Home > Firstbank - Lakeview > Income and Expense
Firstbank - Lakeview, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 4,682 |
| Total interest expense | $791,000 | 4,541 |
| Net interest income | $982,000 | 4,682 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $278,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $139,000 | 3,174 |
| Total noninterest expense | $964,000 | 4,347 |
| Salaries and employee benefits | $402,000 | 5,214 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $410,000 | 3,244 |
| Pre-tax net operating income | $269,000 | 4,390 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $76,000 | 3,104 |
| Income before extraordinary items | $193,000 | 4,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $950,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $193,000 | 4,632 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 4,442 |
| Total interest expense | $3,565,000 | 4,290 |
| Net interest income | $4,205,000 | 4,482 |
| Provision for loan and lease losses | $102,000 | 4,877 |
| Total noninterest income | $1,060,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $525,000 | 2,939 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $535,000 | 3,194 |
| Total noninterest expense | $3,945,000 | 4,165 |
| Salaries and employee benefits | $1,562,000 | 5,181 |
| Premises and equipment expense | $588,000 | 3,899 |
| Additional noninterest expense | $1,795,000 | 2,930 |
| Pre-tax net operating income | $1,218,000 | 4,325 |
| Securities gains (losses) | $-29,000 | 7,862 |
| Applicable income taxes | $348,000 | 3,191 |
| Income before extraordinary items | $841,000 | 4,671 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $841,000 | 4,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,395 |
| Cash dividends | $1,750,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $861,590 | 4,618 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 4,438 |
| Total interest expense | $2,734,000 | 4,251 |
| Net interest income | $3,135,000 | 4,528 |
| Provision for loan and lease losses | $-303,000 | 8,500 |
| Total noninterest income | $808,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $388,000 | 2,977 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $420,000 | 3,116 |
| Total noninterest expense | $3,003,000 | 4,091 |
| Salaries and employee benefits | $1,194,000 | 5,111 |
| Premises and equipment expense | $433,000 | 3,931 |
| Additional noninterest expense | $1,376,000 | 2,822 |
| Pre-tax net operating income | $1,243,000 | 3,864 |
| Securities gains (losses) | $-29,000 | 8,055 |
| Applicable income taxes | $374,000 | 2,896 |
| Income before extraordinary items | $840,000 | 4,244 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $840,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $1,350,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $860,010 | 4,193 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 4,436 |
| Total interest expense | $1,840,000 | 4,235 |
| Net interest income | $2,095,000 | 4,555 |
| Provision for loan and lease losses | $-306,000 | 8,548 |
| Total noninterest income | $582,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $259,000 | 2,959 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $323,000 | 2,904 |
| Total noninterest expense | $2,014,000 | 4,111 |
| Salaries and employee benefits | $815,000 | 5,079 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $909,000 | 2,854 |
| Pre-tax net operating income | $969,000 | 3,604 |
| Securities gains (losses) | $-29,000 | 8,202 |
| Applicable income taxes | $296,000 | 2,754 |
| Income before extraordinary items | $644,000 | 4,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $644,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $664,010 | 3,934 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 4,411 |
| Total interest expense | $934,000 | 4,177 |
| Net interest income | $1,055,000 | 4,532 |
| Provision for loan and lease losses | $-473,000 | 8,614 |
| Total noninterest income | $342,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $988,000 | 4,183 |
| Salaries and employee benefits | $400,000 | 5,169 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $438,000 | 2,931 |
| Pre-tax net operating income | $882,000 | 2,377 |
| Securities gains (losses) | $-29,000 | 8,420 |
| Applicable income taxes | $277,000 | 1,960 |
| Income before extraordinary items | $576,000 | 2,722 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $576,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $595,720 | 2,632 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,972,000 | 4,209 |
| Total interest expense | $3,465,000 | 3,941 |
| Net interest income | $4,507,000 | 4,331 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $929,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $548,000 | 2,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $381,000 | 3,817 |
| Total noninterest expense | $3,762,000 | 4,162 |
| Salaries and employee benefits | $1,567,000 | 5,046 |
| Premises and equipment expense | $544,000 | 4,029 |
| Additional noninterest expense | $1,651,000 | 3,043 |
| Pre-tax net operating income | $1,669,000 | 4,046 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $473,000 | 3,224 |
| Income before extraordinary items | $1,202,000 | 4,282 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,202,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,211 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,197,680 | 4,269 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 4,210 |
| Total interest expense | $2,521,000 | 3,933 |
| Net interest income | $3,402,000 | 4,347 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $690,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $415,000 | 2,866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,900 |
| Total noninterest expense | $2,782,000 | 4,196 |
| Salaries and employee benefits | $1,169,000 | 5,060 |
| Premises and equipment expense | $404,000 | 4,083 |
| Additional noninterest expense | $1,209,000 | 3,112 |
| Pre-tax net operating income | $1,305,000 | 4,094 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $371,000 | 3,276 |
| Income before extraordinary items | $940,000 | 4,311 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $940,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $935,680 | 4,310 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 4,241 |
| Total interest expense | $1,616,000 | 3,930 |
| Net interest income | $2,230,000 | 4,402 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $451,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $274,000 | 2,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 3,972 |
| Total noninterest expense | $1,849,000 | 4,219 |
| Salaries and employee benefits | $790,000 | 5,027 |
| Premises and equipment expense | $263,000 | 4,152 |
| Additional noninterest expense | $796,000 | 3,150 |
| Pre-tax net operating income | $832,000 | 4,235 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $236,000 | 3,401 |
| Income before extraordinary items | $602,000 | 4,434 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $602,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $597,680 | 4,446 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 4,260 |
| Total interest expense | $776,000 | 3,903 |
| Net interest income | $1,102,000 | 4,422 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $214,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $133,000 | 2,855 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $918,000 | 4,256 |
| Salaries and employee benefits | $397,000 | 5,037 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $388,000 | 3,210 |
| Pre-tax net operating income | $398,000 | 4,289 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $116,000 | 3,388 |
| Income before extraordinary items | $288,000 | 4,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $283,740 | 4,549 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 4,131 |
| Total interest expense | $2,577,000 | 3,732 |
| Net interest income | $4,459,000 | 4,289 |
| Provision for loan and lease losses | $-37,000 | 8,556 |
| Total noninterest income | $905,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $541,000 | 2,890 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $364,000 | 3,938 |
| Total noninterest expense | $3,753,000 | 4,059 |
| Salaries and employee benefits | $1,545,000 | 4,952 |
| Premises and equipment expense | $569,000 | 3,817 |
| Additional noninterest expense | $1,639,000 | 3,017 |
| Pre-tax net operating income | $1,648,000 | 4,159 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $484,000 | 3,424 |
| Income before extraordinary items | $1,184,000 | 4,381 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,184,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $2,300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,169,800 | 4,373 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 4,152 |
| Total interest expense | $1,828,000 | 3,746 |
| Net interest income | $3,320,000 | 4,319 |
| Provision for loan and lease losses | $-37,000 | 8,648 |
| Total noninterest income | $696,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $406,000 | 2,886 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $290,000 | 3,858 |
| Total noninterest expense | $2,818,000 | 4,025 |
| Salaries and employee benefits | $1,149,000 | 4,959 |
| Premises and equipment expense | $428,000 | 3,781 |
| Additional noninterest expense | $1,241,000 | 2,958 |
| Pre-tax net operating income | $1,235,000 | 4,240 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $372,000 | 3,440 |
| Income before extraordinary items | $883,000 | 4,505 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $883,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $1,850,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $869,000 | 4,506 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 4,170 |
| Total interest expense | $1,164,000 | 3,702 |
| Net interest income | $2,178,000 | 4,343 |
| Provision for loan and lease losses | $-37,000 | 8,688 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $264,000 | 2,889 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $165,000 | 4,110 |
| Total noninterest expense | $1,825,000 | 4,096 |
| Salaries and employee benefits | $757,000 | 4,988 |
| Premises and equipment expense | $277,000 | 3,851 |
| Additional noninterest expense | $791,000 | 3,043 |
| Pre-tax net operating income | $819,000 | 4,244 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $248,000 | 3,426 |
| Income before extraordinary items | $587,000 | 4,477 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $587,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $575,800 | 4,471 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 4,189 |
| Total interest expense | $559,000 | 3,708 |
| Net interest income | $1,088,000 | 4,359 |
| Provision for loan and lease losses | $-37,000 | 8,782 |
| Total noninterest income | $208,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $918,000 | 4,098 |
| Salaries and employee benefits | $382,000 | 4,987 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $395,000 | 3,051 |
| Pre-tax net operating income | $415,000 | 4,163 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $295,000 | 4,421 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $295,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $292,870 | 4,403 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,446,000 | 4,043 |
| Total interest expense | $2,192,000 | 3,380 |
| Net interest income | $4,254,000 | 4,295 |
| Provision for loan and lease losses | $-63,000 | 8,759 |
| Total noninterest income | $1,122,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $480,000 | 3,234 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $642,000 | 2,869 |
| Total noninterest expense | $3,557,000 | 4,119 |
| Salaries and employee benefits | $1,515,000 | 4,911 |
| Premises and equipment expense | $539,000 | 3,849 |
| Additional noninterest expense | $1,503,000 | 3,114 |
| Pre-tax net operating income | $1,882,000 | 3,659 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $558,000 | 3,154 |
| Income before extraordinary items | $1,334,000 | 3,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,334,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $1,400,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,326,900 | 3,873 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,832,000 | 4,030 |
| Total interest expense | $1,663,000 | 3,299 |
| Net interest income | $3,169,000 | 4,306 |
| Provision for loan and lease losses | $-63,000 | 8,855 |
| Total noninterest income | $893,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $360,000 | 3,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $533,000 | 2,690 |
| Total noninterest expense | $2,672,000 | 4,088 |
| Salaries and employee benefits | $1,126,000 | 4,897 |
| Premises and equipment expense | $403,000 | 3,853 |
| Additional noninterest expense | $1,143,000 | 3,074 |
| Pre-tax net operating income | $1,453,000 | 3,642 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $435,000 | 3,160 |
| Income before extraordinary items | $1,028,000 | 3,931 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,028,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,021,000 | 3,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 4,033 |
| Total interest expense | $1,125,000 | 3,247 |
| Net interest income | $2,103,000 | 4,327 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $656,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $240,000 | 3,231 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $416,000 | 2,448 |
| Total noninterest expense | $1,758,000 | 4,148 |
| Salaries and employee benefits | $740,000 | 4,971 |
| Premises and equipment expense | $255,000 | 4,012 |
| Additional noninterest expense | $763,000 | 3,073 |
| Pre-tax net operating income | $991,000 | 3,557 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $300,000 | 3,089 |
| Income before extraordinary items | $701,000 | 3,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $701,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $694,000 | 3,778 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 3,966 |
| Total interest expense | $576,000 | 3,218 |
| Net interest income | $1,068,000 | 4,286 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $290,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $174,000 | 2,693 |
| Total noninterest expense | $876,000 | 4,173 |
| Salaries and employee benefits | $375,000 | 4,948 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $368,000 | 3,147 |
| Pre-tax net operating income | $472,000 | 3,679 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $140,000 | 3,209 |
| Income before extraordinary items | $332,000 | 3,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $332,000 | 3,864 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,174,000 | 3,742 |
| Total interest expense | $2,625,000 | 3,222 |
| Net interest income | $4,549,000 | 3,968 |
| Provision for loan and lease losses | $58,000 | 6,110 |
| Total noninterest income | $1,604,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $484,000 | 3,167 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,120,000 | 2,218 |
| Total noninterest expense | $3,740,000 | 3,898 |
| Salaries and employee benefits | $1,526,000 | 4,791 |
| Premises and equipment expense | $538,000 | 3,844 |
| Additional noninterest expense | $1,676,000 | 2,785 |
| Pre-tax net operating income | $2,355,000 | 3,025 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $730,000 | 2,711 |
| Income before extraordinary items | $1,625,000 | 3,348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,625,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,400,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,625,000 | 3,200 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 3,709 |
| Total interest expense | $2,035,000 | 3,242 |
| Net interest income | $3,469,000 | 3,937 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $1,366,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $361,000 | 3,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,005,000 | 2,041 |
| Total noninterest expense | $2,896,000 | 3,803 |
| Salaries and employee benefits | $1,182,000 | 4,674 |
| Premises and equipment expense | $408,000 | 3,798 |
| Additional noninterest expense | $1,306,000 | 2,691 |
| Pre-tax net operating income | $1,884,000 | 2,969 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $589,000 | 2,706 |
| Income before extraordinary items | $1,295,000 | 3,296 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,295,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,295,000 | 3,143 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 3,684 |
| Total interest expense | $1,403,000 | 3,237 |
| Net interest income | $2,343,000 | 3,898 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $875,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $640,000 | 2,105 |
| Total noninterest expense | $1,894,000 | 3,848 |
| Salaries and employee benefits | $764,000 | 4,782 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $859,000 | 2,710 |
| Pre-tax net operating income | $1,279,000 | 2,939 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $401,000 | 2,686 |
| Income before extraordinary items | $878,000 | 3,273 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $878,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $878,000 | 3,101 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 3,675 |
| Total interest expense | $720,000 | 3,240 |
| Net interest income | $1,184,000 | 3,867 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $541,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $428,000 | 1,661 |
| Total noninterest expense | $961,000 | 3,792 |
| Salaries and employee benefits | $384,000 | 4,751 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $436,000 | 2,647 |
| Pre-tax net operating income | $734,000 | 2,647 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $499,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $499,000 | 2,806 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,307,000 | 3,541 |
| Total interest expense | $3,200,000 | 3,348 |
| Net interest income | $5,107,000 | 3,607 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,094,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $483,000 | 3,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,932 |
| Total noninterest expense | $3,836,000 | 3,676 |
| Salaries and employee benefits | $1,523,000 | 4,642 |
| Premises and equipment expense | $560,000 | 3,614 |
| Additional noninterest expense | $1,753,000 | 2,598 |
| Pre-tax net operating income | $2,185,000 | 3,227 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $684,000 | 2,900 |
| Income before extraordinary items | $1,501,000 | 3,505 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,501,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $2,664,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,501,000 | 3,398 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 3,400 |
| Total interest expense | $4,614,000 | 3,380 |
| Net interest income | $5,103,000 | 3,383 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $815,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $422,000 | 3,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $393,000 | 3,572 |
| Total noninterest expense | $3,495,000 | 3,831 |
| Salaries and employee benefits | $1,504,000 | 4,499 |
| Premises and equipment expense | $556,000 | 3,578 |
| Additional noninterest expense | $1,435,000 | 2,987 |
| Pre-tax net operating income | $2,243,000 | 2,910 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $687,000 | 2,706 |
| Income before extraordinary items | $1,556,000 | 3,136 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,556,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $1,547,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,556,000 | 3,042 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,529,000 | 3,551 |
| Total interest expense | $4,622,000 | 3,534 |
| Net interest income | $4,907,000 | 3,537 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $742,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $450,000 | 2,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $292,000 | 3,985 |
| Total noninterest expense | $3,505,000 | 3,697 |
| Salaries and employee benefits | $1,456,000 | 4,467 |
| Premises and equipment expense | $564,000 | 3,442 |
| Additional noninterest expense | $1,485,000 | 2,852 |
| Pre-tax net operating income | $2,039,000 | 3,275 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $623,000 | 3,023 |
| Income before extraordinary items | $1,413,000 | 3,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,413,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 9,727 |
| Cash dividends | $1,583,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,415,070 | 3,396 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 3,776 |
| Total interest expense | $3,602,000 | 3,950 |
| Net interest income | $4,689,000 | 3,656 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $728,000 | 3,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $3,529,000 | 3,687 |
| Salaries and employee benefits | $1,518,000 | 4,296 |
| Premises and equipment expense | $560,000 | 3,443 |
| Additional noninterest expense | $1,451,000 | 2,948 |
| Pre-tax net operating income | $1,768,000 | 3,660 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $523,000 | 3,541 |
| Income before extraordinary items | $1,252,000 | 3,735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,252,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,905 |
| Cash dividends | $586,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,247,030 | 3,721 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,061,000 | 3,912 |
| Total interest expense | $3,534,000 | 4,094 |
| Net interest income | $4,527,000 | 3,712 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $799,000 | 3,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,556 |
| Total noninterest expense | $3,439,000 | 3,671 |
| Salaries and employee benefits | $1,414,000 | 4,465 |
| Premises and equipment expense | $620,000 | 3,068 |
| Additional noninterest expense | $1,405,000 | 2,946 |
| Pre-tax net operating income | $1,647,000 | 3,905 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $483,000 | 3,925 |
| Income before extraordinary items | $1,164,000 | 4,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,164,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,605 |
| Cash dividends | $483,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,164,000 | 3,934 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 4,170 |
| Total interest expense | $3,216,000 | 4,434 |
| Net interest income | $4,372,000 | 3,909 |
| Provision for loan and lease losses | $740,000 | 1,273 |
| Total noninterest income | $497,000 | 5,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $3,688,000 | 3,426 |
| Salaries and employee benefits | $1,691,000 | 3,851 |
| Premises and equipment expense | $614,000 | 3,083 |
| Additional noninterest expense | $1,383,000 | 2,946 |
| Pre-tax net operating income | $441,000 | 8,233 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $70,000 | 8,905 |
| Income before extraordinary items | $373,000 | 7,830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $373,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,095 |
| Cash dividends | $1,516,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $371,320 | 7,788 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,000,000 | 4,585 |
| Total interest expense | $3,041,000 | 4,730 |
| Net interest income | $3,959,000 | 4,364 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $520,000 | 5,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,345 |
| Total noninterest expense | $2,876,000 | 4,437 |
| Salaries and employee benefits | $1,430,000 | 4,508 |
| Premises and equipment expense | $550,000 | 3,486 |
| Additional noninterest expense | $896,000 | 4,775 |
| Pre-tax net operating income | $1,423,000 | 4,523 |
| Securities gains (losses) | $63,000 | 1,196 |
| Applicable income taxes | $459,000 | 4,437 |
| Income before extraordinary items | $1,027,000 | 4,391 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,027,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,022 |
| Cash dividends | $765,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $983,530 | 4,521 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 4,898 |
| Total interest expense | $2,749,000 | 5,147 |
| Net interest income | $3,685,000 | 4,651 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $473,000 | 5,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $2,851,000 | 4,467 |
| Salaries and employee benefits | $1,432,000 | 4,458 |
| Premises and equipment expense | $467,000 | 3,978 |
| Additional noninterest expense | $952,000 | 4,541 |
| Pre-tax net operating income | $1,282,000 | 5,018 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $385,000 | 5,079 |
| Income before extraordinary items | $889,000 | 5,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $889,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $894,600 | 5,002 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 5,277 |
| Total interest expense | $2,125,000 | 5,328 |
| Net interest income | $3,335,000 | 5,156 |
| Provision for loan and lease losses | $245,000 | 2,637 |
| Total noninterest income | $450,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $2,738,000 | 4,780 |
| Salaries and employee benefits | $1,195,000 | 5,258 |
| Premises and equipment expense | $460,000 | 4,084 |
| Additional noninterest expense | $1,083,000 | 4,407 |
| Pre-tax net operating income | $802,000 | 6,854 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $575,000 | 6,728 |
| Extraordinary gains, net | $-7,000 | 12,497 |
| Net income | $568,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,402 |
| Cash dividends | $245,000 | 5,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $575,000 | 6,782 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 5,149 |
| Total interest expense | $2,430,000 | 4,948 |
| Net interest income | $3,325,000 | 5,185 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $449,000 | 6,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $2,631,000 | 5,047 |
| Salaries and employee benefits | $1,215,000 | 5,178 |
| Premises and equipment expense | $391,000 | 4,806 |
| Additional noninterest expense | $1,025,000 | 4,815 |
| Pre-tax net operating income | $843,000 | 6,607 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $618,000 | 6,651 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $618,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,358 |
| Cash dividends | $235,000 | 5,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $618,000 | 6,402 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,061,000 | 5,436 |
| Total interest expense | $2,878,000 | 5,337 |
| Net interest income | $3,183,000 | 5,434 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $461,000 | 5,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $2,447,000 | 5,407 |
| Salaries and employee benefits | $1,163,000 | 5,321 |
| Premises and equipment expense | $390,000 | 4,889 |
| Additional noninterest expense | $894,000 | 5,550 |
| Pre-tax net operating income | $897,000 | 6,111 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $247,000 | 6,708 |
| Income before extraordinary items | $653,000 | 6,212 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $653,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $650,810 | 5,870 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.