Home > FirstBank of Arapahoe County > Income and Expense
FirstBank of Arapahoe County, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,907,000 | 1,672 |
| Total interest expense | $1,867,000 | 3,128 |
| Net interest income | $12,040,000 | 1,413 |
| Provision for loan and lease losses | $1,121,000 | 2,360 |
| Total noninterest income | $2,307,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,231,000 | 957 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,076,000 | 1,728 |
| Total noninterest expense | $6,533,000 | 2,215 |
| Salaries and employee benefits | $2,292,000 | 3,082 |
| Premises and equipment expense | $839,000 | 2,294 |
| Additional noninterest expense | $3,402,000 | 1,563 |
| Pre-tax net operating income | $6,693,000 | 637 |
| Securities gains (losses) | $-110,000 | 7,413 |
| Applicable income taxes | $1,705,000 | 677 |
| Income before extraordinary items | $4,878,000 | 715 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,878,000 | 714 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,878,000 | 715 |
| Net charge-offs | $235,000 | 4,036 |
| Cash dividends | $2,200,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,959,400 | 670 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 1,711 |
| Total interest expense | $1,293,000 | 3,127 |
| Net interest income | $7,838,000 | 1,457 |
| Provision for loan and lease losses | $716,000 | 2,344 |
| Total noninterest income | $1,788,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $818,000 | 972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $970,000 | 1,325 |
| Total noninterest expense | $4,260,000 | 2,274 |
| Salaries and employee benefits | $1,529,000 | 3,096 |
| Premises and equipment expense | $561,000 | 2,296 |
| Additional noninterest expense | $2,170,000 | 1,618 |
| Pre-tax net operating income | $4,650,000 | 600 |
| Securities gains (losses) | $-110,000 | 7,533 |
| Applicable income taxes | $1,202,000 | 609 |
| Income before extraordinary items | $3,338,000 | 676 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,338,000 | 676 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,338,000 | 676 |
| Net charge-offs | $147,000 | 3,852 |
| Cash dividends | $2,200,000 | 317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,419,400 | 634 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 1,765 |
| Total interest expense | $663,000 | 3,180 |
| Net interest income | $3,874,000 | 1,482 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $869,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $405,000 | 974 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $464,000 | 1,373 |
| Total noninterest expense | $2,072,000 | 2,357 |
| Salaries and employee benefits | $761,000 | 3,143 |
| Premises and equipment expense | $257,000 | 2,530 |
| Additional noninterest expense | $1,054,000 | 1,662 |
| Pre-tax net operating income | $2,631,000 | 518 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $740,000 | 485 |
| Income before extraordinary items | $1,891,000 | 586 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,891,000 | 591 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,891,000 | 590 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $1,000,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,891,000 | 565 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,022,000 | 1,801 |
| Total interest expense | $4,048,000 | 2,709 |
| Net interest income | $14,974,000 | 1,501 |
| Provision for loan and lease losses | $901,000 | 3,658 |
| Total noninterest income | $3,680,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,693,000 | 1,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,987,000 | 1,379 |
| Total noninterest expense | $8,540,000 | 2,317 |
| Salaries and employee benefits | $2,863,000 | 3,318 |
| Premises and equipment expense | $984,000 | 2,614 |
| Additional noninterest expense | $4,693,000 | 1,592 |
| Pre-tax net operating income | $9,213,000 | 465 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $2,141,000 | 534 |
| Income before extraordinary items | $7,082,000 | 473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,082,000 | 473 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,082,000 | 475 |
| Net charge-offs | $465,000 | 3,890 |
| Cash dividends | $3,925,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,074,300 | 472 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,427,000 | 1,797 |
| Total interest expense | $3,212,000 | 2,694 |
| Net interest income | $11,215,000 | 1,502 |
| Provision for loan and lease losses | $488,000 | 3,834 |
| Total noninterest income | $2,782,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,275,000 | 1,024 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,507,000 | 1,389 |
| Total noninterest expense | $6,180,000 | 2,397 |
| Salaries and employee benefits | $2,100,000 | 3,401 |
| Premises and equipment expense | $698,000 | 2,774 |
| Additional noninterest expense | $3,382,000 | 1,602 |
| Pre-tax net operating income | $7,329,000 | 458 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $1,880,000 | 497 |
| Income before extraordinary items | $5,459,000 | 478 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,459,000 | 476 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,459,000 | 478 |
| Net charge-offs | $199,000 | 4,258 |
| Cash dividends | $2,925,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,451,600 | 479 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,741,000 | 1,808 |
| Total interest expense | $2,275,000 | 2,670 |
| Net interest income | $7,466,000 | 1,502 |
| Provision for loan and lease losses | $265,000 | 3,926 |
| Total noninterest income | $1,869,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $830,000 | 1,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,039,000 | 1,393 |
| Total noninterest expense | $4,092,000 | 2,441 |
| Salaries and employee benefits | $1,381,000 | 3,476 |
| Premises and equipment expense | $411,000 | 3,107 |
| Additional noninterest expense | $2,300,000 | 1,589 |
| Pre-tax net operating income | $4,978,000 | 437 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,258,000 | 495 |
| Income before extraordinary items | $3,720,000 | 472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,720,000 | 469 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,720,000 | 472 |
| Net charge-offs | $158,000 | 3,718 |
| Cash dividends | $1,925,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,720,000 | 456 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 1,827 |
| Total interest expense | $1,252,000 | 2,526 |
| Net interest income | $3,636,000 | 1,533 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $835,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $405,000 | 1,020 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $430,000 | 1,536 |
| Total noninterest expense | $1,871,000 | 2,572 |
| Salaries and employee benefits | $662,000 | 3,632 |
| Premises and equipment expense | $199,000 | 3,234 |
| Additional noninterest expense | $1,010,000 | 1,600 |
| Pre-tax net operating income | $2,530,000 | 463 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $600,000 | 552 |
| Income before extraordinary items | $1,930,000 | 517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,930,000 | 517 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,930,000 | 520 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,930,000 | 480 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,636,000 | 1,951 |
| Total interest expense | $6,487,000 | 2,344 |
| Net interest income | $13,149,000 | 1,690 |
| Provision for loan and lease losses | $287,000 | 4,700 |
| Total noninterest income | $4,159,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,767,000 | 1,013 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,392,000 | 1,146 |
| Total noninterest expense | $6,930,000 | 2,712 |
| Salaries and employee benefits | $2,666,000 | 3,586 |
| Premises and equipment expense | $755,000 | 3,330 |
| Additional noninterest expense | $3,509,000 | 1,744 |
| Pre-tax net operating income | $10,091,000 | 531 |
| Securities gains (losses) | $-1,678,000 | 7,849 |
| Applicable income taxes | $2,164,000 | 633 |
| Income before extraordinary items | $6,249,000 | 644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,249,000 | 644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,477 |
| Cash dividends | $3,300,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,490,720 | 562 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,647,000 | 1,992 |
| Total interest expense | $5,023,000 | 2,374 |
| Net interest income | $9,624,000 | 1,749 |
| Provision for loan and lease losses | $152,000 | 4,602 |
| Total noninterest income | $3,265,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,311,000 | 1,033 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,954,000 | 1,126 |
| Total noninterest expense | $5,215,000 | 2,683 |
| Salaries and employee benefits | $2,053,000 | 3,532 |
| Premises and equipment expense | $537,000 | 3,474 |
| Additional noninterest expense | $2,625,000 | 1,693 |
| Pre-tax net operating income | $7,522,000 | 663 |
| Securities gains (losses) | $-1,869,000 | 8,043 |
| Applicable income taxes | $1,331,000 | 928 |
| Income before extraordinary items | $4,322,000 | 849 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,322,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $2,600,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,742,440 | 667 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 2,041 |
| Total interest expense | $3,476,000 | 2,387 |
| Net interest income | $6,217,000 | 1,802 |
| Provision for loan and lease losses | $44,000 | 5,326 |
| Total noninterest income | $2,350,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $847,000 | 1,045 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,503,000 | 1,056 |
| Total noninterest expense | $3,453,000 | 2,713 |
| Salaries and employee benefits | $1,378,000 | 3,559 |
| Premises and equipment expense | $338,000 | 3,631 |
| Additional noninterest expense | $1,737,000 | 1,695 |
| Pre-tax net operating income | $5,070,000 | 698 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,386,000 | 706 |
| Income before extraordinary items | $3,684,000 | 742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,684,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $1,600,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,684,000 | 723 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 2,119 |
| Total interest expense | $1,956,000 | 2,280 |
| Net interest income | $2,833,000 | 1,974 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $1,399,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $419,000 | 1,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $980,000 | 871 |
| Total noninterest expense | $1,678,000 | 2,765 |
| Salaries and employee benefits | $675,000 | 3,645 |
| Premises and equipment expense | $162,000 | 3,751 |
| Additional noninterest expense | $841,000 | 1,695 |
| Pre-tax net operating income | $2,524,000 | 748 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $687,000 | 801 |
| Income before extraordinary items | $1,837,000 | 816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,837,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,837,000 | 785 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,039,000 | 2,287 |
| Total interest expense | $8,688,000 | 2,169 |
| Net interest income | $9,351,000 | 2,382 |
| Provision for loan and lease losses | $196,000 | 3,909 |
| Total noninterest income | $2,325,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,675,000 | 1,065 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $650,000 | 2,877 |
| Total noninterest expense | $6,411,000 | 2,788 |
| Salaries and employee benefits | $2,378,000 | 3,866 |
| Premises and equipment expense | $775,000 | 3,167 |
| Additional noninterest expense | $3,258,000 | 1,708 |
| Pre-tax net operating income | $5,069,000 | 1,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $895,000 | 1,995 |
| Income before extraordinary items | $4,174,000 | 1,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,174,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,934 |
| Cash dividends | $3,700,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,174,000 | 1,505 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,313,000 | 2,330 |
| Total interest expense | $6,428,000 | 2,194 |
| Net interest income | $6,885,000 | 2,431 |
| Provision for loan and lease losses | $172,000 | 3,290 |
| Total noninterest income | $2,460,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,230,000 | 1,073 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,230,000 | 1,567 |
| Total noninterest expense | $4,789,000 | 2,768 |
| Salaries and employee benefits | $1,797,000 | 3,830 |
| Premises and equipment expense | $583,000 | 3,133 |
| Additional noninterest expense | $2,409,000 | 1,688 |
| Pre-tax net operating income | $4,384,000 | 1,541 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $877,000 | 1,788 |
| Income before extraordinary items | $3,507,000 | 1,451 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,507,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $2,400,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,507,000 | 1,443 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,739,000 | 2,382 |
| Total interest expense | $4,147,000 | 2,263 |
| Net interest income | $4,592,000 | 2,459 |
| Provision for loan and lease losses | $144,000 | 2,724 |
| Total noninterest income | $1,564,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $772,000 | 1,145 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $792,000 | 1,621 |
| Total noninterest expense | $3,170,000 | 2,821 |
| Salaries and employee benefits | $1,207,000 | 3,852 |
| Premises and equipment expense | $377,000 | 3,235 |
| Additional noninterest expense | $1,586,000 | 1,720 |
| Pre-tax net operating income | $2,842,000 | 1,627 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $546,000 | 1,953 |
| Income before extraordinary items | $2,296,000 | 1,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,296,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,296,000 | 1,509 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 2,411 |
| Total interest expense | $2,006,000 | 2,310 |
| Net interest income | $2,292,000 | 2,465 |
| Provision for loan and lease losses | $19,000 | 4,447 |
| Total noninterest income | $747,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $366,000 | 1,177 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $381,000 | 1,644 |
| Total noninterest expense | $1,591,000 | 2,826 |
| Salaries and employee benefits | $623,000 | 3,784 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $784,000 | 1,710 |
| Pre-tax net operating income | $1,429,000 | 1,607 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $274,000 | 1,981 |
| Income before extraordinary items | $1,155,000 | 1,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,155,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,155,000 | 1,489 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,168,000 | 2,402 |
| Total interest expense | $6,790,000 | 2,346 |
| Net interest income | $9,378,000 | 2,425 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $3,058,000 | 1,597 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,513,000 | 1,172 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,545,000 | 1,639 |
| Total noninterest expense | $6,202,000 | 2,795 |
| Salaries and employee benefits | $2,382,000 | 3,742 |
| Premises and equipment expense | $719,000 | 3,271 |
| Additional noninterest expense | $3,101,000 | 1,698 |
| Pre-tax net operating income | $6,214,000 | 1,552 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,238,000 | 1,920 |
| Income before extraordinary items | $4,976,000 | 1,469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,976,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $4,600,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,976,000 | 1,451 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,025,000 | 2,406 |
| Total interest expense | $4,873,000 | 2,366 |
| Net interest income | $7,152,000 | 2,410 |
| Provision for loan and lease losses | $-6,000 | 8,462 |
| Total noninterest income | $2,290,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,157,000 | 1,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,133,000 | 1,658 |
| Total noninterest expense | $4,610,000 | 2,812 |
| Salaries and employee benefits | $1,801,000 | 3,726 |
| Premises and equipment expense | $512,000 | 3,407 |
| Additional noninterest expense | $2,297,000 | 1,711 |
| Pre-tax net operating income | $4,838,000 | 1,545 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $999,000 | 1,890 |
| Income before extraordinary items | $3,839,000 | 1,463 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,839,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $3,600,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,839,000 | 1,447 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 2,404 |
| Total interest expense | $3,067,000 | 2,389 |
| Net interest income | $4,823,000 | 2,399 |
| Provision for loan and lease losses | $-45,000 | 8,580 |
| Total noninterest income | $1,505,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $774,000 | 1,144 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $731,000 | 1,703 |
| Total noninterest expense | $3,080,000 | 2,823 |
| Salaries and employee benefits | $1,201,000 | 3,738 |
| Premises and equipment expense | $336,000 | 3,438 |
| Additional noninterest expense | $1,543,000 | 1,714 |
| Pre-tax net operating income | $3,293,000 | 1,529 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $683,000 | 1,874 |
| Income before extraordinary items | $2,610,000 | 1,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,610,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $2,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,610,000 | 1,424 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 2,401 |
| Total interest expense | $1,438,000 | 2,412 |
| Net interest income | $2,413,000 | 2,393 |
| Provision for loan and lease losses | $-17,000 | 8,562 |
| Total noninterest income | $722,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $380,000 | 1,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $342,000 | 1,760 |
| Total noninterest expense | $1,508,000 | 2,864 |
| Salaries and employee benefits | $592,000 | 3,803 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $754,000 | 1,736 |
| Pre-tax net operating income | $1,644,000 | 1,507 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $341,000 | 1,846 |
| Income before extraordinary items | $1,303,000 | 1,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,303,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,303,000 | 1,385 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,677,000 | 2,263 |
| Total interest expense | $4,422,000 | 2,447 |
| Net interest income | $10,255,000 | 2,160 |
| Provision for loan and lease losses | $49,000 | 5,795 |
| Total noninterest income | $3,130,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,586,000 | 1,125 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,544,000 | 1,626 |
| Total noninterest expense | $6,023,000 | 2,744 |
| Salaries and employee benefits | $2,388,000 | 3,613 |
| Premises and equipment expense | $647,000 | 3,438 |
| Additional noninterest expense | $2,988,000 | 1,691 |
| Pre-tax net operating income | $7,313,000 | 1,310 |
| Securities gains (losses) | $128,000 | 625 |
| Applicable income taxes | $1,601,000 | 1,634 |
| Income before extraordinary items | $5,840,000 | 1,234 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,840,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $4,400,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,740,160 | 1,229 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,949,000 | 2,220 |
| Total interest expense | $3,121,000 | 2,462 |
| Net interest income | $7,828,000 | 2,107 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $2,342,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,191,000 | 1,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,151,000 | 1,635 |
| Total noninterest expense | $4,572,000 | 2,680 |
| Salaries and employee benefits | $1,836,000 | 3,514 |
| Premises and equipment expense | $461,000 | 3,576 |
| Additional noninterest expense | $2,275,000 | 1,655 |
| Pre-tax net operating income | $5,566,000 | 1,291 |
| Securities gains (losses) | $128,000 | 594 |
| Applicable income taxes | $1,233,000 | 1,617 |
| Income before extraordinary items | $4,461,000 | 1,216 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,461,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $3,100,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,361,160 | 1,218 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 2,182 |
| Total interest expense | $1,923,000 | 2,493 |
| Net interest income | $5,306,000 | 2,050 |
| Provision for loan and lease losses | $39,000 | 4,905 |
| Total noninterest income | $1,525,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $764,000 | 1,123 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $761,000 | 1,637 |
| Total noninterest expense | $3,066,000 | 2,646 |
| Salaries and employee benefits | $1,221,000 | 3,513 |
| Premises and equipment expense | $305,000 | 3,577 |
| Additional noninterest expense | $1,540,000 | 1,604 |
| Pre-tax net operating income | $3,726,000 | 1,248 |
| Securities gains (losses) | $128,000 | 504 |
| Applicable income taxes | $836,000 | 1,565 |
| Income before extraordinary items | $3,018,000 | 1,168 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,018,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,918,160 | 1,184 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 2,139 |
| Total interest expense | $926,000 | 2,487 |
| Net interest income | $2,688,000 | 2,005 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $745,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $374,000 | 1,112 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $371,000 | 1,639 |
| Total noninterest expense | $1,572,000 | 2,597 |
| Salaries and employee benefits | $628,000 | 3,437 |
| Premises and equipment expense | $144,000 | 3,757 |
| Additional noninterest expense | $800,000 | 1,552 |
| Pre-tax net operating income | $1,832,000 | 1,247 |
| Securities gains (losses) | $70,000 | 461 |
| Applicable income taxes | $397,000 | 1,613 |
| Income before extraordinary items | $1,505,000 | 1,149 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,505,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,449,700 | 1,169 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,762,000 | 2,246 |
| Total interest expense | $2,987,000 | 2,640 |
| Net interest income | $9,775,000 | 2,079 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $3,357,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,846,000 | 947 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,511,000 | 1,630 |
| Total noninterest expense | $6,330,000 | 2,512 |
| Salaries and employee benefits | $2,965,000 | 2,869 |
| Premises and equipment expense | $602,000 | 3,521 |
| Additional noninterest expense | $2,763,000 | 1,759 |
| Pre-tax net operating income | $6,692,000 | 1,291 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,161,000 | 1,948 |
| Income before extraordinary items | $5,531,000 | 1,184 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,531,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,972 |
| Cash dividends | $4,900,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,531,000 | 1,148 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,189,000 | 2,314 |
| Total interest expense | $2,121,000 | 2,722 |
| Net interest income | $7,068,000 | 2,137 |
| Provision for loan and lease losses | $129,000 | 3,875 |
| Total noninterest income | $2,555,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,433,000 | 912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,122,000 | 1,632 |
| Total noninterest expense | $4,675,000 | 2,521 |
| Salaries and employee benefits | $2,168,000 | 2,918 |
| Premises and equipment expense | $440,000 | 3,605 |
| Additional noninterest expense | $2,067,000 | 1,740 |
| Pre-tax net operating income | $4,819,000 | 1,349 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $795,000 | 2,111 |
| Income before extraordinary items | $4,024,000 | 1,224 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,024,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $2,900,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,024,000 | 1,189 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,863,000 | 2,398 |
| Total interest expense | $1,390,000 | 2,740 |
| Net interest income | $4,473,000 | 2,240 |
| Provision for loan and lease losses | $124,000 | 3,064 |
| Total noninterest income | $1,722,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $980,000 | 877 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $742,000 | 1,642 |
| Total noninterest expense | $3,094,000 | 2,545 |
| Salaries and employee benefits | $1,445,000 | 2,929 |
| Premises and equipment expense | $292,000 | 3,633 |
| Additional noninterest expense | $1,357,000 | 1,760 |
| Pre-tax net operating income | $2,977,000 | 1,435 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $453,000 | 2,354 |
| Income before extraordinary items | $2,524,000 | 1,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,524,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $2,100,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,524,000 | 1,245 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 2,484 |
| Total interest expense | $698,000 | 2,755 |
| Net interest income | $2,120,000 | 2,356 |
| Provision for loan and lease losses | $-35,000 | 8,984 |
| Total noninterest income | $858,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $498,000 | 852 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $360,000 | 1,657 |
| Total noninterest expense | $1,508,000 | 2,613 |
| Salaries and employee benefits | $690,000 | 3,067 |
| Premises and equipment expense | $146,000 | 3,659 |
| Additional noninterest expense | $672,000 | 1,765 |
| Pre-tax net operating income | $1,505,000 | 1,387 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $234,000 | 2,290 |
| Income before extraordinary items | $1,271,000 | 1,275 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,271,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,271,000 | 1,209 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,882,000 | 2,405 |
| Total interest expense | $3,184,000 | 2,715 |
| Net interest income | $8,698,000 | 2,225 |
| Provision for loan and lease losses | $78,000 | 5,679 |
| Total noninterest income | $3,727,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,098,000 | 822 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,629,000 | 1,710 |
| Total noninterest expense | $5,676,000 | 2,737 |
| Salaries and employee benefits | $2,329,000 | 3,462 |
| Premises and equipment expense | $584,000 | 3,603 |
| Additional noninterest expense | $2,763,000 | 1,758 |
| Pre-tax net operating income | $6,671,000 | 1,251 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,039,000 | 2,121 |
| Income before extraordinary items | $5,632,000 | 1,136 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,632,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,586 |
| Cash dividends | $4,600,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,632,000 | 1,076 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 2,398 |
| Total interest expense | $2,444,000 | 2,736 |
| Net interest income | $6,657,000 | 2,192 |
| Provision for loan and lease losses | $76,000 | 5,192 |
| Total noninterest income | $2,824,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,564,000 | 829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,260,000 | 1,743 |
| Total noninterest expense | $4,318,000 | 2,702 |
| Salaries and employee benefits | $1,835,000 | 3,329 |
| Premises and equipment expense | $426,000 | 3,672 |
| Additional noninterest expense | $2,057,000 | 1,757 |
| Pre-tax net operating income | $5,087,000 | 1,268 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $814,000 | 2,184 |
| Income before extraordinary items | $4,273,000 | 1,166 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,273,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,922 |
| Cash dividends | $3,600,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,273,000 | 1,104 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 2,338 |
| Total interest expense | $1,656,000 | 2,778 |
| Net interest income | $4,621,000 | 2,111 |
| Provision for loan and lease losses | $66,000 | 4,590 |
| Total noninterest income | $1,887,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,030,000 | 825 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $857,000 | 1,699 |
| Total noninterest expense | $2,827,000 | 2,739 |
| Salaries and employee benefits | $1,169,000 | 3,437 |
| Premises and equipment expense | $277,000 | 3,722 |
| Additional noninterest expense | $1,381,000 | 1,742 |
| Pre-tax net operating income | $3,615,000 | 1,184 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $630,000 | 1,971 |
| Income before extraordinary items | $2,985,000 | 1,131 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,985,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,704 |
| Cash dividends | $2,300,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,985,000 | 1,041 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 2,311 |
| Total interest expense | $842,000 | 2,805 |
| Net interest income | $2,357,000 | 2,076 |
| Provision for loan and lease losses | $63,000 | 3,194 |
| Total noninterest income | $909,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $510,000 | 810 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $399,000 | 1,738 |
| Total noninterest expense | $1,368,000 | 2,808 |
| Salaries and employee benefits | $565,000 | 3,529 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $680,000 | 1,739 |
| Pre-tax net operating income | $1,835,000 | 1,177 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $322,000 | 1,954 |
| Income before extraordinary items | $1,513,000 | 1,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,513,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,867 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,513,000 | 1,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,899,000 | 2,214 |
| Total interest expense | $3,746,000 | 2,907 |
| Net interest income | $10,153,000 | 1,914 |
| Provision for loan and lease losses | $-79,000 | 9,250 |
| Total noninterest income | $3,797,000 | 1,301 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,134,000 | 759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,663,000 | 1,520 |
| Total noninterest expense | $6,294,000 | 2,363 |
| Salaries and employee benefits | $3,163,000 | 2,497 |
| Premises and equipment expense | $525,000 | 3,797 |
| Additional noninterest expense | $2,606,000 | 1,790 |
| Pre-tax net operating income | $7,735,000 | 1,090 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,462,000 | 1,688 |
| Income before extraordinary items | $6,273,000 | 999 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,273,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $4,200,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,273,000 | 954 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,951,000 | 2,287 |
| Total interest expense | $5,855,000 | 2,732 |
| Net interest income | $9,096,000 | 1,959 |
| Provision for loan and lease losses | $151,000 | 4,743 |
| Total noninterest income | $3,672,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,079,000 | 719 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,593,000 | 1,453 |
| Total noninterest expense | $6,429,000 | 2,229 |
| Salaries and employee benefits | $3,238,000 | 2,315 |
| Premises and equipment expense | $552,000 | 3,596 |
| Additional noninterest expense | $2,639,000 | 1,736 |
| Pre-tax net operating income | $6,188,000 | 1,207 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $961,000 | 2,137 |
| Income before extraordinary items | $5,227,000 | 1,047 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,227,000 | 1,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $3,300,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,227,000 | 1,008 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,734,000 | 2,540 |
| Total interest expense | $6,408,000 | 2,603 |
| Net interest income | $7,326,000 | 2,420 |
| Provision for loan and lease losses | $125,000 | 4,758 |
| Total noninterest income | $3,367,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,900,000 | 719 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,467,000 | 1,406 |
| Total noninterest expense | $5,535,000 | 2,466 |
| Salaries and employee benefits | $2,473,000 | 2,853 |
| Premises and equipment expense | $553,000 | 3,495 |
| Additional noninterest expense | $2,509,000 | 1,765 |
| Pre-tax net operating income | $5,033,000 | 1,468 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $622,000 | 3,025 |
| Income before extraordinary items | $4,411,000 | 1,202 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,411,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $3,200,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,411,000 | 1,205 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,137,000 | 2,679 |
| Total interest expense | $5,113,000 | 2,852 |
| Net interest income | $7,024,000 | 2,506 |
| Provision for loan and lease losses | $73,000 | 5,834 |
| Total noninterest income | $3,263,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,870,000 | 710 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,393,000 | 1,457 |
| Total noninterest expense | $5,608,000 | 2,418 |
| Salaries and employee benefits | $2,388,000 | 2,931 |
| Premises and equipment expense | $649,000 | 3,070 |
| Additional noninterest expense | $2,571,000 | 1,732 |
| Pre-tax net operating income | $4,606,000 | 1,631 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $620,000 | 3,152 |
| Income before extraordinary items | $3,986,000 | 1,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,986,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $3,100,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,986,000 | 1,334 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 2,899 |
| Total interest expense | $4,577,000 | 3,247 |
| Net interest income | $6,545,000 | 2,612 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $3,101,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,638,000 | 763 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,463,000 | 1,427 |
| Total noninterest expense | $5,232,000 | 2,488 |
| Salaries and employee benefits | $2,379,000 | 2,854 |
| Premises and equipment expense | $625,000 | 3,056 |
| Additional noninterest expense | $2,228,000 | 1,897 |
| Pre-tax net operating income | $4,375,000 | 1,684 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $877,000 | 2,541 |
| Income before extraordinary items | $3,498,000 | 1,512 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,498,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $2,925,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,498,000 | 1,443 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 3,263 |
| Total interest expense | $3,955,000 | 3,718 |
| Net interest income | $5,968,000 | 2,918 |
| Provision for loan and lease losses | $131,000 | 4,433 |
| Total noninterest income | $3,259,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,654,000 | 769 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,605,000 | 1,274 |
| Total noninterest expense | $5,407,000 | 2,384 |
| Salaries and employee benefits | $2,085,000 | 3,182 |
| Premises and equipment expense | $673,000 | 2,840 |
| Additional noninterest expense | $2,649,000 | 1,613 |
| Pre-tax net operating income | $3,689,000 | 2,039 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $579,000 | 3,790 |
| Income before extraordinary items | $3,110,000 | 1,712 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,110,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $2,950,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,110,000 | 1,672 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 3,569 |
| Total interest expense | $3,471,000 | 4,227 |
| Net interest income | $5,660,000 | 3,126 |
| Provision for loan and lease losses | $166,000 | 3,858 |
| Total noninterest income | $2,922,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,544,000 | 856 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,378,000 | 1,455 |
| Total noninterest expense | $5,163,000 | 2,639 |
| Salaries and employee benefits | $2,014,000 | 3,316 |
| Premises and equipment expense | $654,000 | 2,959 |
| Additional noninterest expense | $2,495,000 | 2,011 |
| Pre-tax net operating income | $3,253,000 | 2,202 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $675,000 | 3,255 |
| Income before extraordinary items | $2,578,000 | 1,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,578,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,458 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,578,000 | 1,882 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 4,042 |
| Total interest expense | $2,941,000 | 4,855 |
| Net interest income | $5,002,000 | 3,534 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $2,226,000 | 1,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,467,000 | 908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,187 |
| Total noninterest expense | $4,517,000 | 2,976 |
| Salaries and employee benefits | $1,863,000 | 3,539 |
| Premises and equipment expense | $601,000 | 3,202 |
| Additional noninterest expense | $2,053,000 | 2,352 |
| Pre-tax net operating income | $2,630,000 | 2,707 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $624,000 | 3,571 |
| Income before extraordinary items | $2,006,000 | 2,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,006,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $1,150,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,006,000 | 2,484 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 4,567 |
| Total interest expense | $1,605,000 | 6,595 |
| Net interest income | $4,820,000 | 3,680 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $1,727,000 | 2,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,189,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $538,000 | 2,818 |
| Total noninterest expense | $4,231,000 | 3,243 |
| Salaries and employee benefits | $1,777,000 | 3,661 |
| Premises and equipment expense | $567,000 | 3,435 |
| Additional noninterest expense | $1,887,000 | 2,708 |
| Pre-tax net operating income | $2,246,000 | 3,114 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $682,000 | 3,150 |
| Income before extraordinary items | $1,565,000 | 3,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,565,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $725,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,564,300 | 3,087 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 4,975 |
| Total interest expense | $1,457,000 | 7,346 |
| Net interest income | $4,515,000 | 3,920 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $1,540,000 | 2,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,066,000 | 1,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,371 |
| Total noninterest expense | $3,609,000 | 3,807 |
| Salaries and employee benefits | $1,513,000 | 4,240 |
| Premises and equipment expense | $369,000 | 5,029 |
| Additional noninterest expense | $1,727,000 | 3,086 |
| Pre-tax net operating income | $2,395,000 | 2,817 |
| Securities gains (losses) | $92,000 | 2,615 |
| Applicable income taxes | $880,000 | 2,558 |
| Income before extraordinary items | $1,607,000 | 3,040 |
| Extraordinary gains, net | $116,000 | 1,453 |
| Net income | $1,723,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,547,200 | 2,973 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 9,525 |
| Total interest expense | $779,000 | 11,428 |
| Net interest income | $1,927,000 | 7,953 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $749,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $1,881,000 | 6,706 |
| Salaries and employee benefits | $763,000 | 7,518 |
| Premises and equipment expense | $274,000 | 6,379 |
| Additional noninterest expense | $844,000 | 5,823 |
| Pre-tax net operating income | $754,000 | 6,810 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $248,000 | 6,693 |
| Income before extraordinary items | $507,000 | 7,260 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $507,000 | 7,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $506,330 | 6,898 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.