Home > FirstBank of Cherry Creek > Assets and Liabilities
FirstBank of Cherry Creek, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 60 | 2,607 |
| Assets and Liabilities | ||
| Total Assets: | $502,395,000 | 1,352 |
| Cash and due from depository institutions | $5,609,000 | 2,607 |
| Interest-bearing balances | $27,000 | 6,953 |
| Securities | $249,227,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $28,939,000 | 222 |
| Net loans & leases | $195,630,000 | 2,187 |
| Loan loss allowance | $3,439,000 | 2,159 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $15,554,000 | 739 |
| Other real estate owned | $73,000 | 2,607 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $7,363,000 | 2,495 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $502,394,000 | 1,352 |
| Total liabilities | $462,966,000 | 1,325 |
| Total deposits | $454,315,000 | 1,208 |
| Interest-bearing deposits | $371,725,000 | 1,281 |
| Deposits held in domestic offices | $454,315,000 | 1,207 |
| % insured | 85.18% | 5,041 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,310,000 | 3,161 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,341,000 | 1,493 |
| Total equity capital | $39,428,000 | 1,736 |
| Total bank equity capital | $39,428,000 | 1,734 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $2,200,000 | 5,198 |
| Undivided profits | $36,728,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,315,000 | 1,355 |
| Earning assets | $473,823,000 | 1,313 |
| Long-term assets (5+ years) | $227,410,000 | 604 |
| Average Assets, year-to-date | $490,485,750 | 1,384 |
| Average Assets, quarterly | $495,516,500 | 1,380 |
| Volatile liabilities | $45,151,000 | 2,833 |
| Insider loans | $350,000 | 5,534 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $42,272,000 | 1,475 |
| Tier 1 (core) risk-based capital | $36,361,000 | 1,763 |
| Tier 2 risk-based capital | $2,926,000 | 1,833 |
| Total risk weighted assets | $233,527,000 | 1,934 |
| Total unused commitments | $42,272,000 | 1,476 |
| Derivatives | $498,000 | 1,107 |
| 2010-06-30 | Rank | |
| # of Employees: | 59 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $488,638,000 | 1,416 |
| Cash and due from depository institutions | $4,976,000 | 2,661 |
| Interest-bearing balances | $31,000 | 6,908 |
| Securities | $247,770,000 | 537 |
| Federal funds sold & reverse repurchase agreements | $22,408,000 | 286 |
| Net loans & leases | $190,554,000 | 2,266 |
| Loan loss allowance | $3,354,000 | 2,198 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $15,604,000 | 748 |
| Other real estate owned | $73,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,253,000 | 2,543 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $488,638,000 | 1,416 |
| Total liabilities | $452,095,000 | 1,363 |
| Total deposits | $449,204,000 | 1,224 |
| Interest-bearing deposits | $361,794,000 | 1,338 |
| Deposits held in domestic offices | $449,204,000 | 1,222 |
| % insured | 86.07% | 4,917 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,891,000 | 1,597 |
| Total equity capital | $36,543,000 | 1,862 |
| Total bank equity capital | $36,543,000 | 1,860 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $2,200,000 | 5,220 |
| Undivided profits | $33,843,000 | 992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 5,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,969,000 | 1,569 |
| Earning assets | $460,763,000 | 1,362 |
| Long-term assets (5+ years) | $226,055,000 | 590 |
| Average Assets, year-to-date | $486,516,000 | 1,405 |
| Average Assets, quarterly | $487,769,000 | 1,412 |
| Volatile liabilities | $40,604,000 | 3,137 |
| Insider loans | $350,000 | 5,596 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $43,278,000 | 1,435 |
| Tier 1 (core) risk-based capital | $34,093,000 | 1,863 |
| Tier 2 risk-based capital | $2,994,000 | 1,826 |
| Total risk weighted assets | $239,131,000 | 1,923 |
| Total unused commitments | $43,278,000 | 1,436 |
| Derivatives | $346,000 | 1,078 |
| 2010-03-31 | Rank | |
| # of Employees: | 59 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $486,900,000 | 1,443 |
| Cash and due from depository institutions | $5,100,000 | 2,700 |
| Interest-bearing balances | $21,000 | 7,036 |
| Securities | $257,513,000 | 513 |
| Federal funds sold & reverse repurchase agreements | $13,731,000 | 673 |
| Net loans & leases | $188,130,000 | 2,355 |
| Loan loss allowance | $3,125,000 | 2,354 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $15,672,000 | 765 |
| Other real estate owned | $73,000 | 2,700 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,681,000 | 2,769 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $486,900,000 | 1,443 |
| Total liabilities | $452,593,000 | 1,396 |
| Total deposits | $449,659,000 | 1,247 |
| Interest-bearing deposits | $368,580,000 | 1,343 |
| Deposits held in domestic offices | $449,659,000 | 1,245 |
| % insured | 87.20% | 4,605 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,934,000 | 1,578 |
| Total equity capital | $34,307,000 | 1,989 |
| Total bank equity capital | $34,307,000 | 1,988 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $2,200,000 | 5,293 |
| Undivided profits | $31,607,000 | 1,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 5,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,280,000 | 1,373 |
| Earning assets | $459,395,000 | 1,387 |
| Long-term assets (5+ years) | $226,280,000 | 602 |
| Average Assets, year-to-date | $485,455,000 | 1,446 |
| Average Assets, quarterly | $485,455,000 | 1,446 |
| Volatile liabilities | $40,655,000 | 3,211 |
| Insider loans | $350,000 | 5,650 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $34,593,000 | 1,795 |
| Tier 1 (core) risk-based capital | $31,898,000 | 2,002 |
| Tier 2 risk-based capital | $2,983,000 | 1,887 |
| Total risk weighted assets | $238,421,000 | 1,988 |
| Total unused commitments | $34,593,000 | 1,799 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 61 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $484,010,000 | 1,458 |
| Cash and due from depository institutions | $6,722,000 | 2,645 |
| Interest-bearing balances | $37,000 | 6,840 |
| Securities | $251,434,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $16,860,000 | 477 |
| Net loans & leases | $186,162,000 | 2,414 |
| Loan loss allowance | $2,998,000 | 2,408 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $15,756,000 | 770 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,076,000 | 2,700 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $484,010,000 | 1,458 |
| Total liabilities | $452,059,000 | 1,399 |
| Total deposits | $449,967,000 | 1,244 |
| Interest-bearing deposits | $369,862,000 | 1,334 |
| Deposits held in domestic offices | $449,967,000 | 1,241 |
| % insured | 86.49% | 4,900 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,092,000 | 2,054 |
| Total equity capital | $31,951,000 | 2,089 |
| Total bank equity capital | $31,951,000 | 2,088 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $2,200,000 | 5,333 |
| Undivided profits | $29,251,000 | 1,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,987,000 | 1,704 |
| Earning assets | $454,493,000 | 1,398 |
| Long-term assets (5+ years) | $214,543,000 | 628 |
| Average Assets, year-to-date | $456,299,800 | 1,515 |
| Average Assets, quarterly | $477,126,500 | 1,477 |
| Volatile liabilities | $46,827,000 | 2,869 |
| Insider loans | $350,000 | 5,741 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $33,608,000 | 1,861 |
| Tier 1 (core) risk-based capital | $30,234,000 | 2,099 |
| Tier 2 risk-based capital | $3,016,000 | 1,877 |
| Total risk weighted assets | $241,253,000 | 2,001 |
| Total unused commitments | $33,608,000 | 1,862 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 61 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $470,243,000 | 1,512 |
| Cash and due from depository institutions | $5,248,000 | 2,669 |
| Interest-bearing balances | $24,000 | 6,933 |
| Securities | $242,653,000 | 540 |
| Federal funds sold & reverse repurchase agreements | $19,169,000 | 465 |
| Net loans & leases | $182,741,000 | 2,493 |
| Loan loss allowance | $3,008,000 | 2,311 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $15,702,000 | 782 |
| Other real estate owned | $0 | 2,669 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,730,000 | 3,208 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $470,243,000 | 1,512 |
| Total liabilities | $437,885,000 | 1,465 |
| Total deposits | $428,205,000 | 1,314 |
| Interest-bearing deposits | $354,651,000 | 1,396 |
| Deposits held in domestic offices | $428,205,000 | 1,310 |
| % insured | 88.14% | 4,555 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,680,000 | 668 |
| Total equity capital | $32,358,000 | 2,123 |
| Total bank equity capital | $32,358,000 | 2,123 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $2,200,000 | 5,373 |
| Undivided profits | $29,658,000 | 1,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 5,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,132,000 | 1,678 |
| Earning assets | $444,587,000 | 1,461 |
| Long-term assets (5+ years) | $222,047,000 | 606 |
| Average Assets, year-to-date | $449,372,250 | 1,556 |
| Average Assets, quarterly | $457,835,000 | 1,539 |
| Volatile liabilities | $48,189,000 | 2,840 |
| Insider loans | $350,000 | 5,793 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $33,583,000 | 1,972 |
| Tier 1 (core) risk-based capital | $31,362,000 | 2,053 |
| Tier 2 risk-based capital | $2,961,000 | 1,921 |
| Total risk weighted assets | $236,748,000 | 2,055 |
| Total unused commitments | $33,583,000 | 1,974 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $445,427,000 | 1,609 |
| Cash and due from depository institutions | $6,222,000 | 2,759 |
| Interest-bearing balances | $27,000 | 6,869 |
| Securities | $225,824,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $19,950,000 | 468 |
| Net loans & leases | $173,346,000 | 2,636 |
| Loan loss allowance | $3,095,000 | 2,177 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,531,000 | 806 |
| Other real estate owned | $0 | 2,759 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,554,000 | 3,316 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $445,427,000 | 1,609 |
| Total liabilities | $415,150,000 | 1,562 |
| Total deposits | $413,573,000 | 1,370 |
| Interest-bearing deposits | $344,419,000 | 1,454 |
| Deposits held in domestic offices | $413,573,000 | 1,367 |
| % insured | 76.53% | 4,666 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,577,000 | 2,820 |
| Total equity capital | $30,277,000 | 2,242 |
| Total bank equity capital | $30,277,000 | 2,241 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $2,200,000 | 5,424 |
| Undivided profits | $27,577,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,844,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,913,000 | 1,827 |
| Earning assets | $419,147,000 | 1,556 |
| Long-term assets (5+ years) | $218,401,000 | 616 |
| Average Assets, year-to-date | $442,415,330 | 1,599 |
| Average Assets, quarterly | $443,817,500 | 1,613 |
| Volatile liabilities | $49,830,000 | 2,777 |
| Insider loans | $350,000 | 5,847 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $35,239,000 | 1,960 |
| Tier 1 (core) risk-based capital | $29,341,000 | 2,212 |
| Tier 2 risk-based capital | $2,747,000 | 2,043 |
| Total risk weighted assets | $219,331,000 | 2,227 |
| Total unused commitments | $35,239,000 | 1,963 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 59 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $442,208,000 | 1,634 |
| Cash and due from depository institutions | $5,633,000 | 2,801 |
| Interest-bearing balances | $25,000 | 6,764 |
| Securities | $219,876,000 | 571 |
| Federal funds sold & reverse repurchase agreements | $29,961,000 | 377 |
| Net loans & leases | $164,581,000 | 2,755 |
| Loan loss allowance | $2,674,000 | 2,368 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $15,592,000 | 807 |
| Other real estate owned | $0 | 2,801 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,565,000 | 2,578 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $442,208,000 | 1,634 |
| Total liabilities | $417,014,000 | 1,567 |
| Total deposits | $415,130,000 | 1,378 |
| Interest-bearing deposits | $345,035,000 | 1,448 |
| Deposits held in domestic offices | $415,130,000 | 1,373 |
| % insured | 76.10% | 4,822 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,884,000 | 2,423 |
| Total equity capital | $25,194,000 | 2,650 |
| Total bank equity capital | $25,194,000 | 2,649 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $2,200,000 | 5,454 |
| Undivided profits | $22,494,000 | 1,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 5,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,206,000 | 1,583 |
| Earning assets | $414,443,000 | 1,595 |
| Long-term assets (5+ years) | $224,838,000 | 581 |
| Average Assets, year-to-date | $440,909,500 | 1,610 |
| Average Assets, quarterly | $440,909,500 | 1,610 |
| Volatile liabilities | $50,068,000 | 2,761 |
| Insider loans | $350,000 | 5,898 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $38,925,000 | 1,892 |
| Tier 1 (core) risk-based capital | $27,689,000 | 2,347 |
| Tier 2 risk-based capital | $2,608,000 | 2,110 |
| Total risk weighted assets | $216,553,000 | 2,257 |
| Total unused commitments | $38,925,000 | 1,893 |
| Derivatives | $626,000 | 1,062 |
| 2008-12-31 | Rank | |
| # of Employees: | 58 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $439,611,000 | 1,605 |
| Cash and due from depository institutions | $6,335,000 | 2,876 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $199,612,000 | 617 |
| Federal funds sold & reverse repurchase agreements | $48,689,000 | 178 |
| Net loans & leases | $162,046,000 | 2,799 |
| Loan loss allowance | $2,608,000 | 2,360 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $15,585,000 | 810 |
| Other real estate owned | $123,000 | 2,876 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,221,000 | 2,435 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $439,611,000 | 1,605 |
| Total liabilities | $418,027,000 | 1,534 |
| Total deposits | $381,413,000 | 1,445 |
| Interest-bearing deposits | $307,096,000 | 1,589 |
| Deposits held in domestic offices | $381,413,000 | 1,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $35,092,000 | 1,521 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,522,000 | 2,809 |
| Total equity capital | $21,584,000 | 3,021 |
| Total bank equity capital | $21,584,000 | 3,021 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $2,200,000 | 5,459 |
| Undivided profits | $18,884,000 | 1,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 5,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,768,000 | 2,127 |
| Earning assets | $410,347,000 | 1,568 |
| Long-term assets (5+ years) | $226,871,000 | 577 |
| Average Assets, year-to-date | $411,990,000 | 1,652 |
| Average Assets, quarterly | $429,925,000 | 1,634 |
| Volatile liabilities | $69,214,000 | 2,097 |
| Insider loans | $350,000 | 5,971 |
| FHLB advances | $35,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $40,257,000 | 1,892 |
| Tier 1 (core) risk-based capital | $25,863,000 | 2,460 |
| Tier 2 risk-based capital | $2,634,000 | 2,077 |
| Total risk weighted assets | $210,659,000 | 2,325 |
| Total unused commitments | $40,257,000 | 1,893 |
| Derivatives | $1,321,000 | 896 |
| 2008-09-30 | Rank | |
| # of Employees: | 58 | 2,900 |
| Assets and Liabilities | ||
| Total Assets: | $420,239,000 | 1,664 |
| Cash and due from depository institutions | $7,451,000 | 2,900 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $209,794,000 | 572 |
| Federal funds sold & reverse repurchase agreements | $26,136,000 | 431 |
| Net loans & leases | $156,573,000 | 2,876 |
| Loan loss allowance | $1,799,000 | 2,955 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,545,000 | 817 |
| Other real estate owned | $0 | 2,900 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,740,000 | 3,277 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $420,239,000 | 1,664 |
| Total liabilities | $394,160,000 | 1,603 |
| Total deposits | $357,556,000 | 1,518 |
| Interest-bearing deposits | $287,269,000 | 1,667 |
| Deposits held in domestic offices | $357,556,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $35,000,000 | 1,515 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,604,000 | 2,768 |
| Total equity capital | $26,079,000 | 2,587 |
| Total bank equity capital | $26,079,000 | 2,587 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $2,200,000 | 5,486 |
| Undivided profits | $23,379,000 | 1,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 4,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,076,000 | 1,887 |
| Earning assets | $392,503,000 | 1,630 |
| Long-term assets (5+ years) | $216,342,000 | 610 |
| Average Assets, year-to-date | $405,084,750 | 1,678 |
| Average Assets, quarterly | $419,917,000 | 1,655 |
| Volatile liabilities | $58,650,000 | 2,353 |
| Insider loans | $350,000 | 5,959 |
| FHLB advances | $35,000,000 | 1,429 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $41,409,000 | 1,961 |
| Tier 1 (core) risk-based capital | $25,778,000 | 2,509 |
| Tier 2 risk-based capital | $1,861,000 | 2,681 |
| Total risk weighted assets | $200,666,000 | 2,423 |
| Total unused commitments | $41,409,000 | 1,961 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 54 | 3,133 |
| Assets and Liabilities | ||
| Total Assets: | $419,595,000 | 1,664 |
| Cash and due from depository institutions | $7,911,000 | 3,133 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $224,171,000 | 557 |
| Federal funds sold & reverse repurchase agreements | $22,728,000 | 496 |
| Net loans & leases | $145,100,000 | 3,047 |
| Loan loss allowance | $1,654,000 | 3,074 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,305,000 | 813 |
| Other real estate owned | $0 | 3,133 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,380,000 | 3,375 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $419,595,000 | 1,664 |
| Total liabilities | $394,859,000 | 1,597 |
| Total deposits | $357,841,000 | 1,516 |
| Interest-bearing deposits | $283,470,000 | 1,675 |
| Deposits held in domestic offices | $357,841,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $34,008,000 | 1,511 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,010,000 | 1,698 |
| Total equity capital | $24,736,000 | 2,715 |
| Total bank equity capital | $24,736,000 | 2,715 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $2,200,000 | 5,516 |
| Undivided profits | $22,036,000 | 1,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,736,000 | 2,221 |
| Earning assets | $391,999,000 | 1,627 |
| Long-term assets (5+ years) | $227,452,000 | 579 |
| Average Assets, year-to-date | $400,033,330 | 1,703 |
| Average Assets, quarterly | $404,339,500 | 1,700 |
| Volatile liabilities | $56,664,000 | 2,408 |
| Insider loans | $350,000 | 5,966 |
| FHLB advances | $34,000,000 | 1,436 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $41,910,000 | 2,011 |
| Tier 1 (core) risk-based capital | $23,722,000 | 2,701 |
| Tier 2 risk-based capital | $1,712,000 | 2,816 |
| Total risk weighted assets | $189,805,000 | 2,523 |
| Total unused commitments | $41,910,000 | 2,011 |
| Derivatives | $155,000 | 1,025 |
| 2008-03-31 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $389,084,000 | 1,763 |
| Cash and due from depository institutions | $8,071,000 | 3,039 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $217,973,000 | 574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $143,893,000 | 3,025 |
| Loan loss allowance | $1,622,000 | 3,051 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,129,000 | 815 |
| Other real estate owned | $0 | 3,039 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,018,000 | 3,486 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $389,084,000 | 1,763 |
| Total liabilities | $365,255,000 | 1,689 |
| Total deposits | $353,143,000 | 1,526 |
| Interest-bearing deposits | $281,234,000 | 1,691 |
| Deposits held in domestic offices | $353,143,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,586,000 | 1,272 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $24,000 | 5,558 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,502,000 | 2,067 |
| Total equity capital | $23,829,000 | 2,850 |
| Total bank equity capital | $23,829,000 | 2,850 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $2,200,000 | 5,508 |
| Undivided profits | $21,129,000 | 1,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,048,000 | 1,896 |
| Earning assets | $361,866,000 | 1,739 |
| Long-term assets (5+ years) | $218,079,000 | 594 |
| Average Assets, year-to-date | $390,252,500 | 1,739 |
| Average Assets, quarterly | $390,252,500 | 1,739 |
| Volatile liabilities | $32,808,000 | 3,585 |
| Insider loans | $350,000 | 5,947 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $42,775,000 | 2,014 |
| Tier 1 (core) risk-based capital | $22,528,000 | 2,835 |
| Tier 2 risk-based capital | $1,679,000 | 2,812 |
| Total risk weighted assets | $185,330,000 | 2,544 |
| Total unused commitments | $42,775,000 | 2,017 |
| Derivatives | $210,000 | 1,057 |
| 2007-12-31 | Rank | |
| # of Employees: | 57 | 2,997 |
| Assets and Liabilities | ||
| Total Assets: | $391,421,000 | 1,737 |
| Cash and due from depository institutions | $10,968,000 | 2,997 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $216,356,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $6,725,000 | 1,993 |
| Net loans & leases | $138,554,000 | 3,104 |
| Loan loss allowance | $1,498,000 | 3,206 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,153,000 | 811 |
| Other real estate owned | $0 | 2,997 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,665,000 | 3,739 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $391,421,000 | 1,737 |
| Total liabilities | $369,261,000 | 1,669 |
| Total deposits | $348,032,000 | 1,542 |
| Interest-bearing deposits | $272,370,000 | 1,714 |
| Deposits held in domestic offices | $348,032,000 | 1,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,070,000 | 1,852 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,159,000 | 3,643 |
| Total equity capital | $22,160,000 | 3,028 |
| Total bank equity capital | $22,160,000 | 3,028 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $2,200,000 | 5,503 |
| Undivided profits | $19,460,000 | 1,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,697,000 | 2,513 |
| Earning assets | $361,635,000 | 1,729 |
| Long-term assets (5+ years) | $210,547,000 | 590 |
| Average Assets, year-to-date | $367,179,200 | 1,776 |
| Average Assets, quarterly | $384,337,500 | 1,746 |
| Volatile liabilities | $37,780,000 | 3,238 |
| Insider loans | $350,000 | 5,985 |
| FHLB advances | $20,000,000 | 1,752 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $40,647,000 | 2,087 |
| Tier 1 (core) risk-based capital | $22,097,000 | 2,878 |
| Tier 2 risk-based capital | $1,552,000 | 2,972 |
| Total risk weighted assets | $180,382,000 | 2,578 |
| Total unused commitments | $40,647,000 | 2,089 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 57 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $377,254,000 | 1,772 |
| Cash and due from depository institutions | $7,332,000 | 2,985 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $220,156,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $130,630,000 | 3,212 |
| Loan loss allowance | $1,379,000 | 3,366 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,216,000 | 782 |
| Other real estate owned | $0 | 2,985 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,920,000 | 3,624 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $377,254,000 | 1,772 |
| Total liabilities | $355,625,000 | 1,687 |
| Total deposits | $336,924,000 | 1,574 |
| Interest-bearing deposits | $263,871,000 | 1,758 |
| Deposits held in domestic offices | $336,924,000 | 1,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,487,000 | 909 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,214,000 | 3,618 |
| Total equity capital | $21,629,000 | 3,050 |
| Total bank equity capital | $21,629,000 | 3,050 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $2,200,000 | 5,480 |
| Undivided profits | $18,929,000 | 1,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,018,000 | 2,267 |
| Earning assets | $350,786,000 | 1,748 |
| Long-term assets (5+ years) | $204,700,000 | 576 |
| Average Assets, year-to-date | $361,118,750 | 1,805 |
| Average Assets, quarterly | $374,064,000 | 1,766 |
| Volatile liabilities | $33,828,000 | 3,452 |
| Insider loans | $387,000 | 5,854 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $40,185,000 | 2,117 |
| Tier 1 (core) risk-based capital | $21,503,000 | 2,936 |
| Tier 2 risk-based capital | $1,431,000 | 3,155 |
| Total risk weighted assets | $173,916,000 | 2,623 |
| Total unused commitments | $40,185,000 | 2,117 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 58 | 2,984 |
| Assets and Liabilities | ||
| Total Assets: | $370,874,000 | 1,813 |
| Cash and due from depository institutions | $7,138,000 | 2,984 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $222,558,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $122,136,000 | 3,369 |
| Loan loss allowance | $1,314,000 | 3,483 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,293,000 | 766 |
| Other real estate owned | $0 | 2,984 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,749,000 | 3,695 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $370,874,000 | 1,813 |
| Total liabilities | $350,405,000 | 1,729 |
| Total deposits | $326,619,000 | 1,650 |
| Interest-bearing deposits | $255,619,000 | 1,821 |
| Deposits held in domestic offices | $326,619,000 | 1,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,992,000 | 763 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,000 | 5,418 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $744,000 | 4,573 |
| Total equity capital | $20,469,000 | 3,151 |
| Total bank equity capital | $20,469,000 | 3,151 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $2,200,000 | 5,489 |
| Undivided profits | $17,769,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,708,000 | 2,482 |
| Earning assets | $344,694,000 | 1,784 |
| Long-term assets (5+ years) | $202,802,000 | 577 |
| Average Assets, year-to-date | $355,740,330 | 1,859 |
| Average Assets, quarterly | $361,909,500 | 1,845 |
| Volatile liabilities | $38,382,000 | 3,119 |
| Insider loans | $387,000 | 5,855 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $43,613,000 | 2,022 |
| Tier 1 (core) risk-based capital | $21,040,000 | 2,994 |
| Tier 2 risk-based capital | $1,361,000 | 3,267 |
| Total risk weighted assets | $167,633,000 | 2,686 |
| Total unused commitments | $43,613,000 | 2,022 |
| Derivatives | $170,000 | 1,018 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $352,945,000 | 1,888 |
| Cash and due from depository institutions | $6,316,000 | 3,006 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $218,246,000 | 579 |
| Federal funds sold & reverse repurchase agreements | $845,000 | 5,972 |
| Net loans & leases | $108,216,000 | 3,637 |
| Loan loss allowance | $1,129,000 | 3,839 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,509,000 | 734 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,813,000 | 3,581 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $352,945,000 | 1,888 |
| Total liabilities | $331,619,000 | 1,805 |
| Total deposits | $329,083,000 | 1,635 |
| Interest-bearing deposits | $256,009,000 | 1,832 |
| Deposits held in domestic offices | $329,083,000 | 1,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $642,000 | 4,952 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,894,000 | 2,508 |
| Total equity capital | $21,326,000 | 3,067 |
| Total bank equity capital | $21,326,000 | 3,067 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $2,200,000 | 5,477 |
| Undivided profits | $18,626,000 | 1,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 6,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,919,000 | 2,121 |
| Earning assets | $327,307,000 | 1,875 |
| Long-term assets (5+ years) | $193,008,000 | 590 |
| Average Assets, year-to-date | $348,173,500 | 1,889 |
| Average Assets, quarterly | $348,173,500 | 1,889 |
| Volatile liabilities | $16,445,000 | 5,120 |
| Insider loans | $350,000 | 5,981 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $37,745,000 | 2,226 |
| Tier 1 (core) risk-based capital | $20,588,000 | 3,030 |
| Tier 2 risk-based capital | $1,160,000 | 3,624 |
| Total risk weighted assets | $152,433,000 | 2,915 |
| Total unused commitments | $37,745,000 | 2,226 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 61 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $343,402,000 | 1,906 |
| Cash and due from depository institutions | $3,992,000 | 2,843 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $213,751,000 | 591 |
| Federal funds sold & reverse repurchase agreements | $9,112,000 | 1,805 |
| Net loans & leases | $97,604,000 | 3,890 |
| Loan loss allowance | $1,088,000 | 3,918 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,422,000 | 705 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,521,000 | 3,809 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $343,402,000 | 1,906 |
| Total liabilities | $321,753,000 | 1,835 |
| Total deposits | $319,919,000 | 1,651 |
| Interest-bearing deposits | $243,728,000 | 1,870 |
| Deposits held in domestic offices | $319,919,000 | 1,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $371,000 | 5,261 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,463,000 | 3,017 |
| Total equity capital | $21,649,000 | 2,979 |
| Total bank equity capital | $21,649,000 | 2,979 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $2,200,000 | 5,465 |
| Undivided profits | $18,949,000 | 1,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 6,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,636,000 | 2,558 |
| Earning assets | $320,467,000 | 1,878 |
| Long-term assets (5+ years) | $179,253,000 | 622 |
| Average Assets, year-to-date | $330,406,200 | 1,893 |
| Average Assets, quarterly | $340,056,500 | 1,902 |
| Volatile liabilities | $15,744,000 | 5,225 |
| Insider loans | $350,000 | 6,001 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,755,000 | 2,622 |
| Tier 1 (core) risk-based capital | $20,935,000 | 2,932 |
| Tier 2 risk-based capital | $1,117,000 | 3,689 |
| Total risk weighted assets | $142,950,000 | 3,038 |
| Total unused commitments | $29,755,000 | 2,622 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $336,711,000 | 1,934 |
| Cash and due from depository institutions | $5,748,000 | 2,955 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $207,318,000 | 619 |
| Federal funds sold & reverse repurchase agreements | $10,819,000 | 1,298 |
| Net loans & leases | $93,790,000 | 3,992 |
| Loan loss allowance | $996,000 | 4,194 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,469,000 | 681 |
| Other real estate owned | $0 | 2,955 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,567,000 | 3,800 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $336,711,000 | 1,934 |
| Total liabilities | $315,332,000 | 1,857 |
| Total deposits | $312,893,000 | 1,667 |
| Interest-bearing deposits | $239,583,000 | 1,871 |
| Deposits held in domestic offices | $312,893,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,439,000 | 2,012 |
| Total equity capital | $21,379,000 | 2,983 |
| Total bank equity capital | $21,379,000 | 2,983 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $2,200,000 | 5,469 |
| Undivided profits | $18,679,000 | 1,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,772,000 | 2,393 |
| Earning assets | $311,927,000 | 1,911 |
| Long-term assets (5+ years) | $180,323,000 | 629 |
| Average Assets, year-to-date | $327,157,250 | 1,909 |
| Average Assets, quarterly | $330,853,000 | 1,941 |
| Volatile liabilities | $14,209,000 | 5,461 |
| Insider loans | $350,000 | 6,036 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,290,000 | 2,596 |
| Tier 1 (core) risk-based capital | $20,776,000 | 2,931 |
| Tier 2 risk-based capital | $1,024,000 | 3,917 |
| Total risk weighted assets | $138,529,000 | 3,100 |
| Total unused commitments | $30,290,000 | 2,596 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $324,995,000 | 1,969 |
| Cash and due from depository institutions | $9,779,000 | 2,941 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $196,805,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $7,238,000 | 1,691 |
| Net loans & leases | $91,829,000 | 4,002 |
| Loan loss allowance | $967,000 | 4,243 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $15,542,000 | 667 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,802,000 | 3,588 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $324,995,000 | 1,969 |
| Total liabilities | $305,712,000 | 1,895 |
| Total deposits | $305,016,000 | 1,694 |
| Interest-bearing deposits | $229,876,000 | 1,912 |
| Deposits held in domestic offices | $305,016,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $696,000 | 4,414 |
| Total equity capital | $19,283,000 | 3,148 |
| Total bank equity capital | $19,283,000 | 3,148 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $2,200,000 | 5,459 |
| Undivided profits | $16,583,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 6,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,447,000 | 2,579 |
| Earning assets | $295,872,000 | 1,982 |
| Long-term assets (5+ years) | $167,426,000 | 666 |
| Average Assets, year-to-date | $323,972,670 | 1,930 |
| Average Assets, quarterly | $326,512,500 | 1,943 |
| Volatile liabilities | $12,906,000 | 5,655 |
| Insider loans | $350,000 | 6,033 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $31,698,000 | 2,516 |
| Tier 1 (core) risk-based capital | $20,570,000 | 2,913 |
| Tier 2 risk-based capital | $994,000 | 3,983 |
| Total risk weighted assets | $135,958,000 | 3,117 |
| Total unused commitments | $31,698,000 | 2,517 |
| Derivatives | $328,000 | 924 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $328,030,000 | 1,935 |
| Cash and due from depository institutions | $6,390,000 | 2,778 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $198,856,000 | 663 |
| Federal funds sold & reverse repurchase agreements | $18,115,000 | 815 |
| Net loans & leases | $85,351,000 | 4,150 |
| Loan loss allowance | $918,000 | 4,370 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,617,000 | 649 |
| Other real estate owned | $228,000 | 2,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,473,000 | 3,746 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $328,030,000 | 1,935 |
| Total liabilities | $307,490,000 | 1,864 |
| Total deposits | $305,381,000 | 1,677 |
| Interest-bearing deposits | $228,493,000 | 1,899 |
| Deposits held in domestic offices | $305,381,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,109,000 | 2,091 |
| Total equity capital | $20,540,000 | 2,954 |
| Total bank equity capital | $20,540,000 | 2,954 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $2,200,000 | 5,399 |
| Undivided profits | $17,840,000 | 1,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,688,000 | 2,111 |
| Earning assets | $302,322,000 | 1,926 |
| Long-term assets (5+ years) | $167,723,000 | 637 |
| Average Assets, year-to-date | $323,461,500 | 1,932 |
| Average Assets, quarterly | $323,461,500 | 1,932 |
| Volatile liabilities | $13,705,000 | 5,395 |
| Insider loans | $350,000 | 5,992 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $31,089,000 | 2,512 |
| Tier 1 (core) risk-based capital | $20,388,000 | 2,903 |
| Tier 2 risk-based capital | $943,000 | 4,086 |
| Total risk weighted assets | $129,605,000 | 3,190 |
| Total unused commitments | $31,089,000 | 2,516 |
| Derivatives | $80,000 | 972 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $318,893,000 | 1,954 |
| Cash and due from depository institutions | $8,117,000 | 2,813 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $197,685,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $14,692,000 | 919 |
| Net loans & leases | $82,438,000 | 4,226 |
| Loan loss allowance | $872,000 | 4,489 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,664,000 | 820 |
| Other real estate owned | $66,000 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,231,000 | 3,907 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $318,893,000 | 1,954 |
| Total liabilities | $297,745,000 | 1,881 |
| Total deposits | $295,716,000 | 1,699 |
| Interest-bearing deposits | $222,680,000 | 1,902 |
| Deposits held in domestic offices | $295,716,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,029,000 | 2,120 |
| Total equity capital | $21,148,000 | 2,845 |
| Total bank equity capital | $21,148,000 | 2,845 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $2,200,000 | 5,385 |
| Undivided profits | $18,448,000 | 1,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,416,000 | 2,514 |
| Earning assets | $294,815,000 | 1,942 |
| Long-term assets (5+ years) | $157,060,000 | 662 |
| Average Assets, year-to-date | $314,356,000 | 1,890 |
| Average Assets, quarterly | $312,195,000 | 1,967 |
| Volatile liabilities | $13,592,000 | 5,362 |
| Insider loans | $350,000 | 5,998 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $29,587,000 | 2,550 |
| Tier 1 (core) risk-based capital | $20,305,000 | 2,869 |
| Tier 2 risk-based capital | $872,000 | 4,268 |
| Total risk weighted assets | $123,725,000 | 3,287 |
| Total unused commitments | $29,587,000 | 2,550 |
| Derivatives | $32,000 | 924 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $305,497,000 | 1,999 |
| Cash and due from depository institutions | $7,245,000 | 2,751 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $193,189,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $5,207,000 | 2,223 |
| Net loans & leases | $83,758,000 | 4,158 |
| Loan loss allowance | $841,000 | 4,580 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,601,000 | 798 |
| Other real estate owned | $100,000 | 2,751 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,397,000 | 3,739 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $305,497,000 | 1,999 |
| Total liabilities | $283,721,000 | 1,940 |
| Total deposits | $281,292,000 | 1,745 |
| Interest-bearing deposits | $209,888,000 | 1,976 |
| Deposits held in domestic offices | $281,292,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,429,000 | 1,784 |
| Total equity capital | $21,776,000 | 2,761 |
| Total bank equity capital | $21,776,000 | 2,761 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $2,200,000 | 5,349 |
| Undivided profits | $19,076,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,667,000 | 2,050 |
| Earning assets | $282,154,000 | 1,982 |
| Long-term assets (5+ years) | $136,940,000 | 747 |
| Average Assets, year-to-date | $313,221,750 | 1,878 |
| Average Assets, quarterly | $309,071,000 | 1,959 |
| Volatile liabilities | $14,378,000 | 5,227 |
| Insider loans | $350,000 | 6,016 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,376,000 | 2,667 |
| Tier 1 (core) risk-based capital | $20,205,000 | 2,851 |
| Tier 2 risk-based capital | $841,000 | 4,325 |
| Total risk weighted assets | $121,807,000 | 3,266 |
| Total unused commitments | $27,376,000 | 2,669 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 62 | 2,776 |
| Assets and Liabilities | ||
| Total Assets: | $312,645,000 | 1,920 |
| Cash and due from depository institutions | $7,341,000 | 2,776 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $200,484,000 | 647 |
| Federal funds sold & reverse repurchase agreements | $7,558,000 | 1,521 |
| Net loans & leases | $81,324,000 | 4,166 |
| Loan loss allowance | $823,000 | 4,607 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,671,000 | 771 |
| Other real estate owned | $100,000 | 2,776 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,167,000 | 3,769 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $312,645,000 | 1,920 |
| Total liabilities | $290,044,000 | 1,855 |
| Total deposits | $286,373,000 | 1,681 |
| Interest-bearing deposits | $218,109,000 | 1,867 |
| Deposits held in domestic offices | $286,373,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000 | 5,845 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,662,000 | 1,216 |
| Total equity capital | $22,601,000 | 2,620 |
| Total bank equity capital | $22,601,000 | 2,620 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $2,200,000 | 5,328 |
| Undivided profits | $19,901,000 | 1,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 4,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,413,000 | 2,237 |
| Earning assets | $289,366,000 | 1,890 |
| Long-term assets (5+ years) | $131,296,000 | 775 |
| Average Assets, year-to-date | $315,796,670 | 1,851 |
| Average Assets, quarterly | $313,970,000 | 1,878 |
| Volatile liabilities | $19,578,000 | 4,315 |
| Insider loans | $350,000 | 6,010 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,795,000 | 2,855 |
| Tier 1 (core) risk-based capital | $19,840,000 | 2,835 |
| Tier 2 risk-based capital | $823,000 | 4,345 |
| Total risk weighted assets | $120,125,000 | 3,238 |
| Total unused commitments | $23,795,000 | 2,856 |
| Derivatives | $224,000 | 816 |
| 2005-03-31 | Rank | |
| # of Employees: | 62 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $315,295,000 | 1,868 |
| Cash and due from depository institutions | $8,525,000 | 2,747 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $212,755,000 | 625 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $77,682,000 | 4,245 |
| Loan loss allowance | $805,000 | 4,683 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,769,000 | 752 |
| Other real estate owned | $100,000 | 2,747 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,464,000 | 3,524 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $315,295,000 | 1,868 |
| Total liabilities | $294,817,000 | 1,813 |
| Total deposits | $288,974,000 | 1,644 |
| Interest-bearing deposits | $222,139,000 | 1,815 |
| Deposits held in domestic offices | $288,974,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,741,000 | 1,977 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,102,000 | 1,384 |
| Total equity capital | $20,478,000 | 2,791 |
| Total bank equity capital | $20,478,000 | 2,791 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $2,200,000 | 5,341 |
| Undivided profits | $17,778,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,733,000 | 1,724 |
| Earning assets | $290,437,000 | 1,870 |
| Long-term assets (5+ years) | $131,116,000 | 796 |
| Average Assets, year-to-date | $317,372,500 | 1,844 |
| Average Assets, quarterly | $317,372,500 | 1,844 |
| Volatile liabilities | $21,129,000 | 4,026 |
| Insider loans | $350,000 | 6,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,025,000 | 2,699 |
| Tier 1 (core) risk-based capital | $19,365,000 | 2,846 |
| Tier 2 risk-based capital | $805,000 | 4,395 |
| Total risk weighted assets | $118,674,000 | 3,228 |
| Total unused commitments | $25,025,000 | 2,704 |
| Derivatives | $209,000 | 752 |
| 2004-12-31 | Rank | |
| # of Employees: | 62 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $319,450,000 | 1,836 |
| Cash and due from depository institutions | $10,303,000 | 2,758 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $211,870,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $4,701,000 | 2,353 |
| Net loans & leases | $76,505,000 | 4,282 |
| Loan loss allowance | $756,000 | 4,836 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,850,000 | 741 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,221,000 | 3,648 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $319,450,000 | 1,836 |
| Total liabilities | $299,217,000 | 1,778 |
| Total deposits | $279,727,000 | 1,685 |
| Interest-bearing deposits | $214,348,000 | 1,850 |
| Deposits held in domestic offices | $279,727,000 | 1,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 879 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,490,000 | 1,227 |
| Total equity capital | $20,233,000 | 2,818 |
| Total bank equity capital | $20,233,000 | 2,818 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $2,200,000 | 5,325 |
| Undivided profits | $17,533,000 | 1,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,146,000 | 2,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,477,000 | 2,017 |
| Earning assets | $293,076,000 | 1,843 |
| Long-term assets (5+ years) | $101,728,000 | 1,038 |
| Average Assets, year-to-date | $315,111,200 | 1,788 |
| Average Assets, quarterly | $326,553,000 | 1,791 |
| Volatile liabilities | $31,462,000 | 3,043 |
| Insider loans | $353,000 | 6,011 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,514,000 | 2,878 |
| Tier 1 (core) risk-based capital | $18,016,000 | 2,997 |
| Tier 2 risk-based capital | $756,000 | 4,550 |
| Total risk weighted assets | $116,787,000 | 3,244 |
| Total unused commitments | $21,514,000 | 2,880 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 64 | 2,687 |
| Assets and Liabilities | ||
| Total Assets: | $333,656,000 | 1,753 |
| Cash and due from depository institutions | $7,724,000 | 2,687 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $233,903,000 | 582 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $76,403,000 | 4,252 |
| Loan loss allowance | $713,000 | 5,035 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,918,000 | 703 |
| Other real estate owned | $0 | 2,687 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,708,000 | 4,040 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $333,656,000 | 1,753 |
| Total liabilities | $312,892,000 | 1,698 |
| Total deposits | $287,392,000 | 1,609 |
| Interest-bearing deposits | $222,439,000 | 1,751 |
| Deposits held in domestic offices | $287,392,000 | 1,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,042,000 | 715 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,458,000 | 1,241 |
| Total equity capital | $20,764,000 | 2,750 |
| Total bank equity capital | $20,764,000 | 2,750 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $2,200,000 | 5,301 |
| Undivided profits | $18,064,000 | 1,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,775,000 | 1,696 |
| Earning assets | $310,306,000 | 1,738 |
| Long-term assets (5+ years) | $95,558,000 | 1,107 |
| Average Assets, year-to-date | $314,026,500 | 1,796 |
| Average Assets, quarterly | $320,738,000 | 1,796 |
| Volatile liabilities | $37,357,000 | 2,624 |
| Insider loans | $356,000 | 6,009 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,935,000 | 2,818 |
| Tier 1 (core) risk-based capital | $18,092,000 | 2,958 |
| Tier 2 risk-based capital | $713,000 | 4,721 |
| Total risk weighted assets | $119,402,000 | 3,140 |
| Total unused commitments | $21,935,000 | 2,822 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 64 | 2,696 |
| Assets and Liabilities | ||
| Total Assets: | $307,820,000 | 1,876 |
| Cash and due from depository institutions | $9,166,000 | 2,696 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $203,155,000 | 659 |
| Federal funds sold & reverse repurchase agreements | $4,561,000 | 2,139 |
| Net loans & leases | $75,532,000 | 4,235 |
| Loan loss allowance | $750,000 | 4,883 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,010,000 | 676 |
| Other real estate owned | $0 | 2,696 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,396,000 | 4,336 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $307,820,000 | 1,876 |
| Total liabilities | $289,616,000 | 1,793 |
| Total deposits | $277,900,000 | 1,641 |
| Interest-bearing deposits | $220,096,000 | 1,761 |
| Deposits held in domestic offices | $277,900,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,125 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,716,000 | 1,998 |
| Total equity capital | $18,204,000 | 2,963 |
| Total bank equity capital | $18,204,000 | 2,963 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $2,200,000 | 5,305 |
| Undivided profits | $15,504,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,451,000 | 1,966 |
| Earning assets | $283,248,000 | 1,858 |
| Long-term assets (5+ years) | $82,920,000 | 1,278 |
| Average Assets, year-to-date | $307,483,330 | 1,835 |
| Average Assets, quarterly | $307,261,000 | 1,855 |
| Volatile liabilities | $25,358,000 | 3,399 |
| Insider loans | $259,000 | 6,450 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,724,000 | 2,676 |
| Tier 1 (core) risk-based capital | $17,775,000 | 2,956 |
| Tier 2 risk-based capital | $750,000 | 4,562 |
| Total risk weighted assets | $115,676,000 | 3,179 |
| Total unused commitments | $23,724,000 | 2,679 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 62 | 2,755 |
| Assets and Liabilities | ||
| Total Assets: | $306,702,000 | 1,858 |
| Cash and due from depository institutions | $9,722,000 | 2,755 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $202,720,000 | 672 |
| Federal funds sold & reverse repurchase agreements | $4,584,000 | 2,992 |
| Net loans & leases | $73,998,000 | 4,213 |
| Loan loss allowance | $722,000 | 4,951 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,096,000 | 656 |
| Other real estate owned | $0 | 2,755 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,582,000 | 3,991 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $306,702,000 | 1,858 |
| Total liabilities | $286,479,000 | 1,792 |
| Total deposits | $282,860,000 | 1,593 |
| Interest-bearing deposits | $218,644,000 | 1,780 |
| Deposits held in domestic offices | $282,860,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,619,000 | 1,247 |
| Total equity capital | $20,223,000 | 2,762 |
| Total bank equity capital | $20,223,000 | 2,762 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $2,200,000 | 5,299 |
| Undivided profits | $17,523,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,635,000 | 1,706 |
| Earning assets | $281,302,000 | 1,843 |
| Long-term assets (5+ years) | $83,934,000 | 1,227 |
| Average Assets, year-to-date | $307,315,000 | 1,828 |
| Average Assets, quarterly | $307,315,000 | 1,828 |
| Volatile liabilities | $20,415,000 | 3,866 |
| Insider loans | $262,000 | 6,431 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,711,000 | 3,170 |
| Tier 1 (core) risk-based capital | $17,332,000 | 2,982 |
| Tier 2 risk-based capital | $722,000 | 4,626 |
| Total risk weighted assets | $111,403,000 | 3,230 |
| Total unused commitments | $17,711,000 | 3,176 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $307,928,000 | 1,830 |
| Cash and due from depository institutions | $9,922,000 | 2,625 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $193,258,000 | 710 |
| Federal funds sold & reverse repurchase agreements | $12,426,000 | 947 |
| Net loans & leases | $76,785,000 | 4,092 |
| Loan loss allowance | $606,000 | 5,481 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,187,000 | 650 |
| Other real estate owned | $0 | 2,625 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,350,000 | 4,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,928,000 | 1,830 |
| Total liabilities | $289,043,000 | 1,768 |
| Total deposits | $285,796,000 | 1,565 |
| Interest-bearing deposits | $223,200,000 | 1,731 |
| Deposits held in domestic offices | $285,796,000 | 1,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,247,000 | 1,281 |
| Total equity capital | $18,885,000 | 2,857 |
| Total bank equity capital | $18,885,000 | 2,857 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $2,200,000 | 5,286 |
| Undivided profits | $16,185,000 | 1,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,383,000 | 2,148 |
| Earning assets | $282,469,000 | 1,828 |
| Long-term assets (5+ years) | $76,326,000 | 1,361 |
| Average Assets, year-to-date | $274,408,800 | 1,963 |
| Average Assets, quarterly | $299,510,000 | 1,864 |
| Volatile liabilities | $21,082,000 | 3,776 |
| Insider loans | $265,000 | 6,452 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,102,000 | 3,286 |
| Tier 1 (core) risk-based capital | $17,039,000 | 2,992 |
| Tier 2 risk-based capital | $606,000 | 5,155 |
| Total risk weighted assets | $111,811,000 | 3,206 |
| Total unused commitments | $16,102,000 | 3,288 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 67 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $291,092,000 | 1,937 |
| Cash and due from depository institutions | $23,328,000 | 2,600 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $177,231,000 | 750 |
| Federal funds sold & reverse repurchase agreements | $1,205,000 | 5,132 |
| Net loans & leases | $73,500,000 | 4,206 |
| Loan loss allowance | $605,000 | 5,502 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,286,000 | 641 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,542,000 | 4,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,092,000 | 1,937 |
| Total liabilities | $271,177,000 | 1,882 |
| Total deposits | $269,472,000 | 1,674 |
| Interest-bearing deposits | $210,580,000 | 1,848 |
| Deposits held in domestic offices | $269,472,000 | 1,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,705,000 | 2,196 |
| Total equity capital | $19,915,000 | 2,722 |
| Total bank equity capital | $19,915,000 | 2,722 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $2,200,000 | 5,267 |
| Undivided profits | $17,215,000 | 1,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,594,000 | 1,933 |
| Earning assets | $251,936,000 | 2,040 |
| Long-term assets (5+ years) | $45,481,000 | 2,031 |
| Average Assets, year-to-date | $266,029,000 | 2,047 |
| Average Assets, quarterly | $279,354,500 | 1,989 |
| Volatile liabilities | $21,628,000 | 3,687 |
| Insider loans | $268,000 | 6,473 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,107,000 | 3,027 |
| Tier 1 (core) risk-based capital | $18,631,000 | 2,759 |
| Tier 2 risk-based capital | $605,000 | 5,155 |
| Total risk weighted assets | $106,033,000 | 3,346 |
| Total unused commitments | $18,107,000 | 3,029 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities | ||
| Total Assets: | $267,617,000 | 2,070 |
| Cash and due from depository institutions | $14,932,000 | 2,841 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $167,742,000 | 786 |
| Federal funds sold & reverse repurchase agreements | $2,588,000 | 4,329 |
| Net loans & leases | $66,457,000 | 4,499 |
| Loan loss allowance | $592,000 | 5,541 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,364,000 | 625 |
| Other real estate owned | $257,000 | 2,841 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,277,000 | 4,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,617,000 | 2,070 |
| Total liabilities | $248,854,000 | 2,008 |
| Total deposits | $247,531,000 | 1,811 |
| Interest-bearing deposits | $196,860,000 | 1,956 |
| Deposits held in domestic offices | $247,531,000 | 1,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,000 | 5,673 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,273,000 | 2,809 |
| Total equity capital | $18,763,000 | 2,872 |
| Total bank equity capital | $18,763,000 | 2,872 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $2,200,000 | 5,243 |
| Undivided profits | $16,063,000 | 2,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,337,000 | 2,247 |
| Earning assets | $236,787,000 | 2,138 |
| Long-term assets (5+ years) | $38,274,000 | 2,202 |
| Average Assets, year-to-date | $257,674,670 | 2,102 |
| Average Assets, quarterly | $264,459,500 | 2,070 |
| Volatile liabilities | $23,074,000 | 3,461 |
| Insider loans | $271,000 | 6,440 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,880,000 | 2,652 |
| Tier 1 (core) risk-based capital | $17,816,000 | 2,818 |
| Tier 2 risk-based capital | $592,000 | 5,192 |
| Total risk weighted assets | $100,676,000 | 3,453 |
| Total unused commitments | $21,880,000 | 2,662 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $261,302,000 | 2,077 |
| Cash and due from depository institutions | $13,766,000 | 2,538 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $158,893,000 | 815 |
| Federal funds sold & reverse repurchase agreements | $6,356,000 | 2,632 |
| Net loans & leases | $66,073,000 | 4,470 |
| Loan loss allowance | $604,000 | 5,429 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,438,000 | 608 |
| Other real estate owned | $257,000 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,519,000 | 3,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,302,000 | 2,077 |
| Total liabilities | $243,405,000 | 2,011 |
| Total deposits | $241,838,000 | 1,819 |
| Interest-bearing deposits | $188,827,000 | 2,030 |
| Deposits held in domestic offices | $241,838,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $63,000 | 5,536 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,504,000 | 2,520 |
| Total equity capital | $17,897,000 | 2,930 |
| Total bank equity capital | $17,897,000 | 2,930 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $2,200,000 | 5,227 |
| Undivided profits | $15,197,000 | 2,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 5,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,597,000 | 1,874 |
| Earning assets | $231,322,000 | 2,161 |
| Long-term assets (5+ years) | $42,863,000 | 1,969 |
| Average Assets, year-to-date | $252,703,500 | 2,123 |
| Average Assets, quarterly | $252,703,500 | 2,123 |
| Volatile liabilities | $24,047,000 | 3,305 |
| Insider loans | $274,000 | 6,452 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,934,000 | 2,709 |
| Tier 1 (core) risk-based capital | $16,900,000 | 2,921 |
| Tier 2 risk-based capital | $604,000 | 5,090 |
| Total risk weighted assets | $99,778,000 | 3,399 |
| Total unused commitments | $19,934,000 | 2,721 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $244,105,000 | 2,185 |
| Cash and due from depository institutions | $14,359,000 | 3,068 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $131,665,000 | 945 |
| Federal funds sold & reverse repurchase agreements | $13,719,000 | 1,029 |
| Net loans & leases | $69,236,000 | 4,328 |
| Loan loss allowance | $748,000 | 4,708 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,681,000 | 662 |
| Other real estate owned | $257,000 | 3,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,188,000 | 4,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,105,000 | 2,185 |
| Total liabilities | $226,742,000 | 2,120 |
| Total deposits | $224,980,000 | 1,923 |
| Interest-bearing deposits | $172,653,000 | 2,158 |
| Deposits held in domestic offices | $224,980,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,762,000 | 2,228 |
| Total equity capital | $17,363,000 | 2,974 |
| Total bank equity capital | $17,363,000 | 2,974 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $2,200,000 | 5,190 |
| Undivided profits | $14,663,000 | 2,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,201,000 | 2,675 |
| Earning assets | $214,620,000 | 2,276 |
| Long-term assets (5+ years) | $48,378,000 | 1,764 |
| Average Assets, year-to-date | $216,891,000 | 2,362 |
| Average Assets, quarterly | $230,429,500 | 2,301 |
| Volatile liabilities | $18,789,000 | 3,910 |
| Insider loans | $277,000 | 6,435 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,503,000 | 3,090 |
| Tier 1 (core) risk-based capital | $15,924,000 | 3,026 |
| Tier 2 risk-based capital | $748,000 | 4,422 |
| Total risk weighted assets | $95,989,000 | 3,474 |
| Total unused commitments | $15,503,000 | 3,095 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $210,500,000 | 2,426 |
| Cash and due from depository institutions | $12,129,000 | 2,963 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $105,681,000 | 1,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $80,301,000 | 3,764 |
| Loan loss allowance | $934,000 | 3,773 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,910,000 | 848 |
| Other real estate owned | $237,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,242,000 | 4,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,500,000 | 2,426 |
| Total liabilities | $198,967,000 | 2,318 |
| Total deposits | $188,869,000 | 2,187 |
| Interest-bearing deposits | $138,606,000 | 2,536 |
| Deposits held in domestic offices | $188,869,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,008,000 | 1,132 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,090,000 | 3,259 |
| Total equity capital | $11,533,000 | 4,022 |
| Total bank equity capital | $11,533,000 | 4,022 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $2,200,000 | 5,172 |
| Undivided profits | $8,833,000 | 3,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $260,000 | 5,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,273,000 | 2,719 |
| Earning assets | $185,982,000 | 2,510 |
| Long-term assets (5+ years) | $63,697,000 | 1,440 |
| Average Assets, year-to-date | $189,537,200 | 2,559 |
| Average Assets, quarterly | $203,934,000 | 2,478 |
| Volatile liabilities | $15,728,000 | 4,357 |
| Insider loans | $38,000 | 8,209 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,498,000 | 2,972 |
| Tier 1 (core) risk-based capital | $11,371,000 | 3,910 |
| Tier 2 risk-based capital | $934,000 | 3,540 |
| Total risk weighted assets | $104,811,000 | 3,091 |
| Total unused commitments | $15,498,000 | 2,980 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 47 | 3,553 |
| Assets and Liabilities | ||
| Total Assets: | $170,457,000 | 2,801 |
| Cash and due from depository institutions | $9,493,000 | 3,553 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $62,280,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $1,167,000 | 5,188 |
| Net loans & leases | $89,040,000 | 3,354 |
| Loan loss allowance | $935,000 | 3,678 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,753,000 | 1,243 |
| Other real estate owned | $0 | 3,553 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,724,000 | 4,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,457,000 | 2,801 |
| Total liabilities | $160,549,000 | 2,696 |
| Total deposits | $159,797,000 | 2,478 |
| Interest-bearing deposits | $111,367,000 | 3,012 |
| Deposits held in domestic offices | $159,797,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $752,000 | 4,450 |
| Total equity capital | $9,908,000 | 4,442 |
| Total bank equity capital | $9,908,000 | 4,442 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $2,200,000 | 5,177 |
| Undivided profits | $7,208,000 | 3,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $583,000 | 4,575 |
| Earning assets | $152,487,000 | 2,886 |
| Long-term assets (5+ years) | $76,216,000 | 1,156 |
| Average Assets, year-to-date | $162,262,400 | 2,819 |
| Average Assets, quarterly | $167,384,500 | 2,824 |
| Volatile liabilities | $4,475,000 | 7,685 |
| Insider loans | $48,000 | 8,333 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,849,000 | 3,055 |
| Tier 1 (core) risk-based capital | $9,742,000 | 4,384 |
| Tier 2 risk-based capital | $935,000 | 3,462 |
| Total risk weighted assets | $91,326,500 | 3,336 |
| Total unused commitments | $13,849,000 | 3,056 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $155,406,000 | 2,992 |
| Cash and due from depository institutions | $9,614,000 | 3,730 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $60,293,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $5,553,000 | 1,727 |
| Net loans & leases | $71,816,000 | 3,897 |
| Loan loss allowance | $668,000 | 4,700 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,678,000 | 1,241 |
| Other real estate owned | $0 | 3,730 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,452,000 | 4,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,406,000 | 2,992 |
| Total liabilities | $147,857,000 | 2,862 |
| Total deposits | $147,490,000 | 2,595 |
| Interest-bearing deposits | $111,499,000 | 2,929 |
| Deposits held in domestic offices | $147,490,000 | 2,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $367,000 | 6,345 |
| Total equity capital | $7,549,000 | 5,338 |
| Total bank equity capital | $7,549,000 | 5,338 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $2,200,000 | 5,212 |
| Undivided profits | $4,849,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $403,000 | 5,374 |
| Earning assets | $137,662,000 | 3,094 |
| Long-term assets (5+ years) | $62,209,000 | 1,446 |
| Average Assets, year-to-date | $139,465,400 | 3,177 |
| Average Assets, quarterly | $149,788,000 | 3,062 |
| Volatile liabilities | $3,593,000 | 8,062 |
| Insider loans | $75,000 | 8,283 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,545,000 | 3,408 |
| Tier 1 (core) risk-based capital | $8,008,000 | 5,106 |
| Tier 2 risk-based capital | $668,000 | 4,382 |
| Total risk weighted assets | $75,500,100 | 3,816 |
| Total unused commitments | $11,545,000 | 3,412 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $124,252,000 | 3,603 |
| Cash and due from depository institutions | $11,705,000 | 3,815 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $51,072,000 | 2,257 |
| Federal funds sold & reverse repurchase agreements | $1,134,000 | 6,866 |
| Net loans & leases | $52,450,000 | 4,797 |
| Loan loss allowance | $471,000 | 5,826 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,853,000 | 1,145 |
| Other real estate owned | $15,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,023,000 | 5,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,252,000 | 3,603 |
| Total liabilities | $118,273,000 | 3,408 |
| Total deposits | $115,578,000 | 3,270 |
| Interest-bearing deposits | $88,318,000 | 3,608 |
| Deposits held in domestic offices | $115,578,000 | 3,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,695,000 | 1,539 |
| Total equity capital | $5,979,000 | 6,374 |
| Total bank equity capital | $5,979,000 | 6,374 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $2,200,000 | 5,107 |
| Undivided profits | $3,279,000 | 5,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $358,000 | 5,923 |
| Earning assets | $104,656,000 | 3,887 |
| Long-term assets (5+ years) | $56,956,000 | 1,412 |
| Average Assets, year-to-date | $104,137,600 | 4,003 |
| Average Assets, quarterly | $116,305,000 | 3,744 |
| Volatile liabilities | $4,218,000 | 7,458 |
| Insider loans | $264,000 | 6,689 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,177,000 | 3,047 |
| Tier 1 (core) risk-based capital | $5,988,000 | 6,196 |
| Tier 2 risk-based capital | $471,000 | 5,425 |
| Total risk weighted assets | $62,038,400 | 4,299 |
| Total unused commitments | $13,177,000 | 3,053 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $85,424,000 | 4,931 |
| Cash and due from depository institutions | $6,930,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,395,000 | 3,914 |
| Federal funds sold & reverse repurchase agreements | $1,194,000 | 6,121 |
| Net loans & leases | $45,610,000 | 5,319 |
| Loan loss allowance | $406,000 | 6,503 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,349,000 | 2,375 |
| Other real estate owned | $30,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $916,000 | 6,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,424,000 | 4,931 |
| Total liabilities | $80,356,000 | 4,761 |
| Total deposits | $79,765,000 | 4,536 |
| Interest-bearing deposits | $61,128,000 | 5,003 |
| Deposits held in domestic offices | $79,765,000 | 4,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $591,000 | 5,263 |
| Total equity capital | $5,068,000 | 7,093 |
| Total bank equity capital | $5,068,000 | 7,093 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $2,200,000 | 5,101 |
| Undivided profits | $2,368,000 | 6,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,358 |
| Income earned, not collected on loans | $312,000 | 6,680 |
| Earning assets | $74,199,000 | 5,146 |
| Long-term assets (5+ years) | $30,610,000 | 2,036 |
| Average Assets, year-to-date | $80,802,800 | 4,973 |
| Average Assets, quarterly | $85,208,000 | 4,893 |
| Volatile liabilities | $2,461,000 | 8,903 |
| Insider loans | $399,000 | 6,004 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,820,000 | 3,505 |
| Tier 1 (core) risk-based capital | $5,014,000 | 6,981 |
| Tier 2 risk-based capital | $406,000 | 5,945 |
| Total risk weighted assets | $46,608,100 | 5,328 |
| Total unused commitments | $9,820,000 | 3,507 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $74,574,000 | 5,596 |
| Cash and due from depository institutions | $5,295,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $25,144,000 | 4,486 |
| Federal funds sold & reverse repurchase agreements | $972,000 | 6,515 |
| Net loans & leases | $39,937,000 | 5,876 |
| Loan loss allowance | $359,000 | 7,209 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,396,000 | 3,232 |
| Other real estate owned | $59,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $771,000 | 7,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,574,000 | 5,596 |
| Total liabilities | $69,932,000 | 5,423 |
| Total deposits | $69,541,000 | 5,219 |
| Interest-bearing deposits | $50,298,000 | 5,930 |
| Deposits held in domestic offices | $69,541,000 | 5,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $73,000 | 4,961 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $318,000 | 7,661 |
| Total equity capital | $4,642,000 | 7,560 |
| Total bank equity capital | $4,642,000 | 7,560 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $2,200,000 | 5,171 |
| Undivided profits | $1,942,000 | 7,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,205 |
| Income earned, not collected on loans | $252,000 | 7,620 |
| Earning assets | $66,053,000 | 5,757 |
| Long-term assets (5+ years) | $22,916,000 | 2,410 |
| Average Assets, year-to-date | $69,955,600 | 5,703 |
| Average Assets, quarterly | $74,222,500 | 5,581 |
| Volatile liabilities | $2,489,000 | 9,016 |
| Insider loans | $431,000 | 5,908 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,788,000 | 3,973 |
| Tier 1 (core) risk-based capital | $4,558,000 | 7,513 |
| Tier 2 risk-based capital | $359,000 | 6,538 |
| Total risk weighted assets | $40,546,300 | 5,924 |
| Total unused commitments | $7,788,000 | 3,986 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $65,333,000 | 6,249 |
| Cash and due from depository institutions | $5,273,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,968,000 | 6,443 |
| Federal funds sold & reverse repurchase agreements | $8,382,000 | 1,742 |
| Net loans & leases | $33,734,000 | 6,513 |
| Loan loss allowance | $296,000 | 8,150 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,427,000 | 4,831 |
| Other real estate owned | $59,000 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $490,000 | 9,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,333,000 | 6,249 |
| Total liabilities | $61,576,000 | 6,030 |
| Total deposits | $61,216,000 | 5,838 |
| Interest-bearing deposits | $41,965,000 | 6,822 |
| Deposits held in domestic offices | $61,216,000 | 5,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $360,000 | 7,597 |
| Total equity capital | $3,757,000 | 8,613 |
| Total bank equity capital | $3,757,000 | 8,613 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,200,000 | 5,203 |
| Undivided profits | $1,057,000 | 9,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $217,000 | 8,473 |
| Earning assets | $58,084,000 | 6,382 |
| Long-term assets (5+ years) | $11,764,000 | 3,641 |
| Average Assets, year-to-date | $55,330,000 | 6,801 |
| Average Assets, quarterly | $60,627,000 | 6,534 |
| Volatile liabilities | $1,597,000 | 10,081 |
| Insider loans | $528,000 | 5,511 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,003,000 | 3,274 |
| Tier 1 (core) risk-based capital | $3,616,000 | 8,663 |
| Tier 2 risk-based capital | $296,000 | 7,392 |
| Total risk weighted assets | $35,069,900 | 6,550 |
| Total unused commitments | $10,003,000 | 3,288 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $49,579,000 | 7,547 |
| Cash and due from depository institutions | $4,083,000 | 6,346 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,365,000 | 7,297 |
| Federal funds sold & reverse repurchase agreements | $2,898,000 | 2,907 |
| Net loans & leases | $26,400,000 | 7,585 |
| Loan loss allowance | $233,000 | 9,322 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,296,000 | 5,166 |
| Other real estate owned | $77,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $460,000 | 9,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,579,000 | 7,547 |
| Total liabilities | $46,587,000 | 7,360 |
| Total deposits | $46,442,000 | 7,155 |
| Interest-bearing deposits | $30,277,000 | 8,395 |
| Deposits held in domestic offices | $46,442,000 | 7,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $145,000 | 10,112 |
| Total equity capital | $2,992,000 | 9,494 |
| Total bank equity capital | $2,992,000 | 9,494 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,200,000 | 5,185 |
| Undivided profits | $292,000 | 10,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 8,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $157,000 | 9,506 |
| Earning assets | $43,663,000 | 7,681 |
| Long-term assets (5+ years) | $10,599,000 | 3,969 |
| Average Assets, year-to-date | $45,939,800 | 7,754 |
| Average Assets, quarterly | $48,849,500 | 7,578 |
| Volatile liabilities | $608,000 | 11,689 |
| Insider loans | $106,000 | 9,357 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,739,000 | 4,095 |
| Tier 1 (core) risk-based capital | $2,906,000 | 9,718 |
| Tier 2 risk-based capital | $233,000 | 8,520 |
| Total risk weighted assets | $26,752,700 | 7,746 |
| Total unused commitments | $6,739,000 | 4,102 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $40,903,000 | 8,710 |
| Cash and due from depository institutions | $1,953,000 | 7,348 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,320,000 | 7,625 |
| Federal funds sold & reverse repurchase agreements | $3,808,000 | 3,601 |
| Net loans & leases | $19,020,000 | 9,050 |
| Loan loss allowance | $205,000 | 10,144 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,215,000 | 5,429 |
| Other real estate owned | $100,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $487,000 | 9,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,903,000 | 8,710 |
| Total liabilities | $38,688,000 | 8,485 |
| Total deposits | $38,547,000 | 8,326 |
| Interest-bearing deposits | $27,098,000 | 9,297 |
| Deposits held in domestic offices | $38,547,000 | 8,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $141,000 | 10,599 |
| Total equity capital | $2,215,000 | 10,994 |
| Total bank equity capital | $2,215,000 | 10,994 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,150,000 | 5,245 |
| Undivided profits | $-435,000 | 12,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 11,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $128,000 | 10,148 |
| Earning assets | $37,148,000 | 8,745 |
| Long-term assets (5+ years) | $9,031,000 | 4,659 |
| Average Assets, year-to-date | $36,253,000 | 9,156 |
| Average Assets, quarterly | $39,817,500 | 8,792 |
| Volatile liabilities | $200,000 | 12,885 |
| Insider loans | $73,000 | 10,203 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,804,000 | 4,037 |
| Tier 1 (core) risk-based capital | $2,215,000 | 10,957 |
| Tier 2 risk-based capital | $205,000 | 9,247 |
| Total risk weighted assets | $20,603,400 | 9,009 |
| Total unused commitments | $6,804,000 | 4,061 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $31,829,000 | 10,158 |
| Cash and due from depository institutions | $2,015,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,102,000 | 7,951 |
| Federal funds sold & reverse repurchase agreements | $2,708,000 | 5,381 |
| Net loans & leases | $12,233,000 | 11,001 |
| Loan loss allowance | $156,000 | 11,391 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,260,000 | 5,319 |
| Other real estate owned | $167,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $344,000 | 11,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,829,000 | 10,158 |
| Total liabilities | $30,236,000 | 9,923 |
| Total deposits | $29,878,000 | 9,830 |
| Interest-bearing deposits | $20,815,000 | 10,784 |
| Deposits held in domestic offices | $29,878,000 | 9,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $358,000 | 7,351 |
| Total equity capital | $1,593,000 | 12,228 |
| Total bank equity capital | $1,593,000 | 12,228 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,035,000 | 5,340 |
| Undivided profits | $-942,000 | 13,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $84,000 | 12,056 |
| Earning assets | $28,043,000 | 10,258 |
| Long-term assets (5+ years) | $8,233,000 | 4,894 |
| Average Assets, year-to-date | $29,542,400 | 10,344 |
| Average Assets, quarterly | $30,834,500 | 10,249 |
| Volatile liabilities | $727,000 | 12,363 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,682,000 | 5,493 |
| Tier 1 (core) risk-based capital | $1,593,000 | 12,191 |
| Tier 2 risk-based capital | $156,000 | 10,484 |
| Total risk weighted assets | $14,885,700 | 10,667 |
| Total unused commitments | $3,682,000 | 5,521 |
| Derivatives | $0 | 651 |