Home > FirstBank of South Jeffco > Income and Expense
FirstBank of South Jeffco, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $23,873,000 | 973 |
| Total interest expense | $3,158,000 | 1,979 |
| Net interest income | $20,715,000 | 800 |
| Provision for loan and lease losses | $839,000 | 2,785 |
| Total noninterest income | $5,214,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,495,000 | 458 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,719,000 | 887 |
| Total noninterest expense | $10,301,000 | 1,444 |
| Salaries and employee benefits | $3,754,000 | 1,929 |
| Premises and equipment expense | $815,000 | 2,355 |
| Additional noninterest expense | $5,732,000 | 928 |
| Pre-tax net operating income | $14,789,000 | 304 |
| Securities gains (losses) | $-409,000 | 7,577 |
| Applicable income taxes | $4,470,000 | 313 |
| Income before extraordinary items | $9,910,000 | 351 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,910,000 | 352 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $9,910,000 | 352 |
| Net charge-offs | $303,000 | 3,719 |
| Cash dividends | $7,500,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $10,192,210 | 329 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,959,000 | 986 |
| Total interest expense | $2,193,000 | 1,981 |
| Net interest income | $13,766,000 | 802 |
| Provision for loan and lease losses | $127,000 | 4,828 |
| Total noninterest income | $3,453,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,677,000 | 453 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,776,000 | 871 |
| Total noninterest expense | $6,742,000 | 1,469 |
| Salaries and employee benefits | $2,486,000 | 1,957 |
| Premises and equipment expense | $525,000 | 2,427 |
| Additional noninterest expense | $3,731,000 | 955 |
| Pre-tax net operating income | $10,350,000 | 285 |
| Securities gains (losses) | $-409,000 | 7,673 |
| Applicable income taxes | $3,095,000 | 289 |
| Income before extraordinary items | $6,846,000 | 328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,846,000 | 327 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $6,846,000 | 328 |
| Net charge-offs | $255,000 | 3,256 |
| Cash dividends | $4,500,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,128,210 | 304 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 1,019 |
| Total interest expense | $1,128,000 | 2,028 |
| Net interest income | $6,736,000 | 818 |
| Provision for loan and lease losses | $167,000 | 3,223 |
| Total noninterest income | $1,687,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $824,000 | 461 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $863,000 | 888 |
| Total noninterest expense | $3,283,000 | 1,534 |
| Salaries and employee benefits | $1,219,000 | 2,025 |
| Premises and equipment expense | $248,000 | 2,612 |
| Additional noninterest expense | $1,816,000 | 973 |
| Pre-tax net operating income | $4,973,000 | 275 |
| Securities gains (losses) | $-409,000 | 7,821 |
| Applicable income taxes | $1,394,000 | 295 |
| Income before extraordinary items | $3,170,000 | 341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,170,000 | 343 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,170,000 | 343 |
| Net charge-offs | $143,000 | 2,777 |
| Cash dividends | $2,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $3,452,210 | 303 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,302,000 | 1,051 |
| Total interest expense | $6,566,000 | 1,779 |
| Net interest income | $25,736,000 | 840 |
| Provision for loan and lease losses | $1,068,000 | 3,398 |
| Total noninterest income | $7,143,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,653,000 | 451 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,490,000 | 941 |
| Total noninterest expense | $14,087,000 | 1,465 |
| Salaries and employee benefits | $4,901,000 | 2,009 |
| Premises and equipment expense | $1,047,000 | 2,482 |
| Additional noninterest expense | $8,139,000 | 963 |
| Pre-tax net operating income | $17,724,000 | 243 |
| Securities gains (losses) | $-231,000 | 7,444 |
| Applicable income taxes | $5,048,000 | 267 |
| Income before extraordinary items | $12,445,000 | 264 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,445,000 | 265 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $12,445,000 | 265 |
| Net charge-offs | $667,000 | 3,415 |
| Cash dividends | $7,050,000 | 256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $12,609,010 | 266 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,303,000 | 1,076 |
| Total interest expense | $5,168,000 | 1,781 |
| Net interest income | $19,135,000 | 860 |
| Provision for loan and lease losses | $552,000 | 3,651 |
| Total noninterest income | $5,351,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,738,000 | 453 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,613,000 | 957 |
| Total noninterest expense | $10,324,000 | 1,491 |
| Salaries and employee benefits | $3,638,000 | 2,043 |
| Premises and equipment expense | $769,000 | 2,551 |
| Additional noninterest expense | $5,917,000 | 954 |
| Pre-tax net operating income | $13,610,000 | 248 |
| Securities gains (losses) | $-231,000 | 7,613 |
| Applicable income taxes | $4,140,000 | 253 |
| Income before extraordinary items | $9,239,000 | 278 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $9,239,000 | 277 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $9,239,000 | 278 |
| Net charge-offs | $282,000 | 3,806 |
| Cash dividends | $4,550,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,398,390 | 267 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,253,000 | 1,095 |
| Total interest expense | $3,636,000 | 1,774 |
| Net interest income | $12,617,000 | 870 |
| Provision for loan and lease losses | $172,000 | 4,569 |
| Total noninterest income | $3,508,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,780,000 | 464 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,728,000 | 988 |
| Total noninterest expense | $6,927,000 | 1,499 |
| Salaries and employee benefits | $2,442,000 | 2,060 |
| Premises and equipment expense | $510,000 | 2,590 |
| Additional noninterest expense | $3,975,000 | 965 |
| Pre-tax net operating income | $9,026,000 | 248 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,806,000 | 258 |
| Income before extraordinary items | $6,220,000 | 287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,220,000 | 285 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $6,220,000 | 286 |
| Net charge-offs | $67,000 | 4,644 |
| Cash dividends | $3,050,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $6,220,000 | 272 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,160,000 | 1,097 |
| Total interest expense | $2,009,000 | 1,686 |
| Net interest income | $6,151,000 | 875 |
| Provision for loan and lease losses | $27,000 | 5,667 |
| Total noninterest income | $1,729,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $885,000 | 460 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $844,000 | 966 |
| Total noninterest expense | $3,297,000 | 1,520 |
| Salaries and employee benefits | $1,232,000 | 2,077 |
| Premises and equipment expense | $243,000 | 2,740 |
| Additional noninterest expense | $1,822,000 | 910 |
| Pre-tax net operating income | $4,556,000 | 270 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,426,000 | 269 |
| Income before extraordinary items | $3,130,000 | 316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,130,000 | 317 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,130,000 | 318 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,130,000 | 292 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,227,000 | 1,153 |
| Total interest expense | $10,646,000 | 1,526 |
| Net interest income | $22,581,000 | 946 |
| Provision for loan and lease losses | $1,429,000 | 2,218 |
| Total noninterest income | $7,565,000 | 748 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,009,000 | 434 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,556,000 | 848 |
| Total noninterest expense | $12,144,000 | 1,616 |
| Salaries and employee benefits | $4,882,000 | 2,077 |
| Premises and equipment expense | $933,000 | 2,789 |
| Additional noninterest expense | $6,329,000 | 1,013 |
| Pre-tax net operating income | $16,573,000 | 332 |
| Securities gains (losses) | $-3,179,000 | 8,011 |
| Applicable income taxes | $4,056,000 | 376 |
| Income before extraordinary items | $9,338,000 | 409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,338,000 | 409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,260 |
| Cash dividends | $5,900,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $11,563,300 | 355 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,992,000 | 1,173 |
| Total interest expense | $8,294,000 | 1,529 |
| Net interest income | $16,698,000 | 971 |
| Provision for loan and lease losses | $413,000 | 3,025 |
| Total noninterest income | $5,716,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,984,000 | 444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,732,000 | 875 |
| Total noninterest expense | $9,212,000 | 1,583 |
| Salaries and employee benefits | $3,737,000 | 2,061 |
| Premises and equipment expense | $700,000 | 2,796 |
| Additional noninterest expense | $4,775,000 | 958 |
| Pre-tax net operating income | $12,789,000 | 407 |
| Securities gains (losses) | $-2,179,000 | 8,075 |
| Applicable income taxes | $3,275,000 | 426 |
| Income before extraordinary items | $7,335,000 | 497 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,335,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,604 |
| Cash dividends | $4,300,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,838,510 | 436 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,666,000 | 1,188 |
| Total interest expense | $5,832,000 | 1,512 |
| Net interest income | $10,834,000 | 1,004 |
| Provision for loan and lease losses | $214,000 | 3,043 |
| Total noninterest income | $3,747,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,903,000 | 450 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,844,000 | 897 |
| Total noninterest expense | $6,168,000 | 1,574 |
| Salaries and employee benefits | $2,562,000 | 2,025 |
| Premises and equipment expense | $481,000 | 2,724 |
| Additional noninterest expense | $3,125,000 | 949 |
| Pre-tax net operating income | $8,199,000 | 449 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,614,000 | 423 |
| Income before extraordinary items | $5,585,000 | 499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,585,000 | 498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,018 |
| Cash dividends | $3,500,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,585,000 | 489 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,263,000 | 1,224 |
| Total interest expense | $3,292,000 | 1,433 |
| Net interest income | $4,971,000 | 1,102 |
| Provision for loan and lease losses | $109,000 | 2,611 |
| Total noninterest income | $1,756,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $923,000 | 454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $833,000 | 974 |
| Total noninterest expense | $3,011,000 | 1,614 |
| Salaries and employee benefits | $1,255,000 | 2,086 |
| Premises and equipment expense | $242,000 | 2,723 |
| Additional noninterest expense | $1,514,000 | 959 |
| Pre-tax net operating income | $3,607,000 | 543 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,117,000 | 534 |
| Income before extraordinary items | $2,490,000 | 608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,490,000 | 609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,490,000 | 581 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,506,000 | 1,356 |
| Total interest expense | $14,438,000 | 1,391 |
| Net interest income | $17,068,000 | 1,310 |
| Provision for loan and lease losses | $329,000 | 3,035 |
| Total noninterest income | $7,149,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,855,000 | 454 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,294,000 | 942 |
| Total noninterest expense | $11,097,000 | 1,665 |
| Salaries and employee benefits | $4,365,000 | 2,307 |
| Premises and equipment expense | $914,000 | 2,769 |
| Additional noninterest expense | $5,818,000 | 968 |
| Pre-tax net operating income | $12,791,000 | 671 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,909,000 | 646 |
| Income before extraordinary items | $8,882,000 | 738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,882,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,811 |
| Cash dividends | $6,700,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,882,000 | 728 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,268,000 | 1,387 |
| Total interest expense | $10,645,000 | 1,414 |
| Net interest income | $12,623,000 | 1,333 |
| Provision for loan and lease losses | $268,000 | 2,504 |
| Total noninterest income | $5,255,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,821,000 | 460 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,434,000 | 954 |
| Total noninterest expense | $8,311,000 | 1,648 |
| Salaries and employee benefits | $3,260,000 | 2,306 |
| Premises and equipment expense | $690,000 | 2,743 |
| Additional noninterest expense | $4,361,000 | 938 |
| Pre-tax net operating income | $9,299,000 | 745 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,811,000 | 733 |
| Income before extraordinary items | $6,488,000 | 807 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,488,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,266 |
| Cash dividends | $5,000,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,488,000 | 798 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,207,000 | 1,428 |
| Total interest expense | $6,814,000 | 1,465 |
| Net interest income | $8,393,000 | 1,354 |
| Provision for loan and lease losses | $177,000 | 2,377 |
| Total noninterest income | $3,343,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,755,000 | 490 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,588,000 | 1,006 |
| Total noninterest expense | $5,484,000 | 1,683 |
| Salaries and employee benefits | $2,165,000 | 2,357 |
| Premises and equipment expense | $469,000 | 2,717 |
| Additional noninterest expense | $2,850,000 | 977 |
| Pre-tax net operating income | $6,075,000 | 788 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,816,000 | 789 |
| Income before extraordinary items | $4,259,000 | 856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,259,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $3,500,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,259,000 | 846 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,372,000 | 1,470 |
| Total interest expense | $3,245,000 | 1,531 |
| Net interest income | $4,127,000 | 1,376 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $1,545,000 | 925 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $815,000 | 516 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $730,000 | 1,049 |
| Total noninterest expense | $2,728,000 | 1,703 |
| Salaries and employee benefits | $1,086,000 | 2,369 |
| Premises and equipment expense | $229,000 | 2,795 |
| Additional noninterest expense | $1,413,000 | 958 |
| Pre-tax net operating income | $2,906,000 | 819 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $856,000 | 812 |
| Income before extraordinary items | $2,050,000 | 867 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,050,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,050,000 | 859 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,718,000 | 1,442 |
| Total interest expense | $11,234,000 | 1,497 |
| Net interest income | $16,484,000 | 1,381 |
| Provision for loan and lease losses | $556,000 | 1,732 |
| Total noninterest income | $6,487,000 | 881 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,431,000 | 500 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,056,000 | 980 |
| Total noninterest expense | $10,772,000 | 1,652 |
| Salaries and employee benefits | $4,235,000 | 2,319 |
| Premises and equipment expense | $867,000 | 2,802 |
| Additional noninterest expense | $5,670,000 | 936 |
| Pre-tax net operating income | $11,643,000 | 853 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,293,000 | 870 |
| Income before extraordinary items | $8,350,000 | 905 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,350,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $8,000,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,350,000 | 891 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,506,000 | 1,449 |
| Total interest expense | $8,021,000 | 1,525 |
| Net interest income | $12,485,000 | 1,384 |
| Provision for loan and lease losses | $257,000 | 2,412 |
| Total noninterest income | $4,859,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,605,000 | 493 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,254,000 | 1,009 |
| Total noninterest expense | $8,116,000 | 1,648 |
| Salaries and employee benefits | $3,220,000 | 2,279 |
| Premises and equipment expense | $661,000 | 2,776 |
| Additional noninterest expense | $4,235,000 | 937 |
| Pre-tax net operating income | $8,971,000 | 867 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,547,000 | 893 |
| Income before extraordinary items | $6,424,000 | 907 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,424,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $6,000,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,424,000 | 893 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,456,000 | 1,446 |
| Total interest expense | $4,990,000 | 1,555 |
| Net interest income | $8,466,000 | 1,362 |
| Provision for loan and lease losses | $166,000 | 2,434 |
| Total noninterest income | $3,172,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,717,000 | 496 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,455,000 | 1,033 |
| Total noninterest expense | $5,433,000 | 1,649 |
| Salaries and employee benefits | $2,150,000 | 2,280 |
| Premises and equipment expense | $429,000 | 2,819 |
| Additional noninterest expense | $2,854,000 | 938 |
| Pre-tax net operating income | $6,039,000 | 854 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,701,000 | 895 |
| Income before extraordinary items | $4,338,000 | 898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,338,000 | 899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $4,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,338,000 | 879 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,565,000 | 1,440 |
| Total interest expense | $2,328,000 | 1,583 |
| Net interest income | $4,237,000 | 1,356 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $1,533,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $845,000 | 488 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $688,000 | 1,056 |
| Total noninterest expense | $2,672,000 | 1,676 |
| Salaries and employee benefits | $1,080,000 | 2,280 |
| Premises and equipment expense | $196,000 | 3,079 |
| Additional noninterest expense | $1,396,000 | 954 |
| Pre-tax net operating income | $3,045,000 | 836 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $850,000 | 891 |
| Income before extraordinary items | $2,195,000 | 870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,195,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,195,000 | 853 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,515,000 | 1,363 |
| Total interest expense | $7,128,000 | 1,603 |
| Net interest income | $17,387,000 | 1,248 |
| Provision for loan and lease losses | $381,000 | 2,361 |
| Total noninterest income | $6,394,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,514,000 | 490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,880,000 | 1,046 |
| Total noninterest expense | $10,134,000 | 1,680 |
| Salaries and employee benefits | $4,151,000 | 2,213 |
| Premises and equipment expense | $793,000 | 2,922 |
| Additional noninterest expense | $5,190,000 | 1,010 |
| Pre-tax net operating income | $13,266,000 | 751 |
| Securities gains (losses) | $83,000 | 762 |
| Applicable income taxes | $3,777,000 | 806 |
| Income before extraordinary items | $9,572,000 | 759 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,572,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,271 |
| Cash dividends | $7,500,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,512,240 | 749 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,202,000 | 1,338 |
| Total interest expense | $5,036,000 | 1,599 |
| Net interest income | $13,166,000 | 1,220 |
| Provision for loan and lease losses | $205,000 | 2,914 |
| Total noninterest income | $4,795,000 | 887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,645,000 | 488 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,150,000 | 1,064 |
| Total noninterest expense | $7,699,000 | 1,647 |
| Salaries and employee benefits | $3,193,000 | 2,139 |
| Premises and equipment expense | $582,000 | 2,958 |
| Additional noninterest expense | $3,924,000 | 977 |
| Pre-tax net operating income | $10,057,000 | 735 |
| Securities gains (losses) | $83,000 | 714 |
| Applicable income taxes | $2,872,000 | 807 |
| Income before extraordinary items | $7,268,000 | 743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,268,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,878 |
| Cash dividends | $5,200,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,208,240 | 731 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,066,000 | 1,302 |
| Total interest expense | $3,182,000 | 1,587 |
| Net interest income | $8,884,000 | 1,190 |
| Provision for loan and lease losses | $207,000 | 2,118 |
| Total noninterest income | $3,099,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,713,000 | 487 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,386,000 | 1,063 |
| Total noninterest expense | $5,092,000 | 1,652 |
| Salaries and employee benefits | $2,135,000 | 2,119 |
| Premises and equipment expense | $382,000 | 2,972 |
| Additional noninterest expense | $2,575,000 | 986 |
| Pre-tax net operating income | $6,684,000 | 729 |
| Securities gains (losses) | $83,000 | 631 |
| Applicable income taxes | $1,907,000 | 787 |
| Income before extraordinary items | $4,860,000 | 726 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,860,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $3,000,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,800,240 | 719 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 1,293 |
| Total interest expense | $1,523,000 | 1,568 |
| Net interest income | $4,409,000 | 1,189 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $1,498,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $832,000 | 481 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $666,000 | 1,082 |
| Total noninterest expense | $2,644,000 | 1,607 |
| Salaries and employee benefits | $1,191,000 | 1,923 |
| Premises and equipment expense | $186,000 | 3,058 |
| Additional noninterest expense | $1,267,000 | 985 |
| Pre-tax net operating income | $3,219,000 | 754 |
| Securities gains (losses) | $83,000 | 411 |
| Applicable income taxes | $913,000 | 821 |
| Income before extraordinary items | $2,389,000 | 739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,389,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $800,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,329,240 | 731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,861,000 | 1,295 |
| Total interest expense | $5,063,000 | 1,618 |
| Net interest income | $16,798,000 | 1,194 |
| Provision for loan and lease losses | $-330,000 | 8,884 |
| Total noninterest income | $6,468,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,773,000 | 472 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,695,000 | 1,058 |
| Total noninterest expense | $10,390,000 | 1,569 |
| Salaries and employee benefits | $4,935,000 | 1,781 |
| Premises and equipment expense | $651,000 | 3,318 |
| Additional noninterest expense | $4,804,000 | 1,042 |
| Pre-tax net operating income | $13,206,000 | 686 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,568,000 | 782 |
| Income before extraordinary items | $9,638,000 | 689 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,638,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $7,800,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,638,000 | 665 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,959,000 | 1,318 |
| Total interest expense | $3,575,000 | 1,688 |
| Net interest income | $12,384,000 | 1,206 |
| Provision for loan and lease losses | $-61,000 | 8,853 |
| Total noninterest income | $4,887,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,890,000 | 470 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,997,000 | 1,086 |
| Total noninterest expense | $7,644,000 | 1,590 |
| Salaries and employee benefits | $3,588,000 | 1,820 |
| Premises and equipment expense | $472,000 | 3,416 |
| Additional noninterest expense | $3,584,000 | 1,038 |
| Pre-tax net operating income | $9,688,000 | 708 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,597,000 | 819 |
| Income before extraordinary items | $7,091,000 | 714 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,091,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $4,800,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,091,000 | 687 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 1,341 |
| Total interest expense | $2,335,000 | 1,709 |
| Net interest income | $8,005,000 | 1,234 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $3,202,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,921,000 | 463 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,281,000 | 1,118 |
| Total noninterest expense | $4,990,000 | 1,622 |
| Salaries and employee benefits | $2,349,000 | 1,852 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $2,321,000 | 1,059 |
| Pre-tax net operating income | $6,181,000 | 728 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,632,000 | 863 |
| Income before extraordinary items | $4,549,000 | 732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,549,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,422 |
| Cash dividends | $3,200,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,549,000 | 697 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 1,394 |
| Total interest expense | $1,160,000 | 1,738 |
| Net interest income | $3,832,000 | 1,301 |
| Provision for loan and lease losses | $-11,000 | 8,930 |
| Total noninterest income | $1,556,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $939,000 | 464 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $617,000 | 1,112 |
| Total noninterest expense | $2,465,000 | 1,655 |
| Salaries and employee benefits | $1,130,000 | 1,937 |
| Premises and equipment expense | $165,000 | 3,314 |
| Additional noninterest expense | $1,170,000 | 1,049 |
| Pre-tax net operating income | $2,934,000 | 751 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $754,000 | 940 |
| Income before extraordinary items | $2,180,000 | 764 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,180,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $1,600,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,180,000 | 715 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,790,000 | 1,529 |
| Total interest expense | $4,917,000 | 1,820 |
| Net interest income | $13,873,000 | 1,405 |
| Provision for loan and lease losses | $149,000 | 4,618 |
| Total noninterest income | $6,831,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,139,000 | 412 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,692,000 | 1,167 |
| Total noninterest expense | $9,480,000 | 1,690 |
| Salaries and employee benefits | $4,164,000 | 2,038 |
| Premises and equipment expense | $632,000 | 3,378 |
| Additional noninterest expense | $4,684,000 | 1,087 |
| Pre-tax net operating income | $11,075,000 | 784 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,528,000 | 1,067 |
| Income before extraordinary items | $8,547,000 | 766 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,547,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,833 |
| Cash dividends | $6,400,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,547,000 | 711 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,162,000 | 1,547 |
| Total interest expense | $3,731,000 | 1,876 |
| Net interest income | $10,431,000 | 1,410 |
| Provision for loan and lease losses | $167,000 | 3,715 |
| Total noninterest income | $5,188,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,102,000 | 425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,086,000 | 1,193 |
| Total noninterest expense | $7,141,000 | 1,696 |
| Salaries and employee benefits | $3,179,000 | 2,022 |
| Premises and equipment expense | $459,000 | 3,465 |
| Additional noninterest expense | $3,503,000 | 1,102 |
| Pre-tax net operating income | $8,311,000 | 816 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,888,000 | 1,107 |
| Income before extraordinary items | $6,423,000 | 794 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,423,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,373 |
| Cash dividends | $4,600,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,423,000 | 742 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,645,000 | 1,533 |
| Total interest expense | $2,509,000 | 1,915 |
| Net interest income | $7,136,000 | 1,378 |
| Provision for loan and lease losses | $94,000 | 3,984 |
| Total noninterest income | $3,472,000 | 887 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,063,000 | 418 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,409,000 | 1,184 |
| Total noninterest expense | $4,845,000 | 1,660 |
| Salaries and employee benefits | $2,184,000 | 1,950 |
| Premises and equipment expense | $302,000 | 3,466 |
| Additional noninterest expense | $2,359,000 | 1,073 |
| Pre-tax net operating income | $5,669,000 | 788 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,298,000 | 1,106 |
| Income before extraordinary items | $4,371,000 | 778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,371,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $3,200,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,371,000 | 718 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 1,527 |
| Total interest expense | $1,266,000 | 1,949 |
| Net interest income | $3,609,000 | 1,359 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $1,689,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,005,000 | 414 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $684,000 | 1,181 |
| Total noninterest expense | $2,473,000 | 1,619 |
| Salaries and employee benefits | $1,153,000 | 1,852 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $1,162,000 | 1,066 |
| Pre-tax net operating income | $2,710,000 | 826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $584,000 | 1,209 |
| Income before extraordinary items | $2,126,000 | 793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,126,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $1,600,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,126,000 | 730 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,311,000 | 1,446 |
| Total interest expense | $5,730,000 | 1,978 |
| Net interest income | $15,581,000 | 1,236 |
| Provision for loan and lease losses | $139,000 | 5,088 |
| Total noninterest income | $6,653,000 | 824 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,976,000 | 408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,677,000 | 1,081 |
| Total noninterest expense | $10,274,000 | 1,498 |
| Salaries and employee benefits | $5,179,000 | 1,566 |
| Premises and equipment expense | $605,000 | 3,390 |
| Additional noninterest expense | $4,490,000 | 1,103 |
| Pre-tax net operating income | $11,821,000 | 744 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,837,000 | 970 |
| Income before extraordinary items | $8,984,000 | 708 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,984,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,432 |
| Cash dividends | $6,000,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,984,000 | 673 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,480,000 | 1,502 |
| Total interest expense | $8,637,000 | 1,873 |
| Net interest income | $13,843,000 | 1,283 |
| Provision for loan and lease losses | $398,000 | 2,635 |
| Total noninterest income | $6,409,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,708,000 | 408 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,701,000 | 1,018 |
| Total noninterest expense | $10,222,000 | 1,441 |
| Salaries and employee benefits | $5,260,000 | 1,445 |
| Premises and equipment expense | $612,000 | 3,305 |
| Additional noninterest expense | $4,350,000 | 1,096 |
| Pre-tax net operating income | $9,632,000 | 790 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,133,000 | 1,116 |
| Income before extraordinary items | $7,499,000 | 745 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,499,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $4,600,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,499,000 | 712 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,639,000 | 1,676 |
| Total interest expense | $9,620,000 | 1,784 |
| Net interest income | $11,019,000 | 1,590 |
| Provision for loan and lease losses | $223,000 | 3,509 |
| Total noninterest income | $5,367,000 | 888 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,036,000 | 439 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,331,000 | 1,015 |
| Total noninterest expense | $8,697,000 | 1,611 |
| Salaries and employee benefits | $3,996,000 | 1,803 |
| Premises and equipment expense | $647,000 | 3,076 |
| Additional noninterest expense | $4,054,000 | 1,136 |
| Pre-tax net operating income | $7,466,000 | 1,017 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,442,000 | 1,565 |
| Income before extraordinary items | $6,024,000 | 875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,024,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,357 |
| Cash dividends | $3,800,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,024,000 | 877 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,489,000 | 1,855 |
| Total interest expense | $7,633,000 | 1,956 |
| Net interest income | $9,856,000 | 1,766 |
| Provision for loan and lease losses | $203,000 | 3,527 |
| Total noninterest income | $4,902,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,791,000 | 485 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,111,000 | 1,110 |
| Total noninterest expense | $8,345,000 | 1,649 |
| Salaries and employee benefits | $3,685,000 | 1,896 |
| Premises and equipment expense | $825,000 | 2,460 |
| Additional noninterest expense | $3,835,000 | 1,206 |
| Pre-tax net operating income | $6,210,000 | 1,240 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,174,000 | 1,960 |
| Income before extraordinary items | $5,036,000 | 1,086 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,036,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,651 |
| Cash dividends | $2,450,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,036,000 | 1,066 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,172,000 | 2,010 |
| Total interest expense | $6,807,000 | 2,228 |
| Net interest income | $9,365,000 | 1,828 |
| Provision for loan and lease losses | $-145,000 | 10,352 |
| Total noninterest income | $4,425,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,354,000 | 537 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,071,000 | 1,135 |
| Total noninterest expense | $8,004,000 | 1,648 |
| Salaries and employee benefits | $3,691,000 | 1,803 |
| Premises and equipment expense | $885,000 | 2,201 |
| Additional noninterest expense | $3,428,000 | 1,294 |
| Pre-tax net operating income | $5,931,000 | 1,267 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,442,000 | 1,690 |
| Income before extraordinary items | $4,489,000 | 1,190 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,489,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $3,350,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,489,000 | 1,154 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,643,000 | 2,225 |
| Total interest expense | $5,857,000 | 2,553 |
| Net interest income | $8,786,000 | 1,976 |
| Provision for loan and lease losses | $69,000 | 5,965 |
| Total noninterest income | $4,387,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,365,000 | 554 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,022,000 | 1,095 |
| Total noninterest expense | $8,335,000 | 1,576 |
| Salaries and employee benefits | $3,804,000 | 1,721 |
| Premises and equipment expense | $906,000 | 2,165 |
| Additional noninterest expense | $3,625,000 | 1,217 |
| Pre-tax net operating income | $4,769,000 | 1,624 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,395,000 | 1,813 |
| Income before extraordinary items | $3,374,000 | 1,604 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,374,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $3,099,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,374,000 | 1,563 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,178,000 | 2,536 |
| Total interest expense | $5,130,000 | 2,931 |
| Net interest income | $8,048,000 | 2,245 |
| Provision for loan and lease losses | $137,000 | 4,309 |
| Total noninterest income | $3,992,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,244,000 | 609 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,748,000 | 1,269 |
| Total noninterest expense | $8,208,000 | 1,723 |
| Salaries and employee benefits | $3,872,000 | 1,710 |
| Premises and equipment expense | $883,000 | 2,248 |
| Additional noninterest expense | $3,453,000 | 1,532 |
| Pre-tax net operating income | $3,695,000 | 1,964 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,078,000 | 2,187 |
| Income before extraordinary items | $2,617,000 | 1,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,617,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,617,000 | 1,853 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,187,000 | 2,971 |
| Total interest expense | $4,201,000 | 3,532 |
| Net interest income | $6,986,000 | 2,564 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $3,148,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,139,000 | 642 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,009,000 | 1,791 |
| Total noninterest expense | $7,481,000 | 1,869 |
| Salaries and employee benefits | $3,602,000 | 1,844 |
| Premises and equipment expense | $751,000 | 2,636 |
| Additional noninterest expense | $3,128,000 | 1,644 |
| Pre-tax net operating income | $2,565,000 | 2,776 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $726,000 | 3,138 |
| Income before extraordinary items | $1,839,000 | 2,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,839,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,839,000 | 2,661 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 3,123 |
| Total interest expense | $2,658,000 | 4,401 |
| Net interest income | $7,035,000 | 2,555 |
| Provision for loan and lease losses | $124,000 | 4,000 |
| Total noninterest income | $2,650,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,797,000 | 745 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $853,000 | 2,053 |
| Total noninterest expense | $6,994,000 | 2,043 |
| Salaries and employee benefits | $3,334,000 | 1,996 |
| Premises and equipment expense | $813,000 | 2,496 |
| Additional noninterest expense | $2,847,000 | 1,899 |
| Pre-tax net operating income | $2,567,000 | 2,754 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $797,000 | 2,769 |
| Income before extraordinary items | $1,774,000 | 2,727 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,774,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,771,240 | 2,752 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 3,416 |
| Total interest expense | $2,404,000 | 4,996 |
| Net interest income | $6,596,000 | 2,739 |
| Provision for loan and lease losses | $-172,000 | 13,013 |
| Total noninterest income | $2,454,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,635,000 | 800 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $819,000 | 2,354 |
| Total noninterest expense | $6,537,000 | 2,221 |
| Salaries and employee benefits | $2,974,000 | 2,239 |
| Premises and equipment expense | $603,000 | 3,313 |
| Additional noninterest expense | $2,960,000 | 1,933 |
| Pre-tax net operating income | $2,685,000 | 2,543 |
| Securities gains (losses) | $116,000 | 2,292 |
| Applicable income taxes | $923,000 | 2,458 |
| Income before extraordinary items | $1,878,000 | 2,680 |
| Extraordinary gains, net | $128,000 | 1,362 |
| Net income | $2,006,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,800,280 | 2,609 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 7,135 |
| Total interest expense | $1,422,000 | 8,769 |
| Net interest income | $2,874,000 | 5,917 |
| Provision for loan and lease losses | $-133,000 | 13,747 |
| Total noninterest income | $1,104,000 | 3,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $601,000 | 2,819 |
| Total noninterest expense | $2,758,000 | 4,886 |
| Salaries and employee benefits | $1,150,000 | 5,372 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $1,387,000 | 3,822 |
| Pre-tax net operating income | $1,353,000 | 4,464 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $360,000 | 5,218 |
| Income before extraordinary items | $997,000 | 4,523 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $997,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $994,080 | 4,209 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.