Home > Firstbank - Lakeview > Assets and Liabilities
Firstbank - Lakeview, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 34 | 4,471 |
| Assets and Liabilities | ||
| Total Assets: | $113,700,000 | 4,765 |
| Cash and due from depository institutions | $2,069,000 | 4,471 |
| Interest-bearing balances | $69,000 | 5,407 |
| Securities | $5,261,000 | 6,952 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,811 |
| Net loans & leases | $90,813,000 | 4,200 |
| Loan loss allowance | $798,000 | 4,908 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,946,000 | 3,730 |
| Other real estate owned | $236,000 | 4,471 |
| Goodwill and other intangibles | $659,000 | 1,981 |
| All other assets | $1,916,000 | 5,217 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $113,700,000 | 4,765 |
| Total liabilities | $104,925,000 | 4,650 |
| Total deposits | $86,626,000 | 4,948 |
| Interest-bearing deposits | $74,321,000 | 4,922 |
| Deposits held in domestic offices | $86,626,000 | 4,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $983,000 | 2,609 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,063,000 | 2,332 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,253,000 | 2,244 |
| Total equity capital | $8,775,000 | 5,948 |
| Total bank equity capital | $8,775,000 | 5,948 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,350,000 | 2,499 |
| Surplus | $6,248,000 | 3,584 |
| Undivided profits | $1,177,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,415,000 | 3,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $447,000 | 6,154 |
| Earning assets | $105,943,000 | 4,710 |
| Long-term assets (5+ years) | $20,008,000 | 3,862 |
| Average Assets, year-to-date | $116,621,000 | 4,646 |
| Average Assets, quarterly | $116,621,000 | 4,646 |
| Volatile liabilities | $14,668,000 | 5,502 |
| Insider loans | $8,138,000 | 943 |
| FHLB advances | $15,063,000 | 2,242 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $14,637,000 | 4,036 |
| Tier 1 (core) risk-based capital | $8,212,000 | 6,001 |
| Tier 2 risk-based capital | $798,000 | 4,696 |
| Total risk weighted assets | $85,334,000 | 4,558 |
| Total unused commitments | $14,637,000 | 4,036 |
| Derivatives | $220,000 | 1,053 |
| 2007-12-31 | Rank | |
| # of Employees: | 36 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $119,542,000 | 4,577 |
| Cash and due from depository institutions | $3,390,000 | 4,303 |
| Interest-bearing balances | $10,000 | 6,250 |
| Securities | $4,834,000 | 7,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $105,407,000 | 3,806 |
| Loan loss allowance | $810,000 | 4,819 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,004,000 | 3,675 |
| Other real estate owned | $236,000 | 4,303 |
| Goodwill and other intangibles | $691,000 | 1,952 |
| All other assets | $1,980,000 | 5,215 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $119,542,000 | 4,577 |
| Total liabilities | $110,035,000 | 4,455 |
| Total deposits | $88,366,000 | 4,837 |
| Interest-bearing deposits | $75,516,000 | 4,837 |
| Deposits held in domestic offices | $88,366,000 | 4,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,680,000 | 1,827 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,063,000 | 2,197 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,926,000 | 2,547 |
| Total equity capital | $9,507,000 | 5,662 |
| Total bank equity capital | $9,507,000 | 5,662 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,350,000 | 2,498 |
| Surplus | $6,248,000 | 3,562 |
| Undivided profits | $1,909,000 | 6,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,306,000 | 2,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $471,000 | 6,244 |
| Earning assets | $110,251,000 | 4,553 |
| Long-term assets (5+ years) | $20,973,000 | 3,556 |
| Average Assets, year-to-date | $122,192,400 | 4,385 |
| Average Assets, quarterly | $119,127,000 | 4,548 |
| Volatile liabilities | $17,354,000 | 5,106 |
| Insider loans | $8,309,000 | 881 |
| FHLB advances | $15,063,000 | 2,093 |
| Loans and leases held for sale | $446,000 | 1,228 |
| Unused loan commitments | $14,498,000 | 4,033 |
| Tier 1 (core) risk-based capital | $8,937,000 | 5,719 |
| Tier 2 risk-based capital | $810,000 | 4,631 |
| Total risk weighted assets | $96,853,000 | 4,171 |
| Total unused commitments | $14,498,000 | 4,035 |
| Derivatives | $169,000 | 1,010 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $118,712,000 | 4,541 |
| Cash and due from depository institutions | $2,308,000 | 4,236 |
| Interest-bearing balances | $28,000 | 5,712 |
| Securities | $5,054,000 | 7,124 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,377 |
| Net loans & leases | $103,794,000 | 3,795 |
| Loan loss allowance | $1,059,000 | 4,018 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,074,000 | 3,585 |
| Other real estate owned | $139,000 | 4,236 |
| Goodwill and other intangibles | $716,000 | 1,923 |
| All other assets | $1,927,000 | 5,349 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $118,712,000 | 4,541 |
| Total liabilities | $108,824,000 | 4,434 |
| Total deposits | $89,788,000 | 4,757 |
| Interest-bearing deposits | $78,607,000 | 4,668 |
| Deposits held in domestic offices | $89,788,000 | 4,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,517,000 | 2,501 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,063,000 | 2,066 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,456,000 | 2,103 |
| Total equity capital | $9,888,000 | 5,516 |
| Total bank equity capital | $9,888,000 | 5,516 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,350,000 | 2,475 |
| Surplus | $6,248,000 | 3,510 |
| Undivided profits | $2,290,000 | 6,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,852,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $536,000 | 6,145 |
| Earning assets | $110,576,000 | 4,508 |
| Long-term assets (5+ years) | $20,776,000 | 3,482 |
| Average Assets, year-to-date | $122,855,000 | 4,364 |
| Average Assets, quarterly | $119,440,000 | 4,490 |
| Volatile liabilities | $15,742,000 | 5,301 |
| Insider loans | $8,337,000 | 873 |
| FHLB advances | $15,063,000 | 1,964 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,559,000 | 3,553 |
| Tier 1 (core) risk-based capital | $9,305,000 | 5,589 |
| Tier 2 risk-based capital | $1,059,000 | 3,866 |
| Total risk weighted assets | $96,168,000 | 4,156 |
| Total unused commitments | $18,559,000 | 3,553 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 37 | 4,277 |
| Assets and Liabilities | ||
| Total Assets: | $120,168,000 | 4,504 |
| Cash and due from depository institutions | $2,083,000 | 4,277 |
| Interest-bearing balances | $102,000 | 4,613 |
| Securities | $5,164,000 | 7,132 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,508 |
| Net loans & leases | $103,924,000 | 3,778 |
| Loan loss allowance | $1,059,000 | 4,015 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,144,000 | 3,516 |
| Other real estate owned | $139,000 | 4,277 |
| Goodwill and other intangibles | $739,000 | 1,920 |
| All other assets | $1,875,000 | 5,389 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $120,168,000 | 4,504 |
| Total liabilities | $110,058,000 | 4,424 |
| Total deposits | $89,044,000 | 4,793 |
| Interest-bearing deposits | $77,112,000 | 4,737 |
| Deposits held in domestic offices | $89,044,000 | 4,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $857,000 | 2,758 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,063,000 | 1,797 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,094,000 | 2,261 |
| Total equity capital | $10,110,000 | 5,348 |
| Total bank equity capital | $10,110,000 | 5,348 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,350,000 | 2,477 |
| Surplus | $6,248,000 | 3,505 |
| Undivided profits | $2,512,000 | 5,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,818,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $429,000 | 6,514 |
| Earning assets | $112,290,000 | 4,447 |
| Long-term assets (5+ years) | $20,729,000 | 3,398 |
| Average Assets, year-to-date | $124,236,000 | 4,368 |
| Average Assets, quarterly | $122,570,000 | 4,431 |
| Volatile liabilities | $14,995,000 | 5,372 |
| Insider loans | $8,388,000 | 852 |
| FHLB advances | $18,063,000 | 1,695 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $21,263,000 | 3,271 |
| Tier 1 (core) risk-based capital | $9,529,000 | 5,504 |
| Tier 2 risk-based capital | $1,059,000 | 3,868 |
| Total risk weighted assets | $97,699,000 | 4,101 |
| Total unused commitments | $21,263,000 | 3,271 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 37 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $124,972,000 | 4,408 |
| Cash and due from depository institutions | $2,375,000 | 4,261 |
| Interest-bearing balances | $44,000 | 5,546 |
| Securities | $4,728,000 | 7,293 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,685 |
| Net loans & leases | $105,030,000 | 3,707 |
| Loan loss allowance | $891,000 | 4,518 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,185,000 | 3,446 |
| Other real estate owned | $101,000 | 4,261 |
| Goodwill and other intangibles | $771,000 | 1,890 |
| All other assets | $1,882,000 | 5,272 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $124,972,000 | 4,408 |
| Total liabilities | $114,116,000 | 4,325 |
| Total deposits | $92,812,000 | 4,679 |
| Interest-bearing deposits | $81,902,000 | 4,553 |
| Deposits held in domestic offices | $92,812,000 | 4,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $744,000 | 2,581 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,121,000 | 1,745 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,439,000 | 2,074 |
| Total equity capital | $10,856,000 | 5,140 |
| Total bank equity capital | $10,856,000 | 5,140 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,350,000 | 2,471 |
| Surplus | $6,248,000 | 3,461 |
| Undivided profits | $3,258,000 | 5,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $387,000 | 6,660 |
| Earning assets | $116,702,000 | 4,363 |
| Long-term assets (5+ years) | $20,382,000 | 3,386 |
| Average Assets, year-to-date | $126,270,000 | 4,338 |
| Average Assets, quarterly | $126,270,000 | 4,338 |
| Volatile liabilities | $16,759,000 | 5,061 |
| Insider loans | $6,737,000 | 1,065 |
| FHLB advances | $18,121,000 | 1,661 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,559,000 | 3,665 |
| Tier 1 (core) risk-based capital | $10,230,000 | 5,233 |
| Tier 2 risk-based capital | $891,000 | 4,324 |
| Total risk weighted assets | $99,786,000 | 4,014 |
| Total unused commitments | $17,559,000 | 3,665 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $127,568,000 | 4,313 |
| Cash and due from depository institutions | $3,173,000 | 4,262 |
| Interest-bearing balances | $11,000 | 6,235 |
| Securities | $6,904,000 | 6,829 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,832 |
| Net loans & leases | $109,354,000 | 3,601 |
| Loan loss allowance | $1,363,000 | 3,371 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,211,000 | 3,397 |
| Other real estate owned | $320,000 | 4,262 |
| Goodwill and other intangibles | $788,000 | 1,870 |
| All other assets | $2,318,000 | 4,837 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $127,568,000 | 4,313 |
| Total liabilities | $117,216,000 | 4,236 |
| Total deposits | $91,741,000 | 4,679 |
| Interest-bearing deposits | $79,870,000 | 4,576 |
| Deposits held in domestic offices | $91,741,000 | 4,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,552,000 | 2,404 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,574,000 | 1,623 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,349,000 | 2,108 |
| Total equity capital | $10,352,000 | 5,225 |
| Total bank equity capital | $10,352,000 | 5,225 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,350,000 | 2,466 |
| Surplus | $6,248,000 | 3,417 |
| Undivided profits | $2,754,000 | 5,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $561,000 | 5,830 |
| Earning assets | $117,769,000 | 4,299 |
| Long-term assets (5+ years) | $20,204,000 | 3,364 |
| Average Assets, year-to-date | $126,046,200 | 4,226 |
| Average Assets, quarterly | $126,981,500 | 4,295 |
| Volatile liabilities | $18,689,000 | 4,867 |
| Insider loans | $6,458,000 | 1,091 |
| FHLB advances | $18,121,000 | 1,722 |
| Loans and leases held for sale | $204,000 | 1,480 |
| Unused loan commitments | $14,946,000 | 3,919 |
| Tier 1 (core) risk-based capital | $9,724,000 | 5,362 |
| Tier 2 risk-based capital | $1,338,000 | 3,272 |
| Total risk weighted assets | $106,995,000 | 3,797 |
| Total unused commitments | $14,946,000 | 3,919 |
| Derivatives | $477,000 | 899 |
| 2006-09-30 | Rank | |
| # of Employees: | 38 | 4,184 |
| Assets and Liabilities | ||
| Total Assets: | $126,395,000 | 4,321 |
| Cash and due from depository institutions | $2,131,000 | 4,184 |
| Interest-bearing balances | $5,000 | 6,486 |
| Securities | $7,430,000 | 6,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $110,412,000 | 3,544 |
| Loan loss allowance | $1,554,000 | 3,052 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,279,000 | 3,323 |
| Other real estate owned | $0 | 4,184 |
| Goodwill and other intangibles | $814,000 | 1,851 |
| All other assets | $2,329,000 | 4,837 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $126,395,000 | 4,321 |
| Total liabilities | $115,806,000 | 4,238 |
| Total deposits | $93,439,000 | 4,567 |
| Interest-bearing deposits | $82,161,000 | 4,441 |
| Deposits held in domestic offices | $93,439,000 | 4,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,893,000 | 2,408 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,121,000 | 1,889 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,353,000 | 2,067 |
| Total equity capital | $10,589,000 | 5,143 |
| Total bank equity capital | $10,589,000 | 5,143 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,474 |
| Surplus | $6,248,000 | 3,386 |
| Undivided profits | $2,991,000 | 5,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $622,000 | 5,546 |
| Earning assets | $117,847,000 | 4,275 |
| Long-term assets (5+ years) | $19,781,000 | 3,356 |
| Average Assets, year-to-date | $125,665,750 | 4,248 |
| Average Assets, quarterly | $127,041,500 | 4,270 |
| Volatile liabilities | $20,153,000 | 4,709 |
| Insider loans | $7,404,000 | 944 |
| FHLB advances | $18,121,000 | 1,779 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $14,246,000 | 4,003 |
| Tier 1 (core) risk-based capital | $9,932,000 | 5,296 |
| Tier 2 risk-based capital | $1,302,000 | 3,330 |
| Total risk weighted assets | $103,888,000 | 3,864 |
| Total unused commitments | $14,246,000 | 4,004 |
| Derivatives | $276,000 | 952 |
| 2006-06-30 | Rank | |
| # of Employees: | 39 | 4,136 |
| Assets and Liabilities | ||
| Total Assets: | $127,688,000 | 4,263 |
| Cash and due from depository institutions | $3,108,000 | 4,136 |
| Interest-bearing balances | $24,000 | 5,996 |
| Securities | $7,406,000 | 6,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $110,180,000 | 3,524 |
| Loan loss allowance | $1,548,000 | 3,027 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,332,000 | 3,256 |
| Other real estate owned | $64,000 | 4,136 |
| Goodwill and other intangibles | $851,000 | 1,817 |
| All other assets | $2,747,000 | 4,395 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $127,688,000 | 4,263 |
| Total liabilities | $117,130,000 | 4,172 |
| Total deposits | $94,097,000 | 4,546 |
| Interest-bearing deposits | $81,120,000 | 4,468 |
| Deposits held in domestic offices | $94,097,000 | 4,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,349,000 | 2,316 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $18,121,000 | 1,884 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,563,000 | 1,799 |
| Total equity capital | $10,558,000 | 5,035 |
| Total bank equity capital | $10,558,000 | 5,035 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,350,000 | 2,464 |
| Surplus | $6,248,000 | 3,334 |
| Undivided profits | $2,960,000 | 5,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $553,000 | 5,591 |
| Earning assets | $117,610,000 | 4,251 |
| Long-term assets (5+ years) | $20,497,000 | 3,286 |
| Average Assets, year-to-date | $125,422,670 | 4,262 |
| Average Assets, quarterly | $124,968,000 | 4,306 |
| Volatile liabilities | $17,409,000 | 4,996 |
| Insider loans | $7,096,000 | 964 |
| FHLB advances | $18,121,000 | 1,769 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,637,000 | 3,841 |
| Tier 1 (core) risk-based capital | $9,911,000 | 5,221 |
| Tier 2 risk-based capital | $1,308,000 | 3,299 |
| Total risk weighted assets | $104,387,000 | 3,799 |
| Total unused commitments | $15,637,000 | 3,841 |
| Derivatives | $150,000 | 966 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $122,248,000 | 4,376 |
| Cash and due from depository institutions | $1,744,000 | 4,111 |
| Interest-bearing balances | $17,000 | 6,213 |
| Securities | $7,746,000 | 6,786 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,137 |
| Net loans & leases | $105,575,000 | 3,563 |
| Loan loss allowance | $1,562,000 | 2,969 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,394,000 | 3,158 |
| Other real estate owned | $64,000 | 4,111 |
| Goodwill and other intangibles | $889,000 | 1,766 |
| All other assets | $2,736,000 | 4,308 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $122,248,000 | 4,376 |
| Total liabilities | $111,736,000 | 4,305 |
| Total deposits | $89,724,000 | 4,682 |
| Interest-bearing deposits | $77,872,000 | 4,576 |
| Deposits held in domestic offices | $89,724,000 | 4,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,235,000 | 2,521 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,174,000 | 1,815 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,603,000 | 1,782 |
| Total equity capital | $10,512,000 | 5,023 |
| Total bank equity capital | $10,512,000 | 5,023 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,453 |
| Surplus | $6,248,000 | 3,266 |
| Undivided profits | $2,914,000 | 5,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 6,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $553,000 | 5,392 |
| Earning assets | $113,438,000 | 4,349 |
| Long-term assets (5+ years) | $21,191,000 | 3,196 |
| Average Assets, year-to-date | $124,290,000 | 4,299 |
| Average Assets, quarterly | $124,290,000 | 4,299 |
| Volatile liabilities | $11,365,000 | 5,813 |
| Insider loans | $7,096,000 | 944 |
| FHLB advances | $18,174,000 | 1,721 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $23,107,000 | 3,068 |
| Tier 1 (core) risk-based capital | $9,816,000 | 5,176 |
| Tier 2 risk-based capital | $1,256,000 | 3,351 |
| Total risk weighted assets | $100,164,000 | 3,860 |
| Total unused commitments | $23,107,000 | 3,068 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $126,332,000 | 4,269 |
| Cash and due from depository institutions | $3,672,000 | 4,106 |
| Interest-bearing balances | $8,000 | 6,494 |
| Securities | $7,682,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,263 |
| Net loans & leases | $104,665,000 | 3,572 |
| Loan loss allowance | $1,554,000 | 2,934 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,433,000 | 3,096 |
| Other real estate owned | $103,000 | 4,106 |
| Goodwill and other intangibles | $925,000 | 1,733 |
| All other assets | $2,702,000 | 4,330 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $126,332,000 | 4,269 |
| Total liabilities | $116,076,000 | 4,187 |
| Total deposits | $94,309,000 | 4,527 |
| Interest-bearing deposits | $80,929,000 | 4,439 |
| Deposits held in domestic offices | $94,309,000 | 4,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,089,000 | 2,294 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,174,000 | 1,931 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,504,000 | 1,790 |
| Total equity capital | $10,256,000 | 5,057 |
| Total bank equity capital | $10,256,000 | 5,057 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,350,000 | 2,449 |
| Surplus | $6,248,000 | 3,228 |
| Undivided profits | $2,658,000 | 5,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $542,000 | 5,505 |
| Earning assets | $115,505,000 | 4,273 |
| Long-term assets (5+ years) | $21,151,000 | 3,203 |
| Average Assets, year-to-date | $119,059,600 | 4,295 |
| Average Assets, quarterly | $124,185,500 | 4,277 |
| Volatile liabilities | $16,809,000 | 4,875 |
| Insider loans | $6,118,000 | 1,088 |
| FHLB advances | $17,174,000 | 1,813 |
| Loans and leases held for sale | $130,000 | 1,579 |
| Unused loan commitments | $24,285,000 | 2,917 |
| Tier 1 (core) risk-based capital | $9,495,000 | 5,262 |
| Tier 2 risk-based capital | $1,303,000 | 3,227 |
| Total risk weighted assets | $103,978,000 | 3,749 |
| Total unused commitments | $24,285,000 | 2,919 |
| Derivatives | $228,000 | 873 |
| 2005-09-30 | Rank | |
| # of Employees: | 39 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $122,039,000 | 4,314 |
| Cash and due from depository institutions | $2,728,000 | 4,098 |
| Interest-bearing balances | $25,000 | 6,108 |
| Securities | $7,366,000 | 6,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $105,065,000 | 3,522 |
| Loan loss allowance | $1,588,000 | 2,874 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,480,000 | 3,032 |
| Other real estate owned | $51,000 | 4,098 |
| Goodwill and other intangibles | $962,000 | 1,686 |
| All other assets | $2,387,000 | 4,617 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $122,039,000 | 4,314 |
| Total liabilities | $111,615,000 | 4,237 |
| Total deposits | $85,509,000 | 4,763 |
| Interest-bearing deposits | $73,655,000 | 4,651 |
| Deposits held in domestic offices | $85,509,000 | 4,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,931,000 | 1,388 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,174,000 | 1,952 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,001,000 | 2,070 |
| Total equity capital | $10,424,000 | 5,002 |
| Total bank equity capital | $10,424,000 | 5,002 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,426 |
| Surplus | $6,248,000 | 3,178 |
| Undivided profits | $2,826,000 | 5,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $536,000 | 5,511 |
| Earning assets | $112,456,000 | 4,302 |
| Long-term assets (5+ years) | $20,877,000 | 3,225 |
| Average Assets, year-to-date | $117,241,500 | 4,334 |
| Average Assets, quarterly | $120,284,000 | 4,325 |
| Volatile liabilities | $15,508,000 | 5,033 |
| Insider loans | $5,468,000 | 1,178 |
| FHLB advances | $17,174,000 | 1,831 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $21,687,000 | 3,103 |
| Tier 1 (core) risk-based capital | $9,613,000 | 5,187 |
| Tier 2 risk-based capital | $1,242,000 | 3,320 |
| Total risk weighted assets | $98,975,000 | 3,833 |
| Total unused commitments | $21,687,000 | 3,105 |
| Derivatives | $598,000 | 793 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $118,529,000 | 4,350 |
| Cash and due from depository institutions | $3,661,000 | 4,082 |
| Interest-bearing balances | $27,000 | 6,019 |
| Securities | $8,448,000 | 6,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $99,032,000 | 3,623 |
| Loan loss allowance | $1,587,000 | 2,839 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,555,000 | 2,931 |
| Other real estate owned | $153,000 | 4,082 |
| Goodwill and other intangibles | $1,000,000 | 1,651 |
| All other assets | $2,680,000 | 4,187 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $118,529,000 | 4,350 |
| Total liabilities | $107,113,000 | 4,305 |
| Total deposits | $82,197,000 | 4,847 |
| Interest-bearing deposits | $69,898,000 | 4,797 |
| Deposits held in domestic offices | $82,197,000 | 4,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,360,000 | 1,580 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,174,000 | 1,937 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,382,000 | 1,716 |
| Total equity capital | $11,416,000 | 4,635 |
| Total bank equity capital | $11,416,000 | 4,635 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,404 |
| Surplus | $6,248,000 | 3,126 |
| Undivided profits | $3,818,000 | 5,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $447,000 | 5,817 |
| Earning assets | $107,507,000 | 4,395 |
| Long-term assets (5+ years) | $19,894,000 | 3,368 |
| Average Assets, year-to-date | $115,642,330 | 4,364 |
| Average Assets, quarterly | $116,877,500 | 4,367 |
| Volatile liabilities | $12,183,000 | 5,465 |
| Insider loans | $4,038,000 | 1,585 |
| FHLB advances | $17,174,000 | 1,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,810,000 | 3,106 |
| Tier 1 (core) risk-based capital | $10,535,000 | 4,808 |
| Tier 2 risk-based capital | $1,240,000 | 3,265 |
| Total risk weighted assets | $98,854,000 | 3,754 |
| Total unused commitments | $20,810,000 | 3,107 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $115,226,000 | 4,437 |
| Cash and due from depository institutions | $3,158,000 | 4,161 |
| Interest-bearing balances | $18,000 | 6,285 |
| Securities | $8,792,000 | 6,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $96,375,000 | 3,649 |
| Loan loss allowance | $1,585,000 | 2,817 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,612,000 | 2,860 |
| Other real estate owned | $84,000 | 4,161 |
| Goodwill and other intangibles | $1,046,000 | 1,621 |
| All other assets | $2,159,000 | 4,684 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $115,226,000 | 4,437 |
| Total liabilities | $103,520,000 | 4,417 |
| Total deposits | $79,709,000 | 4,965 |
| Interest-bearing deposits | $69,366,000 | 4,861 |
| Deposits held in domestic offices | $79,709,000 | 4,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,015,000 | 1,706 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,978,000 | 1,826 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,818,000 | 2,098 |
| Total equity capital | $11,706,000 | 4,463 |
| Total bank equity capital | $11,706,000 | 4,463 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,411 |
| Surplus | $6,248,000 | 3,097 |
| Undivided profits | $4,108,000 | 4,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $478,000 | 5,473 |
| Earning assets | $105,185,000 | 4,451 |
| Long-term assets (5+ years) | $19,376,000 | 3,492 |
| Average Assets, year-to-date | $114,199,000 | 4,439 |
| Average Assets, quarterly | $114,199,000 | 4,439 |
| Volatile liabilities | $11,708,000 | 5,467 |
| Insider loans | $4,110,000 | 1,508 |
| FHLB advances | $17,978,000 | 1,734 |
| Loans and leases held for sale | $216,000 | 1,443 |
| Unused loan commitments | $21,206,000 | 3,002 |
| Tier 1 (core) risk-based capital | $10,811,000 | 4,650 |
| Tier 2 risk-based capital | $1,198,000 | 3,344 |
| Total risk weighted assets | $95,540,000 | 3,821 |
| Total unused commitments | $21,206,000 | 3,005 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 38 | 4,179 |
| Assets and Liabilities | ||
| Total Assets: | $113,172,000 | 4,469 |
| Cash and due from depository institutions | $2,952,000 | 4,179 |
| Interest-bearing balances | $17,000 | 6,284 |
| Securities | $9,953,000 | 6,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $93,348,000 | 3,711 |
| Loan loss allowance | $1,624,000 | 2,737 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,679,000 | 2,781 |
| Other real estate owned | $84,000 | 4,179 |
| Goodwill and other intangibles | $1,080,000 | 1,595 |
| All other assets | $2,076,000 | 4,753 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $113,172,000 | 4,469 |
| Total liabilities | $101,689,000 | 4,457 |
| Total deposits | $78,518,000 | 5,012 |
| Interest-bearing deposits | $66,437,000 | 4,979 |
| Deposits held in domestic offices | $78,518,000 | 5,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,511,000 | 1,870 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,978,000 | 1,853 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,682,000 | 2,188 |
| Total equity capital | $11,483,000 | 4,533 |
| Total bank equity capital | $11,483,000 | 4,533 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,397 |
| Surplus | $6,248,000 | 3,051 |
| Undivided profits | $3,885,000 | 5,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 6,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $465,000 | 5,570 |
| Earning assets | $103,318,000 | 4,495 |
| Long-term assets (5+ years) | $18,295,000 | 3,649 |
| Average Assets, year-to-date | $114,362,200 | 4,308 |
| Average Assets, quarterly | $113,941,500 | 4,418 |
| Volatile liabilities | $11,205,000 | 5,564 |
| Insider loans | $4,091,000 | 1,481 |
| FHLB advances | $17,978,000 | 1,747 |
| Loans and leases held for sale | $147,000 | 1,552 |
| Unused loan commitments | $19,199,000 | 3,120 |
| Tier 1 (core) risk-based capital | $10,484,000 | 4,712 |
| Tier 2 risk-based capital | $1,154,000 | 3,415 |
| Total risk weighted assets | $91,819,000 | 3,899 |
| Total unused commitments | $19,199,000 | 3,120 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $114,711,000 | 4,386 |
| Cash and due from depository institutions | $3,831,000 | 3,992 |
| Interest-bearing balances | $4,000 | 6,738 |
| Securities | $10,339,000 | 6,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $93,688,000 | 3,658 |
| Loan loss allowance | $1,674,000 | 2,681 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,683,000 | 2,744 |
| Other real estate owned | $0 | 3,992 |
| Goodwill and other intangibles | $1,122,000 | 1,554 |
| All other assets | $2,048,000 | 4,792 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $114,711,000 | 4,386 |
| Total liabilities | $103,085,000 | 4,371 |
| Total deposits | $80,266,000 | 4,918 |
| Interest-bearing deposits | $68,787,000 | 4,849 |
| Deposits held in domestic offices | $80,266,000 | 4,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,452,000 | 1,922 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,978,000 | 1,839 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,389,000 | 2,514 |
| Total equity capital | $11,626,000 | 4,478 |
| Total bank equity capital | $11,626,000 | 4,478 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,350,000 | 2,393 |
| Surplus | $6,248,000 | 2,996 |
| Undivided profits | $4,028,000 | 5,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $461,000 | 5,774 |
| Earning assets | $104,031,000 | 4,430 |
| Long-term assets (5+ years) | $18,405,000 | 3,699 |
| Average Assets, year-to-date | $114,659,750 | 4,310 |
| Average Assets, quarterly | $114,573,000 | 4,356 |
| Volatile liabilities | $8,704,000 | 6,155 |
| Insider loans | $3,908,000 | 1,497 |
| FHLB advances | $17,978,000 | 1,722 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,996,000 | 2,810 |
| Tier 1 (core) risk-based capital | $10,545,000 | 4,661 |
| Tier 2 risk-based capital | $1,196,000 | 3,283 |
| Total risk weighted assets | $95,224,000 | 3,761 |
| Total unused commitments | $21,996,000 | 2,814 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $114,435,000 | 4,389 |
| Cash and due from depository institutions | $3,760,000 | 4,036 |
| Interest-bearing balances | $24,000 | 6,213 |
| Securities | $10,293,000 | 6,512 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,191 |
| Net loans & leases | $91,095,000 | 3,700 |
| Loan loss allowance | $1,749,000 | 2,579 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,621,000 | 2,740 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $1,156,000 | 1,537 |
| All other assets | $2,110,000 | 4,685 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $114,435,000 | 4,389 |
| Total liabilities | $102,793,000 | 4,381 |
| Total deposits | $82,417,000 | 4,820 |
| Interest-bearing deposits | $70,302,000 | 4,773 |
| Deposits held in domestic offices | $82,417,000 | 4,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $885,000 | 2,939 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,978,000 | 1,823 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,513,000 | 2,189 |
| Total equity capital | $11,642,000 | 4,333 |
| Total bank equity capital | $11,642,000 | 4,333 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,350,000 | 2,396 |
| Surplus | $6,248,000 | 2,957 |
| Undivided profits | $4,044,000 | 5,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $409,000 | 5,937 |
| Earning assets | $103,812,000 | 4,423 |
| Long-term assets (5+ years) | $18,546,000 | 3,779 |
| Average Assets, year-to-date | $114,642,670 | 4,331 |
| Average Assets, quarterly | $114,226,000 | 4,372 |
| Volatile liabilities | $5,698,000 | 6,994 |
| Insider loans | $3,975,000 | 1,450 |
| FHLB advances | $17,978,000 | 1,715 |
| Loans and leases held for sale | $176,000 | 1,529 |
| Unused loan commitments | $15,629,000 | 3,498 |
| Tier 1 (core) risk-based capital | $10,587,000 | 4,587 |
| Tier 2 risk-based capital | $1,147,000 | 3,372 |
| Total risk weighted assets | $91,186,000 | 3,847 |
| Total unused commitments | $15,629,000 | 3,501 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $114,017,000 | 4,390 |
| Cash and due from depository institutions | $2,988,000 | 4,029 |
| Interest-bearing balances | $16,000 | 6,475 |
| Securities | $7,467,000 | 7,147 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,307 |
| Net loans & leases | $92,848,000 | 3,568 |
| Loan loss allowance | $1,750,000 | 2,548 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,601,000 | 2,718 |
| Other real estate owned | $35,000 | 4,029 |
| Goodwill and other intangibles | $1,194,000 | 1,518 |
| All other assets | $1,984,000 | 4,676 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $114,017,000 | 4,390 |
| Total liabilities | $102,360,000 | 4,378 |
| Total deposits | $81,371,000 | 4,861 |
| Interest-bearing deposits | $71,296,000 | 4,754 |
| Deposits held in domestic offices | $81,371,000 | 4,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,132,000 | 2,440 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,195,000 | 1,717 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,662,000 | 2,244 |
| Total equity capital | $11,657,000 | 4,420 |
| Total bank equity capital | $11,657,000 | 4,420 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,350,000 | 2,391 |
| Surplus | $6,248,000 | 2,919 |
| Undivided profits | $4,059,000 | 5,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 671 |
| Income earned, not collected on loans | $426,000 | 5,744 |
| Earning assets | $104,231,000 | 4,416 |
| Long-term assets (5+ years) | $17,206,000 | 3,910 |
| Average Assets, year-to-date | $114,746,500 | 4,342 |
| Average Assets, quarterly | $114,746,500 | 4,342 |
| Volatile liabilities | $5,894,000 | 6,862 |
| Insider loans | $4,082,000 | 1,381 |
| FHLB advances | $18,195,000 | 1,618 |
| Loans and leases held for sale | $555,000 | 1,239 |
| Unused loan commitments | $17,877,000 | 3,156 |
| Tier 1 (core) risk-based capital | $10,486,000 | 4,587 |
| Tier 2 risk-based capital | $1,151,000 | 3,307 |
| Total risk weighted assets | $91,490,000 | 3,774 |
| Total unused commitments | $17,877,000 | 3,162 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $115,476,000 | 4,325 |
| Cash and due from depository institutions | $3,236,000 | 3,960 |
| Interest-bearing balances | $48,000 | 5,900 |
| Securities | $7,919,000 | 7,069 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,282 |
| Net loans & leases | $94,233,000 | 3,505 |
| Loan loss allowance | $1,739,000 | 2,545 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,644,000 | 2,681 |
| Other real estate owned | $108,000 | 3,960 |
| Goodwill and other intangibles | $1,226,000 | 1,497 |
| All other assets | $2,110,000 | 4,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,476,000 | 4,325 |
| Total liabilities | $103,841,000 | 4,320 |
| Total deposits | $81,127,000 | 4,860 |
| Interest-bearing deposits | $70,714,000 | 4,758 |
| Deposits held in domestic offices | $81,127,000 | 4,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,428,000 | 2,488 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,695,000 | 1,651 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,591,000 | 2,222 |
| Total equity capital | $11,635,000 | 4,350 |
| Total bank equity capital | $11,635,000 | 4,350 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,350,000 | 2,407 |
| Surplus | $6,247,000 | 2,885 |
| Undivided profits | $4,038,000 | 5,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $498,000 | 5,378 |
| Earning assets | $105,200,000 | 4,355 |
| Long-term assets (5+ years) | $16,876,000 | 3,948 |
| Average Assets, year-to-date | $120,417,200 | 4,074 |
| Average Assets, quarterly | $116,990,000 | 4,261 |
| Volatile liabilities | $6,799,000 | 6,610 |
| Insider loans | $3,710,000 | 1,503 |
| FHLB advances | $19,695,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,020,000 | 3,046 |
| Tier 1 (core) risk-based capital | $10,422,000 | 4,578 |
| Tier 2 risk-based capital | $1,163,000 | 3,285 |
| Total risk weighted assets | $92,444,000 | 3,734 |
| Total unused commitments | $18,020,000 | 3,048 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $118,504,000 | 4,221 |
| Cash and due from depository institutions | $5,248,000 | 4,063 |
| Interest-bearing balances | $67,000 | 5,743 |
| Securities | $8,472,000 | 6,890 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,583 |
| Net loans & leases | $92,408,000 | 3,537 |
| Loan loss allowance | $1,736,000 | 2,548 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,693,000 | 2,624 |
| Other real estate owned | $360,000 | 4,063 |
| Goodwill and other intangibles | $1,264,000 | 1,448 |
| All other assets | $1,959,000 | 4,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,504,000 | 4,221 |
| Total liabilities | $106,570,000 | 4,206 |
| Total deposits | $83,463,000 | 4,737 |
| Interest-bearing deposits | $71,354,000 | 4,716 |
| Deposits held in domestic offices | $83,463,000 | 4,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,827,000 | 2,245 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,695,000 | 1,611 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,585,000 | 2,308 |
| Total equity capital | $11,934,000 | 4,259 |
| Total bank equity capital | $11,934,000 | 4,259 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,350,000 | 2,423 |
| Surplus | $6,248,000 | 2,827 |
| Undivided profits | $4,336,000 | 4,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $451,000 | 5,896 |
| Earning assets | $106,047,000 | 4,308 |
| Long-term assets (5+ years) | $17,759,000 | 3,835 |
| Average Assets, year-to-date | $121,652,500 | 4,054 |
| Average Assets, quarterly | $120,253,000 | 4,150 |
| Volatile liabilities | $8,203,000 | 6,212 |
| Insider loans | $4,898,000 | 1,104 |
| FHLB advances | $19,695,000 | 1,493 |
| Loans and leases held for sale | $50,000 | 1,946 |
| Unused loan commitments | $14,030,000 | 3,534 |
| Tier 1 (core) risk-based capital | $10,661,000 | 4,488 |
| Tier 2 risk-based capital | $1,145,000 | 3,300 |
| Total risk weighted assets | $91,030,000 | 3,770 |
| Total unused commitments | $14,030,000 | 3,539 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $122,002,000 | 4,113 |
| Cash and due from depository institutions | $5,006,000 | 3,997 |
| Interest-bearing balances | $120,000 | 5,173 |
| Securities | $7,971,000 | 6,962 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,123 |
| Net loans & leases | $93,957,000 | 3,479 |
| Loan loss allowance | $1,724,000 | 2,508 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,760,000 | 2,544 |
| Other real estate owned | $542,000 | 3,997 |
| Goodwill and other intangibles | $1,268,000 | 1,414 |
| All other assets | $1,998,000 | 4,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,002,000 | 4,113 |
| Total liabilities | $109,952,000 | 4,093 |
| Total deposits | $87,126,000 | 4,576 |
| Interest-bearing deposits | $77,037,000 | 4,457 |
| Deposits held in domestic offices | $87,126,000 | 4,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,322,000 | 2,346 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,695,000 | 1,596 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,809,000 | 2,157 |
| Total equity capital | $12,050,000 | 4,223 |
| Total bank equity capital | $12,050,000 | 4,223 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,350,000 | 2,422 |
| Surplus | $6,248,000 | 2,796 |
| Undivided profits | $4,452,000 | 4,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $476,000 | 5,560 |
| Earning assets | $109,548,000 | 4,175 |
| Long-term assets (5+ years) | $18,249,000 | 3,641 |
| Average Assets, year-to-date | $122,702,000 | 4,032 |
| Average Assets, quarterly | $122,358,000 | 4,077 |
| Volatile liabilities | $8,558,000 | 6,120 |
| Insider loans | $4,931,000 | 1,080 |
| FHLB advances | $19,695,000 | 1,486 |
| Loans and leases held for sale | $473,000 | 1,701 |
| Unused loan commitments | $20,035,000 | 2,803 |
| Tier 1 (core) risk-based capital | $10,715,000 | 4,386 |
| Tier 2 risk-based capital | $1,183,000 | 3,165 |
| Total risk weighted assets | $94,122,000 | 3,631 |
| Total unused commitments | $20,035,000 | 2,811 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $122,714,000 | 4,055 |
| Cash and due from depository institutions | $4,635,000 | 3,964 |
| Interest-bearing balances | $46,000 | 5,923 |
| Securities | $6,289,000 | 7,458 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 3,101 |
| Net loans & leases | $99,354,000 | 3,265 |
| Loan loss allowance | $1,692,000 | 2,524 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,820,000 | 2,480 |
| Other real estate owned | $134,000 | 3,964 |
| Goodwill and other intangibles | $1,277,000 | 1,400 |
| All other assets | $2,005,000 | 4,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,714,000 | 4,055 |
| Total liabilities | $110,753,000 | 4,037 |
| Total deposits | $87,382,000 | 4,535 |
| Interest-bearing deposits | $77,559,000 | 4,404 |
| Deposits held in domestic offices | $87,382,000 | 4,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,571,000 | 2,114 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $19,921,000 | 1,539 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,879,000 | 2,143 |
| Total equity capital | $11,961,000 | 4,176 |
| Total bank equity capital | $11,961,000 | 4,176 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,350,000 | 2,436 |
| Surplus | $6,248,000 | 2,747 |
| Undivided profits | $4,363,000 | 4,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $496,000 | 5,392 |
| Earning assets | $110,889,000 | 4,100 |
| Long-term assets (5+ years) | $18,638,000 | 3,536 |
| Average Assets, year-to-date | $123,052,000 | 4,005 |
| Average Assets, quarterly | $123,052,000 | 4,005 |
| Volatile liabilities | $8,983,000 | 5,973 |
| Insider loans | $4,467,000 | 1,169 |
| FHLB advances | $19,921,000 | 1,437 |
| Loans and leases held for sale | $97,000 | 1,890 |
| Unused loan commitments | $11,808,000 | 3,800 |
| Tier 1 (core) risk-based capital | $10,608,000 | 4,350 |
| Tier 2 risk-based capital | $1,188,000 | 3,106 |
| Total risk weighted assets | $94,508,000 | 3,554 |
| Total unused commitments | $11,808,000 | 3,814 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $123,390,000 | 3,990 |
| Cash and due from depository institutions | $4,351,000 | 3,876 |
| Interest-bearing balances | $121,000 | 4,956 |
| Securities | $6,654,000 | 7,364 |
| Federal funds sold & reverse repurchase agreements | $3,194,000 | 3,812 |
| Net loans & leases | $101,781,000 | 3,165 |
| Loan loss allowance | $1,681,000 | 2,503 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,889,000 | 2,410 |
| Other real estate owned | $251,000 | 3,876 |
| Goodwill and other intangibles | $1,272,000 | 1,382 |
| All other assets | $1,998,000 | 4,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,390,000 | 3,990 |
| Total liabilities | $111,918,000 | 3,944 |
| Total deposits | $88,098,000 | 4,464 |
| Interest-bearing deposits | $77,692,000 | 4,365 |
| Deposits held in domestic offices | $88,098,000 | 4,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,154,000 | 2,012 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,922,000 | 1,549 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,744,000 | 2,249 |
| Total equity capital | $11,472,000 | 4,270 |
| Total bank equity capital | $11,472,000 | 4,270 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,350,000 | 2,438 |
| Surplus | $6,248,000 | 2,702 |
| Undivided profits | $3,874,000 | 5,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $533,000 | 5,380 |
| Earning assets | $111,750,000 | 4,016 |
| Long-term assets (5+ years) | $20,488,000 | 3,279 |
| Average Assets, year-to-date | $121,308,400 | 3,907 |
| Average Assets, quarterly | $122,354,500 | 3,984 |
| Volatile liabilities | $9,450,000 | 5,853 |
| Insider loans | $3,673,000 | 1,452 |
| FHLB advances | $19,922,000 | 1,433 |
| Loans and leases held for sale | $408,000 | 1,642 |
| Unused loan commitments | $15,933,000 | 3,053 |
| Tier 1 (core) risk-based capital | $10,081,000 | 4,476 |
| Tier 2 risk-based capital | $1,218,000 | 3,007 |
| Total risk weighted assets | $96,953,000 | 3,447 |
| Total unused commitments | $15,933,000 | 3,057 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $125,147,000 | 3,813 |
| Cash and due from depository institutions | $4,462,000 | 3,815 |
| Interest-bearing balances | $70,000 | 5,505 |
| Securities | $8,545,000 | 6,874 |
| Federal funds sold & reverse repurchase agreements | $2,830,000 | 4,058 |
| Net loans & leases | $101,395,000 | 3,107 |
| Loan loss allowance | $1,540,000 | 2,532 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,090,000 | 2,214 |
| Other real estate owned | $245,000 | 3,815 |
| Goodwill and other intangibles | $1,283,000 | 1,325 |
| All other assets | $2,297,000 | 4,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,147,000 | 3,813 |
| Total liabilities | $112,589,000 | 3,822 |
| Total deposits | $88,124,000 | 4,339 |
| Interest-bearing deposits | $78,631,000 | 4,217 |
| Deposits held in domestic offices | $88,124,000 | 4,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,535,000 | 2,358 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,263,000 | 1,353 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,667,000 | 2,340 |
| Total equity capital | $12,558,000 | 3,742 |
| Total bank equity capital | $12,558,000 | 3,742 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,350,000 | 2,483 |
| Surplus | $6,248,000 | 2,582 |
| Undivided profits | $4,960,000 | 4,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,141 |
| Income earned, not collected on loans | $808,000 | 4,166 |
| Earning assets | $112,840,000 | 3,863 |
| Long-term assets (5+ years) | $29,344,000 | 2,543 |
| Average Assets, year-to-date | $125,665,200 | 3,636 |
| Average Assets, quarterly | $124,370,500 | 3,802 |
| Volatile liabilities | $6,488,000 | 6,788 |
| Insider loans | $1,717,000 | 2,696 |
| FHLB advances | $21,163,000 | 1,238 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,085,000 | 4,395 |
| Tier 1 (core) risk-based capital | $11,131,000 | 3,968 |
| Tier 2 risk-based capital | $1,108,000 | 3,088 |
| Total risk weighted assets | $88,255,000 | 3,579 |
| Total unused commitments | $8,085,000 | 4,405 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $125,676,000 | 3,650 |
| Cash and due from depository institutions | $3,742,000 | 3,908 |
| Interest-bearing balances | $76,000 | 5,078 |
| Securities | $11,491,000 | 6,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $103,686,000 | 2,962 |
| Loan loss allowance | $1,389,000 | 2,609 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,350,000 | 2,020 |
| Other real estate owned | $2,000 | 3,908 |
| Goodwill and other intangibles | $1,349,000 | 1,281 |
| All other assets | $1,056,000 | 5,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,676,000 | 3,650 |
| Total liabilities | $113,191,000 | 3,655 |
| Total deposits | $83,017,000 | 4,427 |
| Interest-bearing deposits | $74,134,000 | 4,273 |
| Deposits held in domestic offices | $83,017,000 | 4,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,166,000 | 1,548 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,420,000 | 1,218 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,588,000 | 2,474 |
| Total equity capital | $12,485,000 | 3,649 |
| Total bank equity capital | $12,485,000 | 3,649 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,350,000 | 2,535 |
| Surplus | $6,248,000 | 2,518 |
| Undivided profits | $4,887,000 | 4,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 1,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $265,000 | 466 |
| Income earned, not collected on loans | $832,000 | 3,285 |
| Earning assets | $115,253,000 | 3,663 |
| Long-term assets (5+ years) | $33,521,000 | 2,200 |
| Average Assets, year-to-date | $119,019,200 | 3,688 |
| Average Assets, quarterly | $123,822,500 | 3,655 |
| Volatile liabilities | $16,384,000 | 4,209 |
| Insider loans | $2,391,000 | 1,966 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,090,000 | 4,548 |
| Tier 1 (core) risk-based capital | $11,043,000 | 3,944 |
| Tier 2 risk-based capital | $1,109,410 | 2,993 |
| Total risk weighted assets | $88,472,910 | 3,446 |
| Total unused commitments | $7,090,000 | 4,549 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 44 | 3,871 |
| Assets and Liabilities | ||
| Total Assets: | $114,513,000 | 3,919 |
| Cash and due from depository institutions | $3,683,000 | 3,871 |
| Interest-bearing balances | $50,000 | 5,427 |
| Securities | $10,793,000 | 6,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $92,826,000 | 3,129 |
| Loan loss allowance | $1,193,000 | 2,941 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,606,000 | 1,844 |
| Other real estate owned | $217,000 | 3,871 |
| Goodwill and other intangibles | $1,525,000 | 1,244 |
| All other assets | $863,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,513,000 | 3,919 |
| Total liabilities | $102,020,000 | 3,950 |
| Total deposits | $77,072,000 | 4,697 |
| Interest-bearing deposits | $69,252,000 | 4,528 |
| Deposits held in domestic offices | $77,072,000 | 4,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,714,000 | 1,109 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,621,000 | 1,829 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,613,000 | 2,247 |
| Total equity capital | $12,493,000 | 3,517 |
| Total bank equity capital | $12,493,000 | 3,517 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,350,000 | 2,586 |
| Surplus | $6,248,000 | 2,478 |
| Undivided profits | $4,895,000 | 4,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,775,000 | 1,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $341,000 | 389 |
| Income earned, not collected on loans | $656,000 | 3,587 |
| Earning assets | $103,669,000 | 3,960 |
| Long-term assets (5+ years) | $32,068,000 | 2,423 |
| Average Assets, year-to-date | $108,285,800 | 3,977 |
| Average Assets, quarterly | $112,091,000 | 3,959 |
| Volatile liabilities | $28,336,000 | 2,661 |
| Insider loans | $1,877,000 | 2,343 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,759,000 | 4,687 |
| Tier 1 (core) risk-based capital | $11,037,000 | 3,901 |
| Tier 2 risk-based capital | $1,028,980 | 3,074 |
| Total risk weighted assets | $82,154,080 | 3,534 |
| Total unused commitments | $6,759,000 | 4,692 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $104,964,000 | 4,164 |
| Cash and due from depository institutions | $3,468,000 | 4,248 |
| Interest-bearing balances | $68,000 | 5,365 |
| Securities | $12,160,000 | 6,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $81,592,000 | 3,312 |
| Loan loss allowance | $1,355,000 | 2,547 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,850,000 | 1,649 |
| Other real estate owned | $290,000 | 4,248 |
| Goodwill and other intangibles | $1,656,000 | 1,141 |
| All other assets | $948,000 | 6,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,964,000 | 4,164 |
| Total liabilities | $92,880,000 | 4,231 |
| Total deposits | $80,062,000 | 4,544 |
| Interest-bearing deposits | $71,453,000 | 4,382 |
| Deposits held in domestic offices | $80,062,000 | 4,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,388,000 | 1,871 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,250,000 | 1,742 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,180,000 | 1,847 |
| Total equity capital | $12,084,000 | 3,684 |
| Total bank equity capital | $12,084,000 | 3,684 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,350,000 | 2,564 |
| Surplus | $6,248,000 | 2,352 |
| Undivided profits | $4,486,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $697,000 | 3,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,396 |
| Income earned, not collected on loans | $706,000 | 3,308 |
| Earning assets | $93,820,000 | 4,284 |
| Long-term assets (5+ years) | $25,808,000 | 2,651 |
| Average Assets, year-to-date | $100,410,400 | 4,147 |
| Average Assets, quarterly | $103,721,500 | 4,153 |
| Volatile liabilities | $11,688,000 | 4,534 |
| Insider loans | $1,698,000 | 2,414 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,845,000 | 4,212 |
| Tier 1 (core) risk-based capital | $10,240,000 | 4,076 |
| Tier 2 risk-based capital | $924,040 | 3,253 |
| Total risk weighted assets | $73,492,440 | 3,705 |
| Total unused commitments | $7,845,000 | 4,217 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $97,622,000 | 4,413 |
| Cash and due from depository institutions | $4,662,000 | 3,667 |
| Interest-bearing balances | $36,000 | 5,535 |
| Securities | $12,575,000 | 6,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $71,523,000 | 3,752 |
| Loan loss allowance | $1,218,000 | 2,817 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,195,000 | 1,511 |
| Other real estate owned | $518,000 | 3,667 |
| Goodwill and other intangibles | $1,787,000 | 1,052 |
| All other assets | $1,362,000 | 4,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,622,000 | 4,413 |
| Total liabilities | $86,212,000 | 4,457 |
| Total deposits | $75,067,000 | 4,757 |
| Interest-bearing deposits | $66,740,000 | 4,624 |
| Deposits held in domestic offices | $75,067,000 | 4,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,663,000 | 1,544 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,482,000 | 1,699 |
| Total equity capital | $11,410,000 | 3,834 |
| Total bank equity capital | $11,410,000 | 3,834 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,350,000 | 2,596 |
| Surplus | $6,248,000 | 2,317 |
| Undivided profits | $3,812,000 | 5,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,154,000 | 2,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $439,000 | 323 |
| Income earned, not collected on loans | $817,000 | 2,832 |
| Earning assets | $84,134,000 | 4,657 |
| Long-term assets (5+ years) | $9,967,000 | 4,342 |
| Average Assets, year-to-date | $89,527,200 | 4,587 |
| Average Assets, quarterly | $94,734,500 | 4,485 |
| Volatile liabilities | $14,657,000 | 3,831 |
| Insider loans | $391,000 | 6,051 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,483,000 | 6,124 |
| Tier 1 (core) risk-based capital | $9,428,000 | 4,387 |
| Tier 2 risk-based capital | $871,270 | 3,322 |
| Total risk weighted assets | $69,354,670 | 3,863 |
| Total unused commitments | $3,483,000 | 6,133 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $86,278,000 | 4,999 |
| Cash and due from depository institutions | $4,688,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,612,000 | 6,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $63,452,000 | 4,183 |
| Loan loss allowance | $750,000 | 4,449 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,072,000 | 3,678 |
| Other real estate owned | $43,000 | 3,887 |
| Goodwill and other intangibles | $24,000 | 3,073 |
| All other assets | $1,387,000 | 4,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,278,000 | 4,999 |
| Total liabilities | $77,818,000 | 4,981 |
| Total deposits | $74,104,000 | 4,952 |
| Interest-bearing deposits | $66,694,000 | 4,757 |
| Deposits held in domestic offices | $74,104,000 | 4,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,232 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,714,000 | 2,312 |
| Total equity capital | $8,460,000 | 5,002 |
| Total bank equity capital | $8,460,000 | 5,002 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $1,850,000 | 5,808 |
| Undivided profits | $5,260,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 3,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $749,000 | 3,044 |
| Earning assets | $78,064,000 | 5,051 |
| Long-term assets (5+ years) | $19,508,000 | 2,717 |
| Average Assets, year-to-date | $82,389,000 | 5,013 |
| Average Assets, quarterly | $85,080,500 | 5,003 |
| Volatile liabilities | $6,465,000 | 6,292 |
| Insider loans | $396,000 | 6,122 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,559,000 | 6,852 |
| Tier 1 (core) risk-based capital | $8,231,000 | 5,009 |
| Tier 2 risk-based capital | $750,000 | 3,838 |
| Total risk weighted assets | $60,262,900 | 4,361 |
| Total unused commitments | $2,559,000 | 6,867 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $80,699,000 | 5,321 |
| Cash and due from depository institutions | $4,367,000 | 3,993 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,549,000 | 6,311 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,556 |
| Net loans & leases | $53,313,000 | 4,760 |
| Loan loss allowance | $881,000 | 3,925 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,146,000 | 3,476 |
| Other real estate owned | $202,000 | 3,993 |
| Goodwill and other intangibles | $30,000 | 2,796 |
| All other assets | $1,292,000 | 5,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,699,000 | 5,321 |
| Total liabilities | $72,331,000 | 5,324 |
| Total deposits | $70,974,000 | 5,190 |
| Interest-bearing deposits | $63,135,000 | 5,065 |
| Deposits held in domestic offices | $70,974,000 | 5,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,357,000 | 2,856 |
| Total equity capital | $8,368,000 | 5,040 |
| Total bank equity capital | $8,368,000 | 5,040 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $1,850,000 | 5,872 |
| Undivided profits | $5,168,000 | 4,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $789,000 | 2,973 |
| Earning assets | $72,662,000 | 5,412 |
| Long-term assets (5+ years) | $14,865,000 | 3,103 |
| Average Assets, year-to-date | $75,967,800 | 5,373 |
| Average Assets, quarterly | $78,257,000 | 5,399 |
| Volatile liabilities | $4,231,000 | 7,486 |
| Insider loans | $421,000 | 6,149 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,075,000 | 6,286 |
| Tier 1 (core) risk-based capital | $7,963,000 | 5,115 |
| Tier 2 risk-based capital | $679,310 | 4,132 |
| Total risk weighted assets | $54,142,710 | 4,718 |
| Total unused commitments | $3,075,000 | 6,302 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $72,695,000 | 5,746 |
| Cash and due from depository institutions | $3,281,000 | 4,201 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,272,000 | 7,052 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,491 |
| Net loans & leases | $47,961,000 | 5,058 |
| Loan loss allowance | $996,000 | 3,617 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,081,000 | 3,530 |
| Other real estate owned | $413,000 | 4,201 |
| Goodwill and other intangibles | $42,000 | 2,602 |
| All other assets | $1,395,000 | 5,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,695,000 | 5,746 |
| Total liabilities | $65,496,000 | 5,772 |
| Total deposits | $64,450,000 | 5,596 |
| Interest-bearing deposits | $58,407,000 | 5,357 |
| Deposits held in domestic offices | $64,450,000 | 5,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,046,000 | 2,977 |
| Total equity capital | $7,199,000 | 5,382 |
| Total bank equity capital | $7,199,000 | 5,382 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $1,850,000 | 5,898 |
| Undivided profits | $3,999,000 | 4,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,773,000 | 1,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $726,000 | 2,804 |
| Earning assets | $65,483,000 | 5,825 |
| Long-term assets (5+ years) | $8,811,000 | 4,445 |
| Average Assets, year-to-date | $71,028,000 | 5,739 |
| Average Assets, quarterly | $70,938,500 | 5,827 |
| Volatile liabilities | $4,113,000 | 7,434 |
| Insider loans | $926,000 | 3,919 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,066,000 | 8,987 |
| Tier 1 (core) risk-based capital | $7,362,000 | 5,378 |
| Tier 2 risk-based capital | $610,610 | 4,480 |
| Total risk weighted assets | $48,463,310 | 5,077 |
| Total unused commitments | $1,066,000 | 8,997 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $72,654,000 | 5,876 |
| Cash and due from depository institutions | $4,087,000 | 4,472 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $13,844,000 | 7,766 |
| Federal funds sold & reverse repurchase agreements | $2,480,000 | 5,049 |
| Net loans & leases | $47,498,000 | 5,004 |
| Loan loss allowance | $962,000 | 3,823 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,951,000 | 3,717 |
| Other real estate owned | $173,000 | 4,472 |
| Goodwill and other intangibles | $54,000 | 2,456 |
| All other assets | $2,567,000 | 2,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,654,000 | 5,876 |
| Total liabilities | $65,562,000 | 5,902 |
| Total deposits | $64,281,000 | 5,799 |
| Interest-bearing deposits | $57,647,000 | 5,640 |
| Deposits held in domestic offices | $64,281,000 | 5,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,281,000 | 2,602 |
| Total equity capital | $7,092,000 | 5,542 |
| Total bank equity capital | $7,092,000 | 5,542 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,350,000 | 3,059 |
| Surplus | $1,850,000 | 5,892 |
| Undivided profits | $3,892,000 | 5,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,710,000 | 2,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $788,000 | 2,259 |
| Earning assets | $63,922,000 | 6,084 |
| Long-term assets (5+ years) | $5,913,000 | 5,928 |
| Average Assets, year-to-date | $71,009,200 | 5,857 |
| Average Assets, quarterly | $71,597,500 | 5,897 |
| Volatile liabilities | $3,618,000 | 7,720 |
| Insider loans | $764,000 | 4,490 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,755,000 | 7,880 |
| Tier 1 (core) risk-based capital | $7,038,000 | 5,501 |
| Tier 2 risk-based capital | $618,020 | 4,411 |
| Total risk weighted assets | $49,097,420 | 4,981 |
| Total unused commitments | $1,755,000 | 7,906 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $68,992,000 | 6,197 |
| Cash and due from depository institutions | $5,363,000 | 4,772 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $12,996,000 | 8,003 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $44,075,000 | 5,327 |
| Loan loss allowance | $983,000 | 3,789 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,029,000 | 3,559 |
| Other real estate owned | $408,000 | 4,772 |
| Goodwill and other intangibles | $66,000 | 2,393 |
| All other assets | $2,255,000 | 3,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,992,000 | 6,197 |
| Total liabilities | $62,284,000 | 6,226 |
| Total deposits | $61,300,000 | 6,135 |
| Interest-bearing deposits | $55,411,000 | 5,947 |
| Deposits held in domestic offices | $61,300,000 | 6,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $984,000 | 3,330 |
| Total equity capital | $6,708,000 | 5,578 |
| Total bank equity capital | $6,708,000 | 5,578 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,350,000 | 3,174 |
| Surplus | $1,850,000 | 5,814 |
| Undivided profits | $3,509,000 | 5,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 3,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $602,000 | 3,371 |
| Earning assets | $58,971,000 | 6,547 |
| Long-term assets (5+ years) | $2,515,000 | 8,418 |
| Average Assets, year-to-date | $68,932,600 | 6,063 |
| Average Assets, quarterly | $68,417,500 | 6,185 |
| Volatile liabilities | $3,384,000 | 8,094 |
| Insider loans | $241,000 | 3,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $260,000 | 1,011 |
| Unused loan commitments | $2,458,000 | 6,718 |
| Tier 1 (core) risk-based capital | $6,643,000 | 5,563 |
| Tier 2 risk-based capital | $599,170 | 4,490 |
| Total risk weighted assets | $47,549,670 | 5,151 |
| Total unused commitments | $2,458,000 | 6,747 |
| Derivatives | $0 | 651 |