Home > FirstBank of Arvada > Income and Expense
FirstBank of Arvada, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,106,000 | 1,653 |
| Total interest expense | $2,206,000 | 2,757 |
| Net interest income | $11,900,000 | 1,433 |
| Provision for loan and lease losses | $512,000 | 3,497 |
| Total noninterest income | $2,224,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,063,000 | 1,103 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,161,000 | 1,631 |
| Total noninterest expense | $5,561,000 | 2,608 |
| Salaries and employee benefits | $2,026,000 | 3,404 |
| Premises and equipment expense | $467,000 | 3,677 |
| Additional noninterest expense | $3,068,000 | 1,732 |
| Pre-tax net operating income | $8,051,000 | 532 |
| Securities gains (losses) | $-522,000 | 7,597 |
| Applicable income taxes | $2,192,000 | 550 |
| Income before extraordinary items | $5,337,000 | 654 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,337,000 | 652 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,337,000 | 654 |
| Net charge-offs | $22,000 | 5,978 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,707,620 | 576 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,465,000 | 1,671 |
| Total interest expense | $1,524,000 | 2,749 |
| Net interest income | $7,941,000 | 1,434 |
| Provision for loan and lease losses | $-123,000 | 7,783 |
| Total noninterest income | $1,408,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $692,000 | 1,134 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $716,000 | 1,645 |
| Total noninterest expense | $3,696,000 | 2,616 |
| Salaries and employee benefits | $1,345,000 | 3,439 |
| Premises and equipment expense | $324,000 | 3,594 |
| Additional noninterest expense | $2,027,000 | 1,745 |
| Pre-tax net operating income | $5,776,000 | 475 |
| Securities gains (losses) | $-599,000 | 7,700 |
| Applicable income taxes | $1,512,000 | 495 |
| Income before extraordinary items | $3,665,000 | 611 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,665,000 | 611 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,665,000 | 612 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,090,290 | 517 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,709,000 | 1,714 |
| Total interest expense | $780,000 | 2,810 |
| Net interest income | $3,929,000 | 1,458 |
| Provision for loan and lease losses | $-62,000 | 7,876 |
| Total noninterest income | $744,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $333,000 | 1,174 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $411,000 | 1,483 |
| Total noninterest expense | $1,846,000 | 2,638 |
| Salaries and employee benefits | $669,000 | 3,509 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $1,014,000 | 1,728 |
| Pre-tax net operating income | $2,889,000 | 471 |
| Securities gains (losses) | $-517,000 | 7,836 |
| Applicable income taxes | $679,000 | 533 |
| Income before extraordinary items | $1,693,000 | 663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,693,000 | 665 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,693,000 | 667 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,060,070 | 520 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,616,000 | 1,742 |
| Total interest expense | $4,505,000 | 2,479 |
| Net interest income | $15,111,000 | 1,486 |
| Provision for loan and lease losses | $232,000 | 5,605 |
| Total noninterest income | $2,748,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,511,000 | 1,146 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,237,000 | 1,877 |
| Total noninterest expense | $7,539,000 | 2,612 |
| Salaries and employee benefits | $2,726,000 | 3,444 |
| Premises and equipment expense | $651,000 | 3,661 |
| Additional noninterest expense | $4,162,000 | 1,787 |
| Pre-tax net operating income | $10,088,000 | 420 |
| Securities gains (losses) | $-167,000 | 7,389 |
| Applicable income taxes | $2,776,000 | 428 |
| Income before extraordinary items | $7,145,000 | 467 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,145,000 | 467 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,145,000 | 469 |
| Net charge-offs | $103,000 | 5,666 |
| Cash dividends | $3,300,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,265,240 | 450 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,741,000 | 1,764 |
| Total interest expense | $3,534,000 | 2,489 |
| Net interest income | $11,207,000 | 1,504 |
| Provision for loan and lease losses | $134,000 | 5,660 |
| Total noninterest income | $1,964,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,151,000 | 1,121 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $813,000 | 2,105 |
| Total noninterest expense | $5,646,000 | 2,622 |
| Salaries and employee benefits | $2,035,000 | 3,492 |
| Premises and equipment expense | $475,000 | 3,767 |
| Additional noninterest expense | $3,136,000 | 1,714 |
| Pre-tax net operating income | $7,391,000 | 453 |
| Securities gains (losses) | $-167,000 | 7,551 |
| Applicable income taxes | $2,041,000 | 460 |
| Income before extraordinary items | $5,183,000 | 514 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,183,000 | 513 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,183,000 | 515 |
| Net charge-offs | $99,000 | 5,068 |
| Cash dividends | $1,800,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,303,240 | 498 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,834,000 | 1,794 |
| Total interest expense | $2,485,000 | 2,471 |
| Net interest income | $7,349,000 | 1,526 |
| Provision for loan and lease losses | $24,000 | 6,617 |
| Total noninterest income | $1,196,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $766,000 | 1,108 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $430,000 | 2,440 |
| Total noninterest expense | $3,816,000 | 2,614 |
| Salaries and employee benefits | $1,369,000 | 3,502 |
| Premises and equipment expense | $307,000 | 3,868 |
| Additional noninterest expense | $2,140,000 | 1,703 |
| Pre-tax net operating income | $4,705,000 | 472 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,316,000 | 475 |
| Income before extraordinary items | $3,389,000 | 518 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,389,000 | 516 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,389,000 | 518 |
| Net charge-offs | $86,000 | 4,405 |
| Cash dividends | $1,300,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,389,000 | 501 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 1,815 |
| Total interest expense | $1,350,000 | 2,361 |
| Net interest income | $3,578,000 | 1,554 |
| Provision for loan and lease losses | $-89,000 | 8,210 |
| Total noninterest income | $538,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $382,000 | 1,091 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $156,000 | 2,906 |
| Total noninterest expense | $1,816,000 | 2,648 |
| Salaries and employee benefits | $713,000 | 3,411 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $957,000 | 1,696 |
| Pre-tax net operating income | $2,389,000 | 493 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $670,000 | 491 |
| Income before extraordinary items | $1,719,000 | 581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,719,000 | 580 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,719,000 | 584 |
| Net charge-offs | $81,000 | 3,089 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,719,000 | 542 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,813,000 | 1,930 |
| Total interest expense | $6,856,000 | 2,231 |
| Net interest income | $12,957,000 | 1,720 |
| Provision for loan and lease losses | $931,000 | 2,822 |
| Total noninterest income | $2,876,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,710,000 | 1,042 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,166,000 | 1,913 |
| Total noninterest expense | $6,681,000 | 2,791 |
| Salaries and employee benefits | $2,804,000 | 3,443 |
| Premises and equipment expense | $568,000 | 4,112 |
| Additional noninterest expense | $3,309,000 | 1,856 |
| Pre-tax net operating income | $8,221,000 | 675 |
| Securities gains (losses) | $-916,000 | 7,704 |
| Applicable income taxes | $1,824,000 | 733 |
| Income before extraordinary items | $5,481,000 | 737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,481,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 3,015 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,168,000 | 705 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,822,000 | 1,972 |
| Total interest expense | $5,337,000 | 2,251 |
| Net interest income | $9,485,000 | 1,778 |
| Provision for loan and lease losses | $760,000 | 2,154 |
| Total noninterest income | $2,425,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,279,000 | 1,061 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,146,000 | 1,653 |
| Total noninterest expense | $5,068,000 | 2,751 |
| Salaries and employee benefits | $2,171,000 | 3,399 |
| Premises and equipment expense | $422,000 | 4,135 |
| Additional noninterest expense | $2,475,000 | 1,795 |
| Pre-tax net operating income | $6,082,000 | 835 |
| Securities gains (losses) | $-954,000 | 7,912 |
| Applicable income taxes | $1,251,000 | 971 |
| Income before extraordinary items | $3,877,000 | 941 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,877,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 2,007 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,602,040 | 838 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 2,016 |
| Total interest expense | $3,774,000 | 2,221 |
| Net interest income | $6,040,000 | 1,858 |
| Provision for loan and lease losses | $637,000 | 1,638 |
| Total noninterest income | $1,629,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $831,000 | 1,061 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $798,000 | 1,641 |
| Total noninterest expense | $3,400,000 | 2,742 |
| Salaries and employee benefits | $1,493,000 | 3,345 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $1,628,000 | 1,781 |
| Pre-tax net operating income | $3,632,000 | 980 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $915,000 | 1,004 |
| Income before extraordinary items | $2,717,000 | 1,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,717,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,717,000 | 996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 2,112 |
| Total interest expense | $2,108,000 | 2,150 |
| Net interest income | $2,694,000 | 2,069 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $790,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $406,000 | 1,071 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $384,000 | 1,679 |
| Total noninterest expense | $1,663,000 | 2,784 |
| Salaries and employee benefits | $736,000 | 3,411 |
| Premises and equipment expense | $144,000 | 4,108 |
| Additional noninterest expense | $783,000 | 1,802 |
| Pre-tax net operating income | $1,761,000 | 1,083 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $441,000 | 1,116 |
| Income before extraordinary items | $1,320,000 | 1,145 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,320,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,320,000 | 1,105 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,758,000 | 2,319 |
| Total interest expense | $8,870,000 | 2,139 |
| Net interest income | $8,888,000 | 2,484 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $3,367,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,728,000 | 1,032 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,639,000 | 1,574 |
| Total noninterest expense | $5,968,000 | 2,977 |
| Salaries and employee benefits | $2,483,000 | 3,740 |
| Premises and equipment expense | $612,000 | 3,786 |
| Additional noninterest expense | $2,873,000 | 1,915 |
| Pre-tax net operating income | $6,281,000 | 1,342 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,556,000 | 1,385 |
| Income before extraordinary items | $4,725,000 | 1,360 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,725,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,829 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,725,000 | 1,347 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,063,000 | 2,364 |
| Total interest expense | $6,560,000 | 2,156 |
| Net interest income | $6,503,000 | 2,556 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $2,509,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,280,000 | 1,028 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,229,000 | 1,569 |
| Total noninterest expense | $4,500,000 | 2,947 |
| Salaries and employee benefits | $1,868,000 | 3,726 |
| Premises and equipment expense | $457,000 | 3,799 |
| Additional noninterest expense | $2,175,000 | 1,856 |
| Pre-tax net operating income | $4,505,000 | 1,502 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,083,000 | 1,549 |
| Income before extraordinary items | $3,422,000 | 1,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,422,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $2,300,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,422,000 | 1,475 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 2,442 |
| Total interest expense | $4,193,000 | 2,245 |
| Net interest income | $4,305,000 | 2,596 |
| Provision for loan and lease losses | $-18,000 | 8,376 |
| Total noninterest income | $1,661,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $815,000 | 1,081 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $846,000 | 1,558 |
| Total noninterest expense | $2,984,000 | 2,985 |
| Salaries and employee benefits | $1,243,000 | 3,766 |
| Premises and equipment expense | $302,000 | 3,837 |
| Additional noninterest expense | $1,439,000 | 1,887 |
| Pre-tax net operating income | $3,000,000 | 1,546 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $716,000 | 1,636 |
| Income before extraordinary items | $2,284,000 | 1,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,284,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $1,800,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,284,000 | 1,517 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 2,463 |
| Total interest expense | $2,017,000 | 2,302 |
| Net interest income | $2,164,000 | 2,581 |
| Provision for loan and lease losses | $-51,000 | 8,514 |
| Total noninterest income | $874,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $395,000 | 1,090 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $479,000 | 1,408 |
| Total noninterest expense | $1,500,000 | 2,983 |
| Salaries and employee benefits | $622,000 | 3,789 |
| Premises and equipment expense | $146,000 | 3,924 |
| Additional noninterest expense | $732,000 | 1,825 |
| Pre-tax net operating income | $1,589,000 | 1,467 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $386,000 | 1,564 |
| Income before extraordinary items | $1,203,000 | 1,442 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,203,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,203,000 | 1,430 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,819,000 | 2,443 |
| Total interest expense | $6,933,000 | 2,299 |
| Net interest income | $8,886,000 | 2,539 |
| Provision for loan and lease losses | $171,000 | 3,848 |
| Total noninterest income | $3,026,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,532,000 | 1,151 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,494,000 | 1,672 |
| Total noninterest expense | $5,778,000 | 2,965 |
| Salaries and employee benefits | $2,344,000 | 3,791 |
| Premises and equipment expense | $598,000 | 3,777 |
| Additional noninterest expense | $2,836,000 | 1,856 |
| Pre-tax net operating income | $5,963,000 | 1,611 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,378,000 | 1,789 |
| Income before extraordinary items | $4,585,000 | 1,579 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,585,000 | 1,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,465 |
| Cash dividends | $3,700,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,585,000 | 1,567 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,643,000 | 2,471 |
| Total interest expense | $4,921,000 | 2,347 |
| Net interest income | $6,722,000 | 2,554 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $2,167,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,146,000 | 1,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,021,000 | 1,791 |
| Total noninterest expense | $4,314,000 | 2,966 |
| Salaries and employee benefits | $1,775,000 | 3,761 |
| Premises and equipment expense | $436,000 | 3,868 |
| Additional noninterest expense | $2,103,000 | 1,850 |
| Pre-tax net operating income | $4,385,000 | 1,703 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,006,000 | 1,880 |
| Income before extraordinary items | $3,379,000 | 1,646 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,379,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $2,700,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,379,000 | 1,630 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 2,496 |
| Total interest expense | $3,033,000 | 2,417 |
| Net interest income | $4,504,000 | 2,537 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $1,414,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $754,000 | 1,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $660,000 | 1,840 |
| Total noninterest expense | $2,868,000 | 2,997 |
| Salaries and employee benefits | $1,177,000 | 3,795 |
| Premises and equipment expense | $281,000 | 3,972 |
| Additional noninterest expense | $1,410,000 | 1,851 |
| Pre-tax net operating income | $2,965,000 | 1,670 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $693,000 | 1,855 |
| Income before extraordinary items | $2,272,000 | 1,609 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,272,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $1,700,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,272,000 | 1,598 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 2,569 |
| Total interest expense | $1,372,000 | 2,510 |
| Net interest income | $2,216,000 | 2,555 |
| Provision for loan and lease losses | $-24,000 | 8,577 |
| Total noninterest income | $687,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $372,000 | 1,163 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $315,000 | 1,866 |
| Total noninterest expense | $1,429,000 | 3,005 |
| Salaries and employee benefits | $615,000 | 3,690 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $678,000 | 1,925 |
| Pre-tax net operating income | $1,498,000 | 1,631 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $353,000 | 1,808 |
| Income before extraordinary items | $1,145,000 | 1,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,145,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,145,000 | 1,561 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,345,000 | 2,476 |
| Total interest expense | $3,988,000 | 2,658 |
| Net interest income | $9,357,000 | 2,361 |
| Provision for loan and lease losses | $64,000 | 5,394 |
| Total noninterest income | $2,731,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,489,000 | 1,194 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,242,000 | 1,922 |
| Total noninterest expense | $5,655,000 | 2,902 |
| Salaries and employee benefits | $2,485,000 | 3,506 |
| Premises and equipment expense | $591,000 | 3,703 |
| Additional noninterest expense | $2,579,000 | 1,959 |
| Pre-tax net operating income | $6,369,000 | 1,507 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,465,000 | 1,725 |
| Income before extraordinary items | $4,904,000 | 1,438 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,904,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $3,800,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,904,000 | 1,423 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,870,000 | 2,450 |
| Total interest expense | $2,754,000 | 2,714 |
| Net interest income | $7,116,000 | 2,304 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $2,120,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,118,000 | 1,182 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,002,000 | 1,815 |
| Total noninterest expense | $4,278,000 | 2,843 |
| Salaries and employee benefits | $1,910,000 | 3,415 |
| Premises and equipment expense | $425,000 | 3,799 |
| Additional noninterest expense | $1,943,000 | 1,915 |
| Pre-tax net operating income | $4,920,000 | 1,457 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,127,000 | 1,724 |
| Income before extraordinary items | $3,793,000 | 1,410 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,793,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $2,700,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,793,000 | 1,387 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 2,416 |
| Total interest expense | $1,704,000 | 2,741 |
| Net interest income | $4,802,000 | 2,257 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $1,359,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $711,000 | 1,201 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $648,000 | 1,828 |
| Total noninterest expense | $2,866,000 | 2,822 |
| Salaries and employee benefits | $1,297,000 | 3,338 |
| Premises and equipment expense | $285,000 | 3,771 |
| Additional noninterest expense | $1,284,000 | 1,916 |
| Pre-tax net operating income | $3,245,000 | 1,444 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $724,000 | 1,747 |
| Income before extraordinary items | $2,521,000 | 1,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,521,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $1,700,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,521,000 | 1,365 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 2,384 |
| Total interest expense | $798,000 | 2,794 |
| Net interest income | $2,434,000 | 2,205 |
| Provision for loan and lease losses | $-5,000 | 8,701 |
| Total noninterest income | $669,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $352,000 | 1,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $317,000 | 1,831 |
| Total noninterest expense | $1,443,000 | 2,815 |
| Salaries and employee benefits | $679,000 | 3,212 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $633,000 | 1,937 |
| Pre-tax net operating income | $1,665,000 | 1,374 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $372,000 | 1,696 |
| Income before extraordinary items | $1,293,000 | 1,338 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,293,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $1,200,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,293,000 | 1,310 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,873,000 | 2,419 |
| Total interest expense | $2,793,000 | 2,777 |
| Net interest income | $9,080,000 | 2,249 |
| Provision for loan and lease losses | $52,000 | 5,880 |
| Total noninterest income | $2,880,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,661,000 | 1,075 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,219,000 | 1,888 |
| Total noninterest expense | $5,676,000 | 2,790 |
| Salaries and employee benefits | $2,747,000 | 3,086 |
| Premises and equipment expense | $550,000 | 3,800 |
| Additional noninterest expense | $2,379,000 | 2,057 |
| Pre-tax net operating income | $6,232,000 | 1,388 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,340,000 | 1,755 |
| Income before extraordinary items | $4,892,000 | 1,324 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,892,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $4,200,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,892,000 | 1,291 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 2,448 |
| Total interest expense | $2,024,000 | 2,804 |
| Net interest income | $6,633,000 | 2,276 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $2,177,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,274,000 | 1,059 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $903,000 | 1,913 |
| Total noninterest expense | $4,175,000 | 2,810 |
| Salaries and employee benefits | $2,009,000 | 3,111 |
| Premises and equipment expense | $387,000 | 3,969 |
| Additional noninterest expense | $1,779,000 | 2,029 |
| Pre-tax net operating income | $4,605,000 | 1,410 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $981,000 | 1,807 |
| Income before extraordinary items | $3,624,000 | 1,357 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,624,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $2,700,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,624,000 | 1,309 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 2,499 |
| Total interest expense | $1,328,000 | 2,841 |
| Net interest income | $4,268,000 | 2,344 |
| Provision for loan and lease losses | $-4,000 | 8,845 |
| Total noninterest income | $1,448,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $850,000 | 1,038 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $598,000 | 1,930 |
| Total noninterest expense | $2,758,000 | 2,837 |
| Salaries and employee benefits | $1,334,000 | 3,147 |
| Premises and equipment expense | $266,000 | 3,883 |
| Additional noninterest expense | $1,158,000 | 2,091 |
| Pre-tax net operating income | $2,962,000 | 1,441 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $625,000 | 1,867 |
| Income before extraordinary items | $2,337,000 | 1,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,337,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $1,800,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,337,000 | 1,335 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 2,577 |
| Total interest expense | $671,000 | 2,851 |
| Net interest income | $2,037,000 | 2,446 |
| Provision for loan and lease losses | $-21,000 | 8,955 |
| Total noninterest income | $715,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $422,000 | 1,015 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $293,000 | 1,917 |
| Total noninterest expense | $1,322,000 | 2,939 |
| Salaries and employee benefits | $617,000 | 3,379 |
| Premises and equipment expense | $136,000 | 3,860 |
| Additional noninterest expense | $569,000 | 2,077 |
| Pre-tax net operating income | $1,451,000 | 1,426 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $301,000 | 1,927 |
| Income before extraordinary items | $1,150,000 | 1,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,150,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,150,000 | 1,325 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,898,000 | 2,600 |
| Total interest expense | $3,006,000 | 2,860 |
| Net interest income | $7,892,000 | 2,459 |
| Provision for loan and lease losses | $-6,000 | 8,898 |
| Total noninterest income | $2,943,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,707,000 | 1,019 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,236,000 | 2,076 |
| Total noninterest expense | $4,665,000 | 3,248 |
| Salaries and employee benefits | $2,099,000 | 3,776 |
| Premises and equipment expense | $365,000 | 5,036 |
| Additional noninterest expense | $2,201,000 | 2,195 |
| Pre-tax net operating income | $6,176,000 | 1,337 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,317,000 | 1,808 |
| Income before extraordinary items | $4,859,000 | 1,316 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,859,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $3,800,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,859,000 | 1,248 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,217,000 | 2,631 |
| Total interest expense | $2,284,000 | 2,919 |
| Net interest income | $5,933,000 | 2,466 |
| Provision for loan and lease losses | $-16,000 | 9,043 |
| Total noninterest income | $2,221,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,275,000 | 1,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $946,000 | 2,130 |
| Total noninterest expense | $3,451,000 | 3,276 |
| Salaries and employee benefits | $1,566,000 | 3,776 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $1,626,000 | 2,206 |
| Pre-tax net operating income | $4,719,000 | 1,371 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,007,000 | 1,850 |
| Income before extraordinary items | $3,712,000 | 1,339 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,712,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $2,800,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,712,000 | 1,264 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 2,603 |
| Total interest expense | $1,533,000 | 2,985 |
| Net interest income | $4,071,000 | 2,388 |
| Provision for loan and lease losses | $-52,000 | 9,166 |
| Total noninterest income | $1,500,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $854,000 | 1,006 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $646,000 | 2,089 |
| Total noninterest expense | $2,305,000 | 3,270 |
| Salaries and employee benefits | $1,064,000 | 3,721 |
| Premises and equipment expense | $168,000 | 5,277 |
| Additional noninterest expense | $1,073,000 | 2,215 |
| Pre-tax net operating income | $3,318,000 | 1,283 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $736,000 | 1,742 |
| Income before extraordinary items | $2,582,000 | 1,277 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,582,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $1,800,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,582,000 | 1,192 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 2,578 |
| Total interest expense | $769,000 | 3,044 |
| Net interest income | $2,076,000 | 2,344 |
| Provision for loan and lease losses | $-95,000 | 9,264 |
| Total noninterest income | $726,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $417,000 | 998 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $309,000 | 2,073 |
| Total noninterest expense | $1,153,000 | 3,271 |
| Salaries and employee benefits | $545,000 | 3,627 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $526,000 | 2,225 |
| Pre-tax net operating income | $1,744,000 | 1,236 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $400,000 | 1,621 |
| Income before extraordinary items | $1,344,000 | 1,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,344,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $900,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,344,000 | 1,145 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,391,000 | 2,493 |
| Total interest expense | $3,426,000 | 3,168 |
| Net interest income | $8,965,000 | 2,162 |
| Provision for loan and lease losses | $-107,000 | 9,268 |
| Total noninterest income | $2,940,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,684,000 | 958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,256,000 | 1,879 |
| Total noninterest expense | $4,770,000 | 3,046 |
| Salaries and employee benefits | $2,321,000 | 3,328 |
| Premises and equipment expense | $353,000 | 5,071 |
| Additional noninterest expense | $2,096,000 | 2,207 |
| Pre-tax net operating income | $7,242,000 | 1,162 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,702,000 | 1,484 |
| Income before extraordinary items | $5,540,000 | 1,136 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,540,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $4,100,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,540,000 | 1,088 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,466,000 | 2,726 |
| Total interest expense | $5,099,000 | 3,103 |
| Net interest income | $7,367,000 | 2,432 |
| Provision for loan and lease losses | $106,000 | 5,492 |
| Total noninterest income | $2,857,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,661,000 | 888 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,196,000 | 1,806 |
| Total noninterest expense | $4,586,000 | 3,038 |
| Salaries and employee benefits | $2,327,000 | 3,148 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $1,917,000 | 2,328 |
| Pre-tax net operating income | $5,532,000 | 1,333 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,138,000 | 1,900 |
| Income before extraordinary items | $4,394,000 | 1,236 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,394,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,394,000 | 1,188 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,172,000 | 3,090 |
| Total interest expense | $5,542,000 | 3,009 |
| Net interest income | $5,630,000 | 3,132 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $2,404,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,378,000 | 979 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,026,000 | 1,824 |
| Total noninterest expense | $3,994,000 | 3,337 |
| Salaries and employee benefits | $1,839,000 | 3,704 |
| Premises and equipment expense | $356,000 | 4,874 |
| Additional noninterest expense | $1,799,000 | 2,385 |
| Pre-tax net operating income | $3,989,000 | 1,830 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $692,000 | 2,810 |
| Income before extraordinary items | $3,297,000 | 1,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,297,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $2,625,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,297,000 | 1,591 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,496,000 | 3,079 |
| Total interest expense | $4,630,000 | 3,136 |
| Net interest income | $5,866,000 | 2,985 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $2,184,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,247,000 | 1,067 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $937,000 | 1,954 |
| Total noninterest expense | $3,764,000 | 3,501 |
| Salaries and employee benefits | $1,648,000 | 4,022 |
| Premises and equipment expense | $332,000 | 5,151 |
| Additional noninterest expense | $1,784,000 | 2,436 |
| Pre-tax net operating income | $4,238,000 | 1,753 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $913,000 | 2,360 |
| Income before extraordinary items | $3,325,000 | 1,606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,325,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $2,150,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,325,000 | 1,574 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,708,000 | 3,322 |
| Total interest expense | $4,088,000 | 3,615 |
| Net interest income | $5,620,000 | 3,060 |
| Provision for loan and lease losses | $179,000 | 3,823 |
| Total noninterest income | $2,013,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,043,000 | 1,204 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $970,000 | 1,895 |
| Total noninterest expense | $3,491,000 | 3,623 |
| Salaries and employee benefits | $1,598,000 | 4,042 |
| Premises and equipment expense | $327,000 | 5,108 |
| Additional noninterest expense | $1,566,000 | 2,662 |
| Pre-tax net operating income | $3,963,000 | 1,836 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $907,000 | 2,484 |
| Income before extraordinary items | $3,056,000 | 1,713 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,056,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,751 |
| Cash dividends | $2,550,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,056,000 | 1,645 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,581,000 | 3,728 |
| Total interest expense | $3,553,000 | 4,093 |
| Net interest income | $5,028,000 | 3,464 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $1,816,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,021,000 | 1,256 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $795,000 | 2,034 |
| Total noninterest expense | $3,258,000 | 3,832 |
| Salaries and employee benefits | $1,439,000 | 4,402 |
| Premises and equipment expense | $262,000 | 5,895 |
| Additional noninterest expense | $1,557,000 | 2,637 |
| Pre-tax net operating income | $3,512,000 | 2,141 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $796,000 | 2,941 |
| Income before extraordinary items | $2,716,000 | 1,944 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,716,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $2,299,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,716,000 | 1,888 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 4,221 |
| Total interest expense | $2,946,000 | 4,853 |
| Net interest income | $4,665,000 | 3,778 |
| Provision for loan and lease losses | $47,000 | 6,760 |
| Total noninterest income | $1,585,000 | 2,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $929,000 | 1,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,413 |
| Total noninterest expense | $3,132,000 | 4,165 |
| Salaries and employee benefits | $1,394,000 | 4,601 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $1,438,000 | 3,237 |
| Pre-tax net operating income | $3,071,000 | 2,320 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $762,000 | 2,979 |
| Income before extraordinary items | $2,309,000 | 2,147 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,309,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,309,000 | 2,099 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,571,000 | 4,811 |
| Total interest expense | $2,523,000 | 5,523 |
| Net interest income | $4,048,000 | 4,269 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $1,235,000 | 2,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $821,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $414,000 | 3,239 |
| Total noninterest expense | $2,933,000 | 4,379 |
| Salaries and employee benefits | $1,277,000 | 4,935 |
| Premises and equipment expense | $305,000 | 5,563 |
| Additional noninterest expense | $1,351,000 | 3,370 |
| Pre-tax net operating income | $2,282,000 | 3,108 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $668,000 | 3,373 |
| Income before extraordinary items | $1,614,000 | 3,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,614,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,614,000 | 3,011 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 5,165 |
| Total interest expense | $1,450,000 | 7,048 |
| Net interest income | $4,140,000 | 4,244 |
| Provision for loan and lease losses | $142,000 | 3,732 |
| Total noninterest income | $1,034,000 | 3,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $722,000 | 1,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,976 |
| Total noninterest expense | $2,721,000 | 4,800 |
| Salaries and employee benefits | $1,220,000 | 5,171 |
| Premises and equipment expense | $240,000 | 6,683 |
| Additional noninterest expense | $1,261,000 | 3,880 |
| Pre-tax net operating income | $2,311,000 | 3,036 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $798,000 | 2,766 |
| Income before extraordinary items | $1,513,000 | 3,150 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,513,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,513,000 | 3,172 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,557 |
| Total interest expense | $1,311,000 | 7,833 |
| Net interest income | $3,917,000 | 4,501 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $1,014,000 | 3,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $719,000 | 1,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,513 |
| Total noninterest expense | $2,610,000 | 5,084 |
| Salaries and employee benefits | $1,138,000 | 5,481 |
| Premises and equipment expense | $249,000 | 6,692 |
| Additional noninterest expense | $1,223,000 | 4,126 |
| Pre-tax net operating income | $2,227,000 | 2,999 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $772,000 | 2,835 |
| Income before extraordinary items | $1,456,000 | 3,327 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $1,479,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,455,350 | 3,152 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,851,000 | 6,533 |
| Total interest expense | $1,493,000 | 8,533 |
| Net interest income | $3,358,000 | 5,200 |
| Provision for loan and lease losses | $291,000 | 4,219 |
| Total noninterest income | $921,000 | 3,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $696,000 | 1,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 5,300 |
| Total noninterest expense | $2,732,000 | 4,924 |
| Salaries and employee benefits | $1,203,000 | 5,147 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $1,282,000 | 4,092 |
| Pre-tax net operating income | $1,256,000 | 4,736 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $327,000 | 5,607 |
| Income before extraordinary items | $934,000 | 4,787 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $934,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 2,711 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $930,300 | 4,485 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.