Home > FirstBank North > Income and Expense
FirstBank North, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,281,000 | 1,541 |
| Total interest expense | $2,417,000 | 2,541 |
| Net interest income | $12,864,000 | 1,323 |
| Provision for loan and lease losses | $563,000 | 3,342 |
| Total noninterest income | $3,736,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,828,000 | 621 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,908,000 | 1,139 |
| Total noninterest expense | $8,307,000 | 1,768 |
| Salaries and employee benefits | $3,034,000 | 2,397 |
| Premises and equipment expense | $1,235,000 | 1,570 |
| Additional noninterest expense | $4,038,000 | 1,330 |
| Pre-tax net operating income | $7,730,000 | 550 |
| Securities gains (losses) | $-2,597,000 | 7,704 |
| Applicable income taxes | $1,071,000 | 949 |
| Income before extraordinary items | $4,062,000 | 853 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,062,000 | 854 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,062,000 | 854 |
| Net charge-offs | $238,000 | 4,018 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,113,630 | 542 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,076,000 | 1,574 |
| Total interest expense | $1,656,000 | 2,578 |
| Net interest income | $8,420,000 | 1,352 |
| Provision for loan and lease losses | $36,000 | 6,064 |
| Total noninterest income | $2,367,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,192,000 | 640 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,175,000 | 1,167 |
| Total noninterest expense | $5,440,000 | 1,812 |
| Salaries and employee benefits | $1,997,000 | 2,440 |
| Premises and equipment expense | $792,000 | 1,660 |
| Additional noninterest expense | $2,651,000 | 1,347 |
| Pre-tax net operating income | $5,311,000 | 521 |
| Securities gains (losses) | $-2,597,000 | 7,782 |
| Applicable income taxes | $433,000 | 1,368 |
| Income before extraordinary items | $2,281,000 | 988 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,281,000 | 989 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,281,000 | 989 |
| Net charge-offs | $194,000 | 3,581 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,462,480 | 478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 1,629 |
| Total interest expense | $831,000 | 2,680 |
| Net interest income | $4,119,000 | 1,390 |
| Provision for loan and lease losses | $146,000 | 3,500 |
| Total noninterest income | $1,232,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $580,000 | 657 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $652,000 | 1,066 |
| Total noninterest expense | $2,655,000 | 1,875 |
| Salaries and employee benefits | $1,023,000 | 2,418 |
| Premises and equipment expense | $376,000 | 1,803 |
| Additional noninterest expense | $1,256,000 | 1,414 |
| Pre-tax net operating income | $2,550,000 | 534 |
| Securities gains (losses) | $-2,597,000 | 7,903 |
| Applicable income taxes | $-317,000 | 7,640 |
| Income before extraordinary items | $270,000 | 3,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $270,000 | 3,335 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $270,000 | 3,337 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,932,080 | 555 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,840,000 | 1,636 |
| Total interest expense | $4,648,000 | 2,417 |
| Net interest income | $16,192,000 | 1,362 |
| Provision for loan and lease losses | $691,000 | 4,062 |
| Total noninterest income | $5,062,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,578,000 | 647 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,484,000 | 1,178 |
| Total noninterest expense | $10,795,000 | 1,884 |
| Salaries and employee benefits | $3,971,000 | 2,461 |
| Premises and equipment expense | $1,430,000 | 1,880 |
| Additional noninterest expense | $5,394,000 | 1,381 |
| Pre-tax net operating income | $9,768,000 | 440 |
| Securities gains (losses) | $-716,000 | 7,642 |
| Applicable income taxes | $2,243,000 | 517 |
| Income before extraordinary items | $6,809,000 | 496 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,809,000 | 495 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,809,000 | 498 |
| Net charge-offs | $221,000 | 4,874 |
| Cash dividends | $2,750,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,346,000 | 442 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,729,000 | 1,668 |
| Total interest expense | $3,664,000 | 2,408 |
| Net interest income | $12,065,000 | 1,380 |
| Provision for loan and lease losses | $467,000 | 3,913 |
| Total noninterest income | $3,853,000 | 1,080 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,926,000 | 647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,927,000 | 1,176 |
| Total noninterest expense | $7,969,000 | 1,898 |
| Salaries and employee benefits | $2,917,000 | 2,531 |
| Premises and equipment expense | $1,028,000 | 1,976 |
| Additional noninterest expense | $4,024,000 | 1,352 |
| Pre-tax net operating income | $7,482,000 | 443 |
| Securities gains (losses) | $-716,000 | 7,805 |
| Applicable income taxes | $1,713,000 | 536 |
| Income before extraordinary items | $5,053,000 | 532 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,053,000 | 532 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,053,000 | 533 |
| Net charge-offs | $86,000 | 5,202 |
| Cash dividends | $2,250,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,590,000 | 468 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 1,674 |
| Total interest expense | $2,577,000 | 2,376 |
| Net interest income | $8,001,000 | 1,389 |
| Provision for loan and lease losses | $416,000 | 3,216 |
| Total noninterest income | $2,518,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,246,000 | 669 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,272,000 | 1,214 |
| Total noninterest expense | $5,302,000 | 1,923 |
| Salaries and employee benefits | $1,939,000 | 2,571 |
| Premises and equipment expense | $639,000 | 2,134 |
| Additional noninterest expense | $2,724,000 | 1,368 |
| Pre-tax net operating income | $4,801,000 | 457 |
| Securities gains (losses) | $-537,000 | 7,934 |
| Applicable income taxes | $1,038,000 | 591 |
| Income before extraordinary items | $3,226,000 | 559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,226,000 | 557 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,226,000 | 559 |
| Net charge-offs | $47,000 | 4,972 |
| Cash dividends | $1,750,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,634,120 | 465 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 1,685 |
| Total interest expense | $1,401,000 | 2,280 |
| Net interest income | $3,913,000 | 1,415 |
| Provision for loan and lease losses | $215,000 | 2,756 |
| Total noninterest income | $1,219,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $614,000 | 657 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $605,000 | 1,229 |
| Total noninterest expense | $2,527,000 | 1,970 |
| Salaries and employee benefits | $982,000 | 2,585 |
| Premises and equipment expense | $306,000 | 2,259 |
| Additional noninterest expense | $1,239,000 | 1,321 |
| Pre-tax net operating income | $2,390,000 | 492 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $623,000 | 527 |
| Income before extraordinary items | $1,767,000 | 567 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,767,000 | 567 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,767,000 | 570 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $900,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,767,000 | 528 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,849,000 | 1,837 |
| Total interest expense | $6,963,000 | 2,209 |
| Net interest income | $13,886,000 | 1,605 |
| Provision for loan and lease losses | $398,000 | 4,151 |
| Total noninterest income | $5,306,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,795,000 | 621 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,511,000 | 1,115 |
| Total noninterest expense | $9,297,000 | 2,069 |
| Salaries and employee benefits | $3,834,000 | 2,602 |
| Premises and equipment expense | $1,110,000 | 2,402 |
| Additional noninterest expense | $4,353,000 | 1,428 |
| Pre-tax net operating income | $9,497,000 | 579 |
| Securities gains (losses) | $-354,000 | 7,453 |
| Applicable income taxes | $2,448,000 | 564 |
| Income before extraordinary items | $6,695,000 | 590 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,695,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,473 |
| Cash dividends | $3,300,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,953,420 | 609 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,565,000 | 1,883 |
| Total interest expense | $5,377,000 | 2,238 |
| Net interest income | $10,188,000 | 1,654 |
| Provision for loan and lease losses | $334,000 | 3,368 |
| Total noninterest income | $3,993,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,102,000 | 628 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,891,000 | 1,155 |
| Total noninterest expense | $7,031,000 | 2,039 |
| Salaries and employee benefits | $2,958,000 | 2,577 |
| Premises and equipment expense | $819,000 | 2,437 |
| Additional noninterest expense | $3,254,000 | 1,374 |
| Pre-tax net operating income | $6,816,000 | 738 |
| Securities gains (losses) | $-432,000 | 7,736 |
| Applicable income taxes | $1,671,000 | 757 |
| Income before extraordinary items | $4,713,000 | 776 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,713,000 | 775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,778 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,032,680 | 763 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,346,000 | 1,915 |
| Total interest expense | $3,781,000 | 2,218 |
| Net interest income | $6,565,000 | 1,706 |
| Provision for loan and lease losses | $146,000 | 3,706 |
| Total noninterest income | $2,596,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,336,000 | 645 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,260,000 | 1,197 |
| Total noninterest expense | $4,738,000 | 2,021 |
| Salaries and employee benefits | $2,018,000 | 2,554 |
| Premises and equipment expense | $550,000 | 2,423 |
| Additional noninterest expense | $2,170,000 | 1,361 |
| Pre-tax net operating income | $4,277,000 | 830 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,121,000 | 858 |
| Income before extraordinary items | $3,156,000 | 863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,156,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,133 |
| Cash dividends | $1,800,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,156,000 | 847 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 2,002 |
| Total interest expense | $2,116,000 | 2,144 |
| Net interest income | $2,962,000 | 1,884 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $1,267,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $656,000 | 647 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $611,000 | 1,222 |
| Total noninterest expense | $2,304,000 | 2,080 |
| Salaries and employee benefits | $977,000 | 2,639 |
| Premises and equipment expense | $274,000 | 2,460 |
| Additional noninterest expense | $1,053,000 | 1,366 |
| Pre-tax net operating income | $1,891,000 | 1,004 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $473,000 | 1,057 |
| Income before extraordinary items | $1,418,000 | 1,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,418,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,418,000 | 1,023 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,938,000 | 2,171 |
| Total interest expense | $9,082,000 | 2,101 |
| Net interest income | $9,856,000 | 2,271 |
| Provision for loan and lease losses | $253,000 | 3,483 |
| Total noninterest income | $5,404,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,995,000 | 582 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,409,000 | 1,196 |
| Total noninterest expense | $8,428,000 | 2,179 |
| Salaries and employee benefits | $3,350,000 | 2,932 |
| Premises and equipment expense | $1,083,000 | 2,399 |
| Additional noninterest expense | $3,995,000 | 1,388 |
| Pre-tax net operating income | $6,579,000 | 1,286 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,591,000 | 1,355 |
| Income before extraordinary items | $4,988,000 | 1,287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,988,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $4,100,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,988,000 | 1,271 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,943,000 | 2,220 |
| Total interest expense | $6,677,000 | 2,124 |
| Net interest income | $7,266,000 | 2,317 |
| Provision for loan and lease losses | $187,000 | 3,098 |
| Total noninterest income | $3,982,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,216,000 | 584 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,766,000 | 1,230 |
| Total noninterest expense | $6,313,000 | 2,154 |
| Salaries and employee benefits | $2,517,000 | 2,900 |
| Premises and equipment expense | $828,000 | 2,334 |
| Additional noninterest expense | $2,968,000 | 1,362 |
| Pre-tax net operating income | $4,748,000 | 1,426 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,098,000 | 1,539 |
| Income before extraordinary items | $3,650,000 | 1,395 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,650,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $3,300,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,650,000 | 1,382 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 2,306 |
| Total interest expense | $4,258,000 | 2,209 |
| Net interest income | $4,777,000 | 2,374 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $2,530,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,382,000 | 627 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,148,000 | 1,269 |
| Total noninterest expense | $4,219,000 | 2,172 |
| Salaries and employee benefits | $1,708,000 | 2,887 |
| Premises and equipment expense | $540,000 | 2,392 |
| Additional noninterest expense | $1,971,000 | 1,377 |
| Pre-tax net operating income | $3,008,000 | 1,543 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $673,000 | 1,711 |
| Income before extraordinary items | $2,335,000 | 1,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,335,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $2,300,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,335,000 | 1,480 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 2,369 |
| Total interest expense | $2,034,000 | 2,290 |
| Net interest income | $2,353,000 | 2,411 |
| Provision for loan and lease losses | $16,000 | 4,567 |
| Total noninterest income | $1,192,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $639,000 | 662 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $553,000 | 1,269 |
| Total noninterest expense | $2,111,000 | 2,191 |
| Salaries and employee benefits | $876,000 | 2,851 |
| Premises and equipment expense | $267,000 | 2,439 |
| Additional noninterest expense | $968,000 | 1,382 |
| Pre-tax net operating income | $1,418,000 | 1,624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $300,000 | 1,853 |
| Income before extraordinary items | $1,118,000 | 1,541 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,118,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,118,000 | 1,530 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,685,000 | 2,341 |
| Total interest expense | $6,867,000 | 2,325 |
| Net interest income | $9,818,000 | 2,323 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $4,873,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,571,000 | 683 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,302,000 | 1,217 |
| Total noninterest expense | $8,264,000 | 2,143 |
| Salaries and employee benefits | $3,290,000 | 2,885 |
| Premises and equipment expense | $1,085,000 | 2,286 |
| Additional noninterest expense | $3,889,000 | 1,365 |
| Pre-tax net operating income | $6,302,000 | 1,536 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,411,000 | 1,758 |
| Income before extraordinary items | $4,891,000 | 1,486 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,891,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $4,200,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,891,000 | 1,472 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,357,000 | 2,353 |
| Total interest expense | $4,853,000 | 2,376 |
| Net interest income | $7,504,000 | 2,310 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $3,602,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,920,000 | 691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,682,000 | 1,260 |
| Total noninterest expense | $6,226,000 | 2,136 |
| Salaries and employee benefits | $2,488,000 | 2,859 |
| Premises and equipment expense | $818,000 | 2,273 |
| Additional noninterest expense | $2,920,000 | 1,363 |
| Pre-tax net operating income | $4,760,000 | 1,571 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,018,000 | 1,858 |
| Income before extraordinary items | $3,742,000 | 1,494 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,742,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $3,200,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,742,000 | 1,477 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,054,000 | 2,360 |
| Total interest expense | $3,009,000 | 2,433 |
| Net interest income | $5,045,000 | 2,311 |
| Provision for loan and lease losses | $82,000 | 3,696 |
| Total noninterest income | $2,348,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,248,000 | 701 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,100,000 | 1,271 |
| Total noninterest expense | $4,176,000 | 2,117 |
| Salaries and employee benefits | $1,653,000 | 2,871 |
| Premises and equipment expense | $552,000 | 2,252 |
| Additional noninterest expense | $1,971,000 | 1,358 |
| Pre-tax net operating income | $3,135,000 | 1,591 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $674,000 | 1,887 |
| Income before extraordinary items | $2,461,000 | 1,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,461,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $2,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,461,000 | 1,489 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 2,361 |
| Total interest expense | $1,422,000 | 2,429 |
| Net interest income | $2,508,000 | 2,322 |
| Provision for loan and lease losses | $14,000 | 5,063 |
| Total noninterest income | $1,112,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $599,000 | 700 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $513,000 | 1,320 |
| Total noninterest expense | $2,066,000 | 2,143 |
| Salaries and employee benefits | $814,000 | 2,925 |
| Premises and equipment expense | $280,000 | 2,232 |
| Additional noninterest expense | $972,000 | 1,351 |
| Pre-tax net operating income | $1,540,000 | 1,592 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $327,000 | 1,910 |
| Income before extraordinary items | $1,213,000 | 1,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,213,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $1,200,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,213,000 | 1,479 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,844,000 | 2,234 |
| Total interest expense | $4,316,000 | 2,495 |
| Net interest income | $10,528,000 | 2,107 |
| Provision for loan and lease losses | $62,000 | 5,427 |
| Total noninterest income | $4,714,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,569,000 | 679 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,145,000 | 1,292 |
| Total noninterest expense | $8,166,000 | 2,047 |
| Salaries and employee benefits | $3,521,000 | 2,589 |
| Premises and equipment expense | $983,000 | 2,404 |
| Additional noninterest expense | $3,662,000 | 1,398 |
| Pre-tax net operating income | $7,014,000 | 1,363 |
| Securities gains (losses) | $317,000 | 398 |
| Applicable income taxes | $1,755,000 | 1,515 |
| Income before extraordinary items | $5,576,000 | 1,286 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,576,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,766 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,335,080 | 1,325 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,946,000 | 2,221 |
| Total interest expense | $2,969,000 | 2,558 |
| Net interest income | $7,977,000 | 2,071 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $3,546,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,944,000 | 664 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,602,000 | 1,297 |
| Total noninterest expense | $6,207,000 | 2,000 |
| Salaries and employee benefits | $2,721,000 | 2,480 |
| Premises and equipment expense | $731,000 | 2,411 |
| Additional noninterest expense | $2,755,000 | 1,378 |
| Pre-tax net operating income | $5,313,000 | 1,354 |
| Securities gains (losses) | $317,000 | 375 |
| Applicable income taxes | $1,367,000 | 1,482 |
| Income before extraordinary items | $4,263,000 | 1,272 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,263,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $2,800,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,022,080 | 1,318 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,195,000 | 2,198 |
| Total interest expense | $1,831,000 | 2,597 |
| Net interest income | $5,364,000 | 2,028 |
| Provision for loan and lease losses | $-25,000 | 8,665 |
| Total noninterest income | $2,314,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,260,000 | 668 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,054,000 | 1,294 |
| Total noninterest expense | $4,127,000 | 1,998 |
| Salaries and employee benefits | $1,829,000 | 2,440 |
| Premises and equipment expense | $485,000 | 2,397 |
| Additional noninterest expense | $1,813,000 | 1,370 |
| Pre-tax net operating income | $3,576,000 | 1,311 |
| Securities gains (losses) | $317,000 | 326 |
| Applicable income taxes | $971,000 | 1,399 |
| Income before extraordinary items | $2,922,000 | 1,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,922,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $1,800,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,684,250 | 1,290 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 2,175 |
| Total interest expense | $851,000 | 2,648 |
| Net interest income | $2,706,000 | 1,990 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $1,123,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $617,000 | 657 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $506,000 | 1,326 |
| Total noninterest expense | $2,095,000 | 1,976 |
| Salaries and employee benefits | $963,000 | 2,363 |
| Premises and equipment expense | $241,000 | 2,430 |
| Additional noninterest expense | $891,000 | 1,398 |
| Pre-tax net operating income | $1,687,000 | 1,366 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $390,000 | 1,638 |
| Income before extraordinary items | $1,297,000 | 1,332 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,297,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $800,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,297,000 | 1,304 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 2,230 |
| Total interest expense | $2,880,000 | 2,716 |
| Net interest income | $9,987,000 | 2,033 |
| Provision for loan and lease losses | $38,000 | 6,224 |
| Total noninterest income | $4,945,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,916,000 | 594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,029,000 | 1,303 |
| Total noninterest expense | $8,415,000 | 1,914 |
| Salaries and employee benefits | $3,964,000 | 2,197 |
| Premises and equipment expense | $961,000 | 2,376 |
| Additional noninterest expense | $3,490,000 | 1,423 |
| Pre-tax net operating income | $6,479,000 | 1,336 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,473,000 | 1,628 |
| Income before extraordinary items | $5,006,000 | 1,300 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,006,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $4,600,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,006,000 | 1,267 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,412,000 | 2,258 |
| Total interest expense | $2,078,000 | 2,760 |
| Net interest income | $7,334,000 | 2,056 |
| Provision for loan and lease losses | $14,000 | 6,593 |
| Total noninterest income | $3,755,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,252,000 | 580 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,503,000 | 1,329 |
| Total noninterest expense | $6,205,000 | 1,932 |
| Salaries and employee benefits | $2,884,000 | 2,237 |
| Premises and equipment expense | $707,000 | 2,403 |
| Additional noninterest expense | $2,614,000 | 1,412 |
| Pre-tax net operating income | $4,870,000 | 1,336 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,110,000 | 1,639 |
| Income before extraordinary items | $3,760,000 | 1,311 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,760,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $2,800,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,760,000 | 1,271 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,077,000 | 2,317 |
| Total interest expense | $1,359,000 | 2,782 |
| Net interest income | $4,718,000 | 2,122 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $2,525,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,530,000 | 569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $995,000 | 1,324 |
| Total noninterest expense | $4,095,000 | 1,957 |
| Salaries and employee benefits | $1,905,000 | 2,269 |
| Premises and equipment expense | $480,000 | 2,370 |
| Additional noninterest expense | $1,710,000 | 1,414 |
| Pre-tax net operating income | $3,131,000 | 1,356 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $704,000 | 1,702 |
| Income before extraordinary items | $2,427,000 | 1,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,427,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,427,000 | 1,286 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 2,386 |
| Total interest expense | $675,000 | 2,838 |
| Net interest income | $2,279,000 | 2,195 |
| Provision for loan and lease losses | $43,000 | 3,661 |
| Total noninterest income | $1,231,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $756,000 | 566 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $475,000 | 1,342 |
| Total noninterest expense | $1,991,000 | 2,017 |
| Salaries and employee benefits | $911,000 | 2,382 |
| Premises and equipment expense | $246,000 | 2,348 |
| Additional noninterest expense | $834,000 | 1,449 |
| Pre-tax net operating income | $1,476,000 | 1,404 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $317,000 | 1,842 |
| Income before extraordinary items | $1,159,000 | 1,389 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,159,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,159,000 | 1,317 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,626,000 | 2,452 |
| Total interest expense | $2,914,000 | 2,943 |
| Net interest income | $8,712,000 | 2,223 |
| Provision for loan and lease losses | $151,000 | 4,558 |
| Total noninterest income | $5,252,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,156,000 | 553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,096,000 | 1,430 |
| Total noninterest expense | $7,571,000 | 2,079 |
| Salaries and employee benefits | $3,222,000 | 2,611 |
| Premises and equipment expense | $964,000 | 2,330 |
| Additional noninterest expense | $3,385,000 | 1,451 |
| Pre-tax net operating income | $6,242,000 | 1,318 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,369,000 | 1,758 |
| Income before extraordinary items | $4,873,000 | 1,309 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,873,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,263 |
| Cash dividends | $4,200,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,873,000 | 1,243 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 2,452 |
| Total interest expense | $2,221,000 | 2,991 |
| Net interest income | $6,652,000 | 2,195 |
| Provision for loan and lease losses | $122,000 | 4,329 |
| Total noninterest income | $3,986,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,354,000 | 562 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,632,000 | 1,446 |
| Total noninterest expense | $5,717,000 | 2,076 |
| Salaries and employee benefits | $2,442,000 | 2,584 |
| Premises and equipment expense | $728,000 | 2,326 |
| Additional noninterest expense | $2,547,000 | 1,444 |
| Pre-tax net operating income | $4,799,000 | 1,347 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,051,000 | 1,790 |
| Income before extraordinary items | $3,748,000 | 1,321 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,748,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $2,800,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,748,000 | 1,245 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 2,414 |
| Total interest expense | $1,490,000 | 3,063 |
| Net interest income | $4,567,000 | 2,137 |
| Provision for loan and lease losses | $69,000 | 4,553 |
| Total noninterest income | $2,667,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,551,000 | 559 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,116,000 | 1,397 |
| Total noninterest expense | $3,833,000 | 2,057 |
| Salaries and employee benefits | $1,654,000 | 2,539 |
| Premises and equipment expense | $485,000 | 2,314 |
| Additional noninterest expense | $1,694,000 | 1,455 |
| Pre-tax net operating income | $3,332,000 | 1,279 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $749,000 | 1,717 |
| Income before extraordinary items | $2,583,000 | 1,276 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,583,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $1,800,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,583,000 | 1,191 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 2,381 |
| Total interest expense | $753,000 | 3,108 |
| Net interest income | $2,345,000 | 2,087 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $1,300,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $770,000 | 543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $530,000 | 1,426 |
| Total noninterest expense | $1,921,000 | 2,038 |
| Salaries and employee benefits | $860,000 | 2,453 |
| Premises and equipment expense | $228,000 | 2,440 |
| Additional noninterest expense | $833,000 | 1,439 |
| Pre-tax net operating income | $1,681,000 | 1,276 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $391,000 | 1,656 |
| Income before extraordinary items | $1,290,000 | 1,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,290,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,290,000 | 1,198 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,201,000 | 2,325 |
| Total interest expense | $3,516,000 | 3,083 |
| Net interest income | $9,685,000 | 1,996 |
| Provision for loan and lease losses | $-38,000 | 9,221 |
| Total noninterest income | $5,251,000 | 1,010 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,120,000 | 525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,131,000 | 1,256 |
| Total noninterest expense | $8,140,000 | 1,857 |
| Salaries and employee benefits | $3,897,000 | 2,054 |
| Premises and equipment expense | $959,000 | 2,280 |
| Additional noninterest expense | $3,284,000 | 1,443 |
| Pre-tax net operating income | $6,834,000 | 1,234 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,639,000 | 1,528 |
| Income before extraordinary items | $5,195,000 | 1,205 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,195,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $2,700,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,195,000 | 1,156 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,186,000 | 2,413 |
| Total interest expense | $5,685,000 | 2,804 |
| Net interest income | $8,501,000 | 2,098 |
| Provision for loan and lease losses | $114,000 | 5,391 |
| Total noninterest income | $4,846,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,756,000 | 554 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,090,000 | 1,208 |
| Total noninterest expense | $7,973,000 | 1,814 |
| Salaries and employee benefits | $3,997,000 | 1,878 |
| Premises and equipment expense | $977,000 | 2,188 |
| Additional noninterest expense | $2,999,000 | 1,550 |
| Pre-tax net operating income | $5,260,000 | 1,378 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,137,000 | 1,902 |
| Income before extraordinary items | $4,123,000 | 1,320 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,123,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,135 |
| Cash dividends | $1,800,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,123,000 | 1,265 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,511,000 | 2,796 |
| Total interest expense | $6,333,000 | 2,638 |
| Net interest income | $6,178,000 | 2,863 |
| Provision for loan and lease losses | $169,000 | 4,168 |
| Total noninterest income | $4,011,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,323,000 | 570 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,688,000 | 1,261 |
| Total noninterest expense | $6,872,000 | 2,013 |
| Salaries and employee benefits | $3,113,000 | 2,292 |
| Premises and equipment expense | $905,000 | 2,280 |
| Additional noninterest expense | $2,854,000 | 1,568 |
| Pre-tax net operating income | $3,148,000 | 2,300 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $444,000 | 3,763 |
| Income before extraordinary items | $2,704,000 | 1,930 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,704,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,997 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,704,000 | 1,931 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,454,000 | 3,091 |
| Total interest expense | $4,698,000 | 3,102 |
| Net interest income | $5,756,000 | 3,035 |
| Provision for loan and lease losses | $117,000 | 4,922 |
| Total noninterest income | $5,169,000 | 926 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,577,000 | 526 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,592,000 | 976 |
| Total noninterest expense | $7,124,000 | 1,925 |
| Salaries and employee benefits | $3,163,000 | 2,219 |
| Premises and equipment expense | $994,000 | 2,059 |
| Additional noninterest expense | $2,967,000 | 1,529 |
| Pre-tax net operating income | $3,684,000 | 1,994 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $751,000 | 2,776 |
| Income before extraordinary items | $2,933,000 | 1,812 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,933,000 | 1,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,890 |
| Cash dividends | $1,900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,933,000 | 1,781 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 3,340 |
| Total interest expense | $4,148,000 | 3,560 |
| Net interest income | $5,509,000 | 3,117 |
| Provision for loan and lease losses | $58,000 | 6,364 |
| Total noninterest income | $4,406,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,144,000 | 570 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,262,000 | 1,074 |
| Total noninterest expense | $7,300,000 | 1,792 |
| Salaries and employee benefits | $3,287,000 | 2,055 |
| Premises and equipment expense | $1,074,000 | 1,835 |
| Additional noninterest expense | $2,939,000 | 1,477 |
| Pre-tax net operating income | $2,557,000 | 2,726 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $420,000 | 4,299 |
| Income before extraordinary items | $2,137,000 | 2,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,137,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,137,000 | 2,326 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 3,841 |
| Total interest expense | $3,380,000 | 4,242 |
| Net interest income | $4,929,000 | 3,537 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $3,324,000 | 1,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,950,000 | 653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,374,000 | 1,407 |
| Total noninterest expense | $6,132,000 | 2,100 |
| Salaries and employee benefits | $2,599,000 | 2,546 |
| Premises and equipment expense | $999,000 | 1,976 |
| Additional noninterest expense | $2,534,000 | 1,672 |
| Pre-tax net operating income | $2,013,000 | 3,511 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $287,000 | 5,846 |
| Income before extraordinary items | $1,726,000 | 2,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,726,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,729 |
| Cash dividends | $1,250,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,726,000 | 2,895 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,334,000 | 4,388 |
| Total interest expense | $2,693,000 | 5,238 |
| Net interest income | $4,641,000 | 3,790 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $2,623,000 | 1,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,642,000 | 809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $981,000 | 1,842 |
| Total noninterest expense | $5,668,000 | 2,425 |
| Salaries and employee benefits | $2,333,000 | 2,865 |
| Premises and equipment expense | $989,000 | 2,030 |
| Additional noninterest expense | $2,346,000 | 2,131 |
| Pre-tax net operating income | $1,461,000 | 4,435 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $269,000 | 6,193 |
| Income before extraordinary items | $1,192,000 | 3,892 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,192,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,119 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,192,000 | 3,844 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 5,312 |
| Total interest expense | $2,008,000 | 6,449 |
| Net interest income | $3,842,000 | 4,457 |
| Provision for loan and lease losses | $155,000 | 3,565 |
| Total noninterest income | $2,000,000 | 1,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,449,000 | 918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $551,000 | 2,697 |
| Total noninterest expense | $4,228,000 | 3,161 |
| Salaries and employee benefits | $1,729,000 | 3,773 |
| Premises and equipment expense | $693,000 | 2,835 |
| Additional noninterest expense | $1,806,000 | 2,622 |
| Pre-tax net operating income | $1,459,000 | 4,556 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $421,000 | 4,768 |
| Income before extraordinary items | $1,038,000 | 4,447 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,038,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,038,000 | 4,442 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 6,371 |
| Total interest expense | $1,024,000 | 8,590 |
| Net interest income | $3,263,000 | 5,244 |
| Provision for loan and lease losses | $256,000 | 2,540 |
| Total noninterest income | $1,540,000 | 2,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,113,000 | 1,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,275 |
| Total noninterest expense | $3,749,000 | 3,625 |
| Salaries and employee benefits | $1,475,000 | 4,339 |
| Premises and equipment expense | $676,000 | 2,914 |
| Additional noninterest expense | $1,598,000 | 3,129 |
| Pre-tax net operating income | $798,000 | 6,879 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $257,000 | 6,426 |
| Income before extraordinary items | $541,000 | 6,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $541,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $541,000 | 7,041 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 7,698 |
| Total interest expense | $783,000 | 10,133 |
| Net interest income | $2,603,000 | 6,347 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $1,319,000 | 2,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $939,000 | 1,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,890 |
| Total noninterest expense | $3,123,000 | 4,360 |
| Salaries and employee benefits | $1,153,000 | 5,423 |
| Premises and equipment expense | $565,000 | 3,505 |
| Additional noninterest expense | $1,405,000 | 3,692 |
| Pre-tax net operating income | $724,000 | 7,233 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $509,000 | 7,470 |
| Extraordinary gains, net | $106,000 | 1,513 |
| Net income | $615,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $478,640 | 7,466 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 9,218 |
| Total interest expense | $841,000 | 11,142 |
| Net interest income | $2,021,000 | 7,693 |
| Provision for loan and lease losses | $241,000 | 4,678 |
| Total noninterest income | $1,064,000 | 3,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $812,000 | 1,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $2,495,000 | 5,318 |
| Salaries and employee benefits | $866,000 | 6,836 |
| Premises and equipment expense | $514,000 | 3,871 |
| Additional noninterest expense | $1,115,000 | 4,634 |
| Pre-tax net operating income | $349,000 | 9,700 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $215,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,000 | 10,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.