Home > Firstbank - Alma > Income and Expense
Firstbank - Alma, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,870,000 | 1,905 |
| Total interest expense | $1,426,000 | 2,830 |
| Net interest income | $12,444,000 | 1,769 |
| Provision for loan and lease losses | $2,133,000 | 1,018 |
| Total noninterest income | $3,567,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $559,000 | 2,272 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,008,000 | 1,160 |
| Total noninterest expense | $9,376,000 | 2,041 |
| Salaries and employee benefits | $4,202,000 | 2,345 |
| Premises and equipment expense | $813,000 | 2,703 |
| Additional noninterest expense | $4,361,000 | 1,547 |
| Pre-tax net operating income | $4,502,000 | 1,505 |
| Securities gains (losses) | $24,000 | 3,114 |
| Applicable income taxes | $1,390,000 | 1,156 |
| Income before extraordinary items | $3,136,000 | 1,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,136,000 | 1,783 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,136,000 | 1,784 |
| Net charge-offs | $2,079,000 | 1,126 |
| Cash dividends | $2,450,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,119,440 | 1,692 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,524,000 | 1,903 |
| Total interest expense | $1,105,000 | 2,854 |
| Net interest income | $9,419,000 | 1,776 |
| Provision for loan and lease losses | $1,836,000 | 911 |
| Total noninterest income | $2,577,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $422,000 | 2,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,155,000 | 1,196 |
| Total noninterest expense | $7,049,000 | 2,035 |
| Salaries and employee benefits | $3,123,000 | 2,361 |
| Premises and equipment expense | $610,000 | 2,738 |
| Additional noninterest expense | $3,316,000 | 1,525 |
| Pre-tax net operating income | $3,111,000 | 1,643 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $959,000 | 1,269 |
| Income before extraordinary items | $2,176,000 | 1,955 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,176,000 | 1,954 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,176,000 | 1,956 |
| Net charge-offs | $1,760,000 | 1,000 |
| Cash dividends | $1,650,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,159,440 | 1,854 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 1,891 |
| Total interest expense | $763,000 | 2,872 |
| Net interest income | $6,326,000 | 1,767 |
| Provision for loan and lease losses | $1,365,000 | 865 |
| Total noninterest income | $1,712,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $284,000 | 2,256 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,428,000 | 1,180 |
| Total noninterest expense | $4,745,000 | 2,014 |
| Salaries and employee benefits | $2,053,000 | 2,398 |
| Premises and equipment expense | $411,000 | 2,721 |
| Additional noninterest expense | $2,281,000 | 1,488 |
| Pre-tax net operating income | $1,928,000 | 1,731 |
| Securities gains (losses) | $23,000 | 2,438 |
| Applicable income taxes | $591,000 | 1,338 |
| Income before extraordinary items | $1,360,000 | 2,055 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,360,000 | 2,052 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,360,000 | 2,055 |
| Net charge-offs | $1,143,000 | 1,035 |
| Cash dividends | $900,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,343,900 | 1,962 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 1,904 |
| Total interest expense | $395,000 | 2,888 |
| Net interest income | $3,167,000 | 1,766 |
| Provision for loan and lease losses | $633,000 | 888 |
| Total noninterest income | $999,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $856,000 | 1,022 |
| Total noninterest expense | $2,496,000 | 1,921 |
| Salaries and employee benefits | $1,064,000 | 2,345 |
| Premises and equipment expense | $214,000 | 2,646 |
| Additional noninterest expense | $1,218,000 | 1,385 |
| Pre-tax net operating income | $1,037,000 | 1,630 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $318,000 | 1,247 |
| Income before extraordinary items | $719,000 | 1,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $719,000 | 1,972 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $719,000 | 1,973 |
| Net charge-offs | $438,000 | 1,185 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $719,000 | 1,866 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,919,000 | 1,888 |
| Total interest expense | $2,273,000 | 2,508 |
| Net interest income | $12,646,000 | 1,774 |
| Provision for loan and lease losses | $3,890,000 | 972 |
| Total noninterest income | $2,697,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $676,000 | 2,041 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,021,000 | 1,350 |
| Total noninterest expense | $9,536,000 | 2,002 |
| Salaries and employee benefits | $3,926,000 | 2,445 |
| Premises and equipment expense | $842,000 | 2,803 |
| Additional noninterest expense | $4,768,000 | 1,438 |
| Pre-tax net operating income | $1,917,000 | 2,596 |
| Securities gains (losses) | $10,000 | 3,332 |
| Applicable income taxes | $536,000 | 1,968 |
| Income before extraordinary items | $1,391,000 | 2,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,391,000 | 2,939 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,391,000 | 2,939 |
| Net charge-offs | $3,153,000 | 1,158 |
| Cash dividends | $2,100,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,383,800 | 2,847 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,283,000 | 1,895 |
| Total interest expense | $1,828,000 | 2,453 |
| Net interest income | $9,455,000 | 1,784 |
| Provision for loan and lease losses | $2,710,000 | 1,007 |
| Total noninterest income | $1,907,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $514,000 | 2,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,393,000 | 1,413 |
| Total noninterest expense | $7,127,000 | 2,020 |
| Salaries and employee benefits | $2,952,000 | 2,439 |
| Premises and equipment expense | $637,000 | 2,794 |
| Additional noninterest expense | $3,538,000 | 1,453 |
| Pre-tax net operating income | $1,525,000 | 2,544 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $435,000 | 1,865 |
| Income before extraordinary items | $1,100,000 | 2,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,100,000 | 2,872 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,100,000 | 2,872 |
| Net charge-offs | $2,484,000 | 1,053 |
| Cash dividends | $1,400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,092,800 | 2,791 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 2,625 |
| Total interest expense | $923,000 | 3,153 |
| Net interest income | $4,473,000 | 2,466 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $873,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $282,000 | 2,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $591,000 | 1,889 |
| Total noninterest expense | $3,195,000 | 2,927 |
| Salaries and employee benefits | $1,354,000 | 3,377 |
| Premises and equipment expense | $266,000 | 3,951 |
| Additional noninterest expense | $1,575,000 | 2,154 |
| Pre-tax net operating income | $1,401,000 | 1,995 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $429,000 | 1,466 |
| Income before extraordinary items | $978,000 | 2,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $978,000 | 2,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $978,000 | 2,320 |
| Net charge-offs | $377,000 | 2,423 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $973,800 | 2,249 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,662 |
| Total interest expense | $472,000 | 3,192 |
| Net interest income | $2,209,000 | 2,494 |
| Provision for loan and lease losses | $350,000 | 1,781 |
| Total noninterest income | $417,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $281,000 | 1,988 |
| Total noninterest expense | $1,607,000 | 2,917 |
| Salaries and employee benefits | $676,000 | 3,408 |
| Premises and equipment expense | $134,000 | 3,992 |
| Additional noninterest expense | $797,000 | 2,110 |
| Pre-tax net operating income | $669,000 | 2,036 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $203,000 | 1,493 |
| Income before extraordinary items | $466,000 | 2,382 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $466,000 | 2,381 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $466,000 | 2,382 |
| Net charge-offs | $104,000 | 2,692 |
| Cash dividends | $450,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $466,000 | 2,338 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,305,000 | 2,657 |
| Total interest expense | $3,345,000 | 2,365 |
| Net interest income | $7,960,000 | 2,737 |
| Provision for loan and lease losses | $1,525,000 | 2,438 |
| Total noninterest income | $2,418,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $593,000 | 2,312 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,825,000 | 1,493 |
| Total noninterest expense | $6,553,000 | 2,886 |
| Salaries and employee benefits | $2,677,000 | 3,417 |
| Premises and equipment expense | $531,000 | 4,025 |
| Additional noninterest expense | $3,345,000 | 2,080 |
| Pre-tax net operating income | $2,300,000 | 2,012 |
| Securities gains (losses) | $121,000 | 2,000 |
| Applicable income taxes | $747,000 | 1,484 |
| Income before extraordinary items | $1,674,000 | 2,328 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,674,000 | 2,326 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,674,000 | 2,329 |
| Net charge-offs | $1,962,000 | 1,884 |
| Cash dividends | $850,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,590,510 | 2,307 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 2,681 |
| Total interest expense | $2,647,000 | 2,340 |
| Net interest income | $5,919,000 | 2,788 |
| Provision for loan and lease losses | $1,440,000 | 2,039 |
| Total noninterest income | $1,711,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $448,000 | 2,357 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,263,000 | 1,530 |
| Total noninterest expense | $4,965,000 | 2,860 |
| Salaries and employee benefits | $2,035,000 | 3,395 |
| Premises and equipment expense | $413,000 | 4,019 |
| Additional noninterest expense | $2,517,000 | 2,050 |
| Pre-tax net operating income | $1,225,000 | 2,741 |
| Securities gains (losses) | $121,000 | 1,786 |
| Applicable income taxes | $402,000 | 1,873 |
| Income before extraordinary items | $944,000 | 2,994 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $944,000 | 2,991 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $944,000 | 2,994 |
| Net charge-offs | $931,000 | 2,276 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $859,300 | 3,043 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 2,694 |
| Total interest expense | $1,825,000 | 2,352 |
| Net interest income | $3,923,000 | 2,797 |
| Provision for loan and lease losses | $960,000 | 1,984 |
| Total noninterest income | $1,021,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $306,000 | 2,322 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $715,000 | 1,650 |
| Total noninterest expense | $3,320,000 | 2,854 |
| Salaries and employee benefits | $1,365,000 | 3,411 |
| Premises and equipment expense | $292,000 | 3,879 |
| Additional noninterest expense | $1,663,000 | 2,062 |
| Pre-tax net operating income | $664,000 | 3,133 |
| Securities gains (losses) | $121,000 | 1,296 |
| Applicable income taxes | $231,000 | 1,990 |
| Income before extraordinary items | $554,000 | 3,218 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $554,000 | 3,213 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $554,000 | 3,216 |
| Net charge-offs | $114,000 | 4,110 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $468,090 | 3,414 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 2,746 |
| Total interest expense | $922,000 | 2,445 |
| Net interest income | $1,954,000 | 2,838 |
| Provision for loan and lease losses | $480,000 | 1,870 |
| Total noninterest income | $479,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $332,000 | 1,722 |
| Total noninterest expense | $1,673,000 | 2,865 |
| Salaries and employee benefits | $686,000 | 3,447 |
| Premises and equipment expense | $158,000 | 3,747 |
| Additional noninterest expense | $829,000 | 2,053 |
| Pre-tax net operating income | $280,000 | 3,482 |
| Securities gains (losses) | $13,000 | 1,658 |
| Applicable income taxes | $62,000 | 2,606 |
| Income before extraordinary items | $231,000 | 3,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 3,631 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $231,000 | 3,633 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $220,730 | 3,578 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,133,000 | 2,718 |
| Total interest expense | $3,818,000 | 2,844 |
| Net interest income | $8,315,000 | 2,626 |
| Provision for loan and lease losses | $1,191,000 | 3,225 |
| Total noninterest income | $2,787,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $660,000 | 2,357 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,127,000 | 1,316 |
| Total noninterest expense | $6,874,000 | 2,839 |
| Salaries and employee benefits | $2,786,000 | 3,404 |
| Premises and equipment expense | $583,000 | 3,955 |
| Additional noninterest expense | $3,505,000 | 2,058 |
| Pre-tax net operating income | $3,037,000 | 1,310 |
| Securities gains (losses) | $614,000 | 755 |
| Applicable income taxes | $1,409,000 | 744 |
| Income before extraordinary items | $2,242,000 | 1,492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,242,000 | 1,490 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,242,000 | 1,491 |
| Net charge-offs | $1,042,000 | 2,813 |
| Cash dividends | $850,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,849,040 | 1,763 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,063,000 | 2,770 |
| Total interest expense | $2,884,000 | 2,945 |
| Net interest income | $6,179,000 | 2,657 |
| Provision for loan and lease losses | $986,000 | 2,803 |
| Total noninterest income | $2,230,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $491,000 | 2,397 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,739,000 | 1,267 |
| Total noninterest expense | $5,308,000 | 2,776 |
| Salaries and employee benefits | $2,079,000 | 3,433 |
| Premises and equipment expense | $449,000 | 3,918 |
| Additional noninterest expense | $2,780,000 | 1,904 |
| Pre-tax net operating income | $2,115,000 | 1,536 |
| Securities gains (losses) | $225,000 | 1,208 |
| Applicable income taxes | $708,000 | 1,083 |
| Income before extraordinary items | $1,632,000 | 1,646 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,632,000 | 1,644 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,632,000 | 1,646 |
| Net charge-offs | $943,000 | 2,265 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,474,500 | 1,761 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 2,803 |
| Total interest expense | $1,959,000 | 3,014 |
| Net interest income | $4,099,000 | 2,650 |
| Provision for loan and lease losses | $926,000 | 2,165 |
| Total noninterest income | $1,655,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $324,000 | 2,382 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,331,000 | 1,178 |
| Total noninterest expense | $3,611,000 | 2,751 |
| Salaries and employee benefits | $1,381,000 | 3,476 |
| Premises and equipment expense | $302,000 | 3,913 |
| Additional noninterest expense | $1,928,000 | 1,863 |
| Pre-tax net operating income | $1,217,000 | 1,801 |
| Securities gains (losses) | $224,000 | 947 |
| Applicable income taxes | $433,000 | 1,202 |
| Income before extraordinary items | $1,008,000 | 1,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,008,000 | 1,836 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,008,000 | 1,838 |
| Net charge-offs | $194,000 | 3,456 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $851,200 | 2,070 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 2,816 |
| Total interest expense | $1,004,000 | 3,037 |
| Net interest income | $2,046,000 | 2,650 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $756,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $163,000 | 2,291 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $593,000 | 1,246 |
| Total noninterest expense | $1,730,000 | 2,771 |
| Salaries and employee benefits | $688,000 | 3,526 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $880,000 | 1,829 |
| Pre-tax net operating income | $722,000 | 1,755 |
| Securities gains (losses) | $-46,000 | 7,938 |
| Applicable income taxes | $201,000 | 1,448 |
| Income before extraordinary items | $475,000 | 2,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $475,000 | 2,234 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $475,000 | 2,236 |
| Net charge-offs | $149,000 | 2,422 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $507,200 | 1,974 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,500,000 | 2,556 |
| Total interest expense | $5,535,000 | 2,706 |
| Net interest income | $8,965,000 | 2,433 |
| Provision for loan and lease losses | $540,000 | 3,686 |
| Total noninterest income | $2,148,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $802,000 | 2,122 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,346,000 | 1,730 |
| Total noninterest expense | $6,560,000 | 2,836 |
| Salaries and employee benefits | $2,829,000 | 3,420 |
| Premises and equipment expense | $621,000 | 3,835 |
| Additional noninterest expense | $3,110,000 | 1,950 |
| Pre-tax net operating income | $4,013,000 | 1,361 |
| Securities gains (losses) | $-2,752,000 | 7,969 |
| Applicable income taxes | $267,000 | 2,526 |
| Income before extraordinary items | $994,000 | 3,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $994,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,909 |
| Cash dividends | $1,600,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,168,080 | 1,388 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,070,000 | 2,558 |
| Total interest expense | $4,390,000 | 2,665 |
| Net interest income | $6,680,000 | 2,469 |
| Provision for loan and lease losses | $115,000 | 4,993 |
| Total noninterest income | $1,643,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $617,000 | 2,094 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,026,000 | 1,782 |
| Total noninterest expense | $4,865,000 | 2,835 |
| Salaries and employee benefits | $2,123,000 | 3,449 |
| Premises and equipment expense | $449,000 | 3,947 |
| Additional noninterest expense | $2,293,000 | 1,909 |
| Pre-tax net operating income | $3,343,000 | 1,466 |
| Securities gains (losses) | $-1,009,000 | 7,931 |
| Applicable income taxes | $668,000 | 1,581 |
| Income before extraordinary items | $1,666,000 | 2,119 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,666,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,101 |
| Cash dividends | $1,150,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,382,390 | 1,609 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,485,000 | 2,553 |
| Total interest expense | $3,091,000 | 2,639 |
| Net interest income | $4,394,000 | 2,497 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,162,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $412,000 | 2,051 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $750,000 | 1,706 |
| Total noninterest expense | $3,204,000 | 2,882 |
| Salaries and employee benefits | $1,411,000 | 3,498 |
| Premises and equipment expense | $298,000 | 3,986 |
| Additional noninterest expense | $1,495,000 | 1,928 |
| Pre-tax net operating income | $2,202,000 | 1,545 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $652,000 | 1,299 |
| Income before extraordinary items | $1,522,000 | 1,783 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,522,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,541,600 | 1,723 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 2,549 |
| Total interest expense | $1,623,000 | 2,681 |
| Net interest income | $2,227,000 | 2,459 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $579,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $276,000 | 1,586 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $303,000 | 1,959 |
| Total noninterest expense | $1,596,000 | 2,892 |
| Salaries and employee benefits | $712,000 | 3,505 |
| Premises and equipment expense | $150,000 | 3,987 |
| Additional noninterest expense | $734,000 | 1,918 |
| Pre-tax net operating income | $1,085,000 | 1,658 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $324,000 | 1,396 |
| Income before extraordinary items | $772,000 | 1,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $772,000 | 1,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $764,300 | 1,822 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,270,000 | 2,502 |
| Total interest expense | $6,964,000 | 2,645 |
| Net interest income | $9,306,000 | 2,391 |
| Provision for loan and lease losses | $859,000 | 1,599 |
| Total noninterest income | $1,954,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,127,000 | 1,588 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $827,000 | 2,520 |
| Total noninterest expense | $6,723,000 | 2,690 |
| Salaries and employee benefits | $2,823,000 | 3,391 |
| Premises and equipment expense | $533,000 | 4,186 |
| Additional noninterest expense | $3,367,000 | 1,656 |
| Pre-tax net operating income | $3,678,000 | 2,121 |
| Securities gains (losses) | $-31,000 | 7,884 |
| Applicable income taxes | $1,084,000 | 1,765 |
| Income before extraordinary items | $2,563,000 | 2,301 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,563,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,261,000 | 846 |
| Cash dividends | $4,200,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,584,700 | 2,273 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,251,000 | 2,505 |
| Total interest expense | $5,245,000 | 2,624 |
| Net interest income | $7,006,000 | 2,399 |
| Provision for loan and lease losses | $172,000 | 3,290 |
| Total noninterest income | $1,464,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $836,000 | 1,580 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $628,000 | 2,494 |
| Total noninterest expense | $5,125,000 | 2,631 |
| Salaries and employee benefits | $2,192,000 | 3,276 |
| Premises and equipment expense | $405,000 | 4,131 |
| Additional noninterest expense | $2,528,000 | 1,608 |
| Pre-tax net operating income | $3,173,000 | 2,007 |
| Securities gains (losses) | $-34,000 | 8,094 |
| Applicable income taxes | $985,000 | 1,668 |
| Income before extraordinary items | $2,154,000 | 2,234 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,154,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,554 |
| Cash dividends | $3,350,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,177,460 | 2,200 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 2,539 |
| Total interest expense | $3,443,000 | 2,657 |
| Net interest income | $4,666,000 | 2,423 |
| Provision for loan and lease losses | $171,000 | 2,424 |
| Total noninterest income | $990,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $550,000 | 1,600 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $440,000 | 2,440 |
| Total noninterest expense | $3,409,000 | 2,658 |
| Salaries and employee benefits | $1,483,000 | 3,276 |
| Premises and equipment expense | $276,000 | 4,091 |
| Additional noninterest expense | $1,650,000 | 1,642 |
| Pre-tax net operating income | $2,076,000 | 2,087 |
| Securities gains (losses) | $-34,000 | 8,240 |
| Applicable income taxes | $639,000 | 1,762 |
| Income before extraordinary items | $1,403,000 | 2,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,403,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,121 |
| Cash dividends | $2,150,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,426,460 | 2,276 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 2,549 |
| Total interest expense | $1,699,000 | 2,679 |
| Net interest income | $2,321,000 | 2,440 |
| Provision for loan and lease losses | $-120,000 | 8,558 |
| Total noninterest income | $443,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $264,000 | 1,623 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $179,000 | 2,716 |
| Total noninterest expense | $1,694,000 | 2,680 |
| Salaries and employee benefits | $734,000 | 3,322 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $816,000 | 1,645 |
| Pre-tax net operating income | $1,190,000 | 1,881 |
| Securities gains (losses) | $-34,000 | 8,451 |
| Applicable income taxes | $366,000 | 1,616 |
| Income before extraordinary items | $790,000 | 2,086 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $790,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,050 |
| Cash dividends | $1,550,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $813,120 | 2,027 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,797,000 | 2,448 |
| Total interest expense | $6,099,000 | 2,555 |
| Net interest income | $9,698,000 | 2,351 |
| Provision for loan and lease losses | $2,000 | 6,810 |
| Total noninterest income | $2,007,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,064,000 | 1,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $943,000 | 2,320 |
| Total noninterest expense | $6,505,000 | 2,690 |
| Salaries and employee benefits | $2,885,000 | 3,243 |
| Premises and equipment expense | $540,000 | 4,051 |
| Additional noninterest expense | $3,080,000 | 1,718 |
| Pre-tax net operating income | $5,198,000 | 1,822 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,581,000 | 1,579 |
| Income before extraordinary items | $3,617,000 | 1,953 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,617,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,180 |
| Cash dividends | $4,600,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,617,000 | 1,943 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,754,000 | 2,450 |
| Total interest expense | $4,411,000 | 2,566 |
| Net interest income | $7,343,000 | 2,351 |
| Provision for loan and lease losses | $42,000 | 5,348 |
| Total noninterest income | $1,458,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $798,000 | 1,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $660,000 | 2,414 |
| Total noninterest expense | $4,742,000 | 2,750 |
| Salaries and employee benefits | $2,135,000 | 3,274 |
| Premises and equipment expense | $395,000 | 4,140 |
| Additional noninterest expense | $2,212,000 | 1,763 |
| Pre-tax net operating income | $4,017,000 | 1,833 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,223,000 | 1,625 |
| Income before extraordinary items | $2,794,000 | 1,954 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,794,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 814 |
| Cash dividends | $3,250,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,794,000 | 1,937 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 2,453 |
| Total interest expense | $2,793,000 | 2,594 |
| Net interest income | $4,907,000 | 2,359 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $986,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $529,000 | 1,657 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $457,000 | 2,344 |
| Total noninterest expense | $3,173,000 | 2,763 |
| Salaries and employee benefits | $1,425,000 | 3,276 |
| Premises and equipment expense | $271,000 | 4,069 |
| Additional noninterest expense | $1,477,000 | 1,779 |
| Pre-tax net operating income | $2,678,000 | 1,845 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $815,000 | 1,641 |
| Income before extraordinary items | $1,863,000 | 1,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,863,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $1,750,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,863,000 | 1,939 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 2,433 |
| Total interest expense | $1,337,000 | 2,581 |
| Net interest income | $2,469,000 | 2,352 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $422,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $258,000 | 1,640 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,810 |
| Total noninterest expense | $1,564,000 | 2,788 |
| Salaries and employee benefits | $706,000 | 3,311 |
| Premises and equipment expense | $138,000 | 4,023 |
| Additional noninterest expense | $720,000 | 1,816 |
| Pre-tax net operating income | $1,327,000 | 1,818 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $415,000 | 1,609 |
| Income before extraordinary items | $912,000 | 1,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $850,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $912,000 | 1,926 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,134,000 | 2,340 |
| Total interest expense | $4,188,000 | 2,551 |
| Net interest income | $9,946,000 | 2,228 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,855,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $962,000 | 1,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $893,000 | 2,375 |
| Total noninterest expense | $6,362,000 | 2,604 |
| Salaries and employee benefits | $2,779,000 | 3,176 |
| Premises and equipment expense | $551,000 | 3,897 |
| Additional noninterest expense | $3,032,000 | 1,659 |
| Pre-tax net operating income | $5,439,000 | 1,716 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $1,709,000 | 1,540 |
| Income before extraordinary items | $3,740,000 | 1,839 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,740,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,913 |
| Cash dividends | $3,800,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,733,100 | 1,821 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 2,334 |
| Total interest expense | $2,924,000 | 2,591 |
| Net interest income | $7,464,000 | 2,203 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,413,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $715,000 | 1,800 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $698,000 | 2,321 |
| Total noninterest expense | $4,778,000 | 2,575 |
| Salaries and employee benefits | $2,099,000 | 3,134 |
| Premises and equipment expense | $411,000 | 3,892 |
| Additional noninterest expense | $2,268,000 | 1,660 |
| Pre-tax net operating income | $4,099,000 | 1,731 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $1,304,000 | 1,545 |
| Income before extraordinary items | $2,805,000 | 1,867 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,805,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,631 |
| Cash dividends | $3,150,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,798,200 | 1,832 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 2,354 |
| Total interest expense | $1,815,000 | 2,620 |
| Net interest income | $4,885,000 | 2,217 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $928,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $471,000 | 1,774 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $457,000 | 2,319 |
| Total noninterest expense | $3,139,000 | 2,591 |
| Salaries and employee benefits | $1,390,000 | 3,138 |
| Premises and equipment expense | $277,000 | 3,851 |
| Additional noninterest expense | $1,472,000 | 1,674 |
| Pre-tax net operating income | $2,674,000 | 1,736 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $848,000 | 1,549 |
| Income before extraordinary items | $1,836,000 | 1,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,836,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 8,710 |
| Cash dividends | $1,800,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,829,200 | 1,833 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 2,353 |
| Total interest expense | $862,000 | 2,627 |
| Net interest income | $2,415,000 | 2,229 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $410,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $226,000 | 1,790 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,616 |
| Total noninterest expense | $1,596,000 | 2,562 |
| Salaries and employee benefits | $700,000 | 3,116 |
| Premises and equipment expense | $143,000 | 3,777 |
| Additional noninterest expense | $753,000 | 1,635 |
| Pre-tax net operating income | $1,229,000 | 1,837 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $391,000 | 1,635 |
| Income before extraordinary items | $844,000 | 1,990 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $844,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 8,832 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $839,920 | 1,967 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 2,281 |
| Total interest expense | $3,127,000 | 2,530 |
| Net interest income | $9,446,000 | 2,158 |
| Provision for loan and lease losses | $-271,000 | 8,866 |
| Total noninterest income | $1,815,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $905,000 | 1,930 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $910,000 | 2,288 |
| Total noninterest expense | $6,085,000 | 2,599 |
| Salaries and employee benefits | $2,841,000 | 2,979 |
| Premises and equipment expense | $538,000 | 3,858 |
| Additional noninterest expense | $2,706,000 | 1,807 |
| Pre-tax net operating income | $5,447,000 | 1,565 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $1,712,000 | 1,449 |
| Income before extraordinary items | $3,752,000 | 1,710 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,752,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,873 |
| Cash dividends | $3,900,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,740,270 | 1,670 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,333,000 | 2,276 |
| Total interest expense | $2,319,000 | 2,520 |
| Net interest income | $7,014,000 | 2,161 |
| Provision for loan and lease losses | $-271,000 | 8,943 |
| Total noninterest income | $1,389,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $666,000 | 1,971 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $723,000 | 2,214 |
| Total noninterest expense | $4,505,000 | 2,606 |
| Salaries and employee benefits | $2,110,000 | 2,986 |
| Premises and equipment expense | $403,000 | 3,853 |
| Additional noninterest expense | $1,992,000 | 1,799 |
| Pre-tax net operating income | $4,169,000 | 1,547 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $1,304,000 | 1,449 |
| Income before extraordinary items | $2,875,000 | 1,689 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,875,000 | 1,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,850 |
| Cash dividends | $2,900,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,868,100 | 1,647 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 2,285 |
| Total interest expense | $1,522,000 | 2,545 |
| Net interest income | $4,625,000 | 2,161 |
| Provision for loan and lease losses | $-271,000 | 9,011 |
| Total noninterest income | $964,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $428,000 | 2,017 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $536,000 | 2,085 |
| Total noninterest expense | $2,983,000 | 2,622 |
| Salaries and employee benefits | $1,413,000 | 2,990 |
| Premises and equipment expense | $271,000 | 3,835 |
| Additional noninterest expense | $1,299,000 | 1,839 |
| Pre-tax net operating income | $2,877,000 | 1,476 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $897,000 | 1,404 |
| Income before extraordinary items | $1,980,000 | 1,621 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,980,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,429 |
| Cash dividends | $1,900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,980,000 | 1,560 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 2,253 |
| Total interest expense | $762,000 | 2,570 |
| Net interest income | $2,351,000 | 2,135 |
| Provision for loan and lease losses | $-271,000 | 9,069 |
| Total noninterest income | $440,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 2,041 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $236,000 | 2,214 |
| Total noninterest expense | $1,494,000 | 2,633 |
| Salaries and employee benefits | $734,000 | 2,890 |
| Premises and equipment expense | $140,000 | 3,776 |
| Additional noninterest expense | $620,000 | 1,909 |
| Pre-tax net operating income | $1,568,000 | 1,336 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $490,000 | 1,311 |
| Income before extraordinary items | $1,078,000 | 1,488 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,078,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,325 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,078,000 | 1,403 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,002,000 | 2,198 |
| Total interest expense | $3,550,000 | 2,473 |
| Net interest income | $9,452,000 | 2,067 |
| Provision for loan and lease losses | $63,000 | 5,941 |
| Total noninterest income | $3,231,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $829,000 | 2,069 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,402,000 | 1,270 |
| Total noninterest expense | $6,551,000 | 2,398 |
| Salaries and employee benefits | $3,129,000 | 2,680 |
| Premises and equipment expense | $554,000 | 3,750 |
| Additional noninterest expense | $2,868,000 | 1,690 |
| Pre-tax net operating income | $6,069,000 | 1,356 |
| Securities gains (losses) | $390,000 | 895 |
| Applicable income taxes | $2,071,000 | 1,254 |
| Income before extraordinary items | $4,388,000 | 1,434 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,388,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $4,600,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,122,800 | 1,454 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,917,000 | 2,187 |
| Total interest expense | $2,774,000 | 2,470 |
| Net interest income | $7,143,000 | 2,064 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $2,760,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $622,000 | 2,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,138,000 | 1,175 |
| Total noninterest expense | $5,045,000 | 2,339 |
| Salaries and employee benefits | $2,376,000 | 2,661 |
| Premises and equipment expense | $423,000 | 3,685 |
| Additional noninterest expense | $2,246,000 | 1,622 |
| Pre-tax net operating income | $4,798,000 | 1,349 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $1,538,000 | 1,323 |
| Income before extraordinary items | $3,269,000 | 1,502 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,269,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $3,500,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,262,880 | 1,432 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 2,139 |
| Total interest expense | $1,959,000 | 2,416 |
| Net interest income | $4,838,000 | 2,023 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $2,018,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $409,000 | 2,058 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,609,000 | 1,081 |
| Total noninterest expense | $3,346,000 | 2,345 |
| Salaries and employee benefits | $1,590,000 | 2,642 |
| Premises and equipment expense | $278,000 | 3,714 |
| Additional noninterest expense | $1,478,000 | 1,643 |
| Pre-tax net operating income | $3,465,000 | 1,233 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $1,118,000 | 1,249 |
| Income before extraordinary items | $2,356,000 | 1,398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,356,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $2,300,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,349,880 | 1,317 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 2,091 |
| Total interest expense | $1,055,000 | 2,308 |
| Net interest income | $2,459,000 | 1,993 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $784,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $200,000 | 2,019 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $584,000 | 1,330 |
| Total noninterest expense | $1,596,000 | 2,435 |
| Salaries and employee benefits | $756,000 | 2,747 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $699,000 | 1,686 |
| Pre-tax net operating income | $1,617,000 | 1,317 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $519,000 | 1,330 |
| Income before extraordinary items | $1,105,000 | 1,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,105,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $1,100,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,100,240 | 1,388 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,562,000 | 1,984 |
| Total interest expense | $4,563,000 | 2,439 |
| Net interest income | $10,999,000 | 1,756 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $2,660,000 | 1,712 |
| Gross Fiduciary activities income | $108,000 | 976 |
| Service charges on deposit accounts | $823,000 | 1,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,729,000 | 1,474 |
| Total noninterest expense | $6,752,000 | 2,218 |
| Salaries and employee benefits | $2,996,000 | 2,638 |
| Premises and equipment expense | $615,000 | 3,342 |
| Additional noninterest expense | $3,141,000 | 1,509 |
| Pre-tax net operating income | $6,787,000 | 1,241 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $2,178,000 | 1,201 |
| Income before extraordinary items | $4,637,000 | 1,346 |
| Extraordinary gains, net | $66,000 | 44 |
| Net income | $4,703,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,688 |
| Cash dividends | $4,624,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,617,960 | 1,301 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,090,000 | 1,897 |
| Total interest expense | $7,524,000 | 2,133 |
| Net interest income | $10,566,000 | 1,690 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $2,194,000 | 1,871 |
| Gross Fiduciary activities income | $338,000 | 697 |
| Service charges on deposit accounts | $716,000 | 2,100 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,140,000 | 1,872 |
| Total noninterest expense | $6,752,000 | 2,123 |
| Salaries and employee benefits | $2,893,000 | 2,592 |
| Premises and equipment expense | $604,000 | 3,331 |
| Additional noninterest expense | $3,255,000 | 1,436 |
| Pre-tax net operating income | $5,888,000 | 1,266 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $1,839,000 | 1,266 |
| Income before extraordinary items | $4,055,000 | 1,347 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,055,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $4,037,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,050,860 | 1,290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,304,000 | 2,037 |
| Total interest expense | $7,614,000 | 2,236 |
| Net interest income | $9,690,000 | 1,814 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $3,816,000 | 1,110 |
| Gross Fiduciary activities income | $378,000 | 676 |
| Service charges on deposit accounts | $548,000 | 2,479 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,890,000 | 880 |
| Total noninterest expense | $8,241,000 | 1,691 |
| Salaries and employee benefits | $4,303,000 | 1,661 |
| Premises and equipment expense | $1,161,000 | 1,808 |
| Additional noninterest expense | $2,777,000 | 1,608 |
| Pre-tax net operating income | $5,145,000 | 1,436 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $1,471,000 | 1,536 |
| Income before extraordinary items | $3,677,000 | 1,441 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,677,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $3,011,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,674,870 | 1,433 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,573,000 | 2,091 |
| Total interest expense | $6,170,000 | 2,381 |
| Net interest income | $9,403,000 | 1,859 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $3,872,000 | 1,114 |
| Gross Fiduciary activities income | $382,000 | 714 |
| Service charges on deposit accounts | $502,000 | 2,631 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,988,000 | 890 |
| Total noninterest expense | $8,746,000 | 1,574 |
| Salaries and employee benefits | $4,453,000 | 1,558 |
| Premises and equipment expense | $1,266,000 | 1,614 |
| Additional noninterest expense | $3,027,000 | 1,509 |
| Pre-tax net operating income | $4,309,000 | 1,736 |
| Securities gains (losses) | $25,000 | 1,278 |
| Applicable income taxes | $1,159,000 | 1,977 |
| Income before extraordinary items | $3,175,000 | 1,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,175,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-124,000 | 10,073 |
| Cash dividends | $1,779,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,156,750 | 1,663 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,896,000 | 2,049 |
| Total interest expense | $6,693,000 | 2,265 |
| Net interest income | $9,203,000 | 1,856 |
| Provision for loan and lease losses | $460,000 | 1,836 |
| Total noninterest income | $3,682,000 | 1,147 |
| Gross Fiduciary activities income | $327,000 | 756 |
| Service charges on deposit accounts | $442,000 | 2,865 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,913,000 | 914 |
| Total noninterest expense | $8,423,000 | 1,572 |
| Salaries and employee benefits | $4,246,000 | 1,557 |
| Premises and equipment expense | $1,390,000 | 1,404 |
| Additional noninterest expense | $2,787,000 | 1,548 |
| Pre-tax net operating income | $4,002,000 | 1,820 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,015,000 | 2,293 |
| Income before extraordinary items | $2,989,000 | 1,760 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,989,000 | 1,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $1,410,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,987,500 | 1,687 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,564,000 | 2,098 |
| Total interest expense | $6,730,000 | 2,240 |
| Net interest income | $8,834,000 | 1,965 |
| Provision for loan and lease losses | $580,000 | 1,588 |
| Total noninterest income | $2,791,000 | 1,354 |
| Gross Fiduciary activities income | $273,000 | 828 |
| Service charges on deposit accounts | $441,000 | 2,952 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,077,000 | 1,073 |
| Total noninterest expense | $7,878,000 | 1,661 |
| Salaries and employee benefits | $3,932,000 | 1,672 |
| Premises and equipment expense | $1,124,000 | 1,753 |
| Additional noninterest expense | $2,822,000 | 1,518 |
| Pre-tax net operating income | $3,167,000 | 2,368 |
| Securities gains (losses) | $-29,000 | 10,497 |
| Applicable income taxes | $712,000 | 3,197 |
| Income before extraordinary items | $2,426,000 | 2,168 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,426,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,305 |
| Cash dividends | $808,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,448,330 | 2,099 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,355,000 | 2,329 |
| Total interest expense | $5,942,000 | 2,572 |
| Net interest income | $8,413,000 | 2,125 |
| Provision for loan and lease losses | $1,040,000 | 991 |
| Total noninterest income | $2,789,000 | 1,434 |
| Gross Fiduciary activities income | $235,000 | 928 |
| Service charges on deposit accounts | $373,000 | 3,545 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,181,000 | 1,086 |
| Total noninterest expense | $7,161,000 | 1,959 |
| Salaries and employee benefits | $3,638,000 | 1,819 |
| Premises and equipment expense | $1,106,000 | 1,814 |
| Additional noninterest expense | $2,417,000 | 2,067 |
| Pre-tax net operating income | $3,001,000 | 2,373 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $679,000 | 3,246 |
| Income before extraordinary items | $2,319,000 | 2,135 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,319,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,751 |
| Cash dividends | $1,336,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,321,310 | 2,088 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,400,000 | 2,497 |
| Total interest expense | $5,642,000 | 2,723 |
| Net interest income | $7,758,000 | 2,317 |
| Provision for loan and lease losses | $455,000 | 1,697 |
| Total noninterest income | $2,351,000 | 1,608 |
| Gross Fiduciary activities income | $224,000 | 974 |
| Service charges on deposit accounts | $358,000 | 3,700 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,769,000 | 1,227 |
| Total noninterest expense | $6,576,000 | 2,105 |
| Salaries and employee benefits | $3,270,000 | 2,028 |
| Premises and equipment expense | $845,000 | 2,364 |
| Additional noninterest expense | $2,461,000 | 2,024 |
| Pre-tax net operating income | $3,078,000 | 2,377 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $687,000 | 3,288 |
| Income before extraordinary items | $2,400,000 | 2,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,400,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,949 |
| Cash dividends | $1,655,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,392,980 | 2,076 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,189,000 | 2,716 |
| Total interest expense | $4,056,000 | 3,003 |
| Net interest income | $7,133,000 | 2,530 |
| Provision for loan and lease losses | $411,000 | 1,788 |
| Total noninterest income | $2,439,000 | 1,590 |
| Gross Fiduciary activities income | $183,000 | 1,039 |
| Service charges on deposit accounts | $310,000 | 4,248 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,946,000 | 1,148 |
| Total noninterest expense | $6,153,000 | 2,290 |
| Salaries and employee benefits | $3,122,000 | 2,119 |
| Premises and equipment expense | $972,000 | 2,086 |
| Additional noninterest expense | $2,059,000 | 2,511 |
| Pre-tax net operating income | $3,008,000 | 2,370 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $611,000 | 3,464 |
| Income before extraordinary items | $2,406,000 | 2,028 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,406,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,448 |
| Cash dividends | $1,410,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,398,800 | 2,050 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 2,760 |
| Total interest expense | $4,315,000 | 2,958 |
| Net interest income | $6,921,000 | 2,609 |
| Provision for loan and lease losses | $671,000 | 1,714 |
| Total noninterest income | $2,097,000 | 1,913 |
| Gross Fiduciary activities income | $196,000 | 1,064 |
| Service charges on deposit accounts | $318,000 | 4,215 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,583,000 | 1,483 |
| Total noninterest expense | $5,809,000 | 2,459 |
| Salaries and employee benefits | $2,980,000 | 2,232 |
| Premises and equipment expense | $865,000 | 2,361 |
| Additional noninterest expense | $1,964,000 | 2,775 |
| Pre-tax net operating income | $2,538,000 | 2,672 |
| Securities gains (losses) | $164,000 | 1,897 |
| Applicable income taxes | $571,000 | 3,747 |
| Income before extraordinary items | $2,131,000 | 2,347 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $2,127,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,507 |
| Cash dividends | $1,171,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,001,440 | 2,366 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,782,000 | 2,981 |
| Total interest expense | $5,336,000 | 3,104 |
| Net interest income | $6,446,000 | 2,842 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $1,905,000 | 2,004 |
| Gross Fiduciary activities income | $153,000 | 1,147 |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,442,000 | 1,560 |
| Total noninterest expense | $5,191,000 | 2,763 |
| Salaries and employee benefits | $2,704,000 | 2,393 |
| Premises and equipment expense | $766,000 | 2,705 |
| Additional noninterest expense | $1,721,000 | 3,180 |
| Pre-tax net operating income | $2,410,000 | 2,588 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $427,000 | 4,554 |
| Income before extraordinary items | $2,001,000 | 2,295 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,001,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 3,389 |
| Cash dividends | $1,788,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,986,240 | 2,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.