Home > FirstBank of Colorado Springs > Income and Expense
FirstBank of Colorado Springs, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 3,152 |
| Total interest expense | $909,000 | 4,950 |
| Net interest income | $6,204,000 | 2,672 |
| Provision for loan and lease losses | $677,000 | 3,080 |
| Total noninterest income | $1,811,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $979,000 | 1,192 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $832,000 | 2,028 |
| Total noninterest expense | $4,586,000 | 3,072 |
| Salaries and employee benefits | $1,817,000 | 3,710 |
| Premises and equipment expense | $659,000 | 2,812 |
| Additional noninterest expense | $2,110,000 | 2,372 |
| Pre-tax net operating income | $2,752,000 | 1,420 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $704,000 | 1,332 |
| Income before extraordinary items | $2,048,000 | 1,609 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,048,000 | 1,612 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,048,000 | 1,612 |
| Net charge-offs | $661,000 | 2,703 |
| Cash dividends | $2,300,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,048,000 | 1,541 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 3,166 |
| Total interest expense | $632,000 | 4,948 |
| Net interest income | $4,131,000 | 2,680 |
| Provision for loan and lease losses | $442,000 | 3,047 |
| Total noninterest income | $1,137,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $662,000 | 1,177 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $475,000 | 2,161 |
| Total noninterest expense | $2,979,000 | 3,132 |
| Salaries and employee benefits | $1,186,000 | 3,797 |
| Premises and equipment expense | $447,000 | 2,776 |
| Additional noninterest expense | $1,346,000 | 2,463 |
| Pre-tax net operating income | $1,847,000 | 1,411 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $475,000 | 1,265 |
| Income before extraordinary items | $1,372,000 | 1,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,372,000 | 1,595 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,372,000 | 1,595 |
| Net charge-offs | $172,000 | 3,691 |
| Cash dividends | $2,000,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,372,000 | 1,522 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,206 |
| Total interest expense | $330,000 | 4,959 |
| Net interest income | $2,065,000 | 2,704 |
| Provision for loan and lease losses | $-136,000 | 7,890 |
| Total noninterest income | $497,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $323,000 | 1,215 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $174,000 | 2,598 |
| Total noninterest expense | $1,458,000 | 3,221 |
| Salaries and employee benefits | $581,000 | 3,919 |
| Premises and equipment expense | $220,000 | 2,891 |
| Additional noninterest expense | $657,000 | 2,506 |
| Pre-tax net operating income | $1,240,000 | 1,065 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $357,000 | 911 |
| Income before extraordinary items | $883,000 | 1,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $883,000 | 1,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $883,000 | 1,237 |
| Net charge-offs | $72,000 | 3,409 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $883,000 | 1,204 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,171,000 | 3,193 |
| Total interest expense | $1,999,000 | 4,459 |
| Net interest income | $8,172,000 | 2,670 |
| Provision for loan and lease losses | $808,000 | 3,825 |
| Total noninterest income | $2,319,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,235,000 | 1,394 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,084,000 | 2,057 |
| Total noninterest expense | $6,091,000 | 3,141 |
| Salaries and employee benefits | $2,317,000 | 3,921 |
| Premises and equipment expense | $935,000 | 2,737 |
| Additional noninterest expense | $2,839,000 | 2,461 |
| Pre-tax net operating income | $3,592,000 | 1,137 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $894,000 | 1,049 |
| Income before extraordinary items | $2,698,000 | 1,233 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,698,000 | 1,232 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,698,000 | 1,232 |
| Net charge-offs | $392,000 | 4,127 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,698,000 | 1,221 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,723,000 | 3,217 |
| Total interest expense | $1,582,000 | 4,439 |
| Net interest income | $6,141,000 | 2,676 |
| Provision for loan and lease losses | $516,000 | 3,753 |
| Total noninterest income | $1,715,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $910,000 | 1,421 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $805,000 | 2,118 |
| Total noninterest expense | $4,489,000 | 3,185 |
| Salaries and employee benefits | $1,708,000 | 3,993 |
| Premises and equipment expense | $692,000 | 2,791 |
| Additional noninterest expense | $2,089,000 | 2,482 |
| Pre-tax net operating income | $2,851,000 | 1,145 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $738,000 | 1,059 |
| Income before extraordinary items | $2,113,000 | 1,267 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,113,000 | 1,266 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,113,000 | 1,267 |
| Net charge-offs | $171,000 | 4,442 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,113,000 | 1,238 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 3,200 |
| Total interest expense | $1,128,000 | 4,396 |
| Net interest income | $4,100,000 | 2,649 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $1,113,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $590,000 | 1,439 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $523,000 | 2,160 |
| Total noninterest expense | $3,017,000 | 3,206 |
| Salaries and employee benefits | $1,150,000 | 3,997 |
| Premises and equipment expense | $453,000 | 2,881 |
| Additional noninterest expense | $1,414,000 | 2,461 |
| Pre-tax net operating income | $1,956,000 | 1,168 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $511,000 | 1,069 |
| Income before extraordinary items | $1,445,000 | 1,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,445,000 | 1,311 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,445,000 | 1,311 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,445,000 | 1,266 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 3,223 |
| Total interest expense | $623,000 | 4,266 |
| Net interest income | $1,985,000 | 2,728 |
| Provision for loan and lease losses | $196,000 | 2,893 |
| Total noninterest income | $552,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $292,000 | 1,415 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $260,000 | 2,149 |
| Total noninterest expense | $1,486,000 | 3,167 |
| Salaries and employee benefits | $593,000 | 3,950 |
| Premises and equipment expense | $230,000 | 2,880 |
| Additional noninterest expense | $663,000 | 2,345 |
| Pre-tax net operating income | $855,000 | 1,502 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $208,000 | 1,413 |
| Income before extraordinary items | $647,000 | 1,668 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $647,000 | 1,669 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $647,000 | 1,670 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $647,000 | 1,587 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,799,000 | 3,331 |
| Total interest expense | $3,661,000 | 3,732 |
| Net interest income | $7,138,000 | 2,995 |
| Provision for loan and lease losses | $869,000 | 2,916 |
| Total noninterest income | $2,373,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,321,000 | 1,361 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,052,000 | 2,056 |
| Total noninterest expense | $5,809,000 | 3,176 |
| Salaries and employee benefits | $2,582,000 | 3,688 |
| Premises and equipment expense | $815,000 | 3,136 |
| Additional noninterest expense | $2,412,000 | 2,423 |
| Pre-tax net operating income | $2,833,000 | 1,895 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $644,000 | 1,601 |
| Income before extraordinary items | $2,209,000 | 1,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,209,000 | 1,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,193,600 | 1,945 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 3,397 |
| Total interest expense | $2,883,000 | 3,722 |
| Net interest income | $5,203,000 | 3,095 |
| Provision for loan and lease losses | $263,000 | 3,771 |
| Total noninterest income | $1,779,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $986,000 | 1,382 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $793,000 | 2,132 |
| Total noninterest expense | $4,385,000 | 3,130 |
| Salaries and employee benefits | $2,000,000 | 3,614 |
| Premises and equipment expense | $605,000 | 3,176 |
| Additional noninterest expense | $1,780,000 | 2,385 |
| Pre-tax net operating income | $2,334,000 | 2,046 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $561,000 | 1,756 |
| Income before extraordinary items | $1,773,000 | 1,985 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,773,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,019 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,773,000 | 2,088 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 3,489 |
| Total interest expense | $2,034,000 | 3,700 |
| Net interest income | $3,271,000 | 3,261 |
| Provision for loan and lease losses | $142,000 | 3,753 |
| Total noninterest income | $1,161,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $635,000 | 1,406 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $526,000 | 2,165 |
| Total noninterest expense | $2,974,000 | 3,080 |
| Salaries and employee benefits | $1,365,000 | 3,591 |
| Premises and equipment expense | $411,000 | 3,146 |
| Additional noninterest expense | $1,198,000 | 2,348 |
| Pre-tax net operating income | $1,316,000 | 2,449 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $286,000 | 2,276 |
| Income before extraordinary items | $1,030,000 | 2,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,030,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,030,000 | 2,470 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 3,585 |
| Total interest expense | $1,154,000 | 3,549 |
| Net interest income | $1,477,000 | 3,518 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $563,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $304,000 | 1,439 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $259,000 | 2,166 |
| Total noninterest expense | $1,447,000 | 3,167 |
| Salaries and employee benefits | $677,000 | 3,635 |
| Premises and equipment expense | $198,000 | 3,272 |
| Additional noninterest expense | $572,000 | 2,414 |
| Pre-tax net operating income | $513,000 | 3,026 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $88,000 | 2,948 |
| Income before extraordinary items | $425,000 | 3,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $425,000 | 2,974 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,473,000 | 3,911 |
| Total interest expense | $4,878,000 | 3,524 |
| Net interest income | $4,595,000 | 4,234 |
| Provision for loan and lease losses | $279,000 | 3,329 |
| Total noninterest income | $2,232,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,266,000 | 1,413 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $966,000 | 2,268 |
| Total noninterest expense | $5,242,000 | 3,328 |
| Salaries and employee benefits | $2,257,000 | 4,005 |
| Premises and equipment expense | $784,000 | 3,129 |
| Additional noninterest expense | $2,201,000 | 2,445 |
| Pre-tax net operating income | $1,306,000 | 4,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $81,000 | 4,620 |
| Income before extraordinary items | $1,225,000 | 3,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,225,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,225,000 | 3,889 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 4,000 |
| Total interest expense | $3,585,000 | 3,579 |
| Net interest income | $3,303,000 | 4,372 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,627,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $923,000 | 1,430 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $704,000 | 2,308 |
| Total noninterest expense | $3,970,000 | 3,262 |
| Salaries and employee benefits | $1,702,000 | 3,982 |
| Premises and equipment expense | $583,000 | 3,133 |
| Additional noninterest expense | $1,685,000 | 2,350 |
| Pre-tax net operating income | $780,000 | 4,895 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-3,000 | 7,985 |
| Income before extraordinary items | $783,000 | 4,397 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $783,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $783,000 | 4,386 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 4,079 |
| Total interest expense | $2,330,000 | 3,639 |
| Net interest income | $2,160,000 | 4,459 |
| Provision for loan and lease losses | $135,000 | 2,802 |
| Total noninterest income | $1,038,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $583,000 | 1,507 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $455,000 | 2,387 |
| Total noninterest expense | $2,609,000 | 3,341 |
| Salaries and employee benefits | $1,152,000 | 3,972 |
| Premises and equipment expense | $376,000 | 3,245 |
| Additional noninterest expense | $1,081,000 | 2,449 |
| Pre-tax net operating income | $454,000 | 5,247 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-27,000 | 8,232 |
| Income before extraordinary items | $481,000 | 4,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $481,000 | 4,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 4,123 |
| Total interest expense | $1,124,000 | 3,700 |
| Net interest income | $1,077,000 | 4,479 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $483,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $272,000 | 1,575 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $211,000 | 2,466 |
| Total noninterest expense | $1,249,000 | 3,459 |
| Salaries and employee benefits | $571,000 | 4,020 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $505,000 | 2,596 |
| Pre-tax net operating income | $251,000 | 5,040 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-5,000 | 8,217 |
| Income before extraordinary items | $256,000 | 4,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $256,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $256,000 | 4,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,006,000 | 4,198 |
| Total interest expense | $3,684,000 | 3,786 |
| Net interest income | $4,322,000 | 4,447 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $2,008,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,092,000 | 1,626 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $916,000 | 2,359 |
| Total noninterest expense | $4,679,000 | 3,528 |
| Salaries and employee benefits | $2,073,000 | 4,159 |
| Premises and equipment expense | $657,000 | 3,507 |
| Additional noninterest expense | $1,949,000 | 2,629 |
| Pre-tax net operating income | $1,351,000 | 4,524 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $101,000 | 4,954 |
| Income before extraordinary items | $1,250,000 | 4,191 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,250,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,250,000 | 4,166 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 4,256 |
| Total interest expense | $2,590,000 | 3,868 |
| Net interest income | $3,230,000 | 4,489 |
| Provision for loan and lease losses | $245,000 | 2,480 |
| Total noninterest income | $1,475,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $818,000 | 1,628 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $657,000 | 2,420 |
| Total noninterest expense | $3,471,000 | 3,558 |
| Salaries and employee benefits | $1,551,000 | 4,148 |
| Premises and equipment expense | $484,000 | 3,559 |
| Additional noninterest expense | $1,436,000 | 2,660 |
| Pre-tax net operating income | $989,000 | 4,734 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $73,000 | 5,187 |
| Income before extraordinary items | $916,000 | 4,369 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $916,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $916,000 | 4,362 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,759,000 | 4,303 |
| Total interest expense | $1,616,000 | 3,930 |
| Net interest income | $2,143,000 | 4,514 |
| Provision for loan and lease losses | $169,000 | 2,419 |
| Total noninterest income | $936,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $525,000 | 1,671 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $411,000 | 2,520 |
| Total noninterest expense | $2,286,000 | 3,602 |
| Salaries and employee benefits | $1,034,000 | 4,171 |
| Premises and equipment expense | $329,000 | 3,505 |
| Additional noninterest expense | $923,000 | 2,755 |
| Pre-tax net operating income | $624,000 | 4,899 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $31,000 | 5,554 |
| Income before extraordinary items | $593,000 | 4,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $593,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $593,000 | 4,463 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 4,368 |
| Total interest expense | $748,000 | 4,003 |
| Net interest income | $1,059,000 | 4,546 |
| Provision for loan and lease losses | $67,000 | 2,690 |
| Total noninterest income | $440,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $249,000 | 1,689 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $191,000 | 2,569 |
| Total noninterest expense | $1,146,000 | 3,607 |
| Salaries and employee benefits | $514,000 | 4,203 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $470,000 | 2,686 |
| Pre-tax net operating income | $286,000 | 5,083 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $277,000 | 4,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $277,000 | 4,599 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 4,517 |
| Total interest expense | $1,982,000 | 4,456 |
| Net interest income | $4,228,000 | 4,457 |
| Provision for loan and lease losses | $168,000 | 3,935 |
| Total noninterest income | $1,803,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $992,000 | 1,747 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $811,000 | 2,513 |
| Total noninterest expense | $4,366,000 | 3,611 |
| Salaries and employee benefits | $1,950,000 | 4,195 |
| Premises and equipment expense | $677,000 | 3,327 |
| Additional noninterest expense | $1,739,000 | 2,843 |
| Pre-tax net operating income | $1,497,000 | 4,382 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $137,000 | 5,090 |
| Income before extraordinary items | $1,360,000 | 4,028 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,360,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,360,000 | 3,999 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 4,550 |
| Total interest expense | $1,362,000 | 4,579 |
| Net interest income | $3,173,000 | 4,472 |
| Provision for loan and lease losses | $129,000 | 3,777 |
| Total noninterest income | $1,345,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $731,000 | 1,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $614,000 | 2,525 |
| Total noninterest expense | $3,267,000 | 3,603 |
| Salaries and employee benefits | $1,481,000 | 4,139 |
| Premises and equipment expense | $498,000 | 3,366 |
| Additional noninterest expense | $1,288,000 | 2,852 |
| Pre-tax net operating income | $1,122,000 | 4,492 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $101,000 | 5,232 |
| Income before extraordinary items | $1,021,000 | 4,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,021,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,021,000 | 4,056 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 4,558 |
| Total interest expense | $845,000 | 4,629 |
| Net interest income | $2,104,000 | 4,458 |
| Provision for loan and lease losses | $84,000 | 3,691 |
| Total noninterest income | $849,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $458,000 | 1,829 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $391,000 | 2,588 |
| Total noninterest expense | $2,127,000 | 3,639 |
| Salaries and employee benefits | $981,000 | 4,136 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $813,000 | 2,980 |
| Pre-tax net operating income | $742,000 | 4,464 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $62,000 | 5,321 |
| Income before extraordinary items | $680,000 | 4,076 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $680,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $680,000 | 4,018 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 4,697 |
| Total interest expense | $378,000 | 4,836 |
| Net interest income | $1,022,000 | 4,549 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $409,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $223,000 | 1,816 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,593 |
| Total noninterest expense | $1,070,000 | 3,643 |
| Salaries and employee benefits | $514,000 | 4,010 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $393,000 | 3,069 |
| Pre-tax net operating income | $360,000 | 4,531 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $332,000 | 4,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $332,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $332,000 | 4,053 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 4,970 |
| Total interest expense | $1,333,000 | 4,826 |
| Net interest income | $3,485,000 | 4,921 |
| Provision for loan and lease losses | $38,000 | 6,224 |
| Total noninterest income | $1,646,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $970,000 | 1,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $676,000 | 2,765 |
| Total noninterest expense | $4,626,000 | 3,338 |
| Salaries and employee benefits | $2,311,000 | 3,552 |
| Premises and equipment expense | $715,000 | 3,075 |
| Additional noninterest expense | $1,600,000 | 2,973 |
| Pre-tax net operating income | $467,000 | 6,812 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-227,000 | 8,825 |
| Income before extraordinary items | $694,000 | 5,609 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $694,000 | 5,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $694,000 | 5,539 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 5,081 |
| Total interest expense | $971,000 | 4,861 |
| Net interest income | $2,506,000 | 5,054 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $1,219,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $736,000 | 1,805 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $483,000 | 2,863 |
| Total noninterest expense | $3,412,000 | 3,363 |
| Salaries and employee benefits | $1,673,000 | 3,637 |
| Premises and equipment expense | $535,000 | 3,085 |
| Additional noninterest expense | $1,204,000 | 2,927 |
| Pre-tax net operating income | $286,000 | 7,291 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-190,000 | 8,903 |
| Income before extraordinary items | $476,000 | 5,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $476,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $476,000 | 5,858 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,332 |
| Total interest expense | $626,000 | 4,978 |
| Net interest income | $1,514,000 | 5,369 |
| Provision for loan and lease losses | $41,000 | 5,001 |
| Total noninterest income | $782,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $494,000 | 1,774 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $288,000 | 3,058 |
| Total noninterest expense | $2,225,000 | 3,442 |
| Salaries and employee benefits | $1,096,000 | 3,708 |
| Premises and equipment expense | $359,000 | 3,064 |
| Additional noninterest expense | $770,000 | 3,043 |
| Pre-tax net operating income | $30,000 | 8,357 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-179,000 | 8,984 |
| Income before extraordinary items | $209,000 | 6,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $209,000 | 6,722 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,474 |
| Total interest expense | $313,000 | 5,039 |
| Net interest income | $720,000 | 5,527 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $335,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $246,000 | 1,726 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $1,071,000 | 3,567 |
| Salaries and employee benefits | $521,000 | 3,879 |
| Premises and equipment expense | $187,000 | 2,989 |
| Additional noninterest expense | $363,000 | 3,187 |
| Pre-tax net operating income | $-33,000 | 8,691 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-106,000 | 9,039 |
| Income before extraordinary items | $73,000 | 7,361 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 7,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,000 | 7,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 5,543 |
| Total interest expense | $1,374,000 | 5,150 |
| Net interest income | $2,736,000 | 5,603 |
| Provision for loan and lease losses | $-12,000 | 8,912 |
| Total noninterest income | $1,851,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,054,000 | 1,633 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $797,000 | 2,745 |
| Total noninterest expense | $4,329,000 | 3,472 |
| Salaries and employee benefits | $1,948,000 | 4,013 |
| Premises and equipment expense | $751,000 | 2,901 |
| Additional noninterest expense | $1,630,000 | 2,855 |
| Pre-tax net operating income | $270,000 | 7,555 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-245,000 | 9,037 |
| Income before extraordinary items | $515,000 | 6,282 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $515,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $515,000 | 6,123 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 5,565 |
| Total interest expense | $1,038,000 | 5,257 |
| Net interest income | $2,079,000 | 5,595 |
| Provision for loan and lease losses | $-20,000 | 9,049 |
| Total noninterest income | $1,399,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $783,000 | 1,649 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $616,000 | 2,800 |
| Total noninterest expense | $3,249,000 | 3,457 |
| Salaries and employee benefits | $1,481,000 | 3,959 |
| Premises and equipment expense | $550,000 | 2,972 |
| Additional noninterest expense | $1,218,000 | 2,848 |
| Pre-tax net operating income | $249,000 | 7,440 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-168,000 | 9,103 |
| Income before extraordinary items | $417,000 | 6,260 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $417,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $417,000 | 6,083 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 5,569 |
| Total interest expense | $681,000 | 5,433 |
| Net interest income | $1,422,000 | 5,502 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $922,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $510,000 | 1,657 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $412,000 | 2,755 |
| Total noninterest expense | $2,134,000 | 3,489 |
| Salaries and employee benefits | $1,005,000 | 3,892 |
| Premises and equipment expense | $362,000 | 2,997 |
| Additional noninterest expense | $767,000 | 2,977 |
| Pre-tax net operating income | $207,000 | 7,151 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-91,000 | 9,129 |
| Income before extraordinary items | $298,000 | 6,111 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $298,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $298,000 | 5,913 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 5,507 |
| Total interest expense | $335,000 | 5,579 |
| Net interest income | $746,000 | 5,335 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $434,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $244,000 | 1,680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 2,807 |
| Total noninterest expense | $1,053,000 | 3,516 |
| Salaries and employee benefits | $515,000 | 3,819 |
| Premises and equipment expense | $175,000 | 3,086 |
| Additional noninterest expense | $363,000 | 3,095 |
| Pre-tax net operating income | $128,000 | 6,785 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-35,000 | 9,150 |
| Income before extraordinary items | $163,000 | 5,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $163,000 | 5,621 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 5,421 |
| Total interest expense | $1,369,000 | 6,012 |
| Net interest income | $3,276,000 | 4,984 |
| Provision for loan and lease losses | $37,000 | 7,001 |
| Total noninterest income | $1,690,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $928,000 | 1,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $762,000 | 2,575 |
| Total noninterest expense | $4,484,000 | 3,231 |
| Salaries and employee benefits | $2,323,000 | 3,326 |
| Premises and equipment expense | $697,000 | 3,011 |
| Additional noninterest expense | $1,464,000 | 3,007 |
| Pre-tax net operating income | $445,000 | 6,978 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-121,000 | 9,077 |
| Income before extraordinary items | $566,000 | 6,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $566,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $566,000 | 5,963 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,737 |
| Total interest expense | $2,173,000 | 5,846 |
| Net interest income | $2,661,000 | 5,511 |
| Provision for loan and lease losses | $88,000 | 5,851 |
| Total noninterest income | $1,522,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $804,000 | 1,894 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $718,000 | 2,539 |
| Total noninterest expense | $4,226,000 | 3,262 |
| Salaries and employee benefits | $2,209,000 | 3,316 |
| Premises and equipment expense | $676,000 | 3,041 |
| Additional noninterest expense | $1,341,000 | 3,175 |
| Pre-tax net operating income | $-131,000 | 8,897 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-284,000 | 9,417 |
| Income before extraordinary items | $153,000 | 8,012 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $153,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $153,000 | 7,898 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 6,486 |
| Total interest expense | $2,283,000 | 5,854 |
| Net interest income | $1,726,000 | 7,065 |
| Provision for loan and lease losses | $47,000 | 6,676 |
| Total noninterest income | $1,183,000 | 2,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,708 |
| Total noninterest expense | $3,420,000 | 3,778 |
| Salaries and employee benefits | $1,529,000 | 4,297 |
| Premises and equipment expense | $685,000 | 2,919 |
| Additional noninterest expense | $1,206,000 | 3,420 |
| Pre-tax net operating income | $-558,000 | 9,563 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-362,000 | 9,762 |
| Income before extraordinary items | $-196,000 | 9,373 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-196,000 | 9,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-196,000 | 9,369 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,047 |
| Total interest expense | $1,688,000 | 6,564 |
| Net interest income | $1,613,000 | 7,370 |
| Provision for loan and lease losses | $56,000 | 6,372 |
| Total noninterest income | $2,025,000 | 1,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,431,000 | 1,445 |
| Total noninterest expense | $2,945,000 | 4,276 |
| Salaries and employee benefits | $1,280,000 | 4,923 |
| Premises and equipment expense | $529,000 | 3,598 |
| Additional noninterest expense | $1,136,000 | 3,615 |
| Pre-tax net operating income | $637,000 | 6,581 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $143,000 | 6,372 |
| Income before extraordinary items | $494,000 | 6,479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $494,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $494,000 | 6,460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 8,030 |
| Total interest expense | $1,386,000 | 7,453 |
| Net interest income | $1,176,000 | 8,382 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $998,000 | 3,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,822 |
| Total noninterest expense | $2,870,000 | 4,285 |
| Salaries and employee benefits | $1,267,000 | 4,862 |
| Premises and equipment expense | $566,000 | 3,344 |
| Additional noninterest expense | $1,037,000 | 3,841 |
| Pre-tax net operating income | $-779,000 | 10,292 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-389,000 | 10,379 |
| Income before extraordinary items | $-390,000 | 10,177 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-390,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-390,000 | 10,148 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 9,891 |
| Total interest expense | $760,000 | 9,371 |
| Net interest income | $571,000 | 10,242 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $396,000 | 5,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,907 |
| Total noninterest expense | $2,099,000 | 5,461 |
| Salaries and employee benefits | $917,000 | 6,203 |
| Premises and equipment expense | $394,000 | 4,496 |
| Additional noninterest expense | $788,000 | 4,784 |
| Pre-tax net operating income | $-1,192,000 | 10,863 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-484,000 | 10,859 |
| Income before extraordinary items | $-708,000 | 10,812 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-708,000 | 10,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-708,000 | 10,799 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 11,287 |
| Total interest expense | $221,000 | 11,207 |
| Net interest income | $221,000 | 11,312 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $102,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,089,000 | 8,364 |
| Salaries and employee benefits | $514,000 | 8,760 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $401,000 | 7,863 |
| Pre-tax net operating income | $-799,000 | 11,308 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-322,000 | 11,315 |
| Income before extraordinary items | $-477,000 | 11,254 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-477,000 | 11,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-477,000 | 11,225 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 11,971 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $0 | 11,968 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $40,000 | 11,966 |
| Salaries and employee benefits | $17,000 | 11,961 |
| Premises and equipment expense | $2,000 | 11,944 |
| Additional noninterest expense | $21,000 | 11,958 |
| Pre-tax net operating income | $-40,000 | 11,550 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-4,000 | 11,494 |
| Income before extraordinary items | $-36,000 | 11,557 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-36,000 | 11,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $-36,000 | 11,536 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.