Home > Firstbank of El Paso County > Income and Expense
Firstbank of El Paso County, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 3,614 |
| Total interest expense | $767,000 | 5,333 |
| Net interest income | $5,243,000 | 3,108 |
| Provision for loan and lease losses | $740,000 | 2,969 |
| Total noninterest income | $1,946,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $982,000 | 1,187 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $964,000 | 1,839 |
| Total noninterest expense | $4,536,000 | 3,091 |
| Salaries and employee benefits | $1,899,000 | 3,585 |
| Premises and equipment expense | $729,000 | 2,579 |
| Additional noninterest expense | $1,908,000 | 2,593 |
| Pre-tax net operating income | $1,913,000 | 1,970 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $468,000 | 1,735 |
| Income before extraordinary items | $1,445,000 | 2,209 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,445,000 | 2,210 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,445,000 | 2,212 |
| Net charge-offs | $67,000 | 5,286 |
| Cash dividends | $800,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,445,000 | 2,114 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 3,641 |
| Total interest expense | $534,000 | 5,324 |
| Net interest income | $3,478,000 | 3,118 |
| Provision for loan and lease losses | $427,000 | 3,099 |
| Total noninterest income | $1,257,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $653,000 | 1,197 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $604,000 | 1,848 |
| Total noninterest expense | $2,995,000 | 3,120 |
| Salaries and employee benefits | $1,253,000 | 3,632 |
| Premises and equipment expense | $500,000 | 2,539 |
| Additional noninterest expense | $1,242,000 | 2,636 |
| Pre-tax net operating income | $1,313,000 | 1,908 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $327,000 | 1,652 |
| Income before extraordinary items | $986,000 | 2,149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $986,000 | 2,147 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $986,000 | 2,151 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $986,000 | 2,069 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 3,697 |
| Total interest expense | $279,000 | 5,365 |
| Net interest income | $1,732,000 | 3,163 |
| Provision for loan and lease losses | $369,000 | 2,172 |
| Total noninterest income | $619,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $311,000 | 1,255 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $308,000 | 1,809 |
| Total noninterest expense | $1,448,000 | 3,237 |
| Salaries and employee benefits | $612,000 | 3,758 |
| Premises and equipment expense | $229,000 | 2,783 |
| Additional noninterest expense | $607,000 | 2,677 |
| Pre-tax net operating income | $534,000 | 2,288 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $116,000 | 1,983 |
| Income before extraordinary items | $418,000 | 2,482 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $418,000 | 2,479 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $418,000 | 2,482 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $418,000 | 2,385 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,267,000 | 3,730 |
| Total interest expense | $1,668,000 | 4,909 |
| Net interest income | $6,599,000 | 3,195 |
| Provision for loan and lease losses | $388,000 | 4,909 |
| Total noninterest income | $2,666,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,440,000 | 1,197 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,226,000 | 1,887 |
| Total noninterest expense | $6,112,000 | 3,133 |
| Salaries and employee benefits | $2,404,000 | 3,802 |
| Premises and equipment expense | $1,004,000 | 2,564 |
| Additional noninterest expense | $2,704,000 | 2,570 |
| Pre-tax net operating income | $2,765,000 | 1,442 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $683,000 | 1,269 |
| Income before extraordinary items | $2,082,000 | 1,598 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,082,000 | 1,596 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,082,000 | 1,597 |
| Net charge-offs | $94,000 | 5,752 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,082,000 | 1,551 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 3,747 |
| Total interest expense | $1,329,000 | 4,908 |
| Net interest income | $4,931,000 | 3,227 |
| Provision for loan and lease losses | $313,000 | 4,532 |
| Total noninterest income | $1,989,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,093,000 | 1,186 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $896,000 | 1,973 |
| Total noninterest expense | $4,541,000 | 3,159 |
| Salaries and employee benefits | $1,797,000 | 3,860 |
| Premises and equipment expense | $753,000 | 2,598 |
| Additional noninterest expense | $1,991,000 | 2,585 |
| Pre-tax net operating income | $2,066,000 | 1,574 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $518,000 | 1,366 |
| Income before extraordinary items | $1,548,000 | 1,722 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,548,000 | 1,722 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,548,000 | 1,722 |
| Net charge-offs | $67,000 | 5,447 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,548,000 | 1,683 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 3,776 |
| Total interest expense | $943,000 | 4,877 |
| Net interest income | $3,254,000 | 3,233 |
| Provision for loan and lease losses | $330,000 | 3,562 |
| Total noninterest income | $1,345,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $706,000 | 1,202 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $639,000 | 1,907 |
| Total noninterest expense | $3,124,000 | 3,117 |
| Salaries and employee benefits | $1,297,000 | 3,662 |
| Premises and equipment expense | $494,000 | 2,667 |
| Additional noninterest expense | $1,333,000 | 2,582 |
| Pre-tax net operating income | $1,145,000 | 1,901 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $251,000 | 1,723 |
| Income before extraordinary items | $894,000 | 2,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $894,000 | 2,040 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $894,000 | 2,042 |
| Net charge-offs | $41,000 | 5,092 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $894,000 | 1,976 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,824 |
| Total interest expense | $518,000 | 4,749 |
| Net interest income | $1,562,000 | 3,340 |
| Provision for loan and lease losses | $145,000 | 3,383 |
| Total noninterest income | $652,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $349,000 | 1,181 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $303,000 | 1,946 |
| Total noninterest expense | $1,488,000 | 3,162 |
| Salaries and employee benefits | $630,000 | 3,775 |
| Premises and equipment expense | $245,000 | 2,713 |
| Additional noninterest expense | $613,000 | 2,518 |
| Pre-tax net operating income | $581,000 | 2,099 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $453,000 | 2,323 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $453,000 | 2,323 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $453,000 | 2,325 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $453,000 | 2,186 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,360,000 | 4,020 |
| Total interest expense | $3,013,000 | 4,244 |
| Net interest income | $5,347,000 | 3,770 |
| Provision for loan and lease losses | $487,000 | 3,851 |
| Total noninterest income | $2,794,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,585,000 | 1,133 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,209,000 | 1,869 |
| Total noninterest expense | $5,730,000 | 3,210 |
| Salaries and employee benefits | $2,538,000 | 3,742 |
| Premises and equipment expense | $870,000 | 2,963 |
| Additional noninterest expense | $2,322,000 | 2,496 |
| Pre-tax net operating income | $1,924,000 | 2,526 |
| Securities gains (losses) | $69,000 | 1,391 |
| Applicable income taxes | $404,000 | 2,071 |
| Income before extraordinary items | $1,589,000 | 2,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,589,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 3,968 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,533,800 | 2,618 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 4,077 |
| Total interest expense | $2,388,000 | 4,212 |
| Net interest income | $3,880,000 | 3,877 |
| Provision for loan and lease losses | $363,000 | 3,233 |
| Total noninterest income | $2,115,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,198,000 | 1,140 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $917,000 | 1,942 |
| Total noninterest expense | $4,339,000 | 3,162 |
| Salaries and employee benefits | $1,978,000 | 3,644 |
| Premises and equipment expense | $627,000 | 3,078 |
| Additional noninterest expense | $1,734,000 | 2,439 |
| Pre-tax net operating income | $1,293,000 | 3,169 |
| Securities gains (losses) | $69,000 | 1,205 |
| Applicable income taxes | $258,000 | 2,628 |
| Income before extraordinary items | $1,104,000 | 2,909 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,104,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,333 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,048,110 | 3,160 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 4,136 |
| Total interest expense | $1,688,000 | 4,175 |
| Net interest income | $2,469,000 | 4,021 |
| Provision for loan and lease losses | $234,000 | 2,911 |
| Total noninterest income | $1,385,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $770,000 | 1,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $615,000 | 1,971 |
| Total noninterest expense | $3,014,000 | 3,043 |
| Salaries and employee benefits | $1,423,000 | 3,479 |
| Premises and equipment expense | $407,000 | 3,166 |
| Additional noninterest expense | $1,184,000 | 2,385 |
| Pre-tax net operating income | $606,000 | 3,997 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $58,000 | 3,944 |
| Income before extraordinary items | $548,000 | 3,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,895 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $548,000 | 3,775 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 4,234 |
| Total interest expense | $952,000 | 4,019 |
| Net interest income | $1,109,000 | 4,306 |
| Provision for loan and lease losses | $131,000 | 2,345 |
| Total noninterest income | $655,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $371,000 | 1,185 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $284,000 | 2,040 |
| Total noninterest expense | $1,474,000 | 3,112 |
| Salaries and employee benefits | $731,000 | 3,431 |
| Premises and equipment expense | $177,000 | 3,535 |
| Additional noninterest expense | $566,000 | 2,431 |
| Pre-tax net operating income | $159,000 | 5,358 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-25,000 | 7,928 |
| Income before extraordinary items | $184,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $184,000 | 4,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,893 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $184,000 | 4,712 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,427,000 | 4,585 |
| Total interest expense | $4,056,000 | 3,979 |
| Net interest income | $3,371,000 | 5,163 |
| Provision for loan and lease losses | $327,000 | 3,043 |
| Total noninterest income | $2,519,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,389,000 | 1,280 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,130,000 | 2,057 |
| Total noninterest expense | $4,626,000 | 3,682 |
| Salaries and employee benefits | $1,973,000 | 4,418 |
| Premises and equipment expense | $661,000 | 3,587 |
| Additional noninterest expense | $1,992,000 | 2,682 |
| Pre-tax net operating income | $937,000 | 4,866 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $47,000 | 4,969 |
| Income before extraordinary items | $890,000 | 4,565 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $890,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $890,000 | 4,555 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 4,671 |
| Total interest expense | $2,992,000 | 4,034 |
| Net interest income | $2,430,000 | 5,312 |
| Provision for loan and lease losses | $142,000 | 3,566 |
| Total noninterest income | $1,838,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,007,000 | 1,299 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $831,000 | 2,079 |
| Total noninterest expense | $3,531,000 | 3,593 |
| Salaries and employee benefits | $1,538,000 | 4,301 |
| Premises and equipment expense | $496,000 | 3,566 |
| Additional noninterest expense | $1,497,000 | 2,626 |
| Pre-tax net operating income | $595,000 | 5,455 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $591,000 | 5,024 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $591,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $591,000 | 5,012 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 4,769 |
| Total interest expense | $1,914,000 | 4,136 |
| Net interest income | $1,585,000 | 5,415 |
| Provision for loan and lease losses | $79,000 | 3,687 |
| Total noninterest income | $1,178,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $640,000 | 1,379 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $538,000 | 2,143 |
| Total noninterest expense | $2,315,000 | 3,679 |
| Salaries and employee benefits | $1,022,000 | 4,350 |
| Premises and equipment expense | $328,000 | 3,615 |
| Additional noninterest expense | $965,000 | 2,710 |
| Pre-tax net operating income | $369,000 | 5,667 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-8,000 | 8,131 |
| Income before extraordinary items | $377,000 | 5,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $377,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $377,000 | 5,184 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 4,849 |
| Total interest expense | $920,000 | 4,206 |
| Net interest income | $779,000 | 5,470 |
| Provision for loan and lease losses | $16,000 | 4,567 |
| Total noninterest income | $548,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $306,000 | 1,400 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $242,000 | 2,266 |
| Total noninterest expense | $1,125,000 | 3,762 |
| Salaries and employee benefits | $509,000 | 4,382 |
| Premises and equipment expense | $158,000 | 3,732 |
| Additional noninterest expense | $458,000 | 2,809 |
| Pre-tax net operating income | $186,000 | 5,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $183,000 | 5,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $183,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $183,000 | 5,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 4,915 |
| Total interest expense | $2,897,000 | 4,410 |
| Net interest income | $3,272,000 | 5,266 |
| Provision for loan and lease losses | $114,000 | 4,568 |
| Total noninterest income | $2,191,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,181,000 | 1,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,010,000 | 2,209 |
| Total noninterest expense | $4,287,000 | 3,781 |
| Salaries and employee benefits | $1,896,000 | 4,453 |
| Premises and equipment expense | $626,000 | 3,647 |
| Additional noninterest expense | $1,765,000 | 2,869 |
| Pre-tax net operating income | $1,062,000 | 5,059 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $122,000 | 4,794 |
| Income before extraordinary items | $940,000 | 4,844 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $940,000 | 4,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,050 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $940,000 | 4,837 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 4,989 |
| Total interest expense | $2,026,000 | 4,517 |
| Net interest income | $2,481,000 | 5,286 |
| Provision for loan and lease losses | $99,000 | 4,127 |
| Total noninterest income | $1,612,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $881,000 | 1,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $731,000 | 2,270 |
| Total noninterest expense | $3,183,000 | 3,797 |
| Salaries and employee benefits | $1,420,000 | 4,426 |
| Premises and equipment expense | $456,000 | 3,744 |
| Additional noninterest expense | $1,307,000 | 2,885 |
| Pre-tax net operating income | $811,000 | 5,202 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $102,000 | 4,911 |
| Income before extraordinary items | $709,000 | 4,977 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $709,000 | 4,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $709,000 | 4,971 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 5,090 |
| Total interest expense | $1,238,000 | 4,625 |
| Net interest income | $1,651,000 | 5,314 |
| Provision for loan and lease losses | $59,000 | 4,293 |
| Total noninterest income | $1,047,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $576,000 | 1,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,309 |
| Total noninterest expense | $2,083,000 | 3,883 |
| Salaries and employee benefits | $928,000 | 4,514 |
| Premises and equipment expense | $303,000 | 3,738 |
| Additional noninterest expense | $852,000 | 2,959 |
| Pre-tax net operating income | $556,000 | 5,173 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $74,000 | 4,861 |
| Income before extraordinary items | $482,000 | 4,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $482,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $482,000 | 4,965 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 5,194 |
| Total interest expense | $569,000 | 4,737 |
| Net interest income | $808,000 | 5,370 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $500,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $280,000 | 1,528 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,353 |
| Total noninterest expense | $1,041,000 | 3,897 |
| Salaries and employee benefits | $464,000 | 4,523 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $433,000 | 2,904 |
| Pre-tax net operating income | $255,000 | 5,325 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $227,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $227,000 | 5,048 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 5,423 |
| Total interest expense | $1,429,000 | 5,356 |
| Net interest income | $3,167,000 | 5,334 |
| Provision for loan and lease losses | $145,000 | 4,203 |
| Total noninterest income | $1,915,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,039,000 | 1,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $876,000 | 2,403 |
| Total noninterest expense | $3,967,000 | 3,891 |
| Salaries and employee benefits | $1,766,000 | 4,538 |
| Premises and equipment expense | $629,000 | 3,514 |
| Additional noninterest expense | $1,572,000 | 3,116 |
| Pre-tax net operating income | $970,000 | 5,432 |
| Securities gains (losses) | $24,000 | 1,190 |
| Applicable income taxes | $94,000 | 5,424 |
| Income before extraordinary items | $900,000 | 5,087 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $900,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,559 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $878,160 | 5,107 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 5,507 |
| Total interest expense | $949,000 | 5,583 |
| Net interest income | $2,373,000 | 5,342 |
| Provision for loan and lease losses | $107,000 | 4,071 |
| Total noninterest income | $1,419,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $782,000 | 1,648 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $637,000 | 2,462 |
| Total noninterest expense | $2,957,000 | 3,872 |
| Salaries and employee benefits | $1,353,000 | 4,444 |
| Premises and equipment expense | $458,000 | 3,599 |
| Additional noninterest expense | $1,146,000 | 3,146 |
| Pre-tax net operating income | $728,000 | 5,559 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $71,000 | 5,542 |
| Income before extraordinary items | $681,000 | 5,151 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $681,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,476 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $659,160 | 5,194 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 5,546 |
| Total interest expense | $566,000 | 5,724 |
| Net interest income | $1,573,000 | 5,344 |
| Provision for loan and lease losses | $73,000 | 3,895 |
| Total noninterest income | $909,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $501,000 | 1,683 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $408,000 | 2,507 |
| Total noninterest expense | $1,922,000 | 3,938 |
| Salaries and employee benefits | $898,000 | 4,431 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $726,000 | 3,264 |
| Pre-tax net operating income | $487,000 | 5,539 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $50,000 | 5,519 |
| Income before extraordinary items | $461,000 | 5,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $461,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $439,400 | 5,160 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,666 |
| Total interest expense | $248,000 | 5,985 |
| Net interest income | $775,000 | 5,433 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $442,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $246,000 | 1,664 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,504 |
| Total noninterest expense | $955,000 | 3,982 |
| Salaries and employee benefits | $466,000 | 4,316 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $351,000 | 3,354 |
| Pre-tax net operating income | $257,000 | 5,388 |
| Securities gains (losses) | $24,000 | 734 |
| Applicable income taxes | $35,000 | 5,166 |
| Income before extraordinary items | $246,000 | 4,914 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $246,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $224,880 | 5,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 5,845 |
| Total interest expense | $837,000 | 6,134 |
| Net interest income | $2,814,000 | 5,623 |
| Provision for loan and lease losses | $-34,000 | 8,728 |
| Total noninterest income | $1,769,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,022,000 | 1,725 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $747,000 | 2,610 |
| Total noninterest expense | $3,738,000 | 3,953 |
| Salaries and employee benefits | $1,850,000 | 4,246 |
| Premises and equipment expense | $470,000 | 4,278 |
| Additional noninterest expense | $1,418,000 | 3,263 |
| Pre-tax net operating income | $879,000 | 5,557 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $75,000 | 5,772 |
| Income before extraordinary items | $804,000 | 5,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $804,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $804,000 | 5,181 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 5,943 |
| Total interest expense | $601,000 | 6,248 |
| Net interest income | $2,051,000 | 5,708 |
| Provision for loan and lease losses | $-44,000 | 8,832 |
| Total noninterest income | $1,310,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $766,000 | 1,734 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $544,000 | 2,667 |
| Total noninterest expense | $2,667,000 | 4,090 |
| Salaries and employee benefits | $1,310,000 | 4,398 |
| Premises and equipment expense | $326,000 | 4,511 |
| Additional noninterest expense | $1,031,000 | 3,338 |
| Pre-tax net operating income | $738,000 | 5,385 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $93,000 | 5,429 |
| Income before extraordinary items | $645,000 | 5,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $645,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $645,000 | 5,093 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,123 |
| Total interest expense | $398,000 | 6,301 |
| Net interest income | $1,279,000 | 5,948 |
| Provision for loan and lease losses | $-32,000 | 8,906 |
| Total noninterest income | $862,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $500,000 | 1,752 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $362,000 | 2,674 |
| Total noninterest expense | $1,688,000 | 4,285 |
| Salaries and employee benefits | $836,000 | 4,565 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $640,000 | 3,547 |
| Pre-tax net operating income | $485,000 | 5,380 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $68,000 | 5,316 |
| Income before extraordinary items | $417,000 | 5,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $417,000 | 5,130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 6,207 |
| Total interest expense | $203,000 | 6,313 |
| Net interest income | $613,000 | 6,093 |
| Provision for loan and lease losses | $-34,000 | 8,981 |
| Total noninterest income | $418,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $243,000 | 1,755 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $175,000 | 2,684 |
| Total noninterest expense | $805,000 | 4,454 |
| Salaries and employee benefits | $392,000 | 4,808 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $308,000 | 3,671 |
| Pre-tax net operating income | $260,000 | 5,172 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $42,000 | 5,058 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,000 | 4,992 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 6,561 |
| Total interest expense | $844,000 | 6,575 |
| Net interest income | $2,119,000 | 6,401 |
| Provision for loan and lease losses | $104,000 | 5,259 |
| Total noninterest income | $1,768,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,049,000 | 1,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $719,000 | 2,919 |
| Total noninterest expense | $3,224,000 | 4,387 |
| Salaries and employee benefits | $1,362,000 | 5,179 |
| Premises and equipment expense | $429,000 | 4,510 |
| Additional noninterest expense | $1,433,000 | 3,217 |
| Pre-tax net operating income | $559,000 | 6,482 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $548,000 | 6,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $548,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $548,000 | 5,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,662 |
| Total interest expense | $639,000 | 6,701 |
| Net interest income | $1,570,000 | 6,485 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,351,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $789,000 | 1,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $562,000 | 2,930 |
| Total noninterest expense | $2,468,000 | 4,310 |
| Salaries and employee benefits | $1,045,000 | 5,094 |
| Premises and equipment expense | $324,000 | 4,491 |
| Additional noninterest expense | $1,099,000 | 3,130 |
| Pre-tax net operating income | $363,000 | 6,883 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-14,000 | 8,935 |
| Income before extraordinary items | $377,000 | 6,480 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $377,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $377,000 | 6,312 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 6,677 |
| Total interest expense | $425,000 | 6,813 |
| Net interest income | $1,065,000 | 6,450 |
| Provision for loan and lease losses | $67,000 | 4,579 |
| Total noninterest income | $880,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $510,000 | 1,657 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $370,000 | 2,916 |
| Total noninterest expense | $1,578,000 | 4,416 |
| Salaries and employee benefits | $710,000 | 5,027 |
| Premises and equipment expense | $212,000 | 4,550 |
| Additional noninterest expense | $656,000 | 3,421 |
| Pre-tax net operating income | $300,000 | 6,495 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $284,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $284,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $284,000 | 6,017 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,697 |
| Total interest expense | $205,000 | 7,010 |
| Net interest income | $545,000 | 6,384 |
| Provision for loan and lease losses | $52,000 | 3,624 |
| Total noninterest income | $422,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $248,000 | 1,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 2,958 |
| Total noninterest expense | $789,000 | 4,406 |
| Salaries and employee benefits | $367,000 | 4,927 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $320,000 | 3,457 |
| Pre-tax net operating income | $126,000 | 6,812 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 6,928 |
| Total interest expense | $814,000 | 7,470 |
| Net interest income | $2,114,000 | 6,454 |
| Provision for loan and lease losses | $33,000 | 7,142 |
| Total noninterest income | $1,659,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $995,000 | 1,627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $664,000 | 2,789 |
| Total noninterest expense | $3,235,000 | 4,209 |
| Salaries and employee benefits | $1,625,000 | 4,408 |
| Premises and equipment expense | $442,000 | 4,322 |
| Additional noninterest expense | $1,168,000 | 3,683 |
| Pre-tax net operating income | $505,000 | 6,747 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-8,000 | 8,846 |
| Income before extraordinary items | $513,000 | 6,339 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $513,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $513,000 | 6,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 7,679 |
| Total interest expense | $1,176,000 | 7,652 |
| Net interest income | $1,386,000 | 7,537 |
| Provision for loan and lease losses | $113,000 | 5,400 |
| Total noninterest income | $1,347,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $793,000 | 1,916 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $554,000 | 2,956 |
| Total noninterest expense | $2,966,000 | 4,372 |
| Salaries and employee benefits | $1,501,000 | 4,509 |
| Premises and equipment expense | $452,000 | 4,220 |
| Additional noninterest expense | $1,013,000 | 4,029 |
| Pre-tax net operating income | $-346,000 | 9,070 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-255,000 | 9,404 |
| Income before extraordinary items | $-91,000 | 8,948 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-91,000 | 8,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-91,000 | 8,889 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 8,787 |
| Total interest expense | $943,000 | 8,339 |
| Net interest income | $706,000 | 9,103 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $853,000 | 3,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $502,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,618 |
| Total noninterest expense | $1,985,000 | 5,706 |
| Salaries and employee benefits | $944,000 | 6,148 |
| Premises and equipment expense | $307,000 | 5,354 |
| Additional noninterest expense | $734,000 | 5,008 |
| Pre-tax net operating income | $-471,000 | 9,519 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-256,000 | 9,724 |
| Income before extraordinary items | $-215,000 | 9,386 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-215,000 | 9,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-215,000 | 9,385 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 9,945 |
| Total interest expense | $308,000 | 9,790 |
| Net interest income | $237,000 | 10,028 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $310,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $952,000 | 8,262 |
| Salaries and employee benefits | $426,000 | 8,754 |
| Premises and equipment expense | $161,000 | 7,475 |
| Additional noninterest expense | $365,000 | 7,577 |
| Pre-tax net operating income | $-447,000 | 9,814 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-181,000 | 10,015 |
| Income before extraordinary items | $-266,000 | 9,734 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-266,000 | 9,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-266,000 | 9,716 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.