Home > FirstBank of Summit County > Assets and Liabilities
FirstBank of Summit County, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 49 | 3,097 |
| Assets and Liabilities | ||
| Total Assets: | $315,373,000 | 2,114 |
| Cash and due from depository institutions | $3,509,000 | 3,097 |
| Interest-bearing balances | $27,000 | 6,953 |
| Securities | $48,438,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $245,779,000 | 1,776 |
| Loan loss allowance | $4,335,000 | 1,800 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,662,000 | 1,410 |
| Other real estate owned | $2,244,000 | 3,097 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,741,000 | 2,661 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $315,373,000 | 2,114 |
| Total liabilities | $283,975,000 | 2,105 |
| Total deposits | $282,945,000 | 1,946 |
| Interest-bearing deposits | $224,069,000 | 2,106 |
| Deposits held in domestic offices | $282,945,000 | 1,942 |
| % insured | 86.17% | 4,772 |
| Federal funds purchased & repurchase agreements | $230,000 | 2,426 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $800,000 | 3,999 |
| Total equity capital | $31,398,000 | 2,167 |
| Total bank equity capital | $31,398,000 | 2,166 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $700,000 | 3,226 |
| Surplus | $2,900,000 | 4,804 |
| Undivided profits | $27,798,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,811,000 | 2,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,315,000 | 2,468 |
| Earning assets | $294,244,000 | 2,078 |
| Long-term assets (5+ years) | $110,972,000 | 1,240 |
| Average Assets, year-to-date | $330,011,000 | 1,997 |
| Average Assets, quarterly | $320,314,500 | 2,069 |
| Volatile liabilities | $34,106,000 | 3,503 |
| Insider loans | $303,000 | 5,684 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $34,688,000 | 1,725 |
| Tier 1 (core) risk-based capital | $31,266,000 | 2,032 |
| Tier 2 risk-based capital | $2,401,000 | 2,179 |
| Total risk weighted assets | $190,071,000 | 2,338 |
| Total unused commitments | $34,688,000 | 1,727 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 45 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $325,256,000 | 2,051 |
| Cash and due from depository institutions | $3,248,000 | 3,365 |
| Interest-bearing balances | $30,000 | 6,918 |
| Securities | $51,000,000 | 2,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $254,497,000 | 1,749 |
| Loan loss allowance | $4,871,000 | 1,632 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,594,000 | 1,433 |
| Other real estate owned | $802,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,115,000 | 2,582 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $325,256,000 | 2,051 |
| Total liabilities | $293,853,000 | 2,049 |
| Total deposits | $283,096,000 | 1,946 |
| Interest-bearing deposits | $229,308,000 | 2,069 |
| Deposits held in domestic offices | $283,096,000 | 1,944 |
| % insured | 86.25% | 4,864 |
| Federal funds purchased & repurchase agreements | $10,127,000 | 972 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $630,000 | 4,370 |
| Total equity capital | $31,403,000 | 2,147 |
| Total bank equity capital | $31,403,000 | 2,146 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $700,000 | 3,257 |
| Surplus | $2,900,000 | 4,829 |
| Undivided profits | $27,803,000 | 1,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,993,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,206,000 | 2,619 |
| Earning assets | $305,527,000 | 1,992 |
| Long-term assets (5+ years) | $116,608,000 | 1,181 |
| Average Assets, year-to-date | $334,890,330 | 1,989 |
| Average Assets, quarterly | $329,326,000 | 2,021 |
| Volatile liabilities | $44,474,000 | 2,914 |
| Insider loans | $307,000 | 5,732 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $34,612,000 | 1,751 |
| Tier 1 (core) risk-based capital | $31,388,000 | 2,007 |
| Tier 2 risk-based capital | $2,478,000 | 2,140 |
| Total risk weighted assets | $195,762,000 | 2,302 |
| Total unused commitments | $34,612,000 | 1,753 |
| Derivatives | $305,000 | 1,088 |
| 2010-03-31 | Rank | |
| # of Employees: | 48 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $333,396,000 | 2,048 |
| Cash and due from depository institutions | $4,207,000 | 3,219 |
| Interest-bearing balances | $28,000 | 6,964 |
| Securities | $55,096,000 | 2,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $258,733,000 | 1,775 |
| Loan loss allowance | $4,879,000 | 1,649 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,490,000 | 1,687 |
| Other real estate owned | $721,000 | 3,219 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,149,000 | 2,632 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $333,396,000 | 2,048 |
| Total liabilities | $303,357,000 | 2,034 |
| Total deposits | $295,446,000 | 1,909 |
| Interest-bearing deposits | $233,222,000 | 2,078 |
| Deposits held in domestic offices | $295,446,000 | 1,907 |
| % insured | 87.28% | 4,570 |
| Federal funds purchased & repurchase agreements | $6,911,000 | 1,190 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,000,000 | 3,400 |
| Total equity capital | $30,039,000 | 2,232 |
| Total bank equity capital | $30,039,000 | 2,231 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $700,000 | 3,313 |
| Surplus | $2,900,000 | 4,903 |
| Undivided profits | $26,439,000 | 1,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,928,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,549,000 | 2,094 |
| Earning assets | $313,857,000 | 1,991 |
| Long-term assets (5+ years) | $119,566,000 | 1,157 |
| Average Assets, year-to-date | $339,707,500 | 2,021 |
| Average Assets, quarterly | $339,707,500 | 2,021 |
| Volatile liabilities | $40,397,000 | 3,225 |
| Insider loans | $310,000 | 5,788 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,244,000 | 1,908 |
| Tier 1 (core) risk-based capital | $30,001,000 | 2,126 |
| Tier 2 risk-based capital | $2,544,000 | 2,147 |
| Total risk weighted assets | $201,140,000 | 2,307 |
| Total unused commitments | $32,244,000 | 1,911 |
| Derivatives | $204,000 | 1,093 |
| 2009-12-31 | Rank | |
| # of Employees: | 49 | 3,194 |
| Assets and Liabilities | ||
| Total Assets: | $346,019,000 | 1,997 |
| Cash and due from depository institutions | $5,611,000 | 3,194 |
| Interest-bearing balances | $41,000 | 6,817 |
| Securities | $59,129,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $266,455,000 | 1,756 |
| Loan loss allowance | $4,708,000 | 1,698 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,872,000 | 1,880 |
| Other real estate owned | $688,000 | 3,194 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,264,000 | 2,652 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $346,019,000 | 1,997 |
| Total liabilities | $314,269,000 | 1,978 |
| Total deposits | $284,818,000 | 1,977 |
| Interest-bearing deposits | $227,417,000 | 2,121 |
| Deposits held in domestic offices | $284,818,000 | 1,975 |
| % insured | 89.95% | 3,746 |
| Federal funds purchased & repurchase agreements | $28,677,000 | 565 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $774,000 | 3,969 |
| Total equity capital | $31,750,000 | 2,100 |
| Total bank equity capital | $31,750,000 | 2,099 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $700,000 | 3,358 |
| Surplus | $2,900,000 | 4,942 |
| Undivided profits | $28,150,000 | 1,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,400,000 | 2,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,367,000 | 2,482 |
| Earning assets | $325,625,000 | 1,930 |
| Long-term assets (5+ years) | $127,055,000 | 1,097 |
| Average Assets, year-to-date | $369,277,800 | 1,842 |
| Average Assets, quarterly | $357,810,000 | 1,933 |
| Volatile liabilities | $63,616,000 | 2,237 |
| Insider loans | $314,000 | 5,852 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,819,000 | 2,110 |
| Tier 1 (core) risk-based capital | $31,672,000 | 1,992 |
| Tier 2 risk-based capital | $2,624,000 | 2,119 |
| Total risk weighted assets | $207,810,000 | 2,288 |
| Total unused commitments | $28,819,000 | 2,113 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 50 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $369,601,000 | 1,878 |
| Cash and due from depository institutions | $3,930,000 | 3,167 |
| Interest-bearing balances | $28,000 | 6,861 |
| Securities | $77,182,000 | 1,640 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $275,654,000 | 1,743 |
| Loan loss allowance | $4,856,000 | 1,586 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,878,000 | 1,903 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,957,000 | 2,755 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $369,601,000 | 1,878 |
| Total liabilities | $339,682,000 | 1,849 |
| Total deposits | $273,077,000 | 2,033 |
| Interest-bearing deposits | $216,965,000 | 2,205 |
| Deposits held in domestic offices | $273,077,000 | 2,031 |
| % insured | 88.99% | 4,305 |
| Federal funds purchased & repurchase agreements | $64,842,000 | 350 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,000,000 | 4,928 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $763,000 | 4,394 |
| Total equity capital | $29,919,000 | 2,290 |
| Total bank equity capital | $29,919,000 | 2,288 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $700,000 | 3,402 |
| Surplus | $2,900,000 | 4,975 |
| Undivided profits | $26,319,000 | 1,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,559,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,763,000 | 2,081 |
| Earning assets | $352,864,000 | 1,812 |
| Long-term assets (5+ years) | $145,667,000 | 962 |
| Average Assets, year-to-date | $375,092,500 | 1,835 |
| Average Assets, quarterly | $372,230,500 | 1,865 |
| Volatile liabilities | $99,102,000 | 1,541 |
| Insider loans | $317,000 | 5,884 |
| FHLB advances | $1,000,000 | 4,742 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,987,000 | 2,087 |
| Tier 1 (core) risk-based capital | $29,411,000 | 2,193 |
| Tier 2 risk-based capital | $2,728,000 | 2,045 |
| Total risk weighted assets | $215,813,000 | 2,228 |
| Total unused commitments | $30,987,000 | 2,091 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 52 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $374,860,000 | 1,878 |
| Cash and due from depository institutions | $4,687,000 | 3,129 |
| Interest-bearing balances | $31,000 | 6,820 |
| Securities | $78,834,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $278,732,000 | 1,754 |
| Loan loss allowance | $4,238,000 | 1,723 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,944,000 | 1,908 |
| Other real estate owned | $0 | 3,129 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,663,000 | 2,886 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $374,860,000 | 1,878 |
| Total liabilities | $345,498,000 | 1,852 |
| Total deposits | $264,874,000 | 2,090 |
| Interest-bearing deposits | $213,351,000 | 2,226 |
| Deposits held in domestic offices | $264,874,000 | 2,088 |
| % insured | 74.53% | 5,141 |
| Federal funds purchased & repurchase agreements | $78,740,000 | 314 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,000,000 | 4,986 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $884,000 | 4,081 |
| Total equity capital | $29,362,000 | 2,312 |
| Total bank equity capital | $29,362,000 | 2,311 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $700,000 | 3,443 |
| Surplus | $2,900,000 | 5,017 |
| Undivided profits | $25,762,000 | 1,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 4,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,613,000 | 2,175 |
| Earning assets | $357,597,000 | 1,803 |
| Long-term assets (5+ years) | $143,100,000 | 961 |
| Average Assets, year-to-date | $376,923,000 | 1,844 |
| Average Assets, quarterly | $375,218,000 | 1,866 |
| Volatile liabilities | $110,159,000 | 1,397 |
| Insider loans | $321,000 | 5,935 |
| FHLB advances | $1,000,000 | 4,788 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $34,147,000 | 2,020 |
| Tier 1 (core) risk-based capital | $28,960,000 | 2,231 |
| Tier 2 risk-based capital | $2,787,000 | 2,018 |
| Total risk weighted assets | $221,413,000 | 2,214 |
| Total unused commitments | $34,147,000 | 2,023 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 52 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $375,576,000 | 1,874 |
| Cash and due from depository institutions | $6,613,000 | 3,132 |
| Interest-bearing balances | $25,000 | 6,764 |
| Securities | $81,367,000 | 1,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $274,566,000 | 1,789 |
| Loan loss allowance | $4,220,000 | 1,643 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,980,000 | 1,893 |
| Other real estate owned | $0 | 3,132 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,050,000 | 2,734 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $375,576,000 | 1,874 |
| Total liabilities | $347,584,000 | 1,840 |
| Total deposits | $276,315,000 | 2,019 |
| Interest-bearing deposits | $216,154,000 | 2,199 |
| Deposits held in domestic offices | $276,315,000 | 2,017 |
| % insured | 73.94% | 5,364 |
| Federal funds purchased & repurchase agreements | $68,658,000 | 355 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,000,000 | 5,053 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,611,000 | 2,719 |
| Total equity capital | $27,992,000 | 2,435 |
| Total bank equity capital | $27,992,000 | 2,434 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,467 |
| Surplus | $2,900,000 | 5,043 |
| Undivided profits | $24,392,000 | 1,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 6,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,046 |
| Income earned, not collected on loans | $1,919,000 | 1,829 |
| Earning assets | $355,958,000 | 1,819 |
| Long-term assets (5+ years) | $143,567,000 | 944 |
| Average Assets, year-to-date | $377,954,500 | 1,849 |
| Average Assets, quarterly | $377,954,500 | 1,849 |
| Volatile liabilities | $101,345,000 | 1,526 |
| Insider loans | $324,000 | 5,981 |
| FHLB advances | $1,000,000 | 4,872 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $39,148,000 | 1,883 |
| Tier 1 (core) risk-based capital | $27,773,000 | 2,336 |
| Tier 2 risk-based capital | $2,795,000 | 1,984 |
| Total risk weighted assets | $222,050,000 | 2,208 |
| Total unused commitments | $39,148,000 | 1,884 |
| Derivatives | $517,000 | 1,078 |
| 2008-12-31 | Rank | |
| # of Employees: | 51 | 3,212 |
| Assets and Liabilities | ||
| Total Assets: | $380,333,000 | 1,836 |
| Cash and due from depository institutions | $6,462,000 | 3,212 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $82,353,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $278,566,000 | 1,766 |
| Loan loss allowance | $3,895,000 | 1,722 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,064,000 | 1,868 |
| Other real estate owned | $0 | 3,212 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,888,000 | 2,797 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $380,333,000 | 1,836 |
| Total liabilities | $353,913,000 | 1,793 |
| Total deposits | $269,073,000 | 2,018 |
| Interest-bearing deposits | $206,187,000 | 2,253 |
| Deposits held in domestic offices | $269,073,000 | 2,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,586,000 | 762 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $61,000,000 | 973 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,254,000 | 3,224 |
| Total equity capital | $26,420,000 | 2,533 |
| Total bank equity capital | $26,420,000 | 2,533 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $700,000 | 3,492 |
| Surplus | $2,900,000 | 5,050 |
| Undivided profits | $22,820,000 | 1,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 6,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,695,000 | 2,236 |
| Earning assets | $360,919,000 | 1,775 |
| Long-term assets (5+ years) | $144,142,000 | 924 |
| Average Assets, year-to-date | $330,310,400 | 2,024 |
| Average Assets, quarterly | $377,516,000 | 1,832 |
| Volatile liabilities | $111,471,000 | 1,364 |
| Insider loans | $327,000 | 6,051 |
| FHLB advances | $61,000,000 | 879 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $44,988,000 | 1,717 |
| Tier 1 (core) risk-based capital | $26,290,000 | 2,435 |
| Tier 2 risk-based capital | $2,843,000 | 1,936 |
| Total risk weighted assets | $226,302,000 | 2,175 |
| Total unused commitments | $44,988,000 | 1,718 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 49 | 3,361 |
| Assets and Liabilities | ||
| Total Assets: | $374,699,000 | 1,845 |
| Cash and due from depository institutions | $7,341,000 | 3,361 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $92,986,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $261,759,000 | 1,868 |
| Loan loss allowance | $2,871,000 | 2,014 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,217,000 | 1,831 |
| Other real estate owned | $0 | 3,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,396,000 | 2,991 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $374,699,000 | 1,845 |
| Total liabilities | $349,478,000 | 1,793 |
| Total deposits | $272,259,000 | 1,962 |
| Interest-bearing deposits | $200,120,000 | 2,271 |
| Deposits held in domestic offices | $272,259,000 | 1,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,835,000 | 1,015 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $61,223,000 | 988 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,161,000 | 3,501 |
| Total equity capital | $25,221,000 | 2,653 |
| Total bank equity capital | $25,221,000 | 2,653 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $700,000 | 3,526 |
| Surplus | $2,900,000 | 5,067 |
| Undivided profits | $21,621,000 | 1,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,930,000 | 2,055 |
| Earning assets | $354,745,000 | 1,796 |
| Long-term assets (5+ years) | $142,070,000 | 938 |
| Average Assets, year-to-date | $317,804,750 | 2,103 |
| Average Assets, quarterly | $371,227,500 | 1,841 |
| Volatile liabilities | $99,127,000 | 1,463 |
| Insider loans | $330,000 | 6,030 |
| FHLB advances | $61,000,000 | 914 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $51,131,000 | 1,646 |
| Tier 1 (core) risk-based capital | $24,790,000 | 2,589 |
| Tier 2 risk-based capital | $2,776,000 | 1,923 |
| Total risk weighted assets | $221,869,000 | 2,218 |
| Total unused commitments | $51,131,000 | 1,647 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 48 | 3,459 |
| Assets and Liabilities | ||
| Total Assets: | $367,756,000 | 1,862 |
| Cash and due from depository institutions | $5,782,000 | 3,459 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $105,778,000 | 1,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $244,089,000 | 1,970 |
| Loan loss allowance | $2,557,000 | 2,180 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,219,000 | 1,804 |
| Other real estate owned | $0 | 3,459 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,888,000 | 3,152 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $367,756,000 | 1,862 |
| Total liabilities | $344,216,000 | 1,804 |
| Total deposits | $269,981,000 | 1,969 |
| Interest-bearing deposits | $205,712,000 | 2,202 |
| Deposits held in domestic offices | $269,981,000 | 1,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,041,000 | 1,194 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $61,160,000 | 977 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,034,000 | 3,758 |
| Total equity capital | $23,540,000 | 2,832 |
| Total bank equity capital | $23,540,000 | 2,832 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $700,000 | 3,557 |
| Surplus | $2,900,000 | 5,081 |
| Undivided profits | $19,940,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,588,000 | 2,447 |
| Earning assets | $349,867,000 | 1,799 |
| Long-term assets (5+ years) | $146,653,000 | 885 |
| Average Assets, year-to-date | $298,840,000 | 2,216 |
| Average Assets, quarterly | $356,363,000 | 1,901 |
| Volatile liabilities | $96,933,000 | 1,501 |
| Insider loans | $333,000 | 6,019 |
| FHLB advances | $61,160,000 | 911 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $50,816,000 | 1,707 |
| Tier 1 (core) risk-based capital | $23,026,000 | 2,776 |
| Tier 2 risk-based capital | $2,653,000 | 1,962 |
| Total risk weighted assets | $214,886,000 | 2,282 |
| Total unused commitments | $50,816,000 | 1,708 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $344,970,000 | 1,954 |
| Cash and due from depository institutions | $6,734,000 | 3,402 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $108,960,000 | 1,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $218,672,000 | 2,142 |
| Loan loss allowance | $2,265,000 | 2,349 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,282,000 | 1,777 |
| Other real estate owned | $0 | 3,402 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,322,000 | 3,972 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $344,970,000 | 1,954 |
| Total liabilities | $322,555,000 | 1,884 |
| Total deposits | $293,437,000 | 1,821 |
| Interest-bearing deposits | $225,110,000 | 2,052 |
| Deposits held in domestic offices | $293,437,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,445,000 | 742 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,187,000 | 4,904 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,486,000 | 3,093 |
| Total equity capital | $22,415,000 | 3,029 |
| Total bank equity capital | $22,415,000 | 3,029 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $700,000 | 3,568 |
| Surplus | $2,900,000 | 5,073 |
| Undivided profits | $18,815,000 | 1,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,830,000 | 2,154 |
| Earning assets | $327,632,000 | 1,897 |
| Long-term assets (5+ years) | $139,605,000 | 898 |
| Average Assets, year-to-date | $264,382,000 | 2,448 |
| Average Assets, quarterly | $264,382,000 | 2,448 |
| Volatile liabilities | $52,124,000 | 2,533 |
| Insider loans | $337,000 | 5,996 |
| FHLB advances | $1,187,000 | 4,747 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $47,870,000 | 1,818 |
| Tier 1 (core) risk-based capital | $21,587,000 | 2,950 |
| Tier 2 risk-based capital | $2,353,000 | 2,132 |
| Total risk weighted assets | $198,977,000 | 2,385 |
| Total unused commitments | $47,870,000 | 1,820 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 28 | 5,087 |
| Assets and Liabilities | ||
| Total Assets: | $183,794,000 | 3,365 |
| Cash and due from depository institutions | $4,670,000 | 5,087 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $65,475,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $107,728,000 | 3,732 |
| Loan loss allowance | $1,111,000 | 3,955 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,191,000 | 2,909 |
| Other real estate owned | $0 | 5,087 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,730,000 | 5,533 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $183,794,000 | 3,365 |
| Total liabilities | $172,828,000 | 3,221 |
| Total deposits | $152,308,000 | 3,309 |
| Interest-bearing deposits | $115,317,000 | 3,616 |
| Deposits held in domestic offices | $152,308,000 | 3,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,885,000 | 1,648 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,117,000 | 2,283 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $518,000 | 5,577 |
| Total equity capital | $10,966,000 | 5,217 |
| Total bank equity capital | $10,966,000 | 5,217 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $700,000 | 3,577 |
| Surplus | $800,000 | 6,861 |
| Undivided profits | $9,466,000 | 3,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $836,000 | 4,566 |
| Earning assets | $173,203,000 | 3,285 |
| Long-term assets (5+ years) | $77,464,000 | 1,439 |
| Average Assets, year-to-date | $175,653,400 | 3,386 |
| Average Assets, quarterly | $183,437,500 | 3,349 |
| Volatile liabilities | $29,334,000 | 3,845 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $14,117,000 | 2,183 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,008,000 | 2,777 |
| Tier 1 (core) risk-based capital | $10,727,000 | 5,143 |
| Tier 2 risk-based capital | $1,166,000 | 3,662 |
| Total risk weighted assets | $102,059,000 | 4,023 |
| Total unused commitments | $27,008,000 | 2,778 |
| Derivatives | $300,000 | 950 |
| 2007-09-30 | Rank | |
| # of Employees: | 25 | 5,458 |
| Assets and Liabilities | ||
| Total Assets: | $183,081,000 | 3,348 |
| Cash and due from depository institutions | $2,990,000 | 5,458 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $66,594,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $3,347,000 | 3,290 |
| Net loans & leases | $104,077,000 | 3,786 |
| Loan loss allowance | $1,055,000 | 4,026 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,214,000 | 2,858 |
| Other real estate owned | $0 | 5,458 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,859,000 | 5,440 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $183,081,000 | 3,348 |
| Total liabilities | $172,490,000 | 3,198 |
| Total deposits | $156,752,000 | 3,184 |
| Interest-bearing deposits | $119,658,000 | 3,506 |
| Deposits held in domestic offices | $156,752,000 | 3,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 1,076 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,195,000 | 4,353 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $543,000 | 5,578 |
| Total equity capital | $10,591,000 | 5,282 |
| Total bank equity capital | $10,591,000 | 5,282 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $700,000 | 3,563 |
| Surplus | $800,000 | 6,875 |
| Undivided profits | $9,091,000 | 3,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $990,000 | 4,271 |
| Earning assets | $174,018,000 | 3,254 |
| Long-term assets (5+ years) | $77,948,000 | 1,396 |
| Average Assets, year-to-date | $173,618,250 | 3,405 |
| Average Assets, quarterly | $179,588,500 | 3,368 |
| Volatile liabilities | $23,678,000 | 4,310 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $1,133,000 | 4,555 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,367,000 | 2,655 |
| Tier 1 (core) risk-based capital | $10,244,000 | 5,286 |
| Tier 2 risk-based capital | $1,097,000 | 3,783 |
| Total risk weighted assets | $100,317,000 | 4,052 |
| Total unused commitments | $29,367,000 | 2,655 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $176,096,000 | 3,441 |
| Cash and due from depository institutions | $4,108,000 | 5,505 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $67,596,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $2,576,000 | 3,859 |
| Net loans & leases | $95,959,000 | 3,999 |
| Loan loss allowance | $983,000 | 4,225 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,236,000 | 2,834 |
| Other real estate owned | $0 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,621,000 | 5,707 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $176,096,000 | 3,441 |
| Total liabilities | $165,901,000 | 3,297 |
| Total deposits | $151,397,000 | 3,295 |
| Interest-bearing deposits | $113,189,000 | 3,641 |
| Deposits held in domestic offices | $151,397,000 | 3,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,133,000 | 2,088 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $371,000 | 6,294 |
| Total equity capital | $10,195,000 | 5,321 |
| Total bank equity capital | $10,195,000 | 5,321 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $700,000 | 3,577 |
| Surplus | $800,000 | 6,907 |
| Undivided profits | $8,695,000 | 3,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 5,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $771,000 | 4,830 |
| Earning assets | $166,131,000 | 3,369 |
| Long-term assets (5+ years) | $74,004,000 | 1,421 |
| Average Assets, year-to-date | $170,464,000 | 3,486 |
| Average Assets, quarterly | $173,898,500 | 3,452 |
| Volatile liabilities | $9,943,000 | 6,223 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $14,133,000 | 1,971 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,778,000 | 3,070 |
| Tier 1 (core) risk-based capital | $10,040,000 | 5,329 |
| Tier 2 risk-based capital | $1,030,000 | 3,922 |
| Total risk weighted assets | $92,200,000 | 4,260 |
| Total unused commitments | $23,778,000 | 3,072 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 28 | 5,147 |
| Assets and Liabilities | ||
| Total Assets: | $171,701,000 | 3,511 |
| Cash and due from depository institutions | $4,293,000 | 5,147 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $69,019,000 | 1,705 |
| Federal funds sold & reverse repurchase agreements | $3,426,000 | 4,118 |
| Net loans & leases | $88,943,000 | 4,163 |
| Loan loss allowance | $915,000 | 4,435 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,254,000 | 2,798 |
| Other real estate owned | $0 | 5,147 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,766,000 | 5,426 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $171,701,000 | 3,511 |
| Total liabilities | $161,279,000 | 3,379 |
| Total deposits | $159,351,000 | 3,169 |
| Interest-bearing deposits | $115,513,000 | 3,568 |
| Deposits held in domestic offices | $159,351,000 | 3,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,150,000 | 4,672 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $778,000 | 4,507 |
| Total equity capital | $10,422,000 | 5,262 |
| Total bank equity capital | $10,422,000 | 5,262 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $700,000 | 3,575 |
| Surplus | $800,000 | 6,920 |
| Undivided profits | $8,922,000 | 3,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 5,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $890,000 | 4,218 |
| Earning assets | $161,388,000 | 3,448 |
| Long-term assets (5+ years) | $72,303,000 | 1,419 |
| Average Assets, year-to-date | $167,648,000 | 3,551 |
| Average Assets, quarterly | $167,648,000 | 3,551 |
| Volatile liabilities | $10,451,000 | 6,059 |
| Insider loans | $63,000 | 7,274 |
| FHLB advances | $1,150,000 | 4,491 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $27,354,000 | 2,806 |
| Tier 1 (core) risk-based capital | $9,952,000 | 5,328 |
| Tier 2 risk-based capital | $950,000 | 4,141 |
| Total risk weighted assets | $87,908,000 | 4,350 |
| Total unused commitments | $27,354,000 | 2,808 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $163,595,000 | 3,622 |
| Cash and due from depository institutions | $5,776,000 | 5,134 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $64,569,000 | 1,838 |
| Federal funds sold & reverse repurchase agreements | $7,033,000 | 2,259 |
| Net loans & leases | $80,378,000 | 4,410 |
| Loan loss allowance | $855,000 | 4,608 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,278,000 | 2,753 |
| Other real estate owned | $0 | 5,134 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,561,000 | 5,777 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $163,595,000 | 3,622 |
| Total liabilities | $153,482,000 | 3,483 |
| Total deposits | $151,796,000 | 3,262 |
| Interest-bearing deposits | $108,081,000 | 3,723 |
| Deposits held in domestic offices | $151,796,000 | 3,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,150,000 | 4,819 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $536,000 | 5,334 |
| Total equity capital | $10,113,000 | 5,302 |
| Total bank equity capital | $10,113,000 | 5,302 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $700,000 | 3,578 |
| Surplus | $800,000 | 6,927 |
| Undivided profits | $8,613,000 | 3,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $675,000 | 5,256 |
| Earning assets | $151,980,000 | 3,575 |
| Long-term assets (5+ years) | $70,760,000 | 1,444 |
| Average Assets, year-to-date | $154,050,200 | 3,667 |
| Average Assets, quarterly | $160,239,000 | 3,656 |
| Volatile liabilities | $10,362,000 | 6,144 |
| Insider loans | $70,000 | 7,227 |
| FHLB advances | $1,150,000 | 4,627 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $22,948,000 | 3,061 |
| Tier 1 (core) risk-based capital | $9,697,000 | 5,371 |
| Tier 2 risk-based capital | $888,000 | 4,307 |
| Total risk weighted assets | $79,063,000 | 4,612 |
| Total unused commitments | $22,948,000 | 3,062 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 27 | 5,291 |
| Assets and Liabilities | ||
| Total Assets: | $156,883,000 | 3,713 |
| Cash and due from depository institutions | $4,342,000 | 5,291 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $65,189,000 | 1,824 |
| Federal funds sold & reverse repurchase agreements | $897,000 | 4,840 |
| Net loans & leases | $80,292,000 | 4,415 |
| Loan loss allowance | $803,000 | 4,818 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,290,000 | 2,713 |
| Other real estate owned | $165,000 | 5,291 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,708,000 | 5,626 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $156,883,000 | 3,713 |
| Total liabilities | $146,717,000 | 3,581 |
| Total deposits | $145,025,000 | 3,340 |
| Interest-bearing deposits | $102,421,000 | 3,846 |
| Deposits held in domestic offices | $145,025,000 | 3,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,167,000 | 5,022 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $525,000 | 5,475 |
| Total equity capital | $10,166,000 | 5,269 |
| Total bank equity capital | $10,166,000 | 5,269 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,600 |
| Surplus | $800,000 | 6,969 |
| Undivided profits | $8,666,000 | 3,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $830,000 | 4,589 |
| Earning assets | $146,378,000 | 3,655 |
| Long-term assets (5+ years) | $71,647,000 | 1,410 |
| Average Assets, year-to-date | $151,664,000 | 3,722 |
| Average Assets, quarterly | $154,227,500 | 3,727 |
| Volatile liabilities | $8,315,000 | 6,579 |
| Insider loans | $76,000 | 7,246 |
| FHLB advances | $1,167,000 | 4,807 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $21,267,000 | 3,262 |
| Tier 1 (core) risk-based capital | $9,721,000 | 5,357 |
| Tier 2 risk-based capital | $834,000 | 4,486 |
| Total risk weighted assets | $79,552,000 | 4,604 |
| Total unused commitments | $21,267,000 | 3,263 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $151,572,000 | 3,778 |
| Cash and due from depository institutions | $3,765,000 | 5,082 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $64,630,000 | 1,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $77,064,000 | 4,484 |
| Loan loss allowance | $785,000 | 4,861 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,314,000 | 2,668 |
| Other real estate owned | $165,000 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,634,000 | 5,637 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $151,572,000 | 3,778 |
| Total liabilities | $142,051,000 | 3,639 |
| Total deposits | $132,987,000 | 3,568 |
| Interest-bearing deposits | $96,084,000 | 3,982 |
| Deposits held in domestic offices | $132,987,000 | 3,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,573,000 | 1,419 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,167,000 | 5,019 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $324,000 | 6,308 |
| Total equity capital | $9,521,000 | 5,350 |
| Total bank equity capital | $9,521,000 | 5,350 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $700,000 | 3,600 |
| Surplus | $800,000 | 6,982 |
| Undivided profits | $8,021,000 | 3,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $676,000 | 4,916 |
| Earning assets | $141,694,000 | 3,701 |
| Long-term assets (5+ years) | $69,940,000 | 1,413 |
| Average Assets, year-to-date | $149,924,330 | 3,748 |
| Average Assets, quarterly | $151,708,000 | 3,747 |
| Volatile liabilities | $15,227,000 | 5,318 |
| Insider loans | $82,000 | 7,255 |
| FHLB advances | $1,167,000 | 4,804 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $19,518,000 | 3,421 |
| Tier 1 (core) risk-based capital | $9,550,000 | 5,342 |
| Tier 2 risk-based capital | $817,000 | 4,517 |
| Total risk weighted assets | $76,803,000 | 4,660 |
| Total unused commitments | $19,518,000 | 3,422 |
| Derivatives | $370,000 | 914 |
| 2006-03-31 | Rank | |
| # of Employees: | 27 | 5,292 |
| Assets and Liabilities | ||
| Total Assets: | $151,844,000 | 3,740 |
| Cash and due from depository institutions | $5,285,000 | 5,292 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $66,459,000 | 1,826 |
| Federal funds sold & reverse repurchase agreements | $754,000 | 5,353 |
| Net loans & leases | $73,187,000 | 4,574 |
| Loan loss allowance | $718,000 | 5,085 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,334,000 | 2,593 |
| Other real estate owned | $165,000 | 5,292 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,660,000 | 5,518 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $151,844,000 | 3,740 |
| Total liabilities | $142,216,000 | 3,596 |
| Total deposits | $140,323,000 | 3,373 |
| Interest-bearing deposits | $98,683,000 | 3,898 |
| Deposits held in domestic offices | $140,323,000 | 3,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,183,000 | 4,931 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $710,000 | 4,338 |
| Total equity capital | $9,628,000 | 5,290 |
| Total bank equity capital | $9,628,000 | 5,290 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,589 |
| Surplus | $800,000 | 6,972 |
| Undivided profits | $8,128,000 | 3,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $772,000 | 4,248 |
| Earning assets | $140,400,000 | 3,706 |
| Long-term assets (5+ years) | $69,608,000 | 1,401 |
| Average Assets, year-to-date | $149,100,500 | 3,770 |
| Average Assets, quarterly | $149,100,500 | 3,770 |
| Volatile liabilities | $7,770,000 | 6,569 |
| Insider loans | $89,000 | 7,234 |
| FHLB advances | $1,183,000 | 4,750 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,593,000 | 3,471 |
| Tier 1 (core) risk-based capital | $9,326,000 | 5,353 |
| Tier 2 risk-based capital | $747,000 | 4,721 |
| Total risk weighted assets | $73,995,000 | 4,693 |
| Total unused commitments | $18,593,000 | 3,473 |
| Derivatives | $240,000 | 926 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $146,357,000 | 3,818 |
| Cash and due from depository institutions | $3,370,000 | 5,541 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $59,783,000 | 2,008 |
| Federal funds sold & reverse repurchase agreements | $7,611,000 | 1,749 |
| Net loans & leases | $69,622,000 | 4,686 |
| Loan loss allowance | $698,000 | 5,152 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,364,000 | 2,547 |
| Other real estate owned | $112,000 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,495,000 | 5,796 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $146,357,000 | 3,818 |
| Total liabilities | $136,633,000 | 3,705 |
| Total deposits | $134,878,000 | 3,457 |
| Interest-bearing deposits | $94,916,000 | 3,954 |
| Deposits held in domestic offices | $134,878,000 | 3,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,219,000 | 5,012 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $536,000 | 4,939 |
| Total equity capital | $9,724,000 | 5,229 |
| Total bank equity capital | $9,724,000 | 5,229 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $700,000 | 3,604 |
| Surplus | $800,000 | 6,998 |
| Undivided profits | $8,224,000 | 3,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $593,000 | 5,213 |
| Earning assets | $137,016,000 | 3,744 |
| Long-term assets (5+ years) | $51,515,000 | 1,736 |
| Average Assets, year-to-date | $143,328,600 | 3,725 |
| Average Assets, quarterly | $144,847,000 | 3,808 |
| Volatile liabilities | $7,727,000 | 6,557 |
| Insider loans | $95,000 | 7,205 |
| FHLB advances | $1,183,000 | 4,811 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $20,966,000 | 3,221 |
| Tier 1 (core) risk-based capital | $9,259,000 | 5,342 |
| Tier 2 risk-based capital | $698,000 | 4,898 |
| Total risk weighted assets | $71,129,000 | 4,798 |
| Total unused commitments | $20,966,000 | 3,221 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $143,337,000 | 3,827 |
| Cash and due from depository institutions | $5,159,000 | 5,170 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $60,109,000 | 1,998 |
| Federal funds sold & reverse repurchase agreements | $1,091,000 | 4,521 |
| Net loans & leases | $70,961,000 | 4,585 |
| Loan loss allowance | $678,000 | 5,210 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,347,000 | 2,495 |
| Other real estate owned | $112,000 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,558,000 | 5,656 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $143,337,000 | 3,827 |
| Total liabilities | $133,283,000 | 3,722 |
| Total deposits | $130,898,000 | 3,485 |
| Interest-bearing deposits | $91,017,000 | 4,028 |
| Deposits held in domestic offices | $130,898,000 | 3,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,703,000 | 4,912 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $682,000 | 4,350 |
| Total equity capital | $10,054,000 | 5,126 |
| Total bank equity capital | $10,054,000 | 5,126 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,591 |
| Surplus | $800,000 | 7,005 |
| Undivided profits | $8,554,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $674,000 | 4,729 |
| Earning assets | $132,161,000 | 3,798 |
| Long-term assets (5+ years) | $50,739,000 | 1,748 |
| Average Assets, year-to-date | $142,571,500 | 3,736 |
| Average Assets, quarterly | $141,368,000 | 3,834 |
| Volatile liabilities | $5,349,000 | 7,259 |
| Insider loans | $101,000 | 7,185 |
| FHLB advances | $1,200,000 | 4,860 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,080,000 | 2,988 |
| Tier 1 (core) risk-based capital | $9,425,000 | 5,245 |
| Tier 2 risk-based capital | $678,000 | 4,946 |
| Total risk weighted assets | $71,194,000 | 4,745 |
| Total unused commitments | $23,080,000 | 2,990 |
| Derivatives | $106,000 | 890 |
| 2005-06-30 | Rank | |
| # of Employees: | 31 | 4,824 |
| Assets and Liabilities | ||
| Total Assets: | $139,399,000 | 3,846 |
| Cash and due from depository institutions | $3,564,000 | 4,824 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $61,509,000 | 1,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $68,479,000 | 4,631 |
| Loan loss allowance | $643,000 | 5,315 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,375,000 | 2,427 |
| Other real estate owned | $0 | 4,824 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,472,000 | 5,650 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $139,399,000 | 3,846 |
| Total liabilities | $128,997,000 | 3,734 |
| Total deposits | $123,145,000 | 3,594 |
| Interest-bearing deposits | $85,004,000 | 4,176 |
| Deposits held in domestic offices | $123,145,000 | 3,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,773,000 | 2,111 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,200,000 | 4,996 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,879,000 | 2,056 |
| Total equity capital | $10,402,000 | 4,972 |
| Total bank equity capital | $10,402,000 | 4,972 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,578 |
| Surplus | $800,000 | 6,986 |
| Undivided profits | $8,902,000 | 3,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $564,000 | 5,021 |
| Earning assets | $129,988,000 | 3,785 |
| Long-term assets (5+ years) | $46,141,000 | 1,898 |
| Average Assets, year-to-date | $142,316,330 | 3,718 |
| Average Assets, quarterly | $138,272,000 | 3,839 |
| Volatile liabilities | $6,588,000 | 6,781 |
| Insider loans | $206,000 | 6,592 |
| FHLB advances | $1,200,000 | 4,810 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,492,000 | 3,356 |
| Tier 1 (core) risk-based capital | $9,418,000 | 5,169 |
| Tier 2 risk-based capital | $643,000 | 5,043 |
| Total risk weighted assets | $68,524,000 | 4,800 |
| Total unused commitments | $18,492,000 | 3,357 |
| Derivatives | $1,116,000 | 696 |
| 2005-03-31 | Rank | |
| # of Employees: | 32 | 4,717 |
| Assets and Liabilities | ||
| Total Assets: | $137,145,000 | 3,882 |
| Cash and due from depository institutions | $2,890,000 | 4,717 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $60,421,000 | 2,040 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,681 |
| Net loans & leases | $67,419,000 | 4,645 |
| Loan loss allowance | $611,000 | 5,501 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,403,000 | 2,394 |
| Other real estate owned | $0 | 4,717 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,562,000 | 5,524 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $137,145,000 | 3,882 |
| Total liabilities | $127,216,000 | 3,770 |
| Total deposits | $125,154,000 | 3,560 |
| Interest-bearing deposits | $87,915,000 | 4,114 |
| Deposits held in domestic offices | $125,154,000 | 3,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,217,000 | 4,873 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $845,000 | 3,562 |
| Total equity capital | $9,929,000 | 5,032 |
| Total bank equity capital | $9,929,000 | 5,032 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,588 |
| Surplus | $800,000 | 7,022 |
| Undivided profits | $8,429,000 | 3,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $651,000 | 4,405 |
| Earning assets | $128,290,000 | 3,823 |
| Long-term assets (5+ years) | $39,806,000 | 2,148 |
| Average Assets, year-to-date | $143,775,000 | 3,714 |
| Average Assets, quarterly | $143,775,000 | 3,714 |
| Volatile liabilities | $4,364,000 | 7,414 |
| Insider loans | $211,000 | 6,588 |
| FHLB advances | $1,217,000 | 4,687 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,891,000 | 3,615 |
| Tier 1 (core) risk-based capital | $9,395,000 | 5,144 |
| Tier 2 risk-based capital | $611,000 | 5,201 |
| Total risk weighted assets | $66,833,000 | 4,839 |
| Total unused commitments | $15,891,000 | 3,615 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 32 | 4,713 |
| Assets and Liabilities | ||
| Total Assets: | $150,405,000 | 3,598 |
| Cash and due from depository institutions | $4,715,000 | 4,713 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $71,583,000 | 1,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $68,131,000 | 4,593 |
| Loan loss allowance | $625,000 | 5,415 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,378,000 | 2,373 |
| Other real estate owned | $0 | 4,713 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,598,000 | 5,410 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $150,405,000 | 3,598 |
| Total liabilities | $140,282,000 | 3,487 |
| Total deposits | $121,013,000 | 3,629 |
| Interest-bearing deposits | $85,226,000 | 4,192 |
| Deposits held in domestic offices | $121,013,000 | 3,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,885,000 | 845 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,217,000 | 4,919 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,167,000 | 2,810 |
| Total equity capital | $10,123,000 | 4,959 |
| Total bank equity capital | $10,123,000 | 4,959 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,590 |
| Surplus | $800,000 | 7,040 |
| Undivided profits | $8,623,000 | 3,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $608,000 | 4,653 |
| Earning assets | $139,714,000 | 3,557 |
| Long-term assets (5+ years) | $40,647,000 | 2,158 |
| Average Assets, year-to-date | $144,246,000 | 3,613 |
| Average Assets, quarterly | $153,054,000 | 3,519 |
| Volatile liabilities | $21,190,000 | 3,987 |
| Insider loans | $216,000 | 6,606 |
| FHLB advances | $1,217,000 | 4,695 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,435,000 | 3,543 |
| Tier 1 (core) risk-based capital | $9,151,000 | 5,177 |
| Tier 2 risk-based capital | $625,000 | 5,110 |
| Total risk weighted assets | $69,162,000 | 4,718 |
| Total unused commitments | $15,435,000 | 3,545 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $155,703,000 | 3,460 |
| Cash and due from depository institutions | $5,476,000 | 4,529 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $72,812,000 | 1,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $71,412,000 | 4,461 |
| Loan loss allowance | $700,000 | 5,079 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,384,000 | 2,330 |
| Other real estate owned | $0 | 4,529 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,619,000 | 5,367 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $155,703,000 | 3,460 |
| Total liabilities | $145,509,000 | 3,357 |
| Total deposits | $128,226,000 | 3,437 |
| Interest-bearing deposits | $88,401,000 | 4,023 |
| Deposits held in domestic offices | $128,226,000 | 3,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,968,000 | 905 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,233,000 | 4,921 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,082,000 | 3,026 |
| Total equity capital | $10,194,000 | 4,932 |
| Total bank equity capital | $10,194,000 | 4,932 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $700,000 | 3,604 |
| Surplus | $800,000 | 7,046 |
| Undivided profits | $8,694,000 | 3,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $711,000 | 4,267 |
| Earning assets | $144,224,000 | 3,431 |
| Long-term assets (5+ years) | $36,816,000 | 2,354 |
| Average Assets, year-to-date | $142,706,250 | 3,638 |
| Average Assets, quarterly | $149,069,000 | 3,568 |
| Volatile liabilities | $18,682,000 | 4,257 |
| Insider loans | $221,000 | 6,611 |
| FHLB advances | $1,233,000 | 4,709 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,924,000 | 3,736 |
| Tier 1 (core) risk-based capital | $9,037,000 | 5,195 |
| Tier 2 risk-based capital | $700,000 | 4,769 |
| Total risk weighted assets | $71,130,000 | 4,613 |
| Total unused commitments | $13,924,000 | 3,737 |
| Derivatives | $150,000 | 739 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $142,435,000 | 3,723 |
| Cash and due from depository institutions | $3,875,000 | 4,581 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $62,459,000 | 2,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $70,128,000 | 4,473 |
| Loan loss allowance | $697,000 | 5,106 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,416,000 | 2,273 |
| Other real estate owned | $0 | 4,581 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,557,000 | 5,455 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $142,435,000 | 3,723 |
| Total liabilities | $133,527,000 | 3,581 |
| Total deposits | $121,924,000 | 3,563 |
| Interest-bearing deposits | $88,409,000 | 4,016 |
| Deposits held in domestic offices | $121,924,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,966,000 | 1,134 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,233,000 | 4,891 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $404,000 | 5,125 |
| Total equity capital | $8,908,000 | 5,274 |
| Total bank equity capital | $8,908,000 | 5,274 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $700,000 | 3,623 |
| Surplus | $800,000 | 7,083 |
| Undivided profits | $7,408,000 | 3,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $577,000 | 4,749 |
| Earning assets | $132,587,000 | 3,667 |
| Long-term assets (5+ years) | $34,143,000 | 2,579 |
| Average Assets, year-to-date | $138,374,000 | 3,747 |
| Average Assets, quarterly | $140,267,500 | 3,740 |
| Volatile liabilities | $13,164,000 | 5,110 |
| Insider loans | $226,000 | 6,617 |
| FHLB advances | $1,233,000 | 4,698 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,712,000 | 3,760 |
| Tier 1 (core) risk-based capital | $8,756,000 | 5,256 |
| Tier 2 risk-based capital | $697,000 | 4,773 |
| Total risk weighted assets | $68,281,000 | 4,714 |
| Total unused commitments | $13,712,000 | 3,760 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $138,100,000 | 3,782 |
| Cash and due from depository institutions | $6,063,000 | 4,465 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $49,428,000 | 2,478 |
| Federal funds sold & reverse repurchase agreements | $9,964,000 | 1,482 |
| Net loans & leases | $66,648,000 | 4,549 |
| Loan loss allowance | $677,000 | 5,149 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,451,000 | 2,228 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,546,000 | 5,309 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $138,100,000 | 3,782 |
| Total liabilities | $128,446,000 | 3,673 |
| Total deposits | $126,206,000 | 3,460 |
| Interest-bearing deposits | $89,571,000 | 3,981 |
| Deposits held in domestic offices | $126,206,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,250,000 | 4,729 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $990,000 | 3,246 |
| Total equity capital | $9,654,000 | 5,071 |
| Total bank equity capital | $9,654,000 | 5,071 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $700,000 | 3,629 |
| Surplus | $800,000 | 7,102 |
| Undivided profits | $8,154,000 | 3,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 7,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $622,000 | 4,397 |
| Earning assets | $126,040,000 | 3,800 |
| Long-term assets (5+ years) | $31,144,000 | 2,698 |
| Average Assets, year-to-date | $136,343,500 | 3,791 |
| Average Assets, quarterly | $136,343,500 | 3,791 |
| Volatile liabilities | $3,424,000 | 7,758 |
| Insider loans | $230,000 | 6,572 |
| FHLB advances | $1,250,000 | 4,545 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $13,474,000 | 3,725 |
| Tier 1 (core) risk-based capital | $8,723,000 | 5,221 |
| Tier 2 risk-based capital | $677,000 | 4,820 |
| Total risk weighted assets | $65,475,000 | 4,790 |
| Total unused commitments | $13,474,000 | 3,730 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $134,587,000 | 3,844 |
| Cash and due from depository institutions | $3,901,000 | 4,579 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $56,120,000 | 2,253 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $68,590,000 | 4,445 |
| Loan loss allowance | $705,000 | 5,015 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,482,000 | 2,193 |
| Other real estate owned | $0 | 4,579 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,494,000 | 5,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,587,000 | 3,844 |
| Total liabilities | $125,363,000 | 3,733 |
| Total deposits | $121,584,000 | 3,540 |
| Interest-bearing deposits | $89,125,000 | 3,987 |
| Deposits held in domestic offices | $121,584,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,896,000 | 2,305 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,250,000 | 4,754 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $633,000 | 4,143 |
| Total equity capital | $9,224,000 | 5,144 |
| Total bank equity capital | $9,224,000 | 5,144 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $700,000 | 3,656 |
| Surplus | $800,000 | 7,133 |
| Undivided profits | $7,724,000 | 3,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $562,000 | 4,941 |
| Earning assets | $124,710,000 | 3,808 |
| Long-term assets (5+ years) | $30,954,000 | 2,738 |
| Average Assets, year-to-date | $126,748,400 | 3,914 |
| Average Assets, quarterly | $132,706,000 | 3,859 |
| Volatile liabilities | $5,505,000 | 7,024 |
| Insider loans | $235,000 | 6,590 |
| FHLB advances | $1,250,000 | 4,563 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,827,000 | 3,725 |
| Tier 1 (core) risk-based capital | $8,644,000 | 5,216 |
| Tier 2 risk-based capital | $705,000 | 4,695 |
| Total risk weighted assets | $65,124,000 | 4,810 |
| Total unused commitments | $12,827,000 | 3,729 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $130,825,000 | 3,910 |
| Cash and due from depository institutions | $4,897,000 | 4,505 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $48,552,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $71,033,000 | 4,310 |
| Loan loss allowance | $799,000 | 4,648 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,538,000 | 2,144 |
| Other real estate owned | $72,000 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,733,000 | 5,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,825,000 | 3,910 |
| Total liabilities | $122,276,000 | 3,793 |
| Total deposits | $118,929,000 | 3,592 |
| Interest-bearing deposits | $85,479,000 | 4,111 |
| Deposits held in domestic offices | $118,929,000 | 3,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,617,000 | 2,315 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,267,000 | 4,730 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $463,000 | 5,236 |
| Total equity capital | $8,549,000 | 5,391 |
| Total bank equity capital | $8,549,000 | 5,391 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $700,000 | 3,680 |
| Surplus | $800,000 | 7,162 |
| Undivided profits | $7,049,000 | 3,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $676,000 | 4,467 |
| Earning assets | $119,585,000 | 3,916 |
| Long-term assets (5+ years) | $23,908,000 | 3,227 |
| Average Assets, year-to-date | $124,788,750 | 3,979 |
| Average Assets, quarterly | $127,366,000 | 3,970 |
| Volatile liabilities | $5,037,000 | 7,208 |
| Insider loans | $239,000 | 6,593 |
| FHLB advances | $1,267,000 | 4,522 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,662,000 | 3,756 |
| Tier 1 (core) risk-based capital | $8,315,000 | 5,335 |
| Tier 2 risk-based capital | $799,000 | 4,338 |
| Total risk weighted assets | $66,953,000 | 4,697 |
| Total unused commitments | $12,662,000 | 3,760 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $123,907,000 | 4,072 |
| Cash and due from depository institutions | $7,103,000 | 4,424 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $40,648,000 | 2,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $70,020,000 | 4,341 |
| Loan loss allowance | $807,000 | 4,563 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,581,000 | 2,088 |
| Other real estate owned | $0 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,555,000 | 5,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,907,000 | 4,072 |
| Total liabilities | $115,453,000 | 3,950 |
| Total deposits | $111,659,000 | 3,784 |
| Interest-bearing deposits | $80,152,000 | 4,313 |
| Deposits held in domestic offices | $111,659,000 | 3,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,103,000 | 2,063 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,296,000 | 4,707 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $395,000 | 5,755 |
| Total equity capital | $8,454,000 | 5,428 |
| Total bank equity capital | $8,454,000 | 5,428 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $700,000 | 3,681 |
| Surplus | $800,000 | 7,173 |
| Undivided profits | $6,954,000 | 3,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $569,000 | 4,913 |
| Earning assets | $110,668,000 | 4,143 |
| Long-term assets (5+ years) | $17,363,000 | 3,744 |
| Average Assets, year-to-date | $122,776,670 | 4,030 |
| Average Assets, quarterly | $123,791,500 | 4,040 |
| Volatile liabilities | $5,576,000 | 7,063 |
| Insider loans | $243,000 | 6,582 |
| FHLB advances | $1,267,000 | 4,486 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,446,000 | 3,735 |
| Tier 1 (core) risk-based capital | $8,128,000 | 5,352 |
| Tier 2 risk-based capital | $807,000 | 4,263 |
| Total risk weighted assets | $64,404,000 | 4,784 |
| Total unused commitments | $12,446,000 | 3,748 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $123,676,000 | 4,027 |
| Cash and due from depository institutions | $6,229,000 | 4,413 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $29,342,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $10,770,000 | 1,582 |
| Net loans & leases | $70,962,000 | 4,252 |
| Loan loss allowance | $835,000 | 4,419 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,622,000 | 2,037 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,751,000 | 4,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,676,000 | 4,027 |
| Total liabilities | $115,573,000 | 3,899 |
| Total deposits | $113,434,000 | 3,704 |
| Interest-bearing deposits | $80,643,000 | 4,284 |
| Deposits held in domestic offices | $113,434,000 | 3,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,283,000 | 4,607 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $856,000 | 3,697 |
| Total equity capital | $8,103,000 | 5,486 |
| Total bank equity capital | $8,103,000 | 5,486 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $700,000 | 3,695 |
| Surplus | $800,000 | 7,195 |
| Undivided profits | $6,603,000 | 3,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $636,000 | 4,497 |
| Earning assets | $111,074,000 | 4,089 |
| Long-term assets (5+ years) | $17,909,000 | 3,623 |
| Average Assets, year-to-date | $122,211,500 | 4,028 |
| Average Assets, quarterly | $122,211,500 | 4,028 |
| Volatile liabilities | $3,216,000 | 7,991 |
| Insider loans | $245,000 | 6,600 |
| FHLB advances | $1,283,000 | 4,415 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,085,000 | 3,581 |
| Tier 1 (core) risk-based capital | $7,962,000 | 5,374 |
| Tier 2 risk-based capital | $817,000 | 4,179 |
| Total risk weighted assets | $65,296,000 | 4,682 |
| Total unused commitments | $13,085,000 | 3,599 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $120,747,000 | 4,066 |
| Cash and due from depository institutions | $5,204,000 | 4,206 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $32,185,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $76,909,000 | 3,990 |
| Loan loss allowance | $922,000 | 4,041 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,666,000 | 1,986 |
| Other real estate owned | $0 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,783,000 | 4,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,747,000 | 4,066 |
| Total liabilities | $112,815,000 | 3,927 |
| Total deposits | $105,678,000 | 3,869 |
| Interest-bearing deposits | $73,680,000 | 4,540 |
| Deposits held in domestic offices | $105,678,000 | 3,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,001,000 | 1,437 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,427,000 | 4,647 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $709,000 | 4,237 |
| Total equity capital | $7,932,000 | 5,527 |
| Total bank equity capital | $7,932,000 | 5,527 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $700,000 | 3,694 |
| Surplus | $800,000 | 7,198 |
| Undivided profits | $6,432,000 | 4,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $588,000 | 5,030 |
| Earning assets | $109,094,000 | 4,104 |
| Long-term assets (5+ years) | $23,492,000 | 2,998 |
| Average Assets, year-to-date | $112,253,200 | 4,142 |
| Average Assets, quarterly | $117,583,000 | 4,096 |
| Volatile liabilities | $9,090,000 | 5,953 |
| Insider loans | $252,000 | 6,567 |
| FHLB advances | $1,283,000 | 4,449 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,810,000 | 3,879 |
| Tier 1 (core) risk-based capital | $7,849,000 | 5,372 |
| Tier 2 risk-based capital | $843,000 | 4,033 |
| Total risk weighted assets | $67,322,000 | 4,555 |
| Total unused commitments | $10,810,000 | 3,884 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $110,010,000 | 4,256 |
| Cash and due from depository institutions | $5,389,000 | 4,210 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $17,155,000 | 4,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $80,657,000 | 3,751 |
| Loan loss allowance | $899,000 | 3,903 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,821,000 | 1,864 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,988,000 | 4,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,010,000 | 4,256 |
| Total liabilities | $102,414,000 | 4,136 |
| Total deposits | $95,867,000 | 4,078 |
| Interest-bearing deposits | $67,991,000 | 4,689 |
| Deposits held in domestic offices | $95,867,000 | 4,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,671 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,630,000 | 4,319 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $911,000 | 3,693 |
| Total equity capital | $7,596,000 | 5,535 |
| Total bank equity capital | $7,596,000 | 5,535 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $700,000 | 3,763 |
| Surplus | $800,000 | 7,331 |
| Undivided profits | $6,096,000 | 3,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $580,000 | 5,398 |
| Earning assets | $97,812,000 | 4,338 |
| Long-term assets (5+ years) | $28,375,000 | 2,600 |
| Average Assets, year-to-date | $113,883,400 | 3,978 |
| Average Assets, quarterly | $111,156,500 | 4,169 |
| Volatile liabilities | $6,621,000 | 6,743 |
| Insider loans | $30,000 | 8,285 |
| FHLB advances | $1,316,000 | 4,236 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,496,000 | 3,105 |
| Tier 1 (core) risk-based capital | $7,563,000 | 5,392 |
| Tier 2 risk-based capital | $861,000 | 3,796 |
| Total risk weighted assets | $68,744,000 | 4,395 |
| Total unused commitments | $14,496,000 | 3,112 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $114,671,000 | 3,986 |
| Cash and due from depository institutions | $6,287,000 | 4,753 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $22,207,000 | 4,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $79,588,000 | 3,706 |
| Loan loss allowance | $751,000 | 4,359 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,013,000 | 1,733 |
| Other real estate owned | $269,000 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,307,000 | 5,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,671,000 | 3,986 |
| Total liabilities | $107,678,000 | 3,821 |
| Total deposits | $89,888,000 | 4,158 |
| Interest-bearing deposits | $63,995,000 | 4,793 |
| Deposits held in domestic offices | $89,888,000 | 4,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,846,000 | 844 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,350,000 | 4,364 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $594,000 | 5,224 |
| Total equity capital | $6,993,000 | 5,793 |
| Total bank equity capital | $6,993,000 | 5,793 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $700,000 | 3,877 |
| Surplus | $800,000 | 7,491 |
| Undivided profits | $5,493,000 | 4,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 8,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $472,000 | 5,310 |
| Earning assets | $101,795,000 | 4,091 |
| Long-term assets (5+ years) | $36,826,000 | 2,044 |
| Average Assets, year-to-date | $105,581,800 | 4,111 |
| Average Assets, quarterly | $110,523,500 | 4,062 |
| Volatile liabilities | $17,611,000 | 3,987 |
| Insider loans | $96,000 | 7,929 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,138,000 | 3,153 |
| Tier 1 (core) risk-based capital | $6,925,000 | 5,716 |
| Tier 2 risk-based capital | $751,000 | 4,106 |
| Total risk weighted assets | $72,667,900 | 4,074 |
| Total unused commitments | $13,138,000 | 3,154 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $99,686,000 | 4,424 |
| Cash and due from depository institutions | $6,226,000 | 4,678 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $18,894,000 | 5,043 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,357,000 | 4,051 |
| Loan loss allowance | $628,000 | 4,893 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,993,000 | 1,702 |
| Other real estate owned | $320,000 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $896,000 | 6,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,686,000 | 4,424 |
| Total liabilities | $93,757,000 | 4,267 |
| Total deposits | $91,415,000 | 4,049 |
| Interest-bearing deposits | $72,468,000 | 4,338 |
| Deposits held in domestic offices | $91,415,000 | 4,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $728,000 | 3,260 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,383,000 | 4,312 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $231,000 | 7,697 |
| Total equity capital | $5,929,000 | 6,302 |
| Total bank equity capital | $5,929,000 | 6,302 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,989 |
| Surplus | $800,000 | 7,658 |
| Undivided profits | $4,429,000 | 4,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $387,000 | 5,520 |
| Earning assets | $87,251,000 | 4,589 |
| Long-term assets (5+ years) | $27,878,000 | 2,687 |
| Average Assets, year-to-date | $88,767,000 | 4,715 |
| Average Assets, quarterly | $96,023,000 | 4,516 |
| Volatile liabilities | $2,931,000 | 8,435 |
| Insider loans | $87,000 | 8,166 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,449,000 | 2,955 |
| Tier 1 (core) risk-based capital | $6,020,000 | 6,273 |
| Tier 2 risk-based capital | $628,000 | 4,563 |
| Total risk weighted assets | $61,778,400 | 4,527 |
| Total unused commitments | $14,449,000 | 2,960 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $79,372,000 | 5,249 |
| Cash and due from depository institutions | $4,101,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,349,000 | 6,181 |
| Federal funds sold & reverse repurchase agreements | $2,807,000 | 4,989 |
| Net loans & leases | $55,226,000 | 4,605 |
| Loan loss allowance | $491,000 | 5,693 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,173,000 | 2,559 |
| Other real estate owned | $8,000 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $708,000 | 7,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,372,000 | 5,249 |
| Total liabilities | $73,983,000 | 5,088 |
| Total deposits | $73,325,000 | 4,884 |
| Interest-bearing deposits | $57,155,000 | 5,217 |
| Deposits held in domestic offices | $73,325,000 | 4,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $417,000 | 4,302 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $241,000 | 8,133 |
| Total equity capital | $5,389,000 | 6,792 |
| Total bank equity capital | $5,389,000 | 6,792 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $700,000 | 4,018 |
| Surplus | $800,000 | 7,732 |
| Undivided profits | $3,889,000 | 5,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 8,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $327,000 | 6,246 |
| Earning assets | $71,382,000 | 5,298 |
| Long-term assets (5+ years) | $18,247,000 | 3,332 |
| Average Assets, year-to-date | $77,128,400 | 5,123 |
| Average Assets, quarterly | $77,365,500 | 5,250 |
| Volatile liabilities | $1,395,000 | 9,496 |
| Insider loans | $433,000 | 5,654 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,175,000 | 3,048 |
| Tier 1 (core) risk-based capital | $5,407,000 | 6,603 |
| Tier 2 risk-based capital | $491,000 | 5,285 |
| Total risk weighted assets | $48,986,800 | 5,160 |
| Total unused commitments | $13,175,000 | 3,054 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $77,579,000 | 5,307 |
| Cash and due from depository institutions | $2,932,000 | 5,530 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,038,000 | 5,747 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $55,497,000 | 4,579 |
| Loan loss allowance | $488,000 | 5,811 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,325,000 | 3,368 |
| Other real estate owned | $15,000 | 5,530 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $772,000 | 7,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,579,000 | 5,307 |
| Total liabilities | $72,423,000 | 5,141 |
| Total deposits | $68,184,000 | 5,133 |
| Interest-bearing deposits | $53,114,000 | 5,541 |
| Deposits held in domestic offices | $68,184,000 | 5,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,588,000 | 1,730 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $450,000 | 4,120 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $201,000 | 8,979 |
| Total equity capital | $5,156,000 | 7,019 |
| Total bank equity capital | $5,156,000 | 7,019 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $800,000 | 7,960 |
| Undivided profits | $3,656,000 | 5,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 7,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $321,000 | 6,554 |
| Earning assets | $71,535,000 | 5,291 |
| Long-term assets (5+ years) | $19,014,000 | 2,886 |
| Average Assets, year-to-date | $74,613,600 | 5,275 |
| Average Assets, quarterly | $76,210,500 | 5,311 |
| Volatile liabilities | $5,692,000 | 6,756 |
| Insider loans | $484,000 | 5,517 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,159,000 | 2,840 |
| Tier 1 (core) risk-based capital | $5,143,000 | 6,878 |
| Tier 2 risk-based capital | $488,000 | 5,261 |
| Total risk weighted assets | $48,166,700 | 5,180 |
| Total unused commitments | $13,159,000 | 2,844 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $73,305,000 | 5,671 |
| Cash and due from depository institutions | $3,507,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,020,000 | 5,714 |
| Federal funds sold & reverse repurchase agreements | $1,347,000 | 5,850 |
| Net loans & leases | $47,342,000 | 5,242 |
| Loan loss allowance | $438,000 | 6,451 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,269,000 | 3,393 |
| Other real estate owned | $49,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $771,000 | 7,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,305,000 | 5,671 |
| Total liabilities | $68,502,000 | 5,503 |
| Total deposits | $60,777,000 | 5,792 |
| Interest-bearing deposits | $44,180,000 | 6,466 |
| Deposits held in domestic offices | $60,777,000 | 5,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,358 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $483,000 | 3,988 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $242,000 | 8,671 |
| Total equity capital | $4,803,000 | 7,421 |
| Total bank equity capital | $4,803,000 | 7,421 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $3,303,000 | 5,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 8,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $275,000 | 7,269 |
| Earning assets | $66,709,000 | 5,712 |
| Long-term assets (5+ years) | $16,771,000 | 3,016 |
| Average Assets, year-to-date | $68,769,600 | 5,777 |
| Average Assets, quarterly | $73,679,000 | 5,616 |
| Volatile liabilities | $10,520,000 | 4,713 |
| Insider loans | $338,000 | 6,549 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,051,000 | 2,981 |
| Tier 1 (core) risk-based capital | $4,781,000 | 7,327 |
| Tier 2 risk-based capital | $438,000 | 5,778 |
| Total risk weighted assets | $43,494,100 | 5,622 |
| Total unused commitments | $12,051,000 | 2,996 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $59,116,000 | 6,715 |
| Cash and due from depository institutions | $3,125,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,925,000 | 8,314 |
| Federal funds sold & reverse repurchase agreements | $2,195,000 | 5,296 |
| Net loans & leases | $42,507,000 | 5,581 |
| Loan loss allowance | $376,000 | 7,228 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $763,000 | 6,980 |
| Other real estate owned | $51,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $550,000 | 8,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,116,000 | 6,715 |
| Total liabilities | $55,143,000 | 6,525 |
| Total deposits | $54,851,000 | 6,337 |
| Interest-bearing deposits | $37,013,000 | 7,395 |
| Deposits held in domestic offices | $54,851,000 | 6,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $201,000 | 4,013 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $91,000 | 11,256 |
| Total equity capital | $3,973,000 | 8,371 |
| Total bank equity capital | $3,973,000 | 8,371 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $2,473,000 | 6,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 9,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $244,000 | 8,025 |
| Earning assets | $54,627,000 | 6,673 |
| Long-term assets (5+ years) | $8,236,000 | 4,523 |
| Average Assets, year-to-date | $54,775,400 | 6,840 |
| Average Assets, quarterly | $57,551,500 | 6,771 |
| Volatile liabilities | $2,443,000 | 9,136 |
| Insider loans | $570,000 | 5,282 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,659,000 | 3,126 |
| Tier 1 (core) risk-based capital | $3,932,000 | 8,308 |
| Tier 2 risk-based capital | $376,000 | 6,446 |
| Total risk weighted assets | $36,224,500 | 6,396 |
| Total unused commitments | $10,659,000 | 3,139 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $51,395,000 | 7,368 |
| Cash and due from depository institutions | $3,763,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,471,000 | 8,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $36,659,000 | 6,154 |
| Loan loss allowance | $312,000 | 8,230 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $801,000 | 6,907 |
| Other real estate owned | $62,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $639,000 | 8,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,395,000 | 7,368 |
| Total liabilities | $48,253,000 | 7,186 |
| Total deposits | $44,831,000 | 7,323 |
| Interest-bearing deposits | $31,518,000 | 8,210 |
| Deposits held in domestic offices | $44,831,000 | 7,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,336,000 | 2,181 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $86,000 | 11,411 |
| Total equity capital | $3,142,000 | 9,282 |
| Total bank equity capital | $3,142,000 | 9,282 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $1,642,000 | 7,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 11,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $179,000 | 8,976 |
| Earning assets | $46,130,000 | 7,455 |
| Long-term assets (5+ years) | $7,672,000 | 4,826 |
| Average Assets, year-to-date | $47,227,000 | 7,657 |
| Average Assets, quarterly | $49,752,000 | 7,501 |
| Volatile liabilities | $4,448,000 | 7,169 |
| Insider loans | $433,000 | 6,115 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,730,000 | 3,460 |
| Tier 1 (core) risk-based capital | $3,126,000 | 9,394 |
| Tier 2 risk-based capital | $312,000 | 7,333 |
| Total risk weighted assets | $31,919,600 | 6,951 |
| Total unused commitments | $8,730,000 | 3,467 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $44,854,000 | 8,249 |
| Cash and due from depository institutions | $2,900,000 | 7,126 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,389,000 | 8,570 |
| Federal funds sold & reverse repurchase agreements | $766,000 | 8,382 |
| Net loans & leases | $28,441,000 | 7,249 |
| Loan loss allowance | $216,000 | 9,943 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $744,000 | 7,300 |
| Other real estate owned | $79,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $535,000 | 9,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,854,000 | 8,249 |
| Total liabilities | $42,275,000 | 8,056 |
| Total deposits | $42,065,000 | 7,904 |
| Interest-bearing deposits | $30,333,000 | 8,745 |
| Deposits held in domestic offices | $42,065,000 | 7,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $210,000 | 9,064 |
| Total equity capital | $2,579,000 | 10,426 |
| Total bank equity capital | $2,579,000 | 10,426 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $1,079,000 | 9,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 11,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $142,000 | 9,715 |
| Earning assets | $40,596,000 | 8,291 |
| Long-term assets (5+ years) | $7,497,000 | 5,212 |
| Average Assets, year-to-date | $40,172,600 | 8,646 |
| Average Assets, quarterly | $43,494,000 | 8,363 |
| Volatile liabilities | $1,663,000 | 10,238 |
| Insider loans | $222,000 | 8,057 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,730,000 | 3,169 |
| Tier 1 (core) risk-based capital | $2,579,000 | 10,379 |
| Tier 2 risk-based capital | $216,000 | 9,013 |
| Total risk weighted assets | $24,994,100 | 8,133 |
| Total unused commitments | $9,730,000 | 3,186 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $36,616,000 | 9,466 |
| Cash and due from depository institutions | $2,523,000 | 7,704 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,685,000 | 8,133 |
| Federal funds sold & reverse repurchase agreements | $2,377,000 | 5,863 |
| Net loans & leases | $17,766,000 | 9,442 |
| Loan loss allowance | $160,000 | 11,318 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $710,000 | 7,585 |
| Other real estate owned | $110,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $445,000 | 10,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,616,000 | 9,466 |
| Total liabilities | $34,620,000 | 9,253 |
| Total deposits | $34,393,000 | 9,125 |
| Interest-bearing deposits | $26,625,000 | 9,618 |
| Deposits held in domestic offices | $34,393,000 | 9,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $227,000 | 9,460 |
| Total equity capital | $1,996,000 | 11,485 |
| Total bank equity capital | $1,996,000 | 11,485 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $496,000 | 11,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 12,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $105,000 | 11,403 |
| Earning assets | $32,828,000 | 9,504 |
| Long-term assets (5+ years) | $6,881,000 | 5,495 |
| Average Assets, year-to-date | $32,634,200 | 9,878 |
| Average Assets, quarterly | $34,635,500 | 9,675 |
| Volatile liabilities | $1,276,000 | 11,251 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,752,000 | 5,449 |
| Tier 1 (core) risk-based capital | $1,996,000 | 11,442 |
| Tier 2 risk-based capital | $160,000 | 10,396 |
| Total risk weighted assets | $17,291,900 | 10,030 |
| Total unused commitments | $3,752,000 | 5,477 |
| Derivatives | $0 | 651 |