Home > FirstBank of Evergreen > Income and Expense
FirstBank of Evergreen, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 3,219 |
| Total interest expense | $1,005,000 | 4,687 |
| Net interest income | $5,914,000 | 2,792 |
| Provision for loan and lease losses | $928,000 | 2,609 |
| Total noninterest income | $1,072,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $603,000 | 1,879 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $469,000 | 2,860 |
| Total noninterest expense | $4,051,000 | 3,375 |
| Salaries and employee benefits | $1,508,000 | 4,255 |
| Premises and equipment expense | $705,000 | 2,641 |
| Additional noninterest expense | $1,838,000 | 2,680 |
| Pre-tax net operating income | $2,007,000 | 1,890 |
| Securities gains (losses) | $-102,000 | 7,403 |
| Applicable income taxes | $512,000 | 1,646 |
| Income before extraordinary items | $1,393,000 | 2,286 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,393,000 | 2,285 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,393,000 | 2,287 |
| Net charge-offs | $562,000 | 2,922 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,467,460 | 2,091 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 3,274 |
| Total interest expense | $697,000 | 4,702 |
| Net interest income | $3,879,000 | 2,837 |
| Provision for loan and lease losses | $547,000 | 2,737 |
| Total noninterest income | $636,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $406,000 | 1,860 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $230,000 | 3,265 |
| Total noninterest expense | $2,661,000 | 3,438 |
| Salaries and employee benefits | $993,000 | 4,310 |
| Premises and equipment expense | $470,000 | 2,646 |
| Additional noninterest expense | $1,198,000 | 2,722 |
| Pre-tax net operating income | $1,307,000 | 1,916 |
| Securities gains (losses) | $-102,000 | 7,519 |
| Applicable income taxes | $315,000 | 1,696 |
| Income before extraordinary items | $890,000 | 2,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $890,000 | 2,317 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $890,000 | 2,320 |
| Net charge-offs | $59,000 | 4,734 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $965,480 | 2,106 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 3,372 |
| Total interest expense | $356,000 | 4,774 |
| Net interest income | $1,900,000 | 2,924 |
| Provision for loan and lease losses | $269,000 | 2,585 |
| Total noninterest income | $368,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $202,000 | 1,863 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 2,669 |
| Total noninterest expense | $1,264,000 | 3,618 |
| Salaries and employee benefits | $486,000 | 4,432 |
| Premises and equipment expense | $242,000 | 2,655 |
| Additional noninterest expense | $536,000 | 2,985 |
| Pre-tax net operating income | $735,000 | 1,737 |
| Securities gains (losses) | $-102,000 | 7,700 |
| Applicable income taxes | $171,000 | 1,593 |
| Income before extraordinary items | $462,000 | 2,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $462,000 | 2,280 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $462,000 | 2,281 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $536,460 | 1,943 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 3,457 |
| Total interest expense | $2,057,000 | 4,362 |
| Net interest income | $7,084,000 | 3,035 |
| Provision for loan and lease losses | $827,000 | 3,795 |
| Total noninterest income | $1,381,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $825,000 | 2,008 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $556,000 | 3,029 |
| Total noninterest expense | $5,030,000 | 3,673 |
| Salaries and employee benefits | $1,906,000 | 4,522 |
| Premises and equipment expense | $888,000 | 2,857 |
| Additional noninterest expense | $2,236,000 | 3,029 |
| Pre-tax net operating income | $2,608,000 | 1,519 |
| Securities gains (losses) | $-58,000 | 7,203 |
| Applicable income taxes | $671,000 | 1,279 |
| Income before extraordinary items | $1,879,000 | 1,779 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,879,000 | 1,777 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,879,000 | 1,779 |
| Net charge-offs | $564,000 | 3,637 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,921,920 | 1,705 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 3,510 |
| Total interest expense | $1,625,000 | 4,367 |
| Net interest income | $5,238,000 | 3,063 |
| Provision for loan and lease losses | $452,000 | 3,960 |
| Total noninterest income | $966,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $615,000 | 2,013 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $351,000 | 3,392 |
| Total noninterest expense | $3,748,000 | 3,693 |
| Salaries and employee benefits | $1,414,000 | 4,576 |
| Premises and equipment expense | $657,000 | 2,918 |
| Additional noninterest expense | $1,677,000 | 3,002 |
| Pre-tax net operating income | $2,004,000 | 1,624 |
| Securities gains (losses) | $-58,000 | 7,401 |
| Applicable income taxes | $515,000 | 1,370 |
| Income before extraordinary items | $1,431,000 | 1,860 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,431,000 | 1,859 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,431,000 | 1,860 |
| Net charge-offs | $464,000 | 3,145 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,473,920 | 1,763 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,567 |
| Total interest expense | $1,139,000 | 4,375 |
| Net interest income | $3,406,000 | 3,125 |
| Provision for loan and lease losses | $337,000 | 3,541 |
| Total noninterest income | $627,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $402,000 | 2,015 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $225,000 | 3,467 |
| Total noninterest expense | $2,496,000 | 3,727 |
| Salaries and employee benefits | $938,000 | 4,631 |
| Premises and equipment expense | $442,000 | 2,938 |
| Additional noninterest expense | $1,116,000 | 3,023 |
| Pre-tax net operating income | $1,200,000 | 1,832 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $304,000 | 1,515 |
| Income before extraordinary items | $896,000 | 2,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $896,000 | 2,035 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $896,000 | 2,037 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $896,000 | 1,970 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 3,670 |
| Total interest expense | $626,000 | 4,251 |
| Net interest income | $1,587,000 | 3,284 |
| Provision for loan and lease losses | $128,000 | 3,516 |
| Total noninterest income | $267,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $198,000 | 1,992 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $1,191,000 | 3,785 |
| Salaries and employee benefits | $472,000 | 4,662 |
| Premises and equipment expense | $203,000 | 3,188 |
| Additional noninterest expense | $516,000 | 2,935 |
| Pre-tax net operating income | $535,000 | 2,254 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $127,000 | 1,942 |
| Income before extraordinary items | $408,000 | 2,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $408,000 | 2,532 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $408,000 | 2,534 |
| Net charge-offs | $74,000 | 3,184 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $408,000 | 2,389 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,678,000 | 3,900 |
| Total interest expense | $2,965,000 | 4,286 |
| Net interest income | $5,713,000 | 3,598 |
| Provision for loan and lease losses | $729,000 | 3,182 |
| Total noninterest income | $1,632,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $902,000 | 1,913 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $730,000 | 2,589 |
| Total noninterest expense | $4,217,000 | 4,079 |
| Salaries and employee benefits | $1,937,000 | 4,564 |
| Premises and equipment expense | $569,000 | 4,105 |
| Additional noninterest expense | $1,711,000 | 3,282 |
| Pre-tax net operating income | $2,399,000 | 2,162 |
| Securities gains (losses) | $63,000 | 1,446 |
| Applicable income taxes | $647,000 | 1,594 |
| Income before extraordinary items | $1,815,000 | 2,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,815,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,667 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,768,380 | 2,357 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 3,997 |
| Total interest expense | $2,268,000 | 4,348 |
| Net interest income | $4,169,000 | 3,702 |
| Provision for loan and lease losses | $428,000 | 2,974 |
| Total noninterest income | $1,235,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $677,000 | 1,923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $558,000 | 2,635 |
| Total noninterest expense | $3,205,000 | 4,018 |
| Salaries and employee benefits | $1,511,000 | 4,446 |
| Premises and equipment expense | $431,000 | 4,064 |
| Additional noninterest expense | $1,263,000 | 3,241 |
| Pre-tax net operating income | $1,771,000 | 2,507 |
| Securities gains (losses) | $63,000 | 1,277 |
| Applicable income taxes | $483,000 | 1,949 |
| Income before extraordinary items | $1,351,000 | 2,529 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,351,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,304,380 | 2,718 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,096 |
| Total interest expense | $1,590,000 | 4,354 |
| Net interest income | $2,638,000 | 3,833 |
| Provision for loan and lease losses | $237,000 | 2,894 |
| Total noninterest income | $795,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $440,000 | 1,939 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $355,000 | 2,761 |
| Total noninterest expense | $2,126,000 | 4,055 |
| Salaries and employee benefits | $1,034,000 | 4,407 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $813,000 | 3,319 |
| Pre-tax net operating income | $1,070,000 | 2,802 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $263,000 | 2,359 |
| Income before extraordinary items | $807,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $807,000 | 3,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $807,000 | 2,981 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 4,192 |
| Total interest expense | $902,000 | 4,175 |
| Net interest income | $1,190,000 | 4,127 |
| Provision for loan and lease losses | $167,000 | 2,012 |
| Total noninterest income | $388,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $219,000 | 1,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,831 |
| Total noninterest expense | $1,016,000 | 4,190 |
| Salaries and employee benefits | $494,000 | 4,592 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $385,000 | 3,418 |
| Pre-tax net operating income | $395,000 | 3,574 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $77,000 | 3,092 |
| Income before extraordinary items | $318,000 | 3,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $318,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $318,000 | 3,580 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 4,519 |
| Total interest expense | $3,725,000 | 4,188 |
| Net interest income | $3,863,000 | 4,736 |
| Provision for loan and lease losses | $129,000 | 4,526 |
| Total noninterest income | $1,411,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $769,000 | 2,210 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $642,000 | 2,901 |
| Total noninterest expense | $3,714,000 | 4,347 |
| Salaries and employee benefits | $1,653,000 | 5,002 |
| Premises and equipment expense | $526,000 | 4,212 |
| Additional noninterest expense | $1,535,000 | 3,348 |
| Pre-tax net operating income | $1,431,000 | 3,984 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $271,000 | 3,506 |
| Income before extraordinary items | $1,160,000 | 4,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,160,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,160,000 | 4,002 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 4,619 |
| Total interest expense | $2,703,000 | 4,277 |
| Net interest income | $2,810,000 | 4,843 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $1,033,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $552,000 | 2,256 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $481,000 | 2,912 |
| Total noninterest expense | $2,792,000 | 4,317 |
| Salaries and employee benefits | $1,262,000 | 4,939 |
| Premises and equipment expense | $400,000 | 4,174 |
| Additional noninterest expense | $1,130,000 | 3,346 |
| Pre-tax net operating income | $956,000 | 4,457 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $155,000 | 4,018 |
| Income before extraordinary items | $801,000 | 4,342 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $801,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $801,000 | 4,333 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 4,735 |
| Total interest expense | $1,705,000 | 4,412 |
| Net interest income | $1,825,000 | 4,944 |
| Provision for loan and lease losses | $37,000 | 4,716 |
| Total noninterest income | $648,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $347,000 | 2,371 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $301,000 | 3,005 |
| Total noninterest expense | $1,862,000 | 4,344 |
| Salaries and employee benefits | $852,000 | 4,927 |
| Premises and equipment expense | $269,000 | 4,161 |
| Additional noninterest expense | $741,000 | 3,390 |
| Pre-tax net operating income | $574,000 | 4,777 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $80,000 | 4,346 |
| Income before extraordinary items | $494,000 | 4,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $494,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $494,000 | 4,568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,846 |
| Total interest expense | $803,000 | 4,563 |
| Net interest income | $897,000 | 5,003 |
| Provision for loan and lease losses | $-5,000 | 8,410 |
| Total noninterest income | $296,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $157,000 | 2,508 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $139,000 | 3,154 |
| Total noninterest expense | $924,000 | 4,369 |
| Salaries and employee benefits | $430,000 | 4,926 |
| Premises and equipment expense | $133,000 | 4,204 |
| Additional noninterest expense | $361,000 | 3,450 |
| Pre-tax net operating income | $274,000 | 4,859 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $232,000 | 4,736 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $232,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $232,000 | 4,717 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 4,804 |
| Total interest expense | $2,786,000 | 4,514 |
| Net interest income | $3,612,000 | 4,951 |
| Provision for loan and lease losses | $172,000 | 3,842 |
| Total noninterest income | $1,153,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $598,000 | 2,687 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $555,000 | 3,159 |
| Total noninterest expense | $3,211,000 | 4,671 |
| Salaries and employee benefits | $1,458,000 | 5,301 |
| Premises and equipment expense | $394,000 | 4,960 |
| Additional noninterest expense | $1,359,000 | 3,566 |
| Pre-tax net operating income | $1,382,000 | 4,477 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $253,000 | 4,015 |
| Income before extraordinary items | $1,129,000 | 4,420 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,129,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,129,000 | 4,403 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 4,832 |
| Total interest expense | $2,014,000 | 4,532 |
| Net interest income | $2,720,000 | 4,990 |
| Provision for loan and lease losses | $106,000 | 3,994 |
| Total noninterest income | $844,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $450,000 | 2,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $394,000 | 3,245 |
| Total noninterest expense | $2,303,000 | 4,798 |
| Salaries and employee benefits | $1,052,000 | 5,391 |
| Premises and equipment expense | $240,000 | 5,602 |
| Additional noninterest expense | $1,011,000 | 3,576 |
| Pre-tax net operating income | $1,155,000 | 4,394 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $241,000 | 3,896 |
| Income before extraordinary items | $914,000 | 4,374 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $914,000 | 4,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $914,000 | 4,365 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 4,839 |
| Total interest expense | $1,253,000 | 4,590 |
| Net interest income | $1,855,000 | 4,935 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $525,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $283,000 | 2,785 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 3,381 |
| Total noninterest expense | $1,402,000 | 5,114 |
| Salaries and employee benefits | $633,000 | 5,736 |
| Premises and equipment expense | $137,000 | 6,003 |
| Additional noninterest expense | $632,000 | 3,761 |
| Pre-tax net operating income | $893,000 | 4,060 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $206,000 | 3,577 |
| Income before extraordinary items | $687,000 | 4,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $687,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $687,000 | 4,105 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 4,891 |
| Total interest expense | $579,000 | 4,673 |
| Net interest income | $923,000 | 4,940 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $243,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $133,000 | 2,855 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,540 |
| Total noninterest expense | $670,000 | 5,266 |
| Salaries and employee benefits | $306,000 | 5,868 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $300,000 | 3,896 |
| Pre-tax net operating income | $461,000 | 3,939 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $109,000 | 3,485 |
| Income before extraordinary items | $352,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $352,000 | 3,990 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 5,005 |
| Total interest expense | $1,528,000 | 5,185 |
| Net interest income | $3,706,000 | 4,854 |
| Provision for loan and lease losses | $71,000 | 5,294 |
| Total noninterest income | $1,021,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $582,000 | 2,724 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $439,000 | 3,612 |
| Total noninterest expense | $2,332,000 | 5,595 |
| Salaries and employee benefits | $1,076,000 | 6,148 |
| Premises and equipment expense | $284,000 | 5,881 |
| Additional noninterest expense | $972,000 | 4,513 |
| Pre-tax net operating income | $2,324,000 | 3,321 |
| Securities gains (losses) | $29,000 | 1,127 |
| Applicable income taxes | $643,000 | 2,962 |
| Income before extraordinary items | $1,710,000 | 3,483 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,710,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,688,830 | 3,479 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 5,077 |
| Total interest expense | $1,025,000 | 5,366 |
| Net interest income | $2,775,000 | 4,869 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $750,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $426,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 3,664 |
| Total noninterest expense | $1,727,000 | 5,599 |
| Salaries and employee benefits | $812,000 | 6,082 |
| Premises and equipment expense | $205,000 | 5,974 |
| Additional noninterest expense | $710,000 | 4,587 |
| Pre-tax net operating income | $1,784,000 | 3,315 |
| Securities gains (losses) | $29,000 | 1,083 |
| Applicable income taxes | $503,000 | 2,925 |
| Income before extraordinary items | $1,310,000 | 3,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,310,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,289,120 | 3,469 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 5,100 |
| Total interest expense | $613,000 | 5,513 |
| Net interest income | $1,852,000 | 4,856 |
| Provision for loan and lease losses | $-10,000 | 8,628 |
| Total noninterest income | $478,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $271,000 | 2,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $207,000 | 3,704 |
| Total noninterest expense | $1,163,000 | 5,572 |
| Salaries and employee benefits | $548,000 | 6,054 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $475,000 | 4,546 |
| Pre-tax net operating income | $1,177,000 | 3,292 |
| Securities gains (losses) | $29,000 | 979 |
| Applicable income taxes | $331,000 | 2,926 |
| Income before extraordinary items | $875,000 | 3,425 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $875,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $853,830 | 3,434 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 5,184 |
| Total interest expense | $281,000 | 5,656 |
| Net interest income | $914,000 | 4,906 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $231,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $133,000 | 2,798 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,767 |
| Total noninterest expense | $566,000 | 5,689 |
| Salaries and employee benefits | $274,000 | 6,088 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $237,000 | 4,538 |
| Pre-tax net operating income | $573,000 | 3,337 |
| Securities gains (losses) | $29,000 | 684 |
| Applicable income taxes | $165,000 | 2,934 |
| Income before extraordinary items | $437,000 | 3,393 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $437,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $415,830 | 3,491 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 5,317 |
| Total interest expense | $975,000 | 5,737 |
| Net interest income | $3,355,000 | 5,052 |
| Provision for loan and lease losses | $-2,000 | 8,645 |
| Total noninterest income | $1,008,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $612,000 | 2,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $396,000 | 3,737 |
| Total noninterest expense | $2,308,000 | 5,546 |
| Salaries and employee benefits | $1,245,000 | 5,583 |
| Premises and equipment expense | $230,000 | 6,406 |
| Additional noninterest expense | $833,000 | 4,963 |
| Pre-tax net operating income | $2,057,000 | 3,440 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $557,000 | 3,159 |
| Income before extraordinary items | $1,504,000 | 3,633 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,504,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,501,080 | 3,580 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 5,412 |
| Total interest expense | $693,000 | 5,863 |
| Net interest income | $2,429,000 | 5,158 |
| Provision for loan and lease losses | $-21,000 | 8,797 |
| Total noninterest income | $757,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $469,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $288,000 | 3,807 |
| Total noninterest expense | $1,687,000 | 5,608 |
| Salaries and employee benefits | $893,000 | 5,677 |
| Premises and equipment expense | $169,000 | 6,448 |
| Additional noninterest expense | $625,000 | 4,917 |
| Pre-tax net operating income | $1,520,000 | 3,546 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $411,000 | 3,249 |
| Income before extraordinary items | $1,109,000 | 3,749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,109,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $550,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,109,000 | 3,671 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 5,571 |
| Total interest expense | $443,000 | 5,997 |
| Net interest income | $1,545,000 | 5,305 |
| Provision for loan and lease losses | $-21,000 | 8,888 |
| Total noninterest income | $498,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $312,000 | 2,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 3,893 |
| Total noninterest expense | $1,098,000 | 5,716 |
| Salaries and employee benefits | $585,000 | 5,771 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $404,000 | 5,029 |
| Pre-tax net operating income | $966,000 | 3,613 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $264,000 | 3,300 |
| Income before extraordinary items | $702,000 | 3,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $702,000 | 3,752 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,763 |
| Total interest expense | $222,000 | 6,052 |
| Net interest income | $722,000 | 5,512 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $243,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 2,607 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $521,000 | 5,913 |
| Salaries and employee benefits | $277,000 | 5,980 |
| Premises and equipment expense | $50,000 | 6,793 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $427,000 | 3,926 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $111,000 | 3,616 |
| Income before extraordinary items | $316,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $316,000 | 3,999 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 6,104 |
| Total interest expense | $915,000 | 6,363 |
| Net interest income | $2,503,000 | 5,897 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $1,028,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $630,000 | 2,605 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $398,000 | 3,982 |
| Total noninterest expense | $1,950,000 | 6,070 |
| Salaries and employee benefits | $966,000 | 6,381 |
| Premises and equipment expense | $219,000 | 6,546 |
| Additional noninterest expense | $765,000 | 5,207 |
| Pre-tax net operating income | $1,557,000 | 4,029 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $403,000 | 3,766 |
| Income before extraordinary items | $1,154,000 | 4,239 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,154,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $550,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,154,000 | 4,075 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 6,229 |
| Total interest expense | $684,000 | 6,521 |
| Net interest income | $1,836,000 | 6,001 |
| Provision for loan and lease losses | $-29,000 | 9,068 |
| Total noninterest income | $778,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $471,000 | 2,614 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 4,003 |
| Total noninterest expense | $1,470,000 | 6,027 |
| Salaries and employee benefits | $740,000 | 6,288 |
| Premises and equipment expense | $166,000 | 6,526 |
| Additional noninterest expense | $564,000 | 5,226 |
| Pre-tax net operating income | $1,173,000 | 4,137 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $304,000 | 3,886 |
| Income before extraordinary items | $869,000 | 4,393 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $869,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $869,000 | 4,222 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 6,196 |
| Total interest expense | $453,000 | 6,657 |
| Net interest income | $1,272,000 | 5,871 |
| Provision for loan and lease losses | $-23,000 | 9,124 |
| Total noninterest income | $503,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $299,000 | 2,656 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $204,000 | 3,997 |
| Total noninterest expense | $984,000 | 6,041 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $362,000 | 5,348 |
| Pre-tax net operating income | $814,000 | 4,008 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $214,000 | 3,830 |
| Income before extraordinary items | $600,000 | 4,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $600,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $600,000 | 4,093 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,309 |
| Total interest expense | $213,000 | 6,902 |
| Net interest income | $625,000 | 5,923 |
| Provision for loan and lease losses | $-3,000 | 9,155 |
| Total noninterest income | $247,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $141,000 | 2,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 3,823 |
| Total noninterest expense | $506,000 | 5,958 |
| Salaries and employee benefits | $275,000 | 5,912 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $369,000 | 4,244 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $279,000 | 4,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $279,000 | 4,237 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 6,314 |
| Total interest expense | $865,000 | 7,309 |
| Net interest income | $2,665,000 | 5,695 |
| Provision for loan and lease losses | $-4,000 | 9,169 |
| Total noninterest income | $889,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $516,000 | 2,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 3,822 |
| Total noninterest expense | $2,149,000 | 5,608 |
| Salaries and employee benefits | $1,168,000 | 5,580 |
| Premises and equipment expense | $230,000 | 6,395 |
| Additional noninterest expense | $751,000 | 5,154 |
| Pre-tax net operating income | $1,409,000 | 4,267 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $348,000 | 4,169 |
| Income before extraordinary items | $1,061,000 | 4,428 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,061,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,061,000 | 4,319 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 6,709 |
| Total interest expense | $1,355,000 | 7,287 |
| Net interest income | $2,220,000 | 6,100 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $807,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $453,000 | 3,073 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $1,972,000 | 5,787 |
| Salaries and employee benefits | $1,112,000 | 5,608 |
| Premises and equipment expense | $247,000 | 6,127 |
| Additional noninterest expense | $613,000 | 5,755 |
| Pre-tax net operating income | $925,000 | 5,104 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $218,000 | 4,878 |
| Income before extraordinary items | $707,000 | 5,197 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $707,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,190 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $707,000 | 5,089 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 7,275 |
| Total interest expense | $1,528,000 | 7,096 |
| Net interest income | $1,610,000 | 7,283 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $604,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,175 |
| Total noninterest expense | $1,763,000 | 6,129 |
| Salaries and employee benefits | $979,000 | 6,007 |
| Premises and equipment expense | $271,000 | 5,760 |
| Additional noninterest expense | $513,000 | 6,329 |
| Pre-tax net operating income | $351,000 | 7,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $43,000 | 7,354 |
| Income before extraordinary items | $308,000 | 7,418 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $308,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $308,000 | 7,422 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 8,255 |
| Total interest expense | $1,087,000 | 7,947 |
| Net interest income | $1,118,000 | 8,364 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $488,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,715 |
| Total noninterest expense | $1,433,000 | 6,949 |
| Salaries and employee benefits | $783,000 | 6,832 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $404,000 | 7,233 |
| Pre-tax net operating income | $111,000 | 9,022 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-21,000 | 9,723 |
| Income before extraordinary items | $132,000 | 8,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $132,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $132,000 | 8,729 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 9,377 |
| Total interest expense | $772,000 | 9,007 |
| Net interest income | $662,000 | 9,584 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $324,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,229 |
| Total noninterest expense | $1,249,000 | 7,408 |
| Salaries and employee benefits | $710,000 | 7,120 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $321,000 | 7,924 |
| Pre-tax net operating income | $-315,000 | 10,082 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-143,000 | 10,271 |
| Income before extraordinary items | $-172,000 | 10,027 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-172,000 | 10,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-172,000 | 9,991 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 10,713 |
| Total interest expense | $264,000 | 10,577 |
| Net interest income | $225,000 | 10,760 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $98,000 | 9,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $685,000 | 9,435 |
| Salaries and employee benefits | $415,000 | 9,161 |
| Premises and equipment expense | $109,000 | 8,750 |
| Additional noninterest expense | $161,000 | 9,871 |
| Pre-tax net operating income | $-388,000 | 10,690 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-160,000 | 10,771 |
| Income before extraordinary items | $-228,000 | 10,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-228,000 | 10,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,350,000 | 353 |
| Net operating income | $-228,000 | 10,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.