Home > FirstBank of Aurora > Income and Expense
FirstBank of Aurora, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,570,000 | 1,410 |
| Total interest expense | $2,098,000 | 2,852 |
| Net interest income | $14,472,000 | 1,173 |
| Provision for loan and lease losses | $398,000 | 3,918 |
| Total noninterest income | $5,596,000 | 776 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,730,000 | 415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,866,000 | 850 |
| Total noninterest expense | $11,463,000 | 1,291 |
| Salaries and employee benefits | $4,626,000 | 1,589 |
| Premises and equipment expense | $1,546,000 | 1,279 |
| Additional noninterest expense | $5,291,000 | 1,014 |
| Pre-tax net operating income | $8,207,000 | 520 |
| Securities gains (losses) | $-202,000 | 7,482 |
| Applicable income taxes | $2,194,000 | 549 |
| Income before extraordinary items | $5,811,000 | 596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,811,000 | 595 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,811,000 | 596 |
| Net charge-offs | $511,000 | 3,052 |
| Cash dividends | $4,600,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,958,460 | 556 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,097,000 | 1,427 |
| Total interest expense | $1,464,000 | 2,849 |
| Net interest income | $9,633,000 | 1,176 |
| Provision for loan and lease losses | $559,000 | 2,700 |
| Total noninterest income | $3,665,000 | 776 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,806,000 | 420 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,859,000 | 849 |
| Total noninterest expense | $7,537,000 | 1,307 |
| Salaries and employee benefits | $3,066,000 | 1,611 |
| Premises and equipment expense | $1,015,000 | 1,303 |
| Additional noninterest expense | $3,456,000 | 1,025 |
| Pre-tax net operating income | $5,202,000 | 531 |
| Securities gains (losses) | $-99,000 | 7,512 |
| Applicable income taxes | $1,377,000 | 548 |
| Income before extraordinary items | $3,726,000 | 599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,726,000 | 599 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,726,000 | 600 |
| Net charge-offs | $441,000 | 2,590 |
| Cash dividends | $2,500,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,798,270 | 563 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 1,473 |
| Total interest expense | $757,000 | 2,884 |
| Net interest income | $4,754,000 | 1,206 |
| Provision for loan and lease losses | $454,000 | 1,915 |
| Total noninterest income | $1,809,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $888,000 | 426 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $921,000 | 856 |
| Total noninterest expense | $3,673,000 | 1,370 |
| Salaries and employee benefits | $1,496,000 | 1,666 |
| Premises and equipment expense | $489,000 | 1,393 |
| Additional noninterest expense | $1,688,000 | 1,039 |
| Pre-tax net operating income | $2,436,000 | 557 |
| Securities gains (losses) | $-64,000 | 7,653 |
| Applicable income taxes | $621,000 | 588 |
| Income before extraordinary items | $1,751,000 | 635 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,751,000 | 638 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,751,000 | 639 |
| Net charge-offs | $334,000 | 1,926 |
| Cash dividends | $2,500,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,798,360 | 607 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,308,000 | 1,471 |
| Total interest expense | $4,647,000 | 2,419 |
| Net interest income | $18,661,000 | 1,196 |
| Provision for loan and lease losses | $909,000 | 3,646 |
| Total noninterest income | $7,406,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $4,037,000 | 411 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,369,000 | 969 |
| Total noninterest expense | $15,412,000 | 1,332 |
| Salaries and employee benefits | $6,078,000 | 1,634 |
| Premises and equipment expense | $1,979,000 | 1,375 |
| Additional noninterest expense | $7,355,000 | 1,054 |
| Pre-tax net operating income | $9,746,000 | 445 |
| Securities gains (losses) | $-431,000 | 7,565 |
| Applicable income taxes | $2,465,000 | 469 |
| Income before extraordinary items | $6,850,000 | 493 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,850,000 | 492 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,850,000 | 495 |
| Net charge-offs | $512,000 | 3,754 |
| Cash dividends | $3,550,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,168,940 | 459 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,651,000 | 1,483 |
| Total interest expense | $3,711,000 | 2,381 |
| Net interest income | $13,940,000 | 1,192 |
| Provision for loan and lease losses | $572,000 | 3,594 |
| Total noninterest income | $5,494,000 | 815 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,034,000 | 413 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,460,000 | 1,000 |
| Total noninterest expense | $11,469,000 | 1,334 |
| Salaries and employee benefits | $4,506,000 | 1,667 |
| Premises and equipment expense | $1,443,000 | 1,427 |
| Additional noninterest expense | $5,520,000 | 1,022 |
| Pre-tax net operating income | $7,393,000 | 452 |
| Securities gains (losses) | $-431,000 | 7,719 |
| Applicable income taxes | $1,831,000 | 508 |
| Income before extraordinary items | $5,131,000 | 522 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,131,000 | 522 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,131,000 | 523 |
| Net charge-offs | $439,000 | 3,210 |
| Cash dividends | $3,050,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,449,940 | 480 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 1,505 |
| Total interest expense | $2,656,000 | 2,311 |
| Net interest income | $9,257,000 | 1,201 |
| Provision for loan and lease losses | $631,000 | 2,628 |
| Total noninterest income | $3,684,000 | 817 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,967,000 | 425 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,717,000 | 995 |
| Total noninterest expense | $7,636,000 | 1,360 |
| Salaries and employee benefits | $3,018,000 | 1,695 |
| Premises and equipment expense | $929,000 | 1,501 |
| Additional noninterest expense | $3,689,000 | 1,036 |
| Pre-tax net operating income | $4,674,000 | 477 |
| Securities gains (losses) | $-204,000 | 7,795 |
| Applicable income taxes | $1,164,000 | 536 |
| Income before extraordinary items | $3,306,000 | 534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,306,000 | 533 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,306,000 | 534 |
| Net charge-offs | $307,000 | 2,895 |
| Cash dividends | $2,050,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,456,960 | 496 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 1,509 |
| Total interest expense | $1,466,000 | 2,209 |
| Net interest income | $4,564,000 | 1,213 |
| Provision for loan and lease losses | $298,000 | 2,380 |
| Total noninterest income | $1,846,000 | 787 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $970,000 | 419 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $876,000 | 939 |
| Total noninterest expense | $3,671,000 | 1,367 |
| Salaries and employee benefits | $1,554,000 | 1,664 |
| Premises and equipment expense | $438,000 | 1,621 |
| Additional noninterest expense | $1,679,000 | 1,007 |
| Pre-tax net operating income | $2,441,000 | 481 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $665,000 | 497 |
| Income before extraordinary items | $1,776,000 | 560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,776,000 | 560 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,776,000 | 563 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,776,000 | 521 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,239,000 | 1,600 |
| Total interest expense | $7,609,000 | 2,059 |
| Net interest income | $16,630,000 | 1,338 |
| Provision for loan and lease losses | $958,000 | 2,772 |
| Total noninterest income | $8,287,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,589,000 | 380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,698,000 | 823 |
| Total noninterest expense | $14,271,000 | 1,367 |
| Salaries and employee benefits | $6,089,000 | 1,679 |
| Premises and equipment expense | $1,909,000 | 1,450 |
| Additional noninterest expense | $6,273,000 | 1,021 |
| Pre-tax net operating income | $9,688,000 | 562 |
| Securities gains (losses) | $-385,000 | 7,467 |
| Applicable income taxes | $2,460,000 | 558 |
| Income before extraordinary items | $6,843,000 | 575 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,843,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,217 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,127,900 | 589 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,089,000 | 1,642 |
| Total interest expense | $5,929,000 | 2,068 |
| Net interest income | $12,160,000 | 1,392 |
| Provision for loan and lease losses | $432,000 | 2,961 |
| Total noninterest income | $6,268,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,444,000 | 386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,824,000 | 856 |
| Total noninterest expense | $10,785,000 | 1,335 |
| Salaries and employee benefits | $4,668,000 | 1,663 |
| Premises and equipment expense | $1,394,000 | 1,496 |
| Additional noninterest expense | $4,723,000 | 970 |
| Pre-tax net operating income | $7,211,000 | 692 |
| Securities gains (losses) | $-385,000 | 7,706 |
| Applicable income taxes | $1,767,000 | 717 |
| Income before extraordinary items | $5,059,000 | 719 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,059,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,778 |
| Cash dividends | $1,500,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,343,900 | 717 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,897,000 | 1,693 |
| Total interest expense | $4,144,000 | 2,067 |
| Net interest income | $7,753,000 | 1,446 |
| Provision for loan and lease losses | $204,000 | 3,121 |
| Total noninterest income | $4,092,000 | 755 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,202,000 | 392 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,890,000 | 880 |
| Total noninterest expense | $7,242,000 | 1,322 |
| Salaries and employee benefits | $3,189,000 | 1,649 |
| Premises and equipment expense | $921,000 | 1,510 |
| Additional noninterest expense | $3,132,000 | 946 |
| Pre-tax net operating income | $4,399,000 | 806 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $1,127,000 | 853 |
| Income before extraordinary items | $3,289,000 | 825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,289,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,504 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,276,420 | 815 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 1,758 |
| Total interest expense | $2,314,000 | 2,002 |
| Net interest income | $3,524,000 | 1,576 |
| Provision for loan and lease losses | $63,000 | 3,434 |
| Total noninterest income | $1,979,000 | 757 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,086,000 | 396 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $893,000 | 930 |
| Total noninterest expense | $3,579,000 | 1,331 |
| Salaries and employee benefits | $1,587,000 | 1,657 |
| Premises and equipment expense | $463,000 | 1,507 |
| Additional noninterest expense | $1,529,000 | 945 |
| Pre-tax net operating income | $1,861,000 | 1,023 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $443,000 | 1,112 |
| Income before extraordinary items | $1,435,000 | 1,047 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,435,000 | 1,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,422,080 | 1,020 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,808,000 | 1,938 |
| Total interest expense | $9,906,000 | 1,961 |
| Net interest income | $11,902,000 | 1,906 |
| Provision for loan and lease losses | $482,000 | 2,376 |
| Total noninterest income | $7,883,000 | 754 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,417,000 | 392 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,466,000 | 913 |
| Total noninterest expense | $12,870,000 | 1,437 |
| Salaries and employee benefits | $5,198,000 | 1,938 |
| Premises and equipment expense | $1,862,000 | 1,439 |
| Additional noninterest expense | $5,810,000 | 971 |
| Pre-tax net operating income | $6,433,000 | 1,309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,446,000 | 1,445 |
| Income before extraordinary items | $4,987,000 | 1,288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,987,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,876 |
| Cash dividends | $3,400,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,987,000 | 1,272 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,026,000 | 1,976 |
| Total interest expense | $7,268,000 | 1,987 |
| Net interest income | $8,758,000 | 1,963 |
| Provision for loan and lease losses | $454,000 | 1,687 |
| Total noninterest income | $5,750,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,224,000 | 396 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,526,000 | 935 |
| Total noninterest expense | $9,631,000 | 1,420 |
| Salaries and employee benefits | $3,903,000 | 1,929 |
| Premises and equipment expense | $1,377,000 | 1,448 |
| Additional noninterest expense | $4,351,000 | 940 |
| Pre-tax net operating income | $4,423,000 | 1,529 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $897,000 | 1,766 |
| Income before extraordinary items | $3,526,000 | 1,446 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,526,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,403 |
| Cash dividends | $2,700,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,526,000 | 1,437 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 2,031 |
| Total interest expense | $4,662,000 | 2,053 |
| Net interest income | $5,794,000 | 2,009 |
| Provision for loan and lease losses | $299,000 | 1,585 |
| Total noninterest income | $3,648,000 | 829 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,015,000 | 433 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,633,000 | 982 |
| Total noninterest expense | $6,423,000 | 1,433 |
| Salaries and employee benefits | $2,643,000 | 1,932 |
| Premises and equipment expense | $919,000 | 1,450 |
| Additional noninterest expense | $2,861,000 | 972 |
| Pre-tax net operating income | $2,720,000 | 1,686 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $515,000 | 2,024 |
| Income before extraordinary items | $2,205,000 | 1,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,205,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,747 |
| Cash dividends | $2,100,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,205,000 | 1,569 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 2,091 |
| Total interest expense | $2,206,000 | 2,139 |
| Net interest income | $2,843,000 | 2,050 |
| Provision for loan and lease losses | $81,000 | 2,332 |
| Total noninterest income | $1,719,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $937,000 | 444 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $782,000 | 1,004 |
| Total noninterest expense | $3,165,000 | 1,462 |
| Salaries and employee benefits | $1,333,000 | 1,929 |
| Premises and equipment expense | $433,000 | 1,553 |
| Additional noninterest expense | $1,399,000 | 975 |
| Pre-tax net operating income | $1,316,000 | 1,731 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $240,000 | 2,145 |
| Income before extraordinary items | $1,076,000 | 1,604 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,076,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,076,000 | 1,589 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,796,000 | 2,098 |
| Total interest expense | $7,463,000 | 2,170 |
| Net interest income | $11,333,000 | 2,052 |
| Provision for loan and lease losses | $320,000 | 2,647 |
| Total noninterest income | $7,200,000 | 816 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,945,000 | 435 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,255,000 | 938 |
| Total noninterest expense | $11,725,000 | 1,524 |
| Salaries and employee benefits | $4,672,000 | 2,090 |
| Premises and equipment expense | $1,613,000 | 1,590 |
| Additional noninterest expense | $5,440,000 | 979 |
| Pre-tax net operating income | $6,488,000 | 1,495 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,426,000 | 1,748 |
| Income before extraordinary items | $5,062,000 | 1,438 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,062,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,717 |
| Cash dividends | $4,300,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,062,000 | 1,421 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,944,000 | 2,110 |
| Total interest expense | $5,355,000 | 2,192 |
| Net interest income | $8,589,000 | 2,042 |
| Provision for loan and lease losses | $194,000 | 2,927 |
| Total noninterest income | $5,357,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,994,000 | 436 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,363,000 | 978 |
| Total noninterest expense | $8,820,000 | 1,524 |
| Salaries and employee benefits | $3,518,000 | 2,086 |
| Premises and equipment expense | $1,225,000 | 1,588 |
| Additional noninterest expense | $4,077,000 | 983 |
| Pre-tax net operating income | $4,932,000 | 1,524 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,077,000 | 1,786 |
| Income before extraordinary items | $3,855,000 | 1,456 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,855,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,646 |
| Cash dividends | $3,000,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,855,000 | 1,439 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 2,090 |
| Total interest expense | $3,384,000 | 2,205 |
| Net interest income | $5,841,000 | 2,000 |
| Provision for loan and lease losses | $112,000 | 3,174 |
| Total noninterest income | $3,481,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,957,000 | 443 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,524,000 | 1,002 |
| Total noninterest expense | $5,876,000 | 1,529 |
| Salaries and employee benefits | $2,347,000 | 2,083 |
| Premises and equipment expense | $801,000 | 1,612 |
| Additional noninterest expense | $2,728,000 | 990 |
| Pre-tax net operating income | $3,334,000 | 1,514 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $729,000 | 1,795 |
| Income before extraordinary items | $2,605,000 | 1,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,605,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,605,000 | 1,427 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 2,086 |
| Total interest expense | $1,592,000 | 2,212 |
| Net interest income | $2,925,000 | 1,983 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $1,686,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $958,000 | 430 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $728,000 | 1,015 |
| Total noninterest expense | $2,904,000 | 1,547 |
| Salaries and employee benefits | $1,188,000 | 2,068 |
| Premises and equipment expense | $394,000 | 1,645 |
| Additional noninterest expense | $1,322,000 | 1,009 |
| Pre-tax net operating income | $1,686,000 | 1,464 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $372,000 | 1,746 |
| Income before extraordinary items | $1,314,000 | 1,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,314,000 | 1,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,314,000 | 1,368 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,864,000 | 1,984 |
| Total interest expense | $4,789,000 | 2,286 |
| Net interest income | $12,075,000 | 1,813 |
| Provision for loan and lease losses | $341,000 | 2,573 |
| Total noninterest income | $6,817,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,869,000 | 441 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,948,000 | 1,028 |
| Total noninterest expense | $11,171,000 | 1,535 |
| Salaries and employee benefits | $4,573,000 | 2,012 |
| Premises and equipment expense | $1,481,000 | 1,654 |
| Additional noninterest expense | $5,117,000 | 1,017 |
| Pre-tax net operating income | $7,380,000 | 1,297 |
| Securities gains (losses) | $38,000 | 1,020 |
| Applicable income taxes | $1,657,000 | 1,586 |
| Income before extraordinary items | $5,761,000 | 1,253 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,761,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,083 |
| Cash dividends | $4,600,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,731,360 | 1,230 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,482,000 | 1,958 |
| Total interest expense | $3,327,000 | 2,340 |
| Net interest income | $9,155,000 | 1,784 |
| Provision for loan and lease losses | $239,000 | 2,624 |
| Total noninterest income | $5,097,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,908,000 | 438 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,189,000 | 1,053 |
| Total noninterest expense | $8,390,000 | 1,523 |
| Salaries and employee benefits | $3,477,000 | 1,961 |
| Premises and equipment expense | $1,072,000 | 1,701 |
| Additional noninterest expense | $3,841,000 | 998 |
| Pre-tax net operating income | $5,623,000 | 1,271 |
| Securities gains (losses) | $38,000 | 975 |
| Applicable income taxes | $1,238,000 | 1,614 |
| Income before extraordinary items | $4,423,000 | 1,229 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,423,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $3,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,393,360 | 1,207 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 1,929 |
| Total interest expense | $2,073,000 | 2,365 |
| Net interest income | $6,174,000 | 1,737 |
| Provision for loan and lease losses | $139,000 | 2,807 |
| Total noninterest income | $3,285,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,865,000 | 446 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,420,000 | 1,044 |
| Total noninterest expense | $5,603,000 | 1,510 |
| Salaries and employee benefits | $2,362,000 | 1,920 |
| Premises and equipment expense | $691,000 | 1,732 |
| Additional noninterest expense | $2,550,000 | 993 |
| Pre-tax net operating income | $3,717,000 | 1,252 |
| Securities gains (losses) | $38,000 | 887 |
| Applicable income taxes | $812,000 | 1,601 |
| Income before extraordinary items | $2,943,000 | 1,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,943,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $2,400,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,913,360 | 1,187 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 1,915 |
| Total interest expense | $944,000 | 2,448 |
| Net interest income | $3,100,000 | 1,725 |
| Provision for loan and lease losses | $46,000 | 3,310 |
| Total noninterest income | $1,574,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $898,000 | 444 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $676,000 | 1,070 |
| Total noninterest expense | $2,758,000 | 1,536 |
| Salaries and employee benefits | $1,202,000 | 1,904 |
| Premises and equipment expense | $314,000 | 1,902 |
| Additional noninterest expense | $1,242,000 | 998 |
| Pre-tax net operating income | $1,870,000 | 1,220 |
| Securities gains (losses) | $38,000 | 620 |
| Applicable income taxes | $409,000 | 1,581 |
| Income before extraordinary items | $1,499,000 | 1,159 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,499,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $1,300,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,468,980 | 1,152 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,057,000 | 1,788 |
| Total interest expense | $3,301,000 | 2,416 |
| Net interest income | $12,756,000 | 1,599 |
| Provision for loan and lease losses | $-65,000 | 8,761 |
| Total noninterest income | $6,741,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,986,000 | 445 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,755,000 | 1,048 |
| Total noninterest expense | $10,824,000 | 1,508 |
| Salaries and employee benefits | $4,864,000 | 1,809 |
| Premises and equipment expense | $1,213,000 | 1,893 |
| Additional noninterest expense | $4,747,000 | 1,055 |
| Pre-tax net operating income | $8,738,000 | 991 |
| Securities gains (losses) | $-31,000 | 8,491 |
| Applicable income taxes | $2,091,000 | 1,219 |
| Income before extraordinary items | $6,616,000 | 1,001 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,616,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,086 |
| Cash dividends | $6,100,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,639,560 | 963 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 1,797 |
| Total interest expense | $2,369,000 | 2,471 |
| Net interest income | $9,442,000 | 1,600 |
| Provision for loan and lease losses | $-103,000 | 8,879 |
| Total noninterest income | $5,092,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,045,000 | 445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,047,000 | 1,064 |
| Total noninterest expense | $7,996,000 | 1,522 |
| Salaries and employee benefits | $3,551,000 | 1,835 |
| Premises and equipment expense | $915,000 | 1,887 |
| Additional noninterest expense | $3,530,000 | 1,047 |
| Pre-tax net operating income | $6,641,000 | 997 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,612,000 | 1,211 |
| Income before extraordinary items | $5,029,000 | 995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,029,000 | 996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $3,600,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,029,000 | 957 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,725,000 | 1,818 |
| Total interest expense | $1,558,000 | 2,489 |
| Net interest income | $6,167,000 | 1,618 |
| Provision for loan and lease losses | $-77,000 | 8,949 |
| Total noninterest income | $3,402,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,045,000 | 431 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,357,000 | 1,061 |
| Total noninterest expense | $5,296,000 | 1,526 |
| Salaries and employee benefits | $2,362,000 | 1,845 |
| Premises and equipment expense | $619,000 | 1,845 |
| Additional noninterest expense | $2,315,000 | 1,063 |
| Pre-tax net operating income | $4,350,000 | 1,005 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,053,000 | 1,231 |
| Income before extraordinary items | $3,297,000 | 994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,297,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,165 |
| Cash dividends | $2,200,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,297,000 | 952 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 1,868 |
| Total interest expense | $781,000 | 2,503 |
| Net interest income | $2,982,000 | 1,675 |
| Provision for loan and lease losses | $-63,000 | 9,015 |
| Total noninterest income | $1,683,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,023,000 | 418 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $660,000 | 1,059 |
| Total noninterest expense | $2,533,000 | 1,607 |
| Salaries and employee benefits | $1,091,000 | 2,017 |
| Premises and equipment expense | $292,000 | 1,980 |
| Additional noninterest expense | $1,150,000 | 1,065 |
| Pre-tax net operating income | $2,195,000 | 980 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $533,000 | 1,240 |
| Income before extraordinary items | $1,662,000 | 984 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,662,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $1,100,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,662,000 | 934 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,087,000 | 2,015 |
| Total interest expense | $3,310,000 | 2,616 |
| Net interest income | $10,777,000 | 1,813 |
| Provision for loan and lease losses | $242,000 | 3,602 |
| Total noninterest income | $7,312,000 | 837 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,442,000 | 387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,870,000 | 1,123 |
| Total noninterest expense | $9,700,000 | 1,656 |
| Salaries and employee benefits | $3,808,000 | 2,236 |
| Premises and equipment expense | $1,239,000 | 1,848 |
| Additional noninterest expense | $4,653,000 | 1,094 |
| Pre-tax net operating income | $8,147,000 | 1,020 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,926,000 | 1,325 |
| Income before extraordinary items | $6,221,000 | 1,027 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,221,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $5,200,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,221,000 | 967 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,604,000 | 2,043 |
| Total interest expense | $2,517,000 | 2,670 |
| Net interest income | $8,087,000 | 1,824 |
| Provision for loan and lease losses | $166,000 | 3,723 |
| Total noninterest income | $5,531,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,322,000 | 396 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,209,000 | 1,150 |
| Total noninterest expense | $7,310,000 | 1,655 |
| Salaries and employee benefits | $2,859,000 | 2,220 |
| Premises and equipment expense | $946,000 | 1,820 |
| Additional noninterest expense | $3,505,000 | 1,099 |
| Pre-tax net operating income | $6,142,000 | 1,060 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,438,000 | 1,401 |
| Income before extraordinary items | $4,704,000 | 1,072 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,704,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,514 |
| Cash dividends | $3,400,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,704,000 | 1,000 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 2,037 |
| Total interest expense | $1,700,000 | 2,716 |
| Net interest income | $5,456,000 | 1,788 |
| Provision for loan and lease losses | $114,000 | 3,657 |
| Total noninterest income | $3,667,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,172,000 | 396 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,495,000 | 1,141 |
| Total noninterest expense | $4,845,000 | 1,660 |
| Salaries and employee benefits | $1,900,000 | 2,228 |
| Premises and equipment expense | $608,000 | 1,877 |
| Additional noninterest expense | $2,337,000 | 1,087 |
| Pre-tax net operating income | $4,164,000 | 1,038 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $983,000 | 1,393 |
| Income before extraordinary items | $3,181,000 | 1,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,181,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $2,200,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,181,000 | 973 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,073 |
| Total interest expense | $844,000 | 2,792 |
| Net interest income | $2,704,000 | 1,804 |
| Provision for loan and lease losses | $97,000 | 2,432 |
| Total noninterest income | $1,747,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,060,000 | 391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $687,000 | 1,178 |
| Total noninterest expense | $2,326,000 | 1,702 |
| Salaries and employee benefits | $917,000 | 2,286 |
| Premises and equipment expense | $286,000 | 1,995 |
| Additional noninterest expense | $1,123,000 | 1,102 |
| Pre-tax net operating income | $2,028,000 | 1,067 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $475,000 | 1,432 |
| Income before extraordinary items | $1,553,000 | 1,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,553,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,553,000 | 994 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,930,000 | 2,066 |
| Total interest expense | $3,748,000 | 2,903 |
| Net interest income | $11,182,000 | 1,723 |
| Provision for loan and lease losses | $-13,000 | 9,188 |
| Total noninterest income | $7,034,000 | 791 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,228,000 | 383 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,806,000 | 1,038 |
| Total noninterest expense | $9,375,000 | 1,632 |
| Salaries and employee benefits | $4,015,000 | 1,987 |
| Premises and equipment expense | $983,000 | 2,216 |
| Additional noninterest expense | $4,377,000 | 1,133 |
| Pre-tax net operating income | $8,854,000 | 959 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,247,000 | 1,173 |
| Income before extraordinary items | $6,607,000 | 944 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,607,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,318 |
| Cash dividends | $3,900,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,607,000 | 902 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,835,000 | 2,177 |
| Total interest expense | $5,816,000 | 2,748 |
| Net interest income | $10,019,000 | 1,779 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $6,553,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,942,000 | 385 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,611,000 | 1,036 |
| Total noninterest expense | $8,695,000 | 1,670 |
| Salaries and employee benefits | $3,772,000 | 1,993 |
| Premises and equipment expense | $890,000 | 2,395 |
| Additional noninterest expense | $4,033,000 | 1,185 |
| Pre-tax net operating income | $7,652,000 | 984 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,837,000 | 1,267 |
| Income before extraordinary items | $5,815,000 | 946 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,815,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,454 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,815,000 | 904 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,873,000 | 2,507 |
| Total interest expense | $6,139,000 | 2,720 |
| Net interest income | $7,734,000 | 2,294 |
| Provision for loan and lease losses | $9,000 | 8,034 |
| Total noninterest income | $5,728,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,367,000 | 402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,361,000 | 1,009 |
| Total noninterest expense | $7,574,000 | 1,839 |
| Salaries and employee benefits | $3,044,000 | 2,352 |
| Premises and equipment expense | $770,000 | 2,665 |
| Additional noninterest expense | $3,760,000 | 1,212 |
| Pre-tax net operating income | $5,879,000 | 1,261 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,244,000 | 1,778 |
| Income before extraordinary items | $4,635,000 | 1,136 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,635,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $2,451,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,635,000 | 1,136 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 2,802 |
| Total interest expense | $4,645,000 | 3,128 |
| Net interest income | $6,884,000 | 2,553 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $5,267,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,072,000 | 451 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,195,000 | 1,078 |
| Total noninterest expense | $7,204,000 | 1,906 |
| Salaries and employee benefits | $2,780,000 | 2,527 |
| Premises and equipment expense | $876,000 | 2,321 |
| Additional noninterest expense | $3,548,000 | 1,299 |
| Pre-tax net operating income | $4,911,000 | 1,533 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $964,000 | 2,281 |
| Income before extraordinary items | $3,947,000 | 1,364 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,947,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $1,900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,947,000 | 1,344 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,870,000 | 3,269 |
| Total interest expense | $3,990,000 | 3,699 |
| Net interest income | $5,880,000 | 2,937 |
| Provision for loan and lease losses | $379,000 | 2,159 |
| Total noninterest income | $4,773,000 | 968 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,677,000 | 490 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,096,000 | 1,123 |
| Total noninterest expense | $6,839,000 | 1,902 |
| Salaries and employee benefits | $2,765,000 | 2,440 |
| Premises and equipment expense | $862,000 | 2,264 |
| Additional noninterest expense | $3,212,000 | 1,367 |
| Pre-tax net operating income | $3,435,000 | 2,106 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $541,000 | 3,656 |
| Income before extraordinary items | $2,894,000 | 1,826 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,894,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,956 |
| Cash dividends | $2,100,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,894,000 | 1,747 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,410,000 | 3,793 |
| Total interest expense | $3,368,000 | 4,260 |
| Net interest income | $5,042,000 | 3,456 |
| Provision for loan and lease losses | $318,000 | 2,480 |
| Total noninterest income | $4,266,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,607,000 | 509 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,659,000 | 1,250 |
| Total noninterest expense | $6,338,000 | 2,038 |
| Salaries and employee benefits | $2,408,000 | 2,747 |
| Premises and equipment expense | $800,000 | 2,429 |
| Additional noninterest expense | $3,130,000 | 1,392 |
| Pre-tax net operating income | $2,652,000 | 2,770 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $333,000 | 5,448 |
| Income before extraordinary items | $2,319,000 | 2,268 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,319,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $1,599,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,319,000 | 2,210 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,415,000 | 4,338 |
| Total interest expense | $2,781,000 | 5,103 |
| Net interest income | $4,634,000 | 3,797 |
| Provision for loan and lease losses | $265,000 | 2,838 |
| Total noninterest income | $3,765,000 | 1,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,470,000 | 556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,295,000 | 1,512 |
| Total noninterest expense | $5,774,000 | 2,383 |
| Salaries and employee benefits | $2,216,000 | 3,012 |
| Premises and equipment expense | $611,000 | 3,149 |
| Additional noninterest expense | $2,947,000 | 1,768 |
| Pre-tax net operating income | $2,360,000 | 2,953 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $474,000 | 4,326 |
| Income before extraordinary items | $1,886,000 | 2,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,886,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,539 |
| Cash dividends | $525,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,886,000 | 2,537 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 5,210 |
| Total interest expense | $2,123,000 | 6,222 |
| Net interest income | $3,878,000 | 4,428 |
| Provision for loan and lease losses | $206,000 | 2,940 |
| Total noninterest income | $3,189,000 | 1,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,391,000 | 584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 2,109 |
| Total noninterest expense | $4,965,000 | 2,740 |
| Salaries and employee benefits | $1,952,000 | 3,380 |
| Premises and equipment expense | $559,000 | 3,412 |
| Additional noninterest expense | $2,454,000 | 2,030 |
| Pre-tax net operating income | $1,896,000 | 3,663 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $468,000 | 4,406 |
| Income before extraordinary items | $1,428,000 | 3,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,428,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,489 |
| Cash dividends | $525,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,428,000 | 3,367 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,005 |
| Total interest expense | $1,144,000 | 8,131 |
| Net interest income | $3,504,000 | 4,941 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $2,269,000 | 1,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,724,000 | 772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,783 |
| Total noninterest expense | $4,460,000 | 3,078 |
| Salaries and employee benefits | $1,705,000 | 3,817 |
| Premises and equipment expense | $587,000 | 3,339 |
| Additional noninterest expense | $2,168,000 | 2,415 |
| Pre-tax net operating income | $1,231,000 | 5,146 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $324,000 | 5,588 |
| Income before extraordinary items | $907,000 | 4,875 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $907,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $907,000 | 4,936 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 6,838 |
| Total interest expense | $1,011,000 | 9,059 |
| Net interest income | $3,026,000 | 5,623 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $2,113,000 | 1,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,579,000 | 825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 3,122 |
| Total noninterest expense | $3,963,000 | 3,521 |
| Salaries and employee benefits | $1,449,000 | 4,405 |
| Premises and equipment expense | $480,000 | 4,020 |
| Additional noninterest expense | $2,034,000 | 2,693 |
| Pre-tax net operating income | $1,148,000 | 5,343 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $818,000 | 5,470 |
| Extraordinary gains, net | $217,000 | 957 |
| Net income | $1,035,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,994 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $786,260 | 5,404 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 7,794 |
| Total interest expense | $1,142,000 | 9,820 |
| Net interest income | $2,647,000 | 6,324 |
| Provision for loan and lease losses | $213,000 | 5,062 |
| Total noninterest income | $1,925,000 | 1,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,556,000 | 841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,894 |
| Total noninterest expense | $3,726,000 | 3,709 |
| Salaries and employee benefits | $1,270,000 | 4,919 |
| Premises and equipment expense | $481,000 | 4,113 |
| Additional noninterest expense | $1,975,000 | 2,834 |
| Pre-tax net operating income | $633,000 | 7,497 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $164,000 | 8,298 |
| Income before extraordinary items | $471,000 | 7,573 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $471,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $469,520 | 7,228 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.