Home > FirstBank of Cherry Creek > Income and Expense
FirstBank of Cherry Creek, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,803,000 | 1,394 |
| Total interest expense | $2,240,000 | 2,715 |
| Net interest income | $14,563,000 | 1,158 |
| Provision for loan and lease losses | $614,000 | 3,206 |
| Total noninterest income | $3,479,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,645,000 | 694 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,834,000 | 1,181 |
| Total noninterest expense | $7,821,000 | 1,873 |
| Salaries and employee benefits | $2,812,000 | 2,581 |
| Premises and equipment expense | $911,000 | 2,102 |
| Additional noninterest expense | $4,098,000 | 1,315 |
| Pre-tax net operating income | $9,607,000 | 442 |
| Securities gains (losses) | $109,000 | 1,866 |
| Applicable income taxes | $3,090,000 | 414 |
| Income before extraordinary items | $6,626,000 | 519 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,626,000 | 520 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,626,000 | 522 |
| Net charge-offs | $173,000 | 4,372 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,551,880 | 502 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,240,000 | 1,403 |
| Total interest expense | $1,555,000 | 2,705 |
| Net interest income | $9,685,000 | 1,168 |
| Provision for loan and lease losses | $477,000 | 2,929 |
| Total noninterest income | $2,284,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,093,000 | 701 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,191,000 | 1,155 |
| Total noninterest expense | $5,113,000 | 1,922 |
| Salaries and employee benefits | $1,839,000 | 2,629 |
| Premises and equipment expense | $612,000 | 2,110 |
| Additional noninterest expense | $2,662,000 | 1,343 |
| Pre-tax net operating income | $6,379,000 | 435 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,021,000 | 400 |
| Income before extraordinary items | $4,358,000 | 503 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,358,000 | 503 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,358,000 | 504 |
| Net charge-offs | $121,000 | 4,036 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,358,000 | 491 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 1,456 |
| Total interest expense | $806,000 | 2,744 |
| Net interest income | $4,756,000 | 1,203 |
| Provision for loan and lease losses | $204,000 | 2,958 |
| Total noninterest income | $1,123,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $535,000 | 718 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $588,000 | 1,146 |
| Total noninterest expense | $2,521,000 | 1,962 |
| Salaries and employee benefits | $949,000 | 2,592 |
| Premises and equipment expense | $279,000 | 2,362 |
| Additional noninterest expense | $1,293,000 | 1,382 |
| Pre-tax net operating income | $3,154,000 | 429 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $991,000 | 383 |
| Income before extraordinary items | $2,163,000 | 514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,163,000 | 516 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,163,000 | 516 |
| Net charge-offs | $77,000 | 3,336 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,163,000 | 496 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,080,000 | 1,554 |
| Total interest expense | $4,715,000 | 2,391 |
| Net interest income | $17,365,000 | 1,294 |
| Provision for loan and lease losses | $1,341,000 | 3,043 |
| Total noninterest income | $4,752,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,416,000 | 692 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,336,000 | 1,228 |
| Total noninterest expense | $10,140,000 | 1,996 |
| Salaries and employee benefits | $3,642,000 | 2,682 |
| Premises and equipment expense | $1,148,000 | 2,304 |
| Additional noninterest expense | $5,350,000 | 1,389 |
| Pre-tax net operating income | $10,636,000 | 396 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $3,266,000 | 371 |
| Income before extraordinary items | $7,370,000 | 445 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,370,000 | 445 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,370,000 | 447 |
| Net charge-offs | $952,000 | 2,922 |
| Cash dividends | $3,000,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,370,000 | 440 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,559,000 | 1,577 |
| Total interest expense | $3,713,000 | 2,379 |
| Net interest income | $12,846,000 | 1,298 |
| Provision for loan and lease losses | $894,000 | 2,950 |
| Total noninterest income | $3,559,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,824,000 | 689 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,735,000 | 1,272 |
| Total noninterest expense | $7,552,000 | 1,997 |
| Salaries and employee benefits | $2,667,000 | 2,763 |
| Premises and equipment expense | $844,000 | 2,362 |
| Additional noninterest expense | $4,041,000 | 1,344 |
| Pre-tax net operating income | $7,959,000 | 411 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,461,000 | 388 |
| Income before extraordinary items | $5,498,000 | 473 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,498,000 | 471 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,498,000 | 473 |
| Net charge-offs | $494,000 | 3,061 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,498,000 | 474 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 1,609 |
| Total interest expense | $2,636,000 | 2,327 |
| Net interest income | $8,391,000 | 1,326 |
| Provision for loan and lease losses | $656,000 | 2,576 |
| Total noninterest income | $2,345,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,206,000 | 691 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,139,000 | 1,306 |
| Total noninterest expense | $5,085,000 | 2,001 |
| Salaries and employee benefits | $1,792,000 | 2,782 |
| Premises and equipment expense | $554,000 | 2,422 |
| Additional noninterest expense | $2,739,000 | 1,361 |
| Pre-tax net operating income | $4,995,000 | 436 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,517,000 | 422 |
| Income before extraordinary items | $3,478,000 | 509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,478,000 | 507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,478,000 | 509 |
| Net charge-offs | $169,000 | 3,636 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,478,000 | 490 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 1,640 |
| Total interest expense | $1,446,000 | 2,225 |
| Net interest income | $4,032,000 | 1,364 |
| Provision for loan and lease losses | $166,000 | 3,092 |
| Total noninterest income | $1,161,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $600,000 | 670 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $561,000 | 1,290 |
| Total noninterest expense | $2,384,000 | 2,070 |
| Salaries and employee benefits | $915,000 | 2,762 |
| Premises and equipment expense | $239,000 | 2,781 |
| Additional noninterest expense | $1,230,000 | 1,332 |
| Pre-tax net operating income | $2,643,000 | 445 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $817,000 | 416 |
| Income before extraordinary items | $1,826,000 | 546 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,826,000 | 546 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,826,000 | 549 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,826,000 | 506 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,360,000 | 1,730 |
| Total interest expense | $7,357,000 | 2,111 |
| Net interest income | $15,003,000 | 1,493 |
| Provision for loan and lease losses | $1,259,000 | 2,391 |
| Total noninterest income | $4,887,000 | 1,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,631,000 | 661 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,256,000 | 1,197 |
| Total noninterest expense | $8,880,000 | 2,157 |
| Salaries and employee benefits | $3,548,000 | 2,784 |
| Premises and equipment expense | $941,000 | 2,772 |
| Additional noninterest expense | $4,391,000 | 1,414 |
| Pre-tax net operating income | $9,751,000 | 559 |
| Securities gains (losses) | $296,000 | 552 |
| Applicable income taxes | $3,180,000 | 451 |
| Income before extraordinary items | $6,867,000 | 574 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,867,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,473 |
| Cash dividends | $3,100,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,665,720 | 637 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,782,000 | 1,767 |
| Total interest expense | $5,754,000 | 2,114 |
| Net interest income | $11,028,000 | 1,536 |
| Provision for loan and lease losses | $406,000 | 3,052 |
| Total noninterest income | $3,669,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,942,000 | 679 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,727,000 | 1,233 |
| Total noninterest expense | $6,684,000 | 2,149 |
| Salaries and employee benefits | $2,715,000 | 2,760 |
| Premises and equipment expense | $692,000 | 2,834 |
| Additional noninterest expense | $3,277,000 | 1,364 |
| Pre-tax net operating income | $7,607,000 | 655 |
| Securities gains (losses) | $200,000 | 622 |
| Applicable income taxes | $2,527,000 | 528 |
| Income before extraordinary items | $5,280,000 | 687 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,280,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,875 |
| Cash dividends | $1,600,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,144,000 | 746 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,104,000 | 1,806 |
| Total interest expense | $4,042,000 | 2,111 |
| Net interest income | $7,062,000 | 1,594 |
| Provision for loan and lease losses | $246,000 | 2,828 |
| Total noninterest income | $2,399,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,257,000 | 687 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,142,000 | 1,280 |
| Total noninterest expense | $4,482,000 | 2,148 |
| Salaries and employee benefits | $1,856,000 | 2,736 |
| Premises and equipment expense | $419,000 | 3,082 |
| Additional noninterest expense | $2,207,000 | 1,340 |
| Pre-tax net operating income | $4,733,000 | 741 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,509,000 | 656 |
| Income before extraordinary items | $3,224,000 | 841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,224,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,165 |
| Cash dividends | $1,600,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,224,000 | 832 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 1,861 |
| Total interest expense | $2,283,000 | 2,018 |
| Net interest income | $3,233,000 | 1,720 |
| Provision for loan and lease losses | $153,000 | 2,098 |
| Total noninterest income | $1,171,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $612,000 | 701 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $559,000 | 1,304 |
| Total noninterest expense | $2,173,000 | 2,199 |
| Salaries and employee benefits | $917,000 | 2,774 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $1,055,000 | 1,363 |
| Pre-tax net operating income | $2,078,000 | 904 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $648,000 | 828 |
| Income before extraordinary items | $1,430,000 | 1,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,430,000 | 1,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,430,000 | 1,013 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,877,000 | 2,016 |
| Total interest expense | $10,269,000 | 1,912 |
| Net interest income | $10,608,000 | 2,134 |
| Provision for loan and lease losses | $518,000 | 2,282 |
| Total noninterest income | $4,659,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,556,000 | 688 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,103,000 | 1,329 |
| Total noninterest expense | $7,589,000 | 2,402 |
| Salaries and employee benefits | $2,972,000 | 3,244 |
| Premises and equipment expense | $694,000 | 3,465 |
| Additional noninterest expense | $3,923,000 | 1,413 |
| Pre-tax net operating income | $7,160,000 | 1,181 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,197,000 | 1,047 |
| Income before extraordinary items | $4,963,000 | 1,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,963,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,649 |
| Cash dividends | $3,800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,963,000 | 1,281 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,403,000 | 2,046 |
| Total interest expense | $7,624,000 | 1,928 |
| Net interest income | $7,779,000 | 2,192 |
| Provision for loan and lease losses | $370,000 | 1,978 |
| Total noninterest income | $3,382,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,870,000 | 692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,512,000 | 1,367 |
| Total noninterest expense | $5,667,000 | 2,390 |
| Salaries and employee benefits | $2,230,000 | 3,236 |
| Premises and equipment expense | $517,000 | 3,467 |
| Additional noninterest expense | $2,920,000 | 1,379 |
| Pre-tax net operating income | $5,124,000 | 1,335 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,556,000 | 1,186 |
| Income before extraordinary items | $3,568,000 | 1,430 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,568,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,568,000 | 1,422 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,998,000 | 2,109 |
| Total interest expense | $4,827,000 | 2,009 |
| Net interest income | $5,171,000 | 2,220 |
| Provision for loan and lease losses | $265,000 | 1,721 |
| Total noninterest income | $2,150,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,175,000 | 755 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $975,000 | 1,427 |
| Total noninterest expense | $3,756,000 | 2,431 |
| Salaries and employee benefits | $1,502,000 | 3,239 |
| Premises and equipment expense | $347,000 | 3,471 |
| Additional noninterest expense | $1,907,000 | 1,423 |
| Pre-tax net operating income | $3,300,000 | 1,423 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $994,000 | 1,278 |
| Income before extraordinary items | $2,306,000 | 1,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,306,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $2,200,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,306,000 | 1,498 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 2,162 |
| Total interest expense | $2,277,000 | 2,084 |
| Net interest income | $2,566,000 | 2,241 |
| Provision for loan and lease losses | $54,000 | 3,005 |
| Total noninterest income | $1,007,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $542,000 | 789 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $465,000 | 1,436 |
| Total noninterest expense | $1,867,000 | 2,446 |
| Salaries and employee benefits | $750,000 | 3,268 |
| Premises and equipment expense | $177,000 | 3,447 |
| Additional noninterest expense | $940,000 | 1,429 |
| Pre-tax net operating income | $1,652,000 | 1,412 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $499,000 | 1,286 |
| Income before extraordinary items | $1,153,000 | 1,504 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,153,000 | 1,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,153,000 | 1,496 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,872,000 | 2,190 |
| Total interest expense | $7,552,000 | 2,147 |
| Net interest income | $10,320,000 | 2,239 |
| Provision for loan and lease losses | $317,000 | 2,665 |
| Total noninterest income | $4,168,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,180,000 | 804 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,988,000 | 1,369 |
| Total noninterest expense | $7,380,000 | 2,400 |
| Salaries and employee benefits | $2,969,000 | 3,157 |
| Premises and equipment expense | $715,000 | 3,287 |
| Additional noninterest expense | $3,696,000 | 1,434 |
| Pre-tax net operating income | $6,791,000 | 1,440 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,061,000 | 1,297 |
| Income before extraordinary items | $4,730,000 | 1,532 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,730,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,149 |
| Cash dividends | $4,100,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,730,000 | 1,515 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,139,000 | 2,219 |
| Total interest expense | $5,337,000 | 2,195 |
| Net interest income | $7,802,000 | 2,240 |
| Provision for loan and lease losses | $189,000 | 2,977 |
| Total noninterest income | $3,087,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,650,000 | 809 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,437,000 | 1,401 |
| Total noninterest expense | $5,567,000 | 2,385 |
| Salaries and employee benefits | $2,248,000 | 3,121 |
| Premises and equipment expense | $531,000 | 3,302 |
| Additional noninterest expense | $2,788,000 | 1,422 |
| Pre-tax net operating income | $5,133,000 | 1,476 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,562,000 | 1,354 |
| Income before extraordinary items | $3,571,000 | 1,560 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,571,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $3,100,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,571,000 | 1,540 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 2,223 |
| Total interest expense | $3,312,000 | 2,239 |
| Net interest income | $5,273,000 | 2,217 |
| Provision for loan and lease losses | $145,000 | 2,719 |
| Total noninterest income | $2,010,000 | 1,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,079,000 | 812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $931,000 | 1,433 |
| Total noninterest expense | $3,756,000 | 2,349 |
| Salaries and employee benefits | $1,523,000 | 3,079 |
| Premises and equipment expense | $350,000 | 3,329 |
| Additional noninterest expense | $1,883,000 | 1,416 |
| Pre-tax net operating income | $3,382,000 | 1,497 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,022,000 | 1,381 |
| Income before extraordinary items | $2,360,000 | 1,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,360,000 | 1,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $2,100,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,360,000 | 1,545 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 2,228 |
| Total interest expense | $1,562,000 | 2,258 |
| Net interest income | $2,633,000 | 2,215 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $950,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $524,000 | 809 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $426,000 | 1,504 |
| Total noninterest expense | $1,815,000 | 2,439 |
| Salaries and employee benefits | $785,000 | 3,028 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $864,000 | 1,520 |
| Pre-tax net operating income | $1,703,000 | 1,451 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $519,000 | 1,354 |
| Income before extraordinary items | $1,184,000 | 1,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,184,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,184,000 | 1,517 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,002,000 | 2,081 |
| Total interest expense | $4,740,000 | 2,308 |
| Net interest income | $11,262,000 | 1,981 |
| Provision for loan and lease losses | $206,000 | 3,541 |
| Total noninterest income | $3,931,000 | 1,298 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,116,000 | 816 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,815,000 | 1,443 |
| Total noninterest expense | $7,157,000 | 2,340 |
| Salaries and employee benefits | $3,037,000 | 2,930 |
| Premises and equipment expense | $835,000 | 2,785 |
| Additional noninterest expense | $3,285,000 | 1,556 |
| Pre-tax net operating income | $7,830,000 | 1,221 |
| Securities gains (losses) | $102,000 | 694 |
| Applicable income taxes | $2,444,000 | 1,153 |
| Income before extraordinary items | $5,488,000 | 1,305 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,488,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,481 |
| Cash dividends | $3,200,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,417,620 | 1,303 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 2,052 |
| Total interest expense | $3,331,000 | 2,338 |
| Net interest income | $8,570,000 | 1,919 |
| Provision for loan and lease losses | $149,000 | 3,520 |
| Total noninterest income | $2,946,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,603,000 | 809 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,343,000 | 1,464 |
| Total noninterest expense | $5,417,000 | 2,291 |
| Salaries and employee benefits | $2,327,000 | 2,850 |
| Premises and equipment expense | $603,000 | 2,873 |
| Additional noninterest expense | $2,487,000 | 1,512 |
| Pre-tax net operating income | $5,950,000 | 1,196 |
| Securities gains (losses) | $102,000 | 654 |
| Applicable income taxes | $1,863,000 | 1,144 |
| Income before extraordinary items | $4,189,000 | 1,300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,189,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,118,620 | 1,290 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,926,000 | 1,996 |
| Total interest expense | $2,117,000 | 2,310 |
| Net interest income | $5,809,000 | 1,870 |
| Provision for loan and lease losses | $108,000 | 3,253 |
| Total noninterest income | $1,916,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,043,000 | 815 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $873,000 | 1,486 |
| Total noninterest expense | $3,646,000 | 2,253 |
| Salaries and employee benefits | $1,572,000 | 2,801 |
| Premises and equipment expense | $415,000 | 2,747 |
| Additional noninterest expense | $1,659,000 | 1,506 |
| Pre-tax net operating income | $3,971,000 | 1,179 |
| Securities gains (losses) | $102,000 | 554 |
| Applicable income taxes | $1,250,000 | 1,111 |
| Income before extraordinary items | $2,823,000 | 1,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,823,000 | 1,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,003 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,752,620 | 1,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 1,983 |
| Total interest expense | $997,000 | 2,339 |
| Net interest income | $2,923,000 | 1,822 |
| Provision for loan and lease losses | $74,000 | 2,620 |
| Total noninterest income | $926,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $511,000 | 798 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $415,000 | 1,514 |
| Total noninterest expense | $1,841,000 | 2,253 |
| Salaries and employee benefits | $849,000 | 2,631 |
| Premises and equipment expense | $189,000 | 3,019 |
| Additional noninterest expense | $803,000 | 1,546 |
| Pre-tax net operating income | $1,934,000 | 1,181 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $586,000 | 1,171 |
| Income before extraordinary items | $1,348,000 | 1,281 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,348,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,348,000 | 1,257 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,860,000 | 2,043 |
| Total interest expense | $3,484,000 | 2,316 |
| Net interest income | $10,376,000 | 1,957 |
| Provision for loan and lease losses | $261,000 | 3,178 |
| Total noninterest income | $3,945,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,274,000 | 773 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,671,000 | 1,509 |
| Total noninterest expense | $7,282,000 | 2,186 |
| Salaries and employee benefits | $3,464,000 | 2,512 |
| Premises and equipment expense | $858,000 | 2,628 |
| Additional noninterest expense | $2,960,000 | 1,644 |
| Pre-tax net operating income | $6,778,000 | 1,274 |
| Securities gains (losses) | $19,000 | 2,428 |
| Applicable income taxes | $2,020,000 | 1,264 |
| Income before extraordinary items | $4,777,000 | 1,351 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,777,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,475 |
| Cash dividends | $3,800,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,763,700 | 1,317 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,965,000 | 2,138 |
| Total interest expense | $2,498,000 | 2,365 |
| Net interest income | $7,467,000 | 2,013 |
| Provision for loan and lease losses | $168,000 | 3,352 |
| Total noninterest income | $2,985,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,755,000 | 753 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,230,000 | 1,536 |
| Total noninterest expense | $5,380,000 | 2,204 |
| Salaries and employee benefits | $2,525,000 | 2,552 |
| Premises and equipment expense | $649,000 | 2,599 |
| Additional noninterest expense | $2,206,000 | 1,640 |
| Pre-tax net operating income | $4,904,000 | 1,330 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,452,000 | 1,315 |
| Income before extraordinary items | $3,452,000 | 1,426 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,452,000 | 1,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,548 |
| Cash dividends | $2,400,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,452,000 | 1,380 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 2,207 |
| Total interest expense | $1,620,000 | 2,393 |
| Net interest income | $4,720,000 | 2,120 |
| Provision for loan and lease losses | $178,000 | 2,448 |
| Total noninterest income | $1,999,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,175,000 | 742 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $824,000 | 1,521 |
| Total noninterest expense | $3,521,000 | 2,245 |
| Salaries and employee benefits | $1,660,000 | 2,591 |
| Premises and equipment expense | $425,000 | 2,644 |
| Additional noninterest expense | $1,436,000 | 1,672 |
| Pre-tax net operating income | $3,020,000 | 1,413 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $884,000 | 1,421 |
| Income before extraordinary items | $2,136,000 | 1,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,136,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $1,400,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,136,000 | 1,453 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 2,295 |
| Total interest expense | $822,000 | 2,385 |
| Net interest income | $2,235,000 | 2,239 |
| Provision for loan and lease losses | $131,000 | 1,705 |
| Total noninterest income | $971,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $586,000 | 726 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $385,000 | 1,573 |
| Total noninterest expense | $1,686,000 | 2,355 |
| Salaries and employee benefits | $783,000 | 2,745 |
| Premises and equipment expense | $208,000 | 2,710 |
| Additional noninterest expense | $695,000 | 1,709 |
| Pre-tax net operating income | $1,389,000 | 1,500 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $397,000 | 1,562 |
| Income before extraordinary items | $992,000 | 1,610 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $992,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $992,000 | 1,522 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,862,000 | 2,604 |
| Total interest expense | $3,413,000 | 2,554 |
| Net interest income | $7,449,000 | 2,595 |
| Provision for loan and lease losses | $-53,000 | 8,993 |
| Total noninterest income | $3,906,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,234,000 | 766 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,672,000 | 1,671 |
| Total noninterest expense | $6,444,000 | 2,438 |
| Salaries and employee benefits | $2,857,000 | 2,897 |
| Premises and equipment expense | $822,000 | 2,688 |
| Additional noninterest expense | $2,765,000 | 1,757 |
| Pre-tax net operating income | $4,964,000 | 1,639 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,349,000 | 1,775 |
| Income before extraordinary items | $3,615,000 | 1,721 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,615,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $2,500,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,615,000 | 1,635 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,105,000 | 2,659 |
| Total interest expense | $2,548,000 | 2,638 |
| Net interest income | $5,557,000 | 2,620 |
| Provision for loan and lease losses | $-83,000 | 9,124 |
| Total noninterest income | $2,933,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,644,000 | 796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,289,000 | 1,710 |
| Total noninterest expense | $4,877,000 | 2,419 |
| Salaries and employee benefits | $2,183,000 | 2,849 |
| Premises and equipment expense | $612,000 | 2,726 |
| Additional noninterest expense | $2,082,000 | 1,736 |
| Pre-tax net operating income | $3,696,000 | 1,699 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $989,000 | 1,872 |
| Income before extraordinary items | $2,707,000 | 1,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,707,000 | 1,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,971 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,707,000 | 1,686 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,509,000 | 2,648 |
| Total interest expense | $1,660,000 | 2,772 |
| Net interest income | $3,849,000 | 2,526 |
| Provision for loan and lease losses | $-120,000 | 9,201 |
| Total noninterest income | $1,894,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,058,000 | 815 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $836,000 | 1,728 |
| Total noninterest expense | $3,253,000 | 2,407 |
| Salaries and employee benefits | $1,505,000 | 2,771 |
| Premises and equipment expense | $393,000 | 2,815 |
| Additional noninterest expense | $1,355,000 | 1,773 |
| Pre-tax net operating income | $2,610,000 | 1,608 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $718,000 | 1,779 |
| Income before extraordinary items | $1,892,000 | 1,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,892,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,892,000 | 1,607 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 2,665 |
| Total interest expense | $811,000 | 2,907 |
| Net interest income | $1,936,000 | 2,507 |
| Provision for loan and lease losses | $-131,000 | 9,277 |
| Total noninterest income | $915,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $516,000 | 801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $399,000 | 1,738 |
| Total noninterest expense | $1,624,000 | 2,390 |
| Salaries and employee benefits | $784,000 | 2,663 |
| Premises and equipment expense | $181,000 | 3,001 |
| Additional noninterest expense | $659,000 | 1,785 |
| Pre-tax net operating income | $1,358,000 | 1,552 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $382,000 | 1,690 |
| Income before extraordinary items | $976,000 | 1,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $976,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $976,000 | 1,546 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,587,000 | 2,637 |
| Total interest expense | $2,981,000 | 3,557 |
| Net interest income | $8,606,000 | 2,251 |
| Provision for loan and lease losses | $-126,000 | 9,278 |
| Total noninterest income | $3,493,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,962,000 | 813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,531,000 | 1,626 |
| Total noninterest expense | $5,675,000 | 2,607 |
| Salaries and employee benefits | $2,842,000 | 2,769 |
| Premises and equipment expense | $506,000 | 3,907 |
| Additional noninterest expense | $2,327,000 | 1,991 |
| Pre-tax net operating income | $6,550,000 | 1,292 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,997,000 | 1,299 |
| Income before extraordinary items | $4,553,000 | 1,365 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,553,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,553,000 | 1,319 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,153,000 | 2,786 |
| Total interest expense | $4,500,000 | 3,450 |
| Net interest income | $7,653,000 | 2,340 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $3,350,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,901,000 | 770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,449,000 | 1,570 |
| Total noninterest expense | $5,280,000 | 2,683 |
| Salaries and employee benefits | $2,638,000 | 2,824 |
| Premises and equipment expense | $494,000 | 3,912 |
| Additional noninterest expense | $2,148,000 | 2,092 |
| Pre-tax net operating income | $5,627,000 | 1,312 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,697,000 | 1,346 |
| Income before extraordinary items | $3,930,000 | 1,387 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,930,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,101 |
| Cash dividends | $2,300,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,930,000 | 1,329 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 3,158 |
| Total interest expense | $4,940,000 | 3,360 |
| Net interest income | $6,000,000 | 2,946 |
| Provision for loan and lease losses | $366,000 | 2,448 |
| Total noninterest income | $2,935,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,673,000 | 811 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,262,000 | 1,596 |
| Total noninterest expense | $4,400,000 | 3,060 |
| Salaries and employee benefits | $1,978,000 | 3,495 |
| Premises and equipment expense | $436,000 | 4,231 |
| Additional noninterest expense | $1,986,000 | 2,174 |
| Pre-tax net operating income | $4,169,000 | 1,757 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,186,000 | 1,845 |
| Income before extraordinary items | $2,983,000 | 1,761 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,983,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $1,249,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,983,000 | 1,755 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,790,000 | 3,603 |
| Total interest expense | $3,764,000 | 3,780 |
| Net interest income | $5,026,000 | 3,444 |
| Provision for loan and lease losses | $296,000 | 2,719 |
| Total noninterest income | $2,499,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,392,000 | 949 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,107,000 | 1,743 |
| Total noninterest expense | $4,103,000 | 3,241 |
| Salaries and employee benefits | $1,887,000 | 3,611 |
| Premises and equipment expense | $470,000 | 3,989 |
| Additional noninterest expense | $1,746,000 | 2,486 |
| Pre-tax net operating income | $3,126,000 | 2,319 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $806,000 | 2,624 |
| Income before extraordinary items | $2,320,000 | 2,253 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,320,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,601 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,320,000 | 2,232 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 4,423 |
| Total interest expense | $2,928,000 | 4,826 |
| Net interest income | $4,030,000 | 4,095 |
| Provision for loan and lease losses | $119,000 | 4,792 |
| Total noninterest income | $2,101,000 | 1,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,069,000 | 1,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,032,000 | 1,806 |
| Total noninterest expense | $3,635,000 | 3,498 |
| Salaries and employee benefits | $1,735,000 | 3,769 |
| Premises and equipment expense | $473,000 | 3,856 |
| Additional noninterest expense | $1,427,000 | 2,899 |
| Pre-tax net operating income | $2,377,000 | 2,912 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $603,000 | 3,392 |
| Income before extraordinary items | $1,774,000 | 2,820 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,774,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,774,000 | 2,746 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,743,000 | 5,230 |
| Total interest expense | $2,220,000 | 5,842 |
| Net interest income | $3,523,000 | 4,708 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $2,000,000 | 1,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,061,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $939,000 | 1,819 |
| Total noninterest expense | $3,406,000 | 3,698 |
| Salaries and employee benefits | $1,342,000 | 4,658 |
| Premises and equipment expense | $614,000 | 3,083 |
| Additional noninterest expense | $1,450,000 | 2,817 |
| Pre-tax net operating income | $1,996,000 | 3,539 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $540,000 | 3,990 |
| Income before extraordinary items | $1,456,000 | 3,450 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,456,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,456,000 | 3,370 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 5,918 |
| Total interest expense | $1,907,000 | 6,605 |
| Net interest income | $3,107,000 | 5,306 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $1,632,000 | 2,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $843,000 | 1,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,129 |
| Total noninterest expense | $3,147,000 | 4,145 |
| Salaries and employee benefits | $1,250,000 | 5,021 |
| Premises and equipment expense | $575,000 | 3,347 |
| Additional noninterest expense | $1,322,000 | 3,474 |
| Pre-tax net operating income | $1,477,000 | 4,387 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $385,000 | 5,012 |
| Income before extraordinary items | $1,092,000 | 4,179 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,092,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,092,000 | 4,120 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 7,242 |
| Total interest expense | $1,248,000 | 8,433 |
| Net interest income | $2,518,000 | 6,280 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $1,154,000 | 2,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $773,000 | 1,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,417 |
| Total noninterest expense | $2,656,000 | 4,734 |
| Salaries and employee benefits | $1,139,000 | 5,446 |
| Premises and equipment expense | $486,000 | 3,850 |
| Additional noninterest expense | $1,031,000 | 4,239 |
| Pre-tax net operating income | $936,000 | 6,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $710,000 | 5,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $710,000 | 5,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $710,000 | 5,912 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 7,939 |
| Total interest expense | $735,000 | 9,901 |
| Net interest income | $2,332,000 | 6,795 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $876,000 | 3,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $592,000 | 2,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,253 |
| Total noninterest expense | $2,269,000 | 5,590 |
| Salaries and employee benefits | $922,000 | 6,504 |
| Premises and equipment expense | $442,000 | 4,223 |
| Additional noninterest expense | $905,000 | 5,143 |
| Pre-tax net operating income | $882,000 | 6,482 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $641,000 | 6,274 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $641,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $641,000 | 6,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 9,195 |
| Total interest expense | $589,000 | 11,204 |
| Net interest income | $1,905,000 | 7,942 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $715,000 | 4,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,234 |
| Total noninterest expense | $2,015,000 | 6,297 |
| Salaries and employee benefits | $798,000 | 7,338 |
| Premises and equipment expense | $437,000 | 4,363 |
| Additional noninterest expense | $780,000 | 6,045 |
| Pre-tax net operating income | $545,000 | 8,335 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $421,000 | 8,224 |
| Extraordinary gains, net | $86,000 | 1,716 |
| Net income | $507,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $403,980 | 8,122 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 10,564 |
| Total interest expense | $648,000 | 12,072 |
| Net interest income | $1,512,000 | 9,233 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $603,000 | 4,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 3,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,738 |
| Total noninterest expense | $1,854,000 | 6,787 |
| Salaries and employee benefits | $730,000 | 7,772 |
| Premises and equipment expense | $422,000 | 4,598 |
| Additional noninterest expense | $702,000 | 6,732 |
| Pre-tax net operating income | $188,000 | 11,187 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $151,000 | 11,258 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $151,000 | 11,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $151,000 | 10,927 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.