Home > FirstBank Florida > Income and Expense
FirstBank Florida, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $25,105,000 | 679 |
| Total interest expense | $14,696,000 | 434 |
| Net interest income | $10,409,000 | 1,054 |
| Provision for loan and lease losses | $16,286,000 | 343 |
| Total noninterest income | $-2,753,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,753,000 | 8,167 |
| Total noninterest expense | $13,084,000 | 819 |
| Salaries and employee benefits | $4,910,000 | 1,033 |
| Premises and equipment expense | $2,360,000 | 582 |
| Additional noninterest expense | $5,814,000 | 666 |
| Pre-tax net operating income | $-21,714,000 | 8,030 |
| Securities gains (losses) | $947,000 | 301 |
| Applicable income taxes | $-7,708,000 | 8,076 |
| Income before extraordinary items | $-13,059,000 | 7,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,059,000 | 7,988 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-13,059,000 | 7,989 |
| Net charge-offs | $16,111,000 | 277 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-13,665,080 | 7,992 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,749,000 | 675 |
| Total interest expense | $7,734,000 | 433 |
| Net interest income | $5,015,000 | 1,091 |
| Provision for loan and lease losses | $9,186,000 | 271 |
| Total noninterest income | $-1,511,000 | 8,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,511,000 | 8,231 |
| Total noninterest expense | $8,002,000 | 640 |
| Salaries and employee benefits | $2,337,000 | 1,088 |
| Premises and equipment expense | $1,188,000 | 595 |
| Additional noninterest expense | $4,477,000 | 406 |
| Pre-tax net operating income | $-13,684,000 | 8,128 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-5,128,000 | 8,157 |
| Income before extraordinary items | $-8,556,000 | 8,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,556,000 | 8,111 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-8,556,000 | 8,111 |
| Net charge-offs | $8,515,000 | 230 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,556,000 | 8,111 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $58,444,000 | 635 |
| Total interest expense | $34,796,000 | 464 |
| Net interest income | $23,648,000 | 903 |
| Provision for loan and lease losses | $15,665,000 | 435 |
| Total noninterest income | $-5,589,000 | 8,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,163,000 | 8,269 |
| Additional Noninterest Income | $-1,426,000 | 8,262 |
| Total noninterest expense | $17,416,000 | 1,128 |
| Salaries and employee benefits | $10,056,000 | 990 |
| Premises and equipment expense | $4,462,000 | 620 |
| Additional noninterest expense | $2,898,000 | 2,069 |
| Pre-tax net operating income | $-15,022,000 | 8,059 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-5,567,000 | 8,127 |
| Income before extraordinary items | $-9,455,000 | 7,988 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,455,000 | 7,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,127,000 | 477 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,455,000 | 8,020 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $44,131,000 | 652 |
| Total interest expense | $25,966,000 | 491 |
| Net interest income | $18,165,000 | 896 |
| Provision for loan and lease losses | $6,275,000 | 556 |
| Total noninterest income | $-46,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-46,000 | 8,241 |
| Total noninterest expense | $13,153,000 | 1,110 |
| Salaries and employee benefits | $7,638,000 | 1,005 |
| Premises and equipment expense | $3,349,000 | 621 |
| Additional noninterest expense | $2,166,000 | 2,008 |
| Pre-tax net operating income | $-1,309,000 | 7,672 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-428,000 | 7,841 |
| Income before extraordinary items | $-881,000 | 7,446 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-881,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,326 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-881,000 | 7,565 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,289,000 | 662 |
| Total interest expense | $17,249,000 | 503 |
| Net interest income | $12,040,000 | 894 |
| Provision for loan and lease losses | $3,575,000 | 540 |
| Total noninterest income | $2,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $8,879,000 | 1,100 |
| Salaries and employee benefits | $5,161,000 | 1,008 |
| Premises and equipment expense | $2,225,000 | 619 |
| Additional noninterest expense | $1,493,000 | 1,932 |
| Pre-tax net operating income | $-412,000 | 7,534 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-112,000 | 7,878 |
| Income before extraordinary items | $-300,000 | 7,518 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-300,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,443 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-300,000 | 7,501 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,796,000 | 674 |
| Total interest expense | $8,804,000 | 536 |
| Net interest income | $5,992,000 | 892 |
| Provision for loan and lease losses | $950,000 | 644 |
| Total noninterest income | $-41,000 | 8,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-41,000 | 8,437 |
| Total noninterest expense | $4,424,000 | 1,095 |
| Salaries and employee benefits | $2,575,000 | 1,015 |
| Premises and equipment expense | $1,126,000 | 616 |
| Additional noninterest expense | $723,000 | 1,946 |
| Pre-tax net operating income | $577,000 | 2,794 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $239,000 | 1,736 |
| Income before extraordinary items | $338,000 | 3,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $338,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $338,000 | 3,453 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $57,134,000 | 722 |
| Total interest expense | $33,014,000 | 612 |
| Net interest income | $24,120,000 | 920 |
| Provision for loan and lease losses | $2,075,000 | 822 |
| Total noninterest income | $498,000 | 5,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $498,000 | 3,320 |
| Total noninterest expense | $17,092,000 | 1,095 |
| Salaries and employee benefits | $9,673,000 | 1,039 |
| Premises and equipment expense | $4,596,000 | 570 |
| Additional noninterest expense | $2,823,000 | 1,951 |
| Pre-tax net operating income | $5,451,000 | 1,528 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,135,000 | 1,076 |
| Income before extraordinary items | $3,316,000 | 1,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,316,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,316,000 | 1,868 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $42,405,000 | 725 |
| Total interest expense | $24,096,000 | 622 |
| Net interest income | $18,309,000 | 904 |
| Provision for loan and lease losses | $1,425,000 | 673 |
| Total noninterest income | $406,000 | 4,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,174 |
| Total noninterest expense | $12,832,000 | 1,087 |
| Salaries and employee benefits | $7,324,000 | 1,023 |
| Premises and equipment expense | $3,436,000 | 567 |
| Additional noninterest expense | $2,072,000 | 1,944 |
| Pre-tax net operating income | $4,458,000 | 1,519 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,740,000 | 1,077 |
| Income before extraordinary items | $2,718,000 | 1,858 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,718,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,718,000 | 1,846 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,907,000 | 744 |
| Total interest expense | $15,624,000 | 644 |
| Net interest income | $12,283,000 | 917 |
| Provision for loan and lease losses | $750,000 | 740 |
| Total noninterest income | $296,000 | 4,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $296,000 | 3,029 |
| Total noninterest expense | $8,405,000 | 1,124 |
| Salaries and employee benefits | $4,797,000 | 1,065 |
| Premises and equipment expense | $2,211,000 | 617 |
| Additional noninterest expense | $1,397,000 | 1,931 |
| Pre-tax net operating income | $3,424,000 | 1,373 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,329,000 | 1,012 |
| Income before extraordinary items | $2,095,000 | 1,654 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,095,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,095,000 | 1,636 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,176,000 | 784 |
| Total interest expense | $7,485,000 | 661 |
| Net interest income | $5,691,000 | 983 |
| Provision for loan and lease losses | $375,000 | 658 |
| Total noninterest income | $154,000 | 4,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $4,257,000 | 1,101 |
| Salaries and employee benefits | $2,403,000 | 1,070 |
| Premises and equipment expense | $1,116,000 | 604 |
| Additional noninterest expense | $738,000 | 1,806 |
| Pre-tax net operating income | $1,213,000 | 1,845 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $480,000 | 1,324 |
| Income before extraordinary items | $733,000 | 2,221 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $733,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $733,000 | 2,207 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $49,399,000 | 778 |
| Total interest expense | $25,588,000 | 663 |
| Net interest income | $23,811,000 | 931 |
| Provision for loan and lease losses | $1,275,000 | 820 |
| Total noninterest income | $711,000 | 4,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $711,000 | 2,742 |
| Total noninterest expense | $15,781,000 | 1,138 |
| Salaries and employee benefits | $8,200,000 | 1,189 |
| Premises and equipment expense | $4,014,000 | 648 |
| Additional noninterest expense | $3,567,000 | 1,482 |
| Pre-tax net operating income | $7,466,000 | 1,312 |
| Securities gains (losses) | $530,000 | 241 |
| Applicable income taxes | $2,826,000 | 988 |
| Income before extraordinary items | $5,170,000 | 1,416 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,170,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,825,500 | 1,489 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $36,052,000 | 798 |
| Total interest expense | $18,166,000 | 685 |
| Net interest income | $17,886,000 | 956 |
| Provision for loan and lease losses | $900,000 | 830 |
| Total noninterest income | $571,000 | 4,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $571,000 | 2,663 |
| Total noninterest expense | $11,844,000 | 1,148 |
| Salaries and employee benefits | $6,043,000 | 1,217 |
| Premises and equipment expense | $3,027,000 | 654 |
| Additional noninterest expense | $2,774,000 | 1,430 |
| Pre-tax net operating income | $5,713,000 | 1,337 |
| Securities gains (losses) | $530,000 | 207 |
| Applicable income taxes | $2,145,000 | 1,041 |
| Income before extraordinary items | $4,098,000 | 1,388 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,098,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,748,200 | 1,471 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,938,000 | 819 |
| Total interest expense | $11,261,000 | 697 |
| Net interest income | $11,677,000 | 971 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $474,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $474,000 | 2,298 |
| Total noninterest expense | $7,575,000 | 1,207 |
| Salaries and employee benefits | $3,827,000 | 1,302 |
| Premises and equipment expense | $1,941,000 | 686 |
| Additional noninterest expense | $1,807,000 | 1,468 |
| Pre-tax net operating income | $3,976,000 | 1,276 |
| Securities gains (losses) | $530,000 | 158 |
| Applicable income taxes | $1,459,000 | 1,023 |
| Income before extraordinary items | $3,047,000 | 1,228 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,047,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,686,600 | 1,387 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,053,000 | 826 |
| Total interest expense | $5,343,000 | 689 |
| Net interest income | $5,710,000 | 992 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $369,000 | 2,683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $369,000 | 1,658 |
| Total noninterest expense | $3,455,000 | 1,318 |
| Salaries and employee benefits | $1,816,000 | 1,365 |
| Premises and equipment expense | $920,000 | 707 |
| Additional noninterest expense | $719,000 | 1,818 |
| Pre-tax net operating income | $2,324,000 | 1,068 |
| Securities gains (losses) | $324,000 | 132 |
| Applicable income taxes | $1,034,000 | 765 |
| Income before extraordinary items | $1,614,000 | 1,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,614,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,406,640 | 1,281 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,674,000 | 864 |
| Total interest expense | $15,226,000 | 745 |
| Net interest income | $22,448,000 | 947 |
| Provision for loan and lease losses | $720,000 | 1,384 |
| Total noninterest income | $1,594,000 | 2,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,594,000 | 1,590 |
| Total noninterest expense | $11,926,000 | 1,447 |
| Salaries and employee benefits | $5,891,000 | 1,589 |
| Premises and equipment expense | $3,433,000 | 719 |
| Additional noninterest expense | $2,602,000 | 1,944 |
| Pre-tax net operating income | $11,396,000 | 865 |
| Securities gains (losses) | $-43,000 | 8,125 |
| Applicable income taxes | $4,574,000 | 691 |
| Income before extraordinary items | $6,779,000 | 1,063 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,779,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,657 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,806,520 | 1,041 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,479,000 | 866 |
| Total interest expense | $10,564,000 | 759 |
| Net interest income | $16,915,000 | 929 |
| Provision for loan and lease losses | $420,000 | 1,646 |
| Total noninterest income | $1,241,000 | 2,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,241,000 | 1,554 |
| Total noninterest expense | $8,574,000 | 1,491 |
| Salaries and employee benefits | $4,371,000 | 1,594 |
| Premises and equipment expense | $2,511,000 | 721 |
| Additional noninterest expense | $1,692,000 | 2,188 |
| Pre-tax net operating income | $9,162,000 | 807 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,543,000 | 677 |
| Income before extraordinary items | $5,619,000 | 959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,619,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,017 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,619,000 | 946 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,267,000 | 839 |
| Total interest expense | $6,744,000 | 748 |
| Net interest income | $11,523,000 | 909 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $848,000 | 2,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $848,000 | 1,512 |
| Total noninterest expense | $5,739,000 | 1,479 |
| Salaries and employee benefits | $2,977,000 | 1,556 |
| Premises and equipment expense | $1,624,000 | 735 |
| Additional noninterest expense | $1,138,000 | 2,167 |
| Pre-tax net operating income | $6,452,000 | 752 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,479,000 | 647 |
| Income before extraordinary items | $3,973,000 | 878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,973,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,596 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,973,000 | 855 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,298,000 | 808 |
| Total interest expense | $3,264,000 | 734 |
| Net interest income | $6,034,000 | 859 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $357,000 | 2,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $357,000 | 1,681 |
| Total noninterest expense | $2,457,000 | 1,712 |
| Salaries and employee benefits | $1,301,000 | 1,778 |
| Premises and equipment expense | $808,000 | 741 |
| Additional noninterest expense | $348,000 | 3,377 |
| Pre-tax net operating income | $3,874,000 | 640 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,468,000 | 561 |
| Income before extraordinary items | $2,406,000 | 733 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,406,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,406,000 | 710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $30,694,000 | 912 |
| Total interest expense | $12,093,000 | 676 |
| Net interest income | $18,601,000 | 1,074 |
| Provision for loan and lease losses | $320,000 | 2,785 |
| Total noninterest income | $1,830,000 | 2,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,830,000 | 1,409 |
| Total noninterest expense | $9,144,000 | 1,765 |
| Salaries and employee benefits | $4,820,000 | 1,819 |
| Premises and equipment expense | $3,058,000 | 750 |
| Additional noninterest expense | $1,266,000 | 3,597 |
| Pre-tax net operating income | $10,967,000 | 800 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,116,000 | 689 |
| Income before extraordinary items | $6,851,000 | 968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,851,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,748 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,851,000 | 930 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $22,999,000 | 903 |
| Total interest expense | $9,026,000 | 665 |
| Net interest income | $13,973,000 | 1,058 |
| Provision for loan and lease losses | $260,000 | 2,516 |
| Total noninterest income | $1,408,000 | 2,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,408,000 | 1,403 |
| Total noninterest expense | $6,881,000 | 1,756 |
| Salaries and employee benefits | $3,572,000 | 1,826 |
| Premises and equipment expense | $2,299,000 | 744 |
| Additional noninterest expense | $1,010,000 | 3,401 |
| Pre-tax net operating income | $8,240,000 | 806 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,090,000 | 702 |
| Income before extraordinary items | $5,150,000 | 966 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,150,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,150,000 | 934 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,295,000 | 883 |
| Total interest expense | $5,988,000 | 658 |
| Net interest income | $9,307,000 | 1,048 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $966,000 | 2,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $966,000 | 1,358 |
| Total noninterest expense | $4,574,000 | 1,756 |
| Salaries and employee benefits | $2,317,000 | 1,871 |
| Premises and equipment expense | $1,556,000 | 736 |
| Additional noninterest expense | $701,000 | 3,306 |
| Pre-tax net operating income | $5,519,000 | 795 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,035,000 | 711 |
| Income before extraordinary items | $3,484,000 | 940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,484,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,484,000 | 904 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 894 |
| Total interest expense | $2,987,000 | 675 |
| Net interest income | $4,659,000 | 1,059 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $484,000 | 2,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $484,000 | 1,322 |
| Total noninterest expense | $2,285,000 | 1,773 |
| Salaries and employee benefits | $1,164,000 | 1,883 |
| Premises and equipment expense | $796,000 | 739 |
| Additional noninterest expense | $325,000 | 3,511 |
| Pre-tax net operating income | $2,768,000 | 788 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,041,000 | 710 |
| Income before extraordinary items | $1,727,000 | 941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,727,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,727,000 | 898 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,621,000 | 914 |
| Total interest expense | $12,423,000 | 705 |
| Net interest income | $18,198,000 | 1,054 |
| Provision for loan and lease losses | $379,000 | 2,696 |
| Total noninterest income | $1,705,000 | 2,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,705,000 | 1,643 |
| Total noninterest expense | $8,836,000 | 1,795 |
| Salaries and employee benefits | $4,542,000 | 1,894 |
| Premises and equipment expense | $3,130,000 | 730 |
| Additional noninterest expense | $1,164,000 | 3,808 |
| Pre-tax net operating income | $10,688,000 | 808 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,023,000 | 738 |
| Income before extraordinary items | $6,665,000 | 973 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,665,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,126 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 9,089 |
| Net operating income | $6,665,000 | 912 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,951,000 | 935 |
| Total interest expense | $9,381,000 | 735 |
| Net interest income | $13,570,000 | 1,077 |
| Provision for loan and lease losses | $299,000 | 2,534 |
| Total noninterest income | $1,271,000 | 2,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,271,000 | 1,736 |
| Total noninterest expense | $6,612,000 | 1,801 |
| Salaries and employee benefits | $3,403,000 | 1,895 |
| Premises and equipment expense | $2,327,000 | 750 |
| Additional noninterest expense | $882,000 | 3,760 |
| Pre-tax net operating income | $7,930,000 | 846 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,986,000 | 770 |
| Income before extraordinary items | $4,944,000 | 1,019 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,944,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,422 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 9,153 |
| Net operating income | $4,944,000 | 952 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,235,000 | 951 |
| Total interest expense | $6,287,000 | 764 |
| Net interest income | $8,948,000 | 1,090 |
| Provision for loan and lease losses | $259,000 | 2,078 |
| Total noninterest income | $837,000 | 2,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $837,000 | 1,726 |
| Total noninterest expense | $4,490,000 | 1,767 |
| Salaries and employee benefits | $2,303,000 | 1,862 |
| Premises and equipment expense | $1,567,000 | 747 |
| Additional noninterest expense | $620,000 | 3,617 |
| Pre-tax net operating income | $5,036,000 | 877 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,898,000 | 803 |
| Income before extraordinary items | $3,138,000 | 1,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,138,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,856 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 9,203 |
| Net operating income | $3,138,000 | 984 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,660,000 | 960 |
| Total interest expense | $3,157,000 | 775 |
| Net interest income | $4,503,000 | 1,086 |
| Provision for loan and lease losses | $251,000 | 1,113 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $399,000 | 1,738 |
| Total noninterest expense | $2,289,000 | 1,730 |
| Salaries and employee benefits | $1,178,000 | 1,810 |
| Premises and equipment expense | $787,000 | 748 |
| Additional noninterest expense | $324,000 | 3,410 |
| Pre-tax net operating income | $2,362,000 | 943 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $887,000 | 881 |
| Income before extraordinary items | $1,475,000 | 1,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,475,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-41,000 | 9,268 |
| Net operating income | $1,475,000 | 1,043 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,476,000 | 1,006 |
| Total interest expense | $13,504,000 | 837 |
| Net interest income | $16,972,000 | 1,144 |
| Provision for loan and lease losses | $1,292,000 | 1,060 |
| Total noninterest income | $1,577,000 | 2,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,577,000 | 1,587 |
| Total noninterest expense | $8,233,000 | 1,840 |
| Salaries and employee benefits | $4,298,000 | 1,878 |
| Premises and equipment expense | $2,708,000 | 812 |
| Additional noninterest expense | $1,227,000 | 3,552 |
| Pre-tax net operating income | $9,024,000 | 948 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,357,000 | 841 |
| Income before extraordinary items | $5,667,000 | 1,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,667,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,139 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,667,000 | 1,066 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,810,000 | 1,138 |
| Total interest expense | $17,344,000 | 942 |
| Net interest income | $12,466,000 | 1,424 |
| Provision for loan and lease losses | $626,000 | 1,837 |
| Total noninterest income | $1,504,000 | 2,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,504,000 | 1,516 |
| Total noninterest expense | $7,341,000 | 1,954 |
| Salaries and employee benefits | $3,727,000 | 2,017 |
| Premises and equipment expense | $2,360,000 | 889 |
| Additional noninterest expense | $1,254,000 | 3,363 |
| Pre-tax net operating income | $6,003,000 | 1,248 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,234,000 | 1,076 |
| Income before extraordinary items | $3,769,000 | 1,437 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,769,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,857 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $996,000 | 419 |
| Net operating income | $3,769,000 | 1,380 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,817,000 | 1,405 |
| Total interest expense | $15,008,000 | 1,154 |
| Net interest income | $9,809,000 | 1,785 |
| Provision for loan and lease losses | $462,000 | 2,014 |
| Total noninterest income | $1,322,000 | 2,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,322,000 | 1,533 |
| Total noninterest expense | $7,969,000 | 1,755 |
| Salaries and employee benefits | $3,224,000 | 2,218 |
| Premises and equipment expense | $2,230,000 | 898 |
| Additional noninterest expense | $2,515,000 | 1,760 |
| Pre-tax net operating income | $2,700,000 | 2,600 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,003,000 | 2,109 |
| Income before extraordinary items | $1,697,000 | 2,938 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,697,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 9,602 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,697,000 | 2,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,390,000 | 1,526 |
| Total interest expense | $12,206,000 | 1,243 |
| Net interest income | $9,184,000 | 1,916 |
| Provision for loan and lease losses | $350,000 | 2,350 |
| Total noninterest income | $970,000 | 3,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $970,000 | 1,919 |
| Total noninterest expense | $6,468,000 | 2,104 |
| Salaries and employee benefits | $3,120,000 | 2,248 |
| Premises and equipment expense | $2,137,000 | 944 |
| Additional noninterest expense | $1,211,000 | 3,404 |
| Pre-tax net operating income | $3,336,000 | 2,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,299,000 | 1,787 |
| Income before extraordinary items | $2,037,000 | 2,550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,037,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,975,000 | 312 |
| Net operating income | $2,037,000 | 2,511 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,158,000 | 1,781 |
| Total interest expense | $11,037,000 | 1,398 |
| Net interest income | $7,121,000 | 2,390 |
| Provision for loan and lease losses | $210,000 | 3,403 |
| Total noninterest income | $675,000 | 4,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $675,000 | 2,458 |
| Total noninterest expense | $4,777,000 | 2,731 |
| Salaries and employee benefits | $2,538,000 | 2,661 |
| Premises and equipment expense | $1,600,000 | 1,198 |
| Additional noninterest expense | $639,000 | 5,513 |
| Pre-tax net operating income | $2,809,000 | 2,521 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,061,000 | 2,199 |
| Income before extraordinary items | $1,748,000 | 2,863 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,748,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,748,000 | 2,777 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 2,560 |
| Total interest expense | $7,162,000 | 2,111 |
| Net interest income | $5,682,000 | 3,072 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $447,000 | 5,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $447,000 | 3,058 |
| Total noninterest expense | $3,671,000 | 3,449 |
| Salaries and employee benefits | $1,903,000 | 3,457 |
| Premises and equipment expense | $1,158,000 | 1,688 |
| Additional noninterest expense | $610,000 | 5,741 |
| Pre-tax net operating income | $2,248,000 | 3,197 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $852,000 | 2,794 |
| Income before extraordinary items | $1,396,000 | 3,579 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,396,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,396,000 | 3,502 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,177,000 | 3,230 |
| Total interest expense | $5,455,000 | 2,793 |
| Net interest income | $4,722,000 | 3,739 |
| Provision for loan and lease losses | $-112,000 | 11,288 |
| Total noninterest income | $364,000 | 6,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $364,000 | 3,603 |
| Total noninterest expense | $3,459,000 | 3,816 |
| Salaries and employee benefits | $1,536,000 | 4,225 |
| Premises and equipment expense | $819,000 | 2,392 |
| Additional noninterest expense | $1,104,000 | 4,047 |
| Pre-tax net operating income | $1,739,000 | 3,830 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $669,000 | 3,282 |
| Income before extraordinary items | $1,070,000 | 4,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,070,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,070,000 | 4,187 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,881,000 | 4,065 |
| Total interest expense | $4,108,000 | 3,597 |
| Net interest income | $3,773,000 | 4,541 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $333,000 | 6,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $333,000 | 3,751 |
| Total noninterest expense | $2,396,000 | 5,179 |
| Salaries and employee benefits | $1,289,000 | 4,891 |
| Premises and equipment expense | $633,000 | 3,072 |
| Additional noninterest expense | $474,000 | 7,482 |
| Pre-tax net operating income | $1,670,000 | 4,080 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $637,000 | 3,508 |
| Income before extraordinary items | $1,033,000 | 4,465 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,033,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,033,000 | 4,463 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 4,795 |
| Total interest expense | $2,509,000 | 4,639 |
| Net interest income | $3,581,000 | 4,848 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $326,000 | 6,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $326,000 | 3,873 |
| Total noninterest expense | $2,255,000 | 5,623 |
| Salaries and employee benefits | $1,233,000 | 5,121 |
| Premises and equipment expense | $533,000 | 3,595 |
| Additional noninterest expense | $489,000 | 7,958 |
| Pre-tax net operating income | $1,592,000 | 4,195 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $638,000 | 3,337 |
| Income before extraordinary items | $954,000 | 4,688 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $954,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $954,000 | 4,738 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 5,606 |
| Total interest expense | $2,005,000 | 5,821 |
| Net interest income | $3,169,000 | 5,410 |
| Provision for loan and lease losses | $109,000 | 5,557 |
| Total noninterest income | $454,000 | 5,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $454,000 | 3,472 |
| Total noninterest expense | $1,967,000 | 6,430 |
| Salaries and employee benefits | $1,017,000 | 6,029 |
| Premises and equipment expense | $487,000 | 3,958 |
| Additional noninterest expense | $463,000 | 8,583 |
| Pre-tax net operating income | $1,547,000 | 4,201 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $558,000 | 3,812 |
| Income before extraordinary items | $989,000 | 4,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $989,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $989,000 | 4,501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 6,644 |
| Total interest expense | $2,456,000 | 6,070 |
| Net interest income | $2,277,000 | 7,060 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $395,000 | 3,737 |
| Total noninterest expense | $1,660,000 | 7,370 |
| Salaries and employee benefits | $866,000 | 6,836 |
| Premises and equipment expense | $446,000 | 4,390 |
| Additional noninterest expense | $348,000 | 10,214 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $313,000 | 5,758 |
| Income before extraordinary items | $572,000 | 6,763 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $572,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,909,000 | 251 |
| Net operating income | $572,000 | 6,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.