5,229 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $458,000 | 2,763 |
| Pre-tax net operating income | $808,000 | 2,687 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $240,000 | 2,338 |
| Income before extraordinary items | $568,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $568,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $568,000 | 2,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 3,928 |
| Total interest expense | $1,989,000 | 4,446 |
| Net interest income | $5,563,000 | 3,646 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $1,517,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $774,000 | 2,165 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $743,000 | 2,661 |
| Total noninterest expense | $3,353,000 | 4,440 |
| Salaries and employee benefits | $1,439,000 | 5,195 |
| Premises and equipment expense | $351,000 | 5,277 |
| Additional noninterest expense | $1,563,000 | 3,126 |
| Pre-tax net operating income | $3,637,000 | 2,384 |
| Securities gains (losses) | $176,000 | 536 |
| Applicable income taxes | $1,204,000 | 2,008 |
| Income before extraordinary items | $2,609,000 | 2,508 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,609,000 | 2,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,489,320 | 2,586 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 3,919 |
| Total interest expense | $1,396,000 | 4,516 |
| Net interest income | $4,176,000 | 3,642 |
| Provision for loan and lease losses | $67,000 | 4,861 |
| Total noninterest income | $1,133,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $577,000 | 2,178 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $556,000 | 2,678 |
| Total noninterest expense | $2,530,000 | 4,382 |
| Salaries and employee benefits | $1,107,000 | 5,076 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $1,170,000 | 3,103 |
| Pre-tax net operating income | $2,712,000 | 2,415 |
| Securities gains (losses) | $176,000 | 506 |
| Applicable income taxes | $914,000 | 2,010 |
| Income before extraordinary items | $1,974,000 | 2,509 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,974,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $1,700,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,854,320 | 2,597 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 3,903 |
| Total interest expense | $886,000 | 4,483 |
| Net interest income | $2,775,000 | 3,625 |
| Provision for loan and lease losses | $23,000 | 5,573 |
| Total noninterest income | $747,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $381,000 | 2,154 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $366,000 | 2,695 |
| Total noninterest expense | $1,678,000 | 4,379 |
| Salaries and employee benefits | $739,000 | 5,083 |
| Premises and equipment expense | $161,000 | 5,506 |
| Additional noninterest expense | $778,000 | 3,094 |
| Pre-tax net operating income | $1,821,000 | 2,352 |
| Securities gains (losses) | $176,000 | 428 |
| Applicable income taxes | $634,000 | 1,918 |
| Income before extraordinary items | $1,363,000 | 2,386 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,363,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $1,100,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,243,320 | 2,538 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,879 |
| Total interest expense | $427,000 | 4,477 |
| Net interest income | $1,394,000 | 3,621 |
| Provision for loan and lease losses | $-12,000 | 8,733 |
| Total noninterest income | $371,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $191,000 | 2,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $180,000 | 2,653 |
| Total noninterest expense | $853,000 | 4,341 |
| Salaries and employee benefits | $379,000 | 5,007 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $404,000 | 2,985 |
| Pre-tax net operating income | $924,000 | 2,307 |
| Securities gains (losses) | $176,000 | 273 |
| Applicable income taxes | $356,000 | 1,744 |
| Income before extraordinary items | $744,000 | 2,212 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $744,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $624,320 | 2,497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 3,906 |
| Total interest expense | $1,397,000 | 4,709 |
| Net interest income | $5,373,000 | 3,595 |
| Provision for loan and lease losses | $-59,000 | 8,757 |
| Total noninterest income | $1,643,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $934,000 | 1,878 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $709,000 | 2,688 |
| Total noninterest expense | $3,756,000 | 3,940 |
| Salaries and employee benefits | $2,034,000 | 3,943 |
| Premises and equipment expense | $307,000 | 5,616 |
| Additional noninterest expense | $1,415,000 | 3,269 |
| Pre-tax net operating income | $3,319,000 | 2,378 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,012,000 | 2,129 |
| Income before extraordinary items | $2,307,000 | 2,588 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,307,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,307,000 | 2,537 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 3,976 |
| Total interest expense | $981,000 | 4,833 |
| Net interest income | $3,950,000 | 3,630 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $1,250,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $722,000 | 1,832 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $528,000 | 2,706 |
| Total noninterest expense | $2,759,000 | 3,974 |
| Salaries and employee benefits | $1,494,000 | 3,961 |
| Premises and equipment expense | $222,000 | 5,680 |
| Additional noninterest expense | $1,043,000 | 3,298 |
| Pre-tax net operating income | $2,431,000 | 2,448 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $740,000 | 2,227 |
| Income before extraordinary items | $1,691,000 | 2,686 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,691,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $1,300,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,691,000 | 2,625 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 4,037 |
| Total interest expense | $639,000 | 4,917 |
| Net interest income | $2,584,000 | 3,675 |
| Provision for loan and lease losses | $2,000 | 6,819 |
| Total noninterest income | $847,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $490,000 | 1,785 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 2,696 |
| Total noninterest expense | $1,826,000 | 4,037 |
| Salaries and employee benefits | $993,000 | 4,001 |
| Premises and equipment expense | $150,000 | 5,660 |
| Additional noninterest expense | $683,000 | 3,365 |
| Pre-tax net operating income | $1,603,000 | 2,441 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $490,000 | 2,239 |
| Income before extraordinary items | $1,113,000 | 2,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,113,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,113,000 | 2,609 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 4,081 |
| Total interest expense | $318,000 | 4,996 |
| Net interest income | $1,276,000 | 3,700 |
| Provision for loan and lease losses | $-25,000 | 8,964 |
| Total noninterest income | $425,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 1,716 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $178,000 | 2,660 |
| Total noninterest expense | $903,000 | 4,080 |
| Salaries and employee benefits | $481,000 | 4,133 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $349,000 | 3,295 |
| Pre-tax net operating income | $823,000 | 2,368 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $244,000 | 2,230 |
| Income before extraordinary items | $579,000 | 2,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $579,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $579,000 | 2,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 4,245 |
| Total interest expense | $1,335,000 | 5,247 |
| Net interest income | $4,803,000 | 3,795 |
| Provision for loan and lease losses | $-167,000 | 9,070 |
| Total noninterest income | $1,823,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,082,000 | 1,582 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $741,000 | 2,863 |
| Total noninterest expense | $3,578,000 | 4,036 |
| Salaries and employee benefits | $1,717,000 | 4,407 |
| Premises and equipment expense | $409,000 | 4,664 |
| Additional noninterest expense | $1,452,000 | 3,175 |
| Pre-tax net operating income | $3,215,000 | 2,364 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $820,000 | 2,498 |
| Income before extraordinary items | $2,395,000 | 2,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,395,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,071 |
| Cash dividends | $1,600,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,395,000 | 2,355 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 4,308 |
| Total interest expense | $1,002,000 | 5,377 |
| Net interest income | $3,590,000 | 3,826 |
| Provision for loan and lease losses | $-86,000 | 9,125 |
| Total noninterest income | $1,383,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $813,000 | 1,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $570,000 | 2,902 |
| Total noninterest expense | $2,717,000 | 3,977 |
| Salaries and employee benefits | $1,304,000 | 4,361 |
| Premises and equipment expense | $316,000 | 4,560 |
| Additional noninterest expense | $1,097,000 | 3,139 |
| Pre-tax net operating income | $2,342,000 | 2,515 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $576,000 | 2,754 |
| Income before extraordinary items | $1,766,000 | 2,604 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,766,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $1,300,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,766,000 | 2,475 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 4,340 |
| Total interest expense | $665,000 | 5,503 |
| Net interest income | $2,387,000 | 3,844 |
| Provision for loan and lease losses | $-90,000 | 9,183 |
| Total noninterest income | $941,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $548,000 | 1,552 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $393,000 | 2,830 |
| Total noninterest expense | $1,867,000 | 3,882 |
| Salaries and employee benefits | $895,000 | 4,274 |
| Premises and equipment expense | $222,000 | 4,415 |
| Additional noninterest expense | $750,000 | 3,039 |
| Pre-tax net operating income | $1,551,000 | 2,520 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $371,000 | 2,840 |
| Income before extraordinary items | $1,180,000 | 2,617 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,180,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,180,000 | 2,471 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 4,306 |
| Total interest expense | $332,000 | 5,613 |
| Net interest income | $1,227,000 | 3,752 |
| Provision for loan and lease losses | $-76,000 | 9,252 |
| Total noninterest income | $471,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $272,000 | 1,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $199,000 | 2,724 |
| Total noninterest expense | $936,000 | 3,866 |
| Salaries and employee benefits | $468,000 | 4,101 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $370,000 | 3,051 |
| Pre-tax net operating income | $838,000 | 2,381 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $225,000 | 2,499 |
| Income before extraordinary items | $613,000 | 2,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $613,000 | 2,354 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 4,041 |
| Total interest expense | $1,476,000 | 5,774 |
| Net interest income | $5,535,000 | 3,358 |
| Provision for loan and lease losses | $71,000 | 6,274 |
| Total noninterest income | $1,899,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,086,000 | 1,491 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $813,000 | 2,476 |
| Total noninterest expense | $3,904,000 | 3,623 |
| Salaries and employee benefits | $2,097,000 | 3,594 |
| Premises and equipment expense | $408,000 | 4,575 |
| Additional noninterest expense | $1,399,000 | 3,132 |
| Pre-tax net operating income | $3,459,000 | 2,228 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $974,000 | 2,256 |
| Income before extraordinary items | $2,485,000 | 2,368 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,485,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $2,200,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,485,000 | 2,286 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,265,000 | 3,906 |
| Total interest expense | $2,903,000 | 4,853 |
| Net interest income | $5,362,000 | 3,245 |
| Provision for loan and lease losses | $201,000 | 4,110 |
| Total noninterest income | $1,903,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,059,000 | 1,409 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $844,000 | 2,304 |
| Total noninterest expense | $4,137,000 | 3,331 |
| Salaries and employee benefits | $2,221,000 | 3,297 |
| Premises and equipment expense | $479,000 | 4,040 |
| Additional noninterest expense | $1,437,000 | 2,984 |
| Pre-tax net operating income | $2,927,000 | 2,314 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $789,000 | 2,450 |
| Income before extraordinary items | $2,138,000 | 2,390 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,138,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,138,000 | 2,310 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 4,271 |
| Total interest expense | $3,401,000 | 4,479 |
| Net interest income | $4,246,000 | 3,981 |
| Provision for loan and lease losses | $160,000 | 4,252 |
| Total noninterest income | $1,642,000 | 2,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $885,000 | 1,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,227 |
| Total noninterest expense | $3,570,000 | 3,643 |
| Salaries and employee benefits | $1,742,000 | 3,874 |
| Premises and equipment expense | $404,000 | 4,477 |
| Additional noninterest expense | $1,424,000 | 2,955 |
| Pre-tax net operating income | $2,158,000 | 3,128 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $553,000 | 3,276 |
| Income before extraordinary items | $1,605,000 | 3,077 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,605,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,605,000 | 3,075 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 4,694 |
| Total interest expense | $2,329,000 | 5,449 |
| Net interest income | $4,140,000 | 4,050 |
| Provision for loan and lease losses | $193,000 | 3,639 |
| Total noninterest income | $1,496,000 | 2,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $850,000 | 1,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,506 |
| Total noninterest expense | $2,953,000 | 4,270 |
| Salaries and employee benefits | $1,504,000 | 4,331 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $1,203,000 | 3,424 |
| Pre-tax net operating income | $2,490,000 | 2,808 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $777,000 | 2,701 |
| Income before extraordinary items | $1,713,000 | 2,923 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,713,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $1,099,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,713,000 | 2,889 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 5,111 |
| Total interest expense | $2,143,000 | 5,936 |
| Net interest income | $3,687,000 | 4,401 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $1,454,000 | 2,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $808,000 | 1,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,525 |
| Total noninterest expense | $2,627,000 | 4,602 |
| Salaries and employee benefits | $1,368,000 | 4,572 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $1,102,000 | 3,617 |
| Pre-tax net operating income | $2,452,000 | 2,836 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $813,000 | 2,707 |
| Income before extraordinary items | $1,639,000 | 3,029 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,639,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,626 |
| Cash dividends | $1,376,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,639,000 | 2,940 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,771,000 | 5,207 |
| Total interest expense | $2,233,000 | 5,823 |
| Net interest income | $3,538,000 | 4,695 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $1,593,000 | 2,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $825,000 | 1,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $768,000 | 2,084 |
| Total noninterest expense | $2,686,000 | 4,503 |
| Salaries and employee benefits | $1,226,000 | 5,000 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $1,305,000 | 3,105 |
| Pre-tax net operating income | $2,322,000 | 3,104 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $710,000 | 3,205 |
| Income before extraordinary items | $1,612,000 | 3,140 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,612,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $1,250,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,612,000 | 3,077 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 5,644 |
| Total interest expense | $1,942,000 | 6,543 |
| Net interest income | $3,407,000 | 4,937 |
| Provision for loan and lease losses | $122,000 | 4,550 |
| Total noninterest income | $1,489,000 | 2,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $807,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $682,000 | 2,348 |
| Total noninterest expense | $2,697,000 | 4,714 |
| Salaries and employee benefits | $1,173,000 | 5,308 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $1,274,000 | 3,599 |
| Pre-tax net operating income | $2,077,000 | 3,312 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $703,000 | 3,165 |
| Income before extraordinary items | $1,374,000 | 3,461 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,374,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $525,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,374,000 | 3,410 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 6,592 |
| Total interest expense | $1,386,000 | 8,013 |
| Net interest income | $2,990,000 | 5,509 |
| Provision for loan and lease losses | $119,000 | 4,253 |
| Total noninterest income | $1,275,000 | 2,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $758,000 | 1,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 2,808 |
| Total noninterest expense | $2,413,000 | 5,157 |
| Salaries and employee benefits | $1,008,000 | 6,021 |
| Premises and equipment expense | $303,000 | 5,581 |
| Additional noninterest expense | $1,102,000 | 4,018 |
| Pre-tax net operating income | $1,733,000 | 3,971 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $576,000 | 3,765 |
| Income before extraordinary items | $1,157,000 | 4,076 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,157,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,157,000 | 4,056 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 7,222 |
| Total interest expense | $844,000 | 9,376 |
| Net interest income | $2,738,000 | 6,033 |
| Provision for loan and lease losses | $139,000 | 3,781 |
| Total noninterest income | $1,020,000 | 3,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,182 |
| Total noninterest expense | $2,201,000 | 5,737 |
| Salaries and employee benefits | $930,000 | 6,464 |
| Premises and equipment expense | $264,000 | 6,286 |
| Additional noninterest expense | $1,007,000 | 4,679 |
| Pre-tax net operating income | $1,418,000 | 4,624 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $471,000 | 4,235 |
| Income before extraordinary items | $947,000 | 4,712 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $947,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $947,000 | 4,756 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 8,196 |
| Total interest expense | $773,000 | 10,184 |
| Net interest income | $2,311,000 | 6,915 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $844,000 | 3,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 4,059 |
| Total noninterest expense | $2,018,000 | 6,287 |
| Salaries and employee benefits | $874,000 | 6,871 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $893,000 | 5,399 |
| Pre-tax net operating income | $1,071,000 | 5,612 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $386,000 | 5,138 |
| Income before extraordinary items | $731,000 | 5,927 |
| Extraordinary gains, net | $102,000 | 1,545 |
| Net income | $833,000 | 5,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $701,100 | 5,836 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 9,323 |
| Total interest expense | $835,000 | 11,171 |
| Net interest income | $1,968,000 | 7,845 |
| Provision for loan and lease losses | $-82,000 | 13,681 |
| Total noninterest income | $745,000 | 4,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,582 |
| Total noninterest expense | $1,827,000 | 6,863 |
| Salaries and employee benefits | $796,000 | 7,283 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $792,000 | 6,122 |
| Pre-tax net operating income | $968,000 | 5,762 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $323,000 | 5,657 |
| Income before extraordinary items | $645,000 | 6,258 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $645,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $645,000 | 5,909 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.