Home > FirstBank of Adams County > Income and Expense
FirstBank of Adams County, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 3,205 |
| Total interest expense | $1,501,000 | 3,697 |
| Net interest income | $5,450,000 | 3,014 |
| Provision for loan and lease losses | $930,000 | 2,606 |
| Total noninterest income | $3,068,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,645,000 | 694 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,423,000 | 1,387 |
| Total noninterest expense | $5,352,000 | 2,679 |
| Salaries and employee benefits | $2,085,000 | 3,340 |
| Premises and equipment expense | $899,000 | 2,131 |
| Additional noninterest expense | $2,368,000 | 2,167 |
| Pre-tax net operating income | $2,236,000 | 1,752 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $376,000 | 1,933 |
| Income before extraordinary items | $1,860,000 | 1,771 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,860,000 | 1,774 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,860,000 | 1,774 |
| Net charge-offs | $550,000 | 2,944 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,860,000 | 1,680 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,300 |
| Total interest expense | $1,023,000 | 3,743 |
| Net interest income | $3,517,000 | 3,099 |
| Provision for loan and lease losses | $405,000 | 3,166 |
| Total noninterest income | $2,035,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,099,000 | 696 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $936,000 | 1,358 |
| Total noninterest expense | $3,532,000 | 2,709 |
| Salaries and employee benefits | $1,373,000 | 3,399 |
| Premises and equipment expense | $579,000 | 2,226 |
| Additional noninterest expense | $1,580,000 | 2,159 |
| Pre-tax net operating income | $1,615,000 | 1,607 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $303,000 | 1,729 |
| Income before extraordinary items | $1,312,000 | 1,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,312,000 | 1,669 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,312,000 | 1,670 |
| Net charge-offs | $107,000 | 4,165 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,312,000 | 1,594 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 3,392 |
| Total interest expense | $522,000 | 3,814 |
| Net interest income | $1,720,000 | 3,182 |
| Provision for loan and lease losses | $222,000 | 2,871 |
| Total noninterest income | $989,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $535,000 | 718 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $454,000 | 1,393 |
| Total noninterest expense | $1,731,000 | 2,794 |
| Salaries and employee benefits | $688,000 | 3,440 |
| Premises and equipment expense | $266,000 | 2,459 |
| Additional noninterest expense | $777,000 | 2,177 |
| Pre-tax net operating income | $756,000 | 1,700 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $134,000 | 1,842 |
| Income before extraordinary items | $622,000 | 1,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $622,000 | 1,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $622,000 | 1,773 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $622,000 | 1,692 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 3,357 |
| Total interest expense | $2,681,000 | 3,716 |
| Net interest income | $6,820,000 | 3,112 |
| Provision for loan and lease losses | $382,000 | 4,929 |
| Total noninterest income | $4,075,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,316,000 | 730 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,759,000 | 1,500 |
| Total noninterest expense | $6,704,000 | 2,901 |
| Salaries and employee benefits | $2,576,000 | 3,602 |
| Premises and equipment expense | $901,000 | 2,822 |
| Additional noninterest expense | $3,227,000 | 2,194 |
| Pre-tax net operating income | $3,809,000 | 1,083 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $765,000 | 1,173 |
| Income before extraordinary items | $3,044,000 | 1,110 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,044,000 | 1,108 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,044,000 | 1,109 |
| Net charge-offs | $414,000 | 4,034 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,044,000 | 1,101 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 3,396 |
| Total interest expense | $2,078,000 | 3,760 |
| Net interest income | $5,080,000 | 3,150 |
| Provision for loan and lease losses | $268,000 | 4,778 |
| Total noninterest income | $3,019,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,722,000 | 731 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,297,000 | 1,536 |
| Total noninterest expense | $4,885,000 | 2,976 |
| Salaries and employee benefits | $1,878,000 | 3,716 |
| Premises and equipment expense | $651,000 | 2,944 |
| Additional noninterest expense | $2,356,000 | 2,217 |
| Pre-tax net operating income | $2,946,000 | 1,114 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $603,000 | 1,233 |
| Income before extraordinary items | $2,343,000 | 1,154 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,343,000 | 1,154 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,343,000 | 1,154 |
| Net charge-offs | $415,000 | 3,298 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,343,000 | 1,137 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 3,445 |
| Total interest expense | $1,422,000 | 3,806 |
| Net interest income | $3,305,000 | 3,191 |
| Provision for loan and lease losses | $153,000 | 4,719 |
| Total noninterest income | $1,964,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,110,000 | 744 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $854,000 | 1,567 |
| Total noninterest expense | $3,237,000 | 3,019 |
| Salaries and employee benefits | $1,259,000 | 3,747 |
| Premises and equipment expense | $417,000 | 3,070 |
| Additional noninterest expense | $1,561,000 | 2,255 |
| Pre-tax net operating income | $1,879,000 | 1,220 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $366,000 | 1,351 |
| Income before extraordinary items | $1,513,000 | 1,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,513,000 | 1,242 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,513,000 | 1,243 |
| Net charge-offs | $54,000 | 4,837 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,513,000 | 1,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 3,521 |
| Total interest expense | $731,000 | 3,831 |
| Net interest income | $1,614,000 | 3,246 |
| Provision for loan and lease losses | $82,000 | 4,202 |
| Total noninterest income | $939,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $530,000 | 755 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $409,000 | 1,598 |
| Total noninterest expense | $1,540,000 | 3,072 |
| Salaries and employee benefits | $634,000 | 3,759 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $709,000 | 2,208 |
| Pre-tax net operating income | $931,000 | 1,388 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $178,000 | 1,566 |
| Income before extraordinary items | $753,000 | 1,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $753,000 | 1,449 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $753,000 | 1,451 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $753,000 | 1,369 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 3,967 |
| Total interest expense | $2,908,000 | 4,344 |
| Net interest income | $5,587,000 | 3,659 |
| Provision for loan and lease losses | $665,000 | 3,322 |
| Total noninterest income | $3,991,000 | 1,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,323,000 | 745 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,668,000 | 1,484 |
| Total noninterest expense | $5,769,000 | 3,195 |
| Salaries and employee benefits | $2,479,000 | 3,801 |
| Premises and equipment expense | $817,000 | 3,129 |
| Additional noninterest expense | $2,473,000 | 2,367 |
| Pre-tax net operating income | $3,144,000 | 1,722 |
| Securities gains (losses) | $19,000 | 2,215 |
| Applicable income taxes | $597,000 | 1,674 |
| Income before extraordinary items | $2,566,000 | 1,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,566,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,818 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,550,610 | 1,695 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,126 |
| Total interest expense | $2,207,000 | 4,436 |
| Net interest income | $3,981,000 | 3,817 |
| Provision for loan and lease losses | $377,000 | 3,171 |
| Total noninterest income | $2,983,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,724,000 | 768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,259,000 | 1,538 |
| Total noninterest expense | $4,341,000 | 3,155 |
| Salaries and employee benefits | $1,900,000 | 3,767 |
| Premises and equipment expense | $606,000 | 3,169 |
| Additional noninterest expense | $1,835,000 | 2,325 |
| Pre-tax net operating income | $2,246,000 | 2,103 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $424,000 | 2,091 |
| Income before extraordinary items | $1,841,000 | 1,923 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,841,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,224 |
| Cash dividends | $800,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,825,610 | 2,039 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 4,235 |
| Total interest expense | $1,539,000 | 4,442 |
| Net interest income | $2,477,000 | 4,007 |
| Provision for loan and lease losses | $255,000 | 2,777 |
| Total noninterest income | $1,934,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,099,000 | 788 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $835,000 | 1,591 |
| Total noninterest expense | $2,920,000 | 3,140 |
| Salaries and employee benefits | $1,295,000 | 3,741 |
| Premises and equipment expense | $409,000 | 3,155 |
| Additional noninterest expense | $1,216,000 | 2,313 |
| Pre-tax net operating income | $1,236,000 | 2,541 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $179,000 | 2,811 |
| Income before extraordinary items | $1,076,000 | 2,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,076,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,059,660 | 2,406 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 4,394 |
| Total interest expense | $831,000 | 4,411 |
| Net interest income | $1,119,000 | 4,285 |
| Provision for loan and lease losses | $210,000 | 1,766 |
| Total noninterest income | $923,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $533,000 | 804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $390,000 | 1,663 |
| Total noninterest expense | $1,417,000 | 3,232 |
| Salaries and employee benefits | $632,000 | 3,817 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $586,000 | 2,366 |
| Pre-tax net operating income | $415,000 | 3,470 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $401,000 | 3,184 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $401,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $401,000 | 3,108 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,117,000 | 4,697 |
| Total interest expense | $3,364,000 | 4,449 |
| Net interest income | $3,753,000 | 4,810 |
| Provision for loan and lease losses | $129,000 | 4,526 |
| Total noninterest income | $3,449,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,990,000 | 896 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,459,000 | 1,703 |
| Total noninterest expense | $5,154,000 | 3,370 |
| Salaries and employee benefits | $2,101,000 | 4,236 |
| Premises and equipment expense | $814,000 | 3,034 |
| Additional noninterest expense | $2,239,000 | 2,408 |
| Pre-tax net operating income | $1,919,000 | 3,400 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $186,000 | 3,919 |
| Income before extraordinary items | $1,733,000 | 3,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,733,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $1,350,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,733,000 | 3,116 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 4,775 |
| Total interest expense | $2,460,000 | 4,528 |
| Net interest income | $2,758,000 | 4,895 |
| Provision for loan and lease losses | $46,000 | 5,112 |
| Total noninterest income | $2,492,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,429,000 | 920 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,063,000 | 1,750 |
| Total noninterest expense | $3,835,000 | 3,364 |
| Salaries and employee benefits | $1,570,000 | 4,231 |
| Premises and equipment expense | $608,000 | 3,039 |
| Additional noninterest expense | $1,657,000 | 2,396 |
| Pre-tax net operating income | $1,369,000 | 3,659 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $114,000 | 4,317 |
| Income before extraordinary items | $1,255,000 | 3,366 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,255,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $1,150,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,255,000 | 3,355 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 4,870 |
| Total interest expense | $1,566,000 | 4,657 |
| Net interest income | $1,818,000 | 4,964 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $1,536,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $860,000 | 1,025 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $676,000 | 1,826 |
| Total noninterest expense | $2,547,000 | 3,399 |
| Salaries and employee benefits | $1,049,000 | 4,263 |
| Premises and equipment expense | $404,000 | 3,076 |
| Additional noninterest expense | $1,094,000 | 2,416 |
| Pre-tax net operating income | $798,000 | 4,029 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $36,000 | 4,999 |
| Income before extraordinary items | $762,000 | 3,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $650,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $762,000 | 3,601 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 4,989 |
| Total interest expense | $742,000 | 4,807 |
| Net interest income | $882,000 | 5,060 |
| Provision for loan and lease losses | $-17,000 | 8,457 |
| Total noninterest income | $695,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $380,000 | 1,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $315,000 | 1,886 |
| Total noninterest expense | $1,275,000 | 3,402 |
| Salaries and employee benefits | $535,000 | 4,220 |
| Premises and equipment expense | $198,000 | 3,140 |
| Additional noninterest expense | $542,000 | 2,430 |
| Pre-tax net operating income | $319,000 | 4,514 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-7,000 | 8,230 |
| Income before extraordinary items | $326,000 | 3,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $326,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $326,000 | 3,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,201,000 | 4,893 |
| Total interest expense | $2,543,000 | 4,775 |
| Net interest income | $3,658,000 | 4,916 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $2,972,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,595,000 | 1,107 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,377,000 | 1,775 |
| Total noninterest expense | $5,035,000 | 3,341 |
| Salaries and employee benefits | $2,159,000 | 4,038 |
| Premises and equipment expense | $787,000 | 3,051 |
| Additional noninterest expense | $2,089,000 | 2,467 |
| Pre-tax net operating income | $1,495,000 | 4,291 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $40,000 | 5,584 |
| Income before extraordinary items | $1,455,000 | 3,836 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,455,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,455,000 | 3,816 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 4,922 |
| Total interest expense | $1,824,000 | 4,820 |
| Net interest income | $2,776,000 | 4,915 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $2,209,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,202,000 | 1,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,007,000 | 1,815 |
| Total noninterest expense | $3,814,000 | 3,298 |
| Salaries and employee benefits | $1,655,000 | 3,955 |
| Premises and equipment expense | $590,000 | 3,052 |
| Additional noninterest expense | $1,569,000 | 2,447 |
| Pre-tax net operating income | $1,076,000 | 4,568 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $32,000 | 5,718 |
| Income before extraordinary items | $1,044,000 | 4,068 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,044,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $700,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,044,000 | 4,054 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 4,954 |
| Total interest expense | $1,148,000 | 4,855 |
| Net interest income | $1,847,000 | 4,945 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $1,438,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $785,000 | 1,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $653,000 | 1,855 |
| Total noninterest expense | $2,577,000 | 3,265 |
| Salaries and employee benefits | $1,138,000 | 3,896 |
| Premises and equipment expense | $378,000 | 3,138 |
| Additional noninterest expense | $1,061,000 | 2,427 |
| Pre-tax net operating income | $644,000 | 4,824 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-8,000 | 8,481 |
| Income before extraordinary items | $652,000 | 4,237 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $652,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $652,000 | 4,227 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,961 |
| Total interest expense | $554,000 | 4,824 |
| Net interest income | $912,000 | 4,986 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $674,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $362,000 | 1,200 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $312,000 | 1,884 |
| Total noninterest expense | $1,219,000 | 3,420 |
| Salaries and employee benefits | $552,000 | 3,991 |
| Premises and equipment expense | $183,000 | 3,224 |
| Additional noninterest expense | $484,000 | 2,609 |
| Pre-tax net operating income | $317,000 | 4,817 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-5,000 | 8,490 |
| Income before extraordinary items | $322,000 | 4,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $322,000 | 4,224 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 4,895 |
| Total interest expense | $1,639,000 | 5,001 |
| Net interest income | $3,786,000 | 4,789 |
| Provision for loan and lease losses | $49,000 | 5,795 |
| Total noninterest income | $2,674,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,481,000 | 1,203 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,193,000 | 1,973 |
| Total noninterest expense | $4,794,000 | 3,350 |
| Salaries and employee benefits | $2,183,000 | 3,866 |
| Premises and equipment expense | $750,000 | 3,065 |
| Additional noninterest expense | $1,861,000 | 2,678 |
| Pre-tax net operating income | $1,617,000 | 4,206 |
| Securities gains (losses) | $-103,000 | 8,439 |
| Applicable income taxes | $88,000 | 5,466 |
| Income before extraordinary items | $1,426,000 | 3,904 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,426,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,259 |
| Cash dividends | $1,050,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,522,820 | 3,718 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 4,879 |
| Total interest expense | $1,117,000 | 5,138 |
| Net interest income | $2,929,000 | 4,720 |
| Provision for loan and lease losses | $41,000 | 5,531 |
| Total noninterest income | $1,979,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,099,000 | 1,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $880,000 | 1,984 |
| Total noninterest expense | $3,607,000 | 3,324 |
| Salaries and employee benefits | $1,663,000 | 3,803 |
| Premises and equipment expense | $547,000 | 3,107 |
| Additional noninterest expense | $1,397,000 | 2,629 |
| Pre-tax net operating income | $1,260,000 | 4,188 |
| Securities gains (losses) | $-103,000 | 8,632 |
| Applicable income taxes | $79,000 | 5,452 |
| Income before extraordinary items | $1,078,000 | 3,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,078,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,913 |
| Cash dividends | $550,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,173,790 | 3,689 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 4,841 |
| Total interest expense | $684,000 | 5,226 |
| Net interest income | $1,998,000 | 4,613 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $1,271,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $701,000 | 1,215 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $570,000 | 2,004 |
| Total noninterest expense | $2,387,000 | 3,316 |
| Salaries and employee benefits | $1,104,000 | 3,798 |
| Premises and equipment expense | $362,000 | 3,101 |
| Additional noninterest expense | $921,000 | 2,640 |
| Pre-tax net operating income | $877,000 | 4,057 |
| Securities gains (losses) | $-103,000 | 8,711 |
| Applicable income taxes | $53,000 | 5,468 |
| Income before extraordinary items | $721,000 | 3,913 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $721,000 | 3,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $816,790 | 3,551 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,867 |
| Total interest expense | $318,000 | 5,323 |
| Net interest income | $1,005,000 | 4,609 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $602,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $336,000 | 1,219 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,053 |
| Total noninterest expense | $1,177,000 | 3,362 |
| Salaries and employee benefits | $566,000 | 3,738 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $463,000 | 2,620 |
| Pre-tax net operating income | $412,000 | 4,186 |
| Securities gains (losses) | $-103,000 | 8,839 |
| Applicable income taxes | $-2,000 | 8,643 |
| Income before extraordinary items | $311,000 | 4,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $311,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $414,000 | 3,499 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 4,722 |
| Total interest expense | $1,159,000 | 5,212 |
| Net interest income | $4,020,000 | 4,471 |
| Provision for loan and lease losses | $93,000 | 5,137 |
| Total noninterest income | $2,659,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,641,000 | 1,091 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,018,000 | 2,117 |
| Total noninterest expense | $4,333,000 | 3,513 |
| Salaries and employee benefits | $2,135,000 | 3,775 |
| Premises and equipment expense | $541,000 | 3,837 |
| Additional noninterest expense | $1,657,000 | 2,879 |
| Pre-tax net operating income | $2,253,000 | 3,240 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $402,000 | 3,719 |
| Income before extraordinary items | $1,886,000 | 3,074 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,886,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $1,350,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,857,300 | 3,043 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 4,780 |
| Total interest expense | $815,000 | 5,400 |
| Net interest income | $2,994,000 | 4,485 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $1,998,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,245,000 | 1,083 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $753,000 | 2,155 |
| Total noninterest expense | $3,219,000 | 3,514 |
| Salaries and employee benefits | $1,551,000 | 3,858 |
| Premises and equipment expense | $393,000 | 3,928 |
| Additional noninterest expense | $1,275,000 | 2,751 |
| Pre-tax net operating income | $1,737,000 | 3,233 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $308,000 | 3,750 |
| Income before extraordinary items | $1,429,000 | 3,082 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,429,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $650,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,429,000 | 3,011 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 4,888 |
| Total interest expense | $524,000 | 5,520 |
| Net interest income | $1,940,000 | 4,569 |
| Provision for loan and lease losses | $56,000 | 4,573 |
| Total noninterest income | $1,318,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $826,000 | 1,073 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $492,000 | 2,214 |
| Total noninterest expense | $2,143,000 | 3,541 |
| Salaries and employee benefits | $1,021,000 | 3,917 |
| Premises and equipment expense | $265,000 | 3,895 |
| Additional noninterest expense | $857,000 | 2,748 |
| Pre-tax net operating income | $1,059,000 | 3,406 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $173,000 | 4,016 |
| Income before extraordinary items | $886,000 | 3,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $886,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $886,000 | 3,175 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 5,151 |
| Total interest expense | $258,000 | 5,627 |
| Net interest income | $882,000 | 4,877 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $636,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $403,000 | 1,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $233,000 | 2,238 |
| Total noninterest expense | $1,038,000 | 3,649 |
| Salaries and employee benefits | $486,000 | 4,102 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $468,000 | 3,690 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $403,000 | 3,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $403,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $403,000 | 3,376 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 5,461 |
| Total interest expense | $1,063,000 | 5,947 |
| Net interest income | $3,147,000 | 5,151 |
| Provision for loan and lease losses | $166,000 | 4,396 |
| Total noninterest income | $2,688,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,653,000 | 1,044 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,035,000 | 2,339 |
| Total noninterest expense | $4,012,000 | 3,714 |
| Salaries and employee benefits | $1,782,000 | 4,295 |
| Premises and equipment expense | $551,000 | 3,770 |
| Additional noninterest expense | $1,679,000 | 2,780 |
| Pre-tax net operating income | $1,657,000 | 3,854 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $205,000 | 4,894 |
| Income before extraordinary items | $1,452,000 | 3,642 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,452,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,097 |
| Cash dividends | $550,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,452,000 | 3,486 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 5,497 |
| Total interest expense | $812,000 | 6,027 |
| Net interest income | $2,365,000 | 5,171 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $2,038,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,221,000 | 1,061 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $817,000 | 2,342 |
| Total noninterest expense | $3,012,000 | 3,699 |
| Salaries and employee benefits | $1,350,000 | 4,253 |
| Premises and equipment expense | $410,000 | 3,782 |
| Additional noninterest expense | $1,252,000 | 2,779 |
| Pre-tax net operating income | $1,295,000 | 3,859 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $171,000 | 4,908 |
| Income before extraordinary items | $1,124,000 | 3,678 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,124,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,124,000 | 3,510 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 5,547 |
| Total interest expense | $543,000 | 6,141 |
| Net interest income | $1,576,000 | 5,174 |
| Provision for loan and lease losses | $43,000 | 5,377 |
| Total noninterest income | $1,330,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $790,000 | 1,081 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $540,000 | 2,335 |
| Total noninterest expense | $2,016,000 | 3,674 |
| Salaries and employee benefits | $910,000 | 4,222 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $834,000 | 2,786 |
| Pre-tax net operating income | $847,000 | 3,908 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $112,000 | 4,969 |
| Income before extraordinary items | $735,000 | 3,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $735,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $735,000 | 3,537 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 5,649 |
| Total interest expense | $262,000 | 6,355 |
| Net interest income | $774,000 | 5,214 |
| Provision for loan and lease losses | $34,000 | 4,352 |
| Total noninterest income | $637,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $395,000 | 1,052 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $242,000 | 2,407 |
| Total noninterest expense | $988,000 | 3,703 |
| Salaries and employee benefits | $461,000 | 4,157 |
| Premises and equipment expense | $130,000 | 3,924 |
| Additional noninterest expense | $397,000 | 2,883 |
| Pre-tax net operating income | $389,000 | 4,096 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $343,000 | 3,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $343,000 | 3,680 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 6,112 |
| Total interest expense | $985,000 | 6,971 |
| Net interest income | $2,768,000 | 5,563 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $2,446,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,467,000 | 1,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $979,000 | 2,214 |
| Total noninterest expense | $4,032,000 | 3,536 |
| Salaries and employee benefits | $1,990,000 | 3,752 |
| Premises and equipment expense | $526,000 | 3,789 |
| Additional noninterest expense | $1,516,000 | 2,936 |
| Pre-tax net operating income | $1,122,000 | 4,893 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $36,000 | 6,735 |
| Income before extraordinary items | $1,086,000 | 4,362 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,086,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,086,000 | 4,254 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 6,992 |
| Total interest expense | $1,302,000 | 7,401 |
| Net interest income | $1,936,000 | 6,527 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $2,162,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,304,000 | 1,130 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $858,000 | 2,279 |
| Total noninterest expense | $3,815,000 | 3,572 |
| Salaries and employee benefits | $1,969,000 | 3,638 |
| Premises and equipment expense | $493,000 | 3,920 |
| Additional noninterest expense | $1,353,000 | 3,150 |
| Pre-tax net operating income | $187,000 | 7,942 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-184,000 | 9,363 |
| Income before extraordinary items | $371,000 | 6,730 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $371,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $371,000 | 6,600 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 7,892 |
| Total interest expense | $1,180,000 | 7,844 |
| Net interest income | $1,329,000 | 7,802 |
| Provision for loan and lease losses | $57,000 | 6,367 |
| Total noninterest income | $1,740,000 | 2,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,047,000 | 1,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 2,379 |
| Total noninterest expense | $2,834,000 | 4,423 |
| Salaries and employee benefits | $1,322,000 | 4,841 |
| Premises and equipment expense | $389,000 | 4,598 |
| Additional noninterest expense | $1,123,000 | 3,640 |
| Pre-tax net operating income | $178,000 | 8,455 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-108,000 | 9,594 |
| Income before extraordinary items | $286,000 | 7,553 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $286,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $286,000 | 7,559 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 9,703 |
| Total interest expense | $378,000 | 9,686 |
| Net interest income | $517,000 | 9,659 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $754,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,159 |
| Total noninterest expense | $1,372,000 | 7,106 |
| Salaries and employee benefits | $560,000 | 7,973 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $636,000 | 5,608 |
| Pre-tax net operating income | $-180,000 | 9,604 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-91,000 | 9,908 |
| Income before extraordinary items | $-89,000 | 9,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-89,000 | 9,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-89,000 | 9,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.