Home > FirstBank of Longmont > Income and Expense
FirstBank of Longmont, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,146,000 | 1,550 |
| Total interest expense | $2,020,000 | 2,929 |
| Net interest income | $13,126,000 | 1,290 |
| Provision for loan and lease losses | $55,000 | 6,169 |
| Total noninterest income | $2,951,000 | 1,271 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $1,359,000 | 866 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,580,000 | 1,290 |
| Total noninterest expense | $7,111,000 | 2,041 |
| Salaries and employee benefits | $2,834,000 | 2,560 |
| Premises and equipment expense | $801,000 | 2,382 |
| Additional noninterest expense | $3,476,000 | 1,523 |
| Pre-tax net operating income | $8,911,000 | 478 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,786,000 | 447 |
| Income before extraordinary items | $6,125,000 | 563 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,125,000 | 561 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,125,000 | 563 |
| Net charge-offs | $101,000 | 4,888 |
| Cash dividends | $3,400,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,125,000 | 537 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,017,000 | 1,579 |
| Total interest expense | $1,411,000 | 2,924 |
| Net interest income | $8,606,000 | 1,320 |
| Provision for loan and lease losses | $192,000 | 4,286 |
| Total noninterest income | $1,901,000 | 1,276 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $904,000 | 873 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $987,000 | 1,308 |
| Total noninterest expense | $4,750,000 | 2,047 |
| Salaries and employee benefits | $1,900,000 | 2,554 |
| Premises and equipment expense | $544,000 | 2,364 |
| Additional noninterest expense | $2,306,000 | 1,542 |
| Pre-tax net operating income | $5,565,000 | 493 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,714,000 | 444 |
| Income before extraordinary items | $3,851,000 | 571 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,851,000 | 572 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,851,000 | 572 |
| Net charge-offs | $88,000 | 4,381 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,851,000 | 552 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 1,640 |
| Total interest expense | $733,000 | 2,958 |
| Net interest income | $4,181,000 | 1,370 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $939,000 | 1,296 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $453,000 | 864 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $480,000 | 1,337 |
| Total noninterest expense | $2,396,000 | 2,051 |
| Salaries and employee benefits | $988,000 | 2,493 |
| Premises and equipment expense | $272,000 | 2,398 |
| Additional noninterest expense | $1,136,000 | 1,550 |
| Pre-tax net operating income | $2,699,000 | 505 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $824,000 | 441 |
| Income before extraordinary items | $1,875,000 | 597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,875,000 | 602 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,875,000 | 601 |
| Net charge-offs | $78,000 | 3,327 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,875,000 | 573 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,780,000 | 1,642 |
| Total interest expense | $4,406,000 | 2,528 |
| Net interest income | $16,374,000 | 1,354 |
| Provision for loan and lease losses | $1,255,000 | 3,144 |
| Total noninterest income | $4,040,000 | 1,291 |
| Gross Fiduciary activities income | $52,000 | 957 |
| Service charges on deposit accounts | $1,990,000 | 870 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,998,000 | 1,373 |
| Total noninterest expense | $10,394,000 | 1,952 |
| Salaries and employee benefits | $4,045,000 | 2,417 |
| Premises and equipment expense | $1,108,000 | 2,364 |
| Additional noninterest expense | $5,241,000 | 1,420 |
| Pre-tax net operating income | $8,765,000 | 490 |
| Securities gains (losses) | $-537,000 | 7,605 |
| Applicable income taxes | $2,502,000 | 462 |
| Income before extraordinary items | $5,726,000 | 584 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,726,000 | 584 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,726,000 | 585 |
| Net charge-offs | $823,000 | 3,140 |
| Cash dividends | $2,975,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,101,900 | 559 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,708,000 | 1,670 |
| Total interest expense | $3,494,000 | 2,509 |
| Net interest income | $12,214,000 | 1,358 |
| Provision for loan and lease losses | $444,000 | 4,024 |
| Total noninterest income | $2,998,000 | 1,322 |
| Gross Fiduciary activities income | $50,000 | 915 |
| Service charges on deposit accounts | $1,493,000 | 859 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,455,000 | 1,425 |
| Total noninterest expense | $7,565,000 | 1,992 |
| Salaries and employee benefits | $3,021,000 | 2,471 |
| Premises and equipment expense | $826,000 | 2,407 |
| Additional noninterest expense | $3,718,000 | 1,455 |
| Pre-tax net operating income | $7,203,000 | 470 |
| Securities gains (losses) | $-537,000 | 7,765 |
| Applicable income taxes | $1,989,000 | 473 |
| Income before extraordinary items | $4,677,000 | 575 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,677,000 | 576 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,677,000 | 577 |
| Net charge-offs | $191,000 | 4,302 |
| Cash dividends | $2,475,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,052,900 | 524 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 1,666 |
| Total interest expense | $2,465,000 | 2,490 |
| Net interest income | $8,144,000 | 1,370 |
| Provision for loan and lease losses | $431,000 | 3,160 |
| Total noninterest income | $2,026,000 | 1,324 |
| Gross Fiduciary activities income | $49,000 | 866 |
| Service charges on deposit accounts | $964,000 | 882 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,013,000 | 1,422 |
| Total noninterest expense | $5,163,000 | 1,974 |
| Salaries and employee benefits | $2,068,000 | 2,446 |
| Premises and equipment expense | $564,000 | 2,383 |
| Additional noninterest expense | $2,531,000 | 1,463 |
| Pre-tax net operating income | $4,576,000 | 484 |
| Securities gains (losses) | $-537,000 | 7,934 |
| Applicable income taxes | $1,172,000 | 534 |
| Income before extraordinary items | $2,867,000 | 638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,867,000 | 637 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,867,000 | 639 |
| Net charge-offs | $202,000 | 3,405 |
| Cash dividends | $1,725,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,248,270 | 531 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 1,674 |
| Total interest expense | $1,344,000 | 2,372 |
| Net interest income | $4,020,000 | 1,372 |
| Provision for loan and lease losses | $258,000 | 2,524 |
| Total noninterest income | $1,009,000 | 1,276 |
| Gross Fiduciary activities income | $36,000 | 829 |
| Service charges on deposit accounts | $480,000 | 850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $493,000 | 1,405 |
| Total noninterest expense | $2,524,000 | 1,971 |
| Salaries and employee benefits | $1,072,000 | 2,382 |
| Premises and equipment expense | $286,000 | 2,393 |
| Additional noninterest expense | $1,166,000 | 1,397 |
| Pre-tax net operating income | $2,247,000 | 529 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $674,000 | 487 |
| Income before extraordinary items | $1,573,000 | 644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,573,000 | 643 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,573,000 | 646 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $800,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,573,000 | 604 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,203,000 | 1,743 |
| Total interest expense | $7,643,000 | 2,048 |
| Net interest income | $14,560,000 | 1,536 |
| Provision for loan and lease losses | $551,000 | 3,660 |
| Total noninterest income | $4,475,000 | 1,166 |
| Gross Fiduciary activities income | $160,000 | 819 |
| Service charges on deposit accounts | $2,098,000 | 838 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,217,000 | 1,207 |
| Total noninterest expense | $9,800,000 | 1,968 |
| Salaries and employee benefits | $4,558,000 | 2,224 |
| Premises and equipment expense | $1,092,000 | 2,430 |
| Additional noninterest expense | $4,150,000 | 1,489 |
| Pre-tax net operating income | $8,684,000 | 635 |
| Securities gains (losses) | $-1,946,000 | 7,891 |
| Applicable income taxes | $1,832,000 | 729 |
| Income before extraordinary items | $4,906,000 | 825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,906,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,895 |
| Cash dividends | $2,700,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,326,580 | 679 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,677,000 | 1,777 |
| Total interest expense | $5,999,000 | 2,049 |
| Net interest income | $10,678,000 | 1,580 |
| Provision for loan and lease losses | $324,000 | 3,429 |
| Total noninterest income | $3,416,000 | 1,181 |
| Gross Fiduciary activities income | $92,000 | 862 |
| Service charges on deposit accounts | $1,570,000 | 846 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,754,000 | 1,215 |
| Total noninterest expense | $7,489,000 | 1,920 |
| Salaries and employee benefits | $3,569,000 | 2,163 |
| Premises and equipment expense | $791,000 | 2,519 |
| Additional noninterest expense | $3,129,000 | 1,434 |
| Pre-tax net operating income | $6,281,000 | 804 |
| Securities gains (losses) | $-973,000 | 7,917 |
| Applicable income taxes | $1,473,000 | 851 |
| Income before extraordinary items | $3,835,000 | 955 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,835,000 | 954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,288 |
| Cash dividends | $2,700,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,535,560 | 857 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,129,000 | 1,804 |
| Total interest expense | $4,228,000 | 2,046 |
| Net interest income | $6,901,000 | 1,632 |
| Provision for loan and lease losses | $169,000 | 3,426 |
| Total noninterest income | $2,227,000 | 1,214 |
| Gross Fiduciary activities income | $44,000 | 918 |
| Service charges on deposit accounts | $999,000 | 875 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,184,000 | 1,252 |
| Total noninterest expense | $5,172,000 | 1,857 |
| Salaries and employee benefits | $2,501,000 | 2,078 |
| Premises and equipment expense | $586,000 | 2,308 |
| Additional noninterest expense | $2,085,000 | 1,407 |
| Pre-tax net operating income | $3,787,000 | 937 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,080,000 | 887 |
| Income before extraordinary items | $2,707,000 | 1,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,707,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,707,000 | 1,001 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 1,829 |
| Total interest expense | $2,427,000 | 1,910 |
| Net interest income | $3,176,000 | 1,756 |
| Provision for loan and lease losses | $118,000 | 2,515 |
| Total noninterest income | $1,062,000 | 1,271 |
| Gross Fiduciary activities income | $25,000 | 920 |
| Service charges on deposit accounts | $482,000 | 895 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $555,000 | 1,312 |
| Total noninterest expense | $2,553,000 | 1,872 |
| Salaries and employee benefits | $1,249,000 | 2,102 |
| Premises and equipment expense | $295,000 | 2,304 |
| Additional noninterest expense | $1,009,000 | 1,423 |
| Pre-tax net operating income | $1,567,000 | 1,206 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $420,000 | 1,159 |
| Income before extraordinary items | $1,147,000 | 1,319 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,147,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,147,000 | 1,279 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,992,000 | 2,004 |
| Total interest expense | $11,169,000 | 1,784 |
| Net interest income | $9,823,000 | 2,279 |
| Provision for loan and lease losses | $336,000 | 2,994 |
| Total noninterest income | $4,622,000 | 1,167 |
| Gross Fiduciary activities income | $39,000 | 1,053 |
| Service charges on deposit accounts | $2,047,000 | 872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,536,000 | 1,146 |
| Total noninterest expense | $9,140,000 | 2,013 |
| Salaries and employee benefits | $4,181,000 | 2,407 |
| Premises and equipment expense | $1,096,000 | 2,370 |
| Additional noninterest expense | $3,863,000 | 1,438 |
| Pre-tax net operating income | $4,969,000 | 1,654 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,265,000 | 1,593 |
| Income before extraordinary items | $3,704,000 | 1,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,704,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,433 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,704,000 | 1,696 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,241,000 | 2,069 |
| Total interest expense | $8,126,000 | 1,825 |
| Net interest income | $7,115,000 | 2,353 |
| Provision for loan and lease losses | $229,000 | 2,766 |
| Total noninterest income | $3,415,000 | 1,172 |
| Gross Fiduciary activities income | $21,000 | 1,075 |
| Service charges on deposit accounts | $1,506,000 | 879 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,888,000 | 1,168 |
| Total noninterest expense | $6,868,000 | 1,996 |
| Salaries and employee benefits | $3,156,000 | 2,385 |
| Premises and equipment expense | $797,000 | 2,421 |
| Additional noninterest expense | $2,915,000 | 1,382 |
| Pre-tax net operating income | $3,433,000 | 1,876 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $825,000 | 1,867 |
| Income before extraordinary items | $2,608,000 | 1,938 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,608,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,608,000 | 1,928 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 2,144 |
| Total interest expense | $5,186,000 | 1,904 |
| Net interest income | $4,613,000 | 2,444 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $2,228,000 | 1,222 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $954,000 | 933 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,265,000 | 1,186 |
| Total noninterest expense | $4,557,000 | 2,028 |
| Salaries and employee benefits | $2,124,000 | 2,404 |
| Premises and equipment expense | $527,000 | 2,448 |
| Additional noninterest expense | $1,906,000 | 1,425 |
| Pre-tax net operating income | $2,146,000 | 2,039 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $503,000 | 2,060 |
| Income before extraordinary items | $1,643,000 | 2,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,643,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,643,000 | 2,051 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 2,245 |
| Total interest expense | $2,406,000 | 2,000 |
| Net interest income | $2,227,000 | 2,526 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $953,000 | 1,351 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $459,000 | 943 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $491,000 | 1,377 |
| Total noninterest expense | $2,289,000 | 2,026 |
| Salaries and employee benefits | $1,091,000 | 2,352 |
| Premises and equipment expense | $260,000 | 2,490 |
| Additional noninterest expense | $938,000 | 1,432 |
| Pre-tax net operating income | $855,000 | 2,449 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $170,000 | 2,611 |
| Income before extraordinary items | $685,000 | 2,369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $685,000 | 2,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $685,000 | 2,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,345,000 | 2,250 |
| Total interest expense | $8,324,000 | 1,981 |
| Net interest income | $9,021,000 | 2,506 |
| Provision for loan and lease losses | $158,000 | 3,976 |
| Total noninterest income | $3,851,000 | 1,326 |
| Gross Fiduciary activities income | $20,000 | 1,170 |
| Service charges on deposit accounts | $1,852,000 | 952 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,979,000 | 1,374 |
| Total noninterest expense | $8,276,000 | 2,139 |
| Salaries and employee benefits | $3,792,000 | 2,567 |
| Premises and equipment expense | $907,000 | 2,699 |
| Additional noninterest expense | $3,577,000 | 1,478 |
| Pre-tax net operating income | $4,438,000 | 2,073 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $976,000 | 2,228 |
| Income before extraordinary items | $3,462,000 | 2,036 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,462,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,052 |
| Cash dividends | $1,300,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,462,000 | 2,024 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,687,000 | 2,294 |
| Total interest expense | $5,853,000 | 2,033 |
| Net interest income | $6,834,000 | 2,510 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $2,825,000 | 1,367 |
| Gross Fiduciary activities income | $18,000 | 1,122 |
| Service charges on deposit accounts | $1,400,000 | 953 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,407,000 | 1,423 |
| Total noninterest expense | $6,035,000 | 2,190 |
| Salaries and employee benefits | $2,778,000 | 2,623 |
| Premises and equipment expense | $660,000 | 2,778 |
| Additional noninterest expense | $2,597,000 | 1,523 |
| Pre-tax net operating income | $3,524,000 | 2,049 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $783,000 | 2,232 |
| Income before extraordinary items | $2,741,000 | 1,985 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,741,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $1,300,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,741,000 | 1,974 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 2,397 |
| Total interest expense | $3,387,000 | 2,198 |
| Net interest income | $4,528,000 | 2,523 |
| Provision for loan and lease losses | $43,000 | 4,644 |
| Total noninterest income | $1,724,000 | 1,452 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $911,000 | 957 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $803,000 | 1,592 |
| Total noninterest expense | $3,798,000 | 2,327 |
| Salaries and employee benefits | $1,796,000 | 2,687 |
| Premises and equipment expense | $423,000 | 2,857 |
| Additional noninterest expense | $1,579,000 | 1,673 |
| Pre-tax net operating income | $2,411,000 | 2,019 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $512,000 | 2,267 |
| Income before extraordinary items | $1,899,000 | 1,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,899,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $1,300,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,899,000 | 1,902 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 2,434 |
| Total interest expense | $1,522,000 | 2,304 |
| Net interest income | $2,279,000 | 2,498 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $791,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $438,000 | 972 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $353,000 | 1,718 |
| Total noninterest expense | $1,826,000 | 2,428 |
| Salaries and employee benefits | $865,000 | 2,784 |
| Premises and equipment expense | $194,000 | 3,094 |
| Additional noninterest expense | $767,000 | 1,707 |
| Pre-tax net operating income | $1,229,000 | 1,930 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $258,000 | 2,220 |
| Income before extraordinary items | $971,000 | 1,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $971,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $800,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $971,000 | 1,829 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,338,000 | 2,301 |
| Total interest expense | $4,677,000 | 2,344 |
| Net interest income | $9,661,000 | 2,290 |
| Provision for loan and lease losses | $282,000 | 2,965 |
| Total noninterest income | $3,251,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,782,000 | 984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,469,000 | 1,693 |
| Total noninterest expense | $6,940,000 | 2,407 |
| Salaries and employee benefits | $3,197,000 | 2,805 |
| Premises and equipment expense | $791,000 | 2,925 |
| Additional noninterest expense | $2,952,000 | 1,710 |
| Pre-tax net operating income | $5,690,000 | 1,646 |
| Securities gains (losses) | $70,000 | 822 |
| Applicable income taxes | $1,292,000 | 1,898 |
| Income before extraordinary items | $4,468,000 | 1,571 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,468,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,583 |
| Cash dividends | $3,600,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,413,400 | 1,567 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,615,000 | 2,290 |
| Total interest expense | $3,256,000 | 2,391 |
| Net interest income | $7,359,000 | 2,229 |
| Provision for loan and lease losses | $201,000 | 2,946 |
| Total noninterest income | $2,367,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,327,000 | 989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,040,000 | 1,773 |
| Total noninterest expense | $5,194,000 | 2,390 |
| Salaries and employee benefits | $2,412,000 | 2,759 |
| Premises and equipment expense | $563,000 | 3,040 |
| Additional noninterest expense | $2,219,000 | 1,690 |
| Pre-tax net operating income | $4,331,000 | 1,645 |
| Securities gains (losses) | $70,000 | 777 |
| Applicable income taxes | $988,000 | 1,895 |
| Income before extraordinary items | $3,413,000 | 1,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,413,000 | 1,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,542 |
| Cash dividends | $2,400,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,358,400 | 1,545 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 2,258 |
| Total interest expense | $2,003,000 | 2,420 |
| Net interest income | $4,976,000 | 2,174 |
| Provision for loan and lease losses | $166,000 | 2,472 |
| Total noninterest income | $1,523,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $853,000 | 1,004 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $670,000 | 1,792 |
| Total noninterest expense | $3,390,000 | 2,418 |
| Salaries and employee benefits | $1,567,000 | 2,812 |
| Premises and equipment expense | $371,000 | 3,048 |
| Additional noninterest expense | $1,452,000 | 1,706 |
| Pre-tax net operating income | $2,943,000 | 1,587 |
| Securities gains (losses) | $70,000 | 686 |
| Applicable income taxes | $688,000 | 1,810 |
| Income before extraordinary items | $2,325,000 | 1,486 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,325,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,271,100 | 1,494 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,446,000 | 2,240 |
| Total interest expense | $911,000 | 2,517 |
| Net interest income | $2,535,000 | 2,134 |
| Provision for loan and lease losses | $179,000 | 1,240 |
| Total noninterest income | $735,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $415,000 | 996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $320,000 | 1,819 |
| Total noninterest expense | $1,720,000 | 2,392 |
| Salaries and employee benefits | $819,000 | 2,724 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $724,000 | 1,700 |
| Pre-tax net operating income | $1,371,000 | 1,665 |
| Securities gains (losses) | $70,000 | 461 |
| Applicable income taxes | $316,000 | 1,908 |
| Income before extraordinary items | $1,125,000 | 1,509 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,125,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,070,400 | 1,547 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,730,000 | 2,069 |
| Total interest expense | $3,284,000 | 2,426 |
| Net interest income | $10,446,000 | 1,946 |
| Provision for loan and lease losses | $105,000 | 4,905 |
| Total noninterest income | $3,350,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,049,000 | 845 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,301,000 | 1,804 |
| Total noninterest expense | $6,897,000 | 2,308 |
| Salaries and employee benefits | $3,506,000 | 2,484 |
| Premises and equipment expense | $654,000 | 3,306 |
| Additional noninterest expense | $2,737,000 | 1,780 |
| Pre-tax net operating income | $6,794,000 | 1,269 |
| Securities gains (losses) | $118,000 | 1,136 |
| Applicable income taxes | $1,742,000 | 1,430 |
| Income before extraordinary items | $5,170,000 | 1,262 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,170,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $4,800,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,081,500 | 1,249 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,088,000 | 2,094 |
| Total interest expense | $2,319,000 | 2,520 |
| Net interest income | $7,769,000 | 1,936 |
| Provision for loan and lease losses | $71,000 | 4,902 |
| Total noninterest income | $2,552,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,588,000 | 827 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $964,000 | 1,816 |
| Total noninterest expense | $5,076,000 | 2,346 |
| Salaries and employee benefits | $2,539,000 | 2,546 |
| Premises and equipment expense | $488,000 | 3,316 |
| Additional noninterest expense | $2,049,000 | 1,755 |
| Pre-tax net operating income | $5,174,000 | 1,266 |
| Securities gains (losses) | $85,000 | 1,292 |
| Applicable income taxes | $1,319,000 | 1,437 |
| Income before extraordinary items | $3,940,000 | 1,250 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,940,000 | 1,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,818 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,876,250 | 1,233 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 2,147 |
| Total interest expense | $1,505,000 | 2,561 |
| Net interest income | $5,032,000 | 1,978 |
| Provision for loan and lease losses | $82,000 | 3,884 |
| Total noninterest income | $1,701,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,064,000 | 819 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $637,000 | 1,836 |
| Total noninterest expense | $3,334,000 | 2,390 |
| Salaries and employee benefits | $1,657,000 | 2,597 |
| Premises and equipment expense | $328,000 | 3,302 |
| Additional noninterest expense | $1,349,000 | 1,770 |
| Pre-tax net operating income | $3,317,000 | 1,284 |
| Securities gains (losses) | $85,000 | 1,131 |
| Applicable income taxes | $817,000 | 1,510 |
| Income before extraordinary items | $2,585,000 | 1,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,585,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,520,400 | 1,246 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 2,219 |
| Total interest expense | $756,000 | 2,590 |
| Net interest income | $2,403,000 | 2,092 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $843,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $536,000 | 793 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $307,000 | 1,857 |
| Total noninterest expense | $1,542,000 | 2,570 |
| Salaries and employee benefits | $737,000 | 2,874 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $655,000 | 1,811 |
| Pre-tax net operating income | $1,669,000 | 1,268 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $413,000 | 1,510 |
| Income before extraordinary items | $1,256,000 | 1,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,256,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,256,000 | 1,224 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,611,000 | 2,284 |
| Total interest expense | $3,164,000 | 2,732 |
| Net interest income | $9,447,000 | 2,068 |
| Provision for loan and lease losses | $-211,000 | 9,087 |
| Total noninterest income | $3,613,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,229,000 | 771 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,384,000 | 1,927 |
| Total noninterest expense | $5,941,000 | 2,621 |
| Salaries and employee benefits | $2,821,000 | 2,930 |
| Premises and equipment expense | $463,000 | 4,300 |
| Additional noninterest expense | $2,657,000 | 1,814 |
| Pre-tax net operating income | $7,330,000 | 1,140 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,927,000 | 1,324 |
| Income before extraordinary items | $5,403,000 | 1,186 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,403,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,574 |
| Cash dividends | $4,600,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,403,000 | 1,123 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 2,291 |
| Total interest expense | $2,405,000 | 2,786 |
| Net interest income | $7,137,000 | 2,066 |
| Provision for loan and lease losses | $-248,000 | 9,170 |
| Total noninterest income | $2,756,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,675,000 | 780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,081,000 | 1,939 |
| Total noninterest expense | $4,462,000 | 2,629 |
| Salaries and employee benefits | $2,150,000 | 2,887 |
| Premises and equipment expense | $334,000 | 4,401 |
| Additional noninterest expense | $1,978,000 | 1,824 |
| Pre-tax net operating income | $5,679,000 | 1,134 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,511,000 | 1,348 |
| Income before extraordinary items | $4,168,000 | 1,195 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,168,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $3,100,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,168,000 | 1,128 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 2,260 |
| Total interest expense | $1,624,000 | 2,838 |
| Net interest income | $4,848,000 | 2,018 |
| Provision for loan and lease losses | $-127,000 | 9,207 |
| Total noninterest income | $1,842,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,097,000 | 782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $745,000 | 1,880 |
| Total noninterest expense | $3,002,000 | 2,599 |
| Salaries and employee benefits | $1,459,000 | 2,847 |
| Premises and equipment expense | $218,000 | 4,468 |
| Additional noninterest expense | $1,325,000 | 1,817 |
| Pre-tax net operating income | $3,815,000 | 1,123 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,022,000 | 1,348 |
| Income before extraordinary items | $2,793,000 | 1,203 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,793,000 | 1,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $1,900,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,793,000 | 1,114 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 2,220 |
| Total interest expense | $840,000 | 2,813 |
| Net interest income | $2,473,000 | 1,976 |
| Provision for loan and lease losses | $-154,000 | 9,280 |
| Total noninterest income | $896,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $548,000 | 761 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $348,000 | 1,905 |
| Total noninterest expense | $1,541,000 | 2,510 |
| Salaries and employee benefits | $760,000 | 2,732 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $669,000 | 1,753 |
| Pre-tax net operating income | $1,982,000 | 1,096 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $542,000 | 1,278 |
| Income before extraordinary items | $1,440,000 | 1,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,440,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,440,000 | 1,070 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,930,000 | 2,066 |
| Total interest expense | $4,048,000 | 2,716 |
| Net interest income | $10,882,000 | 1,776 |
| Provision for loan and lease losses | $-238,000 | 9,306 |
| Total noninterest income | $3,667,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,207,000 | 730 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,460,000 | 1,682 |
| Total noninterest expense | $6,392,000 | 2,334 |
| Salaries and employee benefits | $3,311,000 | 2,409 |
| Premises and equipment expense | $450,000 | 4,264 |
| Additional noninterest expense | $2,631,000 | 1,778 |
| Pre-tax net operating income | $8,395,000 | 1,001 |
| Securities gains (losses) | $-62,000 | 9,092 |
| Applicable income taxes | $2,411,000 | 1,112 |
| Income before extraordinary items | $5,922,000 | 1,060 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,922,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,966,020 | 1,013 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,409,000 | 2,092 |
| Total interest expense | $6,482,000 | 2,473 |
| Net interest income | $9,927,000 | 1,797 |
| Provision for loan and lease losses | $172,000 | 4,506 |
| Total noninterest income | $3,466,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,069,000 | 724 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,397,000 | 1,621 |
| Total noninterest expense | $6,481,000 | 2,216 |
| Salaries and employee benefits | $3,515,000 | 2,141 |
| Premises and equipment expense | $443,000 | 4,281 |
| Additional noninterest expense | $2,523,000 | 1,815 |
| Pre-tax net operating income | $6,740,000 | 1,101 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,905,000 | 1,226 |
| Income before extraordinary items | $4,835,000 | 1,127 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,835,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,371 |
| Cash dividends | $3,400,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,835,000 | 1,088 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,883,000 | 2,205 |
| Total interest expense | $7,658,000 | 2,225 |
| Net interest income | $8,225,000 | 2,153 |
| Provision for loan and lease losses | $182,000 | 3,925 |
| Total noninterest income | $3,145,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,900,000 | 719 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,245,000 | 1,614 |
| Total noninterest expense | $5,885,000 | 2,319 |
| Salaries and employee benefits | $2,925,000 | 2,448 |
| Premises and equipment expense | $422,000 | 4,336 |
| Additional noninterest expense | $2,538,000 | 1,750 |
| Pre-tax net operating income | $5,303,000 | 1,399 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,501,000 | 1,516 |
| Income before extraordinary items | $3,802,000 | 1,387 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,802,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $2,500,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,802,000 | 1,381 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,801,000 | 2,371 |
| Total interest expense | $6,032,000 | 2,443 |
| Net interest income | $7,769,000 | 2,268 |
| Provision for loan and lease losses | $148,000 | 4,314 |
| Total noninterest income | $3,048,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,845,000 | 722 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,203,000 | 1,633 |
| Total noninterest expense | $5,629,000 | 2,410 |
| Salaries and employee benefits | $2,654,000 | 2,665 |
| Premises and equipment expense | $477,000 | 3,928 |
| Additional noninterest expense | $2,498,000 | 1,773 |
| Pre-tax net operating income | $5,040,000 | 1,498 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,477,000 | 1,621 |
| Income before extraordinary items | $3,563,000 | 1,503 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,563,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $3,050,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,563,000 | 1,475 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,726,000 | 2,565 |
| Total interest expense | $5,428,000 | 2,775 |
| Net interest income | $7,298,000 | 2,338 |
| Provision for loan and lease losses | $-7,000 | 10,207 |
| Total noninterest income | $2,879,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,655,000 | 752 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,224,000 | 1,607 |
| Total noninterest expense | $5,313,000 | 2,449 |
| Salaries and employee benefits | $2,525,000 | 2,683 |
| Premises and equipment expense | $473,000 | 3,856 |
| Additional noninterest expense | $2,315,000 | 1,824 |
| Pre-tax net operating income | $4,871,000 | 1,513 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,585,000 | 1,545 |
| Income before extraordinary items | $3,286,000 | 1,597 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,286,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $2,775,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,286,000 | 1,541 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,918,000 | 2,756 |
| Total interest expense | $4,801,000 | 3,096 |
| Net interest income | $7,117,000 | 2,442 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $2,930,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,711,000 | 746 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,219,000 | 1,535 |
| Total noninterest expense | $5,313,000 | 2,424 |
| Salaries and employee benefits | $2,307,000 | 2,871 |
| Premises and equipment expense | $498,000 | 3,714 |
| Additional noninterest expense | $2,508,000 | 1,692 |
| Pre-tax net operating income | $4,654,000 | 1,655 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,588,000 | 1,624 |
| Income before extraordinary items | $3,066,000 | 1,732 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,066,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $2,451,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,066,000 | 1,700 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 3,148 |
| Total interest expense | $3,963,000 | 3,739 |
| Net interest income | $6,493,000 | 2,735 |
| Provision for loan and lease losses | $143,000 | 4,205 |
| Total noninterest income | $2,794,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,631,000 | 815 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,163,000 | 1,633 |
| Total noninterest expense | $5,830,000 | 2,362 |
| Salaries and employee benefits | $2,659,000 | 2,505 |
| Premises and equipment expense | $521,000 | 3,653 |
| Additional noninterest expense | $2,650,000 | 1,926 |
| Pre-tax net operating income | $3,314,000 | 2,163 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,180,000 | 2,021 |
| Income before extraordinary items | $2,134,000 | 2,301 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,134,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,393 |
| Cash dividends | $1,150,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,134,000 | 2,252 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,360,000 | 3,489 |
| Total interest expense | $3,523,000 | 4,129 |
| Net interest income | $5,837,000 | 3,046 |
| Provision for loan and lease losses | $118,000 | 4,263 |
| Total noninterest income | $2,191,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,532,000 | 867 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $659,000 | 2,393 |
| Total noninterest expense | $5,206,000 | 2,607 |
| Salaries and employee benefits | $2,484,000 | 2,687 |
| Premises and equipment expense | $525,000 | 3,606 |
| Additional noninterest expense | $2,197,000 | 2,223 |
| Pre-tax net operating income | $2,704,000 | 2,658 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $964,000 | 2,474 |
| Income before extraordinary items | $1,740,000 | 2,834 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,740,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,740,000 | 2,793 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,635 |
| Total interest expense | $2,373,000 | 4,851 |
| Net interest income | $5,880,000 | 3,051 |
| Provision for loan and lease losses | $129,000 | 3,913 |
| Total noninterest income | $1,886,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,339,000 | 984 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $547,000 | 2,778 |
| Total noninterest expense | $5,329,000 | 2,608 |
| Salaries and employee benefits | $2,539,000 | 2,623 |
| Premises and equipment expense | $482,000 | 3,919 |
| Additional noninterest expense | $2,308,000 | 2,288 |
| Pre-tax net operating income | $2,308,000 | 3,041 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $768,000 | 2,869 |
| Income before extraordinary items | $1,543,000 | 3,097 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,543,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,540,990 | 3,127 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 3,748 |
| Total interest expense | $2,142,000 | 5,512 |
| Net interest income | $6,025,000 | 3,014 |
| Provision for loan and lease losses | $-51,000 | 12,763 |
| Total noninterest income | $1,849,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,297,000 | 1,018 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $552,000 | 3,048 |
| Total noninterest expense | $5,092,000 | 2,809 |
| Salaries and employee benefits | $2,324,000 | 2,835 |
| Premises and equipment expense | $452,000 | 4,251 |
| Additional noninterest expense | $2,316,000 | 2,404 |
| Pre-tax net operating income | $2,833,000 | 2,430 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $877,000 | 2,566 |
| Income before extraordinary items | $1,959,000 | 2,578 |
| Extraordinary gains, net | $213,000 | 975 |
| Net income | $2,172,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,956,930 | 2,431 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 13,782 |
| Total interest expense | $167,000 | 13,758 |
| Net interest income | $223,000 | 13,744 |
| Provision for loan and lease losses | $-17,000 | 13,514 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $258,000 | 13,681 |
| Salaries and employee benefits | $101,000 | 13,785 |
| Premises and equipment expense | $17,000 | 13,728 |
| Additional noninterest expense | $140,000 | 13,095 |
| Pre-tax net operating income | $60,000 | 12,351 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $47,000 | 12,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $47,000 | 12,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $47,000 | 12,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.