Home > FirstBank of Lakewood > Income and Expense
FirstBank of Lakewood, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,018,000 | 1,782 |
| Total interest expense | $1,968,000 | 2,996 |
| Net interest income | $11,050,000 | 1,541 |
| Provision for loan and lease losses | $472,000 | 3,644 |
| Total noninterest income | $2,833,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,314,000 | 897 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,519,000 | 1,331 |
| Total noninterest expense | $6,491,000 | 2,234 |
| Salaries and employee benefits | $2,452,000 | 2,900 |
| Premises and equipment expense | $739,000 | 2,549 |
| Additional noninterest expense | $3,300,000 | 1,610 |
| Pre-tax net operating income | $6,920,000 | 613 |
| Securities gains (losses) | $-217,000 | 7,496 |
| Applicable income taxes | $2,004,000 | 592 |
| Income before extraordinary items | $4,699,000 | 743 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,699,000 | 741 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,699,000 | 743 |
| Net charge-offs | $99,000 | 4,912 |
| Cash dividends | $4,000,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,850,900 | 683 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 1,785 |
| Total interest expense | $1,365,000 | 3,002 |
| Net interest income | $7,395,000 | 1,533 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $1,941,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $866,000 | 912 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,075,000 | 1,230 |
| Total noninterest expense | $4,265,000 | 2,271 |
| Salaries and employee benefits | $1,614,000 | 2,950 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $2,169,000 | 1,620 |
| Pre-tax net operating income | $4,871,000 | 570 |
| Securities gains (losses) | $-106,000 | 7,528 |
| Applicable income taxes | $1,444,000 | 516 |
| Income before extraordinary items | $3,321,000 | 681 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,321,000 | 681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,321,000 | 681 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $3,000,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,395,200 | 641 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 1,848 |
| Total interest expense | $704,000 | 3,050 |
| Net interest income | $3,630,000 | 1,583 |
| Provision for loan and lease losses | $-12,000 | 7,851 |
| Total noninterest income | $962,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $417,000 | 940 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $545,000 | 1,203 |
| Total noninterest expense | $2,097,000 | 2,328 |
| Salaries and employee benefits | $791,000 | 3,044 |
| Premises and equipment expense | $228,000 | 2,790 |
| Additional noninterest expense | $1,078,000 | 1,627 |
| Pre-tax net operating income | $2,507,000 | 541 |
| Securities gains (losses) | $-69,000 | 7,660 |
| Applicable income taxes | $740,000 | 485 |
| Income before extraordinary items | $1,698,000 | 660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,698,000 | 662 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,698,000 | 664 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $1,500,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,746,300 | 626 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,336,000 | 1,853 |
| Total interest expense | $4,168,000 | 2,646 |
| Net interest income | $14,168,000 | 1,585 |
| Provision for loan and lease losses | $692,000 | 4,058 |
| Total noninterest income | $4,000,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,953,000 | 882 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,047,000 | 1,346 |
| Total noninterest expense | $8,524,000 | 2,320 |
| Salaries and employee benefits | $3,233,000 | 2,988 |
| Premises and equipment expense | $841,000 | 2,990 |
| Additional noninterest expense | $4,450,000 | 1,664 |
| Pre-tax net operating income | $8,952,000 | 478 |
| Securities gains (losses) | $-468,000 | 7,581 |
| Applicable income taxes | $2,384,000 | 489 |
| Income before extraordinary items | $6,100,000 | 557 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,100,000 | 557 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,100,000 | 558 |
| Net charge-offs | $220,000 | 4,877 |
| Cash dividends | $2,950,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,436,960 | 537 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,878,000 | 1,871 |
| Total interest expense | $3,298,000 | 2,638 |
| Net interest income | $10,580,000 | 1,589 |
| Provision for loan and lease losses | $453,000 | 3,957 |
| Total noninterest income | $3,001,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,463,000 | 878 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,538,000 | 1,367 |
| Total noninterest expense | $6,368,000 | 2,326 |
| Salaries and employee benefits | $2,383,000 | 3,053 |
| Premises and equipment expense | $595,000 | 3,181 |
| Additional noninterest expense | $3,390,000 | 1,598 |
| Pre-tax net operating income | $6,760,000 | 502 |
| Securities gains (losses) | $-464,000 | 7,737 |
| Applicable income taxes | $1,757,000 | 526 |
| Income before extraordinary items | $4,539,000 | 597 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,539,000 | 598 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,539,000 | 599 |
| Net charge-offs | $174,000 | 4,421 |
| Cash dividends | $2,950,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,873,080 | 546 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 1,889 |
| Total interest expense | $2,328,000 | 2,610 |
| Net interest income | $7,028,000 | 1,597 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $1,959,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $955,000 | 889 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,004,000 | 1,429 |
| Total noninterest expense | $4,263,000 | 2,346 |
| Salaries and employee benefits | $1,585,000 | 3,088 |
| Premises and equipment expense | $402,000 | 3,168 |
| Additional noninterest expense | $2,276,000 | 1,607 |
| Pre-tax net operating income | $4,534,000 | 487 |
| Securities gains (losses) | $-219,000 | 7,805 |
| Applicable income taxes | $1,215,000 | 515 |
| Income before extraordinary items | $3,100,000 | 581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,100,000 | 578 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,100,000 | 581 |
| Net charge-offs | $112,000 | 4,127 |
| Cash dividends | $1,550,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,257,680 | 528 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 1,902 |
| Total interest expense | $1,263,000 | 2,512 |
| Net interest income | $3,425,000 | 1,630 |
| Provision for loan and lease losses | $148,000 | 3,362 |
| Total noninterest income | $965,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $476,000 | 857 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $489,000 | 1,417 |
| Total noninterest expense | $2,076,000 | 2,339 |
| Salaries and employee benefits | $817,000 | 3,049 |
| Premises and equipment expense | $211,000 | 3,099 |
| Additional noninterest expense | $1,048,000 | 1,542 |
| Pre-tax net operating income | $2,166,000 | 553 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $611,000 | 538 |
| Income before extraordinary items | $1,555,000 | 659 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,555,000 | 658 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,555,000 | 661 |
| Net charge-offs | $97,000 | 2,899 |
| Cash dividends | $800,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,555,000 | 616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,657,000 | 2,041 |
| Total interest expense | $6,282,000 | 2,421 |
| Net interest income | $12,375,000 | 1,800 |
| Provision for loan and lease losses | $864,000 | 2,928 |
| Total noninterest income | $4,316,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,251,000 | 781 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,065,000 | 1,271 |
| Total noninterest expense | $7,490,000 | 2,530 |
| Salaries and employee benefits | $3,313,000 | 2,975 |
| Premises and equipment expense | $589,000 | 3,998 |
| Additional noninterest expense | $3,588,000 | 1,708 |
| Pre-tax net operating income | $8,337,000 | 659 |
| Securities gains (losses) | $-504,000 | 7,565 |
| Applicable income taxes | $2,057,000 | 669 |
| Income before extraordinary items | $5,776,000 | 700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,776,000 | 700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,321 |
| Cash dividends | $3,300,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,148,960 | 709 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,818,000 | 2,116 |
| Total interest expense | $4,866,000 | 2,436 |
| Net interest income | $8,952,000 | 1,894 |
| Provision for loan and lease losses | $518,000 | 2,676 |
| Total noninterest income | $3,267,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,706,000 | 775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,561,000 | 1,326 |
| Total noninterest expense | $5,670,000 | 2,492 |
| Salaries and employee benefits | $2,556,000 | 2,922 |
| Premises and equipment expense | $414,000 | 4,199 |
| Additional noninterest expense | $2,700,000 | 1,654 |
| Pre-tax net operating income | $6,031,000 | 841 |
| Securities gains (losses) | $-504,000 | 7,785 |
| Applicable income taxes | $1,411,000 | 890 |
| Income before extraordinary items | $4,116,000 | 888 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,116,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $3,300,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,488,960 | 870 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 2,157 |
| Total interest expense | $3,402,000 | 2,420 |
| Net interest income | $5,733,000 | 1,952 |
| Provision for loan and lease losses | $322,000 | 2,440 |
| Total noninterest income | $2,148,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,122,000 | 776 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,026,000 | 1,369 |
| Total noninterest expense | $3,833,000 | 2,470 |
| Salaries and employee benefits | $1,758,000 | 2,867 |
| Premises and equipment expense | $273,000 | 4,266 |
| Additional noninterest expense | $1,802,000 | 1,641 |
| Pre-tax net operating income | $3,726,000 | 952 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $945,000 | 987 |
| Income before extraordinary items | $2,781,000 | 984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,781,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $2,300,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,781,000 | 966 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 2,223 |
| Total interest expense | $1,906,000 | 2,334 |
| Net interest income | $2,624,000 | 2,119 |
| Provision for loan and lease losses | $152,000 | 2,108 |
| Total noninterest income | $1,063,000 | 1,269 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $558,000 | 774 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $505,000 | 1,406 |
| Total noninterest expense | $1,849,000 | 2,542 |
| Salaries and employee benefits | $874,000 | 2,914 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $845,000 | 1,692 |
| Pre-tax net operating income | $1,686,000 | 1,127 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $407,000 | 1,181 |
| Income before extraordinary items | $1,279,000 | 1,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,279,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $1,300,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,279,000 | 1,138 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,659,000 | 2,448 |
| Total interest expense | $7,865,000 | 2,350 |
| Net interest income | $8,794,000 | 2,509 |
| Provision for loan and lease losses | $117,000 | 4,711 |
| Total noninterest income | $4,201,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,218,000 | 805 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,983,000 | 1,371 |
| Total noninterest expense | $6,610,000 | 2,718 |
| Salaries and employee benefits | $2,912,000 | 3,307 |
| Premises and equipment expense | $505,000 | 4,330 |
| Additional noninterest expense | $3,193,000 | 1,736 |
| Pre-tax net operating income | $6,268,000 | 1,343 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,583,000 | 1,362 |
| Income before extraordinary items | $4,685,000 | 1,376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,685,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $3,600,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,685,000 | 1,361 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,320,000 | 2,493 |
| Total interest expense | $5,782,000 | 2,394 |
| Net interest income | $6,538,000 | 2,543 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $3,064,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,618,000 | 811 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,446,000 | 1,415 |
| Total noninterest expense | $4,961,000 | 2,697 |
| Salaries and employee benefits | $2,183,000 | 3,293 |
| Premises and equipment expense | $396,000 | 4,198 |
| Additional noninterest expense | $2,382,000 | 1,706 |
| Pre-tax net operating income | $4,561,000 | 1,484 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,149,000 | 1,494 |
| Income before extraordinary items | $3,412,000 | 1,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,412,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,397 |
| Cash dividends | $2,900,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,412,000 | 1,483 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,052,000 | 2,552 |
| Total interest expense | $3,697,000 | 2,493 |
| Net interest income | $4,355,000 | 2,563 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $1,948,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,016,000 | 881 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $932,000 | 1,464 |
| Total noninterest expense | $3,305,000 | 2,731 |
| Salaries and employee benefits | $1,454,000 | 3,337 |
| Premises and equipment expense | $285,000 | 3,982 |
| Additional noninterest expense | $1,566,000 | 1,740 |
| Pre-tax net operating income | $2,956,000 | 1,566 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $734,000 | 1,594 |
| Income before extraordinary items | $2,222,000 | 1,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,222,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $2,200,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,222,000 | 1,557 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 2,579 |
| Total interest expense | $1,763,000 | 2,591 |
| Net interest income | $2,198,000 | 2,544 |
| Provision for loan and lease losses | $-19,000 | 8,461 |
| Total noninterest income | $902,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $472,000 | 919 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $430,000 | 1,530 |
| Total noninterest expense | $1,669,000 | 2,725 |
| Salaries and employee benefits | $731,000 | 3,335 |
| Premises and equipment expense | $158,000 | 3,732 |
| Additional noninterest expense | $780,000 | 1,721 |
| Pre-tax net operating income | $1,450,000 | 1,579 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $353,000 | 1,654 |
| Income before extraordinary items | $1,097,000 | 1,575 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,097,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,097,000 | 1,560 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,177,000 | 2,529 |
| Total interest expense | $6,101,000 | 2,553 |
| Net interest income | $9,076,000 | 2,497 |
| Provision for loan and lease losses | $87,000 | 4,937 |
| Total noninterest income | $3,688,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,980,000 | 895 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,708,000 | 1,514 |
| Total noninterest expense | $6,334,000 | 2,749 |
| Salaries and employee benefits | $2,709,000 | 3,404 |
| Premises and equipment expense | $528,000 | 4,120 |
| Additional noninterest expense | $3,097,000 | 1,701 |
| Pre-tax net operating income | $6,343,000 | 1,530 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,518,000 | 1,646 |
| Income before extraordinary items | $4,825,000 | 1,508 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,825,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $4,100,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,825,000 | 1,490 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,253,000 | 2,544 |
| Total interest expense | $4,364,000 | 2,585 |
| Net interest income | $6,889,000 | 2,493 |
| Provision for loan and lease losses | $72,000 | 4,622 |
| Total noninterest income | $2,743,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,510,000 | 881 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,233,000 | 1,557 |
| Total noninterest expense | $4,765,000 | 2,740 |
| Salaries and employee benefits | $2,036,000 | 3,395 |
| Premises and equipment expense | $411,000 | 4,037 |
| Additional noninterest expense | $2,318,000 | 1,695 |
| Pre-tax net operating income | $4,795,000 | 1,557 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,144,000 | 1,702 |
| Income before extraordinary items | $3,651,000 | 1,534 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,651,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $3,100,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,651,000 | 1,515 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 2,530 |
| Total interest expense | $2,730,000 | 2,637 |
| Net interest income | $4,686,000 | 2,444 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $1,795,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000,000 | 871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $795,000 | 1,607 |
| Total noninterest expense | $3,205,000 | 2,742 |
| Salaries and employee benefits | $1,366,000 | 3,389 |
| Premises and equipment expense | $287,000 | 3,901 |
| Additional noninterest expense | $1,552,000 | 1,706 |
| Pre-tax net operating income | $3,236,000 | 1,553 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $772,000 | 1,710 |
| Income before extraordinary items | $2,464,000 | 1,507 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,464,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $2,100,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,464,000 | 1,486 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 2,516 |
| Total interest expense | $1,303,000 | 2,635 |
| Net interest income | $2,363,000 | 2,432 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $874,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $496,000 | 852 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $378,000 | 1,631 |
| Total noninterest expense | $1,627,000 | 2,693 |
| Salaries and employee benefits | $682,000 | 3,400 |
| Premises and equipment expense | $170,000 | 3,421 |
| Additional noninterest expense | $775,000 | 1,687 |
| Pre-tax net operating income | $1,594,000 | 1,537 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $375,000 | 1,736 |
| Income before extraordinary items | $1,219,000 | 1,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,219,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,219,000 | 1,464 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,982,000 | 2,361 |
| Total interest expense | $3,988,000 | 2,658 |
| Net interest income | $9,994,000 | 2,216 |
| Provision for loan and lease losses | $189,000 | 3,687 |
| Total noninterest income | $3,660,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,062,000 | 842 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,598,000 | 1,587 |
| Total noninterest expense | $6,205,000 | 2,667 |
| Salaries and employee benefits | $2,656,000 | 3,313 |
| Premises and equipment expense | $570,000 | 3,811 |
| Additional noninterest expense | $2,979,000 | 1,697 |
| Pre-tax net operating income | $7,260,000 | 1,320 |
| Securities gains (losses) | $70,000 | 822 |
| Applicable income taxes | $1,786,000 | 1,491 |
| Income before extraordinary items | $5,544,000 | 1,292 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,544,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,872 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,490,800 | 1,285 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 2,350 |
| Total interest expense | $2,742,000 | 2,726 |
| Net interest income | $7,574,000 | 2,176 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $2,740,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,551,000 | 837 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,189,000 | 1,596 |
| Total noninterest expense | $4,633,000 | 2,642 |
| Salaries and employee benefits | $2,018,000 | 3,250 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $2,243,000 | 1,672 |
| Pre-tax net operating income | $5,661,000 | 1,263 |
| Securities gains (losses) | $70,000 | 777 |
| Applicable income taxes | $1,412,000 | 1,451 |
| Income before extraordinary items | $4,319,000 | 1,250 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,319,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $2,900,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,266,500 | 1,241 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,674,000 | 2,363 |
| Total interest expense | $1,683,000 | 2,768 |
| Net interest income | $4,991,000 | 2,168 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $1,767,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,002,000 | 852 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $765,000 | 1,632 |
| Total noninterest expense | $3,049,000 | 2,657 |
| Salaries and employee benefits | $1,343,000 | 3,232 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $1,506,000 | 1,639 |
| Pre-tax net operating income | $3,698,000 | 1,255 |
| Securities gains (losses) | $70,000 | 686 |
| Applicable income taxes | $918,000 | 1,461 |
| Income before extraordinary items | $2,850,000 | 1,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,850,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $1,900,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,796,800 | 1,239 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 2,353 |
| Total interest expense | $788,000 | 2,829 |
| Net interest income | $2,489,000 | 2,167 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $859,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $489,000 | 834 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $370,000 | 1,644 |
| Total noninterest expense | $1,530,000 | 2,661 |
| Salaries and employee benefits | $705,000 | 3,105 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $728,000 | 1,688 |
| Pre-tax net operating income | $1,780,000 | 1,288 |
| Securities gains (losses) | $70,000 | 461 |
| Applicable income taxes | $442,000 | 1,485 |
| Income before extraordinary items | $1,408,000 | 1,230 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,408,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $1,400,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,354,800 | 1,254 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 2,354 |
| Total interest expense | $2,826,000 | 2,750 |
| Net interest income | $9,408,000 | 2,166 |
| Provision for loan and lease losses | $-22,000 | 8,704 |
| Total noninterest income | $3,815,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,314,000 | 759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,501,000 | 1,636 |
| Total noninterest expense | $6,061,000 | 2,613 |
| Salaries and employee benefits | $2,951,000 | 2,879 |
| Premises and equipment expense | $349,000 | 5,226 |
| Additional noninterest expense | $2,761,000 | 1,762 |
| Pre-tax net operating income | $7,184,000 | 1,205 |
| Securities gains (losses) | $-31,000 | 8,491 |
| Applicable income taxes | $1,633,000 | 1,513 |
| Income before extraordinary items | $5,520,000 | 1,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,520,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $5,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,543,870 | 1,144 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,821,000 | 2,411 |
| Total interest expense | $2,055,000 | 2,777 |
| Net interest income | $6,766,000 | 2,233 |
| Provision for loan and lease losses | $6,000 | 6,914 |
| Total noninterest income | $2,891,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,778,000 | 744 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,113,000 | 1,641 |
| Total noninterest expense | $4,481,000 | 2,624 |
| Salaries and employee benefits | $2,137,000 | 2,954 |
| Premises and equipment expense | $272,000 | 5,074 |
| Additional noninterest expense | $2,072,000 | 1,734 |
| Pre-tax net operating income | $5,170,000 | 1,268 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,134,000 | 1,605 |
| Income before extraordinary items | $4,036,000 | 1,219 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,036,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,036,000 | 1,184 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 2,474 |
| Total interest expense | $1,343,000 | 2,809 |
| Net interest income | $4,319,000 | 2,312 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $1,934,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,205,000 | 722 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $729,000 | 1,665 |
| Total noninterest expense | $2,934,000 | 2,672 |
| Salaries and employee benefits | $1,389,000 | 3,042 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $1,362,000 | 1,755 |
| Pre-tax net operating income | $3,280,000 | 1,301 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $696,000 | 1,717 |
| Income before extraordinary items | $2,584,000 | 1,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,584,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $2,400,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,584,000 | 1,213 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 2,562 |
| Total interest expense | $677,000 | 2,828 |
| Net interest income | $2,047,000 | 2,437 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $950,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $601,000 | 711 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $349,000 | 1,690 |
| Total noninterest expense | $1,426,000 | 2,763 |
| Salaries and employee benefits | $653,000 | 3,213 |
| Premises and equipment expense | $106,000 | 4,616 |
| Additional noninterest expense | $667,000 | 1,784 |
| Pre-tax net operating income | $1,552,000 | 1,355 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $307,000 | 1,893 |
| Income before extraordinary items | $1,245,000 | 1,300 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,245,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $1,200,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,245,000 | 1,238 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,534,000 | 2,682 |
| Total interest expense | $2,925,000 | 2,936 |
| Net interest income | $7,609,000 | 2,533 |
| Provision for loan and lease losses | $138,000 | 4,729 |
| Total noninterest income | $4,394,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,589,000 | 663 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,805,000 | 1,580 |
| Total noninterest expense | $5,404,000 | 2,859 |
| Salaries and employee benefits | $2,295,000 | 3,505 |
| Premises and equipment expense | $346,000 | 5,207 |
| Additional noninterest expense | $2,763,000 | 1,758 |
| Pre-tax net operating income | $6,461,000 | 1,278 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,378,000 | 1,753 |
| Income before extraordinary items | $5,083,000 | 1,262 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,083,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $4,200,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,083,000 | 1,189 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 2,697 |
| Total interest expense | $2,221,000 | 2,991 |
| Net interest income | $5,758,000 | 2,526 |
| Provision for loan and lease losses | $152,000 | 3,888 |
| Total noninterest income | $3,415,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,957,000 | 672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,458,000 | 1,563 |
| Total noninterest expense | $4,060,000 | 2,865 |
| Salaries and employee benefits | $1,720,000 | 3,494 |
| Premises and equipment expense | $237,000 | 5,499 |
| Additional noninterest expense | $2,103,000 | 1,717 |
| Pre-tax net operating income | $4,961,000 | 1,297 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,075,000 | 1,749 |
| Income before extraordinary items | $3,886,000 | 1,263 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,886,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,634 |
| Cash dividends | $3,200,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,886,000 | 1,195 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 2,654 |
| Total interest expense | $1,499,000 | 3,049 |
| Net interest income | $3,994,000 | 2,434 |
| Provision for loan and lease losses | $39,000 | 5,514 |
| Total noninterest income | $2,113,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,301,000 | 656 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $812,000 | 1,758 |
| Total noninterest expense | $2,668,000 | 2,893 |
| Salaries and employee benefits | $1,120,000 | 3,555 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $1,405,000 | 1,711 |
| Pre-tax net operating income | $3,400,000 | 1,250 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $749,000 | 1,717 |
| Income before extraordinary items | $2,651,000 | 1,249 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,651,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $2,200,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,651,000 | 1,163 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 2,584 |
| Total interest expense | $765,000 | 3,057 |
| Net interest income | $2,075,000 | 2,345 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $1,033,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $649,000 | 636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $384,000 | 1,787 |
| Total noninterest expense | $1,297,000 | 2,950 |
| Salaries and employee benefits | $525,000 | 3,761 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $704,000 | 1,674 |
| Pre-tax net operating income | $1,771,000 | 1,214 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $400,000 | 1,621 |
| Income before extraordinary items | $1,371,000 | 1,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,371,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,371,000 | 1,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 2,363 |
| Total interest expense | $3,559,000 | 3,045 |
| Net interest income | $9,444,000 | 2,051 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $4,119,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,529,000 | 651 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,590,000 | 1,575 |
| Total noninterest expense | $5,879,000 | 2,510 |
| Salaries and employee benefits | $2,885,000 | 2,731 |
| Premises and equipment expense | $303,000 | 5,546 |
| Additional noninterest expense | $2,691,000 | 1,744 |
| Pre-tax net operating income | $7,610,000 | 1,112 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,777,000 | 1,429 |
| Income before extraordinary items | $5,833,000 | 1,074 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,833,000 | 1,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $4,300,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,833,000 | 1,030 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,789,000 | 2,483 |
| Total interest expense | $5,581,000 | 2,847 |
| Net interest income | $8,208,000 | 2,189 |
| Provision for loan and lease losses | $148,000 | 4,830 |
| Total noninterest income | $3,956,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,364,000 | 632 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,592,000 | 1,454 |
| Total noninterest expense | $5,772,000 | 2,460 |
| Salaries and employee benefits | $2,942,000 | 2,556 |
| Premises and equipment expense | $319,000 | 5,332 |
| Additional noninterest expense | $2,511,000 | 1,822 |
| Pre-tax net operating income | $6,244,000 | 1,191 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,304,000 | 1,694 |
| Income before extraordinary items | $4,940,000 | 1,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,940,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,035 |
| Cash dividends | $3,200,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,940,000 | 1,066 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,786,000 | 2,722 |
| Total interest expense | $5,894,000 | 2,833 |
| Net interest income | $6,892,000 | 2,581 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $3,485,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,108,000 | 635 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,377,000 | 1,481 |
| Total noninterest expense | $5,031,000 | 2,701 |
| Salaries and employee benefits | $2,226,000 | 3,150 |
| Premises and equipment expense | $338,000 | 5,063 |
| Additional noninterest expense | $2,467,000 | 1,801 |
| Pre-tax net operating income | $5,308,000 | 1,397 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $985,000 | 2,151 |
| Income before extraordinary items | $4,323,000 | 1,219 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,323,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $3,725,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,323,000 | 1,217 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,561,000 | 2,798 |
| Total interest expense | $4,675,000 | 3,114 |
| Net interest income | $6,886,000 | 2,551 |
| Provision for loan and lease losses | $94,000 | 5,385 |
| Total noninterest income | $3,238,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,996,000 | 660 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,242,000 | 1,592 |
| Total noninterest expense | $5,378,000 | 2,515 |
| Salaries and employee benefits | $2,178,000 | 3,171 |
| Premises and equipment expense | $777,000 | 2,609 |
| Additional noninterest expense | $2,423,000 | 1,821 |
| Pre-tax net operating income | $4,652,000 | 1,615 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $834,000 | 2,553 |
| Income before extraordinary items | $3,818,000 | 1,400 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,818,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $2,300,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,818,000 | 1,379 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,823,000 | 2,982 |
| Total interest expense | $4,263,000 | 3,485 |
| Net interest income | $6,560,000 | 2,601 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $2,997,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,760,000 | 696 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,237,000 | 1,598 |
| Total noninterest expense | $5,085,000 | 2,557 |
| Salaries and employee benefits | $2,118,000 | 3,163 |
| Premises and equipment expense | $773,000 | 2,529 |
| Additional noninterest expense | $2,194,000 | 1,926 |
| Pre-tax net operating income | $4,436,000 | 1,663 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $876,000 | 2,545 |
| Income before extraordinary items | $3,560,000 | 1,484 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,560,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $2,900,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,560,000 | 1,421 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,292,000 | 3,480 |
| Total interest expense | $3,771,000 | 3,894 |
| Net interest income | $5,521,000 | 3,165 |
| Provision for loan and lease losses | $67,000 | 5,992 |
| Total noninterest income | $3,011,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,851,000 | 690 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,160,000 | 1,596 |
| Total noninterest expense | $4,971,000 | 2,581 |
| Salaries and employee benefits | $1,916,000 | 3,441 |
| Premises and equipment expense | $777,000 | 2,485 |
| Additional noninterest expense | $2,278,000 | 1,870 |
| Pre-tax net operating income | $3,494,000 | 2,154 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $573,000 | 3,819 |
| Income before extraordinary items | $2,921,000 | 1,809 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,921,000 | 1,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $2,799,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,921,000 | 1,765 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 3,967 |
| Total interest expense | $3,132,000 | 4,599 |
| Net interest income | $5,014,000 | 3,522 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $2,838,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,824,000 | 732 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,014,000 | 1,799 |
| Total noninterest expense | $4,826,000 | 2,828 |
| Salaries and employee benefits | $1,892,000 | 3,512 |
| Premises and equipment expense | $719,000 | 2,717 |
| Additional noninterest expense | $2,215,000 | 2,245 |
| Pre-tax net operating income | $2,949,000 | 2,410 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $648,000 | 3,373 |
| Income before extraordinary items | $2,301,000 | 2,153 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,301,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,301,000 | 2,105 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 4,529 |
| Total interest expense | $2,606,000 | 5,383 |
| Net interest income | $4,438,000 | 3,957 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $2,391,000 | 1,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,754,000 | 760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,440 |
| Total noninterest expense | $4,371,000 | 3,068 |
| Salaries and employee benefits | $1,705,000 | 3,816 |
| Premises and equipment expense | $709,000 | 2,772 |
| Additional noninterest expense | $1,957,000 | 2,444 |
| Pre-tax net operating income | $2,331,000 | 3,046 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $591,000 | 3,698 |
| Income before extraordinary items | $1,740,000 | 2,834 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,740,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,528 |
| Cash dividends | $1,350,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,740,000 | 2,793 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,237,000 | 4,693 |
| Total interest expense | $1,572,000 | 6,679 |
| Net interest income | $4,665,000 | 3,797 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $2,174,000 | 1,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,655,000 | 793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,889 |
| Total noninterest expense | $4,215,000 | 3,257 |
| Salaries and employee benefits | $1,665,000 | 3,896 |
| Premises and equipment expense | $696,000 | 2,848 |
| Additional noninterest expense | $1,854,000 | 2,747 |
| Pre-tax net operating income | $2,512,000 | 2,814 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $794,000 | 2,781 |
| Income before extraordinary items | $1,718,000 | 2,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,718,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,718,000 | 2,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 5,082 |
| Total interest expense | $1,463,000 | 7,327 |
| Net interest income | $4,368,000 | 4,055 |
| Provision for loan and lease losses | $109,000 | 5,557 |
| Total noninterest income | $2,139,000 | 1,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,635,000 | 800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 3,254 |
| Total noninterest expense | $4,115,000 | 3,396 |
| Salaries and employee benefits | $1,577,000 | 4,085 |
| Premises and equipment expense | $687,000 | 2,936 |
| Additional noninterest expense | $1,851,000 | 2,916 |
| Pre-tax net operating income | $2,283,000 | 2,940 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $772,000 | 2,835 |
| Income before extraordinary items | $1,534,000 | 3,176 |
| Extraordinary gains, net | $186,000 | 1,071 |
| Net income | $1,720,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,518,590 | 3,032 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 8,527 |
| Total interest expense | $1,026,000 | 10,282 |
| Net interest income | $2,242,000 | 7,142 |
| Provision for loan and lease losses | $-226,000 | 13,828 |
| Total noninterest income | $1,187,000 | 2,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $966,000 | 1,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 5,344 |
| Total noninterest expense | $2,630,000 | 5,073 |
| Salaries and employee benefits | $1,063,000 | 5,728 |
| Premises and equipment expense | $509,000 | 3,907 |
| Additional noninterest expense | $1,058,000 | 4,831 |
| Pre-tax net operating income | $1,025,000 | 5,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $322,000 | 5,667 |
| Income before extraordinary items | $703,000 | 5,895 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $703,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 13,630 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $703,000 | 5,555 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.