Home > FirstBank North > Assets and Liabilities
FirstBank North, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 72 | 2,162 |
| Assets and Liabilities | ||
| Total Assets: | $482,492,000 | 1,414 |
| Cash and due from depository institutions | $4,707,000 | 2,162 |
| Interest-bearing balances | $27,000 | 6,953 |
| Securities | $336,942,000 | 396 |
| Federal funds sold & reverse repurchase agreements | $16,405,000 | 449 |
| Net loans & leases | $100,223,000 | 3,803 |
| Loan loss allowance | $1,752,000 | 3,505 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,207,000 | 711 |
| Other real estate owned | $691,000 | 2,162 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $7,317,000 | 2,509 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $482,492,000 | 1,414 |
| Total liabilities | $433,773,000 | 1,423 |
| Total deposits | $429,268,000 | 1,288 |
| Interest-bearing deposits | $365,069,000 | 1,302 |
| Deposits held in domestic offices | $429,268,000 | 1,287 |
| % insured | 86.19% | 4,769 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,505,000 | 1,175 |
| Total equity capital | $48,719,000 | 1,413 |
| Total bank equity capital | $48,719,000 | 1,411 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,100,000 | 2,484 |
| Surplus | $14,675,000 | 1,983 |
| Undivided profits | $32,944,000 | 1,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 5,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,773,000 | 1,110 |
| Earning assets | $453,597,000 | 1,377 |
| Long-term assets (5+ years) | $209,451,000 | 660 |
| Average Assets, year-to-date | $473,258,500 | 1,432 |
| Average Assets, quarterly | $481,742,000 | 1,418 |
| Volatile liabilities | $55,467,000 | 2,376 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $22,398,000 | 2,409 |
| Tier 1 (core) risk-based capital | $43,871,000 | 1,455 |
| Tier 2 risk-based capital | $1,761,000 | 2,854 |
| Total risk weighted assets | $209,290,000 | 2,134 |
| Total unused commitments | $22,398,000 | 2,414 |
| Derivatives | $83,000 | 1,191 |
| 2010-06-30 | Rank | |
| # of Employees: | 73 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $480,992,000 | 1,438 |
| Cash and due from depository institutions | $4,332,000 | 2,169 |
| Interest-bearing balances | $27,000 | 6,939 |
| Securities | $333,760,000 | 387 |
| Federal funds sold & reverse repurchase agreements | $22,987,000 | 279 |
| Net loans & leases | $96,468,000 | 3,943 |
| Loan loss allowance | $1,268,000 | 4,235 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,358,000 | 708 |
| Other real estate owned | $1,318,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,769,000 | 3,003 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $480,992,000 | 1,438 |
| Total liabilities | $435,134,000 | 1,434 |
| Total deposits | $431,171,000 | 1,281 |
| Interest-bearing deposits | $365,821,000 | 1,320 |
| Deposits held in domestic offices | $431,171,000 | 1,280 |
| % insured | 86.82% | 4,691 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,963,000 | 1,245 |
| Total equity capital | $45,858,000 | 1,494 |
| Total bank equity capital | $45,858,000 | 1,492 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,100,000 | 2,512 |
| Surplus | $14,675,000 | 1,982 |
| Undivided profits | $30,083,000 | 1,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 5,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,072,000 | 1,492 |
| Earning assets | $453,242,000 | 1,380 |
| Long-term assets (5+ years) | $211,910,000 | 647 |
| Average Assets, year-to-date | $470,180,670 | 1,452 |
| Average Assets, quarterly | $483,597,500 | 1,425 |
| Volatile liabilities | $56,700,000 | 2,368 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,045,000 | 2,475 |
| Tier 1 (core) risk-based capital | $42,090,000 | 1,501 |
| Tier 2 risk-based capital | $1,278,000 | 3,662 |
| Total risk weighted assets | $207,825,000 | 2,180 |
| Total unused commitments | $22,045,000 | 2,478 |
| Derivatives | $502,000 | 1,043 |
| 2010-03-31 | Rank | |
| # of Employees: | 72 | 2,223 |
| Assets and Liabilities | ||
| Total Assets: | $486,203,000 | 1,448 |
| Cash and due from depository institutions | $4,599,000 | 2,223 |
| Interest-bearing balances | $26,000 | 6,988 |
| Securities | $316,314,000 | 424 |
| Federal funds sold & reverse repurchase agreements | $44,659,000 | 180 |
| Net loans & leases | $96,792,000 | 4,003 |
| Loan loss allowance | $1,530,000 | 3,842 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $16,506,000 | 719 |
| Other real estate owned | $601,000 | 2,223 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,732,000 | 2,750 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $486,203,000 | 1,448 |
| Total liabilities | $444,380,000 | 1,431 |
| Total deposits | $419,637,000 | 1,348 |
| Interest-bearing deposits | $355,268,000 | 1,401 |
| Deposits held in domestic offices | $419,637,000 | 1,347 |
| % insured | 88.97% | 4,063 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $24,743,000 | 308 |
| Total equity capital | $41,823,000 | 1,616 |
| Total bank equity capital | $41,823,000 | 1,614 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,100,000 | 2,560 |
| Surplus | $14,675,000 | 2,014 |
| Undivided profits | $26,048,000 | 1,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,788,000 | 3,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,427,000 | 1,294 |
| Earning assets | $457,791,000 | 1,392 |
| Long-term assets (5+ years) | $204,692,000 | 674 |
| Average Assets, year-to-date | $464,775,000 | 1,507 |
| Average Assets, quarterly | $464,775,000 | 1,507 |
| Volatile liabilities | $58,121,000 | 2,395 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $21,277,000 | 2,645 |
| Tier 1 (core) risk-based capital | $40,079,000 | 1,590 |
| Tier 2 risk-based capital | $1,540,000 | 3,222 |
| Total risk weighted assets | $203,159,000 | 2,291 |
| Total unused commitments | $21,277,000 | 2,650 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 70 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $443,347,000 | 1,596 |
| Cash and due from depository institutions | $5,295,000 | 2,315 |
| Interest-bearing balances | $31,000 | 6,893 |
| Securities | $294,386,000 | 441 |
| Federal funds sold & reverse repurchase agreements | $24,199,000 | 317 |
| Net loans & leases | $96,325,000 | 4,050 |
| Loan loss allowance | $1,426,000 | 3,986 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $16,635,000 | 725 |
| Other real estate owned | $416,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,091,000 | 3,025 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $443,347,000 | 1,596 |
| Total liabilities | $414,498,000 | 1,539 |
| Total deposits | $411,956,000 | 1,367 |
| Interest-bearing deposits | $349,492,000 | 1,412 |
| Deposits held in domestic offices | $411,956,000 | 1,366 |
| % insured | 89.22% | 4,014 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,542,000 | 1,760 |
| Total equity capital | $28,849,000 | 2,283 |
| Total bank equity capital | $28,849,000 | 2,280 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,100,000 | 2,599 |
| Surplus | $2,675,000 | 5,063 |
| Undivided profits | $25,074,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,532,000 | 4,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,948,000 | 1,746 |
| Earning assets | $414,941,000 | 1,545 |
| Long-term assets (5+ years) | $207,181,000 | 658 |
| Average Assets, year-to-date | $418,525,000 | 1,650 |
| Average Assets, quarterly | $439,790,500 | 1,599 |
| Volatile liabilities | $58,515,000 | 2,381 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,434,000 | 2,707 |
| Tier 1 (core) risk-based capital | $27,809,000 | 2,247 |
| Tier 2 risk-based capital | $1,446,000 | 3,391 |
| Total risk weighted assets | $198,755,000 | 2,380 |
| Total unused commitments | $20,434,000 | 2,708 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 70 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $436,234,000 | 1,634 |
| Cash and due from depository institutions | $4,011,000 | 2,336 |
| Interest-bearing balances | $31,000 | 6,832 |
| Securities | $293,676,000 | 450 |
| Federal funds sold & reverse repurchase agreements | $25,929,000 | 321 |
| Net loans & leases | $91,282,000 | 4,220 |
| Loan loss allowance | $1,337,000 | 4,036 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $16,743,000 | 725 |
| Other real estate owned | $511,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,082,000 | 3,541 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $436,234,000 | 1,634 |
| Total liabilities | $408,223,000 | 1,577 |
| Total deposits | $401,223,000 | 1,407 |
| Interest-bearing deposits | $342,203,000 | 1,454 |
| Deposits held in domestic offices | $401,223,000 | 1,403 |
| % insured | 88.45% | 4,460 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,000,000 | 858 |
| Total equity capital | $28,011,000 | 2,424 |
| Total bank equity capital | $28,011,000 | 2,423 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,100,000 | 2,630 |
| Surplus | $2,675,000 | 5,096 |
| Undivided profits | $24,236,000 | 1,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,525,000 | 1,383 |
| Earning assets | $410,918,000 | 1,582 |
| Long-term assets (5+ years) | $213,640,000 | 628 |
| Average Assets, year-to-date | $412,319,500 | 1,693 |
| Average Assets, quarterly | $425,888,500 | 1,659 |
| Volatile liabilities | $58,326,000 | 2,422 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,301,000 | 2,632 |
| Tier 1 (core) risk-based capital | $26,552,000 | 2,401 |
| Tier 2 risk-based capital | $1,355,000 | 3,526 |
| Total risk weighted assets | $194,831,000 | 2,470 |
| Total unused commitments | $22,301,000 | 2,633 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 69 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $415,543,000 | 1,710 |
| Cash and due from depository institutions | $4,755,000 | 2,418 |
| Interest-bearing balances | $26,000 | 6,887 |
| Securities | $273,460,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $26,751,000 | 318 |
| Net loans & leases | $90,438,000 | 4,254 |
| Loan loss allowance | $1,322,000 | 3,983 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,608,000 | 747 |
| Other real estate owned | $0 | 2,418 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,531,000 | 3,868 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $415,543,000 | 1,710 |
| Total liabilities | $390,926,000 | 1,653 |
| Total deposits | $387,915,000 | 1,455 |
| Interest-bearing deposits | $332,902,000 | 1,508 |
| Deposits held in domestic offices | $387,915,000 | 1,451 |
| % insured | 79.89% | 3,753 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,011,000 | 1,733 |
| Total equity capital | $24,617,000 | 2,681 |
| Total bank equity capital | $24,617,000 | 2,680 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,100,000 | 2,669 |
| Surplus | $2,675,000 | 5,144 |
| Undivided profits | $20,842,000 | 1,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,755,000 | 2,014 |
| Earning assets | $390,675,000 | 1,671 |
| Long-term assets (5+ years) | $214,355,000 | 624 |
| Average Assets, year-to-date | $404,348,000 | 1,736 |
| Average Assets, quarterly | $410,429,500 | 1,728 |
| Volatile liabilities | $54,261,000 | 2,566 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,287,000 | 2,657 |
| Tier 1 (core) risk-based capital | $25,226,000 | 2,529 |
| Tier 2 risk-based capital | $1,342,000 | 3,515 |
| Total risk weighted assets | $189,684,000 | 2,542 |
| Total unused commitments | $23,287,000 | 2,662 |
| Derivatives | $400,000 | 1,116 |
| 2009-03-31 | Rank | |
| # of Employees: | 65 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $405,316,000 | 1,757 |
| Cash and due from depository institutions | $3,820,000 | 2,550 |
| Interest-bearing balances | $26,000 | 6,740 |
| Securities | $256,940,000 | 500 |
| Federal funds sold & reverse repurchase agreements | $28,434,000 | 392 |
| Net loans & leases | $95,561,000 | 4,128 |
| Loan loss allowance | $1,145,000 | 4,233 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $15,452,000 | 816 |
| Other real estate owned | $0 | 2,550 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,109,000 | 3,080 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $405,316,000 | 1,757 |
| Total liabilities | $383,425,000 | 1,695 |
| Total deposits | $381,869,000 | 1,493 |
| Interest-bearing deposits | $325,758,000 | 1,541 |
| Deposits held in domestic offices | $381,869,000 | 1,487 |
| % insured | 80.79% | 3,556 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $51,000 | 5,574 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,505,000 | 2,851 |
| Total equity capital | $21,891,000 | 3,014 |
| Total bank equity capital | $21,891,000 | 3,013 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,100,000 | 2,686 |
| Surplus | $2,675,000 | 5,172 |
| Undivided profits | $18,116,000 | 1,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,379,000 | 1,472 |
| Earning assets | $380,961,000 | 1,723 |
| Long-term assets (5+ years) | $259,530,000 | 510 |
| Average Assets, year-to-date | $398,750,500 | 1,768 |
| Average Assets, quarterly | $398,750,500 | 1,768 |
| Volatile liabilities | $51,496,000 | 2,695 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,004,000 | 2,642 |
| Tier 1 (core) risk-based capital | $24,617,000 | 2,592 |
| Tier 2 risk-based capital | $1,164,000 | 3,881 |
| Total risk weighted assets | $192,394,000 | 2,517 |
| Total unused commitments | $25,004,000 | 2,647 |
| Derivatives | $796,000 | 1,043 |
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $392,185,000 | 1,787 |
| Cash and due from depository institutions | $4,180,000 | 2,661 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $258,829,000 | 480 |
| Federal funds sold & reverse repurchase agreements | $19,245,000 | 473 |
| Net loans & leases | $90,575,000 | 4,289 |
| Loan loss allowance | $955,000 | 4,671 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,880,000 | 919 |
| Other real estate owned | $0 | 2,661 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,476,000 | 2,944 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $392,185,000 | 1,787 |
| Total liabilities | $373,193,000 | 1,707 |
| Total deposits | $358,805,000 | 1,543 |
| Interest-bearing deposits | $304,234,000 | 1,603 |
| Deposits held in domestic offices | $358,805,000 | 1,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $13,000,000 | 2,816 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,388,000 | 2,991 |
| Total equity capital | $18,992,000 | 3,415 |
| Total bank equity capital | $18,992,000 | 3,415 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,100,000 | 2,702 |
| Surplus | $2,675,000 | 5,177 |
| Undivided profits | $15,217,000 | 2,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,725,000 | 2,193 |
| Earning assets | $368,649,000 | 1,747 |
| Long-term assets (5+ years) | $260,670,000 | 505 |
| Average Assets, year-to-date | $378,827,000 | 1,785 |
| Average Assets, quarterly | $387,016,000 | 1,790 |
| Volatile liabilities | $54,563,000 | 2,545 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $13,000,000 | 2,707 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $24,773,000 | 2,681 |
| Tier 1 (core) risk-based capital | $23,749,000 | 2,656 |
| Tier 2 risk-based capital | $973,000 | 4,299 |
| Total risk weighted assets | $169,164,000 | 2,832 |
| Total unused commitments | $24,773,000 | 2,683 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $381,847,000 | 1,818 |
| Cash and due from depository institutions | $5,288,000 | 2,535 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $254,199,000 | 480 |
| Federal funds sold & reverse repurchase agreements | $15,894,000 | 738 |
| Net loans & leases | $88,975,000 | 4,332 |
| Loan loss allowance | $925,000 | 4,617 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $13,582,000 | 939 |
| Other real estate owned | $0 | 2,535 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,909,000 | 3,721 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $381,847,000 | 1,818 |
| Total liabilities | $360,086,000 | 1,743 |
| Total deposits | $342,720,000 | 1,590 |
| Interest-bearing deposits | $285,168,000 | 1,683 |
| Deposits held in domestic offices | $342,720,000 | 1,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,000,000 | 2,727 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,366,000 | 1,555 |
| Total equity capital | $21,761,000 | 3,019 |
| Total bank equity capital | $21,761,000 | 3,019 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,100,000 | 2,726 |
| Surplus | $2,675,000 | 5,199 |
| Undivided profits | $17,986,000 | 1,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,259,000 | 1,720 |
| Earning assets | $359,068,000 | 1,777 |
| Long-term assets (5+ years) | $253,701,000 | 512 |
| Average Assets, year-to-date | $375,487,500 | 1,811 |
| Average Assets, quarterly | $379,185,500 | 1,811 |
| Volatile liabilities | $51,402,000 | 2,613 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $14,000,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $21,996,000 | 3,043 |
| Tier 1 (core) risk-based capital | $23,267,000 | 2,744 |
| Tier 2 risk-based capital | $943,000 | 4,320 |
| Total risk weighted assets | $154,321,000 | 3,045 |
| Total unused commitments | $21,996,000 | 3,044 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 64 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $376,524,000 | 1,830 |
| Cash and due from depository institutions | $6,459,000 | 2,674 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $269,101,000 | 461 |
| Federal funds sold & reverse repurchase agreements | $774,000 | 4,915 |
| Net loans & leases | $85,745,000 | 4,406 |
| Loan loss allowance | $759,000 | 5,070 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,752,000 | 1,064 |
| Other real estate owned | $0 | 2,674 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,693,000 | 4,541 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $376,524,000 | 1,830 |
| Total liabilities | $355,090,000 | 1,758 |
| Total deposits | $339,861,000 | 1,593 |
| Interest-bearing deposits | $279,782,000 | 1,691 |
| Deposits held in domestic offices | $339,861,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,100,000 | 2,624 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,129,000 | 3,532 |
| Total equity capital | $21,434,000 | 3,091 |
| Total bank equity capital | $21,434,000 | 3,091 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,100,000 | 2,749 |
| Surplus | $2,675,000 | 5,212 |
| Undivided profits | $17,659,000 | 1,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,728,000 | 2,231 |
| Earning assets | $355,620,000 | 1,769 |
| Long-term assets (5+ years) | $267,680,000 | 494 |
| Average Assets, year-to-date | $373,367,670 | 1,819 |
| Average Assets, quarterly | $379,534,500 | 1,800 |
| Volatile liabilities | $43,775,000 | 2,934 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $14,100,000 | 2,522 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $22,333,000 | 3,093 |
| Tier 1 (core) risk-based capital | $21,638,000 | 2,951 |
| Tier 2 risk-based capital | $776,000 | 4,818 |
| Total risk weighted assets | $147,267,000 | 3,135 |
| Total unused commitments | $22,333,000 | 3,095 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 64 | 2,668 |
| Assets and Liabilities | ||
| Total Assets: | $382,545,000 | 1,797 |
| Cash and due from depository institutions | $6,998,000 | 2,668 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $274,221,000 | 455 |
| Federal funds sold & reverse repurchase agreements | $10,075,000 | 1,755 |
| Net loans & leases | $76,258,000 | 4,660 |
| Loan loss allowance | $725,000 | 5,152 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,770,000 | 1,063 |
| Other real estate owned | $0 | 2,668 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,223,000 | 4,044 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $382,545,000 | 1,797 |
| Total liabilities | $361,245,000 | 1,710 |
| Total deposits | $348,479,000 | 1,545 |
| Interest-bearing deposits | $285,145,000 | 1,672 |
| Deposits held in domestic offices | $348,479,000 | 1,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,118,000 | 4,917 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $11,648,000 | 637 |
| Total equity capital | $21,300,000 | 3,169 |
| Total bank equity capital | $21,300,000 | 3,169 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,100,000 | 2,755 |
| Surplus | $2,675,000 | 5,202 |
| Undivided profits | $17,525,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,243,000 | 1,719 |
| Earning assets | $360,554,000 | 1,747 |
| Long-term assets (5+ years) | $268,450,000 | 477 |
| Average Assets, year-to-date | $371,789,500 | 1,826 |
| Average Assets, quarterly | $371,789,500 | 1,826 |
| Volatile liabilities | $29,176,000 | 3,818 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $1,117,000 | 4,755 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $23,765,000 | 3,019 |
| Tier 1 (core) risk-based capital | $20,747,000 | 3,074 |
| Tier 2 risk-based capital | $740,000 | 4,892 |
| Total risk weighted assets | $144,007,000 | 3,162 |
| Total unused commitments | $23,765,000 | 3,024 |
| Derivatives | $790,000 | 945 |
| 2007-12-31 | Rank | |
| # of Employees: | 63 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $361,034,000 | 1,884 |
| Cash and due from depository institutions | $6,405,000 | 2,720 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $260,853,000 | 477 |
| Federal funds sold & reverse repurchase agreements | $5,815,000 | 2,261 |
| Net loans & leases | $74,167,000 | 4,729 |
| Loan loss allowance | $705,000 | 5,183 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,211,000 | 1,130 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,583,000 | 4,596 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $361,034,000 | 1,884 |
| Total liabilities | $340,709,000 | 1,792 |
| Total deposits | $327,334,000 | 1,645 |
| Interest-bearing deposits | $267,525,000 | 1,751 |
| Deposits held in domestic offices | $327,334,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,162,000 | 2,466 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,213,000 | 3,537 |
| Total equity capital | $20,325,000 | 3,268 |
| Total bank equity capital | $20,325,000 | 3,268 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,100,000 | 2,755 |
| Surplus | $2,675,000 | 5,202 |
| Undivided profits | $16,550,000 | 2,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,646,000 | 2,589 |
| Earning assets | $340,835,000 | 1,822 |
| Long-term assets (5+ years) | $255,440,000 | 487 |
| Average Assets, year-to-date | $340,280,200 | 1,893 |
| Average Assets, quarterly | $356,390,000 | 1,872 |
| Volatile liabilities | $30,582,000 | 3,754 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $12,117,000 | 2,356 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,865,000 | 2,945 |
| Tier 1 (core) risk-based capital | $20,354,000 | 3,098 |
| Tier 2 risk-based capital | $720,000 | 4,942 |
| Total risk weighted assets | $138,408,000 | 3,247 |
| Total unused commitments | $24,865,000 | 2,945 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $351,746,000 | 1,883 |
| Cash and due from depository institutions | $4,691,000 | 2,692 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $257,053,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $5,564,000 | 2,375 |
| Net loans & leases | $71,855,000 | 4,781 |
| Loan loss allowance | $674,000 | 5,293 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,462,000 | 1,318 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,121,000 | 4,185 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $351,746,000 | 1,883 |
| Total liabilities | $331,587,000 | 1,796 |
| Total deposits | $319,187,000 | 1,665 |
| Interest-bearing deposits | $258,286,000 | 1,790 |
| Deposits held in domestic offices | $319,187,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,238 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,133,000 | 4,776 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,267,000 | 3,504 |
| Total equity capital | $20,159,000 | 3,251 |
| Total bank equity capital | $20,159,000 | 3,251 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,100,000 | 2,731 |
| Surplus | $2,675,000 | 5,169 |
| Undivided profits | $16,384,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,252,000 | 2,019 |
| Earning assets | $334,472,000 | 1,824 |
| Long-term assets (5+ years) | $250,898,000 | 486 |
| Average Assets, year-to-date | $335,091,750 | 1,911 |
| Average Assets, quarterly | $347,063,000 | 1,889 |
| Volatile liabilities | $27,083,000 | 4,008 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $1,133,000 | 4,555 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $23,442,000 | 3,096 |
| Tier 1 (core) risk-based capital | $19,817,000 | 3,165 |
| Tier 2 risk-based capital | $688,000 | 5,051 |
| Total risk weighted assets | $131,773,000 | 3,334 |
| Total unused commitments | $23,442,000 | 3,096 |
| Derivatives | $62,000 | 1,020 |
| 2007-06-30 | Rank | |
| # of Employees: | 66 | 2,666 |
| Assets and Liabilities | ||
| Total Assets: | $342,380,000 | 1,927 |
| Cash and due from depository institutions | $5,474,000 | 2,666 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $245,557,000 | 505 |
| Federal funds sold & reverse repurchase agreements | $13,696,000 | 1,149 |
| Net loans & leases | $65,776,000 | 5,001 |
| Loan loss allowance | $603,000 | 5,605 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,446,000 | 1,320 |
| Other real estate owned | $0 | 2,666 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,431,000 | 4,767 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $342,380,000 | 1,927 |
| Total liabilities | $323,119,000 | 1,864 |
| Total deposits | $311,190,000 | 1,726 |
| Interest-bearing deposits | $249,406,000 | 1,857 |
| Deposits held in domestic offices | $311,190,000 | 1,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,133,000 | 2,356 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $796,000 | 4,404 |
| Total equity capital | $19,261,000 | 3,334 |
| Total bank equity capital | $19,261,000 | 3,334 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,100,000 | 2,732 |
| Surplus | $2,675,000 | 5,172 |
| Undivided profits | $15,486,000 | 2,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,540,000 | 2,728 |
| Earning assets | $325,029,000 | 1,882 |
| Long-term assets (5+ years) | $230,203,000 | 519 |
| Average Assets, year-to-date | $329,540,330 | 1,965 |
| Average Assets, quarterly | $335,949,000 | 1,949 |
| Volatile liabilities | $16,697,000 | 5,125 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $11,133,000 | 2,238 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $25,391,000 | 2,941 |
| Tier 1 (core) risk-based capital | $19,501,000 | 3,208 |
| Tier 2 risk-based capital | $623,000 | 5,303 |
| Total risk weighted assets | $124,739,000 | 3,463 |
| Total unused commitments | $25,391,000 | 2,941 |
| Derivatives | $200,000 | 1,007 |
| 2007-03-31 | Rank | |
| # of Employees: | 68 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $329,518,000 | 1,991 |
| Cash and due from depository institutions | $5,196,000 | 2,566 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $240,708,000 | 517 |
| Federal funds sold & reverse repurchase agreements | $11,167,000 | 1,821 |
| Net loans & leases | $60,028,000 | 5,214 |
| Loan loss allowance | $558,000 | 5,799 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,386,000 | 1,300 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,033,000 | 4,146 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $329,518,000 | 1,991 |
| Total liabilities | $309,779,000 | 1,918 |
| Total deposits | $306,769,000 | 1,746 |
| Interest-bearing deposits | $247,095,000 | 1,875 |
| Deposits held in domestic offices | $306,769,000 | 1,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,415,000 | 4,590 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,595,000 | 2,858 |
| Total equity capital | $19,739,000 | 3,281 |
| Total bank equity capital | $19,739,000 | 3,281 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,100,000 | 2,725 |
| Surplus | $2,675,000 | 5,152 |
| Undivided profits | $15,964,000 | 2,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,124,000 | 1,918 |
| Earning assets | $311,903,000 | 1,943 |
| Long-term assets (5+ years) | $210,718,000 | 542 |
| Average Assets, year-to-date | $323,120,500 | 2,010 |
| Average Assets, quarterly | $323,120,500 | 2,010 |
| Volatile liabilities | $16,352,000 | 5,131 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $1,150,000 | 4,491 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $25,496,000 | 2,925 |
| Tier 1 (core) risk-based capital | $19,083,000 | 3,256 |
| Tier 2 risk-based capital | $570,000 | 5,510 |
| Total risk weighted assets | $118,682,000 | 3,563 |
| Total unused commitments | $25,496,000 | 2,927 |
| Derivatives | $186,000 | 1,018 |
| 2006-12-31 | Rank | |
| # of Employees: | 67 | 2,621 |
| Assets and Liabilities | ||
| Total Assets: | $316,723,000 | 2,048 |
| Cash and due from depository institutions | $4,675,000 | 2,621 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $224,504,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $16,189,000 | 994 |
| Net loans & leases | $59,507,000 | 5,219 |
| Loan loss allowance | $563,000 | 5,758 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,450,000 | 1,267 |
| Other real estate owned | $28,000 | 2,621 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,370,000 | 4,783 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $316,723,000 | 2,048 |
| Total liabilities | $296,640,000 | 1,974 |
| Total deposits | $294,147,000 | 1,796 |
| Interest-bearing deposits | $232,313,000 | 1,935 |
| Deposits held in domestic offices | $294,147,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,150,000 | 4,819 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,343,000 | 3,195 |
| Total equity capital | $20,083,000 | 3,164 |
| Total bank equity capital | $20,083,000 | 3,164 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,100,000 | 2,722 |
| Surplus | $2,675,000 | 5,138 |
| Undivided profits | $16,308,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,470,000 | 2,838 |
| Earning assets | $300,200,000 | 1,985 |
| Long-term assets (5+ years) | $202,813,000 | 550 |
| Average Assets, year-to-date | $306,211,600 | 2,033 |
| Average Assets, quarterly | $313,759,000 | 2,044 |
| Volatile liabilities | $14,620,000 | 5,397 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $1,150,000 | 4,627 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,300,000 | 3,288 |
| Tier 1 (core) risk-based capital | $19,466,000 | 3,153 |
| Tier 2 risk-based capital | $582,000 | 5,458 |
| Total risk weighted assets | $114,362,000 | 3,616 |
| Total unused commitments | $20,300,000 | 3,288 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 66 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $310,795,000 | 2,075 |
| Cash and due from depository institutions | $6,379,000 | 2,669 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $218,443,000 | 592 |
| Federal funds sold & reverse repurchase agreements | $12,718,000 | 1,099 |
| Net loans & leases | $60,601,000 | 5,178 |
| Loan loss allowance | $580,000 | 5,695 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,503,000 | 1,234 |
| Other real estate owned | $172,000 | 2,669 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,979,000 | 4,271 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $310,795,000 | 2,075 |
| Total liabilities | $290,842,000 | 2,001 |
| Total deposits | $288,339,000 | 1,800 |
| Interest-bearing deposits | $227,903,000 | 1,949 |
| Deposits held in domestic offices | $288,339,000 | 1,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,167,000 | 5,022 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,336,000 | 3,162 |
| Total equity capital | $19,953,000 | 3,162 |
| Total bank equity capital | $19,953,000 | 3,162 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,100,000 | 2,736 |
| Surplus | $2,675,000 | 5,133 |
| Undivided profits | $16,178,000 | 2,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,117,000 | 1,962 |
| Earning assets | $291,762,000 | 2,039 |
| Long-term assets (5+ years) | $204,190,000 | 556 |
| Average Assets, year-to-date | $303,583,750 | 2,051 |
| Average Assets, quarterly | $306,661,000 | 2,076 |
| Volatile liabilities | $14,780,000 | 5,384 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $1,167,000 | 4,807 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,447,000 | 3,068 |
| Tier 1 (core) risk-based capital | $19,317,000 | 3,143 |
| Tier 2 risk-based capital | $599,000 | 5,379 |
| Total risk weighted assets | $115,270,000 | 3,580 |
| Total unused commitments | $23,447,000 | 3,068 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $302,527,000 | 2,104 |
| Cash and due from depository institutions | $6,379,000 | 2,673 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $219,570,000 | 595 |
| Federal funds sold & reverse repurchase agreements | $6,708,000 | 1,797 |
| Net loans & leases | $57,677,000 | 5,281 |
| Loan loss allowance | $557,000 | 5,795 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,473,000 | 1,215 |
| Other real estate owned | $172,000 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,548,000 | 4,584 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $302,527,000 | 2,104 |
| Total liabilities | $284,240,000 | 2,020 |
| Total deposits | $282,245,000 | 1,819 |
| Interest-bearing deposits | $220,852,000 | 1,979 |
| Deposits held in domestic offices | $282,245,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,280,000 | 4,971 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $715,000 | 4,343 |
| Total equity capital | $18,287,000 | 3,307 |
| Total bank equity capital | $18,287,000 | 3,307 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,100,000 | 2,726 |
| Surplus | $2,675,000 | 5,119 |
| Undivided profits | $14,512,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,438,000 | 2,601 |
| Earning assets | $283,955,000 | 2,066 |
| Long-term assets (5+ years) | $208,038,000 | 542 |
| Average Assets, year-to-date | $301,180,000 | 2,076 |
| Average Assets, quarterly | $303,336,500 | 2,079 |
| Volatile liabilities | $13,349,000 | 5,592 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $1,167,000 | 4,804 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,220,000 | 3,096 |
| Tier 1 (core) risk-based capital | $19,036,000 | 3,126 |
| Tier 2 risk-based capital | $574,000 | 5,477 |
| Total risk weighted assets | $110,942,000 | 3,656 |
| Total unused commitments | $23,220,000 | 3,097 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 68 | 2,576 |
| Assets and Liabilities | ||
| Total Assets: | $304,146,000 | 2,075 |
| Cash and due from depository institutions | $5,323,000 | 2,576 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $223,258,000 | 594 |
| Federal funds sold & reverse repurchase agreements | $8,923,000 | 1,666 |
| Net loans & leases | $54,026,000 | 5,390 |
| Loan loss allowance | $511,000 | 6,011 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,534,000 | 1,175 |
| Other real estate owned | $172,000 | 2,576 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,910,000 | 4,143 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $304,146,000 | 2,075 |
| Total liabilities | $285,055,000 | 2,003 |
| Total deposits | $282,391,000 | 1,808 |
| Interest-bearing deposits | $218,835,000 | 1,986 |
| Deposits held in domestic offices | $282,391,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,263,000 | 4,900 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,401,000 | 2,834 |
| Total equity capital | $19,091,000 | 3,158 |
| Total bank equity capital | $19,091,000 | 3,158 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,100,000 | 2,713 |
| Surplus | $2,675,000 | 5,054 |
| Undivided profits | $15,316,000 | 2,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,072,000 | 1,665 |
| Earning assets | $286,207,000 | 2,018 |
| Long-term assets (5+ years) | $186,621,000 | 576 |
| Average Assets, year-to-date | $300,506,500 | 2,074 |
| Average Assets, quarterly | $300,506,500 | 2,074 |
| Volatile liabilities | $12,316,000 | 5,635 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $1,183,000 | 4,750 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $24,379,000 | 2,971 |
| Tier 1 (core) risk-based capital | $18,789,000 | 3,126 |
| Tier 2 risk-based capital | $527,000 | 5,658 |
| Total risk weighted assets | $108,054,000 | 3,661 |
| Total unused commitments | $24,379,000 | 2,971 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 68 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $296,867,000 | 2,098 |
| Cash and due from depository institutions | $6,149,000 | 2,569 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $220,339,000 | 604 |
| Federal funds sold & reverse repurchase agreements | $6,513,000 | 2,025 |
| Net loans & leases | $52,205,000 | 5,487 |
| Loan loss allowance | $509,000 | 6,001 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,359,000 | 1,181 |
| Other real estate owned | $0 | 2,569 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,302,000 | 4,739 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $296,867,000 | 2,098 |
| Total liabilities | $277,198,000 | 2,022 |
| Total deposits | $274,505,000 | 1,816 |
| Interest-bearing deposits | $207,680,000 | 2,045 |
| Deposits held in domestic offices | $274,505,000 | 1,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,183,000 | 5,036 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,510,000 | 2,608 |
| Total equity capital | $19,669,000 | 3,044 |
| Total bank equity capital | $19,669,000 | 3,044 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,100,000 | 2,712 |
| Surplus | $2,675,000 | 5,033 |
| Undivided profits | $15,894,000 | 2,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,438,000 | 2,468 |
| Earning assets | $279,057,000 | 2,040 |
| Long-term assets (5+ years) | $178,273,000 | 583 |
| Average Assets, year-to-date | $287,796,400 | 2,049 |
| Average Assets, quarterly | $294,280,000 | 2,083 |
| Volatile liabilities | $12,276,000 | 5,616 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $1,183,000 | 4,811 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,524,000 | 2,987 |
| Tier 1 (core) risk-based capital | $18,775,000 | 3,078 |
| Tier 2 risk-based capital | $509,000 | 5,745 |
| Total risk weighted assets | $104,228,000 | 3,735 |
| Total unused commitments | $23,524,000 | 2,989 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 72 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $291,693,000 | 2,091 |
| Cash and due from depository institutions | $5,732,000 | 2,412 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $220,052,000 | 599 |
| Federal funds sold & reverse repurchase agreements | $5,568,000 | 2,120 |
| Net loans & leases | $48,770,000 | 5,670 |
| Loan loss allowance | $473,000 | 6,223 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,758,000 | 1,230 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,813,000 | 4,173 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $291,693,000 | 2,091 |
| Total liabilities | $271,450,000 | 2,012 |
| Total deposits | $268,258,000 | 1,821 |
| Interest-bearing deposits | $205,719,000 | 2,012 |
| Deposits held in domestic offices | $268,258,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,223,000 | 5,084 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,969,000 | 2,097 |
| Total equity capital | $20,243,000 | 2,935 |
| Total bank equity capital | $20,243,000 | 2,935 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,100,000 | 2,695 |
| Surplus | $2,675,000 | 4,989 |
| Undivided profits | $16,468,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,999,000 | 1,670 |
| Earning assets | $274,390,000 | 2,031 |
| Long-term assets (5+ years) | $163,992,000 | 628 |
| Average Assets, year-to-date | $285,528,750 | 2,052 |
| Average Assets, quarterly | $287,584,500 | 2,085 |
| Volatile liabilities | $12,158,000 | 5,605 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $1,200,000 | 4,860 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $21,085,000 | 3,161 |
| Tier 1 (core) risk-based capital | $18,661,000 | 3,047 |
| Tier 2 risk-based capital | $473,000 | 5,961 |
| Total risk weighted assets | $100,227,000 | 3,795 |
| Total unused commitments | $21,085,000 | 3,163 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 75 | 2,317 |
| Assets and Liabilities | ||
| Total Assets: | $283,476,000 | 2,093 |
| Cash and due from depository institutions | $5,424,000 | 2,317 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $193,004,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $27,788,000 | 443 |
| Net loans & leases | $46,547,000 | 5,721 |
| Loan loss allowance | $465,000 | 6,236 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,624,000 | 1,223 |
| Other real estate owned | $0 | 2,317 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,089,000 | 4,775 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $283,476,000 | 2,093 |
| Total liabilities | $262,839,000 | 2,033 |
| Total deposits | $259,098,000 | 1,850 |
| Interest-bearing deposits | $201,729,000 | 2,014 |
| Deposits held in domestic offices | $259,098,000 | 1,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,200,000 | 4,996 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,541,000 | 1,616 |
| Total equity capital | $20,637,000 | 2,836 |
| Total bank equity capital | $20,637,000 | 2,836 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,100,000 | 2,673 |
| Surplus | $2,675,000 | 4,967 |
| Undivided profits | $16,862,000 | 1,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,275,000 | 2,495 |
| Earning assets | $267,339,000 | 2,058 |
| Long-term assets (5+ years) | $145,936,000 | 695 |
| Average Assets, year-to-date | $283,474,000 | 2,047 |
| Average Assets, quarterly | $283,705,500 | 2,069 |
| Volatile liabilities | $12,069,000 | 5,495 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $1,200,000 | 4,810 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $15,902,000 | 3,660 |
| Tier 1 (core) risk-based capital | $18,321,000 | 3,041 |
| Tier 2 risk-based capital | $465,000 | 5,989 |
| Total risk weighted assets | $93,818,000 | 3,897 |
| Total unused commitments | $15,902,000 | 3,661 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 73 | 2,345 |
| Assets and Liabilities | ||
| Total Assets: | $283,935,000 | 2,075 |
| Cash and due from depository institutions | $5,922,000 | 2,345 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $216,239,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $50,384,000 | 5,467 |
| Loan loss allowance | $549,000 | 5,791 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,644,000 | 1,195 |
| Other real estate owned | $0 | 2,345 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,746,000 | 4,067 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $283,935,000 | 2,075 |
| Total liabilities | $264,954,000 | 1,997 |
| Total deposits | $259,037,000 | 1,837 |
| Interest-bearing deposits | $200,685,000 | 2,018 |
| Deposits held in domestic offices | $259,037,000 | 1,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,449,000 | 2,053 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,217,000 | 4,873 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,251,000 | 1,778 |
| Total equity capital | $18,981,000 | 2,983 |
| Total bank equity capital | $18,981,000 | 2,983 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,100,000 | 2,683 |
| Surplus | $2,675,000 | 4,974 |
| Undivided profits | $15,206,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,928,000 | 1,521 |
| Earning assets | $266,623,000 | 2,030 |
| Long-term assets (5+ years) | $145,174,000 | 714 |
| Average Assets, year-to-date | $283,473,000 | 2,054 |
| Average Assets, quarterly | $283,473,000 | 2,054 |
| Volatile liabilities | $12,766,000 | 5,259 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $1,217,000 | 4,687 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,093,000 | 3,730 |
| Tier 1 (core) risk-based capital | $17,696,000 | 3,089 |
| Tier 2 risk-based capital | $549,000 | 5,506 |
| Total risk weighted assets | $96,499,000 | 3,789 |
| Total unused commitments | $15,093,000 | 3,731 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 76 | 2,247 |
| Assets and Liabilities | ||
| Total Assets: | $283,011,000 | 2,059 |
| Cash and due from depository institutions | $6,801,000 | 2,247 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $214,174,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 5,948 |
| Net loans & leases | $50,945,000 | 5,435 |
| Loan loss allowance | $521,000 | 5,914 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,710,000 | 1,170 |
| Other real estate owned | $0 | 2,247 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,256,000 | 4,526 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $283,011,000 | 2,059 |
| Total liabilities | $263,142,000 | 2,006 |
| Total deposits | $258,828,000 | 1,816 |
| Interest-bearing deposits | $198,549,000 | 1,995 |
| Deposits held in domestic offices | $258,828,000 | 1,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,217,000 | 4,919 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,097,000 | 1,351 |
| Total equity capital | $19,869,000 | 2,860 |
| Total bank equity capital | $19,869,000 | 2,860 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,100,000 | 2,673 |
| Surplus | $2,675,000 | 4,955 |
| Undivided profits | $16,094,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,409,000 | 2,134 |
| Earning assets | $265,244,000 | 2,024 |
| Long-term assets (5+ years) | $130,234,000 | 802 |
| Average Assets, year-to-date | $280,782,800 | 1,981 |
| Average Assets, quarterly | $283,169,500 | 2,038 |
| Volatile liabilities | $8,790,000 | 6,117 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $1,217,000 | 4,695 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,645,000 | 3,519 |
| Tier 1 (core) risk-based capital | $17,199,000 | 3,121 |
| Tier 2 risk-based capital | $521,000 | 5,629 |
| Total risk weighted assets | $95,421,000 | 3,778 |
| Total unused commitments | $15,645,000 | 3,521 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $283,328,000 | 2,031 |
| Cash and due from depository institutions | $7,634,000 | 2,279 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $212,705,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $342,000 | 5,360 |
| Net loans & leases | $51,158,000 | 5,398 |
| Loan loss allowance | $518,000 | 5,960 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,760,000 | 1,122 |
| Other real estate owned | $0 | 2,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,729,000 | 4,027 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $283,328,000 | 2,031 |
| Total liabilities | $262,950,000 | 1,977 |
| Total deposits | $248,907,000 | 1,865 |
| Interest-bearing deposits | $194,850,000 | 2,018 |
| Deposits held in domestic offices | $248,907,000 | 1,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,125 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,233,000 | 4,921 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,810,000 | 1,464 |
| Total equity capital | $20,378,000 | 2,790 |
| Total bank equity capital | $20,378,000 | 2,790 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,100,000 | 2,672 |
| Surplus | $2,675,000 | 4,925 |
| Undivided profits | $16,603,000 | 1,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,948,000 | 1,520 |
| Earning assets | $264,205,000 | 2,002 |
| Long-term assets (5+ years) | $109,081,000 | 964 |
| Average Assets, year-to-date | $280,225,750 | 1,989 |
| Average Assets, quarterly | $286,087,000 | 1,990 |
| Volatile liabilities | $18,532,000 | 4,281 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $1,233,000 | 4,709 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,903,000 | 3,345 |
| Tier 1 (core) risk-based capital | $17,753,000 | 3,016 |
| Tier 2 risk-based capital | $518,000 | 5,645 |
| Total risk weighted assets | $95,845,000 | 3,744 |
| Total unused commitments | $16,903,000 | 3,348 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 74 | 2,324 |
| Assets and Liabilities | ||
| Total Assets: | $288,846,000 | 1,975 |
| Cash and due from depository institutions | $7,155,000 | 2,324 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $220,132,000 | 616 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $50,482,000 | 5,425 |
| Loan loss allowance | $537,000 | 5,829 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,835,000 | 1,098 |
| Other real estate owned | $0 | 2,324 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,242,000 | 4,512 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $288,846,000 | 1,975 |
| Total liabilities | $270,618,000 | 1,918 |
| Total deposits | $252,868,000 | 1,827 |
| Interest-bearing deposits | $196,930,000 | 1,966 |
| Deposits held in domestic offices | $252,868,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,956,000 | 910 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,233,000 | 4,891 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,561,000 | 2,140 |
| Total equity capital | $18,228,000 | 2,955 |
| Total bank equity capital | $18,228,000 | 2,955 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,100,000 | 2,681 |
| Surplus | $2,675,000 | 4,918 |
| Undivided profits | $14,453,000 | 2,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,460,000 | 1,952 |
| Earning assets | $270,614,000 | 1,932 |
| Long-term assets (5+ years) | $97,554,000 | 1,109 |
| Average Assets, year-to-date | $279,191,670 | 1,996 |
| Average Assets, quarterly | $283,490,500 | 1,987 |
| Volatile liabilities | $22,741,000 | 3,677 |
| Insider loans | $6,000 | 8,099 |
| FHLB advances | $1,233,000 | 4,698 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,297,000 | 3,542 |
| Tier 1 (core) risk-based capital | $17,220,000 | 3,047 |
| Tier 2 risk-based capital | $537,000 | 5,494 |
| Total risk weighted assets | $97,308,000 | 3,672 |
| Total unused commitments | $15,297,000 | 3,544 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $278,135,000 | 2,027 |
| Cash and due from depository institutions | $6,759,000 | 2,312 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $209,131,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $610,000 | 6,031 |
| Net loans & leases | $50,018,000 | 5,416 |
| Loan loss allowance | $580,000 | 5,632 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,877,000 | 1,070 |
| Other real estate owned | $0 | 2,312 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,740,000 | 3,834 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $278,135,000 | 2,027 |
| Total liabilities | $258,145,000 | 1,975 |
| Total deposits | $253,866,000 | 1,794 |
| Interest-bearing deposits | $196,831,000 | 1,960 |
| Deposits held in domestic offices | $253,866,000 | 1,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,250,000 | 4,729 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,029,000 | 1,426 |
| Total equity capital | $19,990,000 | 2,793 |
| Total bank equity capital | $19,990,000 | 2,793 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,100,000 | 2,676 |
| Surplus | $2,675,000 | 4,902 |
| Undivided profits | $16,215,000 | 2,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,943,000 | 1,381 |
| Earning assets | $259,759,000 | 2,000 |
| Long-term assets (5+ years) | $77,658,000 | 1,316 |
| Average Assets, year-to-date | $274,364,500 | 2,036 |
| Average Assets, quarterly | $274,364,500 | 2,036 |
| Volatile liabilities | $7,570,000 | 6,369 |
| Insider loans | $12,000 | 8,031 |
| FHLB advances | $1,250,000 | 4,545 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,938,000 | 3,392 |
| Tier 1 (core) risk-based capital | $16,952,000 | 3,051 |
| Tier 2 risk-based capital | $580,000 | 5,280 |
| Total risk weighted assets | $95,373,000 | 3,651 |
| Total unused commitments | $15,938,000 | 3,398 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $270,594,000 | 2,071 |
| Cash and due from depository institutions | $7,067,000 | 2,272 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $196,775,000 | 698 |
| Federal funds sold & reverse repurchase agreements | $7,241,000 | 1,647 |
| Net loans & leases | $48,411,000 | 5,472 |
| Loan loss allowance | $558,000 | 5,722 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,916,000 | 1,059 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,184,000 | 4,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,594,000 | 2,071 |
| Total liabilities | $251,545,000 | 2,008 |
| Total deposits | $247,982,000 | 1,825 |
| Interest-bearing deposits | $193,573,000 | 1,989 |
| Deposits held in domestic offices | $247,982,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,250,000 | 4,754 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,313,000 | 1,660 |
| Total equity capital | $19,049,000 | 2,834 |
| Total bank equity capital | $19,049,000 | 2,834 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,100,000 | 2,697 |
| Surplus | $2,675,000 | 4,885 |
| Undivided profits | $15,274,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,381,000 | 2,155 |
| Earning assets | $252,427,000 | 2,038 |
| Long-term assets (5+ years) | $79,333,000 | 1,326 |
| Average Assets, year-to-date | $261,769,000 | 2,052 |
| Average Assets, quarterly | $268,373,000 | 2,063 |
| Volatile liabilities | $7,652,000 | 6,374 |
| Insider loans | $18,000 | 8,025 |
| FHLB advances | $1,250,000 | 4,563 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,948,000 | 3,177 |
| Tier 1 (core) risk-based capital | $16,793,000 | 3,041 |
| Tier 2 risk-based capital | $558,000 | 5,388 |
| Total risk weighted assets | $93,777,000 | 3,694 |
| Total unused commitments | $16,948,000 | 3,178 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $266,152,000 | 2,099 |
| Cash and due from depository institutions | $20,730,000 | 2,407 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $183,163,000 | 728 |
| Federal funds sold & reverse repurchase agreements | $4,166,000 | 2,976 |
| Net loans & leases | $46,445,000 | 5,600 |
| Loan loss allowance | $551,000 | 5,789 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,971,000 | 1,041 |
| Other real estate owned | $0 | 2,407 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,677,000 | 3,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,152,000 | 2,099 |
| Total liabilities | $247,152,000 | 2,042 |
| Total deposits | $243,910,000 | 1,855 |
| Interest-bearing deposits | $187,664,000 | 2,069 |
| Deposits held in domestic offices | $243,910,000 | 1,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,267,000 | 4,730 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,975,000 | 1,945 |
| Total equity capital | $19,000,000 | 2,848 |
| Total bank equity capital | $19,000,000 | 2,848 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,100,000 | 2,716 |
| Surplus | $2,675,000 | 4,853 |
| Undivided profits | $15,225,000 | 2,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,885,000 | 1,595 |
| Earning assets | $233,774,000 | 2,202 |
| Long-term assets (5+ years) | $67,305,000 | 1,512 |
| Average Assets, year-to-date | $259,562,750 | 2,094 |
| Average Assets, quarterly | $266,980,500 | 2,079 |
| Volatile liabilities | $8,011,000 | 6,279 |
| Insider loans | $23,000 | 8,034 |
| FHLB advances | $1,267,000 | 4,522 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,327,000 | 3,008 |
| Tier 1 (core) risk-based capital | $17,068,000 | 2,968 |
| Tier 2 risk-based capital | $551,000 | 5,438 |
| Total risk weighted assets | $93,077,000 | 3,695 |
| Total unused commitments | $18,327,000 | 3,010 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 69 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $267,809,000 | 2,069 |
| Cash and due from depository institutions | $20,447,000 | 2,541 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $188,823,000 | 706 |
| Federal funds sold & reverse repurchase agreements | $2,415,000 | 4,464 |
| Net loans & leases | $44,852,000 | 5,694 |
| Loan loss allowance | $528,000 | 5,885 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,018,000 | 1,002 |
| Other real estate owned | $0 | 2,541 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,254,000 | 4,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,809,000 | 2,069 |
| Total liabilities | $248,871,000 | 2,007 |
| Total deposits | $240,210,000 | 1,870 |
| Interest-bearing deposits | $184,112,000 | 2,088 |
| Deposits held in domestic offices | $240,210,000 | 1,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,356,000 | 4,683 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $7,305,000 | 774 |
| Total equity capital | $18,938,000 | 2,840 |
| Total bank equity capital | $18,938,000 | 2,840 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,100,000 | 2,715 |
| Surplus | $2,675,000 | 4,824 |
| Undivided profits | $15,163,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,469,000 | 2,029 |
| Earning assets | $236,090,000 | 2,148 |
| Long-term assets (5+ years) | $70,059,000 | 1,416 |
| Average Assets, year-to-date | $257,366,330 | 2,104 |
| Average Assets, quarterly | $261,322,000 | 2,094 |
| Volatile liabilities | $7,951,000 | 6,314 |
| Insider loans | $29,000 | 8,030 |
| FHLB advances | $1,267,000 | 4,486 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,623,000 | 2,839 |
| Tier 1 (core) risk-based capital | $16,903,000 | 2,951 |
| Tier 2 risk-based capital | $528,000 | 5,536 |
| Total risk weighted assets | $93,039,000 | 3,662 |
| Total unused commitments | $19,623,000 | 2,848 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $254,835,000 | 2,140 |
| Cash and due from depository institutions | $16,688,000 | 2,361 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $176,860,000 | 733 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,589 |
| Net loans & leases | $45,172,000 | 5,602 |
| Loan loss allowance | $513,000 | 5,924 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,098,000 | 991 |
| Other real estate owned | $0 | 2,361 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,792,000 | 3,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,835,000 | 2,140 |
| Total liabilities | $236,610,000 | 2,075 |
| Total deposits | $233,039,000 | 1,899 |
| Interest-bearing deposits | $178,979,000 | 2,124 |
| Deposits held in domestic offices | $233,039,000 | 1,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,360,000 | 4,578 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,211,000 | 1,894 |
| Total equity capital | $18,225,000 | 2,878 |
| Total bank equity capital | $18,225,000 | 2,878 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,100,000 | 2,727 |
| Surplus | $2,675,000 | 4,796 |
| Undivided profits | $14,450,000 | 2,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,007,000 | 1,444 |
| Earning assets | $226,257,000 | 2,207 |
| Long-term assets (5+ years) | $69,329,000 | 1,368 |
| Average Assets, year-to-date | $252,145,000 | 2,131 |
| Average Assets, quarterly | $252,145,000 | 2,131 |
| Volatile liabilities | $8,236,000 | 6,190 |
| Insider loans | $34,000 | 8,004 |
| FHLB advances | $1,283,000 | 4,415 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,889,000 | 2,811 |
| Tier 1 (core) risk-based capital | $16,410,000 | 2,995 |
| Tier 2 risk-based capital | $513,000 | 5,569 |
| Total risk weighted assets | $91,771,000 | 3,631 |
| Total unused commitments | $18,889,000 | 2,822 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 70 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $249,455,000 | 2,148 |
| Cash and due from depository institutions | $12,443,000 | 2,448 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $177,185,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $2,339,000 | 4,519 |
| Net loans & leases | $45,925,000 | 5,566 |
| Loan loss allowance | $497,000 | 5,978 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,173,000 | 968 |
| Other real estate owned | $0 | 2,448 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,390,000 | 4,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,455,000 | 2,148 |
| Total liabilities | $230,784,000 | 2,088 |
| Total deposits | $226,288,000 | 1,909 |
| Interest-bearing deposits | $174,477,000 | 2,133 |
| Deposits held in domestic offices | $226,288,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,623,000 | 4,529 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,873,000 | 1,531 |
| Total equity capital | $18,671,000 | 2,794 |
| Total bank equity capital | $18,671,000 | 2,794 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,100,000 | 2,729 |
| Surplus | $2,675,000 | 4,749 |
| Undivided profits | $14,896,000 | 2,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,577,000 | 1,986 |
| Earning assets | $225,449,000 | 2,174 |
| Long-term assets (5+ years) | $74,880,000 | 1,251 |
| Average Assets, year-to-date | $243,844,200 | 2,089 |
| Average Assets, quarterly | $248,693,500 | 2,123 |
| Volatile liabilities | $8,037,000 | 6,257 |
| Insider loans | $40,000 | 8,018 |
| FHLB advances | $1,283,000 | 4,449 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,613,000 | 2,982 |
| Tier 1 (core) risk-based capital | $16,120,000 | 2,989 |
| Tier 2 risk-based capital | $497,000 | 5,645 |
| Total risk weighted assets | $90,786,000 | 3,629 |
| Total unused commitments | $16,613,000 | 2,987 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 76 | 2,258 |
| Assets and Liabilities | ||
| Total Assets: | $232,738,000 | 2,190 |
| Cash and due from depository institutions | $11,947,000 | 2,258 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $153,266,000 | 753 |
| Federal funds sold & reverse repurchase agreements | $1,419,000 | 5,371 |
| Net loans & leases | $54,209,000 | 5,004 |
| Loan loss allowance | $600,000 | 5,241 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,468,000 | 899 |
| Other real estate owned | $0 | 2,258 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,429,000 | 3,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,738,000 | 2,190 |
| Total liabilities | $218,104,000 | 2,091 |
| Total deposits | $213,959,000 | 1,926 |
| Interest-bearing deposits | $161,794,000 | 2,192 |
| Deposits held in domestic offices | $213,959,000 | 1,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,879,000 | 4,242 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,266,000 | 1,822 |
| Total equity capital | $14,634,000 | 3,270 |
| Total bank equity capital | $14,634,000 | 3,270 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,100,000 | 2,775 |
| Surplus | $2,675,000 | 4,681 |
| Undivided profits | $10,859,000 | 2,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,588,000 | 2,140 |
| Earning assets | $208,894,000 | 2,237 |
| Long-term assets (5+ years) | $98,011,000 | 969 |
| Average Assets, year-to-date | $227,289,000 | 2,136 |
| Average Assets, quarterly | $232,417,500 | 2,170 |
| Volatile liabilities | $7,813,000 | 6,291 |
| Insider loans | $61,000 | 8,010 |
| FHLB advances | $1,317,000 | 4,234 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,925,000 | 2,689 |
| Tier 1 (core) risk-based capital | $13,625,000 | 3,333 |
| Tier 2 risk-based capital | $600,000 | 4,924 |
| Total risk weighted assets | $101,509,000 | 3,178 |
| Total unused commitments | $17,925,000 | 2,699 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $211,140,000 | 2,315 |
| Cash and due from depository institutions | $7,033,000 | 2,365 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $122,884,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $9,592,000 | 1,241 |
| Net loans & leases | $59,911,000 | 4,585 |
| Loan loss allowance | $581,000 | 5,225 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,654,000 | 827 |
| Other real estate owned | $0 | 2,365 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,066,000 | 3,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,140,000 | 2,315 |
| Total liabilities | $199,066,000 | 2,192 |
| Total deposits | $196,187,000 | 1,990 |
| Interest-bearing deposits | $145,151,000 | 2,333 |
| Deposits held in domestic offices | $196,187,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,350,000 | 4,364 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,529,000 | 2,551 |
| Total equity capital | $12,074,000 | 3,763 |
| Total bank equity capital | $12,074,000 | 3,763 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,100,000 | 2,852 |
| Surplus | $2,675,000 | 4,662 |
| Undivided profits | $8,299,000 | 3,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $348,000 | 6,395 |
| Earning assets | $192,387,000 | 2,313 |
| Long-term assets (5+ years) | $94,991,000 | 957 |
| Average Assets, year-to-date | $195,782,000 | 2,382 |
| Average Assets, quarterly | $206,204,500 | 2,339 |
| Volatile liabilities | $7,224,000 | 6,534 |
| Insider loans | $80,000 | 8,054 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,683,000 | 3,076 |
| Tier 1 (core) risk-based capital | $11,302,000 | 3,862 |
| Tier 2 risk-based capital | $581,000 | 4,913 |
| Total risk weighted assets | $95,012,100 | 3,225 |
| Total unused commitments | $13,683,000 | 3,077 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 75 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $183,775,000 | 2,581 |
| Cash and due from depository institutions | $6,357,000 | 2,334 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $101,155,000 | 1,131 |
| Federal funds sold & reverse repurchase agreements | $7,206,000 | 1,327 |
| Net loans & leases | $58,867,000 | 4,581 |
| Loan loss allowance | $551,000 | 5,328 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,525,000 | 959 |
| Other real estate owned | $0 | 2,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,665,000 | 4,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,775,000 | 2,581 |
| Total liabilities | $174,719,000 | 2,464 |
| Total deposits | $172,829,000 | 2,201 |
| Interest-bearing deposits | $141,172,000 | 2,324 |
| Deposits held in domestic offices | $172,829,000 | 2,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,383,000 | 4,312 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $507,000 | 5,301 |
| Total equity capital | $9,056,000 | 4,605 |
| Total bank equity capital | $9,056,000 | 4,605 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,100,000 | 2,918 |
| Surplus | $2,675,000 | 4,650 |
| Undivided profits | $5,281,000 | 4,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $319,000 | 6,234 |
| Earning assets | $167,228,000 | 2,591 |
| Long-term assets (5+ years) | $69,040,000 | 1,325 |
| Average Assets, year-to-date | $176,309,800 | 2,557 |
| Average Assets, quarterly | $175,649,500 | 2,652 |
| Volatile liabilities | $5,394,000 | 7,139 |
| Insider loans | $113,000 | 7,877 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,027,000 | 3,144 |
| Tier 1 (core) risk-based capital | $9,598,000 | 4,410 |
| Tier 2 risk-based capital | $551,000 | 4,991 |
| Total risk weighted assets | $82,988,100 | 3,514 |
| Total unused commitments | $13,027,000 | 3,147 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $176,705,000 | 2,598 |
| Cash and due from depository institutions | $8,956,000 | 1,833 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $80,477,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $19,944,000 | 809 |
| Net loans & leases | $57,640,000 | 4,442 |
| Loan loss allowance | $518,000 | 5,477 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,143,000 | 918 |
| Other real estate owned | $159,000 | 1,833 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,386,000 | 4,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,705,000 | 2,598 |
| Total liabilities | $168,312,000 | 2,460 |
| Total deposits | $161,203,000 | 2,365 |
| Interest-bearing deposits | $124,820,000 | 2,598 |
| Deposits held in domestic offices | $161,203,000 | 2,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $417,000 | 4,302 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,692,000 | 818 |
| Total equity capital | $8,393,000 | 5,000 |
| Total bank equity capital | $8,393,000 | 5,000 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,100,000 | 2,916 |
| Surplus | $2,675,000 | 4,534 |
| Undivided profits | $4,618,000 | 4,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $344,000 | 6,057 |
| Earning assets | $158,061,000 | 2,679 |
| Long-term assets (5+ years) | $67,457,000 | 1,244 |
| Average Assets, year-to-date | $149,937,600 | 2,876 |
| Average Assets, quarterly | $167,840,000 | 2,693 |
| Volatile liabilities | $4,701,000 | 7,196 |
| Insider loans | $62,000 | 8,506 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,754,000 | 2,454 |
| Tier 1 (core) risk-based capital | $8,566,000 | 4,748 |
| Tier 2 risk-based capital | $518,000 | 5,077 |
| Total risk weighted assets | $81,227,900 | 3,391 |
| Total unused commitments | $17,754,000 | 2,459 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $131,009,000 | 3,373 |
| Cash and due from depository institutions | $8,266,000 | 2,306 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $52,648,000 | 2,183 |
| Federal funds sold & reverse repurchase agreements | $4,032,000 | 3,198 |
| Net loans & leases | $58,275,000 | 4,423 |
| Loan loss allowance | $526,000 | 5,497 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,567,000 | 1,183 |
| Other real estate owned | $27,000 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,194,000 | 5,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,009,000 | 3,373 |
| Total liabilities | $123,752,000 | 3,221 |
| Total deposits | $120,430,000 | 3,094 |
| Interest-bearing deposits | $94,011,000 | 3,371 |
| Deposits held in domestic offices | $120,430,000 | 3,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $450,000 | 4,120 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,872,000 | 1,512 |
| Total equity capital | $7,257,000 | 5,598 |
| Total bank equity capital | $7,257,000 | 5,598 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,100,000 | 2,984 |
| Surplus | $2,675,000 | 4,520 |
| Undivided profits | $3,482,000 | 5,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $287,000 | 5,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $329,000 | 6,452 |
| Earning assets | $114,955,000 | 3,532 |
| Long-term assets (5+ years) | $58,679,000 | 1,201 |
| Average Assets, year-to-date | $118,773,600 | 3,530 |
| Average Assets, quarterly | $126,335,500 | 3,440 |
| Volatile liabilities | $3,327,000 | 8,244 |
| Insider loans | $163,000 | 7,771 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,758,000 | 2,639 |
| Tier 1 (core) risk-based capital | $7,228,000 | 5,457 |
| Tier 2 risk-based capital | $526,000 | 4,973 |
| Total risk weighted assets | $70,883,600 | 3,787 |
| Total unused commitments | $14,758,000 | 2,645 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $109,151,000 | 4,072 |
| Cash and due from depository institutions | $6,540,000 | 2,544 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $41,836,000 | 2,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $56,512,000 | 4,580 |
| Loan loss allowance | $523,000 | 5,721 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,070,000 | 2,547 |
| Other real estate owned | $54,000 | 2,544 |
| Goodwill and other intangibles | $4,000 | 3,337 |
| All other assets | $1,135,000 | 5,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,151,000 | 4,072 |
| Total liabilities | $102,344,000 | 3,932 |
| Total deposits | $98,387,000 | 3,829 |
| Interest-bearing deposits | $74,000,000 | 4,371 |
| Deposits held in domestic offices | $98,387,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,614,000 | 2,061 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $483,000 | 3,988 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $860,000 | 3,959 |
| Total equity capital | $6,807,000 | 5,918 |
| Total bank equity capital | $6,807,000 | 5,918 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,100,000 | 3,188 |
| Surplus | $2,675,000 | 4,581 |
| Undivided profits | $3,032,000 | 6,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $317,000 | 6,662 |
| Earning assets | $98,348,000 | 4,163 |
| Long-term assets (5+ years) | $43,546,000 | 1,451 |
| Average Assets, year-to-date | $100,049,000 | 4,261 |
| Average Assets, quarterly | $107,432,500 | 4,091 |
| Volatile liabilities | $5,459,000 | 6,815 |
| Insider loans | $630,000 | 4,889 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,994,000 | 2,661 |
| Tier 1 (core) risk-based capital | $6,747,000 | 5,857 |
| Tier 2 risk-based capital | $523,000 | 5,088 |
| Total risk weighted assets | $63,491,400 | 4,177 |
| Total unused commitments | $13,994,000 | 2,674 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $88,590,000 | 4,935 |
| Cash and due from depository institutions | $5,761,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,246,000 | 4,976 |
| Federal funds sold & reverse repurchase agreements | $3,576,000 | 3,841 |
| Net loans & leases | $54,163,000 | 4,690 |
| Loan loss allowance | $479,000 | 6,243 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,010,000 | 6,025 |
| Other real estate owned | $54,000 | 3,248 |
| Goodwill and other intangibles | $13,000 | 2,958 |
| All other assets | $767,000 | 7,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,590,000 | 4,935 |
| Total liabilities | $82,917,000 | 4,734 |
| Total deposits | $81,855,000 | 4,593 |
| Interest-bearing deposits | $58,843,000 | 5,371 |
| Deposits held in domestic offices | $81,855,000 | 4,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $485,000 | 3,486 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $577,000 | 5,626 |
| Total equity capital | $5,673,000 | 6,800 |
| Total bank equity capital | $5,673,000 | 6,800 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,100,000 | 3,322 |
| Surplus | $2,675,000 | 4,567 |
| Undivided profits | $1,898,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 10,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $325,000 | 6,765 |
| Earning assets | $80,985,000 | 4,952 |
| Long-term assets (5+ years) | $24,123,000 | 2,184 |
| Average Assets, year-to-date | $78,849,200 | 5,222 |
| Average Assets, quarterly | $86,585,500 | 4,964 |
| Volatile liabilities | $2,982,000 | 8,578 |
| Insider loans | $775,000 | 4,403 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,739,000 | 3,108 |
| Tier 1 (core) risk-based capital | $5,547,000 | 6,782 |
| Tier 2 risk-based capital | $479,000 | 5,449 |
| Total risk weighted assets | $55,316,700 | 4,624 |
| Total unused commitments | $10,739,000 | 3,121 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $68,104,000 | 6,054 |
| Cash and due from depository institutions | $5,454,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,767,000 | 8,135 |
| Federal funds sold & reverse repurchase agreements | $2,331,000 | 3,417 |
| Net loans & leases | $46,870,000 | 5,144 |
| Loan loss allowance | $419,000 | 6,928 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $897,000 | 6,473 |
| Other real estate owned | $70,000 | 3,646 |
| Goodwill and other intangibles | $22,000 | 2,749 |
| All other assets | $693,000 | 8,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,104,000 | 6,054 |
| Total liabilities | $63,942,000 | 5,875 |
| Total deposits | $63,818,000 | 5,639 |
| Interest-bearing deposits | $44,698,000 | 6,596 |
| Deposits held in domestic offices | $63,818,000 | 5,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $124,000 | 10,579 |
| Total equity capital | $4,162,000 | 7,993 |
| Total bank equity capital | $4,162,000 | 7,993 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,100,000 | 3,449 |
| Surplus | $2,275,000 | 5,084 |
| Undivided profits | $787,000 | 9,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 7,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $252,000 | 7,415 |
| Earning assets | $60,968,000 | 6,143 |
| Long-term assets (5+ years) | $12,404,000 | 3,603 |
| Average Assets, year-to-date | $60,517,600 | 6,490 |
| Average Assets, quarterly | $67,009,500 | 6,096 |
| Volatile liabilities | $1,301,000 | 10,644 |
| Insider loans | $100,000 | 9,452 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,008,000 | 3,368 |
| Tier 1 (core) risk-based capital | $4,100,000 | 8,155 |
| Tier 2 risk-based capital | $419,000 | 6,025 |
| Total risk weighted assets | $43,257,500 | 5,572 |
| Total unused commitments | $9,008,000 | 3,376 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $52,760,000 | 7,473 |
| Cash and due from depository institutions | $3,994,000 | 4,066 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,438,000 | 7,261 |
| Federal funds sold & reverse repurchase agreements | $83,000 | 10,222 |
| Net loans & leases | $31,761,000 | 6,738 |
| Loan loss allowance | $248,000 | 9,406 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $766,000 | 7,177 |
| Other real estate owned | $99,000 | 4,066 |
| Goodwill and other intangibles | $31,000 | 2,606 |
| All other assets | $588,000 | 8,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,760,000 | 7,473 |
| Total liabilities | $50,029,000 | 7,241 |
| Total deposits | $49,512,000 | 7,109 |
| Interest-bearing deposits | $34,463,000 | 8,117 |
| Deposits held in domestic offices | $49,512,000 | 7,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $341,000 | 3,680 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $176,000 | 9,773 |
| Total equity capital | $2,731,000 | 10,188 |
| Total bank equity capital | $2,731,000 | 10,188 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,100,000 | 3,552 |
| Surplus | $1,425,000 | 6,876 |
| Undivided profits | $206,000 | 11,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 8,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $161,000 | 9,156 |
| Earning assets | $47,282,000 | 7,589 |
| Long-term assets (5+ years) | $14,494,000 | 3,387 |
| Average Assets, year-to-date | $46,062,000 | 7,987 |
| Average Assets, quarterly | $50,587,000 | 7,623 |
| Volatile liabilities | $1,041,000 | 11,287 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,569,000 | 4,123 |
| Tier 1 (core) risk-based capital | $2,700,000 | 10,195 |
| Tier 2 risk-based capital | $248,000 | 8,385 |
| Total risk weighted assets | $28,700,100 | 7,484 |
| Total unused commitments | $6,569,000 | 4,148 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $41,941,000 | 8,740 |
| Cash and due from depository institutions | $3,184,000 | 6,539 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,839,000 | 6,138 |
| Federal funds sold & reverse repurchase agreements | $1,624,000 | 7,232 |
| Net loans & leases | $16,311,000 | 9,834 |
| Loan loss allowance | $212,000 | 10,282 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $391,000 | 9,730 |
| Other real estate owned | $206,000 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $386,000 | 10,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,941,000 | 8,740 |
| Total liabilities | $39,825,000 | 8,541 |
| Total deposits | $39,568,000 | 8,412 |
| Interest-bearing deposits | $27,031,000 | 9,546 |
| Deposits held in domestic offices | $39,568,000 | 8,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,000 | 5,037 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $253,000 | 8,988 |
| Total equity capital | $2,116,000 | 11,271 |
| Total bank equity capital | $2,116,000 | 11,271 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,100,000 | 3,713 |
| Surplus | $1,425,000 | 6,824 |
| Undivided profits | $-409,000 | 13,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 11,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $111,000 | 11,198 |
| Earning assets | $37,774,000 | 8,800 |
| Long-term assets (5+ years) | $10,121,000 | 4,311 |
| Average Assets, year-to-date | $37,856,800 | 9,108 |
| Average Assets, quarterly | $40,337,000 | 8,883 |
| Volatile liabilities | $604,000 | 12,616 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,190,000 | 3,361 |
| Tier 1 (core) risk-based capital | $2,116,000 | 11,225 |
| Tier 2 risk-based capital | $212,000 | 9,195 |
| Total risk weighted assets | $19,080,900 | 9,501 |
| Total unused commitments | $8,190,000 | 3,382 |
| Derivatives | $0 | 651 |