Home > FirstBank of Douglas County > Income and Expense
FirstBank of Douglas County, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 2,021 |
| Total interest expense | $1,383,000 | 3,914 |
| Net interest income | $10,091,000 | 1,674 |
| Provision for loan and lease losses | $526,000 | 3,461 |
| Total noninterest income | $2,502,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,275,000 | 922 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,227,000 | 1,574 |
| Total noninterest expense | $5,502,000 | 2,624 |
| Salaries and employee benefits | $1,978,000 | 3,468 |
| Premises and equipment expense | $601,000 | 3,025 |
| Additional noninterest expense | $2,923,000 | 1,815 |
| Pre-tax net operating income | $6,565,000 | 650 |
| Securities gains (losses) | $-205,000 | 7,484 |
| Applicable income taxes | $1,822,000 | 640 |
| Income before extraordinary items | $4,538,000 | 767 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,538,000 | 765 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,538,000 | 767 |
| Net charge-offs | $516,000 | 3,039 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,683,550 | 706 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 1,990 |
| Total interest expense | $963,000 | 3,907 |
| Net interest income | $6,882,000 | 1,633 |
| Provision for loan and lease losses | $396,000 | 3,211 |
| Total noninterest income | $1,722,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $858,000 | 918 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $864,000 | 1,443 |
| Total noninterest expense | $3,606,000 | 2,662 |
| Salaries and employee benefits | $1,323,000 | 3,484 |
| Premises and equipment expense | $407,000 | 3,014 |
| Additional noninterest expense | $1,876,000 | 1,860 |
| Pre-tax net operating income | $4,602,000 | 606 |
| Securities gains (losses) | $-205,000 | 7,595 |
| Applicable income taxes | $1,259,000 | 585 |
| Income before extraordinary items | $3,138,000 | 715 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,138,000 | 714 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,138,000 | 715 |
| Net charge-offs | $347,000 | 2,878 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,283,550 | 665 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 2,042 |
| Total interest expense | $494,000 | 3,967 |
| Net interest income | $3,424,000 | 1,656 |
| Provision for loan and lease losses | $237,000 | 2,766 |
| Total noninterest income | $828,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $419,000 | 936 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $409,000 | 1,489 |
| Total noninterest expense | $1,760,000 | 2,760 |
| Salaries and employee benefits | $659,000 | 3,548 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $913,000 | 1,879 |
| Pre-tax net operating income | $2,255,000 | 610 |
| Securities gains (losses) | $-205,000 | 7,762 |
| Applicable income taxes | $583,000 | 632 |
| Income before extraordinary items | $1,467,000 | 756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,467,000 | 758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,467,000 | 760 |
| Net charge-offs | $88,000 | 3,218 |
| Cash dividends | $1,500,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,614,600 | 660 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,050,000 | 1,987 |
| Total interest expense | $3,173,000 | 3,284 |
| Net interest income | $13,877,000 | 1,618 |
| Provision for loan and lease losses | $1,588,000 | 2,805 |
| Total noninterest income | $3,469,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,806,000 | 960 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,663,000 | 1,558 |
| Total noninterest expense | $7,370,000 | 2,667 |
| Salaries and employee benefits | $2,664,000 | 3,523 |
| Premises and equipment expense | $786,000 | 3,167 |
| Additional noninterest expense | $3,920,000 | 1,878 |
| Pre-tax net operating income | $8,388,000 | 515 |
| Securities gains (losses) | $-108,000 | 7,299 |
| Applicable income taxes | $2,308,000 | 507 |
| Income before extraordinary items | $5,972,000 | 570 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,972,000 | 569 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,972,000 | 571 |
| Net charge-offs | $876,000 | 3,040 |
| Cash dividends | $4,100,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,049,760 | 564 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,053,000 | 1,976 |
| Total interest expense | $2,548,000 | 3,249 |
| Net interest income | $10,505,000 | 1,605 |
| Provision for loan and lease losses | $1,134,000 | 2,597 |
| Total noninterest income | $2,598,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,359,000 | 955 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,239,000 | 1,584 |
| Total noninterest expense | $5,527,000 | 2,676 |
| Salaries and employee benefits | $1,989,000 | 3,553 |
| Premises and equipment expense | $576,000 | 3,277 |
| Additional noninterest expense | $2,962,000 | 1,808 |
| Pre-tax net operating income | $6,442,000 | 530 |
| Securities gains (losses) | $-108,000 | 7,485 |
| Applicable income taxes | $1,805,000 | 514 |
| Income before extraordinary items | $4,529,000 | 599 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,529,000 | 600 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,529,000 | 601 |
| Net charge-offs | $839,000 | 2,407 |
| Cash dividends | $3,600,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,606,760 | 585 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,878,000 | 1,977 |
| Total interest expense | $1,836,000 | 3,171 |
| Net interest income | $7,042,000 | 1,591 |
| Provision for loan and lease losses | $812,000 | 2,318 |
| Total noninterest income | $1,708,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $886,000 | 961 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $822,000 | 1,616 |
| Total noninterest expense | $3,717,000 | 2,682 |
| Salaries and employee benefits | $1,350,000 | 3,557 |
| Premises and equipment expense | $366,000 | 3,416 |
| Additional noninterest expense | $2,001,000 | 1,809 |
| Pre-tax net operating income | $4,221,000 | 517 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,195,000 | 529 |
| Income before extraordinary items | $3,026,000 | 601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,026,000 | 598 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,026,000 | 601 |
| Net charge-offs | $683,000 | 2,005 |
| Cash dividends | $2,350,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,026,000 | 578 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 1,982 |
| Total interest expense | $1,033,000 | 2,975 |
| Net interest income | $3,461,000 | 1,617 |
| Provision for loan and lease losses | $243,000 | 2,599 |
| Total noninterest income | $849,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $438,000 | 941 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $411,000 | 1,590 |
| Total noninterest expense | $1,777,000 | 2,710 |
| Salaries and employee benefits | $704,000 | 3,446 |
| Premises and equipment expense | $169,000 | 3,661 |
| Additional noninterest expense | $904,000 | 1,783 |
| Pre-tax net operating income | $2,290,000 | 515 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $672,000 | 489 |
| Income before extraordinary items | $1,618,000 | 619 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,618,000 | 619 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,618,000 | 621 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,618,000 | 580 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,864,000 | 2,123 |
| Total interest expense | $5,690,000 | 2,638 |
| Net interest income | $12,174,000 | 1,832 |
| Provision for loan and lease losses | $485,000 | 3,855 |
| Total noninterest income | $4,112,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,976,000 | 895 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,136,000 | 1,245 |
| Total noninterest expense | $6,921,000 | 2,716 |
| Salaries and employee benefits | $2,947,000 | 3,309 |
| Premises and equipment expense | $760,000 | 3,307 |
| Additional noninterest expense | $3,214,000 | 1,902 |
| Pre-tax net operating income | $8,880,000 | 624 |
| Securities gains (losses) | $-488,000 | 7,546 |
| Applicable income taxes | $2,382,000 | 577 |
| Income before extraordinary items | $6,010,000 | 675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,010,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,964 |
| Cash dividends | $3,300,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,361,360 | 674 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,318,000 | 2,191 |
| Total interest expense | $4,462,000 | 2,622 |
| Net interest income | $8,856,000 | 1,910 |
| Provision for loan and lease losses | $207,000 | 4,158 |
| Total noninterest income | $3,233,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,491,000 | 891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,742,000 | 1,223 |
| Total noninterest expense | $5,301,000 | 2,651 |
| Salaries and employee benefits | $2,319,000 | 3,196 |
| Premises and equipment expense | $572,000 | 3,309 |
| Additional noninterest expense | $2,410,000 | 1,836 |
| Pre-tax net operating income | $6,581,000 | 763 |
| Securities gains (losses) | $-488,000 | 7,771 |
| Applicable income taxes | $1,717,000 | 740 |
| Income before extraordinary items | $4,376,000 | 837 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,376,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,457 |
| Cash dividends | $2,800,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,727,360 | 815 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 2,231 |
| Total interest expense | $3,148,000 | 2,598 |
| Net interest income | $5,674,000 | 1,969 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $2,314,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $976,000 | 895 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,338,000 | 1,147 |
| Total noninterest expense | $3,610,000 | 2,611 |
| Salaries and employee benefits | $1,617,000 | 3,101 |
| Premises and equipment expense | $404,000 | 3,186 |
| Additional noninterest expense | $1,589,000 | 1,819 |
| Pre-tax net operating income | $4,283,000 | 828 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,225,000 | 790 |
| Income before extraordinary items | $3,058,000 | 889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,058,000 | 889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $1,800,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,058,000 | 873 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 2,295 |
| Total interest expense | $1,784,000 | 2,465 |
| Net interest income | $2,604,000 | 2,131 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $868,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $482,000 | 895 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $386,000 | 1,673 |
| Total noninterest expense | $1,752,000 | 2,673 |
| Salaries and employee benefits | $816,000 | 3,105 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $743,000 | 1,896 |
| Pre-tax net operating income | $1,680,000 | 1,129 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $435,000 | 1,125 |
| Income before extraordinary items | $1,245,000 | 1,211 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,245,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,245,000 | 1,168 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,175,000 | 2,396 |
| Total interest expense | $8,263,000 | 2,258 |
| Net interest income | $8,912,000 | 2,471 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $3,522,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,028,000 | 879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,494,000 | 1,675 |
| Total noninterest expense | $6,408,000 | 2,790 |
| Salaries and employee benefits | $2,504,000 | 3,710 |
| Premises and equipment expense | $816,000 | 3,027 |
| Additional noninterest expense | $3,088,000 | 1,791 |
| Pre-tax net operating income | $5,741,000 | 1,451 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,438,000 | 1,450 |
| Income before extraordinary items | $4,303,000 | 1,488 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,303,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,728 |
| Cash dividends | $3,600,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,303,000 | 1,468 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,795,000 | 2,415 |
| Total interest expense | $6,169,000 | 2,269 |
| Net interest income | $6,626,000 | 2,506 |
| Provision for loan and lease losses | $187,000 | 3,098 |
| Total noninterest income | $2,595,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,510,000 | 875 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,085,000 | 1,724 |
| Total noninterest expense | $4,801,000 | 2,763 |
| Salaries and employee benefits | $1,880,000 | 3,705 |
| Premises and equipment expense | $616,000 | 3,013 |
| Additional noninterest expense | $2,305,000 | 1,762 |
| Pre-tax net operating income | $4,233,000 | 1,593 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,057,000 | 1,576 |
| Income before extraordinary items | $3,176,000 | 1,592 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,176,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $2,800,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,176,000 | 1,579 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 2,462 |
| Total interest expense | $3,964,000 | 2,343 |
| Net interest income | $4,463,000 | 2,504 |
| Provision for loan and lease losses | $139,000 | 2,774 |
| Total noninterest income | $1,666,000 | 1,548 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $962,000 | 924 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $704,000 | 1,765 |
| Total noninterest expense | $3,144,000 | 2,848 |
| Salaries and employee benefits | $1,244,000 | 3,762 |
| Premises and equipment expense | $397,000 | 3,103 |
| Additional noninterest expense | $1,503,000 | 1,808 |
| Pre-tax net operating income | $2,846,000 | 1,624 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $715,000 | 1,638 |
| Income before extraordinary items | $2,131,000 | 1,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,131,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,747 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,131,000 | 1,613 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 2,502 |
| Total interest expense | $1,885,000 | 2,427 |
| Net interest income | $2,228,000 | 2,523 |
| Provision for loan and lease losses | $44,000 | 3,369 |
| Total noninterest income | $781,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $452,000 | 950 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $329,000 | 1,839 |
| Total noninterest expense | $1,561,000 | 2,881 |
| Salaries and employee benefits | $627,000 | 3,764 |
| Premises and equipment expense | $191,000 | 3,230 |
| Additional noninterest expense | $743,000 | 1,794 |
| Pre-tax net operating income | $1,404,000 | 1,633 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $353,000 | 1,654 |
| Income before extraordinary items | $1,051,000 | 1,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,051,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,051,000 | 1,626 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,406,000 | 2,496 |
| Total interest expense | $6,396,000 | 2,456 |
| Net interest income | $9,010,000 | 2,509 |
| Provision for loan and lease losses | $193,000 | 3,604 |
| Total noninterest income | $3,197,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,813,000 | 974 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,384,000 | 1,768 |
| Total noninterest expense | $5,651,000 | 3,016 |
| Salaries and employee benefits | $2,223,000 | 3,949 |
| Premises and equipment expense | $652,000 | 3,531 |
| Additional noninterest expense | $2,776,000 | 1,897 |
| Pre-tax net operating income | $6,363,000 | 1,525 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,631,000 | 1,547 |
| Income before extraordinary items | $4,732,000 | 1,529 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,732,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,850 |
| Cash dividends | $4,300,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,732,000 | 1,512 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,390,000 | 2,518 |
| Total interest expense | $4,552,000 | 2,503 |
| Net interest income | $6,838,000 | 2,508 |
| Provision for loan and lease losses | $117,000 | 3,859 |
| Total noninterest income | $2,364,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,357,000 | 981 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,007,000 | 1,815 |
| Total noninterest expense | $4,172,000 | 3,056 |
| Salaries and employee benefits | $1,660,000 | 3,947 |
| Premises and equipment expense | $475,000 | 3,619 |
| Additional noninterest expense | $2,037,000 | 1,917 |
| Pre-tax net operating income | $4,913,000 | 1,527 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,290,000 | 1,557 |
| Income before extraordinary items | $3,623,000 | 1,543 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,623,000 | 1,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $3,300,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,623,000 | 1,524 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 2,521 |
| Total interest expense | $2,848,000 | 2,551 |
| Net interest income | $4,601,000 | 2,487 |
| Provision for loan and lease losses | $104,000 | 3,267 |
| Total noninterest income | $1,529,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $878,000 | 999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $651,000 | 1,861 |
| Total noninterest expense | $2,775,000 | 3,074 |
| Salaries and employee benefits | $1,120,000 | 3,944 |
| Premises and equipment expense | $318,000 | 3,601 |
| Additional noninterest expense | $1,337,000 | 1,966 |
| Pre-tax net operating income | $3,251,000 | 1,545 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $848,000 | 1,592 |
| Income before extraordinary items | $2,403,000 | 1,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,403,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $2,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,403,000 | 1,520 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 2,534 |
| Total interest expense | $1,336,000 | 2,584 |
| Net interest income | $2,299,000 | 2,483 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $749,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $433,000 | 986 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $316,000 | 1,861 |
| Total noninterest expense | $1,362,000 | 3,137 |
| Salaries and employee benefits | $588,000 | 3,823 |
| Premises and equipment expense | $146,000 | 3,863 |
| Additional noninterest expense | $628,000 | 2,070 |
| Pre-tax net operating income | $1,651,000 | 1,501 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $431,000 | 1,564 |
| Income before extraordinary items | $1,220,000 | 1,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,220,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,220,000 | 1,462 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,599,000 | 2,426 |
| Total interest expense | $4,107,000 | 2,597 |
| Net interest income | $9,492,000 | 2,328 |
| Provision for loan and lease losses | $256,000 | 3,108 |
| Total noninterest income | $3,093,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,792,000 | 977 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,301,000 | 1,843 |
| Total noninterest expense | $5,280,000 | 3,090 |
| Salaries and employee benefits | $2,185,000 | 3,862 |
| Premises and equipment expense | $628,000 | 3,522 |
| Additional noninterest expense | $2,467,000 | 2,036 |
| Pre-tax net operating income | $7,049,000 | 1,354 |
| Securities gains (losses) | $138,000 | 603 |
| Applicable income taxes | $1,931,000 | 1,406 |
| Income before extraordinary items | $5,256,000 | 1,357 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,256,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $3,800,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,155,260 | 1,367 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,034,000 | 2,409 |
| Total interest expense | $2,896,000 | 2,608 |
| Net interest income | $7,138,000 | 2,296 |
| Provision for loan and lease losses | $206,000 | 2,911 |
| Total noninterest income | $2,321,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,348,000 | 967 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $973,000 | 1,855 |
| Total noninterest expense | $3,980,000 | 3,040 |
| Salaries and employee benefits | $1,656,000 | 3,810 |
| Premises and equipment expense | $465,000 | 3,547 |
| Additional noninterest expense | $1,859,000 | 2,001 |
| Pre-tax net operating income | $5,273,000 | 1,361 |
| Securities gains (losses) | $138,000 | 566 |
| Applicable income taxes | $1,446,000 | 1,424 |
| Income before extraordinary items | $3,965,000 | 1,360 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,965,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $2,700,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,864,260 | 1,363 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 2,384 |
| Total interest expense | $1,832,000 | 2,594 |
| Net interest income | $4,750,000 | 2,285 |
| Provision for loan and lease losses | $118,000 | 3,147 |
| Total noninterest income | $1,493,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $863,000 | 992 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $630,000 | 1,865 |
| Total noninterest expense | $2,643,000 | 3,037 |
| Salaries and employee benefits | $1,108,000 | 3,792 |
| Premises and equipment expense | $313,000 | 3,501 |
| Additional noninterest expense | $1,222,000 | 2,013 |
| Pre-tax net operating income | $3,482,000 | 1,346 |
| Securities gains (losses) | $138,000 | 476 |
| Applicable income taxes | $969,000 | 1,401 |
| Income before extraordinary items | $2,651,000 | 1,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,651,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $1,600,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,550,260 | 1,347 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 2,350 |
| Total interest expense | $881,000 | 2,587 |
| Net interest income | $2,402,000 | 2,246 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $718,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $417,000 | 991 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $301,000 | 1,886 |
| Total noninterest expense | $1,327,000 | 3,041 |
| Salaries and employee benefits | $589,000 | 3,618 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $590,000 | 2,078 |
| Pre-tax net operating income | $1,776,000 | 1,292 |
| Securities gains (losses) | $38,000 | 620 |
| Applicable income taxes | $483,000 | 1,397 |
| Income before extraordinary items | $1,331,000 | 1,301 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,331,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,303,260 | 1,293 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,138,000 | 2,367 |
| Total interest expense | $2,904,000 | 2,698 |
| Net interest income | $9,234,000 | 2,212 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $2,972,000 | 1,621 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,827,000 | 960 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,145,000 | 1,966 |
| Total noninterest expense | $5,243,000 | 2,980 |
| Salaries and employee benefits | $2,373,000 | 3,484 |
| Premises and equipment expense | $639,000 | 3,365 |
| Additional noninterest expense | $2,231,000 | 2,184 |
| Pre-tax net operating income | $6,938,000 | 1,246 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,803,000 | 1,396 |
| Income before extraordinary items | $5,135,000 | 1,267 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,135,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $4,500,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,135,000 | 1,233 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 2,412 |
| Total interest expense | $2,071,000 | 2,767 |
| Net interest income | $6,747,000 | 2,239 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $2,219,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,379,000 | 959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $840,000 | 2,004 |
| Total noninterest expense | $3,862,000 | 2,994 |
| Salaries and employee benefits | $1,724,000 | 3,555 |
| Premises and equipment expense | $485,000 | 3,338 |
| Additional noninterest expense | $1,653,000 | 2,184 |
| Pre-tax net operating income | $5,085,000 | 1,286 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,312,000 | 1,443 |
| Income before extraordinary items | $3,773,000 | 1,305 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,773,000 | 1,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,773,000 | 1,268 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,673,000 | 2,469 |
| Total interest expense | $1,349,000 | 2,797 |
| Net interest income | $4,324,000 | 2,306 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $1,475,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $916,000 | 947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $559,000 | 2,021 |
| Total noninterest expense | $2,529,000 | 3,053 |
| Salaries and employee benefits | $1,129,000 | 3,622 |
| Premises and equipment expense | $335,000 | 3,246 |
| Additional noninterest expense | $1,065,000 | 2,265 |
| Pre-tax net operating income | $3,235,000 | 1,320 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $821,000 | 1,504 |
| Income before extraordinary items | $2,414,000 | 1,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,414,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,414,000 | 1,292 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 2,533 |
| Total interest expense | $681,000 | 2,814 |
| Net interest income | $2,079,000 | 2,401 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $718,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $447,000 | 940 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $271,000 | 2,010 |
| Total noninterest expense | $1,211,000 | 3,205 |
| Salaries and employee benefits | $544,000 | 3,755 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $514,000 | 2,300 |
| Pre-tax net operating income | $1,558,000 | 1,347 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $387,000 | 1,602 |
| Income before extraordinary items | $1,171,000 | 1,367 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,171,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,171,000 | 1,299 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,410,000 | 2,712 |
| Total interest expense | $2,903,000 | 2,955 |
| Net interest income | $7,507,000 | 2,568 |
| Provision for loan and lease losses | $-88,000 | 9,018 |
| Total noninterest income | $2,875,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,783,000 | 967 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,092,000 | 2,260 |
| Total noninterest expense | $4,630,000 | 3,270 |
| Salaries and employee benefits | $1,937,000 | 4,037 |
| Premises and equipment expense | $617,000 | 3,441 |
| Additional noninterest expense | $2,076,000 | 2,324 |
| Pre-tax net operating income | $5,840,000 | 1,412 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,457,000 | 1,657 |
| Income before extraordinary items | $4,383,000 | 1,437 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,383,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,807 |
| Cash dividends | $3,600,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,383,000 | 1,378 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 2,749 |
| Total interest expense | $2,188,000 | 3,034 |
| Net interest income | $5,642,000 | 2,580 |
| Provision for loan and lease losses | $-47,000 | 9,093 |
| Total noninterest income | $2,160,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,318,000 | 995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $842,000 | 2,304 |
| Total noninterest expense | $3,481,000 | 3,247 |
| Salaries and employee benefits | $1,472,000 | 3,978 |
| Premises and equipment expense | $453,000 | 3,504 |
| Additional noninterest expense | $1,556,000 | 2,307 |
| Pre-tax net operating income | $4,368,000 | 1,469 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,079,000 | 1,744 |
| Income before extraordinary items | $3,289,000 | 1,494 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,289,000 | 1,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $2,100,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,289,000 | 1,419 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 2,725 |
| Total interest expense | $1,464,000 | 3,119 |
| Net interest income | $3,852,000 | 2,523 |
| Provision for loan and lease losses | $-83,000 | 9,182 |
| Total noninterest income | $1,426,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $861,000 | 991 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $565,000 | 2,264 |
| Total noninterest expense | $2,337,000 | 3,235 |
| Salaries and employee benefits | $995,000 | 3,930 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $1,041,000 | 2,280 |
| Pre-tax net operating income | $3,024,000 | 1,414 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $767,000 | 1,683 |
| Income before extraordinary items | $2,257,000 | 1,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,257,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $1,300,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,257,000 | 1,365 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 2,755 |
| Total interest expense | $738,000 | 3,161 |
| Net interest income | $1,909,000 | 2,540 |
| Provision for loan and lease losses | $-93,000 | 9,261 |
| Total noninterest income | $682,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $422,000 | 982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $260,000 | 2,315 |
| Total noninterest expense | $1,169,000 | 3,232 |
| Salaries and employee benefits | $523,000 | 3,768 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $502,000 | 2,334 |
| Pre-tax net operating income | $1,515,000 | 1,417 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $384,000 | 1,683 |
| Income before extraordinary items | $1,131,000 | 1,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,131,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,131,000 | 1,352 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,252,000 | 2,708 |
| Total interest expense | $3,159,000 | 3,400 |
| Net interest income | $8,093,000 | 2,372 |
| Provision for loan and lease losses | $-94,000 | 9,258 |
| Total noninterest income | $2,657,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,590,000 | 1,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,067,000 | 2,085 |
| Total noninterest expense | $4,795,000 | 3,034 |
| Salaries and employee benefits | $2,298,000 | 3,350 |
| Premises and equipment expense | $580,000 | 3,511 |
| Additional noninterest expense | $1,917,000 | 2,406 |
| Pre-tax net operating income | $6,049,000 | 1,391 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,589,000 | 1,574 |
| Income before extraordinary items | $4,460,000 | 1,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,460,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $1,900,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,460,000 | 1,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,067,000 | 2,812 |
| Total interest expense | $4,983,000 | 3,164 |
| Net interest income | $7,084,000 | 2,529 |
| Provision for loan and lease losses | $85,000 | 5,898 |
| Total noninterest income | $2,468,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,456,000 | 1,022 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,012,000 | 2,023 |
| Total noninterest expense | $5,316,000 | 2,668 |
| Salaries and employee benefits | $2,359,000 | 3,107 |
| Premises and equipment expense | $596,000 | 3,374 |
| Additional noninterest expense | $2,361,000 | 1,908 |
| Pre-tax net operating income | $4,151,000 | 1,713 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,144,000 | 1,892 |
| Income before extraordinary items | $3,007,000 | 1,752 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,007,000 | 1,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $2,700,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,007,000 | 1,678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,797,000 | 3,185 |
| Total interest expense | $5,452,000 | 3,067 |
| Net interest income | $5,345,000 | 3,277 |
| Provision for loan and lease losses | $93,000 | 5,470 |
| Total noninterest income | $2,172,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,210,000 | 1,122 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $962,000 | 1,908 |
| Total noninterest expense | $4,776,000 | 2,838 |
| Salaries and employee benefits | $1,932,000 | 3,570 |
| Premises and equipment expense | $612,000 | 3,211 |
| Additional noninterest expense | $2,232,000 | 1,945 |
| Pre-tax net operating income | $2,648,000 | 2,637 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $697,000 | 2,795 |
| Income before extraordinary items | $1,951,000 | 2,630 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,951,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $1,575,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,951,000 | 2,623 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,823,000 | 3,271 |
| Total interest expense | $4,684,000 | 3,109 |
| Net interest income | $5,139,000 | 3,373 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $1,899,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,046,000 | 1,257 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $853,000 | 2,072 |
| Total noninterest expense | $4,673,000 | 2,891 |
| Salaries and employee benefits | $1,856,000 | 3,655 |
| Premises and equipment expense | $612,000 | 3,194 |
| Additional noninterest expense | $2,205,000 | 1,978 |
| Pre-tax net operating income | $2,325,000 | 2,962 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $637,000 | 3,090 |
| Income before extraordinary items | $1,688,000 | 2,954 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,688,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $4,150,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,688,000 | 2,922 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 3,359 |
| Total interest expense | $4,679,000 | 3,184 |
| Net interest income | $4,913,000 | 3,456 |
| Provision for loan and lease losses | $-63,000 | 10,287 |
| Total noninterest income | $1,762,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $859,000 | 1,465 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $903,000 | 2,001 |
| Total noninterest expense | $4,840,000 | 2,707 |
| Salaries and employee benefits | $2,130,000 | 3,149 |
| Premises and equipment expense | $536,000 | 3,508 |
| Additional noninterest expense | $2,174,000 | 1,943 |
| Pre-tax net operating income | $1,898,000 | 3,476 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $498,000 | 3,845 |
| Income before extraordinary items | $1,400,000 | 3,443 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,400,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,400,000 | 3,345 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,100,000 | 3,202 |
| Total interest expense | $5,191,000 | 2,878 |
| Net interest income | $4,909,000 | 3,547 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $1,592,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $900,000 | 1,434 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $692,000 | 2,235 |
| Total noninterest expense | $4,709,000 | 2,721 |
| Salaries and employee benefits | $2,021,000 | 3,273 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $2,280,000 | 1,869 |
| Pre-tax net operating income | $1,759,000 | 3,936 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $472,000 | 4,391 |
| Income before extraordinary items | $1,287,000 | 3,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,287,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $1,800,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,287,000 | 3,758 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 3,351 |
| Total interest expense | $5,299,000 | 2,859 |
| Net interest income | $4,486,000 | 3,907 |
| Provision for loan and lease losses | $58,000 | 6,349 |
| Total noninterest income | $1,333,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $744,000 | 1,823 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $589,000 | 2,601 |
| Total noninterest expense | $4,071,000 | 3,300 |
| Salaries and employee benefits | $1,796,000 | 3,676 |
| Premises and equipment expense | $263,000 | 6,065 |
| Additional noninterest expense | $2,012,000 | 2,438 |
| Pre-tax net operating income | $1,690,000 | 3,953 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $281,000 | 6,055 |
| Income before extraordinary items | $1,409,000 | 3,389 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,409,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,409,000 | 3,347 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 6,877 |
| Total interest expense | $1,509,000 | 7,678 |
| Net interest income | $2,590,000 | 6,146 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $863,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $620,000 | 2,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,558 |
| Total noninterest expense | $1,990,000 | 6,005 |
| Salaries and employee benefits | $997,000 | 6,088 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $890,000 | 4,807 |
| Pre-tax net operating income | $1,428,000 | 4,627 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $427,000 | 4,722 |
| Income before extraordinary items | $1,001,000 | 4,625 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,001,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,001,000 | 4,594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 7,455 |
| Total interest expense | $914,000 | 9,064 |
| Net interest income | $2,504,000 | 6,479 |
| Provision for loan and lease losses | $73,000 | 5,231 |
| Total noninterest income | $695,000 | 4,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,240 |
| Total noninterest expense | $1,898,000 | 6,456 |
| Salaries and employee benefits | $998,000 | 6,095 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $809,000 | 5,647 |
| Pre-tax net operating income | $1,228,000 | 5,152 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $367,000 | 5,078 |
| Income before extraordinary items | $861,000 | 5,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $861,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $861,000 | 5,121 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 7,892 |
| Total interest expense | $852,000 | 9,781 |
| Net interest income | $2,415,000 | 6,706 |
| Provision for loan and lease losses | $-120,000 | 12,936 |
| Total noninterest income | $821,000 | 3,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,860 |
| Total noninterest expense | $1,869,000 | 6,702 |
| Salaries and employee benefits | $982,000 | 6,231 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $796,000 | 5,948 |
| Pre-tax net operating income | $1,487,000 | 4,351 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $505,000 | 4,146 |
| Income before extraordinary items | $1,005,000 | 4,682 |
| Extraordinary gains, net | $42,000 | 2,278 |
| Net income | $1,047,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 12,772 |
| Cash dividends | $575,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $989,590 | 4,500 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 8,839 |
| Total interest expense | $1,012,000 | 10,331 |
| Net interest income | $2,067,000 | 7,578 |
| Provision for loan and lease losses | $-57,000 | 13,640 |
| Total noninterest income | $639,000 | 4,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $1,760,000 | 7,075 |
| Salaries and employee benefits | $943,000 | 6,378 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $729,000 | 6,561 |
| Pre-tax net operating income | $1,003,000 | 5,603 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $731,000 | 5,735 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $731,000 | 5,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 5,216 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $729,540 | 5,408 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.