Home > FirstBank of Denver > Income and Expense
FirstBank of Denver, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,641,000 | 1,405 |
| Total interest expense | $1,721,000 | 3,326 |
| Net interest income | $14,920,000 | 1,132 |
| Provision for loan and lease losses | $1,118,000 | 2,366 |
| Total noninterest income | $3,025,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,447,000 | 800 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,578,000 | 1,292 |
| Total noninterest expense | $8,864,000 | 1,663 |
| Salaries and employee benefits | $3,089,000 | 2,352 |
| Premises and equipment expense | $1,125,000 | 1,736 |
| Additional noninterest expense | $4,650,000 | 1,166 |
| Pre-tax net operating income | $7,963,000 | 538 |
| Securities gains (losses) | $-2,673,000 | 7,707 |
| Applicable income taxes | $1,549,000 | 723 |
| Income before extraordinary items | $3,741,000 | 930 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,741,000 | 932 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,741,000 | 932 |
| Net charge-offs | $1,838,000 | 1,580 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,638,830 | 588 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,124,000 | 1,420 |
| Total interest expense | $1,212,000 | 3,278 |
| Net interest income | $9,912,000 | 1,138 |
| Provision for loan and lease losses | $802,000 | 2,174 |
| Total noninterest income | $1,956,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $965,000 | 798 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $991,000 | 1,302 |
| Total noninterest expense | $5,666,000 | 1,747 |
| Salaries and employee benefits | $2,013,000 | 2,424 |
| Premises and equipment expense | $757,000 | 1,742 |
| Additional noninterest expense | $2,896,000 | 1,233 |
| Pre-tax net operating income | $5,400,000 | 511 |
| Securities gains (losses) | $-2,673,000 | 7,785 |
| Applicable income taxes | $733,000 | 896 |
| Income before extraordinary items | $1,994,000 | 1,122 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,994,000 | 1,122 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,994,000 | 1,123 |
| Net charge-offs | $406,000 | 2,690 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,945,290 | 537 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 1,463 |
| Total interest expense | $611,000 | 3,391 |
| Net interest income | $4,930,000 | 1,151 |
| Provision for loan and lease losses | $167,000 | 3,223 |
| Total noninterest income | $1,069,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $474,000 | 825 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $595,000 | 1,134 |
| Total noninterest expense | $2,825,000 | 1,759 |
| Salaries and employee benefits | $981,000 | 2,506 |
| Premises and equipment expense | $372,000 | 1,819 |
| Additional noninterest expense | $1,472,000 | 1,198 |
| Pre-tax net operating income | $3,007,000 | 446 |
| Securities gains (losses) | $-2,673,000 | 7,905 |
| Applicable income taxes | $-29,000 | 7,242 |
| Income before extraordinary items | $363,000 | 2,736 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $363,000 | 2,734 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $363,000 | 2,736 |
| Net charge-offs | $157,000 | 2,674 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $3,036,000 | 345 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,354,000 | 1,469 |
| Total interest expense | $3,736,000 | 2,892 |
| Net interest income | $19,618,000 | 1,121 |
| Provision for loan and lease losses | $3,320,000 | 1,848 |
| Total noninterest income | $4,271,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,091,000 | 822 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,180,000 | 1,291 |
| Total noninterest expense | $11,115,000 | 1,836 |
| Salaries and employee benefits | $3,842,000 | 2,537 |
| Premises and equipment expense | $1,510,000 | 1,801 |
| Additional noninterest expense | $5,763,000 | 1,309 |
| Pre-tax net operating income | $9,454,000 | 454 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,959,000 | 405 |
| Income before extraordinary items | $6,495,000 | 535 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,495,000 | 533 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,495,000 | 536 |
| Net charge-offs | $2,097,000 | 1,973 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,495,000 | 528 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,766,000 | 1,478 |
| Total interest expense | $2,985,000 | 2,871 |
| Net interest income | $14,781,000 | 1,114 |
| Provision for loan and lease losses | $1,661,000 | 2,107 |
| Total noninterest income | $3,013,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,579,000 | 813 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,434,000 | 1,443 |
| Total noninterest expense | $8,277,000 | 1,836 |
| Salaries and employee benefits | $2,809,000 | 2,622 |
| Premises and equipment expense | $1,127,000 | 1,819 |
| Additional noninterest expense | $4,341,000 | 1,267 |
| Pre-tax net operating income | $7,856,000 | 416 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,534,000 | 376 |
| Income before extraordinary items | $5,322,000 | 498 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,322,000 | 497 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,322,000 | 499 |
| Net charge-offs | $1,325,000 | 1,902 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,322,000 | 495 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,984,000 | 1,495 |
| Total interest expense | $2,156,000 | 2,786 |
| Net interest income | $9,828,000 | 1,130 |
| Provision for loan and lease losses | $1,524,000 | 1,634 |
| Total noninterest income | $2,068,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,037,000 | 811 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,031,000 | 1,403 |
| Total noninterest expense | $5,543,000 | 1,858 |
| Salaries and employee benefits | $1,869,000 | 2,668 |
| Premises and equipment expense | $745,000 | 1,855 |
| Additional noninterest expense | $2,929,000 | 1,279 |
| Pre-tax net operating income | $4,829,000 | 451 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,533,000 | 419 |
| Income before extraordinary items | $3,296,000 | 536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,296,000 | 535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,296,000 | 536 |
| Net charge-offs | $1,084,000 | 1,572 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,296,000 | 518 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 1,480 |
| Total interest expense | $1,235,000 | 2,559 |
| Net interest income | $4,867,000 | 1,125 |
| Provision for loan and lease losses | $541,000 | 1,711 |
| Total noninterest income | $1,009,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $510,000 | 797 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $499,000 | 1,393 |
| Total noninterest expense | $2,712,000 | 1,828 |
| Salaries and employee benefits | $956,000 | 2,648 |
| Premises and equipment expense | $362,000 | 1,936 |
| Additional noninterest expense | $1,394,000 | 1,191 |
| Pre-tax net operating income | $2,623,000 | 452 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $849,000 | 405 |
| Income before extraordinary items | $1,774,000 | 563 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,774,000 | 563 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,774,000 | 566 |
| Net charge-offs | $140,000 | 2,492 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,774,000 | 523 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,048,000 | 1,491 |
| Total interest expense | $7,903,000 | 1,995 |
| Net interest income | $18,145,000 | 1,221 |
| Provision for loan and lease losses | $2,364,000 | 1,617 |
| Total noninterest income | $4,220,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,259,000 | 775 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,961,000 | 1,318 |
| Total noninterest expense | $10,214,000 | 1,891 |
| Salaries and employee benefits | $3,858,000 | 2,590 |
| Premises and equipment expense | $1,435,000 | 1,911 |
| Additional noninterest expense | $4,921,000 | 1,282 |
| Pre-tax net operating income | $9,787,000 | 557 |
| Securities gains (losses) | $266,000 | 593 |
| Applicable income taxes | $3,597,000 | 408 |
| Income before extraordinary items | $6,456,000 | 618 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,456,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,181 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,285,760 | 686 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,616,000 | 1,526 |
| Total interest expense | $6,310,000 | 1,953 |
| Net interest income | $13,306,000 | 1,263 |
| Provision for loan and lease losses | $934,000 | 1,908 |
| Total noninterest income | $3,143,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,676,000 | 792 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,467,000 | 1,382 |
| Total noninterest expense | $7,747,000 | 1,856 |
| Salaries and employee benefits | $2,998,000 | 2,540 |
| Premises and equipment expense | $1,066,000 | 1,915 |
| Additional noninterest expense | $3,683,000 | 1,244 |
| Pre-tax net operating income | $7,768,000 | 643 |
| Securities gains (losses) | $120,000 | 850 |
| Applicable income taxes | $2,931,000 | 471 |
| Income before extraordinary items | $4,957,000 | 736 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,957,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,589 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,880,200 | 791 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,028,000 | 1,553 |
| Total interest expense | $4,503,000 | 1,912 |
| Net interest income | $8,525,000 | 1,316 |
| Provision for loan and lease losses | $470,000 | 1,985 |
| Total noninterest income | $2,020,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,062,000 | 815 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $958,000 | 1,446 |
| Total noninterest expense | $5,277,000 | 1,825 |
| Salaries and employee benefits | $2,055,000 | 2,512 |
| Premises and equipment expense | $717,000 | 1,894 |
| Additional noninterest expense | $2,505,000 | 1,187 |
| Pre-tax net operating income | $4,798,000 | 729 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,891,000 | 541 |
| Income before extraordinary items | $2,907,000 | 945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,907,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,032 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,907,000 | 924 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 1,608 |
| Total interest expense | $2,562,000 | 1,830 |
| Net interest income | $3,889,000 | 1,427 |
| Provision for loan and lease losses | $277,000 | 1,487 |
| Total noninterest income | $984,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $514,000 | 832 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $470,000 | 1,479 |
| Total noninterest expense | $2,537,000 | 1,882 |
| Salaries and employee benefits | $1,001,000 | 2,582 |
| Premises and equipment expense | $351,000 | 1,942 |
| Additional noninterest expense | $1,185,000 | 1,209 |
| Pre-tax net operating income | $2,059,000 | 915 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $646,000 | 830 |
| Income before extraordinary items | $1,413,000 | 1,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,413,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,413,000 | 1,026 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,895,000 | 1,781 |
| Total interest expense | $11,655,000 | 1,719 |
| Net interest income | $12,240,000 | 1,857 |
| Provision for loan and lease losses | $494,000 | 2,343 |
| Total noninterest income | $3,963,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,103,000 | 844 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,860,000 | 1,425 |
| Total noninterest expense | $8,303,000 | 2,206 |
| Salaries and employee benefits | $2,986,000 | 3,234 |
| Premises and equipment expense | $1,159,000 | 2,234 |
| Additional noninterest expense | $4,158,000 | 1,351 |
| Pre-tax net operating income | $7,406,000 | 1,141 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,274,000 | 1,015 |
| Income before extraordinary items | $5,132,000 | 1,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,132,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,132,000 | 1,239 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,593,000 | 1,817 |
| Total interest expense | $8,652,000 | 1,730 |
| Net interest income | $8,941,000 | 1,914 |
| Provision for loan and lease losses | $371,000 | 1,977 |
| Total noninterest income | $2,913,000 | 1,331 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,544,000 | 851 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,369,000 | 1,467 |
| Total noninterest expense | $6,075,000 | 2,241 |
| Salaries and employee benefits | $2,222,000 | 3,244 |
| Premises and equipment expense | $837,000 | 2,308 |
| Additional noninterest expense | $3,016,000 | 1,350 |
| Pre-tax net operating income | $5,408,000 | 1,257 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,630,000 | 1,141 |
| Income before extraordinary items | $3,778,000 | 1,355 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,778,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,703 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,778,000 | 1,344 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,330,000 | 1,889 |
| Total interest expense | $5,529,000 | 1,801 |
| Net interest income | $5,801,000 | 2,005 |
| Provision for loan and lease losses | $127,000 | 2,884 |
| Total noninterest income | $1,873,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $958,000 | 929 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $915,000 | 1,481 |
| Total noninterest expense | $4,002,000 | 2,280 |
| Salaries and employee benefits | $1,495,000 | 3,254 |
| Premises and equipment expense | $563,000 | 2,300 |
| Additional noninterest expense | $1,944,000 | 1,391 |
| Pre-tax net operating income | $3,545,000 | 1,336 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,057,000 | 1,225 |
| Income before extraordinary items | $2,488,000 | 1,420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,488,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,488,000 | 1,401 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 1,959 |
| Total interest expense | $2,594,000 | 1,889 |
| Net interest income | $2,854,000 | 2,043 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $918,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $447,000 | 962 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $471,000 | 1,426 |
| Total noninterest expense | $1,980,000 | 2,304 |
| Salaries and employee benefits | $741,000 | 3,294 |
| Premises and equipment expense | $285,000 | 2,288 |
| Additional noninterest expense | $954,000 | 1,406 |
| Pre-tax net operating income | $1,787,000 | 1,310 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $524,000 | 1,243 |
| Income before extraordinary items | $1,263,000 | 1,390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,263,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,263,000 | 1,380 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,692,000 | 2,009 |
| Total interest expense | $8,403,000 | 1,962 |
| Net interest income | $11,289,000 | 2,061 |
| Provision for loan and lease losses | $456,000 | 2,046 |
| Total noninterest income | $3,451,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,769,000 | 1,000 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,682,000 | 1,528 |
| Total noninterest expense | $7,188,000 | 2,457 |
| Salaries and employee benefits | $2,636,000 | 3,474 |
| Premises and equipment expense | $1,129,000 | 2,196 |
| Additional noninterest expense | $3,423,000 | 1,538 |
| Pre-tax net operating income | $7,096,000 | 1,387 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,875,000 | 1,401 |
| Income before extraordinary items | $5,221,000 | 1,404 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,221,000 | 1,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,268 |
| Cash dividends | $2,600,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,221,000 | 1,390 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,307,000 | 2,058 |
| Total interest expense | $5,840,000 | 2,039 |
| Net interest income | $8,467,000 | 2,072 |
| Provision for loan and lease losses | $249,000 | 2,464 |
| Total noninterest income | $2,548,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,326,000 | 1,007 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,222,000 | 1,572 |
| Total noninterest expense | $5,362,000 | 2,458 |
| Salaries and employee benefits | $1,959,000 | 3,504 |
| Premises and equipment expense | $861,000 | 2,170 |
| Additional noninterest expense | $2,542,000 | 1,553 |
| Pre-tax net operating income | $5,404,000 | 1,415 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,556,000 | 1,360 |
| Income before extraordinary items | $3,848,000 | 1,459 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,848,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $2,100,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,848,000 | 1,443 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 2,094 |
| Total interest expense | $3,612,000 | 2,075 |
| Net interest income | $5,580,000 | 2,094 |
| Provision for loan and lease losses | $163,000 | 2,466 |
| Total noninterest income | $1,667,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $859,000 | 1,025 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $808,000 | 1,582 |
| Total noninterest expense | $3,580,000 | 2,471 |
| Salaries and employee benefits | $1,299,000 | 3,525 |
| Premises and equipment expense | $567,000 | 2,186 |
| Additional noninterest expense | $1,714,000 | 1,548 |
| Pre-tax net operating income | $3,504,000 | 1,439 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $952,000 | 1,459 |
| Income before extraordinary items | $2,552,000 | 1,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,552,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $1,600,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,552,000 | 1,442 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 2,125 |
| Total interest expense | $1,700,000 | 2,093 |
| Net interest income | $2,720,000 | 2,135 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $792,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $420,000 | 1,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $372,000 | 1,651 |
| Total noninterest expense | $1,817,000 | 2,437 |
| Salaries and employee benefits | $660,000 | 3,500 |
| Premises and equipment expense | $279,000 | 2,240 |
| Additional noninterest expense | $878,000 | 1,498 |
| Pre-tax net operating income | $1,673,000 | 1,474 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $486,000 | 1,431 |
| Income before extraordinary items | $1,187,000 | 1,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,187,000 | 1,508 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,034,000 | 2,076 |
| Total interest expense | $4,776,000 | 2,294 |
| Net interest income | $11,258,000 | 1,983 |
| Provision for loan and lease losses | $812,000 | 1,246 |
| Total noninterest income | $3,255,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,685,000 | 1,055 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,570,000 | 1,607 |
| Total noninterest expense | $6,681,000 | 2,494 |
| Salaries and employee benefits | $2,542,000 | 3,432 |
| Premises and equipment expense | $1,133,000 | 2,121 |
| Additional noninterest expense | $3,006,000 | 1,679 |
| Pre-tax net operating income | $7,020,000 | 1,361 |
| Securities gains (losses) | $324,000 | 391 |
| Applicable income taxes | $1,828,000 | 1,465 |
| Income before extraordinary items | $5,516,000 | 1,299 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,516,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,273,000 | 1,342 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,735,000 | 2,079 |
| Total interest expense | $3,251,000 | 2,394 |
| Net interest income | $8,484,000 | 1,945 |
| Provision for loan and lease losses | $691,000 | 1,080 |
| Total noninterest income | $2,407,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,255,000 | 1,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,152,000 | 1,634 |
| Total noninterest expense | $5,012,000 | 2,465 |
| Salaries and employee benefits | $1,932,000 | 3,379 |
| Premises and equipment expense | $844,000 | 2,115 |
| Additional noninterest expense | $2,236,000 | 1,676 |
| Pre-tax net operating income | $5,188,000 | 1,388 |
| Securities gains (losses) | $324,000 | 373 |
| Applicable income taxes | $1,676,000 | 1,260 |
| Income before extraordinary items | $3,836,000 | 1,397 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,836,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $1,800,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,609,200 | 1,452 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 2,078 |
| Total interest expense | $1,957,000 | 2,461 |
| Net interest income | $5,620,000 | 1,921 |
| Provision for loan and lease losses | $399,000 | 1,201 |
| Total noninterest income | $1,531,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $785,000 | 1,095 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $746,000 | 1,665 |
| Total noninterest expense | $3,352,000 | 2,439 |
| Salaries and employee benefits | $1,293,000 | 3,349 |
| Premises and equipment expense | $565,000 | 2,097 |
| Additional noninterest expense | $1,494,000 | 1,654 |
| Pre-tax net operating income | $3,400,000 | 1,381 |
| Securities gains (losses) | $324,000 | 323 |
| Applicable income taxes | $1,139,000 | 1,225 |
| Income before extraordinary items | $2,585,000 | 1,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,585,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,361,440 | 1,446 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 2,074 |
| Total interest expense | $903,000 | 2,532 |
| Net interest income | $2,825,000 | 1,903 |
| Provision for loan and lease losses | $169,000 | 1,286 |
| Total noninterest income | $714,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $372,000 | 1,118 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $342,000 | 1,724 |
| Total noninterest expense | $1,706,000 | 2,407 |
| Salaries and employee benefits | $686,000 | 3,180 |
| Premises and equipment expense | $285,000 | 2,096 |
| Additional noninterest expense | $735,000 | 1,676 |
| Pre-tax net operating income | $1,664,000 | 1,376 |
| Securities gains (losses) | $172,000 | 279 |
| Applicable income taxes | $558,000 | 1,222 |
| Income before extraordinary items | $1,278,000 | 1,353 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,278,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $800,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,157,600 | 1,440 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,865,000 | 2,231 |
| Total interest expense | $2,570,000 | 2,976 |
| Net interest income | $10,295,000 | 1,972 |
| Provision for loan and lease losses | $1,000 | 7,299 |
| Total noninterest income | $3,130,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,802,000 | 978 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,328,000 | 1,780 |
| Total noninterest expense | $6,617,000 | 2,414 |
| Salaries and employee benefits | $2,881,000 | 2,941 |
| Premises and equipment expense | $1,096,000 | 2,102 |
| Additional noninterest expense | $2,640,000 | 1,840 |
| Pre-tax net operating income | $6,807,000 | 1,267 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,652,000 | 1,497 |
| Income before extraordinary items | $5,155,000 | 1,264 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,155,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $4,200,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,155,000 | 1,230 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,310,000 | 2,282 |
| Total interest expense | $1,821,000 | 3,072 |
| Net interest income | $7,489,000 | 2,005 |
| Provision for loan and lease losses | $-101,000 | 8,878 |
| Total noninterest income | $2,348,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,376,000 | 961 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $972,000 | 1,802 |
| Total noninterest expense | $4,859,000 | 2,446 |
| Salaries and employee benefits | $2,065,000 | 3,049 |
| Premises and equipment expense | $813,000 | 2,110 |
| Additional noninterest expense | $1,981,000 | 1,808 |
| Pre-tax net operating income | $5,079,000 | 1,288 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,497,000 | 1,286 |
| Income before extraordinary items | $3,582,000 | 1,374 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,582,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $2,400,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,582,000 | 1,323 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 2,383 |
| Total interest expense | $1,183,000 | 3,118 |
| Net interest income | $4,725,000 | 2,119 |
| Provision for loan and lease losses | $-107,000 | 8,967 |
| Total noninterest income | $1,571,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $934,000 | 924 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $637,000 | 1,836 |
| Total noninterest expense | $3,177,000 | 2,499 |
| Salaries and employee benefits | $1,358,000 | 3,112 |
| Premises and equipment expense | $538,000 | 2,119 |
| Additional noninterest expense | $1,281,000 | 1,863 |
| Pre-tax net operating income | $3,226,000 | 1,327 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $939,000 | 1,350 |
| Income before extraordinary items | $2,287,000 | 1,414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,287,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,843 |
| Cash dividends | $1,600,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,287,000 | 1,360 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,401 |
| Total interest expense | $580,000 | 3,202 |
| Net interest income | $2,352,000 | 2,134 |
| Provision for loan and lease losses | $-74,000 | 9,018 |
| Total noninterest income | $765,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $456,000 | 919 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $309,000 | 1,847 |
| Total noninterest expense | $1,546,000 | 2,565 |
| Salaries and employee benefits | $641,000 | 3,273 |
| Premises and equipment expense | $265,000 | 2,173 |
| Additional noninterest expense | $640,000 | 1,844 |
| Pre-tax net operating income | $1,645,000 | 1,285 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $481,000 | 1,337 |
| Income before extraordinary items | $1,164,000 | 1,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,164,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,164,000 | 1,308 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,854,000 | 2,605 |
| Total interest expense | $2,269,000 | 3,611 |
| Net interest income | $8,585,000 | 2,257 |
| Provision for loan and lease losses | $169,000 | 4,376 |
| Total noninterest income | $3,278,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,875,000 | 917 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,403,000 | 1,911 |
| Total noninterest expense | $5,458,000 | 2,836 |
| Salaries and employee benefits | $2,074,000 | 3,814 |
| Premises and equipment expense | $922,000 | 2,430 |
| Additional noninterest expense | $2,462,000 | 1,954 |
| Pre-tax net operating income | $6,236,000 | 1,320 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,458,000 | 1,655 |
| Income before extraordinary items | $4,778,000 | 1,334 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,778,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,498 |
| Cash dividends | $3,700,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,778,000 | 1,267 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 2,623 |
| Total interest expense | $1,678,000 | 3,782 |
| Net interest income | $6,558,000 | 2,226 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $2,484,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,389,000 | 933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,095,000 | 1,921 |
| Total noninterest expense | $4,141,000 | 2,807 |
| Salaries and employee benefits | $1,563,000 | 3,784 |
| Premises and equipment expense | $691,000 | 2,443 |
| Additional noninterest expense | $1,887,000 | 1,900 |
| Pre-tax net operating income | $4,723,000 | 1,368 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,356,000 | 1,450 |
| Income before extraordinary items | $3,367,000 | 1,460 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,367,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,367,000 | 1,378 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 2,631 |
| Total interest expense | $1,099,000 | 3,959 |
| Net interest income | $4,447,000 | 2,193 |
| Provision for loan and lease losses | $106,000 | 3,764 |
| Total noninterest income | $1,635,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $905,000 | 944 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $730,000 | 1,905 |
| Total noninterest expense | $2,760,000 | 2,800 |
| Salaries and employee benefits | $1,054,000 | 3,754 |
| Premises and equipment expense | $453,000 | 2,460 |
| Additional noninterest expense | $1,253,000 | 1,915 |
| Pre-tax net operating income | $3,216,000 | 1,329 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $932,000 | 1,445 |
| Income before extraordinary items | $2,284,000 | 1,440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,284,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $1,800,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,284,000 | 1,345 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 2,595 |
| Total interest expense | $543,000 | 4,091 |
| Net interest income | $2,288,000 | 2,137 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $794,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $431,000 | 961 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $363,000 | 1,858 |
| Total noninterest expense | $1,357,000 | 2,831 |
| Salaries and employee benefits | $536,000 | 3,690 |
| Premises and equipment expense | $219,000 | 2,553 |
| Additional noninterest expense | $602,000 | 1,957 |
| Pre-tax net operating income | $1,679,000 | 1,277 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $490,000 | 1,395 |
| Income before extraordinary items | $1,189,000 | 1,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,189,000 | 1,293 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,004,000 | 2,560 |
| Total interest expense | $2,615,000 | 3,960 |
| Net interest income | $9,389,000 | 2,066 |
| Provision for loan and lease losses | $-26,000 | 9,207 |
| Total noninterest income | $3,239,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,828,000 | 885 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,411,000 | 1,729 |
| Total noninterest expense | $5,643,000 | 2,619 |
| Salaries and employee benefits | $2,329,000 | 3,318 |
| Premises and equipment expense | $911,000 | 2,383 |
| Additional noninterest expense | $2,403,000 | 1,928 |
| Pre-tax net operating income | $7,011,000 | 1,206 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,079,000 | 1,245 |
| Income before extraordinary items | $4,932,000 | 1,278 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,932,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $3,400,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,932,000 | 1,222 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,504,000 | 2,532 |
| Total interest expense | $4,590,000 | 3,399 |
| Net interest income | $8,914,000 | 2,003 |
| Provision for loan and lease losses | $478,000 | 2,305 |
| Total noninterest income | $3,305,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,839,000 | 801 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,466,000 | 1,553 |
| Total noninterest expense | $5,813,000 | 2,449 |
| Salaries and employee benefits | $2,626,000 | 2,834 |
| Premises and equipment expense | $835,000 | 2,522 |
| Additional noninterest expense | $2,352,000 | 1,914 |
| Pre-tax net operating income | $5,928,000 | 1,260 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,723,000 | 1,327 |
| Income before extraordinary items | $4,205,000 | 1,297 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,205,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,205,000 | 1,246 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,278,000 | 2,839 |
| Total interest expense | $5,001,000 | 3,316 |
| Net interest income | $7,277,000 | 2,437 |
| Provision for loan and lease losses | $206,000 | 3,678 |
| Total noninterest income | $2,964,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,568,000 | 859 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,396,000 | 1,464 |
| Total noninterest expense | $5,180,000 | 2,632 |
| Salaries and employee benefits | $2,091,000 | 3,344 |
| Premises and equipment expense | $840,000 | 2,464 |
| Additional noninterest expense | $2,249,000 | 1,935 |
| Pre-tax net operating income | $4,855,000 | 1,520 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,431,000 | 1,575 |
| Income before extraordinary items | $3,424,000 | 1,535 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,424,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,280 |
| Cash dividends | $1,800,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,424,000 | 1,530 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,714,000 | 3,008 |
| Total interest expense | $3,979,000 | 3,600 |
| Net interest income | $6,735,000 | 2,603 |
| Provision for loan and lease losses | $148,000 | 4,314 |
| Total noninterest income | $2,757,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,461,000 | 906 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,296,000 | 1,542 |
| Total noninterest expense | $4,911,000 | 2,753 |
| Salaries and employee benefits | $1,904,000 | 3,589 |
| Premises and equipment expense | $887,000 | 2,291 |
| Additional noninterest expense | $2,120,000 | 2,053 |
| Pre-tax net operating income | $4,433,000 | 1,701 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,314,000 | 1,770 |
| Income before extraordinary items | $3,119,000 | 1,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,119,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,651 |
| Cash dividends | $2,900,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,119,000 | 1,678 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,515,000 | 3,072 |
| Total interest expense | $4,020,000 | 3,668 |
| Net interest income | $6,495,000 | 2,634 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $2,335,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,272,000 | 972 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,063,000 | 1,776 |
| Total noninterest expense | $4,478,000 | 2,902 |
| Salaries and employee benefits | $1,759,000 | 3,745 |
| Premises and equipment expense | $823,000 | 2,382 |
| Additional noninterest expense | $1,896,000 | 2,211 |
| Pre-tax net operating income | $4,207,000 | 1,746 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,295,000 | 1,859 |
| Income before extraordinary items | $2,912,000 | 1,812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,912,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,912,000 | 1,737 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,948,000 | 3,598 |
| Total interest expense | $3,115,000 | 4,560 |
| Net interest income | $5,833,000 | 2,993 |
| Provision for loan and lease losses | $184,000 | 3,621 |
| Total noninterest income | $2,060,000 | 1,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,069,000 | 1,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 1,747 |
| Total noninterest expense | $4,464,000 | 2,845 |
| Salaries and employee benefits | $1,734,000 | 3,768 |
| Premises and equipment expense | $811,000 | 2,390 |
| Additional noninterest expense | $1,919,000 | 2,180 |
| Pre-tax net operating income | $3,245,000 | 2,318 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $868,000 | 2,742 |
| Income before extraordinary items | $2,377,000 | 2,218 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,377,000 | 2,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $1,350,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,377,000 | 2,159 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,117,000 | 4,513 |
| Total interest expense | $2,141,000 | 6,141 |
| Net interest income | $4,976,000 | 3,547 |
| Provision for loan and lease losses | $172,000 | 3,795 |
| Total noninterest income | $1,689,000 | 2,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $944,000 | 1,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 2,196 |
| Total noninterest expense | $4,092,000 | 3,283 |
| Salaries and employee benefits | $1,686,000 | 3,877 |
| Premises and equipment expense | $654,000 | 2,959 |
| Additional noninterest expense | $1,752,000 | 2,764 |
| Pre-tax net operating income | $2,401,000 | 2,884 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $852,000 | 2,694 |
| Income before extraordinary items | $1,549,000 | 3,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,549,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,549,000 | 3,064 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 5,528 |
| Total interest expense | $1,508,000 | 7,683 |
| Net interest income | $4,066,000 | 4,252 |
| Provision for loan and lease losses | $174,000 | 3,361 |
| Total noninterest income | $1,365,000 | 2,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $855,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 2,840 |
| Total noninterest expense | $3,384,000 | 3,866 |
| Salaries and employee benefits | $1,370,000 | 4,651 |
| Premises and equipment expense | $527,000 | 3,590 |
| Additional noninterest expense | $1,487,000 | 3,108 |
| Pre-tax net operating income | $1,873,000 | 3,707 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $645,000 | 3,471 |
| Income before extraordinary items | $1,228,000 | 3,881 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,228,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,228,000 | 3,858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 6,393 |
| Total interest expense | $908,000 | 9,097 |
| Net interest income | $3,360,000 | 5,126 |
| Provision for loan and lease losses | $186,000 | 3,156 |
| Total noninterest income | $1,193,000 | 2,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $805,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,475 |
| Total noninterest expense | $3,243,000 | 4,125 |
| Salaries and employee benefits | $1,329,000 | 4,785 |
| Premises and equipment expense | $532,000 | 3,601 |
| Additional noninterest expense | $1,382,000 | 3,574 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $392,000 | 4,832 |
| Income before extraordinary items | $732,000 | 5,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $732,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $732,000 | 5,791 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 8,085 |
| Total interest expense | $696,000 | 10,610 |
| Net interest income | $2,459,000 | 6,626 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $1,053,000 | 3,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $762,000 | 1,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,551 |
| Total noninterest expense | $2,899,000 | 4,653 |
| Salaries and employee benefits | $1,215,000 | 5,178 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $1,230,000 | 4,107 |
| Pre-tax net operating income | $443,000 | 9,076 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $346,000 | 8,974 |
| Extraordinary gains, net | $103,000 | 1,537 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $313,340 | 9,067 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 10,090 |
| Total interest expense | $670,000 | 11,965 |
| Net interest income | $1,727,000 | 8,574 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $898,000 | 3,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 5,004 |
| Total noninterest expense | $2,489,000 | 5,332 |
| Salaries and employee benefits | $1,080,000 | 5,661 |
| Premises and equipment expense | $416,000 | 4,661 |
| Additional noninterest expense | $993,000 | 5,075 |
| Pre-tax net operating income | $107,000 | 11,944 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $63,000 | 12,432 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $63,000 | 12,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $63,000 | 12,147 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.