Home > FirstBank of Adams County > Assets and Liabilities
FirstBank of Adams County, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 48 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $223,906,000 | 2,869 |
| Cash and due from depository institutions | $3,718,000 | 3,152 |
| Interest-bearing balances | $28,000 | 6,949 |
| Securities | $149,030,000 | 893 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 2,254 |
| Net loans & leases | $53,393,000 | 5,397 |
| Loan loss allowance | $1,265,000 | 4,265 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,301,000 | 1,064 |
| Other real estate owned | $256,000 | 3,152 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,478,000 | 4,077 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $223,906,000 | 2,869 |
| Total liabilities | $205,896,000 | 2,807 |
| Total deposits | $202,894,000 | 2,653 |
| Interest-bearing deposits | $173,190,000 | 2,675 |
| Deposits held in domestic offices | $202,894,000 | 2,650 |
| % insured | 79.74% | 6,162 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,002,000 | 1,618 |
| Total equity capital | $18,010,000 | 3,526 |
| Total bank equity capital | $18,010,000 | 3,526 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $4,802,000 | 4,009 |
| Undivided profits | $12,208,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,572,000 | 4,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,253,000 | 2,593 |
| Earning assets | $205,181,000 | 2,867 |
| Long-term assets (5+ years) | $96,352,000 | 1,427 |
| Average Assets, year-to-date | $221,298,750 | 2,893 |
| Average Assets, quarterly | $223,202,500 | 2,875 |
| Volatile liabilities | $44,137,000 | 2,894 |
| Insider loans | $10,000 | 6,924 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $9,721,000 | 3,996 |
| Tier 1 (core) risk-based capital | $15,227,000 | 3,812 |
| Tier 2 risk-based capital | $1,210,000 | 3,792 |
| Total risk weighted assets | $96,701,000 | 4,043 |
| Total unused commitments | $9,721,000 | 3,999 |
| Derivatives | $128,000 | 1,179 |
| 2010-06-30 | Rank | |
| # of Employees: | 50 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $222,499,000 | 2,910 |
| Cash and due from depository institutions | $2,794,000 | 3,070 |
| Interest-bearing balances | $31,000 | 6,908 |
| Securities | $149,284,000 | 893 |
| Federal funds sold & reverse repurchase agreements | $2,732,000 | 2,306 |
| Net loans & leases | $53,096,000 | 5,467 |
| Loan loss allowance | $1,181,000 | 4,400 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,373,000 | 1,070 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,220,000 | 4,276 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $222,499,000 | 2,910 |
| Total liabilities | $205,117,000 | 2,844 |
| Total deposits | $202,220,000 | 2,677 |
| Interest-bearing deposits | $173,553,000 | 2,697 |
| Deposits held in domestic offices | $202,220,000 | 2,675 |
| % insured | 80.48% | 6,145 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,897,000 | 1,595 |
| Total equity capital | $17,382,000 | 3,602 |
| Total bank equity capital | $17,382,000 | 3,601 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $4,802,000 | 4,027 |
| Undivided profits | $11,580,000 | 2,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,140,000 | 3,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $915,000 | 3,430 |
| Earning assets | $205,143,000 | 2,883 |
| Long-term assets (5+ years) | $95,990,000 | 1,416 |
| Average Assets, year-to-date | $220,429,670 | 2,932 |
| Average Assets, quarterly | $222,156,000 | 2,923 |
| Volatile liabilities | $38,079,000 | 3,300 |
| Insider loans | $10,000 | 7,003 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,642,000 | 3,883 |
| Tier 1 (core) risk-based capital | $14,680,000 | 3,909 |
| Tier 2 risk-based capital | $1,192,000 | 3,830 |
| Total risk weighted assets | $97,081,000 | 4,082 |
| Total unused commitments | $10,642,000 | 3,889 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 44 | 3,463 |
| Assets and Liabilities | ||
| Total Assets: | $221,813,000 | 2,974 |
| Cash and due from depository institutions | $3,050,000 | 3,463 |
| Interest-bearing balances | $27,000 | 6,977 |
| Securities | $136,105,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $16,129,000 | 542 |
| Net loans & leases | $51,723,000 | 5,546 |
| Loan loss allowance | $1,083,000 | 4,620 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,493,000 | 1,080 |
| Other real estate owned | $0 | 3,463 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,313,000 | 4,295 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $221,813,000 | 2,974 |
| Total liabilities | $205,865,000 | 2,887 |
| Total deposits | $203,420,000 | 2,710 |
| Interest-bearing deposits | $174,446,000 | 2,721 |
| Deposits held in domestic offices | $203,420,000 | 2,708 |
| % insured | 81.02% | 6,089 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,445,000 | 1,817 |
| Total equity capital | $15,948,000 | 3,865 |
| Total bank equity capital | $15,948,000 | 3,864 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $4,802,000 | 4,079 |
| Undivided profits | $10,146,000 | 2,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 6,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,144,000 | 2,850 |
| Earning assets | $203,984,000 | 2,956 |
| Long-term assets (5+ years) | $93,371,000 | 1,462 |
| Average Assets, year-to-date | $219,395,000 | 2,996 |
| Average Assets, quarterly | $219,395,000 | 2,996 |
| Volatile liabilities | $39,007,000 | 3,324 |
| Insider loans | $10,000 | 7,093 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,695,000 | 3,803 |
| Tier 1 (core) risk-based capital | $13,989,000 | 4,084 |
| Tier 2 risk-based capital | $1,094,000 | 4,080 |
| Total risk weighted assets | $97,301,000 | 4,140 |
| Total unused commitments | $11,695,000 | 3,807 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 49 | 3,194 |
| Assets and Liabilities | ||
| Total Assets: | $216,977,000 | 3,046 |
| Cash and due from depository institutions | $3,776,000 | 3,194 |
| Interest-bearing balances | $50,000 | 6,759 |
| Securities | $134,787,000 | 956 |
| Federal funds sold & reverse repurchase agreements | $9,935,000 | 877 |
| Net loans & leases | $53,938,000 | 5,507 |
| Loan loss allowance | $884,000 | 5,075 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,306,000 | 1,112 |
| Other real estate owned | $0 | 3,194 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,235,000 | 4,441 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $216,977,000 | 3,046 |
| Total liabilities | $201,967,000 | 2,953 |
| Total deposits | $199,594,000 | 2,746 |
| Interest-bearing deposits | $171,098,000 | 2,752 |
| Deposits held in domestic offices | $199,594,000 | 2,744 |
| % insured | 80.98% | 6,152 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,373,000 | 1,858 |
| Total equity capital | $15,010,000 | 4,015 |
| Total bank equity capital | $15,010,000 | 4,015 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $4,802,000 | 4,108 |
| Undivided profits | $9,208,000 | 3,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 5,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $863,000 | 3,824 |
| Earning assets | $198,710,000 | 3,029 |
| Long-term assets (5+ years) | $95,590,000 | 1,424 |
| Average Assets, year-to-date | $204,770,600 | 3,123 |
| Average Assets, quarterly | $214,236,000 | 3,064 |
| Volatile liabilities | $38,965,000 | 3,329 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,859,000 | 3,481 |
| Tier 1 (core) risk-based capital | $13,368,000 | 4,239 |
| Tier 2 risk-based capital | $895,000 | 4,592 |
| Total risk weighted assets | $98,270,000 | 4,162 |
| Total unused commitments | $13,859,000 | 3,484 |
| Derivatives | $414,000 | 1,024 |
| 2009-09-30 | Rank | |
| # of Employees: | 46 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $211,495,000 | 3,113 |
| Cash and due from depository institutions | $2,943,000 | 3,408 |
| Interest-bearing balances | $25,000 | 6,910 |
| Securities | $141,790,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $1,510,000 | 3,265 |
| Net loans & leases | $53,155,000 | 5,601 |
| Loan loss allowance | $768,000 | 5,341 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,374,000 | 1,226 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,723,000 | 5,428 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $211,495,000 | 3,113 |
| Total liabilities | $196,515,000 | 3,018 |
| Total deposits | $194,935,000 | 2,794 |
| Interest-bearing deposits | $167,681,000 | 2,794 |
| Deposits held in domestic offices | $194,935,000 | 2,792 |
| % insured | 80.94% | 6,335 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,580,000 | 2,804 |
| Total equity capital | $14,980,000 | 4,130 |
| Total bank equity capital | $14,980,000 | 4,130 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $4,802,000 | 4,112 |
| Undivided profits | $9,178,000 | 3,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 6,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,190,000 | 3,029 |
| Earning assets | $196,480,000 | 3,081 |
| Long-term assets (5+ years) | $99,049,000 | 1,372 |
| Average Assets, year-to-date | $201,719,000 | 3,183 |
| Average Assets, quarterly | $211,455,500 | 3,099 |
| Volatile liabilities | $40,434,000 | 3,246 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,645,000 | 3,615 |
| Tier 1 (core) risk-based capital | $13,418,000 | 4,312 |
| Tier 2 risk-based capital | $784,000 | 4,913 |
| Total risk weighted assets | $95,542,000 | 4,263 |
| Total unused commitments | $13,645,000 | 3,617 |
| Derivatives | $180,000 | 1,121 |
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $211,416,000 | 3,112 |
| Cash and due from depository institutions | $2,818,000 | 3,618 |
| Interest-bearing balances | $23,000 | 6,943 |
| Securities | $118,958,000 | 1,061 |
| Federal funds sold & reverse repurchase agreements | $24,451,000 | 353 |
| Net loans & leases | $54,395,000 | 5,576 |
| Loan loss allowance | $1,014,000 | 4,638 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,388,000 | 1,370 |
| Other real estate owned | $0 | 3,618 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,406,000 | 5,886 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $211,416,000 | 3,112 |
| Total liabilities | $197,970,000 | 3,005 |
| Total deposits | $196,177,000 | 2,753 |
| Interest-bearing deposits | $168,622,000 | 2,786 |
| Deposits held in domestic offices | $196,177,000 | 2,751 |
| % insured | 70.78% | 5,915 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $635,000 | 5,163 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,158,000 | 3,490 |
| Total equity capital | $13,446,000 | 4,434 |
| Total bank equity capital | $13,446,000 | 4,434 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $4,802,000 | 4,149 |
| Undivided profits | $7,644,000 | 3,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 5,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $841,000 | 4,016 |
| Earning assets | $197,827,000 | 3,063 |
| Long-term assets (5+ years) | $104,685,000 | 1,283 |
| Average Assets, year-to-date | $198,460,330 | 3,245 |
| Average Assets, quarterly | $209,185,000 | 3,136 |
| Volatile liabilities | $41,246,000 | 3,210 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,852,000 | 3,415 |
| Tier 1 (core) risk-based capital | $12,585,000 | 4,544 |
| Tier 2 risk-based capital | $1,025,000 | 4,222 |
| Total risk weighted assets | $91,993,000 | 4,397 |
| Total unused commitments | $15,852,000 | 3,417 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 42 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $206,954,000 | 3,182 |
| Cash and due from depository institutions | $3,251,000 | 3,715 |
| Interest-bearing balances | $24,000 | 6,787 |
| Securities | $114,086,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $26,238,000 | 424 |
| Net loans & leases | $52,847,000 | 5,653 |
| Loan loss allowance | $974,000 | 4,677 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,969,000 | 1,447 |
| Other real estate owned | $0 | 3,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,563,000 | 5,654 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $206,954,000 | 3,182 |
| Total liabilities | $195,626,000 | 3,050 |
| Total deposits | $194,784,000 | 2,770 |
| Interest-bearing deposits | $166,140,000 | 2,808 |
| Deposits held in domestic offices | $194,784,000 | 2,768 |
| % insured | 70.43% | 6,011 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $842,000 | 4,100 |
| Total equity capital | $11,328,000 | 5,028 |
| Total bank equity capital | $11,328,000 | 5,027 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $4,202,000 | 4,378 |
| Undivided profits | $6,126,000 | 4,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 5,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,100,000 | 3,147 |
| Earning assets | $193,195,000 | 3,143 |
| Long-term assets (5+ years) | $105,561,000 | 1,266 |
| Average Assets, year-to-date | $191,982,500 | 3,334 |
| Average Assets, quarterly | $191,982,500 | 3,334 |
| Volatile liabilities | $37,804,000 | 3,410 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $12,888,000 | 3,940 |
| Tier 1 (core) risk-based capital | $11,226,000 | 4,937 |
| Tier 2 risk-based capital | $990,000 | 4,288 |
| Total risk weighted assets | $86,709,000 | 4,539 |
| Total unused commitments | $12,888,000 | 3,943 |
| Derivatives | $177,000 | 1,143 |
| 2008-12-31 | Rank | |
| # of Employees: | 41 | 3,819 |
| Assets and Liabilities | ||
| Total Assets: | $177,011,000 | 3,552 |
| Cash and due from depository institutions | $3,033,000 | 3,819 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $104,387,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $8,527,000 | 1,154 |
| Net loans & leases | $50,666,000 | 5,788 |
| Loan loss allowance | $915,000 | 4,790 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,888,000 | 1,468 |
| Other real estate owned | $0 | 3,819 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,510,000 | 5,813 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $177,011,000 | 3,552 |
| Total liabilities | $167,013,000 | 3,422 |
| Total deposits | $161,090,000 | 3,240 |
| Interest-bearing deposits | $134,278,000 | 3,297 |
| Deposits held in domestic offices | $161,090,000 | 3,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $923,000 | 3,924 |
| Total equity capital | $9,998,000 | 5,407 |
| Total bank equity capital | $9,998,000 | 5,407 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $4,202,000 | 4,368 |
| Undivided profits | $4,796,000 | 4,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 5,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $763,000 | 4,510 |
| Earning assets | $163,580,000 | 3,519 |
| Long-term assets (5+ years) | $104,755,000 | 1,251 |
| Average Assets, year-to-date | $160,042,600 | 3,718 |
| Average Assets, quarterly | $172,083,500 | 3,602 |
| Volatile liabilities | $21,102,000 | 4,796 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,000,000 | 3,639 |
| Tier 1 (core) risk-based capital | $10,474,000 | 5,147 |
| Tier 2 risk-based capital | $935,000 | 4,412 |
| Total risk weighted assets | $79,325,000 | 4,801 |
| Total unused commitments | $15,000,000 | 3,642 |
| Derivatives | $440,000 | 1,004 |
| 2008-09-30 | Rank | |
| # of Employees: | 42 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $167,156,000 | 3,662 |
| Cash and due from depository institutions | $4,107,000 | 3,774 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $103,574,000 | 1,148 |
| Federal funds sold & reverse repurchase agreements | $4,612,000 | 2,405 |
| Net loans & leases | $46,158,000 | 5,987 |
| Loan loss allowance | $660,000 | 5,453 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,234,000 | 1,825 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,471,000 | 5,931 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $167,156,000 | 3,662 |
| Total liabilities | $156,779,000 | 3,537 |
| Total deposits | $150,571,000 | 3,360 |
| Interest-bearing deposits | $122,014,000 | 3,500 |
| Deposits held in domestic offices | $150,571,000 | 3,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,208,000 | 3,399 |
| Total equity capital | $10,377,000 | 5,331 |
| Total bank equity capital | $10,377,000 | 5,331 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $4,202,000 | 4,368 |
| Undivided profits | $5,175,000 | 4,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 4,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,004,000 | 3,835 |
| Earning assets | $154,344,000 | 3,649 |
| Long-term assets (5+ years) | $99,632,000 | 1,270 |
| Average Assets, year-to-date | $155,800,500 | 3,808 |
| Average Assets, quarterly | $164,977,000 | 3,675 |
| Volatile liabilities | $17,434,000 | 5,142 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $5,000,000 | 3,984 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,236,000 | 3,638 |
| Tier 1 (core) risk-based capital | $9,948,000 | 5,400 |
| Tier 2 risk-based capital | $677,000 | 5,165 |
| Total risk weighted assets | $72,618,000 | 5,043 |
| Total unused commitments | $16,236,000 | 3,641 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 41 | 3,903 |
| Assets and Liabilities | ||
| Total Assets: | $162,798,000 | 3,746 |
| Cash and due from depository institutions | $4,657,000 | 3,903 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $102,332,000 | 1,184 |
| Federal funds sold & reverse repurchase agreements | $8,494,000 | 1,436 |
| Net loans & leases | $38,927,000 | 6,320 |
| Loan loss allowance | $583,000 | 5,722 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,242,000 | 1,797 |
| Other real estate owned | $0 | 3,903 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,146,000 | 6,449 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $162,798,000 | 3,746 |
| Total liabilities | $153,135,000 | 3,596 |
| Total deposits | $146,385,000 | 3,441 |
| Interest-bearing deposits | $114,798,000 | 3,657 |
| Deposits held in domestic offices | $146,385,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,750,000 | 2,554 |
| Total equity capital | $9,663,000 | 5,583 |
| Total bank equity capital | $9,663,000 | 5,583 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $4,202,000 | 4,381 |
| Undivided profits | $4,461,000 | 4,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $690,000 | 4,890 |
| Earning assets | $149,753,000 | 3,733 |
| Long-term assets (5+ years) | $97,290,000 | 1,296 |
| Average Assets, year-to-date | $152,015,330 | 3,903 |
| Average Assets, quarterly | $157,944,000 | 3,827 |
| Volatile liabilities | $16,637,000 | 5,256 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,162,000 | 3,507 |
| Tier 1 (core) risk-based capital | $9,384,000 | 5,604 |
| Tier 2 risk-based capital | $595,000 | 5,452 |
| Total risk weighted assets | $66,227,000 | 5,295 |
| Total unused commitments | $18,162,000 | 3,508 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $153,090,000 | 3,925 |
| Cash and due from depository institutions | $4,320,000 | 3,835 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $92,496,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $10,177,000 | 1,728 |
| Net loans & leases | $37,474,000 | 6,345 |
| Loan loss allowance | $563,000 | 5,780 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,304,000 | 1,770 |
| Other real estate owned | $0 | 3,835 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,319,000 | 6,052 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $153,090,000 | 3,925 |
| Total liabilities | $143,324,000 | 3,790 |
| Total deposits | $141,862,000 | 3,542 |
| Interest-bearing deposits | $110,947,000 | 3,785 |
| Deposits held in domestic offices | $141,862,000 | 3,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $134,000 | 5,423 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,328,000 | 3,369 |
| Total equity capital | $9,766,000 | 5,617 |
| Total bank equity capital | $9,766,000 | 5,617 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $4,202,000 | 4,370 |
| Undivided profits | $4,564,000 | 4,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $909,000 | 4,056 |
| Earning assets | $140,147,000 | 3,925 |
| Long-term assets (5+ years) | $86,999,000 | 1,381 |
| Average Assets, year-to-date | $146,624,000 | 4,018 |
| Average Assets, quarterly | $146,624,000 | 4,018 |
| Volatile liabilities | $13,459,000 | 5,691 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,072,000 | 4,247 |
| Tier 1 (core) risk-based capital | $8,909,000 | 5,748 |
| Tier 2 risk-based capital | $571,000 | 5,517 |
| Total risk weighted assets | $62,836,000 | 5,383 |
| Total unused commitments | $13,072,000 | 4,249 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 40 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $140,158,000 | 4,128 |
| Cash and due from depository institutions | $4,718,000 | 3,994 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $88,288,000 | 1,358 |
| Federal funds sold & reverse repurchase agreements | $4,958,000 | 2,554 |
| Net loans & leases | $33,764,000 | 6,576 |
| Loan loss allowance | $363,000 | 6,678 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,357,000 | 1,745 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,073,000 | 6,549 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $140,158,000 | 4,128 |
| Total liabilities | $131,052,000 | 3,981 |
| Total deposits | $129,184,000 | 3,743 |
| Interest-bearing deposits | $99,880,000 | 4,016 |
| Deposits held in domestic offices | $129,184,000 | 3,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $952,000 | 4,963 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $916,000 | 4,219 |
| Total equity capital | $9,106,000 | 5,792 |
| Total bank equity capital | $9,106,000 | 5,792 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $4,202,000 | 4,349 |
| Undivided profits | $3,904,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $664,000 | 5,267 |
| Earning assets | $127,010,000 | 4,148 |
| Long-term assets (5+ years) | $84,837,000 | 1,332 |
| Average Assets, year-to-date | $132,365,400 | 4,165 |
| Average Assets, quarterly | $138,974,000 | 4,116 |
| Volatile liabilities | $13,666,000 | 5,643 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $8,319,000 | 5,117 |
| Tier 1 (core) risk-based capital | $8,908,000 | 5,733 |
| Tier 2 risk-based capital | $372,000 | 6,460 |
| Total risk weighted assets | $56,848,000 | 5,617 |
| Total unused commitments | $8,319,000 | 5,117 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $137,790,000 | 4,121 |
| Cash and due from depository institutions | $4,001,000 | 3,843 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $89,918,000 | 1,323 |
| Federal funds sold & reverse repurchase agreements | $4,334,000 | 2,817 |
| Net loans & leases | $30,847,000 | 6,758 |
| Loan loss allowance | $310,000 | 7,023 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,394,000 | 1,698 |
| Other real estate owned | $0 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,296,000 | 6,254 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $137,790,000 | 4,121 |
| Total liabilities | $129,043,000 | 3,984 |
| Total deposits | $127,930,000 | 3,746 |
| Interest-bearing deposits | $96,501,000 | 4,089 |
| Deposits held in domestic offices | $127,930,000 | 3,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,113,000 | 3,826 |
| Total equity capital | $8,747,000 | 5,877 |
| Total bank equity capital | $8,747,000 | 5,877 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $4,202,000 | 4,317 |
| Undivided profits | $3,545,000 | 5,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $919,000 | 4,522 |
| Earning assets | $125,099,000 | 4,159 |
| Long-term assets (5+ years) | $80,454,000 | 1,359 |
| Average Assets, year-to-date | $130,417,250 | 4,204 |
| Average Assets, quarterly | $134,581,500 | 4,164 |
| Volatile liabilities | $11,549,000 | 5,982 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $9,820,000 | 4,815 |
| Tier 1 (core) risk-based capital | $8,630,000 | 5,838 |
| Tier 2 risk-based capital | $320,000 | 6,796 |
| Total risk weighted assets | $54,303,000 | 5,700 |
| Total unused commitments | $9,820,000 | 4,815 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 39 | 4,121 |
| Assets and Liabilities | ||
| Total Assets: | $131,373,000 | 4,250 |
| Cash and due from depository institutions | $3,345,000 | 4,121 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $87,888,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $522,000 | 5,580 |
| Net loans & leases | $31,036,000 | 6,749 |
| Loan loss allowance | $314,000 | 7,023 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,408,000 | 1,692 |
| Other real estate owned | $0 | 4,121 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,174,000 | 6,425 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $131,373,000 | 4,250 |
| Total liabilities | $122,803,000 | 4,122 |
| Total deposits | $122,241,000 | 3,884 |
| Interest-bearing deposits | $92,966,000 | 4,194 |
| Deposits held in domestic offices | $122,241,000 | 3,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $562,000 | 5,285 |
| Total equity capital | $8,570,000 | 5,897 |
| Total bank equity capital | $8,570,000 | 5,897 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $4,202,000 | 4,317 |
| Undivided profits | $3,368,000 | 5,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 6,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $784,000 | 4,777 |
| Earning assets | $119,446,000 | 4,279 |
| Long-term assets (5+ years) | $83,256,000 | 1,280 |
| Average Assets, year-to-date | $127,959,670 | 4,283 |
| Average Assets, quarterly | $130,619,000 | 4,251 |
| Volatile liabilities | $10,362,000 | 6,141 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $9,948,000 | 4,845 |
| Tier 1 (core) risk-based capital | $8,636,000 | 5,818 |
| Tier 2 risk-based capital | $320,000 | 6,802 |
| Total risk weighted assets | $52,687,000 | 5,768 |
| Total unused commitments | $9,948,000 | 4,846 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 44 | 3,716 |
| Assets and Liabilities | ||
| Total Assets: | $129,865,000 | 4,294 |
| Cash and due from depository institutions | $3,129,000 | 3,716 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $79,071,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $10,410,000 | 1,924 |
| Net loans & leases | $28,551,000 | 6,891 |
| Loan loss allowance | $304,000 | 7,106 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,461,000 | 1,641 |
| Other real estate owned | $0 | 3,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,243,000 | 6,220 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $129,865,000 | 4,294 |
| Total liabilities | $121,260,000 | 4,164 |
| Total deposits | $120,524,000 | 3,921 |
| Interest-bearing deposits | $91,018,000 | 4,252 |
| Deposits held in domestic offices | $120,524,000 | 3,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $736,000 | 4,630 |
| Total equity capital | $8,605,000 | 5,872 |
| Total bank equity capital | $8,605,000 | 5,872 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,202,000 | 4,289 |
| Undivided profits | $3,403,000 | 5,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $834,000 | 4,424 |
| Earning assets | $118,032,000 | 4,328 |
| Long-term assets (5+ years) | $73,069,000 | 1,412 |
| Average Assets, year-to-date | $126,253,000 | 4,340 |
| Average Assets, quarterly | $126,253,000 | 4,340 |
| Volatile liabilities | $9,827,000 | 6,171 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $8,768,000 | 5,061 |
| Tier 1 (core) risk-based capital | $8,350,000 | 5,900 |
| Tier 2 risk-based capital | $310,000 | 6,863 |
| Total risk weighted assets | $50,975,000 | 5,824 |
| Total unused commitments | $8,768,000 | 5,063 |
| Derivatives | $194,000 | 1,016 |
| 2006-12-31 | Rank | |
| # of Employees: | 42 | 3,848 |
| Assets and Liabilities | ||
| Total Assets: | $122,641,000 | 4,425 |
| Cash and due from depository institutions | $2,974,000 | 3,848 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $68,223,000 | 1,741 |
| Federal funds sold & reverse repurchase agreements | $13,414,000 | 1,217 |
| Net loans & leases | $29,545,000 | 6,844 |
| Loan loss allowance | $330,000 | 6,957 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,540,000 | 1,601 |
| Other real estate owned | $0 | 3,848 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $945,000 | 6,874 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $122,641,000 | 4,425 |
| Total liabilities | $113,890,000 | 4,302 |
| Total deposits | $113,161,000 | 4,068 |
| Interest-bearing deposits | $85,619,000 | 4,372 |
| Deposits held in domestic offices | $113,161,000 | 4,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $729,000 | 4,625 |
| Total equity capital | $8,751,000 | 5,792 |
| Total bank equity capital | $8,751,000 | 5,792 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $4,202,000 | 4,246 |
| Undivided profits | $3,549,000 | 5,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $557,000 | 5,858 |
| Earning assets | $111,182,000 | 4,454 |
| Long-term assets (5+ years) | $63,665,000 | 1,569 |
| Average Assets, year-to-date | $117,850,400 | 4,413 |
| Average Assets, quarterly | $121,206,500 | 4,412 |
| Volatile liabilities | $9,505,000 | 6,307 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $8,270,000 | 5,136 |
| Tier 1 (core) risk-based capital | $8,524,000 | 5,794 |
| Tier 2 risk-based capital | $336,000 | 6,738 |
| Total risk weighted assets | $50,557,000 | 5,814 |
| Total unused commitments | $8,270,000 | 5,137 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $119,772,000 | 4,458 |
| Cash and due from depository institutions | $3,804,000 | 3,734 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $70,671,000 | 1,703 |
| Federal funds sold & reverse repurchase agreements | $4,217,000 | 2,726 |
| Net loans & leases | $32,381,000 | 6,701 |
| Loan loss allowance | $336,000 | 6,953 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,602,000 | 1,550 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,097,000 | 6,600 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $119,772,000 | 4,458 |
| Total liabilities | $111,095,000 | 4,350 |
| Total deposits | $109,969,000 | 4,114 |
| Interest-bearing deposits | $81,914,000 | 4,454 |
| Deposits held in domestic offices | $109,969,000 | 4,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,126,000 | 3,553 |
| Total equity capital | $8,677,000 | 5,788 |
| Total bank equity capital | $8,677,000 | 5,788 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,202,000 | 4,229 |
| Undivided profits | $3,475,000 | 5,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $748,000 | 4,950 |
| Earning assets | $107,269,000 | 4,549 |
| Long-term assets (5+ years) | $63,991,000 | 1,551 |
| Average Assets, year-to-date | $116,652,750 | 4,461 |
| Average Assets, quarterly | $119,569,000 | 4,440 |
| Volatile liabilities | $9,969,000 | 6,235 |
| Insider loans | $6,000 | 7,738 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,131,000 | 5,172 |
| Tier 1 (core) risk-based capital | $8,414,000 | 5,828 |
| Tier 2 risk-based capital | $346,000 | 6,688 |
| Total risk weighted assets | $52,235,000 | 5,757 |
| Total unused commitments | $8,131,000 | 5,173 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 44 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $119,366,000 | 4,459 |
| Cash and due from depository institutions | $5,065,000 | 3,750 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $70,967,000 | 1,691 |
| Federal funds sold & reverse repurchase agreements | $2,593,000 | 3,292 |
| Net loans & leases | $32,122,000 | 6,698 |
| Loan loss allowance | $321,000 | 7,037 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,663,000 | 1,521 |
| Other real estate owned | $0 | 3,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $956,000 | 6,834 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $119,366,000 | 4,459 |
| Total liabilities | $111,091,000 | 4,331 |
| Total deposits | $110,580,000 | 4,074 |
| Interest-bearing deposits | $82,957,000 | 4,396 |
| Deposits held in domestic offices | $110,580,000 | 4,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $511,000 | 5,203 |
| Total equity capital | $8,275,000 | 5,822 |
| Total bank equity capital | $8,275,000 | 5,822 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $4,202,000 | 4,189 |
| Undivided profits | $3,073,000 | 5,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $599,000 | 5,335 |
| Earning assets | $105,682,000 | 4,569 |
| Long-term assets (5+ years) | $61,440,000 | 1,578 |
| Average Assets, year-to-date | $115,613,000 | 4,507 |
| Average Assets, quarterly | $116,950,500 | 4,499 |
| Volatile liabilities | $10,209,000 | 6,163 |
| Insider loans | $11,000 | 7,737 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,936,000 | 5,021 |
| Tier 1 (core) risk-based capital | $8,319,000 | 5,814 |
| Tier 2 risk-based capital | $331,000 | 6,771 |
| Total risk weighted assets | $52,321,000 | 5,717 |
| Total unused commitments | $8,936,000 | 5,023 |
| Derivatives | $455,000 | 904 |
| 2006-03-31 | Rank | |
| # of Employees: | 43 | 3,796 |
| Assets and Liabilities | ||
| Total Assets: | $114,535,000 | 4,575 |
| Cash and due from depository institutions | $3,629,000 | 3,796 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $70,679,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $31,563,000 | 6,683 |
| Loan loss allowance | $339,000 | 6,943 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,547,000 | 1,507 |
| Other real estate owned | $0 | 3,796 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,117,000 | 6,393 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $114,535,000 | 4,575 |
| Total liabilities | $106,162,000 | 4,450 |
| Total deposits | $103,282,000 | 4,267 |
| Interest-bearing deposits | $75,934,000 | 4,651 |
| Deposits held in domestic offices | $103,282,000 | 4,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,184,000 | 2,165 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $696,000 | 4,376 |
| Total equity capital | $8,373,000 | 5,751 |
| Total bank equity capital | $8,373,000 | 5,751 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $4,202,000 | 4,122 |
| Undivided profits | $3,171,000 | 5,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $760,000 | 4,303 |
| Earning assets | $102,242,000 | 4,658 |
| Long-term assets (5+ years) | $59,684,000 | 1,596 |
| Average Assets, year-to-date | $113,736,500 | 4,573 |
| Average Assets, quarterly | $113,736,500 | 4,573 |
| Volatile liabilities | $8,610,000 | 6,386 |
| Insider loans | $16,000 | 7,722 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,099,000 | 4,973 |
| Tier 1 (core) risk-based capital | $8,191,000 | 5,795 |
| Tier 2 risk-based capital | $348,000 | 6,667 |
| Total risk weighted assets | $50,632,000 | 5,763 |
| Total unused commitments | $9,099,000 | 4,974 |
| Derivatives | $170,000 | 944 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $112,938,000 | 4,607 |
| Cash and due from depository institutions | $4,570,000 | 3,938 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $71,627,000 | 1,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $28,204,000 | 6,938 |
| Loan loss allowance | $298,000 | 7,230 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,601,000 | 1,470 |
| Other real estate owned | $0 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $936,000 | 6,821 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $112,938,000 | 4,607 |
| Total liabilities | $104,550,000 | 4,496 |
| Total deposits | $98,386,000 | 4,391 |
| Interest-bearing deposits | $72,200,000 | 4,774 |
| Deposits held in domestic offices | $98,386,000 | 4,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,361,000 | 1,590 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $803,000 | 3,982 |
| Total equity capital | $8,388,000 | 5,719 |
| Total bank equity capital | $8,388,000 | 5,719 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $4,202,000 | 4,078 |
| Undivided profits | $3,186,000 | 5,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $574,000 | 5,327 |
| Earning assets | $99,831,000 | 4,713 |
| Long-term assets (5+ years) | $46,858,000 | 1,845 |
| Average Assets, year-to-date | $110,826,400 | 4,509 |
| Average Assets, quarterly | $112,371,000 | 4,577 |
| Volatile liabilities | $11,573,000 | 5,733 |
| Insider loans | $21,000 | 7,695 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,764,000 | 4,999 |
| Tier 1 (core) risk-based capital | $8,071,000 | 5,816 |
| Tier 2 risk-based capital | $298,000 | 7,027 |
| Total risk weighted assets | $47,325,000 | 5,942 |
| Total unused commitments | $8,764,000 | 5,000 |
| Derivatives | $337,000 | 842 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $111,804,000 | 4,595 |
| Cash and due from depository institutions | $4,514,000 | 3,725 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $71,573,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $27,015,000 | 7,061 |
| Loan loss allowance | $305,000 | 7,198 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,642,000 | 1,422 |
| Other real estate owned | $0 | 3,725 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,060,000 | 6,559 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $111,804,000 | 4,595 |
| Total liabilities | $103,201,000 | 4,491 |
| Total deposits | $95,581,000 | 4,417 |
| Interest-bearing deposits | $70,080,000 | 4,819 |
| Deposits held in domestic offices | $95,581,000 | 4,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,777,000 | 1,406 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $117,000 | 5,781 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $726,000 | 4,207 |
| Total equity capital | $8,603,000 | 5,639 |
| Total bank equity capital | $8,603,000 | 5,639 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $4,202,000 | 4,039 |
| Undivided profits | $3,401,000 | 5,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $724,000 | 4,470 |
| Earning assets | $98,588,000 | 4,705 |
| Long-term assets (5+ years) | $45,953,000 | 1,882 |
| Average Assets, year-to-date | $110,298,500 | 4,525 |
| Average Assets, quarterly | $110,590,500 | 4,587 |
| Volatile liabilities | $13,002,000 | 5,449 |
| Insider loans | $26,000 | 7,691 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,632,000 | 4,976 |
| Tier 1 (core) risk-based capital | $8,223,000 | 5,714 |
| Tier 2 risk-based capital | $305,000 | 6,971 |
| Total risk weighted assets | $46,626,000 | 5,972 |
| Total unused commitments | $8,632,000 | 4,977 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $109,377,000 | 4,599 |
| Cash and due from depository institutions | $4,315,000 | 3,663 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $70,805,000 | 1,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $25,776,000 | 7,120 |
| Loan loss allowance | $289,000 | 7,310 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,590,000 | 1,408 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $891,000 | 6,780 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $109,377,000 | 4,599 |
| Total liabilities | $100,478,000 | 4,509 |
| Total deposits | $97,778,000 | 4,294 |
| Interest-bearing deposits | $73,220,000 | 4,634 |
| Deposits held in domestic offices | $97,778,000 | 4,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,814,000 | 2,431 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $886,000 | 3,525 |
| Total equity capital | $8,899,000 | 5,481 |
| Total bank equity capital | $8,899,000 | 5,481 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $4,202,000 | 3,994 |
| Undivided profits | $3,697,000 | 5,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $558,000 | 5,062 |
| Earning assets | $96,581,000 | 4,719 |
| Long-term assets (5+ years) | $43,401,000 | 1,983 |
| Average Assets, year-to-date | $109,796,670 | 4,521 |
| Average Assets, quarterly | $108,839,500 | 4,581 |
| Volatile liabilities | $9,883,000 | 5,997 |
| Insider loans | $31,000 | 7,667 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $8,681,000 | 4,960 |
| Tier 1 (core) risk-based capital | $8,214,000 | 5,647 |
| Tier 2 risk-based capital | $289,000 | 7,085 |
| Total risk weighted assets | $45,244,000 | 5,990 |
| Total unused commitments | $8,681,000 | 4,962 |
| Derivatives | $415,000 | 778 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $108,302,000 | 4,629 |
| Cash and due from depository institutions | $3,502,000 | 3,833 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $71,288,000 | 1,730 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $24,993,000 | 7,168 |
| Loan loss allowance | $313,000 | 7,188 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,511,000 | 1,399 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,008,000 | 6,556 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $108,302,000 | 4,629 |
| Total liabilities | $99,839,000 | 4,525 |
| Total deposits | $95,214,000 | 4,395 |
| Interest-bearing deposits | $71,153,000 | 4,791 |
| Deposits held in domestic offices | $95,214,000 | 4,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,860,000 | 1,748 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $765,000 | 3,781 |
| Total equity capital | $8,463,000 | 5,577 |
| Total bank equity capital | $8,463,000 | 5,577 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $4,202,000 | 3,977 |
| Undivided profits | $3,261,000 | 5,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $700,000 | 4,158 |
| Earning assets | $96,281,000 | 4,745 |
| Long-term assets (5+ years) | $42,154,000 | 2,065 |
| Average Assets, year-to-date | $110,006,500 | 4,544 |
| Average Assets, quarterly | $110,006,500 | 4,544 |
| Volatile liabilities | $11,439,000 | 5,537 |
| Insider loans | $36,000 | 7,663 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $8,496,000 | 4,947 |
| Tier 1 (core) risk-based capital | $8,005,000 | 5,699 |
| Tier 2 risk-based capital | $313,000 | 6,942 |
| Total risk weighted assets | $44,191,000 | 6,042 |
| Total unused commitments | $8,496,000 | 4,947 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 36 | 4,342 |
| Assets and Liabilities | ||
| Total Assets: | $111,711,000 | 4,516 |
| Cash and due from depository institutions | $4,030,000 | 4,342 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $76,811,000 | 1,641 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $23,719,000 | 7,312 |
| Loan loss allowance | $300,000 | 7,287 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,055,000 | 1,716 |
| Other real estate owned | $0 | 4,342 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,096,000 | 6,333 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $111,711,000 | 4,516 |
| Total liabilities | $103,376,000 | 4,399 |
| Total deposits | $93,654,000 | 4,438 |
| Interest-bearing deposits | $67,637,000 | 4,933 |
| Deposits held in domestic offices | $93,654,000 | 4,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,602,000 | 1,244 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,120,000 | 2,875 |
| Total equity capital | $8,335,000 | 5,618 |
| Total bank equity capital | $8,335,000 | 5,618 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $4,202,000 | 3,941 |
| Undivided profits | $3,133,000 | 5,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $572,000 | 4,871 |
| Earning assets | $100,530,000 | 4,590 |
| Long-term assets (5+ years) | $50,751,000 | 1,848 |
| Average Assets, year-to-date | $111,851,400 | 4,374 |
| Average Assets, quarterly | $119,510,500 | 4,266 |
| Volatile liabilities | $15,386,000 | 4,758 |
| Insider loans | $497,000 | 5,472 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,051,000 | 5,197 |
| Tier 1 (core) risk-based capital | $7,694,000 | 5,794 |
| Tier 2 risk-based capital | $300,000 | 7,037 |
| Total risk weighted assets | $42,236,000 | 6,188 |
| Total unused commitments | $7,051,000 | 5,197 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 36 | 4,341 |
| Assets and Liabilities | ||
| Total Assets: | $127,310,000 | 4,062 |
| Cash and due from depository institutions | $4,083,000 | 4,341 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $85,168,000 | 1,502 |
| Federal funds sold & reverse repurchase agreements | $8,853,000 | 1,286 |
| Net loans & leases | $22,619,000 | 7,404 |
| Loan loss allowance | $268,000 | 7,535 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,555,000 | 1,858 |
| Other real estate owned | $0 | 4,341 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,032,000 | 6,506 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $127,310,000 | 4,062 |
| Total liabilities | $118,576,000 | 3,948 |
| Total deposits | $114,499,000 | 3,749 |
| Interest-bearing deposits | $92,278,000 | 3,902 |
| Deposits held in domestic offices | $114,499,000 | 3,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,014 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,077,000 | 3,033 |
| Total equity capital | $8,734,000 | 5,457 |
| Total bank equity capital | $8,734,000 | 5,457 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $4,202,000 | 3,907 |
| Undivided profits | $3,532,000 | 5,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $753,000 | 4,051 |
| Earning assets | $116,640,000 | 4,075 |
| Long-term assets (5+ years) | $49,092,000 | 1,906 |
| Average Assets, year-to-date | $111,886,500 | 4,383 |
| Average Assets, quarterly | $118,759,000 | 4,261 |
| Volatile liabilities | $9,855,000 | 5,863 |
| Insider loans | $646,000 | 4,955 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,632,000 | 5,635 |
| Tier 1 (core) risk-based capital | $7,937,000 | 5,662 |
| Tier 2 risk-based capital | $268,000 | 7,310 |
| Total risk weighted assets | $43,867,000 | 6,045 |
| Total unused commitments | $5,632,000 | 5,642 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $110,208,000 | 4,486 |
| Cash and due from depository institutions | $3,213,000 | 4,127 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $78,623,000 | 1,629 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $21,998,000 | 7,441 |
| Loan loss allowance | $298,000 | 7,368 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,517,000 | 1,841 |
| Other real estate owned | $0 | 4,127 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $857,000 | 6,879 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $110,208,000 | 4,486 |
| Total liabilities | $102,382,000 | 4,390 |
| Total deposits | $95,475,000 | 4,304 |
| Interest-bearing deposits | $72,912,000 | 4,653 |
| Deposits held in domestic offices | $95,475,000 | 4,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,364,000 | 1,460 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $543,000 | 4,337 |
| Total equity capital | $7,826,000 | 5,724 |
| Total bank equity capital | $7,826,000 | 5,724 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $4,202,000 | 3,872 |
| Undivided profits | $2,624,000 | 5,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $619,000 | 4,483 |
| Earning assets | $100,621,000 | 4,515 |
| Long-term assets (5+ years) | $44,361,000 | 2,100 |
| Average Assets, year-to-date | $106,745,330 | 4,547 |
| Average Assets, quarterly | $111,338,000 | 4,446 |
| Volatile liabilities | $13,439,000 | 5,052 |
| Insider loans | $51,000 | 7,666 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,463,000 | 5,708 |
| Tier 1 (core) risk-based capital | $7,744,000 | 5,675 |
| Tier 2 risk-based capital | $298,000 | 7,097 |
| Total risk weighted assets | $40,328,000 | 6,267 |
| Total unused commitments | $5,463,000 | 5,712 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $112,468,000 | 4,434 |
| Cash and due from depository institutions | $3,407,000 | 4,210 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $82,145,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $20,466,000 | 7,565 |
| Loan loss allowance | $270,000 | 7,562 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,463,000 | 1,827 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $45,000 | 2,984 |
| All other assets | $942,000 | 6,547 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $112,468,000 | 4,434 |
| Total liabilities | $104,105,000 | 4,326 |
| Total deposits | $92,673,000 | 4,404 |
| Interest-bearing deposits | $70,604,000 | 4,793 |
| Deposits held in domestic offices | $92,673,000 | 4,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,345,000 | 1,059 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,087,000 | 3,039 |
| Total equity capital | $8,363,000 | 5,565 |
| Total bank equity capital | $8,363,000 | 5,565 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $4,202,000 | 3,835 |
| Undivided profits | $3,161,000 | 5,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $729,000 | 3,856 |
| Earning assets | $102,611,000 | 4,464 |
| Long-term assets (5+ years) | $36,705,000 | 2,394 |
| Average Assets, year-to-date | $105,014,000 | 4,626 |
| Average Assets, quarterly | $105,014,000 | 4,626 |
| Volatile liabilities | $17,322,000 | 4,308 |
| Insider loans | $55,000 | 7,653 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,667,000 | 5,273 |
| Tier 1 (core) risk-based capital | $7,366,000 | 5,822 |
| Tier 2 risk-based capital | $270,000 | 7,293 |
| Total risk weighted assets | $39,982,000 | 6,257 |
| Total unused commitments | $6,667,000 | 5,284 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $97,560,000 | 4,881 |
| Cash and due from depository institutions | $3,960,000 | 4,384 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $68,205,000 | 1,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $19,028,000 | 7,751 |
| Loan loss allowance | $260,000 | 7,641 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,485,000 | 1,809 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $90,000 | 2,827 |
| All other assets | $792,000 | 7,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,560,000 | 4,881 |
| Total liabilities | $89,749,000 | 4,775 |
| Total deposits | $86,869,000 | 4,606 |
| Interest-bearing deposits | $64,921,000 | 5,043 |
| Deposits held in domestic offices | $86,869,000 | 4,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,014,000 | 2,250 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $866,000 | 3,403 |
| Total equity capital | $7,811,000 | 5,734 |
| Total bank equity capital | $7,811,000 | 5,734 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $4,202,000 | 3,806 |
| Undivided profits | $2,609,000 | 6,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 7,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $582,000 | 4,820 |
| Earning assets | $87,233,000 | 4,951 |
| Long-term assets (5+ years) | $30,139,000 | 2,776 |
| Average Assets, year-to-date | $95,488,800 | 4,827 |
| Average Assets, quarterly | $97,425,500 | 4,839 |
| Volatile liabilities | $12,317,000 | 5,149 |
| Insider loans | $60,000 | 7,676 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,015,000 | 5,741 |
| Tier 1 (core) risk-based capital | $7,068,000 | 5,950 |
| Tier 2 risk-based capital | $260,000 | 7,401 |
| Total risk weighted assets | $36,109,000 | 6,554 |
| Total unused commitments | $5,015,000 | 5,744 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $97,291,000 | 4,862 |
| Cash and due from depository institutions | $4,736,000 | 4,164 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $67,935,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $589,000 | 5,846 |
| Net loans & leases | $17,498,000 | 7,944 |
| Loan loss allowance | $207,000 | 8,059 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,515,000 | 1,785 |
| Other real estate owned | $0 | 4,164 |
| Goodwill and other intangibles | $135,000 | 2,674 |
| All other assets | $883,000 | 6,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,291,000 | 4,862 |
| Total liabilities | $89,769,000 | 4,759 |
| Total deposits | $89,052,000 | 4,510 |
| Interest-bearing deposits | $66,157,000 | 4,975 |
| Deposits held in domestic offices | $89,052,000 | 4,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $717,000 | 4,017 |
| Total equity capital | $7,522,000 | 5,843 |
| Total bank equity capital | $7,522,000 | 5,843 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,202,000 | 3,739 |
| Undivided profits | $2,320,000 | 6,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $671,000 | 4,491 |
| Earning assets | $86,022,000 | 4,986 |
| Long-term assets (5+ years) | $29,958,000 | 2,793 |
| Average Assets, year-to-date | $94,971,000 | 4,859 |
| Average Assets, quarterly | $99,863,000 | 4,755 |
| Volatile liabilities | $10,603,000 | 5,565 |
| Insider loans | $64,000 | 7,711 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,887,000 | 5,431 |
| Tier 1 (core) risk-based capital | $6,895,000 | 6,040 |
| Tier 2 risk-based capital | $207,000 | 7,885 |
| Total risk weighted assets | $35,013,000 | 6,650 |
| Total unused commitments | $5,887,000 | 5,439 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $102,435,000 | 4,681 |
| Cash and due from depository institutions | $6,500,000 | 4,085 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $74,577,000 | 1,690 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $14,796,000 | 8,227 |
| Loan loss allowance | $169,000 | 8,343 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,542,000 | 1,739 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $179,000 | 2,516 |
| All other assets | $841,000 | 6,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,435,000 | 4,681 |
| Total liabilities | $95,083,000 | 4,553 |
| Total deposits | $85,667,000 | 4,638 |
| Interest-bearing deposits | $63,102,000 | 5,127 |
| Deposits held in domestic offices | $85,667,000 | 4,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,606,000 | 1,146 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $810,000 | 3,808 |
| Total equity capital | $7,352,000 | 5,935 |
| Total bank equity capital | $7,352,000 | 5,935 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,202,000 | 3,703 |
| Undivided profits | $2,150,000 | 6,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $636,000 | 4,496 |
| Earning assets | $89,373,000 | 4,840 |
| Long-term assets (5+ years) | $30,610,000 | 2,591 |
| Average Assets, year-to-date | $94,197,670 | 4,885 |
| Average Assets, quarterly | $98,089,500 | 4,789 |
| Volatile liabilities | $18,367,000 | 4,026 |
| Insider loans | $69,000 | 7,741 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,355,000 | 4,909 |
| Tier 1 (core) risk-based capital | $6,563,000 | 6,137 |
| Tier 2 risk-based capital | $169,000 | 8,217 |
| Total risk weighted assets | $35,327,000 | 6,614 |
| Total unused commitments | $7,355,000 | 4,920 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $93,744,000 | 4,926 |
| Cash and due from depository institutions | $5,646,000 | 3,964 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $68,648,000 | 1,783 |
| Federal funds sold & reverse repurchase agreements | $2,104,000 | 5,190 |
| Net loans & leases | $11,829,000 | 8,530 |
| Loan loss allowance | $164,000 | 8,393 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,403,000 | 2,139 |
| Other real estate owned | $0 | 3,964 |
| Goodwill and other intangibles | $224,000 | 2,405 |
| All other assets | $890,000 | 6,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,744,000 | 4,926 |
| Total liabilities | $86,776,000 | 4,809 |
| Total deposits | $86,015,000 | 4,588 |
| Interest-bearing deposits | $64,827,000 | 5,002 |
| Deposits held in domestic offices | $86,015,000 | 4,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $761,000 | 4,037 |
| Total equity capital | $6,968,000 | 6,054 |
| Total bank equity capital | $6,968,000 | 6,054 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $4,202,000 | 3,654 |
| Undivided profits | $1,766,000 | 6,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $688,000 | 4,214 |
| Earning assets | $82,581,000 | 5,059 |
| Long-term assets (5+ years) | $30,062,000 | 2,567 |
| Average Assets, year-to-date | $90,079,000 | 5,016 |
| Average Assets, quarterly | $90,079,000 | 5,016 |
| Volatile liabilities | $10,009,000 | 5,664 |
| Insider loans | $78,000 | 7,666 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,561,000 | 5,875 |
| Tier 1 (core) risk-based capital | $6,226,000 | 6,266 |
| Tier 2 risk-based capital | $164,000 | 8,271 |
| Total risk weighted assets | $32,242,000 | 6,830 |
| Total unused commitments | $4,561,000 | 5,883 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $86,414,000 | 5,167 |
| Cash and due from depository institutions | $5,206,000 | 4,137 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $61,978,000 | 1,951 |
| Federal funds sold & reverse repurchase agreements | $2,402,000 | 4,461 |
| Net loans & leases | $11,292,000 | 8,627 |
| Loan loss allowance | $143,000 | 8,569 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,432,000 | 2,093 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $269,000 | 2,275 |
| All other assets | $835,000 | 7,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,414,000 | 5,167 |
| Total liabilities | $79,499,000 | 5,076 |
| Total deposits | $78,443,000 | 4,857 |
| Interest-bearing deposits | $58,346,000 | 5,324 |
| Deposits held in domestic offices | $78,443,000 | 4,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,056,000 | 3,261 |
| Total equity capital | $6,915,000 | 6,045 |
| Total bank equity capital | $6,915,000 | 6,045 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,202,000 | 3,612 |
| Undivided profits | $1,713,000 | 6,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $619,000 | 4,826 |
| Earning assets | $75,672,000 | 5,312 |
| Long-term assets (5+ years) | $29,903,000 | 2,553 |
| Average Assets, year-to-date | $74,155,400 | 5,532 |
| Average Assets, quarterly | $84,122,500 | 5,217 |
| Volatile liabilities | $6,523,000 | 6,767 |
| Insider loans | $82,000 | 7,677 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,839,000 | 6,092 |
| Tier 1 (core) risk-based capital | $5,987,000 | 6,368 |
| Tier 2 risk-based capital | $143,000 | 8,481 |
| Total risk weighted assets | $31,129,000 | 6,937 |
| Total unused commitments | $3,839,000 | 6,094 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $65,573,000 | 6,028 |
| Cash and due from depository institutions | $3,941,000 | 4,049 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $45,001,000 | 2,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $10,883,000 | 8,834 |
| Loan loss allowance | $123,000 | 8,861 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,570,000 | 1,977 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $449,000 | 1,935 |
| All other assets | $729,000 | 7,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,573,000 | 6,028 |
| Total liabilities | $59,654,000 | 5,974 |
| Total deposits | $54,038,000 | 6,031 |
| Interest-bearing deposits | $39,466,000 | 6,574 |
| Deposits held in domestic offices | $54,038,000 | 6,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,788,000 | 1,528 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $828,000 | 3,957 |
| Total equity capital | $5,919,000 | 6,470 |
| Total bank equity capital | $5,919,000 | 6,470 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $4,202,000 | 3,524 |
| Undivided profits | $717,000 | 7,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $530,000 | 5,731 |
| Earning assets | $55,884,000 | 6,244 |
| Long-term assets (5+ years) | $30,145,000 | 2,488 |
| Average Assets, year-to-date | $56,750,600 | 6,322 |
| Average Assets, quarterly | $63,102,500 | 6,114 |
| Volatile liabilities | $7,901,000 | 6,256 |
| Insider loans | $95,000 | 7,734 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,968,000 | 6,020 |
| Tier 1 (core) risk-based capital | $5,321,000 | 6,696 |
| Tier 2 risk-based capital | $123,000 | 8,762 |
| Total risk weighted assets | $28,678,000 | 7,176 |
| Total unused commitments | $3,968,000 | 6,025 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $48,131,000 | 6,991 |
| Cash and due from depository institutions | $2,795,000 | 4,969 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $32,897,000 | 3,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $7,903,000 | 9,326 |
| Loan loss allowance | $80,000 | 9,379 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,327,000 | 2,649 |
| Other real estate owned | $0 | 4,969 |
| Goodwill and other intangibles | $628,000 | 1,718 |
| All other assets | $581,000 | 7,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,131,000 | 6,991 |
| Total liabilities | $43,451,000 | 6,928 |
| Total deposits | $41,508,000 | 6,836 |
| Interest-bearing deposits | $29,482,000 | 7,457 |
| Deposits held in domestic offices | $41,508,000 | 6,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,547,000 | 2,460 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $396,000 | 6,516 |
| Total equity capital | $4,680,000 | 7,317 |
| Total bank equity capital | $4,680,000 | 7,317 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $3,402,000 | 4,015 |
| Undivided profits | $278,000 | 8,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $41,000 | 9,540 |
| Earning assets | $40,800,000 | 7,240 |
| Long-term assets (5+ years) | $33,057,000 | 2,224 |
| Average Assets, year-to-date | $42,517,600 | 7,221 |
| Average Assets, quarterly | $46,803,000 | 7,024 |
| Volatile liabilities | $4,413,000 | 7,718 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,000,000 | 7,316 |
| Tier 1 (core) risk-based capital | $3,971,000 | 7,787 |
| Tier 2 risk-based capital | $80,000 | 9,334 |
| Total risk weighted assets | $20,249,900 | 8,100 |
| Total unused commitments | $2,000,000 | 7,323 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $35,511,000 | 8,032 |
| Cash and due from depository institutions | $3,831,000 | 5,388 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,142,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $223,000 | 6,298 |
| Net loans & leases | $4,874,000 | 9,907 |
| Loan loss allowance | $46,000 | 9,917 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,196,000 | 2,687 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $807,000 | 1,604 |
| All other assets | $438,000 | 8,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,511,000 | 8,032 |
| Total liabilities | $31,278,000 | 8,042 |
| Total deposits | $31,201,000 | 7,882 |
| Interest-bearing deposits | $23,266,000 | 8,262 |
| Deposits held in domestic offices | $31,201,000 | 7,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $77,000 | 9,658 |
| Total equity capital | $4,233,000 | 7,605 |
| Total bank equity capital | $4,233,000 | 7,605 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $3,402,000 | 4,011 |
| Undivided profits | $-169,000 | 9,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $20,000 | 9,949 |
| Earning assets | $27,239,000 | 8,518 |
| Long-term assets (5+ years) | $23,301,000 | 3,008 |
| Average Assets, year-to-date | $35,448,000 | 7,891 |
| Average Assets, quarterly | $35,448,000 | 7,991 |
| Volatile liabilities | $324,000 | 10,014 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,690,000 | 7,774 |
| Tier 1 (core) risk-based capital | $3,506,000 | 8,271 |
| Tier 2 risk-based capital | $46,000 | 9,897 |
| Total risk weighted assets | $13,634,500 | 9,063 |
| Total unused commitments | $1,690,000 | 7,780 |
| Derivatives | $0 | 488 |