Home > FirstBank of Boulder > Income and Expense
FirstBank of Boulder, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,226,000 | 1,167 |
| Total interest expense | $2,248,000 | 2,705 |
| Net interest income | $17,978,000 | 927 |
| Provision for loan and lease losses | $1,347,000 | 2,134 |
| Total noninterest income | $3,727,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,549,000 | 744 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,178,000 | 1,047 |
| Total noninterest expense | $8,564,000 | 1,727 |
| Salaries and employee benefits | $2,739,000 | 2,634 |
| Premises and equipment expense | $1,377,000 | 1,417 |
| Additional noninterest expense | $4,448,000 | 1,212 |
| Pre-tax net operating income | $11,794,000 | 372 |
| Securities gains (losses) | $-205,000 | 7,484 |
| Applicable income taxes | $3,740,000 | 361 |
| Income before extraordinary items | $7,849,000 | 441 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,849,000 | 441 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $7,849,000 | 442 |
| Net charge-offs | $852,000 | 2,384 |
| Cash dividends | $4,300,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $7,988,400 | 418 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,538,000 | 1,179 |
| Total interest expense | $1,577,000 | 2,685 |
| Net interest income | $11,961,000 | 926 |
| Provision for loan and lease losses | $574,000 | 2,667 |
| Total noninterest income | $2,578,000 | 1,017 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,038,000 | 740 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,540,000 | 959 |
| Total noninterest expense | $5,608,000 | 1,765 |
| Salaries and employee benefits | $1,798,000 | 2,689 |
| Premises and equipment expense | $928,000 | 1,422 |
| Additional noninterest expense | $2,882,000 | 1,240 |
| Pre-tax net operating income | $8,357,000 | 344 |
| Securities gains (losses) | $-205,000 | 7,595 |
| Applicable income taxes | $2,647,000 | 332 |
| Income before extraordinary items | $5,505,000 | 393 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,505,000 | 393 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,505,000 | 393 |
| Net charge-offs | $357,000 | 2,848 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,644,400 | 377 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 1,215 |
| Total interest expense | $818,000 | 2,712 |
| Net interest income | $5,879,000 | 954 |
| Provision for loan and lease losses | $190,000 | 3,073 |
| Total noninterest income | $1,085,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $508,000 | 763 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $577,000 | 1,159 |
| Total noninterest expense | $2,749,000 | 1,808 |
| Salaries and employee benefits | $870,000 | 2,812 |
| Premises and equipment expense | $450,000 | 1,502 |
| Additional noninterest expense | $1,429,000 | 1,232 |
| Pre-tax net operating income | $4,025,000 | 347 |
| Securities gains (losses) | $-205,000 | 7,762 |
| Applicable income taxes | $1,227,000 | 328 |
| Income before extraordinary items | $2,593,000 | 420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,593,000 | 421 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,593,000 | 422 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $1,500,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,732,400 | 388 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,165,000 | 1,271 |
| Total interest expense | $4,972,000 | 2,274 |
| Net interest income | $22,193,000 | 981 |
| Provision for loan and lease losses | $868,000 | 3,728 |
| Total noninterest income | $4,206,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,161,000 | 793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,045,000 | 1,348 |
| Total noninterest expense | $11,383,000 | 1,788 |
| Salaries and employee benefits | $3,686,000 | 2,650 |
| Premises and equipment expense | $1,757,000 | 1,531 |
| Additional noninterest expense | $5,940,000 | 1,276 |
| Pre-tax net operating income | $14,148,000 | 297 |
| Securities gains (losses) | $116,000 | 2,013 |
| Applicable income taxes | $4,578,000 | 282 |
| Income before extraordinary items | $9,686,000 | 332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,686,000 | 333 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $9,686,000 | 334 |
| Net charge-offs | $1,450,000 | 2,411 |
| Cash dividends | $5,625,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $9,607,120 | 337 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,504,000 | 1,288 |
| Total interest expense | $3,953,000 | 2,241 |
| Net interest income | $16,551,000 | 988 |
| Provision for loan and lease losses | $871,000 | 2,990 |
| Total noninterest income | $3,066,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,611,000 | 793 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,455,000 | 1,425 |
| Total noninterest expense | $8,534,000 | 1,773 |
| Salaries and employee benefits | $2,725,000 | 2,712 |
| Premises and equipment expense | $1,313,000 | 1,561 |
| Additional noninterest expense | $4,496,000 | 1,245 |
| Pre-tax net operating income | $10,212,000 | 322 |
| Securities gains (losses) | $116,000 | 1,709 |
| Applicable income taxes | $3,320,000 | 303 |
| Income before extraordinary items | $7,008,000 | 378 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $7,008,000 | 377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $7,008,000 | 378 |
| Net charge-offs | $1,486,000 | 1,782 |
| Cash dividends | $3,625,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,929,120 | 374 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,811,000 | 1,306 |
| Total interest expense | $2,815,000 | 2,202 |
| Net interest income | $10,996,000 | 977 |
| Provision for loan and lease losses | $466,000 | 3,065 |
| Total noninterest income | $1,915,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,060,000 | 792 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $855,000 | 1,565 |
| Total noninterest expense | $5,690,000 | 1,800 |
| Salaries and employee benefits | $1,822,000 | 2,734 |
| Premises and equipment expense | $827,000 | 1,677 |
| Additional noninterest expense | $3,041,000 | 1,244 |
| Pre-tax net operating income | $6,755,000 | 328 |
| Securities gains (losses) | $231,000 | 930 |
| Applicable income taxes | $2,256,000 | 310 |
| Income before extraordinary items | $4,730,000 | 371 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,730,000 | 368 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,730,000 | 370 |
| Net charge-offs | $76,000 | 4,525 |
| Cash dividends | $2,525,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $4,572,920 | 366 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 1,297 |
| Total interest expense | $1,569,000 | 2,085 |
| Net interest income | $5,416,000 | 998 |
| Provision for loan and lease losses | $227,000 | 2,676 |
| Total noninterest income | $1,098,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $527,000 | 759 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $571,000 | 1,276 |
| Total noninterest expense | $2,650,000 | 1,878 |
| Salaries and employee benefits | $915,000 | 2,762 |
| Premises and equipment expense | $393,000 | 1,801 |
| Additional noninterest expense | $1,342,000 | 1,221 |
| Pre-tax net operating income | $3,637,000 | 334 |
| Securities gains (losses) | $232,000 | 602 |
| Applicable income taxes | $1,270,000 | 300 |
| Income before extraordinary items | $2,599,000 | 368 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,599,000 | 369 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,599,000 | 370 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $1,300,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,443,560 | 364 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $28,077,000 | 1,379 |
| Total interest expense | $8,828,000 | 1,811 |
| Net interest income | $19,249,000 | 1,151 |
| Provision for loan and lease losses | $1,888,000 | 1,875 |
| Total noninterest income | $4,732,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,391,000 | 723 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,341,000 | 1,165 |
| Total noninterest expense | $10,593,000 | 1,826 |
| Salaries and employee benefits | $3,912,000 | 2,561 |
| Premises and equipment expense | $1,772,000 | 1,561 |
| Additional noninterest expense | $4,909,000 | 1,286 |
| Pre-tax net operating income | $11,500,000 | 465 |
| Securities gains (losses) | $-2,393,000 | 7,935 |
| Applicable income taxes | $2,640,000 | 521 |
| Income before extraordinary items | $6,467,000 | 616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,467,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 5,015 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,166,030 | 502 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,940,000 | 1,423 |
| Total interest expense | $6,980,000 | 1,805 |
| Net interest income | $13,960,000 | 1,215 |
| Provision for loan and lease losses | $1,053,000 | 1,775 |
| Total noninterest income | $3,610,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,809,000 | 729 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,801,000 | 1,197 |
| Total noninterest expense | $8,055,000 | 1,794 |
| Salaries and employee benefits | $3,041,000 | 2,510 |
| Premises and equipment expense | $1,342,000 | 1,559 |
| Additional noninterest expense | $3,672,000 | 1,249 |
| Pre-tax net operating income | $8,462,000 | 590 |
| Securities gains (losses) | $-1,424,000 | 7,986 |
| Applicable income taxes | $2,055,000 | 639 |
| Income before extraordinary items | $4,983,000 | 732 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,983,000 | 730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $2,700,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,994,040 | 643 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,835,000 | 1,452 |
| Total interest expense | $4,987,000 | 1,768 |
| Net interest income | $8,848,000 | 1,264 |
| Provision for loan and lease losses | $766,000 | 1,453 |
| Total noninterest income | $2,368,000 | 1,159 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,164,000 | 747 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,204,000 | 1,233 |
| Total noninterest expense | $5,378,000 | 1,792 |
| Salaries and employee benefits | $2,112,000 | 2,438 |
| Premises and equipment expense | $837,000 | 1,662 |
| Additional noninterest expense | $2,429,000 | 1,229 |
| Pre-tax net operating income | $5,072,000 | 697 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,511,000 | 655 |
| Income before extraordinary items | $3,561,000 | 770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,561,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $2,700,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,561,000 | 754 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 1,526 |
| Total interest expense | $2,729,000 | 1,722 |
| Net interest income | $4,052,000 | 1,370 |
| Provision for loan and lease losses | $653,000 | 845 |
| Total noninterest income | $1,150,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $566,000 | 758 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $584,000 | 1,258 |
| Total noninterest expense | $2,630,000 | 1,830 |
| Salaries and employee benefits | $1,063,000 | 2,450 |
| Premises and equipment expense | $404,000 | 1,709 |
| Additional noninterest expense | $1,163,000 | 1,233 |
| Pre-tax net operating income | $1,919,000 | 984 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $522,000 | 980 |
| Income before extraordinary items | $1,397,000 | 1,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,397,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,397,000 | 1,043 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,190,000 | 1,648 |
| Total interest expense | $12,174,000 | 1,641 |
| Net interest income | $14,016,000 | 1,610 |
| Provision for loan and lease losses | $258,000 | 3,456 |
| Total noninterest income | $4,443,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,263,000 | 783 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,180,000 | 1,296 |
| Total noninterest expense | $9,629,000 | 1,924 |
| Salaries and employee benefits | $3,547,000 | 2,770 |
| Premises and equipment expense | $1,618,000 | 1,631 |
| Additional noninterest expense | $4,464,000 | 1,258 |
| Pre-tax net operating income | $8,572,000 | 989 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,443,000 | 949 |
| Income before extraordinary items | $6,129,000 | 1,062 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,129,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,273 |
| Cash dividends | $4,700,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,129,000 | 1,042 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,254,000 | 1,689 |
| Total interest expense | $8,943,000 | 1,677 |
| Net interest income | $10,311,000 | 1,648 |
| Provision for loan and lease losses | $242,000 | 2,667 |
| Total noninterest income | $3,230,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,650,000 | 793 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,580,000 | 1,334 |
| Total noninterest expense | $7,241,000 | 1,895 |
| Salaries and employee benefits | $2,672,000 | 2,749 |
| Premises and equipment expense | $1,218,000 | 1,622 |
| Additional noninterest expense | $3,351,000 | 1,221 |
| Pre-tax net operating income | $6,058,000 | 1,130 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,668,000 | 1,122 |
| Income before extraordinary items | $4,390,000 | 1,179 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,390,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $3,500,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,390,000 | 1,160 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,512,000 | 1,732 |
| Total interest expense | $5,751,000 | 1,744 |
| Net interest income | $6,761,000 | 1,706 |
| Provision for loan and lease losses | $188,000 | 2,261 |
| Total noninterest income | $2,047,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,034,000 | 857 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,013,000 | 1,385 |
| Total noninterest expense | $4,793,000 | 1,924 |
| Salaries and employee benefits | $1,822,000 | 2,728 |
| Premises and equipment expense | $792,000 | 1,682 |
| Additional noninterest expense | $2,179,000 | 1,266 |
| Pre-tax net operating income | $3,827,000 | 1,238 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,033,000 | 1,246 |
| Income before extraordinary items | $2,794,000 | 1,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,794,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $2,300,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,794,000 | 1,263 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 1,751 |
| Total interest expense | $2,767,000 | 1,791 |
| Net interest income | $3,393,000 | 1,697 |
| Provision for loan and lease losses | $146,000 | 1,541 |
| Total noninterest income | $967,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $490,000 | 881 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $477,000 | 1,414 |
| Total noninterest expense | $2,393,000 | 1,934 |
| Salaries and employee benefits | $933,000 | 2,709 |
| Premises and equipment expense | $396,000 | 1,683 |
| Additional noninterest expense | $1,064,000 | 1,265 |
| Pre-tax net operating income | $1,821,000 | 1,281 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $477,000 | 1,328 |
| Income before extraordinary items | $1,344,000 | 1,304 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,344,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $900,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,344,000 | 1,292 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,558,000 | 1,715 |
| Total interest expense | $9,780,000 | 1,713 |
| Net interest income | $13,778,000 | 1,662 |
| Provision for loan and lease losses | $363,000 | 2,440 |
| Total noninterest income | $4,069,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,934,000 | 915 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,135,000 | 1,295 |
| Total noninterest expense | $9,104,000 | 1,938 |
| Salaries and employee benefits | $3,456,000 | 2,760 |
| Premises and equipment expense | $1,389,000 | 1,816 |
| Additional noninterest expense | $4,259,000 | 1,256 |
| Pre-tax net operating income | $8,380,000 | 1,177 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,244,000 | 1,215 |
| Income before extraordinary items | $6,136,000 | 1,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,136,000 | 1,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $5,700,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,136,000 | 1,186 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,342,000 | 1,729 |
| Total interest expense | $6,913,000 | 1,771 |
| Net interest income | $10,429,000 | 1,660 |
| Provision for loan and lease losses | $367,000 | 1,824 |
| Total noninterest income | $3,034,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,470,000 | 907 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,564,000 | 1,330 |
| Total noninterest expense | $6,774,000 | 1,946 |
| Salaries and employee benefits | $2,579,000 | 2,770 |
| Premises and equipment expense | $1,005,000 | 1,882 |
| Additional noninterest expense | $3,190,000 | 1,255 |
| Pre-tax net operating income | $6,322,000 | 1,219 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,676,000 | 1,279 |
| Income before extraordinary items | $4,646,000 | 1,220 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,646,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $4,300,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,646,000 | 1,213 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,360,000 | 1,728 |
| Total interest expense | $4,303,000 | 1,789 |
| Net interest income | $7,057,000 | 1,639 |
| Provision for loan and lease losses | $162,000 | 2,467 |
| Total noninterest income | $1,979,000 | 1,320 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $955,000 | 919 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,024,000 | 1,329 |
| Total noninterest expense | $4,437,000 | 1,988 |
| Salaries and employee benefits | $1,710,000 | 2,789 |
| Premises and equipment expense | $646,000 | 1,954 |
| Additional noninterest expense | $2,081,000 | 1,291 |
| Pre-tax net operating income | $4,437,000 | 1,148 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,188,000 | 1,211 |
| Income before extraordinary items | $3,249,000 | 1,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,249,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $2,900,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,249,000 | 1,161 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 1,697 |
| Total interest expense | $2,049,000 | 1,784 |
| Net interest income | $3,566,000 | 1,613 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $976,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $467,000 | 906 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $509,000 | 1,326 |
| Total noninterest expense | $2,128,000 | 2,077 |
| Salaries and employee benefits | $825,000 | 2,890 |
| Premises and equipment expense | $302,000 | 2,088 |
| Additional noninterest expense | $1,001,000 | 1,318 |
| Pre-tax net operating income | $2,304,000 | 1,078 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $624,000 | 1,155 |
| Income before extraordinary items | $1,680,000 | 1,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,680,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,680,000 | 1,096 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,380,000 | 1,572 |
| Total interest expense | $6,129,000 | 1,854 |
| Net interest income | $15,251,000 | 1,427 |
| Provision for loan and lease losses | $587,000 | 1,675 |
| Total noninterest income | $4,018,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,983,000 | 876 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,035,000 | 1,353 |
| Total noninterest expense | $8,169,000 | 2,046 |
| Salaries and employee benefits | $3,164,000 | 2,832 |
| Premises and equipment expense | $965,000 | 2,448 |
| Additional noninterest expense | $4,040,000 | 1,282 |
| Pre-tax net operating income | $10,513,000 | 942 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,880,000 | 988 |
| Income before extraordinary items | $7,633,000 | 943 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,633,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $6,900,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,633,000 | 926 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,925,000 | 1,534 |
| Total interest expense | $4,276,000 | 1,861 |
| Net interest income | $11,649,000 | 1,381 |
| Provision for loan and lease losses | $489,000 | 1,433 |
| Total noninterest income | $3,037,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,495,000 | 877 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,542,000 | 1,335 |
| Total noninterest expense | $6,020,000 | 2,063 |
| Salaries and employee benefits | $2,409,000 | 2,761 |
| Premises and equipment expense | $716,000 | 2,457 |
| Additional noninterest expense | $2,895,000 | 1,311 |
| Pre-tax net operating income | $8,177,000 | 902 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,251,000 | 964 |
| Income before extraordinary items | $5,926,000 | 909 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,926,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $5,100,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,926,000 | 892 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,540,000 | 1,498 |
| Total interest expense | $2,654,000 | 1,880 |
| Net interest income | $7,886,000 | 1,357 |
| Provision for loan and lease losses | $409,000 | 1,168 |
| Total noninterest income | $1,986,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $968,000 | 885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,018,000 | 1,327 |
| Total noninterest expense | $3,994,000 | 2,058 |
| Salaries and employee benefits | $1,626,000 | 2,723 |
| Premises and equipment expense | $467,000 | 2,480 |
| Additional noninterest expense | $1,901,000 | 1,315 |
| Pre-tax net operating income | $5,469,000 | 877 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,511,000 | 946 |
| Income before extraordinary items | $3,958,000 | 881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,958,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $3,400,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,958,000 | 860 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 1,479 |
| Total interest expense | $1,245,000 | 1,903 |
| Net interest income | $3,975,000 | 1,348 |
| Provision for loan and lease losses | $319,000 | 724 |
| Total noninterest income | $955,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $479,000 | 854 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $476,000 | 1,370 |
| Total noninterest expense | $2,024,000 | 2,043 |
| Salaries and employee benefits | $871,000 | 2,567 |
| Premises and equipment expense | $228,000 | 2,551 |
| Additional noninterest expense | $925,000 | 1,341 |
| Pre-tax net operating income | $2,587,000 | 908 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $693,000 | 1,018 |
| Income before extraordinary items | $1,894,000 | 917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,894,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $1,700,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,894,000 | 899 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,365,000 | 1,491 |
| Total interest expense | $4,397,000 | 1,847 |
| Net interest income | $14,968,000 | 1,354 |
| Provision for loan and lease losses | $-198,000 | 8,839 |
| Total noninterest income | $4,354,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,365,000 | 745 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,989,000 | 1,325 |
| Total noninterest expense | $8,252,000 | 1,945 |
| Salaries and employee benefits | $3,605,000 | 2,413 |
| Premises and equipment expense | $934,000 | 2,441 |
| Additional noninterest expense | $3,713,000 | 1,336 |
| Pre-tax net operating income | $11,268,000 | 779 |
| Securities gains (losses) | $151,000 | 984 |
| Applicable income taxes | $3,097,000 | 880 |
| Income before extraordinary items | $8,322,000 | 799 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,322,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $6,800,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,211,770 | 778 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,164,000 | 1,513 |
| Total interest expense | $3,170,000 | 1,888 |
| Net interest income | $10,994,000 | 1,365 |
| Provision for loan and lease losses | $-225,000 | 8,930 |
| Total noninterest income | $3,323,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,836,000 | 720 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,487,000 | 1,341 |
| Total noninterest expense | $6,085,000 | 1,973 |
| Salaries and employee benefits | $2,604,000 | 2,479 |
| Premises and equipment expense | $696,000 | 2,433 |
| Additional noninterest expense | $2,785,000 | 1,331 |
| Pre-tax net operating income | $8,457,000 | 784 |
| Securities gains (losses) | $111,000 | 1,103 |
| Applicable income taxes | $2,306,000 | 907 |
| Income before extraordinary items | $6,262,000 | 797 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,262,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $4,300,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,180,970 | 775 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 1,541 |
| Total interest expense | $2,097,000 | 1,885 |
| Net interest income | $7,077,000 | 1,396 |
| Provision for loan and lease losses | $-233,000 | 9,004 |
| Total noninterest income | $2,230,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,243,000 | 698 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $987,000 | 1,334 |
| Total noninterest expense | $3,960,000 | 2,010 |
| Salaries and employee benefits | $1,712,000 | 2,509 |
| Premises and equipment expense | $453,000 | 2,487 |
| Additional noninterest expense | $1,795,000 | 1,357 |
| Pre-tax net operating income | $5,580,000 | 786 |
| Securities gains (losses) | $111,000 | 965 |
| Applicable income taxes | $1,524,000 | 911 |
| Income before extraordinary items | $4,167,000 | 790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,167,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $2,600,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,085,970 | 770 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 1,631 |
| Total interest expense | $1,021,000 | 1,954 |
| Net interest income | $3,313,000 | 1,503 |
| Provision for loan and lease losses | $-246,000 | 9,063 |
| Total noninterest income | $1,089,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $625,000 | 681 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $464,000 | 1,370 |
| Total noninterest expense | $1,903,000 | 2,101 |
| Salaries and employee benefits | $793,000 | 2,708 |
| Premises and equipment expense | $227,000 | 2,503 |
| Additional noninterest expense | $883,000 | 1,370 |
| Pre-tax net operating income | $2,745,000 | 796 |
| Securities gains (losses) | $136,000 | 662 |
| Applicable income taxes | $778,000 | 911 |
| Income before extraordinary items | $2,103,000 | 791 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,103,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $1,300,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,003,720 | 779 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,724,000 | 1,705 |
| Total interest expense | $4,234,000 | 2,104 |
| Net interest income | $12,490,000 | 1,560 |
| Provision for loan and lease losses | $-39,000 | 8,966 |
| Total noninterest income | $4,800,000 | 1,174 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,719,000 | 630 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,081,000 | 1,435 |
| Total noninterest expense | $7,986,000 | 1,983 |
| Salaries and employee benefits | $3,103,000 | 2,696 |
| Premises and equipment expense | $912,000 | 2,449 |
| Additional noninterest expense | $3,971,000 | 1,247 |
| Pre-tax net operating income | $9,343,000 | 907 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,216,000 | 1,186 |
| Income before extraordinary items | $7,127,000 | 910 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,127,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $5,700,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,127,000 | 852 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,675,000 | 1,720 |
| Total interest expense | $3,185,000 | 2,179 |
| Net interest income | $9,490,000 | 1,541 |
| Provision for loan and lease losses | $-46,000 | 9,091 |
| Total noninterest income | $3,663,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,058,000 | 631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,605,000 | 1,463 |
| Total noninterest expense | $6,179,000 | 1,922 |
| Salaries and employee benefits | $2,375,000 | 2,663 |
| Premises and equipment expense | $688,000 | 2,456 |
| Additional noninterest expense | $3,116,000 | 1,213 |
| Pre-tax net operating income | $7,020,000 | 938 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,643,000 | 1,251 |
| Income before extraordinary items | $5,377,000 | 942 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,377,000 | 942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $3,500,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,377,000 | 874 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 1,710 |
| Total interest expense | $2,123,000 | 2,237 |
| Net interest income | $6,491,000 | 1,505 |
| Provision for loan and lease losses | $-79,000 | 9,179 |
| Total noninterest income | $2,452,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,374,000 | 623 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,078,000 | 1,438 |
| Total noninterest expense | $3,884,000 | 2,027 |
| Salaries and employee benefits | $1,614,000 | 2,607 |
| Premises and equipment expense | $447,000 | 2,500 |
| Additional noninterest expense | $1,823,000 | 1,355 |
| Pre-tax net operating income | $5,138,000 | 865 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,268,000 | 1,125 |
| Income before extraordinary items | $3,870,000 | 879 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,870,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $2,300,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,870,000 | 804 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 1,716 |
| Total interest expense | $1,066,000 | 2,281 |
| Net interest income | $3,247,000 | 1,491 |
| Provision for loan and lease losses | $-73,000 | 9,248 |
| Total noninterest income | $1,178,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $697,000 | 597 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $481,000 | 1,522 |
| Total noninterest expense | $1,908,000 | 2,051 |
| Salaries and employee benefits | $817,000 | 2,566 |
| Premises and equipment expense | $211,000 | 2,633 |
| Additional noninterest expense | $880,000 | 1,373 |
| Pre-tax net operating income | $2,590,000 | 877 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $638,000 | 1,140 |
| Income before extraordinary items | $1,952,000 | 863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,952,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $1,300,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,952,000 | 788 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,680,000 | 1,566 |
| Total interest expense | $4,982,000 | 2,257 |
| Net interest income | $14,698,000 | 1,319 |
| Provision for loan and lease losses | $-14,000 | 9,191 |
| Total noninterest income | $4,980,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,775,000 | 586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,205,000 | 1,229 |
| Total noninterest expense | $8,356,000 | 1,817 |
| Salaries and employee benefits | $3,892,000 | 2,058 |
| Premises and equipment expense | $876,000 | 2,473 |
| Additional noninterest expense | $3,588,000 | 1,339 |
| Pre-tax net operating income | $11,336,000 | 767 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,966,000 | 933 |
| Income before extraordinary items | $8,370,000 | 761 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,370,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,519 |
| Cash dividends | $6,000,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,370,000 | 725 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,769,000 | 1,634 |
| Total interest expense | $7,928,000 | 2,033 |
| Net interest income | $12,841,000 | 1,382 |
| Provision for loan and lease losses | $229,000 | 3,855 |
| Total noninterest income | $5,014,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,779,000 | 550 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,235,000 | 1,147 |
| Total noninterest expense | $8,590,000 | 1,688 |
| Salaries and employee benefits | $3,958,000 | 1,894 |
| Premises and equipment expense | $903,000 | 2,353 |
| Additional noninterest expense | $3,729,000 | 1,271 |
| Pre-tax net operating income | $9,036,000 | 843 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,186,000 | 1,089 |
| Income before extraordinary items | $6,850,000 | 811 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,850,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $4,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,850,000 | 776 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,079,000 | 1,823 |
| Total interest expense | $9,029,000 | 1,908 |
| Net interest income | $10,050,000 | 1,749 |
| Provision for loan and lease losses | $67,000 | 6,062 |
| Total noninterest income | $4,626,000 | 977 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,556,000 | 526 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,070,000 | 1,105 |
| Total noninterest expense | $7,252,000 | 1,918 |
| Salaries and employee benefits | $3,089,000 | 2,315 |
| Premises and equipment expense | $861,000 | 2,394 |
| Additional noninterest expense | $3,302,000 | 1,362 |
| Pre-tax net operating income | $7,357,000 | 1,030 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,625,000 | 1,404 |
| Income before extraordinary items | $5,732,000 | 922 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,732,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $3,949,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,732,000 | 925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,385,000 | 1,981 |
| Total interest expense | $7,228,000 | 2,070 |
| Net interest income | $9,157,000 | 1,928 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $4,352,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,474,000 | 548 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,878,000 | 1,201 |
| Total noninterest expense | $7,066,000 | 1,940 |
| Salaries and employee benefits | $2,903,000 | 2,414 |
| Premises and equipment expense | $986,000 | 2,077 |
| Additional noninterest expense | $3,177,000 | 1,451 |
| Pre-tax net operating income | $6,273,000 | 1,222 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,300,000 | 1,785 |
| Income before extraordinary items | $4,973,000 | 1,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,973,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $3,850,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,973,000 | 1,081 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,876,000 | 2,054 |
| Total interest expense | $6,895,000 | 2,195 |
| Net interest income | $8,981,000 | 1,904 |
| Provision for loan and lease losses | $-83,000 | 10,303 |
| Total noninterest income | $3,901,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,036,000 | 601 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,865,000 | 1,214 |
| Total noninterest expense | $6,860,000 | 1,895 |
| Salaries and employee benefits | $2,885,000 | 2,340 |
| Premises and equipment expense | $994,000 | 1,972 |
| Additional noninterest expense | $2,981,000 | 1,462 |
| Pre-tax net operating income | $6,105,000 | 1,229 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,321,000 | 1,828 |
| Income before extraordinary items | $4,784,000 | 1,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,784,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $3,600,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,784,000 | 1,095 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,046,000 | 2,325 |
| Total interest expense | $5,750,000 | 2,601 |
| Net interest income | $8,296,000 | 2,093 |
| Provision for loan and lease losses | $76,000 | 5,749 |
| Total noninterest income | $3,769,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,094,000 | 615 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,675,000 | 1,243 |
| Total noninterest expense | $6,736,000 | 1,915 |
| Salaries and employee benefits | $2,672,000 | 2,486 |
| Premises and equipment expense | $988,000 | 1,998 |
| Additional noninterest expense | $3,076,000 | 1,411 |
| Pre-tax net operating income | $5,253,000 | 1,473 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,138,000 | 2,190 |
| Income before extraordinary items | $4,115,000 | 1,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,115,000 | 1,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,544 |
| Cash dividends | $3,149,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,115,000 | 1,288 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,451,000 | 2,674 |
| Total interest expense | $4,794,000 | 3,111 |
| Net interest income | $7,657,000 | 2,356 |
| Provision for loan and lease losses | $109,000 | 4,905 |
| Total noninterest income | $3,299,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,017,000 | 669 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,282,000 | 1,526 |
| Total noninterest expense | $6,369,000 | 2,157 |
| Salaries and employee benefits | $2,524,000 | 2,663 |
| Premises and equipment expense | $932,000 | 2,143 |
| Additional noninterest expense | $2,913,000 | 1,786 |
| Pre-tax net operating income | $4,478,000 | 1,616 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,193,000 | 2,000 |
| Income before extraordinary items | $3,285,000 | 1,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,285,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,285,000 | 1,478 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,648,000 | 3,112 |
| Total interest expense | $3,852,000 | 3,797 |
| Net interest income | $6,796,000 | 2,626 |
| Provision for loan and lease losses | $158,000 | 3,546 |
| Total noninterest income | $2,562,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,743,000 | 762 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $819,000 | 2,066 |
| Total noninterest expense | $5,674,000 | 2,397 |
| Salaries and employee benefits | $2,216,000 | 3,003 |
| Premises and equipment expense | $874,000 | 2,296 |
| Additional noninterest expense | $2,584,000 | 1,944 |
| Pre-tax net operating income | $3,526,000 | 2,086 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,049,000 | 2,274 |
| Income before extraordinary items | $2,477,000 | 2,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,477,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,442 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,477,000 | 2,011 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,033,000 | 3,321 |
| Total interest expense | $2,302,000 | 4,978 |
| Net interest income | $6,731,000 | 2,695 |
| Provision for loan and lease losses | $231,000 | 2,778 |
| Total noninterest income | $2,093,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,474,000 | 885 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $619,000 | 2,524 |
| Total noninterest expense | $5,284,000 | 2,634 |
| Salaries and employee benefits | $2,043,000 | 3,222 |
| Premises and equipment expense | $769,000 | 2,617 |
| Additional noninterest expense | $2,472,000 | 2,154 |
| Pre-tax net operating income | $3,310,000 | 2,152 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,034,000 | 2,159 |
| Income before extraordinary items | $2,276,000 | 2,149 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,276,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,276,000 | 2,167 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 4,549 |
| Total interest expense | $1,699,000 | 6,618 |
| Net interest income | $4,916,000 | 3,625 |
| Provision for loan and lease losses | $210,000 | 3,794 |
| Total noninterest income | $1,395,000 | 2,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $969,000 | 1,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,614 |
| Total noninterest expense | $3,572,000 | 3,844 |
| Salaries and employee benefits | $1,377,000 | 4,631 |
| Premises and equipment expense | $498,000 | 3,875 |
| Additional noninterest expense | $1,697,000 | 3,145 |
| Pre-tax net operating income | $2,529,000 | 2,681 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $852,000 | 2,622 |
| Income before extraordinary items | $1,748,000 | 2,830 |
| Extraordinary gains, net | $21,000 | 2,682 |
| Net income | $1,769,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,700,430 | 2,743 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 5,691 |
| Total interest expense | $1,830,000 | 7,537 |
| Net interest income | $3,922,000 | 4,528 |
| Provision for loan and lease losses | $-1,000 | 13,418 |
| Total noninterest income | $1,342,000 | 2,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $939,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,690 |
| Total noninterest expense | $3,307,000 | 4,149 |
| Salaries and employee benefits | $1,233,000 | 5,036 |
| Premises and equipment expense | $462,000 | 4,256 |
| Additional noninterest expense | $1,612,000 | 3,388 |
| Pre-tax net operating income | $1,958,000 | 3,159 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $599,000 | 3,439 |
| Income before extraordinary items | $1,371,000 | 3,346 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,371,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,362,600 | 3,122 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.