Home > FirstBank of Lakewood > Assets and Liabilities
FirstBank of Lakewood, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 50 | 3,042 |
| Assets and Liabilities | ||
| Total Assets: | $399,953,000 | 1,687 |
| Cash and due from depository institutions | $9,832,000 | 3,042 |
| Interest-bearing balances | $57,000 | 6,756 |
| Securities | $228,158,000 | 602 |
| Federal funds sold & reverse repurchase agreements | $12,683,000 | 592 |
| Net loans & leases | $130,379,000 | 3,127 |
| Loan loss allowance | $2,351,000 | 2,906 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,244,000 | 1,072 |
| Other real estate owned | $1,712,000 | 3,042 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $5,945,000 | 2,914 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $399,953,000 | 1,687 |
| Total liabilities | $368,787,000 | 1,648 |
| Total deposits | $364,068,000 | 1,523 |
| Interest-bearing deposits | $306,964,000 | 1,562 |
| Deposits held in domestic offices | $364,068,000 | 1,521 |
| % insured | 91.97% | 2,768 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $147,000 | 4,918 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,572,000 | 1,159 |
| Total equity capital | $31,166,000 | 2,182 |
| Total bank equity capital | $31,166,000 | 2,180 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,800,000 | 1,926 |
| Surplus | $3,800,000 | 4,382 |
| Undivided profits | $25,566,000 | 1,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,385,000 | 2,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,035,000 | 1,579 |
| Earning assets | $371,277,000 | 1,658 |
| Long-term assets (5+ years) | $155,360,000 | 903 |
| Average Assets, year-to-date | $405,612,750 | 1,657 |
| Average Assets, quarterly | $402,013,000 | 1,675 |
| Volatile liabilities | $40,915,000 | 3,073 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $23,375,000 | 2,321 |
| Tier 1 (core) risk-based capital | $26,604,000 | 2,346 |
| Tier 2 risk-based capital | $2,340,000 | 2,237 |
| Total risk weighted assets | $187,173,000 | 2,372 |
| Total unused commitments | $23,375,000 | 2,325 |
| Derivatives | $483,000 | 1,113 |
| 2010-06-30 | Rank | |
| # of Employees: | 50 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $404,073,000 | 1,682 |
| Cash and due from depository institutions | $6,923,000 | 3,070 |
| Interest-bearing balances | $52,000 | 6,782 |
| Securities | $236,542,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $11,459,000 | 650 |
| Net loans & leases | $132,351,000 | 3,114 |
| Loan loss allowance | $2,145,000 | 3,068 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,361,000 | 1,072 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,437,000 | 3,127 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $404,073,000 | 1,682 |
| Total liabilities | $374,400,000 | 1,643 |
| Total deposits | $370,647,000 | 1,512 |
| Interest-bearing deposits | $311,741,000 | 1,567 |
| Deposits held in domestic offices | $370,647,000 | 1,511 |
| % insured | 90.38% | 3,478 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,753,000 | 1,301 |
| Total equity capital | $29,673,000 | 2,260 |
| Total bank equity capital | $29,673,000 | 2,259 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,800,000 | 1,949 |
| Surplus | $3,800,000 | 4,414 |
| Undivided profits | $24,073,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 6,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,854,000 | 1,683 |
| Earning assets | $380,404,000 | 1,630 |
| Long-term assets (5+ years) | $144,470,000 | 949 |
| Average Assets, year-to-date | $407,499,330 | 1,665 |
| Average Assets, quarterly | $407,692,000 | 1,668 |
| Volatile liabilities | $41,269,000 | 3,092 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $23,681,000 | 2,352 |
| Tier 1 (core) risk-based capital | $26,225,000 | 2,363 |
| Tier 2 risk-based capital | $2,172,000 | 2,417 |
| Total risk weighted assets | $187,910,000 | 2,405 |
| Total unused commitments | $23,681,000 | 2,357 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 50 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $411,311,000 | 1,695 |
| Cash and due from depository institutions | $6,341,000 | 3,101 |
| Interest-bearing balances | $55,000 | 6,801 |
| Securities | $241,339,000 | 552 |
| Federal funds sold & reverse repurchase agreements | $18,081,000 | 484 |
| Net loans & leases | $128,436,000 | 3,239 |
| Loan loss allowance | $1,945,000 | 3,298 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,430,000 | 1,089 |
| Other real estate owned | $0 | 3,101 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,684,000 | 3,117 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $411,311,000 | 1,695 |
| Total liabilities | $382,807,000 | 1,652 |
| Total deposits | $373,246,000 | 1,536 |
| Interest-bearing deposits | $309,839,000 | 1,620 |
| Deposits held in domestic offices | $373,246,000 | 1,535 |
| % insured | 90.19% | 3,627 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $767,000 | 4,811 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,794,000 | 653 |
| Total equity capital | $28,504,000 | 2,346 |
| Total bank equity capital | $28,504,000 | 2,344 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,800,000 | 1,990 |
| Surplus | $3,800,000 | 4,472 |
| Undivided profits | $22,904,000 | 1,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,058,000 | 1,548 |
| Earning assets | $387,911,000 | 1,641 |
| Long-term assets (5+ years) | $146,049,000 | 946 |
| Average Assets, year-to-date | $409,212,500 | 1,703 |
| Average Assets, quarterly | $409,212,500 | 1,703 |
| Volatile liabilities | $43,644,000 | 3,027 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,284,000 | 2,324 |
| Tier 1 (core) risk-based capital | $26,102,000 | 2,401 |
| Tier 2 risk-based capital | $1,971,000 | 2,666 |
| Total risk weighted assets | $189,315,000 | 2,449 |
| Total unused commitments | $25,284,000 | 2,329 |
| Derivatives | $178,000 | 1,102 |
| 2009-12-31 | Rank | |
| # of Employees: | 51 | 3,107 |
| Assets and Liabilities | ||
| Total Assets: | $407,114,000 | 1,711 |
| Cash and due from depository institutions | $9,308,000 | 3,107 |
| Interest-bearing balances | $59,000 | 6,702 |
| Securities | $240,315,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $13,474,000 | 613 |
| Net loans & leases | $126,822,000 | 3,322 |
| Loan loss allowance | $1,977,000 | 3,249 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,538,000 | 1,088 |
| Other real estate owned | $0 | 3,107 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,657,000 | 3,194 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $407,114,000 | 1,711 |
| Total liabilities | $379,240,000 | 1,671 |
| Total deposits | $376,226,000 | 1,517 |
| Interest-bearing deposits | $308,330,000 | 1,624 |
| Deposits held in domestic offices | $376,226,000 | 1,516 |
| % insured | 89.86% | 3,774 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,014,000 | 1,546 |
| Total equity capital | $27,874,000 | 2,371 |
| Total bank equity capital | $27,874,000 | 2,368 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,800,000 | 2,023 |
| Surplus | $3,800,000 | 4,510 |
| Undivided profits | $22,274,000 | 1,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,836,000 | 1,859 |
| Earning assets | $380,670,000 | 1,676 |
| Long-term assets (5+ years) | $146,106,000 | 957 |
| Average Assets, year-to-date | $379,994,400 | 1,797 |
| Average Assets, quarterly | $399,576,000 | 1,738 |
| Volatile liabilities | $43,521,000 | 3,059 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $27,964,000 | 2,166 |
| Tier 1 (core) risk-based capital | $25,905,000 | 2,400 |
| Tier 2 risk-based capital | $2,003,000 | 2,655 |
| Total risk weighted assets | $188,171,000 | 2,517 |
| Total unused commitments | $27,964,000 | 2,169 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 50 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $392,038,000 | 1,780 |
| Cash and due from depository institutions | $6,955,000 | 3,167 |
| Interest-bearing balances | $63,000 | 6,601 |
| Securities | $219,907,000 | 590 |
| Federal funds sold & reverse repurchase agreements | $20,107,000 | 448 |
| Net loans & leases | $130,915,000 | 3,261 |
| Loan loss allowance | $1,784,000 | 3,401 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,381,000 | 1,114 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,773,000 | 4,413 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $392,038,000 | 1,780 |
| Total liabilities | $365,794,000 | 1,727 |
| Total deposits | $362,665,000 | 1,576 |
| Interest-bearing deposits | $302,618,000 | 1,652 |
| Deposits held in domestic offices | $362,665,000 | 1,573 |
| % insured | 91.90% | 3,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,386,000 | 4,837 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,743,000 | 2,603 |
| Total equity capital | $26,244,000 | 2,557 |
| Total bank equity capital | $26,244,000 | 2,556 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,800,000 | 2,050 |
| Surplus | $3,800,000 | 4,533 |
| Undivided profits | $20,644,000 | 1,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,827,000 | 2,006 |
| Earning assets | $370,992,000 | 1,729 |
| Long-term assets (5+ years) | $154,833,000 | 903 |
| Average Assets, year-to-date | $373,214,500 | 1,843 |
| Average Assets, quarterly | $383,882,000 | 1,814 |
| Volatile liabilities | $44,398,000 | 3,026 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $1,000,000 | 4,742 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $26,531,000 | 2,347 |
| Tier 1 (core) risk-based capital | $24,343,000 | 2,584 |
| Tier 2 risk-based capital | $1,811,000 | 2,870 |
| Total risk weighted assets | $187,463,000 | 2,556 |
| Total unused commitments | $26,531,000 | 2,349 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 50 | 3,220 |
| Assets and Liabilities | ||
| Total Assets: | $375,726,000 | 1,875 |
| Cash and due from depository institutions | $7,111,000 | 3,220 |
| Interest-bearing balances | $58,000 | 6,590 |
| Securities | $199,168,000 | 632 |
| Federal funds sold & reverse repurchase agreements | $25,265,000 | 337 |
| Net loans & leases | $130,585,000 | 3,310 |
| Loan loss allowance | $1,584,000 | 3,590 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,895,000 | 1,187 |
| Other real estate owned | $0 | 3,220 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,702,000 | 4,449 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $375,726,000 | 1,875 |
| Total liabilities | $350,286,000 | 1,829 |
| Total deposits | $346,843,000 | 1,664 |
| Interest-bearing deposits | $285,642,000 | 1,751 |
| Deposits held in domestic offices | $346,843,000 | 1,660 |
| % insured | 80.82% | 3,491 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,136,000 | 4,630 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,307,000 | 3,225 |
| Total equity capital | $25,440,000 | 2,611 |
| Total bank equity capital | $25,440,000 | 2,610 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,800,000 | 2,080 |
| Surplus | $3,800,000 | 4,580 |
| Undivided profits | $19,840,000 | 1,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,605,000 | 2,181 |
| Earning assets | $355,076,000 | 1,815 |
| Long-term assets (5+ years) | $157,189,000 | 885 |
| Average Assets, year-to-date | $366,940,000 | 1,890 |
| Average Assets, quarterly | $373,377,500 | 1,871 |
| Volatile liabilities | $44,592,000 | 3,020 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $1,000,000 | 4,788 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,718,000 | 2,410 |
| Tier 1 (core) risk-based capital | $24,305,000 | 2,611 |
| Tier 2 risk-based capital | $1,610,000 | 3,112 |
| Total risk weighted assets | $181,923,000 | 2,652 |
| Total unused commitments | $26,718,000 | 2,415 |
| Derivatives | $247,000 | 1,151 |
| 2009-03-31 | Rank | |
| # of Employees: | 50 | 3,236 |
| Assets and Liabilities | ||
| Total Assets: | $371,029,000 | 1,900 |
| Cash and due from depository institutions | $6,535,000 | 3,236 |
| Interest-bearing balances | $51,000 | 6,459 |
| Securities | $198,516,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $19,803,000 | 577 |
| Net loans & leases | $132,010,000 | 3,293 |
| Loan loss allowance | $1,557,000 | 3,571 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,878,000 | 1,195 |
| Other real estate owned | $0 | 3,236 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,287,000 | 4,026 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $371,029,000 | 1,900 |
| Total liabilities | $347,600,000 | 1,838 |
| Total deposits | $345,072,000 | 1,678 |
| Interest-bearing deposits | $290,062,000 | 1,720 |
| Deposits held in domestic offices | $345,072,000 | 1,675 |
| % insured | 81.19% | 3,445 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,080,000 | 5,032 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,448,000 | 2,935 |
| Total equity capital | $23,429,000 | 2,850 |
| Total bank equity capital | $23,429,000 | 2,850 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,800,000 | 2,094 |
| Surplus | $3,800,000 | 4,599 |
| Undivided profits | $17,829,000 | 1,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,991,000 | 1,756 |
| Earning assets | $350,380,000 | 1,846 |
| Long-term assets (5+ years) | $195,448,000 | 685 |
| Average Assets, year-to-date | $362,547,000 | 1,916 |
| Average Assets, quarterly | $362,547,000 | 1,916 |
| Volatile liabilities | $40,639,000 | 3,222 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $1,000,000 | 4,872 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,517,000 | 2,923 |
| Tier 1 (core) risk-based capital | $23,511,000 | 2,705 |
| Tier 2 risk-based capital | $1,596,000 | 3,139 |
| Total risk weighted assets | $186,166,000 | 2,596 |
| Total unused commitments | $21,517,000 | 2,924 |
| Derivatives | $545,000 | 1,075 |
| 2008-12-31 | Rank | |
| # of Employees: | 48 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $354,065,000 | 1,954 |
| Cash and due from depository institutions | $9,660,000 | 3,389 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $193,002,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $11,539,000 | 824 |
| Net loans & leases | $125,251,000 | 3,438 |
| Loan loss allowance | $1,505,000 | 3,592 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,885,000 | 1,187 |
| Other real estate owned | $0 | 3,389 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,728,000 | 3,776 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $354,065,000 | 1,954 |
| Total liabilities | $332,458,000 | 1,881 |
| Total deposits | $326,060,000 | 1,702 |
| Interest-bearing deposits | $273,298,000 | 1,758 |
| Deposits held in domestic offices | $326,060,000 | 1,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,077,000 | 4,105 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,321,000 | 3,103 |
| Total equity capital | $21,607,000 | 3,016 |
| Total bank equity capital | $21,607,000 | 3,016 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,800,000 | 2,103 |
| Surplus | $3,800,000 | 4,582 |
| Undivided profits | $16,007,000 | 2,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,758,000 | 2,145 |
| Earning assets | $329,792,000 | 1,905 |
| Long-term assets (5+ years) | $197,837,000 | 665 |
| Average Assets, year-to-date | $338,430,400 | 1,968 |
| Average Assets, quarterly | $352,540,500 | 1,946 |
| Volatile liabilities | $36,709,000 | 3,421 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $31,478,000 | 2,272 |
| Tier 1 (core) risk-based capital | $22,755,000 | 2,763 |
| Tier 2 risk-based capital | $1,557,000 | 3,180 |
| Total risk weighted assets | $179,341,000 | 2,684 |
| Total unused commitments | $31,478,000 | 2,274 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 50 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $351,016,000 | 1,955 |
| Cash and due from depository institutions | $7,242,000 | 3,298 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $200,559,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $7,511,000 | 1,603 |
| Net loans & leases | $122,016,000 | 3,493 |
| Loan loss allowance | $1,190,000 | 3,974 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,391,000 | 1,241 |
| Other real estate owned | $0 | 3,298 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,297,000 | 4,117 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $351,016,000 | 1,955 |
| Total liabilities | $330,433,000 | 1,877 |
| Total deposits | $312,749,000 | 1,738 |
| Interest-bearing deposits | $257,722,000 | 1,825 |
| Deposits held in domestic offices | $312,749,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,575,000 | 2,485 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,109,000 | 3,604 |
| Total equity capital | $20,583,000 | 3,174 |
| Total bank equity capital | $20,583,000 | 3,174 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,800,000 | 2,120 |
| Surplus | $3,800,000 | 4,587 |
| Undivided profits | $14,983,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,041,000 | 1,931 |
| Earning assets | $330,086,000 | 1,898 |
| Long-term assets (5+ years) | $204,623,000 | 646 |
| Average Assets, year-to-date | $334,521,750 | 1,999 |
| Average Assets, quarterly | $345,488,500 | 1,958 |
| Volatile liabilities | $40,007,000 | 3,127 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $13,000,000 | 2,702 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $35,799,000 | 2,173 |
| Tier 1 (core) risk-based capital | $21,095,000 | 3,010 |
| Tier 2 risk-based capital | $1,236,000 | 3,648 |
| Total risk weighted assets | $170,748,000 | 2,814 |
| Total unused commitments | $35,799,000 | 2,175 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $339,961,000 | 1,999 |
| Cash and due from depository institutions | $9,971,000 | 3,402 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $213,686,000 | 582 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $103,854,000 | 3,909 |
| Loan loss allowance | $1,017,000 | 4,283 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,816,000 | 1,307 |
| Other real estate owned | $0 | 3,402 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,634,000 | 4,583 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $339,960,000 | 1,999 |
| Total liabilities | $318,545,000 | 1,920 |
| Total deposits | $297,286,000 | 1,801 |
| Interest-bearing deposits | $246,608,000 | 1,880 |
| Deposits held in domestic offices | $297,286,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,434,000 | 1,620 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $13,187,000 | 2,711 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,638,000 | 2,696 |
| Total equity capital | $21,415,000 | 3,093 |
| Total bank equity capital | $21,415,000 | 3,093 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,800,000 | 2,134 |
| Surplus | $3,800,000 | 4,595 |
| Undivided profits | $15,815,000 | 2,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,700,000 | 2,264 |
| Earning assets | $317,540,000 | 1,956 |
| Long-term assets (5+ years) | $209,780,000 | 633 |
| Average Assets, year-to-date | $329,023,670 | 2,038 |
| Average Assets, quarterly | $338,504,500 | 1,990 |
| Volatile liabilities | $40,373,000 | 3,125 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $13,000,000 | 2,611 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $44,124,000 | 1,920 |
| Tier 1 (core) risk-based capital | $20,691,000 | 3,088 |
| Tier 2 risk-based capital | $1,046,000 | 3,996 |
| Total risk weighted assets | $152,449,000 | 3,060 |
| Total unused commitments | $44,124,000 | 1,921 |
| Derivatives | $79,000 | 1,060 |
| 2008-03-31 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $337,048,000 | 2,007 |
| Cash and due from depository institutions | $9,387,000 | 3,402 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $223,940,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $90,976,000 | 4,195 |
| Loan loss allowance | $849,000 | 4,725 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,758,000 | 1,305 |
| Other real estate owned | $0 | 3,402 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,987,000 | 4,221 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $337,048,000 | 2,007 |
| Total liabilities | $315,306,000 | 1,926 |
| Total deposits | $293,247,000 | 1,824 |
| Interest-bearing deposits | $241,031,000 | 1,934 |
| Deposits held in domestic offices | $293,247,000 | 1,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,882,000 | 907 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,000,000 | 4,957 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,177,000 | 2,306 |
| Total equity capital | $21,742,000 | 3,115 |
| Total bank equity capital | $21,742,000 | 3,115 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,800,000 | 2,135 |
| Surplus | $3,800,000 | 4,581 |
| Undivided profits | $16,142,000 | 2,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,077,000 | 1,863 |
| Earning assets | $314,916,000 | 1,967 |
| Long-term assets (5+ years) | $204,770,000 | 622 |
| Average Assets, year-to-date | $323,555,000 | 2,063 |
| Average Assets, quarterly | $323,555,000 | 2,063 |
| Volatile liabilities | $38,697,000 | 3,194 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $1,000,000 | 4,788 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $25,969,000 | 2,849 |
| Tier 1 (core) risk-based capital | $20,233,000 | 3,146 |
| Tier 2 risk-based capital | $885,000 | 4,395 |
| Total risk weighted assets | $145,285,000 | 3,145 |
| Total unused commitments | $25,969,000 | 2,851 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 49 | 3,423 |
| Assets and Liabilities | ||
| Total Assets: | $310,062,000 | 2,154 |
| Cash and due from depository institutions | $10,245,000 | 3,423 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $207,940,000 | 593 |
| Federal funds sold & reverse repurchase agreements | $440,000 | 5,511 |
| Net loans & leases | $79,215,000 | 4,547 |
| Loan loss allowance | $712,000 | 5,157 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,688,000 | 1,318 |
| Other real estate owned | $0 | 3,423 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,534,000 | 4,642 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $310,062,000 | 2,154 |
| Total liabilities | $289,104,000 | 2,068 |
| Total deposits | $286,835,000 | 1,857 |
| Interest-bearing deposits | $237,067,000 | 1,924 |
| Deposits held in domestic offices | $286,835,000 | 1,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,014,000 | 4,852 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,255,000 | 3,458 |
| Total equity capital | $20,958,000 | 3,170 |
| Total bank equity capital | $20,958,000 | 3,170 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,800,000 | 2,132 |
| Surplus | $3,800,000 | 4,563 |
| Undivided profits | $15,358,000 | 2,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 6,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,612,000 | 2,635 |
| Earning assets | $287,595,000 | 2,116 |
| Long-term assets (5+ years) | $185,723,000 | 672 |
| Average Assets, year-to-date | $304,010,200 | 2,120 |
| Average Assets, quarterly | $316,463,500 | 2,094 |
| Volatile liabilities | $18,916,000 | 4,906 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $1,000,000 | 4,662 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $30,828,000 | 2,539 |
| Tier 1 (core) risk-based capital | $20,279,000 | 3,117 |
| Tier 2 risk-based capital | $735,000 | 4,891 |
| Total risk weighted assets | $130,175,000 | 3,407 |
| Total unused commitments | $30,828,000 | 2,540 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 50 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $322,865,000 | 2,034 |
| Cash and due from depository institutions | $28,819,000 | 3,329 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $208,878,000 | 598 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $72,665,000 | 4,752 |
| Loan loss allowance | $684,000 | 5,260 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,631,000 | 1,299 |
| Other real estate owned | $0 | 3,329 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,872,000 | 4,405 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $322,865,000 | 2,034 |
| Total liabilities | $302,662,000 | 1,942 |
| Total deposits | $279,392,000 | 1,878 |
| Interest-bearing deposits | $221,696,000 | 2,039 |
| Deposits held in domestic offices | $279,392,000 | 1,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,122,000 | 814 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,000,000 | 4,819 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,148,000 | 3,751 |
| Total equity capital | $20,203,000 | 3,242 |
| Total bank equity capital | $20,203,000 | 3,242 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,800,000 | 2,108 |
| Surplus | $3,800,000 | 4,526 |
| Undivided profits | $14,603,000 | 2,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,004,000 | 2,282 |
| Earning assets | $281,543,000 | 2,142 |
| Long-term assets (5+ years) | $173,508,000 | 686 |
| Average Assets, year-to-date | $302,497,250 | 2,129 |
| Average Assets, quarterly | $314,801,000 | 2,078 |
| Volatile liabilities | $38,821,000 | 3,132 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $1,000,000 | 4,590 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,186,000 | 2,668 |
| Tier 1 (core) risk-based capital | $19,706,000 | 3,185 |
| Tier 2 risk-based capital | $714,000 | 4,951 |
| Total risk weighted assets | $126,406,000 | 3,441 |
| Total unused commitments | $29,186,000 | 2,668 |
| Derivatives | $45,000 | 1,023 |
| 2007-06-30 | Rank | |
| # of Employees: | 51 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $306,737,000 | 2,159 |
| Cash and due from depository institutions | $9,640,000 | 3,329 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $197,811,000 | 623 |
| Federal funds sold & reverse repurchase agreements | $15,428,000 | 1,019 |
| Net loans & leases | $71,746,000 | 4,761 |
| Loan loss allowance | $666,000 | 5,327 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,690,000 | 1,281 |
| Other real estate owned | $0 | 3,329 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,422,000 | 4,776 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $306,737,000 | 2,159 |
| Total liabilities | $287,535,000 | 2,044 |
| Total deposits | $275,851,000 | 1,942 |
| Interest-bearing deposits | $222,906,000 | 2,043 |
| Deposits held in domestic offices | $275,851,000 | 1,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,009,000 | 2,365 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $675,000 | 4,817 |
| Total equity capital | $19,202,000 | 3,345 |
| Total bank equity capital | $19,202,000 | 3,345 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,800,000 | 2,106 |
| Surplus | $3,800,000 | 4,527 |
| Undivided profits | $13,602,000 | 2,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,551,000 | 2,707 |
| Earning assets | $284,985,000 | 2,130 |
| Long-term assets (5+ years) | $161,080,000 | 722 |
| Average Assets, year-to-date | $295,708,000 | 2,205 |
| Average Assets, quarterly | $299,999,000 | 2,190 |
| Volatile liabilities | $16,739,000 | 5,117 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $11,000,000 | 2,247 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $30,623,000 | 2,620 |
| Tier 1 (core) risk-based capital | $19,215,000 | 3,255 |
| Tier 2 risk-based capital | $687,000 | 5,051 |
| Total risk weighted assets | $121,883,000 | 3,519 |
| Total unused commitments | $30,623,000 | 2,620 |
| Derivatives | $658,000 | 912 |
| 2007-03-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $293,261,000 | 2,251 |
| Cash and due from depository institutions | $9,258,000 | 3,363 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $201,631,000 | 621 |
| Federal funds sold & reverse repurchase agreements | $2,840,000 | 4,475 |
| Net loans & leases | $68,520,000 | 4,859 |
| Loan loss allowance | $631,000 | 5,477 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,232,000 | 1,502 |
| Other real estate owned | $0 | 3,363 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,780,000 | 4,358 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $293,261,000 | 2,251 |
| Total liabilities | $273,797,000 | 2,147 |
| Total deposits | $271,344,000 | 1,968 |
| Interest-bearing deposits | $214,909,000 | 2,106 |
| Deposits held in domestic offices | $271,344,000 | 1,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,009,000 | 4,720 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,444,000 | 3,063 |
| Total equity capital | $19,464,000 | 3,317 |
| Total bank equity capital | $19,464,000 | 3,317 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,800,000 | 2,096 |
| Surplus | $3,800,000 | 4,498 |
| Undivided profits | $13,864,000 | 2,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,900,000 | 2,142 |
| Earning assets | $272,991,000 | 2,208 |
| Long-term assets (5+ years) | $165,023,000 | 688 |
| Average Assets, year-to-date | $290,193,500 | 2,254 |
| Average Assets, quarterly | $290,193,500 | 2,254 |
| Volatile liabilities | $14,958,000 | 5,302 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,473,000 | 2,860 |
| Tier 1 (core) risk-based capital | $18,790,000 | 3,303 |
| Tier 2 risk-based capital | $659,000 | 5,139 |
| Total risk weighted assets | $115,465,000 | 3,626 |
| Total unused commitments | $26,473,000 | 2,862 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $287,126,000 | 2,270 |
| Cash and due from depository institutions | $4,488,000 | 3,301 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $196,226,000 | 643 |
| Federal funds sold & reverse repurchase agreements | $7,657,000 | 2,105 |
| Net loans & leases | $68,161,000 | 4,850 |
| Loan loss allowance | $666,000 | 5,311 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,284,000 | 1,462 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,310,000 | 4,845 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $287,126,000 | 2,270 |
| Total liabilities | $267,290,000 | 2,179 |
| Total deposits | $265,180,000 | 1,976 |
| Interest-bearing deposits | $207,937,000 | 2,149 |
| Deposits held in domestic offices | $265,180,000 | 1,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,110,000 | 3,619 |
| Total equity capital | $19,836,000 | 3,205 |
| Total bank equity capital | $19,836,000 | 3,205 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,800,000 | 2,087 |
| Surplus | $3,800,000 | 4,471 |
| Undivided profits | $14,236,000 | 2,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,434,000 | 2,893 |
| Earning assets | $272,044,000 | 2,188 |
| Long-term assets (5+ years) | $166,427,000 | 670 |
| Average Assets, year-to-date | $280,035,400 | 2,227 |
| Average Assets, quarterly | $282,268,500 | 2,278 |
| Volatile liabilities | $16,305,000 | 5,163 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,843,000 | 2,734 |
| Tier 1 (core) risk-based capital | $19,194,000 | 3,184 |
| Tier 2 risk-based capital | $693,000 | 4,999 |
| Total risk weighted assets | $113,934,000 | 3,624 |
| Total unused commitments | $27,843,000 | 2,734 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $277,411,000 | 2,324 |
| Cash and due from depository institutions | $3,894,000 | 3,313 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $199,142,000 | 645 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $63,340,000 | 5,060 |
| Loan loss allowance | $664,000 | 5,325 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,302,000 | 1,429 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,733,000 | 4,485 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $277,411,000 | 2,324 |
| Total liabilities | $257,713,000 | 2,240 |
| Total deposits | $255,180,000 | 2,027 |
| Interest-bearing deposits | $201,054,000 | 2,179 |
| Deposits held in domestic offices | $255,180,000 | 2,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $385,000 | 3,250 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,148,000 | 3,509 |
| Total equity capital | $19,698,000 | 3,199 |
| Total bank equity capital | $19,698,000 | 3,199 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,800,000 | 2,092 |
| Surplus | $3,800,000 | 4,449 |
| Undivided profits | $14,098,000 | 2,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,910,000 | 2,211 |
| Earning assets | $262,482,000 | 2,249 |
| Long-term assets (5+ years) | $162,765,000 | 697 |
| Average Assets, year-to-date | $278,262,750 | 2,243 |
| Average Assets, quarterly | $276,189,500 | 2,296 |
| Volatile liabilities | $16,479,000 | 5,171 |
| Insider loans | $23,000 | 7,598 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $29,933,000 | 2,615 |
| Tier 1 (core) risk-based capital | $19,021,000 | 3,181 |
| Tier 2 risk-based capital | $690,000 | 5,013 |
| Total risk weighted assets | $109,228,000 | 3,715 |
| Total unused commitments | $29,933,000 | 2,615 |
| Derivatives | $188,000 | 985 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $274,968,000 | 2,321 |
| Cash and due from depository institutions | $4,885,000 | 3,488 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $198,691,000 | 650 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $60,393,000 | 5,163 |
| Loan loss allowance | $646,000 | 5,388 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,340,000 | 1,397 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,659,000 | 4,475 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $274,968,000 | 2,321 |
| Total liabilities | $256,772,000 | 2,240 |
| Total deposits | $254,429,000 | 2,033 |
| Interest-bearing deposits | $199,274,000 | 2,171 |
| Deposits held in domestic offices | $254,429,000 | 2,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $719,000 | 3,107 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $624,000 | 4,699 |
| Total equity capital | $18,196,000 | 3,324 |
| Total bank equity capital | $18,196,000 | 3,324 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,800,000 | 2,082 |
| Surplus | $3,800,000 | 4,428 |
| Undivided profits | $12,596,000 | 2,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,429,000 | 2,620 |
| Earning assets | $259,084,000 | 2,253 |
| Long-term assets (5+ years) | $155,620,000 | 708 |
| Average Assets, year-to-date | $278,546,670 | 2,251 |
| Average Assets, quarterly | $279,464,500 | 2,262 |
| Volatile liabilities | $16,158,000 | 5,180 |
| Insider loans | $27,000 | 7,606 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,026,000 | 2,666 |
| Tier 1 (core) risk-based capital | $18,832,000 | 3,157 |
| Tier 2 risk-based capital | $664,000 | 5,091 |
| Total risk weighted assets | $107,668,000 | 3,720 |
| Total unused commitments | $29,026,000 | 2,667 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $283,961,000 | 2,215 |
| Cash and due from depository institutions | $5,122,000 | 3,300 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $205,067,000 | 643 |
| Federal funds sold & reverse repurchase agreements | $6,715,000 | 2,121 |
| Net loans & leases | $55,992,000 | 5,293 |
| Loan loss allowance | $629,000 | 5,442 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,348,000 | 1,353 |
| Other real estate owned | $0 | 3,300 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,717,000 | 4,328 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $283,961,000 | 2,215 |
| Total liabilities | $265,049,000 | 2,127 |
| Total deposits | $262,827,000 | 1,946 |
| Interest-bearing deposits | $197,024,000 | 2,178 |
| Deposits held in domestic offices | $262,827,000 | 1,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,222,000 | 3,087 |
| Total equity capital | $18,912,000 | 3,187 |
| Total bank equity capital | $18,912,000 | 3,187 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,800,000 | 2,074 |
| Surplus | $3,800,000 | 4,355 |
| Undivided profits | $13,312,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,876,000 | 1,884 |
| Earning assets | $267,774,000 | 2,160 |
| Long-term assets (5+ years) | $148,479,000 | 721 |
| Average Assets, year-to-date | $280,336,000 | 2,219 |
| Average Assets, quarterly | $280,336,000 | 2,219 |
| Volatile liabilities | $15,778,000 | 5,107 |
| Insider loans | $31,000 | 7,594 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,224,000 | 2,738 |
| Tier 1 (core) risk-based capital | $18,588,000 | 3,161 |
| Tier 2 risk-based capital | $651,000 | 5,093 |
| Total risk weighted assets | $107,279,000 | 3,685 |
| Total unused commitments | $27,224,000 | 2,740 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 49 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $276,711,000 | 2,245 |
| Cash and due from depository institutions | $4,925,000 | 3,409 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $209,333,000 | 623 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $52,037,000 | 5,498 |
| Loan loss allowance | $625,000 | 5,442 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,086,000 | 1,377 |
| Other real estate owned | $0 | 3,409 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,330,000 | 4,712 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $276,711,000 | 2,245 |
| Total liabilities | $257,307,000 | 2,175 |
| Total deposits | $251,462,000 | 2,012 |
| Interest-bearing deposits | $191,846,000 | 2,201 |
| Deposits held in domestic offices | $251,462,000 | 2,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,572,000 | 1,898 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,273,000 | 2,955 |
| Total equity capital | $19,404,000 | 3,077 |
| Total bank equity capital | $19,404,000 | 3,077 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,800,000 | 2,067 |
| Surplus | $3,800,000 | 4,329 |
| Undivided profits | $13,804,000 | 2,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 5,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,436,000 | 2,475 |
| Earning assets | $261,370,000 | 2,180 |
| Long-term assets (5+ years) | $131,263,000 | 790 |
| Average Assets, year-to-date | $278,363,600 | 2,121 |
| Average Assets, quarterly | $280,282,000 | 2,185 |
| Volatile liabilities | $18,574,000 | 4,639 |
| Insider loans | $35,000 | 7,575 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $30,201,000 | 2,516 |
| Tier 1 (core) risk-based capital | $18,468,000 | 3,123 |
| Tier 2 risk-based capital | $625,000 | 5,201 |
| Total risk weighted assets | $103,007,000 | 3,772 |
| Total unused commitments | $30,201,000 | 2,516 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $283,853,000 | 2,141 |
| Cash and due from depository institutions | $6,037,000 | 3,234 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $206,455,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $13,252,000 | 995 |
| Net loans & leases | $47,353,000 | 5,755 |
| Loan loss allowance | $490,000 | 6,126 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,113,000 | 1,335 |
| Other real estate owned | $0 | 3,234 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,643,000 | 4,334 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $283,853,000 | 2,141 |
| Total liabilities | $264,181,000 | 2,066 |
| Total deposits | $261,658,000 | 1,872 |
| Interest-bearing deposits | $191,600,000 | 2,159 |
| Deposits held in domestic offices | $261,658,000 | 1,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,523,000 | 2,551 |
| Total equity capital | $19,672,000 | 3,016 |
| Total bank equity capital | $19,672,000 | 3,016 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,800,000 | 2,034 |
| Surplus | $3,800,000 | 4,289 |
| Undivided profits | $14,072,000 | 2,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,830,000 | 1,847 |
| Earning assets | $267,060,000 | 2,093 |
| Long-term assets (5+ years) | $120,793,000 | 857 |
| Average Assets, year-to-date | $278,776,750 | 2,104 |
| Average Assets, quarterly | $281,858,000 | 2,137 |
| Volatile liabilities | $14,210,000 | 5,255 |
| Insider loans | $39,000 | 7,592 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,937,000 | 2,771 |
| Tier 1 (core) risk-based capital | $18,344,000 | 3,090 |
| Tier 2 risk-based capital | $490,000 | 5,862 |
| Total risk weighted assets | $100,052,000 | 3,803 |
| Total unused commitments | $25,937,000 | 2,772 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $279,863,000 | 2,130 |
| Cash and due from depository institutions | $4,591,000 | 3,237 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $192,476,000 | 671 |
| Federal funds sold & reverse repurchase agreements | $26,612,000 | 465 |
| Net loans & leases | $45,922,000 | 5,753 |
| Loan loss allowance | $500,000 | 6,035 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,129,000 | 1,309 |
| Other real estate owned | $0 | 3,237 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,133,000 | 4,720 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $279,863,000 | 2,130 |
| Total liabilities | $259,694,000 | 2,054 |
| Total deposits | $254,308,000 | 1,887 |
| Interest-bearing deposits | $182,674,000 | 2,232 |
| Deposits held in domestic offices | $254,308,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,114,000 | 4,602 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,272,000 | 1,321 |
| Total equity capital | $20,169,000 | 2,896 |
| Total bank equity capital | $20,169,000 | 2,896 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,800,000 | 2,015 |
| Surplus | $3,800,000 | 4,237 |
| Undivided profits | $14,569,000 | 2,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,343,000 | 2,358 |
| Earning assets | $265,010,000 | 2,070 |
| Long-term assets (5+ years) | $114,461,000 | 885 |
| Average Assets, year-to-date | $277,084,670 | 2,101 |
| Average Assets, quarterly | $275,102,000 | 2,143 |
| Volatile liabilities | $13,317,000 | 5,260 |
| Insider loans | $43,000 | 7,587 |
| FHLB advances | $2,114,000 | 4,441 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,296,000 | 3,067 |
| Tier 1 (core) risk-based capital | $17,876,000 | 3,100 |
| Tier 2 risk-based capital | $500,000 | 5,770 |
| Total risk weighted assets | $93,693,000 | 3,904 |
| Total unused commitments | $21,296,000 | 3,068 |
| Derivatives | $280,000 | 805 |
| 2005-03-31 | Rank | |
| # of Employees: | 50 | 3,317 |
| Assets and Liabilities | ||
| Total Assets: | $270,341,000 | 2,187 |
| Cash and due from depository institutions | $6,373,000 | 3,317 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $202,855,000 | 651 |
| Federal funds sold & reverse repurchase agreements | $4,898,000 | 2,368 |
| Net loans & leases | $45,312,000 | 5,755 |
| Loan loss allowance | $533,000 | 5,874 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,209,000 | 1,269 |
| Other real estate owned | $0 | 3,317 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,694,000 | 4,116 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $270,341,000 | 2,187 |
| Total liabilities | $252,227,000 | 2,091 |
| Total deposits | $248,148,000 | 1,912 |
| Interest-bearing deposits | $184,986,000 | 2,181 |
| Deposits held in domestic offices | $248,148,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,145,000 | 4,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,934,000 | 2,010 |
| Total equity capital | $18,114,000 | 3,114 |
| Total bank equity capital | $18,114,000 | 3,114 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,800,000 | 2,019 |
| Surplus | $3,800,000 | 4,223 |
| Undivided profits | $12,514,000 | 2,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 5,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,896,000 | 1,551 |
| Earning assets | $253,065,000 | 2,136 |
| Long-term assets (5+ years) | $108,737,000 | 946 |
| Average Assets, year-to-date | $275,695,500 | 2,117 |
| Average Assets, quarterly | $275,695,500 | 2,117 |
| Volatile liabilities | $11,085,000 | 5,615 |
| Insider loans | $47,000 | 7,592 |
| FHLB advances | $2,145,000 | 4,300 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,385,000 | 3,211 |
| Tier 1 (core) risk-based capital | $16,933,000 | 3,210 |
| Tier 2 risk-based capital | $533,000 | 5,579 |
| Total risk weighted assets | $89,945,000 | 3,986 |
| Total unused commitments | $19,385,000 | 3,213 |
| Derivatives | $1,064,000 | 646 |
| 2004-12-31 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $281,050,000 | 2,065 |
| Cash and due from depository institutions | $4,212,000 | 3,233 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $204,289,000 | 651 |
| Federal funds sold & reverse repurchase agreements | $18,058,000 | 634 |
| Net loans & leases | $43,941,000 | 5,839 |
| Loan loss allowance | $504,000 | 6,008 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,276,000 | 1,234 |
| Other real estate owned | $0 | 3,233 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,274,000 | 4,502 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $281,050,000 | 2,065 |
| Total liabilities | $261,771,000 | 2,013 |
| Total deposits | $248,045,000 | 1,892 |
| Interest-bearing deposits | $184,852,000 | 2,145 |
| Deposits held in domestic offices | $248,045,000 | 1,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,218 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,155,000 | 4,512 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,571,000 | 1,557 |
| Total equity capital | $19,279,000 | 2,935 |
| Total bank equity capital | $19,279,000 | 2,935 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,800,000 | 1,999 |
| Surplus | $3,800,000 | 4,182 |
| Undivided profits | $13,679,000 | 2,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,449,000 | 2,061 |
| Earning assets | $266,288,000 | 2,015 |
| Long-term assets (5+ years) | $102,984,000 | 1,024 |
| Average Assets, year-to-date | $270,374,000 | 2,060 |
| Average Assets, quarterly | $279,930,000 | 2,058 |
| Volatile liabilities | $18,593,000 | 4,310 |
| Insider loans | $51,000 | 7,610 |
| FHLB advances | $2,155,000 | 4,320 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,035,000 | 3,468 |
| Tier 1 (core) risk-based capital | $16,924,000 | 3,168 |
| Tier 2 risk-based capital | $504,000 | 5,720 |
| Total risk weighted assets | $91,640,000 | 3,909 |
| Total unused commitments | $16,035,000 | 3,470 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 55 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $278,810,000 | 2,062 |
| Cash and due from depository institutions | $6,849,000 | 3,072 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $214,432,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $46,491,000 | 5,687 |
| Loan loss allowance | $553,000 | 5,771 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,319,000 | 1,188 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,719,000 | 4,034 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $278,810,000 | 2,062 |
| Total liabilities | $258,902,000 | 2,007 |
| Total deposits | $239,358,000 | 1,931 |
| Interest-bearing deposits | $182,089,000 | 2,162 |
| Deposits held in domestic offices | $239,358,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,934,000 | 906 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,183,000 | 4,497 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,427,000 | 1,644 |
| Total equity capital | $19,908,000 | 2,847 |
| Total bank equity capital | $19,908,000 | 2,847 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,800,000 | 1,997 |
| Surplus | $3,800,000 | 4,145 |
| Undivided profits | $14,308,000 | 2,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,961,000 | 1,509 |
| Earning assets | $260,923,000 | 2,029 |
| Long-term assets (5+ years) | $112,923,000 | 931 |
| Average Assets, year-to-date | $267,705,000 | 2,077 |
| Average Assets, quarterly | $274,570,500 | 2,074 |
| Volatile liabilities | $24,461,000 | 3,574 |
| Insider loans | $55,000 | 7,584 |
| FHLB advances | $2,183,000 | 4,313 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,329,000 | 3,424 |
| Tier 1 (core) risk-based capital | $17,440,000 | 3,063 |
| Tier 2 risk-based capital | $553,000 | 5,446 |
| Total risk weighted assets | $94,008,000 | 3,797 |
| Total unused commitments | $16,329,000 | 3,427 |
| Derivatives | $40,000 | 763 |
| 2004-06-30 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $270,331,000 | 2,097 |
| Cash and due from depository institutions | $5,632,000 | 3,254 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $206,151,000 | 650 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $47,882,000 | 5,567 |
| Loan loss allowance | $599,000 | 5,542 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,392,000 | 1,165 |
| Other real estate owned | $0 | 3,254 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,274,000 | 4,474 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $270,331,000 | 2,097 |
| Total liabilities | $253,503,000 | 2,028 |
| Total deposits | $240,344,000 | 1,912 |
| Interest-bearing deposits | $185,467,000 | 2,083 |
| Deposits held in domestic offices | $240,344,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,079,000 | 1,120 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,193,000 | 4,468 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $887,000 | 3,195 |
| Total equity capital | $16,828,000 | 3,194 |
| Total bank equity capital | $16,828,000 | 3,194 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,800,000 | 2,000 |
| Surplus | $3,800,000 | 4,117 |
| Undivided profits | $11,228,000 | 2,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,512,000 | 1,871 |
| Earning assets | $254,033,000 | 2,052 |
| Long-term assets (5+ years) | $103,607,000 | 1,050 |
| Average Assets, year-to-date | $264,003,330 | 2,102 |
| Average Assets, quarterly | $263,742,000 | 2,130 |
| Volatile liabilities | $19,843,000 | 4,023 |
| Insider loans | $59,000 | 7,609 |
| FHLB advances | $2,193,000 | 4,303 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $16,987,000 | 3,331 |
| Tier 1 (core) risk-based capital | $16,588,000 | 3,155 |
| Tier 2 risk-based capital | $599,000 | 5,205 |
| Total risk weighted assets | $93,734,000 | 3,779 |
| Total unused commitments | $16,987,000 | 3,333 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 52 | 3,243 |
| Assets and Liabilities | ||
| Total Assets: | $257,153,000 | 2,183 |
| Cash and due from depository institutions | $5,670,000 | 3,243 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $189,393,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $4,469,000 | 3,045 |
| Net loans & leases | $46,567,000 | 5,593 |
| Loan loss allowance | $585,000 | 5,599 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,473,000 | 1,129 |
| Other real estate owned | $0 | 3,243 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,581,000 | 3,992 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $257,153,000 | 2,183 |
| Total liabilities | $238,145,000 | 2,117 |
| Total deposits | $233,334,000 | 1,946 |
| Interest-bearing deposits | $184,491,000 | 2,089 |
| Deposits held in domestic offices | $233,334,000 | 1,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,220,000 | 4,285 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,591,000 | 1,602 |
| Total equity capital | $19,008,000 | 2,909 |
| Total bank equity capital | $19,008,000 | 2,909 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,800,000 | 1,998 |
| Surplus | $3,800,000 | 4,091 |
| Undivided profits | $13,408,000 | 2,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,807,000 | 1,508 |
| Earning assets | $240,429,000 | 2,151 |
| Long-term assets (5+ years) | $69,709,000 | 1,465 |
| Average Assets, year-to-date | $260,839,500 | 2,127 |
| Average Assets, quarterly | $260,839,500 | 2,127 |
| Volatile liabilities | $9,663,000 | 5,788 |
| Insider loans | $62,000 | 7,598 |
| FHLB advances | $2,220,000 | 4,118 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,053,000 | 3,140 |
| Tier 1 (core) risk-based capital | $16,450,000 | 3,139 |
| Tier 2 risk-based capital | $585,000 | 5,250 |
| Total risk weighted assets | $90,572,000 | 3,804 |
| Total unused commitments | $18,053,000 | 3,147 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $264,526,000 | 2,118 |
| Cash and due from depository institutions | $4,785,000 | 3,302 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $198,561,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $4,227,000 | 2,620 |
| Net loans & leases | $46,147,000 | 5,625 |
| Loan loss allowance | $585,000 | 5,575 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,534,000 | 1,106 |
| Other real estate owned | $0 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,272,000 | 4,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,526,000 | 2,118 |
| Total liabilities | $246,578,000 | 2,042 |
| Total deposits | $241,640,000 | 1,878 |
| Interest-bearing deposits | $184,569,000 | 2,091 |
| Deposits held in domestic offices | $241,640,000 | 1,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,230,000 | 4,291 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,708,000 | 1,484 |
| Total equity capital | $17,948,000 | 2,994 |
| Total bank equity capital | $17,948,000 | 2,994 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,800,000 | 2,014 |
| Surplus | $3,800,000 | 4,071 |
| Undivided profits | $12,348,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,479,000 | 2,000 |
| Earning assets | $248,935,000 | 2,071 |
| Long-term assets (5+ years) | $69,929,000 | 1,473 |
| Average Assets, year-to-date | $257,418,400 | 2,096 |
| Average Assets, quarterly | $259,658,000 | 2,143 |
| Volatile liabilities | $10,088,000 | 5,676 |
| Insider loans | $66,000 | 7,631 |
| FHLB advances | $2,230,000 | 4,119 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,209,000 | 3,264 |
| Tier 1 (core) risk-based capital | $16,404,000 | 3,114 |
| Tier 2 risk-based capital | $585,000 | 5,248 |
| Total risk weighted assets | $91,744,000 | 3,763 |
| Total unused commitments | $16,209,000 | 3,266 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 53 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $254,790,000 | 2,202 |
| Cash and due from depository institutions | $14,686,000 | 3,219 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $182,723,000 | 732 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $46,095,000 | 5,623 |
| Loan loss allowance | $619,000 | 5,431 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,613,000 | 1,089 |
| Other real estate owned | $0 | 3,219 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,673,000 | 3,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,790,000 | 2,202 |
| Total liabilities | $237,647,000 | 2,121 |
| Total deposits | $231,497,000 | 1,963 |
| Interest-bearing deposits | $182,440,000 | 2,137 |
| Deposits held in domestic offices | $231,497,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,879,000 | 1,935 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,256,000 | 4,260 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,015,000 | 3,179 |
| Total equity capital | $17,143,000 | 3,108 |
| Total bank equity capital | $17,143,000 | 3,108 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,800,000 | 2,016 |
| Surplus | $3,800,000 | 4,010 |
| Undivided profits | $11,543,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,833,000 | 1,647 |
| Earning assets | $228,818,000 | 2,243 |
| Long-term assets (5+ years) | $60,429,000 | 1,646 |
| Average Assets, year-to-date | $255,641,500 | 2,125 |
| Average Assets, quarterly | $255,243,500 | 2,176 |
| Volatile liabilities | $13,175,000 | 4,962 |
| Insider loans | $520,000 | 5,375 |
| FHLB advances | $2,256,000 | 4,073 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,826,000 | 3,063 |
| Tier 1 (core) risk-based capital | $16,207,000 | 3,117 |
| Tier 2 risk-based capital | $619,000 | 5,086 |
| Total risk weighted assets | $90,351,000 | 3,785 |
| Total unused commitments | $17,826,000 | 3,065 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 53 | 3,225 |
| Assets and Liabilities | ||
| Total Assets: | $255,697,000 | 2,156 |
| Cash and due from depository institutions | $10,890,000 | 3,225 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $191,886,000 | 696 |
| Federal funds sold & reverse repurchase agreements | $840,000 | 5,971 |
| Net loans & leases | $40,299,000 | 6,021 |
| Loan loss allowance | $546,000 | 5,781 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,670,000 | 1,055 |
| Other real estate owned | $725,000 | 3,225 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,387,000 | 4,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,697,000 | 2,156 |
| Total liabilities | $238,189,000 | 2,084 |
| Total deposits | $229,531,000 | 1,948 |
| Interest-bearing deposits | $175,910,000 | 2,183 |
| Deposits held in domestic offices | $229,531,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,264,000 | 4,206 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,394,000 | 842 |
| Total equity capital | $17,508,000 | 3,052 |
| Total bank equity capital | $17,508,000 | 3,052 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,800,000 | 2,014 |
| Surplus | $3,800,000 | 3,971 |
| Undivided profits | $11,908,000 | 2,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,573,000 | 1,877 |
| Earning assets | $233,025,000 | 2,173 |
| Long-term assets (5+ years) | $69,627,000 | 1,423 |
| Average Assets, year-to-date | $255,925,330 | 2,114 |
| Average Assets, quarterly | $255,461,500 | 2,141 |
| Volatile liabilities | $9,321,000 | 5,904 |
| Insider loans | $523,000 | 5,370 |
| FHLB advances | $2,264,000 | 4,013 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,111,000 | 2,795 |
| Tier 1 (core) risk-based capital | $15,971,000 | 3,113 |
| Tier 2 risk-based capital | $545,000 | 5,436 |
| Total risk weighted assets | $89,474,000 | 3,774 |
| Total unused commitments | $20,111,000 | 2,803 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $255,226,000 | 2,134 |
| Cash and due from depository institutions | $11,906,000 | 3,193 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $178,408,000 | 727 |
| Federal funds sold & reverse repurchase agreements | $12,554,000 | 1,321 |
| Net loans & leases | $40,216,000 | 5,986 |
| Loan loss allowance | $560,000 | 5,650 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,742,000 | 1,038 |
| Other real estate owned | $725,000 | 3,193 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,675,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,226,000 | 2,134 |
| Total liabilities | $238,407,000 | 2,056 |
| Total deposits | $234,707,000 | 1,881 |
| Interest-bearing deposits | $173,512,000 | 2,192 |
| Deposits held in domestic offices | $234,707,000 | 1,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,290,000 | 4,123 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,410,000 | 2,637 |
| Total equity capital | $16,819,000 | 3,119 |
| Total bank equity capital | $16,819,000 | 3,119 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,800,000 | 2,023 |
| Surplus | $3,800,000 | 3,919 |
| Undivided profits | $11,219,000 | 2,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,905,000 | 1,532 |
| Earning assets | $231,178,000 | 2,164 |
| Long-term assets (5+ years) | $66,255,000 | 1,428 |
| Average Assets, year-to-date | $256,039,500 | 2,093 |
| Average Assets, quarterly | $256,039,500 | 2,093 |
| Volatile liabilities | $9,122,000 | 5,924 |
| Insider loans | $77,000 | 7,675 |
| FHLB advances | $2,290,000 | 3,948 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,417,000 | 2,961 |
| Tier 1 (core) risk-based capital | $15,691,000 | 3,117 |
| Tier 2 risk-based capital | $560,000 | 5,295 |
| Total risk weighted assets | $90,252,000 | 3,682 |
| Total unused commitments | $17,417,000 | 2,972 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 53 | 3,168 |
| Assets and Liabilities | ||
| Total Assets: | $256,853,000 | 2,080 |
| Cash and due from depository institutions | $9,047,000 | 3,168 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $176,630,000 | 719 |
| Federal funds sold & reverse repurchase agreements | $17,381,000 | 810 |
| Net loans & leases | $41,764,000 | 5,861 |
| Loan loss allowance | $544,000 | 5,703 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,836,000 | 1,006 |
| Other real estate owned | $725,000 | 3,168 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,470,000 | 4,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,853,000 | 2,080 |
| Total liabilities | $239,776,000 | 2,015 |
| Total deposits | $235,501,000 | 1,843 |
| Interest-bearing deposits | $171,251,000 | 2,179 |
| Deposits held in domestic offices | $235,501,000 | 1,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,298,000 | 4,189 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,977,000 | 2,042 |
| Total equity capital | $17,077,000 | 3,026 |
| Total bank equity capital | $17,077,000 | 3,026 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,800,000 | 2,018 |
| Surplus | $3,800,000 | 3,875 |
| Undivided profits | $11,477,000 | 2,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,619,000 | 1,921 |
| Earning assets | $235,775,000 | 2,091 |
| Long-term assets (5+ years) | $73,147,000 | 1,279 |
| Average Assets, year-to-date | $242,468,000 | 2,106 |
| Average Assets, quarterly | $246,806,500 | 2,141 |
| Volatile liabilities | $9,944,000 | 5,691 |
| Insider loans | $86,000 | 7,647 |
| FHLB advances | $2,298,000 | 3,968 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,617,000 | 2,863 |
| Tier 1 (core) risk-based capital | $15,521,000 | 3,097 |
| Tier 2 risk-based capital | $544,000 | 5,363 |
| Total risk weighted assets | $91,084,000 | 3,615 |
| Total unused commitments | $17,617,000 | 2,869 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $235,580,000 | 2,163 |
| Cash and due from depository institutions | $7,671,000 | 2,963 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $163,467,000 | 707 |
| Federal funds sold & reverse repurchase agreements | $4,520,000 | 3,003 |
| Net loans & leases | $47,930,000 | 5,373 |
| Loan loss allowance | $543,000 | 5,538 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,812,000 | 962 |
| Other real estate owned | $725,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,455,000 | 3,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,580,000 | 2,163 |
| Total liabilities | $220,614,000 | 2,069 |
| Total deposits | $216,313,000 | 1,893 |
| Interest-bearing deposits | $159,822,000 | 2,218 |
| Deposits held in domestic offices | $216,313,000 | 1,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,361,000 | 3,954 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,940,000 | 2,065 |
| Total equity capital | $14,966,000 | 3,212 |
| Total bank equity capital | $14,966,000 | 3,212 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,800,000 | 2,049 |
| Surplus | $3,800,000 | 3,779 |
| Undivided profits | $9,366,000 | 2,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,636,000 | 2,080 |
| Earning assets | $215,917,000 | 2,153 |
| Long-term assets (5+ years) | $97,425,000 | 978 |
| Average Assets, year-to-date | $226,228,600 | 2,147 |
| Average Assets, quarterly | $230,324,500 | 2,190 |
| Volatile liabilities | $8,471,000 | 6,071 |
| Insider loans | $30,000 | 8,285 |
| FHLB advances | $2,361,000 | 3,734 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,118,000 | 2,902 |
| Tier 1 (core) risk-based capital | $13,988,000 | 3,267 |
| Tier 2 risk-based capital | $543,000 | 5,221 |
| Total risk weighted assets | $98,275,000 | 3,267 |
| Total unused commitments | $16,118,000 | 2,909 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 55 | 3,075 |
| Assets and Liabilities | ||
| Total Assets: | $220,785,000 | 2,206 |
| Cash and due from depository institutions | $8,421,000 | 3,075 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $141,057,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $7,654,000 | 1,578 |
| Net loans & leases | $51,776,000 | 5,049 |
| Loan loss allowance | $496,000 | 5,754 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,563,000 | 835 |
| Other real estate owned | $84,000 | 3,075 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,230,000 | 3,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,785,000 | 2,206 |
| Total liabilities | $208,007,000 | 2,101 |
| Total deposits | $204,377,000 | 1,900 |
| Interest-bearing deposits | $145,193,000 | 2,332 |
| Deposits held in domestic offices | $204,377,000 | 1,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,418,000 | 3,793 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,212,000 | 3,083 |
| Total equity capital | $12,778,000 | 3,573 |
| Total bank equity capital | $12,778,000 | 3,573 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,800,000 | 2,079 |
| Surplus | $3,800,000 | 3,730 |
| Undivided profits | $7,178,000 | 3,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $309,000 | 6,833 |
| Earning assets | $200,487,000 | 2,228 |
| Long-term assets (5+ years) | $109,698,000 | 827 |
| Average Assets, year-to-date | $203,250,800 | 2,266 |
| Average Assets, quarterly | $213,173,500 | 2,243 |
| Volatile liabilities | $5,757,000 | 7,108 |
| Insider loans | $86,000 | 8,009 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,481,000 | 3,107 |
| Tier 1 (core) risk-based capital | $12,248,000 | 3,587 |
| Tier 2 risk-based capital | $497,000 | 5,442 |
| Total risk weighted assets | $92,202,700 | 3,312 |
| Total unused commitments | $13,481,000 | 3,108 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $198,221,000 | 2,391 |
| Cash and due from depository institutions | $5,652,000 | 3,083 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $116,392,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $15,517,000 | 656 |
| Net loans & leases | $54,680,000 | 4,829 |
| Loan loss allowance | $509,000 | 5,617 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,977,000 | 2,174 |
| Other real estate owned | $0 | 3,083 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,003,000 | 3,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,221,000 | 2,391 |
| Total liabilities | $187,029,000 | 2,283 |
| Total deposits | $183,567,000 | 2,068 |
| Interest-bearing deposits | $135,495,000 | 2,415 |
| Deposits held in domestic offices | $183,567,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,471,000 | 3,725 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $991,000 | 3,304 |
| Total equity capital | $11,192,000 | 3,863 |
| Total bank equity capital | $11,192,000 | 3,863 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,800,000 | 2,107 |
| Surplus | $3,800,000 | 3,703 |
| Undivided profits | $5,592,000 | 3,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $302,000 | 6,439 |
| Earning assets | $186,589,000 | 2,311 |
| Long-term assets (5+ years) | $75,549,000 | 1,235 |
| Average Assets, year-to-date | $184,741,400 | 2,446 |
| Average Assets, quarterly | $192,353,500 | 2,426 |
| Volatile liabilities | $7,293,000 | 6,335 |
| Insider loans | $104,000 | 7,960 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,044,000 | 2,457 |
| Tier 1 (core) risk-based capital | $11,650,000 | 3,735 |
| Tier 2 risk-based capital | $510,000 | 5,261 |
| Total risk weighted assets | $81,898,600 | 3,547 |
| Total unused commitments | $19,044,000 | 2,460 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $179,034,000 | 2,561 |
| Cash and due from depository institutions | $6,723,000 | 3,309 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $104,910,000 | 1,101 |
| Federal funds sold & reverse repurchase agreements | $10,830,000 | 1,585 |
| Net loans & leases | $50,851,000 | 4,889 |
| Loan loss allowance | $451,000 | 5,977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,956,000 | 2,063 |
| Other real estate owned | $9,000 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,755,000 | 3,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,034,000 | 2,561 |
| Total liabilities | $168,890,000 | 2,450 |
| Total deposits | $163,812,000 | 2,324 |
| Interest-bearing deposits | $122,184,000 | 2,664 |
| Deposits held in domestic offices | $163,812,000 | 2,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,539,000 | 3,480 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,539,000 | 1,278 |
| Total equity capital | $10,144,000 | 4,276 |
| Total bank equity capital | $10,144,000 | 4,276 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,800,000 | 2,067 |
| Surplus | $3,800,000 | 3,562 |
| Undivided profits | $4,544,000 | 4,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 5,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $305,000 | 6,514 |
| Earning assets | $166,591,000 | 2,547 |
| Long-term assets (5+ years) | $81,849,000 | 1,066 |
| Average Assets, year-to-date | $161,385,600 | 2,691 |
| Average Assets, quarterly | $170,968,500 | 2,634 |
| Volatile liabilities | $6,369,000 | 6,327 |
| Insider loans | $122,000 | 7,852 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,898,000 | 2,798 |
| Tier 1 (core) risk-based capital | $10,132,000 | 4,106 |
| Tier 2 risk-based capital | $451,000 | 5,567 |
| Total risk weighted assets | $72,942,300 | 3,726 |
| Total unused commitments | $14,898,000 | 2,806 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $151,223,000 | 2,953 |
| Cash and due from depository institutions | $6,120,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $78,289,000 | 1,472 |
| Federal funds sold & reverse repurchase agreements | $6,215,000 | 2,216 |
| Net loans & leases | $55,072,000 | 4,612 |
| Loan loss allowance | $481,000 | 5,859 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,951,000 | 1,986 |
| Other real estate owned | $31,000 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,545,000 | 4,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,223,000 | 2,953 |
| Total liabilities | $141,637,000 | 2,839 |
| Total deposits | $139,707,000 | 2,670 |
| Interest-bearing deposits | $104,600,000 | 3,072 |
| Deposits held in domestic offices | $139,707,000 | 2,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,563,000 | 3,118 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $367,000 | 7,050 |
| Total equity capital | $9,586,000 | 4,463 |
| Total bank equity capital | $9,586,000 | 4,463 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,800,000 | 2,070 |
| Surplus | $3,800,000 | 3,490 |
| Undivided profits | $3,986,000 | 5,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 8,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $306,000 | 6,759 |
| Earning assets | $139,576,000 | 2,948 |
| Long-term assets (5+ years) | $74,766,000 | 991 |
| Average Assets, year-to-date | $138,031,800 | 3,065 |
| Average Assets, quarterly | $145,549,500 | 3,006 |
| Volatile liabilities | $4,186,000 | 7,643 |
| Insider loans | $370,000 | 6,184 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,974,000 | 2,108 |
| Tier 1 (core) risk-based capital | $9,473,000 | 4,374 |
| Tier 2 risk-based capital | $481,000 | 5,313 |
| Total risk weighted assets | $72,501,800 | 3,718 |
| Total unused commitments | $19,974,000 | 2,113 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $131,443,000 | 3,426 |
| Cash and due from depository institutions | $7,278,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $68,545,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $1,929,000 | 5,013 |
| Net loans & leases | $48,382,000 | 5,158 |
| Loan loss allowance | $467,000 | 6,202 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,861,000 | 2,053 |
| Other real estate owned | $64,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,384,000 | 4,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,443,000 | 3,426 |
| Total liabilities | $121,948,000 | 3,342 |
| Total deposits | $120,041,000 | 3,173 |
| Interest-bearing deposits | $84,512,000 | 3,847 |
| Deposits held in domestic offices | $120,041,000 | 3,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,603,000 | 2,926 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $304,000 | 7,818 |
| Total equity capital | $9,495,000 | 4,526 |
| Total bank equity capital | $9,495,000 | 4,526 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,800,000 | 2,199 |
| Surplus | $3,800,000 | 3,569 |
| Undivided profits | $3,895,000 | 5,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $273,000 | 7,298 |
| Earning assets | $118,856,000 | 3,490 |
| Long-term assets (5+ years) | $57,716,000 | 1,149 |
| Average Assets, year-to-date | $120,000,400 | 3,594 |
| Average Assets, quarterly | $126,973,500 | 3,518 |
| Volatile liabilities | $3,715,000 | 7,972 |
| Insider loans | $622,000 | 4,918 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,040,000 | 2,655 |
| Tier 1 (core) risk-based capital | $9,351,000 | 4,481 |
| Tier 2 risk-based capital | $467,000 | 5,533 |
| Total risk weighted assets | $61,589,900 | 4,286 |
| Total unused commitments | $14,040,000 | 2,668 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $113,719,000 | 3,919 |
| Cash and due from depository institutions | $5,774,000 | 3,595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,571,000 | 2,662 |
| Federal funds sold & reverse repurchase agreements | $4,235,000 | 3,349 |
| Net loans & leases | $51,150,000 | 4,897 |
| Loan loss allowance | $455,000 | 6,438 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,912,000 | 1,972 |
| Other real estate owned | $84,000 | 3,595 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $993,000 | 6,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,719,000 | 3,919 |
| Total liabilities | $104,892,000 | 3,833 |
| Total deposits | $102,624,000 | 3,717 |
| Interest-bearing deposits | $72,962,000 | 4,444 |
| Deposits held in domestic offices | $102,624,000 | 3,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,640,000 | 2,552 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $628,000 | 5,279 |
| Total equity capital | $8,827,000 | 4,809 |
| Total bank equity capital | $8,827,000 | 4,809 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,800,000 | 2,250 |
| Surplus | $3,800,000 | 3,591 |
| Undivided profits | $3,227,000 | 5,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $297,000 | 7,161 |
| Earning assets | $102,956,000 | 3,982 |
| Long-term assets (5+ years) | $34,987,000 | 1,593 |
| Average Assets, year-to-date | $103,138,600 | 4,139 |
| Average Assets, quarterly | $109,530,000 | 4,012 |
| Volatile liabilities | $2,228,000 | 9,377 |
| Insider loans | $1,562,000 | 2,674 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,003,000 | 2,559 |
| Tier 1 (core) risk-based capital | $8,550,000 | 4,808 |
| Tier 2 risk-based capital | $455,000 | 5,677 |
| Total risk weighted assets | $60,471,800 | 4,289 |
| Total unused commitments | $14,003,000 | 2,570 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $96,855,000 | 4,498 |
| Cash and due from depository institutions | $7,124,000 | 3,715 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $33,240,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $7,099,000 | 1,310 |
| Net loans & leases | $46,241,000 | 5,211 |
| Loan loss allowance | $396,000 | 7,211 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,030,000 | 3,608 |
| Other real estate owned | $95,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,026,000 | 6,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,855,000 | 4,498 |
| Total liabilities | $90,651,000 | 4,368 |
| Total deposits | $90,502,000 | 4,144 |
| Interest-bearing deposits | $63,089,000 | 5,008 |
| Deposits held in domestic offices | $90,502,000 | 4,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $149,000 | 10,028 |
| Total equity capital | $6,204,000 | 6,109 |
| Total bank equity capital | $6,204,000 | 6,109 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,800,000 | 2,306 |
| Surplus | $1,800,000 | 5,958 |
| Undivided profits | $2,604,000 | 6,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $253,000 | 7,399 |
| Earning assets | $86,580,000 | 4,589 |
| Long-term assets (5+ years) | $21,511,000 | 2,398 |
| Average Assets, year-to-date | $92,033,200 | 4,606 |
| Average Assets, quarterly | $93,587,000 | 4,605 |
| Volatile liabilities | $965,000 | 11,161 |
| Insider loans | $743,000 | 4,507 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,154,000 | 2,734 |
| Tier 1 (core) risk-based capital | $6,161,000 | 6,256 |
| Tier 2 risk-based capital | $396,000 | 6,282 |
| Total risk weighted assets | $49,050,300 | 5,030 |
| Total unused commitments | $12,154,000 | 2,745 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $90,929,000 | 4,861 |
| Cash and due from depository institutions | $4,343,000 | 3,838 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $33,287,000 | 4,110 |
| Federal funds sold & reverse repurchase agreements | $7,120,000 | 1,951 |
| Net loans & leases | $42,785,000 | 5,418 |
| Loan loss allowance | $340,000 | 8,140 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,025,000 | 3,588 |
| Other real estate owned | $341,000 | 3,838 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,028,000 | 5,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,929,000 | 4,861 |
| Total liabilities | $85,586,000 | 4,718 |
| Total deposits | $85,308,000 | 4,532 |
| Interest-bearing deposits | $60,359,000 | 5,428 |
| Deposits held in domestic offices | $85,308,000 | 4,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $278,000 | 7,896 |
| Total equity capital | $5,343,000 | 6,932 |
| Total bank equity capital | $5,343,000 | 6,932 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,800,000 | 2,349 |
| Surplus | $1,800,000 | 5,962 |
| Undivided profits | $1,743,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $229,000 | 7,456 |
| Earning assets | $83,192,000 | 4,854 |
| Long-term assets (5+ years) | $22,093,000 | 2,447 |
| Average Assets, year-to-date | $81,697,000 | 5,191 |
| Average Assets, quarterly | $85,967,000 | 5,034 |
| Volatile liabilities | $702,000 | 11,953 |
| Insider loans | $463,000 | 5,953 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,759,000 | 2,934 |
| Tier 1 (core) risk-based capital | $5,343,000 | 6,847 |
| Tier 2 risk-based capital | $340,000 | 6,996 |
| Total risk weighted assets | $44,598,400 | 5,403 |
| Total unused commitments | $10,759,000 | 2,954 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $46,303,000 | 8,264 |
| Cash and due from depository institutions | $3,278,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,837,000 | 5,752 |
| Federal funds sold & reverse repurchase agreements | $3,820,000 | 4,175 |
| Net loans & leases | $16,409,000 | 9,806 |
| Loan loss allowance | $185,000 | 10,822 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $528,000 | 8,714 |
| Other real estate owned | $20,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $411,000 | 10,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,303,000 | 8,264 |
| Total liabilities | $43,728,000 | 8,077 |
| Total deposits | $43,447,000 | 7,939 |
| Interest-bearing deposits | $28,704,000 | 9,260 |
| Deposits held in domestic offices | $43,447,000 | 7,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $281,000 | 8,542 |
| Total equity capital | $2,575,000 | 10,437 |
| Total bank equity capital | $2,575,000 | 10,437 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,050,000 | 3,817 |
| Surplus | $1,050,000 | 7,923 |
| Undivided profits | $475,000 | 11,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 9,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $105,000 | 11,403 |
| Earning assets | $42,066,000 | 8,247 |
| Long-term assets (5+ years) | $8,598,000 | 4,762 |
| Average Assets, year-to-date | $42,626,800 | 8,505 |
| Average Assets, quarterly | $44,089,000 | 8,440 |
| Volatile liabilities | $304,000 | 13,261 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,663,000 | 3,856 |
| Tier 1 (core) risk-based capital | $2,575,000 | 10,385 |
| Tier 2 risk-based capital | $185,000 | 9,805 |
| Total risk weighted assets | $20,442,500 | 9,203 |
| Total unused commitments | $6,663,000 | 3,876 |
| Derivatives | $0 | 651 |