FirstBank of Lakewood, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,222,000	10,432
Total interest expense	$710,000	11,760
Net interest income	$1,512,000	9,233
Provision for loan and lease losses	$19,000	10,662
Total noninterest income	$712,000	4,348
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$548,000	2,515
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	6,333
Total noninterest expense	$1,508,000	7,882
Salaries and employee benefits	$654,000	8,357
Premises and equipment expense	$192,000	8,030
Additional noninterest expense	$662,000	7,017
Pre-tax net operating income	$697,000	7,113
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$209,000	7,384
Income before extraordinary items	$489,000	7,423
Extraordinary gains, net	$0	1,422
Net income	$489,000	7,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	9,616
Cash dividends	$175,000	5,409
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$488,300	7,056

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.