| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0233% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6690% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6690% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0161% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 3,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5868% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5868% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0199% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 910 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 4,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5060% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5060% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0202% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4611% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4611% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0313% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 3,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 3,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 3,197 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1076% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4470% | 883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0295% | 4,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0010% | 3,230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2728% | 4,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5274% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0719% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2262% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4630% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4630% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0595% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0007% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2426% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5132% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5132% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0301% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8315% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8315% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0401% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0099% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0090% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0396% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9580% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9580% | 419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1992% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0227% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7689% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5723% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5723% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0454% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 3,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6103% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0861% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0468% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6670% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6670% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1737% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0506% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 3,534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4481% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9803% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9803% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1107% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,158 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0828% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7680% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7680% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0487% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0281% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7489% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7489% | 930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0509% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0896% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7209% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7209% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0510% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 4,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0779% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6916% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6916% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0134% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 4,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.2313% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0681% | 3,788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5906% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5906% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0131% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0674% | 5,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.3037% | 4,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0451% | 3,780 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6292% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6292% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0499% | 4,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0967% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | -0.4588% | 4,924 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 4,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0509% | 3,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4987% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4987% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0052% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0422% | 5,013 |
| Percentage Net Loans Charged-off:Construction & development | -0.2204% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0460% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3361% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3361% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1135% | 5,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1165% | 5,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.3145% | 4,978 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1861% | 5,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0649% | 3,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2498% | 5,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1214% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1832% | 5,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1838% | 5,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.4649% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3087% | 5,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1213% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3558% | 5,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0971% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0971% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2241% | 5,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1737% | 5,547 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,706 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3389% | 5,591 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4165% | 5,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6593% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1066% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1068% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2437% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3604% | 5,704 |
| Percentage Net Loans Charged-off:Construction & development | -0.0358% | 4,814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7163% | 5,710 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1262% | 4,160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8589% | 5,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0902% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1801% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1803% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0581% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0931% | 4,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 4,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0259% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3946% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3961% | 1,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5580% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0286% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0797% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0300% | 4,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1840% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4630% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1917% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8633% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0071% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0914% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 5,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0370% | 4,102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 5,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1716% | 5,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0052% | 3,068 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8720% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0158% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3418% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0006% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 5,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0716% | 5,049 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 5,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0551% | 5,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0859% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 5,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0642% | 4,960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0647% | 4,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7371% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0828% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.6306% | 5,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1601% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0908% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8518% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0858% | 3,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8370% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0681% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 2,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.7333% | 5,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3216% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1203% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0804% | 1,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0630% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0633% | 3,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9990% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0261% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 5,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.1203% | 5,194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 5,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1299% | 4,460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0678% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0678% | 5,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5692% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0156% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 5,581 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 5,163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 5,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1908% | 4,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 5,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,572 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1360% | 5,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1360% | 5,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3221% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0406% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0669% | 5,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.1698% | 5,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2257% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.6980% | 5,179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2939% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1847% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3412% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3520% | 1,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1462% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1462% | 2,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5124% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0150% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0607% | 5,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0810% | 5,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4219% | 686 |
| Percentage Net Loans Charged-off: Multi-family residential | -9.2754% | 5,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3322% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1722% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4057% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1668% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1667% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1667% | 2,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4895% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0896% | 6,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1462% | 6,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0350% | 5,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6992% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | -13.4628% | 5,248 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3098% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0752% | 4,601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4940% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0159% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1432% | 5,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1432% | 5,595 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2728% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.4814% | 6,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6576% | 6,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.3676% | 5,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4909% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | -26.8239% | 5,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6980% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0784% | 4,630 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0813% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1413% | 5,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1413% | 5,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0662% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3442% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2983% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | -1.4224% | 6,029 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0469% | 6,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3436% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 2,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 2,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3799% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2037% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2037% | 2,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7006% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4493% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4514% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | -1.2040% | 6,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 6,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.0250% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1589% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 2,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3387% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1369% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1369% | 3,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3889% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7698% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8601% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.5232% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0814% | 6,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 35.4992% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0980% | 965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 2,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3897% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 2,714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1871% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0451% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4386% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8021% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 2.3259% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1754% | 6,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 69.9587% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 4,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1792% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1792% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8849% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1347% | 4,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 3,580 |
| Percentage Net Loans Charged-off:Construction & development | -1.2590% | 6,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4272% | 1,704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 5,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2646% | 2,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8004% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 6,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 5,944 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5641% | 6,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5642% | 6,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2779% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1481% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | -1.6136% | 6,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4364% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 5,480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3796% | 2,073 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0525% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 3,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7225% | 6,818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7225% | 6,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1392% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2478% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2932% | 2,464 |
| Percentage Net Loans Charged-off:Construction & development | -2.1055% | 6,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6852% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0167% | 5,495 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5759% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6145% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4015% | 6,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4016% | 6,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1014% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1475% | 6,915 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1368% | 6,987 |
| Percentage Net Loans Charged-off:Construction & development | -3.7711% | 6,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3530% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0311% | 5,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3135% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8532% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1008% | 1,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7357% | 7,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7357% | 7,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6803% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6850% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7516% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 3.6839% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 3,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1161% | 582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4720% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7818% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2701% | 2,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2713% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8018% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7494% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0257% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5623% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5534% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 2.0732% | 1,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 2,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4427% | 455 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4843% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6920% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3453% | 2,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4221% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0184% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9379% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0716% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2920% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 6,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1142% | 2,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5132% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3147% | 2,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1349% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4374% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4002% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5874% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4267% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1068% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2920% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2543% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 6,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0806% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5493% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2199% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7762% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 5,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1679% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8573% | 596 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0894% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8465% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7050% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 6.3971% | 986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5146% | 2,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2590% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6986% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9607% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9022% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6006% | 3,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9151% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2806% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0972% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 3.9756% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2396% | 2,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9238% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4593% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5610% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3699% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5023% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8097% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1444% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8209% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 3.9435% | 1,184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4472% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 5,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7595% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8905% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3842% | 3,282 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6852% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0881% | 7,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.1485% | 7,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 2,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 5,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 2,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6807% | 7,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4199% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7055% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5735% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5551% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 5.0509% | 1,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6783% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7919% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5216% | 1,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9596% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9682% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4937% | 4,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6581% | 1,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1035% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0122% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 3.7351% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 2,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6076% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1464% | 1,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8876% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6822% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5273% | 3,637 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6410% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3568% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3702% | 2,473 |
| Percentage Net Loans Charged-off:Construction & development | 1.5090% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 7,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1537% | 2,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1895% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 2,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2853% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2684% | 4,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5393% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6682% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7113% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 2.8850% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2469% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3545% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1852% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5412% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4602% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9881% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8939% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 3.1947% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0652% | 1,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3580% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2995% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3877% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3803% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5949% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5439% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3578% | 2,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3360% | 1,558 |
| Percentage Net Loans Charged-off:Construction & development | 1.0279% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0316% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3113% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2042% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2984% | 2,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6753% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0152% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3495% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3840% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 1.2761% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1841% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1781% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0774% | 2,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4918% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1439% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2183% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.4155% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1316% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2781% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0943% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6009% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6378% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1966% | 2,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2050% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.2489% | 921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2532% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1574% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2172% | 2,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2370% | 4,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0147% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0891% | 3,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0626% | 7,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0651% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0619% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1228% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 4,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9701% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0394% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 7,586 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 7,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1059% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1774% | 7,592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5900% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0048% | 6,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 7,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 7,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 8,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0368% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0077% | 6,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6976% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1028% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0955% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3841% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | -125.0000% | 2,086 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3828% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0960% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1341% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0926% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3704% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | -145.4545% | 2,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5695% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0390% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0388% | 7,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1870% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2560% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4406% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0079% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0810% | 7,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0813% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 6,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0311% | 6,787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3976% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3286% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1676% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3008% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8523% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5419% | 3,396 |
| Percentage Net Loans Charged-off: Credit card loans | -10.0000% | 2,192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0415% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2438% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0848% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0509% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2073% | 4,555 |
| Percentage Net Loans Charged-off: Credit card loans | -11.5652% | 2,181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3084% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3494% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1060% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5896% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2213% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | -15.3846% | 2,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3602% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0673% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 8,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2710% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0743% | 4,079 |
| Percentage Net Loans Charged-off: Credit card loans | -25.8065% | 2,158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3422% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4563% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3544% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.3734% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4637% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0159% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1039% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4213% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7939% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0195% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6407% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5084% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3813% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.4326% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4164% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0201% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1293% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5677% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9087% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2455% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3935% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1147% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1773% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4749% | 6,373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 7,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3049% | 4,061 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2945% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4294% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0262% | 7,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 8,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 8,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 8,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 7,421 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0936% | 7,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2276% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6368% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5914% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.2342% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5969% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2367% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6997% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0795% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7408% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6219% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0529% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9698% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8544% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4385% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4203% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5610% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4381% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4646% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3650% | 2,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8036% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4366% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3971% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4456% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4676% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5254% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6323% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6687% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3060% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6726% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4366% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1557% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0534% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 8,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6286% | 2,803 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8508% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1515% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4467% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.1152% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2518% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1528% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1979% | 1,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8270% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0274% | 1,251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8257% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0191% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0789% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3997% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4043% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3889% | 2,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6731% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7267% | 1,859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3324% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2991% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 0.2101% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1398% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0295% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2019% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0112% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1815% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0260% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6268% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3246% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2229% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2184% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5211% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5439% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5154% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1853% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1053% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0799% | 6,124 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1641% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8435% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8556% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
