Home > FirstBank of Avon > Income and Expense
FirstBank of Avon, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,400,000 | 1,724 |
| Total interest expense | $1,168,000 | 4,316 |
| Net interest income | $12,232,000 | 1,384 |
| Provision for loan and lease losses | $2,900,000 | 1,293 |
| Total noninterest income | $2,159,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,067,000 | 1,097 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,092,000 | 1,711 |
| Total noninterest expense | $6,843,000 | 2,117 |
| Salaries and employee benefits | $3,134,000 | 2,318 |
| Premises and equipment expense | $663,000 | 2,797 |
| Additional noninterest expense | $3,046,000 | 1,747 |
| Pre-tax net operating income | $4,648,000 | 899 |
| Securities gains (losses) | $-315,000 | 7,546 |
| Applicable income taxes | $1,013,000 | 992 |
| Income before extraordinary items | $3,320,000 | 1,038 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,320,000 | 1,041 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,320,000 | 1,041 |
| Net charge-offs | $607,000 | 2,811 |
| Cash dividends | $5,500,000 | 198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,562,550 | 930 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 1,741 |
| Total interest expense | $816,000 | 4,294 |
| Net interest income | $8,203,000 | 1,380 |
| Provision for loan and lease losses | $2,023,000 | 1,268 |
| Total noninterest income | $1,436,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $716,000 | 1,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $720,000 | 1,639 |
| Total noninterest expense | $4,557,000 | 2,124 |
| Salaries and employee benefits | $2,079,000 | 2,350 |
| Premises and equipment expense | $439,000 | 2,825 |
| Additional noninterest expense | $2,039,000 | 1,729 |
| Pre-tax net operating income | $3,059,000 | 891 |
| Securities gains (losses) | $-315,000 | 7,645 |
| Applicable income taxes | $610,000 | 1,046 |
| Income before extraordinary items | $2,134,000 | 1,057 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,134,000 | 1,058 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,134,000 | 1,058 |
| Net charge-offs | $244,000 | 3,309 |
| Cash dividends | $5,000,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,379,700 | 916 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 1,773 |
| Total interest expense | $422,000 | 4,338 |
| Net interest income | $4,106,000 | 1,394 |
| Provision for loan and lease losses | $683,000 | 1,506 |
| Total noninterest income | $726,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $353,000 | 1,104 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $373,000 | 1,576 |
| Total noninterest expense | $2,268,000 | 2,146 |
| Salaries and employee benefits | $1,045,000 | 2,359 |
| Premises and equipment expense | $223,000 | 2,849 |
| Additional noninterest expense | $1,000,000 | 1,744 |
| Pre-tax net operating income | $1,881,000 | 713 |
| Securities gains (losses) | $-205,000 | 7,762 |
| Applicable income taxes | $418,000 | 812 |
| Income before extraordinary items | $1,258,000 | 867 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,258,000 | 871 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,258,000 | 871 |
| Net charge-offs | $89,000 | 3,205 |
| Cash dividends | $3,000,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,411,750 | 752 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,271,000 | 1,686 |
| Total interest expense | $2,837,000 | 3,564 |
| Net interest income | $17,434,000 | 1,287 |
| Provision for loan and lease losses | $2,368,000 | 2,260 |
| Total noninterest income | $3,254,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,652,000 | 1,053 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,602,000 | 1,592 |
| Total noninterest expense | $9,195,000 | 2,163 |
| Salaries and employee benefits | $4,036,000 | 2,421 |
| Premises and equipment expense | $898,000 | 2,829 |
| Additional noninterest expense | $4,261,000 | 1,755 |
| Pre-tax net operating income | $9,125,000 | 468 |
| Securities gains (losses) | $638,000 | 740 |
| Applicable income taxes | $2,832,000 | 417 |
| Income before extraordinary items | $6,931,000 | 485 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,931,000 | 484 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,931,000 | 487 |
| Net charge-offs | $1,045,000 | 2,810 |
| Cash dividends | $3,875,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,478,020 | 531 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,585,000 | 1,685 |
| Total interest expense | $2,293,000 | 3,499 |
| Net interest income | $13,292,000 | 1,265 |
| Provision for loan and lease losses | $1,608,000 | 2,136 |
| Total noninterest income | $2,467,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,239,000 | 1,051 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,228,000 | 1,599 |
| Total noninterest expense | $6,930,000 | 2,155 |
| Salaries and employee benefits | $3,013,000 | 2,476 |
| Premises and equipment expense | $671,000 | 2,874 |
| Additional noninterest expense | $3,246,000 | 1,668 |
| Pre-tax net operating income | $7,221,000 | 467 |
| Securities gains (losses) | $-115,000 | 7,498 |
| Applicable income taxes | $2,089,000 | 447 |
| Income before extraordinary items | $5,017,000 | 537 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,017,000 | 538 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,017,000 | 538 |
| Net charge-offs | $507,000 | 3,031 |
| Cash dividends | $2,875,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,098,650 | 520 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,607,000 | 1,667 |
| Total interest expense | $1,691,000 | 3,371 |
| Net interest income | $8,916,000 | 1,244 |
| Provision for loan and lease losses | $625,000 | 2,642 |
| Total noninterest income | $1,701,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $837,000 | 1,017 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $864,000 | 1,555 |
| Total noninterest expense | $4,733,000 | 2,139 |
| Salaries and employee benefits | $2,044,000 | 2,468 |
| Premises and equipment expense | $443,000 | 2,933 |
| Additional noninterest expense | $2,246,000 | 1,623 |
| Pre-tax net operating income | $5,259,000 | 413 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,590,000 | 412 |
| Income before extraordinary items | $3,669,000 | 477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,669,000 | 474 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,669,000 | 477 |
| Net charge-offs | $281,000 | 3,016 |
| Cash dividends | $1,275,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,669,000 | 460 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 1,682 |
| Total interest expense | $998,000 | 3,051 |
| Net interest income | $4,328,000 | 1,279 |
| Provision for loan and lease losses | $220,000 | 2,730 |
| Total noninterest income | $848,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $418,000 | 989 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $430,000 | 1,536 |
| Total noninterest expense | $2,330,000 | 2,122 |
| Salaries and employee benefits | $1,054,000 | 2,422 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $1,057,000 | 1,529 |
| Pre-tax net operating income | $2,626,000 | 451 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $798,000 | 425 |
| Income before extraordinary items | $1,828,000 | 545 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,828,000 | 545 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,828,000 | 548 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,828,000 | 502 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,664,000 | 1,782 |
| Total interest expense | $6,749,000 | 2,273 |
| Net interest income | $14,915,000 | 1,498 |
| Provision for loan and lease losses | $714,000 | 3,215 |
| Total noninterest income | $3,469,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,780,000 | 1,006 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,689,000 | 1,473 |
| Total noninterest expense | $8,579,000 | 2,228 |
| Salaries and employee benefits | $4,032,000 | 2,490 |
| Premises and equipment expense | $844,000 | 3,041 |
| Additional noninterest expense | $3,703,000 | 1,671 |
| Pre-tax net operating income | $9,091,000 | 607 |
| Securities gains (losses) | $-1,035,000 | 7,755 |
| Applicable income taxes | $2,255,000 | 606 |
| Income before extraordinary items | $5,801,000 | 698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,801,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 5,185 |
| Cash dividends | $2,900,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,546,200 | 652 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,245,000 | 1,821 |
| Total interest expense | $5,421,000 | 2,228 |
| Net interest income | $10,824,000 | 1,562 |
| Provision for loan and lease losses | $179,000 | 4,399 |
| Total noninterest income | $2,606,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,315,000 | 1,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,291,000 | 1,506 |
| Total noninterest expense | $6,536,000 | 2,190 |
| Salaries and employee benefits | $3,125,000 | 2,442 |
| Premises and equipment expense | $630,000 | 3,067 |
| Additional noninterest expense | $2,781,000 | 1,612 |
| Pre-tax net operating income | $6,715,000 | 744 |
| Securities gains (losses) | $-1,055,000 | 7,945 |
| Applicable income taxes | $1,546,000 | 816 |
| Income before extraordinary items | $4,114,000 | 889 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,114,000 | 888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,819 |
| Cash dividends | $1,500,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,884,150 | 789 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,800,000 | 1,847 |
| Total interest expense | $3,814,000 | 2,204 |
| Net interest income | $6,986,000 | 1,608 |
| Provision for loan and lease losses | $58,000 | 5,063 |
| Total noninterest income | $1,719,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $847,000 | 1,045 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $872,000 | 1,550 |
| Total noninterest expense | $4,450,000 | 2,157 |
| Salaries and employee benefits | $2,162,000 | 2,388 |
| Premises and equipment expense | $429,000 | 3,022 |
| Additional noninterest expense | $1,859,000 | 1,579 |
| Pre-tax net operating income | $4,197,000 | 844 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,187,000 | 811 |
| Income before extraordinary items | $3,010,000 | 908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,010,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,010,000 | 892 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 1,899 |
| Total interest expense | $2,153,000 | 2,111 |
| Net interest income | $3,232,000 | 1,721 |
| Provision for loan and lease losses | $-6,000 | 8,369 |
| Total noninterest income | $840,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $406,000 | 1,071 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $434,000 | 1,555 |
| Total noninterest expense | $2,261,000 | 2,120 |
| Salaries and employee benefits | $1,136,000 | 2,311 |
| Premises and equipment expense | $213,000 | 3,047 |
| Additional noninterest expense | $912,000 | 1,577 |
| Pre-tax net operating income | $1,817,000 | 1,045 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $485,000 | 1,037 |
| Income before extraordinary items | $1,332,000 | 1,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,332,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,332,000 | 1,098 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,463,000 | 1,971 |
| Total interest expense | $10,765,000 | 1,849 |
| Net interest income | $10,698,000 | 2,116 |
| Provision for loan and lease losses | $325,000 | 3,050 |
| Total noninterest income | $3,139,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,552,000 | 1,149 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,587,000 | 1,609 |
| Total noninterest expense | $7,851,000 | 2,329 |
| Salaries and employee benefits | $3,598,000 | 2,731 |
| Premises and equipment expense | $854,000 | 2,925 |
| Additional noninterest expense | $3,399,000 | 1,641 |
| Pre-tax net operating income | $5,661,000 | 1,475 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,398,000 | 1,482 |
| Income before extraordinary items | $4,263,000 | 1,495 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,263,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,950 |
| Cash dividends | $2,800,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,263,000 | 1,481 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,733,000 | 2,011 |
| Total interest expense | $7,918,000 | 1,876 |
| Net interest income | $7,815,000 | 2,180 |
| Provision for loan and lease losses | $286,000 | 2,382 |
| Total noninterest income | $2,275,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,109,000 | 1,186 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,166,000 | 1,625 |
| Total noninterest expense | $5,868,000 | 2,316 |
| Salaries and employee benefits | $2,700,000 | 2,724 |
| Premises and equipment expense | $649,000 | 2,874 |
| Additional noninterest expense | $2,519,000 | 1,619 |
| Pre-tax net operating income | $3,936,000 | 1,689 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $920,000 | 1,741 |
| Income before extraordinary items | $3,016,000 | 1,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,016,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $2,800,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,016,000 | 1,667 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,052,000 | 2,100 |
| Total interest expense | $4,934,000 | 1,983 |
| Net interest income | $5,118,000 | 2,250 |
| Provision for loan and lease losses | $114,000 | 3,113 |
| Total noninterest income | $1,471,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $707,000 | 1,248 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $764,000 | 1,662 |
| Total noninterest expense | $3,901,000 | 2,341 |
| Salaries and employee benefits | $1,818,000 | 2,732 |
| Premises and equipment expense | $422,000 | 2,965 |
| Additional noninterest expense | $1,661,000 | 1,632 |
| Pre-tax net operating income | $2,574,000 | 1,777 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $594,000 | 1,855 |
| Income before extraordinary items | $1,980,000 | 1,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,980,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $2,000,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,980,000 | 1,731 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 2,121 |
| Total interest expense | $2,375,000 | 2,021 |
| Net interest income | $2,586,000 | 2,220 |
| Provision for loan and lease losses | $-36,000 | 8,494 |
| Total noninterest income | $706,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $332,000 | 1,302 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $374,000 | 1,673 |
| Total noninterest expense | $1,975,000 | 2,310 |
| Salaries and employee benefits | $940,000 | 2,690 |
| Premises and equipment expense | $210,000 | 2,992 |
| Additional noninterest expense | $825,000 | 1,621 |
| Pre-tax net operating income | $1,353,000 | 1,690 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $319,000 | 1,787 |
| Income before extraordinary items | $1,034,000 | 1,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,034,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,034,000 | 1,655 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,265,000 | 2,052 |
| Total interest expense | $7,496,000 | 2,165 |
| Net interest income | $11,769,000 | 1,971 |
| Provision for loan and lease losses | $167,000 | 3,883 |
| Total noninterest income | $2,813,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,317,000 | 1,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,496,000 | 1,667 |
| Total noninterest expense | $7,544,000 | 2,347 |
| Salaries and employee benefits | $3,609,000 | 2,676 |
| Premises and equipment expense | $818,000 | 2,945 |
| Additional noninterest expense | $3,117,000 | 1,690 |
| Pre-tax net operating income | $6,871,000 | 1,429 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,822,000 | 1,428 |
| Income before extraordinary items | $5,049,000 | 1,439 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,049,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $4,500,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,049,000 | 1,425 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,296,000 | 2,062 |
| Total interest expense | $5,136,000 | 2,267 |
| Net interest income | $9,160,000 | 1,917 |
| Provision for loan and lease losses | $193,000 | 2,941 |
| Total noninterest income | $2,084,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $992,000 | 1,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,092,000 | 1,707 |
| Total noninterest expense | $5,650,000 | 2,343 |
| Salaries and employee benefits | $2,741,000 | 2,645 |
| Premises and equipment expense | $611,000 | 2,959 |
| Additional noninterest expense | $2,298,000 | 1,710 |
| Pre-tax net operating income | $5,401,000 | 1,416 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,431,000 | 1,439 |
| Income before extraordinary items | $3,970,000 | 1,422 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,970,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $3,000,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,970,000 | 1,406 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,290,000 | 2,074 |
| Total interest expense | $3,072,000 | 2,383 |
| Net interest income | $6,218,000 | 1,869 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $1,376,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $653,000 | 1,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $723,000 | 1,722 |
| Total noninterest expense | $3,750,000 | 2,352 |
| Salaries and employee benefits | $1,837,000 | 2,632 |
| Premises and equipment expense | $416,000 | 2,900 |
| Additional noninterest expense | $1,497,000 | 1,760 |
| Pre-tax net operating income | $3,714,000 | 1,363 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $990,000 | 1,410 |
| Income before extraordinary items | $2,724,000 | 1,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,724,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,724,000 | 1,371 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 2,079 |
| Total interest expense | $1,441,000 | 2,407 |
| Net interest income | $3,087,000 | 1,869 |
| Provision for loan and lease losses | $-21,000 | 8,573 |
| Total noninterest income | $667,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $318,000 | 1,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $349,000 | 1,730 |
| Total noninterest expense | $1,881,000 | 2,362 |
| Salaries and employee benefits | $943,000 | 2,578 |
| Premises and equipment expense | $211,000 | 2,882 |
| Additional noninterest expense | $727,000 | 1,801 |
| Pre-tax net operating income | $1,894,000 | 1,308 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $508,000 | 1,384 |
| Income before extraordinary items | $1,386,000 | 1,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,386,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,386,000 | 1,302 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,206,000 | 2,056 |
| Total interest expense | $4,068,000 | 2,621 |
| Net interest income | $12,138,000 | 1,804 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $2,731,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,378,000 | 1,294 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,353,000 | 1,797 |
| Total noninterest expense | $7,155,000 | 2,343 |
| Salaries and employee benefits | $3,638,000 | 2,510 |
| Premises and equipment expense | $861,000 | 2,699 |
| Additional noninterest expense | $2,656,000 | 1,916 |
| Pre-tax net operating income | $7,579,000 | 1,253 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,055,000 | 1,326 |
| Income before extraordinary items | $5,524,000 | 1,297 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,524,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,938 |
| Cash dividends | $4,700,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,524,000 | 1,278 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,885,000 | 2,055 |
| Total interest expense | $2,781,000 | 2,694 |
| Net interest income | $9,104,000 | 1,797 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $2,034,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,028,000 | 1,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,006,000 | 1,812 |
| Total noninterest expense | $5,392,000 | 2,298 |
| Salaries and employee benefits | $2,755,000 | 2,446 |
| Premises and equipment expense | $648,000 | 2,678 |
| Additional noninterest expense | $1,989,000 | 1,880 |
| Pre-tax net operating income | $5,611,000 | 1,276 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,515,000 | 1,374 |
| Income before extraordinary items | $4,096,000 | 1,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,096,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $3,400,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,096,000 | 1,302 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,800,000 | 2,024 |
| Total interest expense | $1,721,000 | 2,722 |
| Net interest income | $6,079,000 | 1,771 |
| Provision for loan and lease losses | $104,000 | 3,302 |
| Total noninterest income | $1,356,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $690,000 | 1,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $666,000 | 1,802 |
| Total noninterest expense | $3,605,000 | 2,279 |
| Salaries and employee benefits | $1,850,000 | 2,404 |
| Premises and equipment expense | $427,000 | 2,681 |
| Additional noninterest expense | $1,328,000 | 1,860 |
| Pre-tax net operating income | $3,726,000 | 1,248 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,003,000 | 1,376 |
| Income before extraordinary items | $2,723,000 | 1,290 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,723,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,636 |
| Cash dividends | $2,200,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,723,000 | 1,266 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 2,033 |
| Total interest expense | $815,000 | 2,740 |
| Net interest income | $2,995,000 | 1,784 |
| Provision for loan and lease losses | $-20,000 | 8,753 |
| Total noninterest income | $668,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $342,000 | 1,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $326,000 | 1,796 |
| Total noninterest expense | $1,816,000 | 2,283 |
| Salaries and employee benefits | $950,000 | 2,388 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $659,000 | 1,864 |
| Pre-tax net operating income | $1,867,000 | 1,221 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $501,000 | 1,358 |
| Income before extraordinary items | $1,366,000 | 1,268 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,366,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,366,000 | 1,244 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,877,000 | 1,913 |
| Total interest expense | $2,821,000 | 2,758 |
| Net interest income | $12,056,000 | 1,684 |
| Provision for loan and lease losses | $-226,000 | 8,854 |
| Total noninterest income | $2,769,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,561,000 | 1,142 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,208,000 | 1,897 |
| Total noninterest expense | $7,177,000 | 2,215 |
| Salaries and employee benefits | $3,916,000 | 2,222 |
| Premises and equipment expense | $812,000 | 2,753 |
| Additional noninterest expense | $2,449,000 | 1,998 |
| Pre-tax net operating income | $7,874,000 | 1,116 |
| Securities gains (losses) | $61,000 | 1,584 |
| Applicable income taxes | $2,232,000 | 1,153 |
| Income before extraordinary items | $5,703,000 | 1,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,703,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $5,200,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,659,080 | 1,126 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,950,000 | 1,930 |
| Total interest expense | $2,015,000 | 2,820 |
| Net interest income | $8,935,000 | 1,687 |
| Provision for loan and lease losses | $-184,000 | 8,914 |
| Total noninterest income | $2,110,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,200,000 | 1,115 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $910,000 | 1,903 |
| Total noninterest expense | $5,292,000 | 2,240 |
| Salaries and employee benefits | $2,851,000 | 2,265 |
| Premises and equipment expense | $614,000 | 2,729 |
| Additional noninterest expense | $1,827,000 | 1,969 |
| Pre-tax net operating income | $5,937,000 | 1,112 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,678,000 | 1,170 |
| Income before extraordinary items | $4,259,000 | 1,164 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,259,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $3,200,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,259,000 | 1,118 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 1,963 |
| Total interest expense | $1,294,000 | 2,900 |
| Net interest income | $5,820,000 | 1,720 |
| Provision for loan and lease losses | $-197,000 | 8,992 |
| Total noninterest income | $1,451,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $825,000 | 1,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $626,000 | 1,867 |
| Total noninterest expense | $3,546,000 | 2,221 |
| Salaries and employee benefits | $1,899,000 | 2,273 |
| Premises and equipment expense | $424,000 | 2,647 |
| Additional noninterest expense | $1,223,000 | 1,955 |
| Pre-tax net operating income | $3,922,000 | 1,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,114,000 | 1,173 |
| Income before extraordinary items | $2,808,000 | 1,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,808,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $2,400,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,808,000 | 1,120 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 2,010 |
| Total interest expense | $633,000 | 2,996 |
| Net interest income | $2,851,000 | 1,747 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $714,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $416,000 | 1,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $298,000 | 1,895 |
| Total noninterest expense | $1,731,000 | 2,301 |
| Salaries and employee benefits | $904,000 | 2,398 |
| Premises and equipment expense | $211,000 | 2,672 |
| Additional noninterest expense | $616,000 | 1,930 |
| Pre-tax net operating income | $1,827,000 | 1,150 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $497,000 | 1,296 |
| Income before extraordinary items | $1,330,000 | 1,226 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,330,000 | 1,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $1,200,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,330,000 | 1,156 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,895,000 | 2,046 |
| Total interest expense | $2,715,000 | 3,130 |
| Net interest income | $11,180,000 | 1,734 |
| Provision for loan and lease losses | $-29,000 | 8,950 |
| Total noninterest income | $2,876,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,624,000 | 1,065 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,252,000 | 2,061 |
| Total noninterest expense | $6,402,000 | 2,454 |
| Salaries and employee benefits | $3,259,000 | 2,568 |
| Premises and equipment expense | $813,000 | 2,718 |
| Additional noninterest expense | $2,330,000 | 2,068 |
| Pre-tax net operating income | $7,683,000 | 1,097 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,136,000 | 1,229 |
| Income before extraordinary items | $5,547,000 | 1,157 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,547,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $4,800,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,547,000 | 1,095 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,568,000 | 2,047 |
| Total interest expense | $2,062,000 | 3,210 |
| Net interest income | $8,506,000 | 1,732 |
| Provision for loan and lease losses | $-73,000 | 9,118 |
| Total noninterest income | $2,167,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,175,000 | 1,108 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $992,000 | 2,061 |
| Total noninterest expense | $4,808,000 | 2,455 |
| Salaries and employee benefits | $2,477,000 | 2,545 |
| Premises and equipment expense | $600,000 | 2,771 |
| Additional noninterest expense | $1,731,000 | 2,076 |
| Pre-tax net operating income | $5,938,000 | 1,090 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,671,000 | 1,229 |
| Income before extraordinary items | $4,267,000 | 1,171 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,267,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,201 |
| Cash dividends | $3,800,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,267,000 | 1,105 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 2,012 |
| Total interest expense | $1,397,000 | 3,250 |
| Net interest income | $5,830,000 | 1,673 |
| Provision for loan and lease losses | $-149,000 | 9,214 |
| Total noninterest income | $1,470,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $768,000 | 1,108 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $702,000 | 1,962 |
| Total noninterest expense | $3,241,000 | 2,416 |
| Salaries and employee benefits | $1,691,000 | 2,480 |
| Premises and equipment expense | $386,000 | 2,860 |
| Additional noninterest expense | $1,164,000 | 2,055 |
| Pre-tax net operating income | $4,208,000 | 1,030 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,212,000 | 1,167 |
| Income before extraordinary items | $2,996,000 | 1,126 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,996,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $2,400,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,996,000 | 1,035 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 2,005 |
| Total interest expense | $720,000 | 3,240 |
| Net interest income | $2,926,000 | 1,666 |
| Provision for loan and lease losses | $-94,000 | 9,262 |
| Total noninterest income | $729,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $361,000 | 1,146 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $368,000 | 1,841 |
| Total noninterest expense | $1,655,000 | 2,345 |
| Salaries and employee benefits | $879,000 | 2,398 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $585,000 | 2,011 |
| Pre-tax net operating income | $2,094,000 | 1,040 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $603,000 | 1,183 |
| Income before extraordinary items | $1,491,000 | 1,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,491,000 | 1,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,491,000 | 1,033 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,763,000 | 1,964 |
| Total interest expense | $3,391,000 | 3,198 |
| Net interest income | $12,372,000 | 1,568 |
| Provision for loan and lease losses | $-334,000 | 9,323 |
| Total noninterest income | $2,726,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,447,000 | 1,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,279,000 | 1,861 |
| Total noninterest expense | $6,725,000 | 2,223 |
| Salaries and employee benefits | $3,687,000 | 2,168 |
| Premises and equipment expense | $782,000 | 2,733 |
| Additional noninterest expense | $2,256,000 | 2,045 |
| Pre-tax net operating income | $8,707,000 | 976 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,591,000 | 1,055 |
| Income before extraordinary items | $6,116,000 | 1,024 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,116,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $4,300,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,116,000 | 985 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,814,000 | 1,924 |
| Total interest expense | $5,964,000 | 2,682 |
| Net interest income | $11,850,000 | 1,503 |
| Provision for loan and lease losses | $549,000 | 2,055 |
| Total noninterest income | $2,611,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,399,000 | 1,062 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,212,000 | 1,783 |
| Total noninterest expense | $7,273,000 | 1,973 |
| Salaries and employee benefits | $4,129,000 | 1,807 |
| Premises and equipment expense | $826,000 | 2,550 |
| Additional noninterest expense | $2,318,000 | 1,948 |
| Pre-tax net operating income | $6,639,000 | 1,116 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,940,000 | 1,214 |
| Income before extraordinary items | $4,699,000 | 1,159 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,699,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,161 |
| Cash dividends | $4,100,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,699,000 | 1,115 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,511,000 | 2,011 |
| Total interest expense | $7,131,000 | 2,376 |
| Net interest income | $10,380,000 | 1,694 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $2,232,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,222,000 | 1,115 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,010,000 | 1,839 |
| Total noninterest expense | $6,658,000 | 2,072 |
| Salaries and employee benefits | $3,664,000 | 1,954 |
| Premises and equipment expense | $758,000 | 2,701 |
| Additional noninterest expense | $2,236,000 | 1,944 |
| Pre-tax net operating income | $5,534,000 | 1,341 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,663,000 | 1,383 |
| Income before extraordinary items | $3,871,000 | 1,369 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,871,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,367 |
| Cash dividends | $2,825,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,871,000 | 1,358 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,931,000 | 2,037 |
| Total interest expense | $5,696,000 | 2,590 |
| Net interest income | $10,235,000 | 1,702 |
| Provision for loan and lease losses | $319,000 | 2,531 |
| Total noninterest income | $2,098,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,121,000 | 1,183 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $977,000 | 1,905 |
| Total noninterest expense | $6,298,000 | 2,162 |
| Salaries and employee benefits | $3,286,000 | 2,141 |
| Premises and equipment expense | $840,000 | 2,403 |
| Additional noninterest expense | $2,172,000 | 2,009 |
| Pre-tax net operating income | $5,716,000 | 1,334 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,780,000 | 1,371 |
| Income before extraordinary items | $3,936,000 | 1,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,936,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,936,000 | 1,346 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,915,000 | 2,193 |
| Total interest expense | $5,174,000 | 2,896 |
| Net interest income | $9,741,000 | 1,750 |
| Provision for loan and lease losses | $237,000 | 3,158 |
| Total noninterest income | $1,887,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $968,000 | 1,290 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $919,000 | 1,981 |
| Total noninterest expense | $5,511,000 | 2,374 |
| Salaries and employee benefits | $2,990,000 | 2,255 |
| Premises and equipment expense | $667,000 | 2,887 |
| Additional noninterest expense | $1,854,000 | 2,255 |
| Pre-tax net operating income | $5,880,000 | 1,278 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,921,000 | 1,317 |
| Income before extraordinary items | $3,959,000 | 1,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,959,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,244 |
| Cash dividends | $2,950,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,959,000 | 1,283 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,473,000 | 2,427 |
| Total interest expense | $4,592,000 | 3,229 |
| Net interest income | $8,881,000 | 1,957 |
| Provision for loan and lease losses | $243,000 | 2,999 |
| Total noninterest income | $2,371,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $907,000 | 1,424 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,464,000 | 1,343 |
| Total noninterest expense | $5,670,000 | 2,275 |
| Salaries and employee benefits | $2,772,000 | 2,395 |
| Premises and equipment expense | $584,000 | 3,229 |
| Additional noninterest expense | $2,314,000 | 1,836 |
| Pre-tax net operating income | $5,339,000 | 1,454 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,675,000 | 1,544 |
| Income before extraordinary items | $3,664,000 | 1,473 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,664,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $2,651,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,664,000 | 1,438 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,742,000 | 3,060 |
| Total interest expense | $3,184,000 | 4,531 |
| Net interest income | $7,558,000 | 2,384 |
| Provision for loan and lease losses | $198,000 | 3,456 |
| Total noninterest income | $2,239,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $935,000 | 1,436 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,304,000 | 1,505 |
| Total noninterest expense | $5,322,000 | 2,563 |
| Salaries and employee benefits | $2,600,000 | 2,571 |
| Premises and equipment expense | $488,000 | 3,850 |
| Additional noninterest expense | $2,234,000 | 2,230 |
| Pre-tax net operating income | $4,277,000 | 1,688 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,487,000 | 1,615 |
| Income before extraordinary items | $2,790,000 | 1,778 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,790,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $1,250,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,790,000 | 1,743 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,285,000 | 3,516 |
| Total interest expense | $2,759,000 | 5,127 |
| Net interest income | $6,526,000 | 2,726 |
| Provision for loan and lease losses | $244,000 | 2,622 |
| Total noninterest income | $1,914,000 | 1,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $903,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,011,000 | 1,785 |
| Total noninterest expense | $4,595,000 | 2,924 |
| Salaries and employee benefits | $2,196,000 | 3,033 |
| Premises and equipment expense | $480,000 | 3,887 |
| Additional noninterest expense | $1,919,000 | 2,491 |
| Pre-tax net operating income | $3,601,000 | 2,047 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,231,000 | 1,982 |
| Income before extraordinary items | $2,370,000 | 2,139 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,370,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,370,000 | 2,096 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 4,134 |
| Total interest expense | $1,504,000 | 6,880 |
| Net interest income | $5,660,000 | 3,171 |
| Provision for loan and lease losses | $223,000 | 2,838 |
| Total noninterest income | $1,514,000 | 2,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $729,000 | 1,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,162 |
| Total noninterest expense | $4,191,000 | 3,284 |
| Salaries and employee benefits | $1,980,000 | 3,318 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $1,771,000 | 2,870 |
| Pre-tax net operating income | $2,760,000 | 2,569 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $919,000 | 2,425 |
| Income before extraordinary items | $1,841,000 | 2,638 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,841,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,841,000 | 2,656 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 4,820 |
| Total interest expense | $1,330,000 | 7,774 |
| Net interest income | $4,855,000 | 3,668 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $1,401,000 | 2,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $695,000 | 1,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 2,585 |
| Total noninterest expense | $3,669,000 | 3,759 |
| Salaries and employee benefits | $1,624,000 | 3,972 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $1,665,000 | 3,205 |
| Pre-tax net operating income | $2,541,000 | 2,667 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $892,000 | 2,532 |
| Income before extraordinary items | $1,672,000 | 2,925 |
| Extraordinary gains, net | $-151,000 | 13,005 |
| Net income | $1,521,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,657,050 | 2,798 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 5,675 |
| Total interest expense | $1,672,000 | 7,970 |
| Net interest income | $4,093,000 | 4,350 |
| Provision for loan and lease losses | $-87,000 | 13,684 |
| Total noninterest income | $1,175,000 | 2,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $659,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 3,121 |
| Total noninterest expense | $3,326,000 | 4,127 |
| Salaries and employee benefits | $1,465,000 | 4,319 |
| Premises and equipment expense | $309,000 | 5,841 |
| Additional noninterest expense | $1,552,000 | 3,497 |
| Pre-tax net operating income | $2,029,000 | 3,068 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $753,000 | 2,763 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,276,720 | 3,337 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.