Home > FirstBank Northwest > Income and Expense
FirstBank Northwest, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $44,147,000 | 667 |
| Total interest expense | $17,467,000 | 713 |
| Net interest income | $26,680,000 | 651 |
| Provision for loan and lease losses | $774,000 | 971 |
| Total noninterest income | $5,685,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,748,000 | 766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,937,000 | 663 |
| Total noninterest expense | $19,332,000 | 706 |
| Salaries and employee benefits | $11,303,000 | 636 |
| Premises and equipment expense | $2,048,000 | 924 |
| Additional noninterest expense | $5,981,000 | 695 |
| Pre-tax net operating income | $12,259,000 | 662 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,109,000 | 626 |
| Income before extraordinary items | $8,150,000 | 721 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,150,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 592 |
| Cash dividends | $4,250,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,150,000 | 712 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $28,396,000 | 677 |
| Total interest expense | $10,965,000 | 721 |
| Net interest income | $17,431,000 | 660 |
| Provision for loan and lease losses | $609,000 | 807 |
| Total noninterest income | $3,767,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,057,000 | 822 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,710,000 | 637 |
| Total noninterest expense | $13,196,000 | 686 |
| Salaries and employee benefits | $7,726,000 | 639 |
| Premises and equipment expense | $1,383,000 | 913 |
| Additional noninterest expense | $4,087,000 | 680 |
| Pre-tax net operating income | $7,393,000 | 727 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,434,000 | 686 |
| Income before extraordinary items | $4,959,000 | 787 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,959,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 466 |
| Cash dividends | $1,500,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,959,000 | 776 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,570,000 | 684 |
| Total interest expense | $5,046,000 | 735 |
| Net interest income | $8,524,000 | 669 |
| Provision for loan and lease losses | $237,000 | 984 |
| Total noninterest income | $1,873,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $502,000 | 840 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,371,000 | 637 |
| Total noninterest expense | $6,578,000 | 683 |
| Salaries and employee benefits | $3,893,000 | 631 |
| Premises and equipment expense | $677,000 | 941 |
| Additional noninterest expense | $2,008,000 | 692 |
| Pre-tax net operating income | $3,582,000 | 737 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,183,000 | 702 |
| Income before extraordinary items | $2,399,000 | 797 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,399,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 283 |
| Cash dividends | $750,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,399,000 | 783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $48,670,000 | 665 |
| Total interest expense | $17,058,000 | 673 |
| Net interest income | $31,612,000 | 668 |
| Provision for loan and lease losses | $2,050,000 | 535 |
| Total noninterest income | $7,143,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,118,000 | 815 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,025,000 | 682 |
| Total noninterest expense | $24,801,000 | 690 |
| Salaries and employee benefits | $14,183,000 | 634 |
| Premises and equipment expense | $2,787,000 | 848 |
| Additional noninterest expense | $7,831,000 | 681 |
| Pre-tax net operating income | $11,904,000 | 824 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,653,000 | 832 |
| Income before extraordinary items | $8,251,000 | 875 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,251,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,272 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,251,000 | 860 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $35,601,000 | 663 |
| Total interest expense | $12,303,000 | 662 |
| Net interest income | $23,298,000 | 664 |
| Provision for loan and lease losses | $1,628,000 | 471 |
| Total noninterest income | $5,160,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,609,000 | 807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,551,000 | 712 |
| Total noninterest expense | $18,255,000 | 691 |
| Salaries and employee benefits | $10,542,000 | 641 |
| Premises and equipment expense | $2,093,000 | 840 |
| Additional noninterest expense | $5,620,000 | 706 |
| Pre-tax net operating income | $8,575,000 | 861 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,605,000 | 868 |
| Income before extraordinary items | $5,970,000 | 902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,970,000 | 904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,101 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,970,000 | 886 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,774,000 | 671 |
| Total interest expense | $7,729,000 | 655 |
| Net interest income | $15,045,000 | 676 |
| Provision for loan and lease losses | $1,356,000 | 372 |
| Total noninterest income | $3,251,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,061,000 | 799 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,190,000 | 752 |
| Total noninterest expense | $11,841,000 | 698 |
| Salaries and employee benefits | $6,926,000 | 639 |
| Premises and equipment expense | $1,358,000 | 860 |
| Additional noninterest expense | $3,557,000 | 729 |
| Pre-tax net operating income | $5,099,000 | 930 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,492,000 | 961 |
| Income before extraordinary items | $3,607,000 | 962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,607,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 890 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,607,000 | 940 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,743,000 | 700 |
| Total interest expense | $3,589,000 | 671 |
| Net interest income | $7,154,000 | 707 |
| Provision for loan and lease losses | $488,000 | 487 |
| Total noninterest income | $1,513,000 | 892 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $529,000 | 771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $984,000 | 795 |
| Total noninterest expense | $5,856,000 | 716 |
| Salaries and employee benefits | $3,423,000 | 648 |
| Premises and equipment expense | $680,000 | 864 |
| Additional noninterest expense | $1,753,000 | 727 |
| Pre-tax net operating income | $2,323,000 | 1,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $645,000 | 1,075 |
| Income before extraordinary items | $1,678,000 | 1,035 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,678,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 838 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,678,000 | 1,011 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $38,239,000 | 724 |
| Total interest expense | $11,971,000 | 685 |
| Net interest income | $26,268,000 | 742 |
| Provision for loan and lease losses | $1,017,000 | 1,020 |
| Total noninterest income | $6,788,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,172,000 | 804 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,616,000 | 704 |
| Total noninterest expense | $22,960,000 | 703 |
| Salaries and employee benefits | $13,520,000 | 630 |
| Premises and equipment expense | $2,804,000 | 811 |
| Additional noninterest expense | $6,636,000 | 769 |
| Pre-tax net operating income | $9,079,000 | 962 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,562,000 | 1,025 |
| Income before extraordinary items | $6,517,000 | 1,013 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,517,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,015 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,517,000 | 984 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,072,000 | 739 |
| Total interest expense | $8,776,000 | 690 |
| Net interest income | $19,296,000 | 750 |
| Provision for loan and lease losses | $546,000 | 1,347 |
| Total noninterest income | $5,210,000 | 821 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,659,000 | 798 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,551,000 | 716 |
| Total noninterest expense | $17,048,000 | 705 |
| Salaries and employee benefits | $9,941,000 | 635 |
| Premises and equipment expense | $2,162,000 | 783 |
| Additional noninterest expense | $4,945,000 | 764 |
| Pre-tax net operating income | $6,912,000 | 958 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,981,000 | 1,019 |
| Income before extraordinary items | $4,931,000 | 1,017 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,931,000 | 1,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,931,000 | 974 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,389,000 | 744 |
| Total interest expense | $5,744,000 | 688 |
| Net interest income | $12,645,000 | 759 |
| Provision for loan and lease losses | $353,000 | 1,364 |
| Total noninterest income | $3,613,000 | 798 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,105,000 | 791 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,508,000 | 687 |
| Total noninterest expense | $11,330,000 | 705 |
| Salaries and employee benefits | $6,618,000 | 634 |
| Premises and equipment expense | $1,473,000 | 773 |
| Additional noninterest expense | $3,239,000 | 771 |
| Pre-tax net operating income | $4,575,000 | 954 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,325,000 | 1,025 |
| Income before extraordinary items | $3,250,000 | 1,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,250,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 672 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,250,000 | 969 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,115,000 | 765 |
| Total interest expense | $2,914,000 | 694 |
| Net interest income | $6,201,000 | 790 |
| Provision for loan and lease losses | $-23,000 | 8,958 |
| Total noninterest income | $1,704,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $540,000 | 788 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,164,000 | 710 |
| Total noninterest expense | $5,603,000 | 720 |
| Salaries and employee benefits | $3,276,000 | 650 |
| Premises and equipment expense | $746,000 | 778 |
| Additional noninterest expense | $1,581,000 | 783 |
| Pre-tax net operating income | $2,325,000 | 922 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $670,000 | 1,019 |
| Income before extraordinary items | $1,655,000 | 989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,655,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 678 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,655,000 | 939 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,768,000 | 1,252 |
| Total interest expense | $8,938,000 | 998 |
| Net interest income | $13,830,000 | 1,407 |
| Provision for loan and lease losses | $654,000 | 1,722 |
| Total noninterest income | $5,255,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,131,000 | 1,522 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,124,000 | 876 |
| Total noninterest expense | $13,323,000 | 1,215 |
| Salaries and employee benefits | $8,075,000 | 1,049 |
| Premises and equipment expense | $1,501,000 | 1,518 |
| Additional noninterest expense | $3,747,000 | 1,325 |
| Pre-tax net operating income | $5,108,000 | 1,586 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,324,000 | 1,802 |
| Income before extraordinary items | $3,784,000 | 1,641 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,784,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,884 |
| Cash dividends | $13,200,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,784,000 | 1,568 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,117,000 | 1,446 |
| Total interest expense | $6,182,000 | 1,132 |
| Net interest income | $8,935,000 | 1,642 |
| Provision for loan and lease losses | $491,000 | 1,693 |
| Total noninterest income | $3,690,000 | 1,161 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $671,000 | 1,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,019,000 | 920 |
| Total noninterest expense | $8,728,000 | 1,389 |
| Salaries and employee benefits | $5,334,000 | 1,211 |
| Premises and equipment expense | $916,000 | 1,872 |
| Additional noninterest expense | $2,478,000 | 1,482 |
| Pre-tax net operating income | $3,406,000 | 1,833 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $991,000 | 1,869 |
| Income before extraordinary items | $2,415,000 | 1,991 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,415,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,857 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,415,000 | 1,880 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,141,000 | 1,450 |
| Total interest expense | $4,144,000 | 1,154 |
| Net interest income | $5,997,000 | 1,620 |
| Provision for loan and lease losses | $413,000 | 1,357 |
| Total noninterest income | $2,537,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $441,000 | 1,924 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,096,000 | 889 |
| Total noninterest expense | $5,700,000 | 1,411 |
| Salaries and employee benefits | $3,452,000 | 1,247 |
| Premises and equipment expense | $603,000 | 1,890 |
| Additional noninterest expense | $1,645,000 | 1,490 |
| Pre-tax net operating income | $2,421,000 | 1,730 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $735,000 | 1,744 |
| Income before extraordinary items | $1,686,000 | 1,900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,686,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,686,000 | 1,792 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 1,467 |
| Total interest expense | $2,064,000 | 1,190 |
| Net interest income | $2,991,000 | 1,642 |
| Provision for loan and lease losses | $236,000 | 1,182 |
| Total noninterest income | $1,168,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $207,000 | 1,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $961,000 | 919 |
| Total noninterest expense | $2,677,000 | 1,486 |
| Salaries and employee benefits | $1,618,000 | 1,342 |
| Premises and equipment expense | $287,000 | 1,984 |
| Additional noninterest expense | $772,000 | 1,531 |
| Pre-tax net operating income | $1,246,000 | 1,686 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $381,000 | 1,697 |
| Income before extraordinary items | $865,000 | 1,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $865,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $400,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $865,000 | 1,717 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,006,000 | 1,542 |
| Total interest expense | $8,971,000 | 1,254 |
| Net interest income | $11,035,000 | 1,750 |
| Provision for loan and lease losses | $1,166,000 | 1,172 |
| Total noninterest income | $4,263,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $916,000 | 1,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,347,000 | 927 |
| Total noninterest expense | $10,514,000 | 1,462 |
| Salaries and employee benefits | $6,580,000 | 1,225 |
| Premises and equipment expense | $1,091,000 | 2,010 |
| Additional noninterest expense | $2,843,000 | 1,650 |
| Pre-tax net operating income | $3,618,000 | 2,152 |
| Securities gains (losses) | $19,000 | 3,191 |
| Applicable income taxes | $954,000 | 2,291 |
| Income before extraordinary items | $2,683,000 | 2,225 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,683,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,169 |
| Cash dividends | $1,900,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,668,940 | 2,158 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,050,000 | 1,616 |
| Total interest expense | $10,905,000 | 1,489 |
| Net interest income | $10,145,000 | 1,760 |
| Provision for loan and lease losses | $788,000 | 1,525 |
| Total noninterest income | $3,289,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $840,000 | 1,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,449,000 | 1,081 |
| Total noninterest expense | $9,268,000 | 1,575 |
| Salaries and employee benefits | $5,578,000 | 1,339 |
| Premises and equipment expense | $1,124,000 | 1,903 |
| Additional noninterest expense | $2,566,000 | 1,784 |
| Pre-tax net operating income | $3,378,000 | 2,034 |
| Securities gains (losses) | $175,000 | 1,305 |
| Applicable income taxes | $1,205,000 | 1,799 |
| Income before extraordinary items | $2,348,000 | 2,207 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,348,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,389 |
| Cash dividends | $1,400,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,232,500 | 2,236 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,673,000 | 1,674 |
| Total interest expense | $11,133,000 | 1,538 |
| Net interest income | $9,540,000 | 1,848 |
| Provision for loan and lease losses | $283,000 | 2,986 |
| Total noninterest income | $1,488,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $743,000 | 1,869 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $745,000 | 2,255 |
| Total noninterest expense | $8,009,000 | 1,742 |
| Salaries and employee benefits | $4,631,000 | 1,533 |
| Premises and equipment expense | $1,111,000 | 1,874 |
| Additional noninterest expense | $2,267,000 | 1,927 |
| Pre-tax net operating income | $2,736,000 | 2,575 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $890,000 | 2,335 |
| Income before extraordinary items | $1,846,000 | 2,753 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,846,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,846,000 | 2,752 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,357,000 | 1,870 |
| Total interest expense | $8,172,000 | 1,822 |
| Net interest income | $9,185,000 | 1,915 |
| Provision for loan and lease losses | $244,000 | 3,101 |
| Total noninterest income | $1,295,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $708,000 | 1,873 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $587,000 | 2,666 |
| Total noninterest expense | $7,694,000 | 1,791 |
| Salaries and employee benefits | $4,575,000 | 1,525 |
| Premises and equipment expense | $980,000 | 2,088 |
| Additional noninterest expense | $2,139,000 | 2,036 |
| Pre-tax net operating income | $2,542,000 | 2,755 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $695,000 | 2,913 |
| Income before extraordinary items | $1,847,000 | 2,754 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,847,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $460,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,847,000 | 2,726 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,276,000 | 1,995 |
| Total interest expense | $7,611,000 | 2,009 |
| Net interest income | $8,665,000 | 1,972 |
| Provision for loan and lease losses | $323,000 | 2,452 |
| Total noninterest income | $1,259,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $622,000 | 2,060 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $637,000 | 2,548 |
| Total noninterest expense | $6,726,000 | 1,946 |
| Salaries and employee benefits | $3,781,000 | 1,751 |
| Premises and equipment expense | $752,000 | 2,589 |
| Additional noninterest expense | $2,193,000 | 1,929 |
| Pre-tax net operating income | $2,875,000 | 2,480 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $990,000 | 2,332 |
| Income before extraordinary items | $1,885,000 | 2,697 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,885,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $460,000 | 3,708 |
| Sale, conversion, retirement of capital stock, net | $220,000 | 666 |
| Net operating income | $1,885,000 | 2,617 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,948,000 | 2,745 |
| Total interest expense | $6,193,000 | 2,425 |
| Net interest income | $5,755,000 | 3,029 |
| Provision for loan and lease losses | $259,000 | 2,887 |
| Total noninterest income | $1,705,000 | 2,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,705,000 | 1,219 |
| Total noninterest expense | $5,923,000 | 2,168 |
| Salaries and employee benefits | $3,560,000 | 1,843 |
| Premises and equipment expense | $1,096,000 | 1,805 |
| Additional noninterest expense | $1,267,000 | 3,194 |
| Pre-tax net operating income | $1,278,000 | 5,023 |
| Securities gains (losses) | $806,000 | 319 |
| Applicable income taxes | $738,000 | 3,113 |
| Income before extraordinary items | $1,346,000 | 3,688 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,346,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $7,884,000 | 118 |
| Net operating income | $822,100 | 5,318 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,026,000 | 3,267 |
| Total interest expense | $5,477,000 | 2,780 |
| Net interest income | $4,549,000 | 3,863 |
| Provision for loan and lease losses | $193,000 | 3,505 |
| Total noninterest income | $1,424,000 | 2,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,424,000 | 1,427 |
| Total noninterest expense | $6,097,000 | 2,252 |
| Salaries and employee benefits | $3,484,000 | 1,893 |
| Premises and equipment expense | $825,000 | 2,379 |
| Additional noninterest expense | $1,788,000 | 2,713 |
| Pre-tax net operating income | $-317,000 | 11,149 |
| Securities gains (losses) | $813,000 | 304 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $413,000 | 7,516 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $413,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-261,790 | 11,119 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,973,000 | 3,630 |
| Total interest expense | $4,632,000 | 3,233 |
| Net interest income | $4,341,000 | 4,033 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,486,000 | 2,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,486,000 | 1,378 |
| Total noninterest expense | $4,946,000 | 2,748 |
| Salaries and employee benefits | $3,066,000 | 2,161 |
| Premises and equipment expense | $741,000 | 2,660 |
| Additional noninterest expense | $1,139,000 | 3,920 |
| Pre-tax net operating income | $881,000 | 6,506 |
| Securities gains (losses) | $651,000 | 289 |
| Applicable income taxes | $542,000 | 3,951 |
| Income before extraordinary items | $990,000 | 4,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $990,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $566,850 | 6,786 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 4,047 |
| Total interest expense | $3,472,000 | 3,479 |
| Net interest income | $3,873,000 | 4,517 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $1,179,000 | 2,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,179,000 | 1,648 |
| Total noninterest expense | $4,678,000 | 2,957 |
| Salaries and employee benefits | $2,882,000 | 2,324 |
| Premises and equipment expense | $770,000 | 2,614 |
| Additional noninterest expense | $1,026,000 | 4,620 |
| Pre-tax net operating income | $341,000 | 9,804 |
| Securities gains (losses) | $1,022,000 | 164 |
| Applicable income taxes | $581,000 | 3,608 |
| Income before extraordinary items | $781,000 | 5,455 |
| Extraordinary gains, net | $-166,000 | 12,554 |
| Net income | $616,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $126,920 | 11,138 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,210,000 | 4,203 |
| Total interest expense | $3,660,000 | 3,433 |
| Net interest income | $3,550,000 | 4,897 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $1,824,000 | 2,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,824,000 | 1,341 |
| Total noninterest expense | $4,246,000 | 3,301 |
| Salaries and employee benefits | $2,622,000 | 2,533 |
| Premises and equipment expense | $664,000 | 3,022 |
| Additional noninterest expense | $960,000 | 5,103 |
| Pre-tax net operating income | $1,080,000 | 5,576 |
| Securities gains (losses) | $1,330,000 | 429 |
| Applicable income taxes | $959,000 | 2,353 |
| Income before extraordinary items | $1,451,000 | 3,340 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,451,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $599,800 | 6,538 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 4,675 |
| Total interest expense | $4,131,000 | 3,957 |
| Net interest income | $3,139,000 | 5,506 |
| Provision for loan and lease losses | $192,000 | 5,326 |
| Total noninterest income | $2,094,000 | 1,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,094,000 | 1,204 |
| Total noninterest expense | $3,353,000 | 4,091 |
| Salaries and employee benefits | $1,990,000 | 3,221 |
| Premises and equipment expense | $496,000 | 3,998 |
| Additional noninterest expense | $867,000 | 5,692 |
| Pre-tax net operating income | $1,688,000 | 3,644 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $644,000 | 3,238 |
| Income before extraordinary items | $1,044,000 | 4,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,044,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,044,000 | 4,024 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.