FirstBank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,262,000 | 2,055 |
| Total interest expense | $1,904,000 | 3,081 |
| Net interest income | $9,358,000 | 1,794 |
| Provision for loan and lease losses | $778,000 | 2,889 |
| Total noninterest income | $1,593,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $898,000 | 1,293 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $695,000 | 2,275 |
| Total noninterest expense | $6,143,000 | 2,361 |
| Salaries and employee benefits | $2,405,000 | 2,959 |
| Premises and equipment expense | $1,180,000 | 1,654 |
| Additional noninterest expense | $2,558,000 | 2,024 |
| Pre-tax net operating income | $4,030,000 | 1,011 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,519,000 | 736 |
| Income before extraordinary items | $2,511,000 | 1,324 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,511,000 | 1,328 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,511,000 | 1,328 |
| Net charge-offs | $423,000 | 3,293 |
| Cash dividends | $700,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,511,000 | 1,284 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 2,065 |
| Total interest expense | $1,336,000 | 3,058 |
| Net interest income | $6,226,000 | 1,794 |
| Provision for loan and lease losses | $987,000 | 1,966 |
| Total noninterest income | $1,097,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $604,000 | 1,297 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $493,000 | 2,115 |
| Total noninterest expense | $4,029,000 | 2,412 |
| Salaries and employee benefits | $1,593,000 | 2,975 |
| Premises and equipment expense | $764,000 | 1,730 |
| Additional noninterest expense | $1,672,000 | 2,054 |
| Pre-tax net operating income | $2,307,000 | 1,149 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $863,000 | 814 |
| Income before extraordinary items | $1,444,000 | 1,522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,444,000 | 1,523 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,444,000 | 1,523 |
| Net charge-offs | $408,000 | 2,683 |
| Cash dividends | $700,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,444,000 | 1,455 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 2,094 |
| Total interest expense | $703,000 | 3,054 |
| Net interest income | $3,113,000 | 1,823 |
| Provision for loan and lease losses | $461,000 | 1,897 |
| Total noninterest income | $541,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $300,000 | 1,305 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $241,000 | 2,121 |
| Total noninterest expense | $1,995,000 | 2,451 |
| Salaries and employee benefits | $826,000 | 2,934 |
| Premises and equipment expense | $370,000 | 1,827 |
| Additional noninterest expense | $799,000 | 2,125 |
| Pre-tax net operating income | $1,198,000 | 1,104 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $439,000 | 789 |
| Income before extraordinary items | $759,000 | 1,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $759,000 | 1,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $759,000 | 1,456 |
| Net charge-offs | $-13,000 | 7,555 |
| Cash dividends | $700,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $759,000 | 1,403 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,945,000 | 2,122 |
| Total interest expense | $3,920,000 | 2,782 |
| Net interest income | $12,025,000 | 1,841 |
| Provision for loan and lease losses | $1,675,000 | 2,715 |
| Total noninterest income | $2,049,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,202,000 | 1,432 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $847,000 | 2,376 |
| Total noninterest expense | $7,914,000 | 2,488 |
| Salaries and employee benefits | $3,125,000 | 3,061 |
| Premises and equipment expense | $1,564,000 | 1,726 |
| Additional noninterest expense | $3,225,000 | 2,199 |
| Pre-tax net operating income | $4,485,000 | 930 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $1,509,000 | 701 |
| Income before extraordinary items | $2,977,000 | 1,142 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,977,000 | 1,140 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,977,000 | 1,141 |
| Net charge-offs | $653,000 | 3,451 |
| Cash dividends | $1,650,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,976,340 | 1,128 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,077,000 | 2,140 |
| Total interest expense | $3,055,000 | 2,817 |
| Net interest income | $9,022,000 | 1,838 |
| Provision for loan and lease losses | $896,000 | 2,947 |
| Total noninterest income | $1,477,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $873,000 | 1,474 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $604,000 | 2,511 |
| Total noninterest expense | $5,918,000 | 2,495 |
| Salaries and employee benefits | $2,324,000 | 3,106 |
| Premises and equipment expense | $1,149,000 | 1,781 |
| Additional noninterest expense | $2,445,000 | 2,153 |
| Pre-tax net operating income | $3,685,000 | 911 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $1,352,000 | 659 |
| Income before extraordinary items | $2,334,000 | 1,160 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,334,000 | 1,160 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,334,000 | 1,160 |
| Net charge-offs | $265,000 | 3,890 |
| Cash dividends | $650,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,333,360 | 1,142 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,141,000 | 2,159 |
| Total interest expense | $2,117,000 | 2,828 |
| Net interest income | $6,024,000 | 1,840 |
| Provision for loan and lease losses | $543,000 | 2,862 |
| Total noninterest income | $944,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $554,000 | 1,511 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $390,000 | 2,591 |
| Total noninterest expense | $3,978,000 | 2,513 |
| Salaries and employee benefits | $1,565,000 | 3,117 |
| Premises and equipment expense | $745,000 | 1,855 |
| Additional noninterest expense | $1,668,000 | 2,125 |
| Pre-tax net operating income | $2,447,000 | 934 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $887,000 | 689 |
| Income before extraordinary items | $1,561,000 | 1,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,561,000 | 1,199 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,561,000 | 1,200 |
| Net charge-offs | $99,000 | 4,256 |
| Cash dividends | $650,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,560,360 | 1,175 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 2,151 |
| Total interest expense | $1,113,000 | 2,807 |
| Net interest income | $3,013,000 | 1,840 |
| Provision for loan and lease losses | $-92,000 | 8,211 |
| Total noninterest income | $466,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $272,000 | 1,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $194,000 | 2,563 |
| Total noninterest expense | $1,864,000 | 2,581 |
| Salaries and employee benefits | $784,000 | 3,152 |
| Premises and equipment expense | $345,000 | 2,025 |
| Additional noninterest expense | $735,000 | 2,137 |
| Pre-tax net operating income | $1,707,000 | 740 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $641,000 | 511 |
| Income before extraordinary items | $1,067,000 | 1,012 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,067,000 | 1,012 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,067,000 | 1,014 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $200,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,066,360 | 946 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,208,000 | 2,199 |
| Total interest expense | $5,765,000 | 2,606 |
| Net interest income | $11,443,000 | 1,942 |
| Provision for loan and lease losses | $985,000 | 2,737 |
| Total noninterest income | $1,919,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,191,000 | 1,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $728,000 | 2,592 |
| Total noninterest expense | $6,638,000 | 2,809 |
| Salaries and employee benefits | $2,899,000 | 3,345 |
| Premises and equipment expense | $1,226,000 | 2,200 |
| Additional noninterest expense | $2,513,000 | 2,326 |
| Pre-tax net operating income | $5,739,000 | 976 |
| Securities gains (losses) | $189,000 | 745 |
| Applicable income taxes | $2,104,000 | 649 |
| Income before extraordinary items | $3,824,000 | 1,087 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,824,000 | 1,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,777 |
| Cash dividends | $1,700,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,701,150 | 1,188 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,901,000 | 2,246 |
| Total interest expense | $4,488,000 | 2,610 |
| Net interest income | $8,413,000 | 2,001 |
| Provision for loan and lease losses | $257,000 | 3,807 |
| Total noninterest income | $1,413,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $864,000 | 1,559 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $549,000 | 2,664 |
| Total noninterest expense | $4,913,000 | 2,815 |
| Salaries and employee benefits | $2,202,000 | 3,355 |
| Premises and equipment expense | $874,000 | 2,313 |
| Additional noninterest expense | $1,837,000 | 2,321 |
| Pre-tax net operating income | $4,656,000 | 1,083 |
| Securities gains (losses) | $73,000 | 1,166 |
| Applicable income taxes | $1,670,000 | 758 |
| Income before extraordinary items | $3,059,000 | 1,211 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,059,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,011,550 | 1,306 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,479,000 | 2,306 |
| Total interest expense | $3,097,000 | 2,633 |
| Net interest income | $5,382,000 | 2,066 |
| Provision for loan and lease losses | $135,000 | 3,809 |
| Total noninterest income | $975,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $564,000 | 1,566 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $411,000 | 2,550 |
| Total noninterest expense | $3,327,000 | 2,795 |
| Salaries and employee benefits | $1,503,000 | 3,324 |
| Premises and equipment expense | $574,000 | 2,357 |
| Additional noninterest expense | $1,250,000 | 2,260 |
| Pre-tax net operating income | $2,895,000 | 1,229 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,023,000 | 924 |
| Income before extraordinary items | $1,872,000 | 1,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,872,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,872,000 | 1,440 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 2,385 |
| Total interest expense | $1,779,000 | 2,467 |
| Net interest income | $2,426,000 | 2,270 |
| Provision for loan and lease losses | $43,000 | 4,054 |
| Total noninterest income | $514,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $288,000 | 1,516 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $226,000 | 2,388 |
| Total noninterest expense | $1,583,000 | 2,911 |
| Salaries and employee benefits | $698,000 | 3,547 |
| Premises and equipment expense | $306,000 | 2,223 |
| Additional noninterest expense | $579,000 | 2,387 |
| Pre-tax net operating income | $1,314,000 | 1,422 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $457,000 | 1,085 |
| Income before extraordinary items | $857,000 | 1,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $857,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $857,000 | 1,655 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,657,000 | 2,449 |
| Total interest expense | $8,538,000 | 2,204 |
| Net interest income | $8,119,000 | 2,686 |
| Provision for loan and lease losses | $309,000 | 3,136 |
| Total noninterest income | $2,813,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,157,000 | 1,554 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,656,000 | 1,562 |
| Total noninterest expense | $5,424,000 | 3,226 |
| Salaries and employee benefits | $2,321,000 | 3,928 |
| Premises and equipment expense | $996,000 | 2,579 |
| Additional noninterest expense | $2,107,000 | 2,539 |
| Pre-tax net operating income | $5,199,000 | 1,588 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,694,000 | 1,290 |
| Income before extraordinary items | $3,505,000 | 1,797 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,505,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $2,900,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,505,000 | 1,787 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,387,000 | 2,477 |
| Total interest expense | $6,376,000 | 2,212 |
| Net interest income | $6,011,000 | 2,717 |
| Provision for loan and lease losses | $218,000 | 2,875 |
| Total noninterest income | $2,303,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $840,000 | 1,569 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,463,000 | 1,400 |
| Total noninterest expense | $4,050,000 | 3,215 |
| Salaries and employee benefits | $1,775,000 | 3,866 |
| Premises and equipment expense | $741,000 | 2,592 |
| Additional noninterest expense | $1,534,000 | 2,560 |
| Pre-tax net operating income | $4,046,000 | 1,654 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,304,000 | 1,358 |
| Income before extraordinary items | $2,742,000 | 1,839 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,742,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $2,600,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,742,000 | 1,825 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,162,000 | 2,523 |
| Total interest expense | $4,138,000 | 2,267 |
| Net interest income | $4,024,000 | 2,740 |
| Provision for loan and lease losses | $101,000 | 3,258 |
| Total noninterest income | $1,804,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $526,000 | 1,673 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,278,000 | 1,178 |
| Total noninterest expense | $2,726,000 | 3,216 |
| Salaries and employee benefits | $1,250,000 | 3,745 |
| Premises and equipment expense | $458,000 | 2,766 |
| Additional noninterest expense | $1,018,000 | 2,586 |
| Pre-tax net operating income | $3,001,000 | 1,545 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $976,000 | 1,297 |
| Income before extraordinary items | $2,025,000 | 1,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,025,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $1,600,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,025,000 | 1,689 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 2,536 |
| Total interest expense | $2,043,000 | 2,284 |
| Net interest income | $2,004,000 | 2,752 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $1,335,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $257,000 | 1,673 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,078,000 | 789 |
| Total noninterest expense | $1,399,000 | 3,155 |
| Salaries and employee benefits | $661,000 | 3,615 |
| Premises and equipment expense | $227,000 | 2,812 |
| Additional noninterest expense | $511,000 | 2,573 |
| Pre-tax net operating income | $1,909,000 | 1,227 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $634,000 | 1,062 |
| Income before extraordinary items | $1,275,000 | 1,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,275,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $800,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,275,000 | 1,370 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,538,000 | 2,480 |
| Total interest expense | $7,140,000 | 2,249 |
| Net interest income | $8,398,000 | 2,662 |
| Provision for loan and lease losses | $211,000 | 3,426 |
| Total noninterest income | $1,728,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $996,000 | 1,756 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $732,000 | 2,712 |
| Total noninterest expense | $5,161,000 | 3,261 |
| Salaries and employee benefits | $2,263,000 | 3,894 |
| Premises and equipment expense | $952,000 | 2,583 |
| Additional noninterest expense | $1,946,000 | 2,633 |
| Pre-tax net operating income | $4,754,000 | 1,979 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,630,000 | 1,548 |
| Income before extraordinary items | $3,124,000 | 2,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,124,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $2,700,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,124,000 | 2,200 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,480,000 | 2,499 |
| Total interest expense | $5,021,000 | 2,312 |
| Net interest income | $6,459,000 | 2,637 |
| Provision for loan and lease losses | $144,000 | 3,484 |
| Total noninterest income | $1,289,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $744,000 | 1,772 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $545,000 | 2,723 |
| Total noninterest expense | $3,867,000 | 3,250 |
| Salaries and employee benefits | $1,702,000 | 3,878 |
| Premises and equipment expense | $702,000 | 2,634 |
| Additional noninterest expense | $1,463,000 | 2,623 |
| Pre-tax net operating income | $3,737,000 | 1,947 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,083,000 | 1,779 |
| Income before extraordinary items | $2,654,000 | 2,047 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,654,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,854 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,654,000 | 2,039 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 2,512 |
| Total interest expense | $3,034,000 | 2,413 |
| Net interest income | $4,437,000 | 2,575 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $872,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $494,000 | 1,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $378,000 | 2,647 |
| Total noninterest expense | $2,620,000 | 3,223 |
| Salaries and employee benefits | $1,127,000 | 3,929 |
| Premises and equipment expense | $457,000 | 2,686 |
| Additional noninterest expense | $1,036,000 | 2,474 |
| Pre-tax net operating income | $2,654,000 | 1,858 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $775,000 | 1,705 |
| Income before extraordinary items | $1,879,000 | 1,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,879,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $1,400,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,879,000 | 1,923 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 2,553 |
| Total interest expense | $1,345,000 | 2,563 |
| Net interest income | $2,264,000 | 2,509 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $429,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 1,727 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $185,000 | 2,627 |
| Total noninterest expense | $1,333,000 | 3,190 |
| Salaries and employee benefits | $577,000 | 3,869 |
| Premises and equipment expense | $220,000 | 2,781 |
| Additional noninterest expense | $536,000 | 2,395 |
| Pre-tax net operating income | $1,354,000 | 1,788 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $395,000 | 1,672 |
| Income before extraordinary items | $959,000 | 1,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $800,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $959,000 | 1,851 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,997,000 | 2,539 |
| Total interest expense | $3,830,000 | 2,748 |
| Net interest income | $9,167,000 | 2,406 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $1,711,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000,000 | 1,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $711,000 | 2,736 |
| Total noninterest expense | $4,856,000 | 3,316 |
| Salaries and employee benefits | $2,291,000 | 3,732 |
| Premises and equipment expense | $857,000 | 2,712 |
| Additional noninterest expense | $1,708,000 | 2,907 |
| Pre-tax net operating income | $5,807,000 | 1,618 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,634,000 | 1,603 |
| Income before extraordinary items | $4,173,000 | 1,686 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,173,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $2,700,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,173,000 | 1,660 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,583,000 | 2,515 |
| Total interest expense | $2,614,000 | 2,824 |
| Net interest income | $6,969,000 | 2,350 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $1,287,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $742,000 | 1,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $545,000 | 2,714 |
| Total noninterest expense | $3,643,000 | 3,290 |
| Salaries and employee benefits | $1,740,000 | 3,669 |
| Premises and equipment expense | $628,000 | 2,760 |
| Additional noninterest expense | $1,275,000 | 2,877 |
| Pre-tax net operating income | $4,533,000 | 1,576 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,380,000 | 1,471 |
| Income before extraordinary items | $3,153,000 | 1,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,153,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $1,900,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,153,000 | 1,643 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 2,513 |
| Total interest expense | $1,594,000 | 2,912 |
| Net interest income | $4,652,000 | 2,328 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $846,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $494,000 | 1,705 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $352,000 | 2,761 |
| Total noninterest expense | $2,464,000 | 3,239 |
| Salaries and employee benefits | $1,170,000 | 3,637 |
| Premises and equipment expense | $417,000 | 2,734 |
| Additional noninterest expense | $877,000 | 2,783 |
| Pre-tax net operating income | $2,994,000 | 1,550 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $905,000 | 1,475 |
| Income before extraordinary items | $2,089,000 | 1,643 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,089,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $1,200,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,089,000 | 1,614 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 2,558 |
| Total interest expense | $731,000 | 3,012 |
| Net interest income | $2,284,000 | 2,355 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $428,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $254,000 | 1,610 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $174,000 | 2,715 |
| Total noninterest expense | $1,258,000 | 3,181 |
| Salaries and employee benefits | $607,000 | 3,535 |
| Premises and equipment expense | $207,000 | 2,792 |
| Additional noninterest expense | $444,000 | 2,722 |
| Pre-tax net operating income | $1,443,000 | 1,572 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $428,000 | 1,539 |
| Income before extraordinary items | $1,015,000 | 1,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,015,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,015,000 | 1,618 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,178,000 | 2,554 |
| Total interest expense | $2,473,000 | 3,083 |
| Net interest income | $8,705,000 | 2,351 |
| Provision for loan and lease losses | $-530,000 | 8,907 |
| Total noninterest income | $2,603,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,103,000 | 1,590 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,500,000 | 1,637 |
| Total noninterest expense | $5,235,000 | 2,984 |
| Salaries and employee benefits | $2,645,000 | 3,193 |
| Premises and equipment expense | $819,000 | 2,730 |
| Additional noninterest expense | $1,771,000 | 2,688 |
| Pre-tax net operating income | $6,603,000 | 1,310 |
| Securities gains (losses) | $121,000 | 1,121 |
| Applicable income taxes | $2,034,000 | 1,251 |
| Income before extraordinary items | $4,690,000 | 1,372 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,690,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,609 |
| Cash dividends | $2,500,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,605,300 | 1,361 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 2,603 |
| Total interest expense | $1,782,000 | 3,133 |
| Net interest income | $6,302,000 | 2,401 |
| Provision for loan and lease losses | $-497,000 | 8,969 |
| Total noninterest income | $2,148,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $838,000 | 1,572 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,310,000 | 1,472 |
| Total noninterest expense | $3,812,000 | 3,038 |
| Salaries and employee benefits | $1,925,000 | 3,246 |
| Premises and equipment expense | $602,000 | 2,771 |
| Additional noninterest expense | $1,285,000 | 2,733 |
| Pre-tax net operating income | $5,135,000 | 1,272 |
| Securities gains (losses) | $60,000 | 1,519 |
| Applicable income taxes | $1,595,000 | 1,222 |
| Income before extraordinary items | $3,600,000 | 1,365 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,600,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,558,600 | 1,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 2,698 |
| Total interest expense | $1,201,000 | 3,083 |
| Net interest income | $3,977,000 | 2,498 |
| Provision for loan and lease losses | $-477,000 | 9,030 |
| Total noninterest income | $969,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $574,000 | 1,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $395,000 | 2,534 |
| Total noninterest expense | $2,561,000 | 3,017 |
| Salaries and employee benefits | $1,282,000 | 3,262 |
| Premises and equipment expense | $393,000 | 2,828 |
| Additional noninterest expense | $886,000 | 2,660 |
| Pre-tax net operating income | $2,862,000 | 1,482 |
| Securities gains (losses) | $60,000 | 1,343 |
| Applicable income taxes | $836,000 | 1,479 |
| Income before extraordinary items | $2,086,000 | 1,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,086,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,480 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,043,400 | 1,515 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 2,718 |
| Total interest expense | $627,000 | 3,015 |
| Net interest income | $1,940,000 | 2,556 |
| Provision for loan and lease losses | $-406,000 | 9,076 |
| Total noninterest income | $466,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $288,000 | 1,490 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $178,000 | 2,660 |
| Total noninterest expense | $1,293,000 | 3,000 |
| Salaries and employee benefits | $667,000 | 3,168 |
| Premises and equipment expense | $195,000 | 2,887 |
| Additional noninterest expense | $431,000 | 2,710 |
| Pre-tax net operating income | $1,519,000 | 1,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $449,000 | 1,418 |
| Income before extraordinary items | $1,070,000 | 1,499 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,070,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,070,000 | 1,413 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,295,000 | 3,027 |
| Total interest expense | $2,442,000 | 3,396 |
| Net interest income | $6,853,000 | 2,814 |
| Provision for loan and lease losses | $288,000 | 3,278 |
| Total noninterest income | $1,971,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,264,000 | 1,374 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $707,000 | 2,956 |
| Total noninterest expense | $8,367,000 | 1,893 |
| Salaries and employee benefits | $2,390,000 | 3,386 |
| Premises and equipment expense | $818,000 | 2,703 |
| Additional noninterest expense | $5,159,000 | 989 |
| Pre-tax net operating income | $169,000 | 7,930 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $-648,000 | 9,108 |
| Income before extraordinary items | $819,000 | 5,183 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $819,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 2,013 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $817,000 | 5,033 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 3,033 |
| Total interest expense | $1,787,000 | 3,580 |
| Net interest income | $5,274,000 | 2,765 |
| Provision for loan and lease losses | $273,000 | 2,677 |
| Total noninterest income | $1,487,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $949,000 | 1,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $538,000 | 3,003 |
| Total noninterest expense | $7,221,000 | 1,682 |
| Salaries and employee benefits | $1,851,000 | 3,299 |
| Premises and equipment expense | $614,000 | 2,718 |
| Additional noninterest expense | $4,756,000 | 820 |
| Pre-tax net operating income | $-733,000 | 9,025 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $-637,000 | 9,183 |
| Income before extraordinary items | $-94,000 | 8,832 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-94,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,255 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-95,280 | 8,765 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 2,973 |
| Total interest expense | $1,169,000 | 3,746 |
| Net interest income | $3,695,000 | 2,633 |
| Provision for loan and lease losses | $-40,000 | 9,148 |
| Total noninterest income | $1,020,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $647,000 | 1,329 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $373,000 | 2,898 |
| Total noninterest expense | $6,235,000 | 1,307 |
| Salaries and employee benefits | $1,300,000 | 3,146 |
| Premises and equipment expense | $403,000 | 2,744 |
| Additional noninterest expense | $4,532,000 | 611 |
| Pre-tax net operating income | $-1,480,000 | 9,201 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $-795,000 | 9,233 |
| Income before extraordinary items | $-683,000 | 9,171 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-683,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-684,280 | 9,122 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 2,895 |
| Total interest expense | $567,000 | 3,946 |
| Net interest income | $1,951,000 | 2,490 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $507,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $334,000 | 1,254 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 2,965 |
| Total noninterest expense | $5,081,000 | 799 |
| Salaries and employee benefits | $666,000 | 3,085 |
| Premises and equipment expense | $201,000 | 2,744 |
| Additional noninterest expense | $4,214,000 | 385 |
| Pre-tax net operating income | $-2,650,000 | 9,294 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,130,000 | 9,296 |
| Income before extraordinary items | $-1,520,000 | 9,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,520,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,520,000 | 9,274 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,282,000 | 2,944 |
| Total interest expense | $2,166,000 | 4,555 |
| Net interest income | $8,116,000 | 2,367 |
| Provision for loan and lease losses | $261,000 | 3,761 |
| Total noninterest income | $1,906,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,258,000 | 1,290 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $648,000 | 2,838 |
| Total noninterest expense | $5,093,000 | 2,878 |
| Salaries and employee benefits | $2,798,000 | 2,817 |
| Premises and equipment expense | $804,000 | 2,673 |
| Additional noninterest expense | $1,491,000 | 2,974 |
| Pre-tax net operating income | $4,668,000 | 1,738 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,270,000 | 1,869 |
| Income before extraordinary items | $3,398,000 | 1,763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,398,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $2,400,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,398,000 | 1,708 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,550,000 | 2,938 |
| Total interest expense | $4,261,000 | 3,610 |
| Net interest income | $7,289,000 | 2,458 |
| Provision for loan and lease losses | $373,000 | 2,769 |
| Total noninterest income | $1,698,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,083,000 | 1,377 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $615,000 | 2,791 |
| Total noninterest expense | $5,350,000 | 2,646 |
| Salaries and employee benefits | $3,211,000 | 2,334 |
| Premises and equipment expense | $739,000 | 2,824 |
| Additional noninterest expense | $1,400,000 | 3,058 |
| Pre-tax net operating income | $3,264,000 | 2,096 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $812,000 | 2,396 |
| Income before extraordinary items | $2,452,000 | 2,127 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,452,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,452,000 | 2,058 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 3,139 |
| Total interest expense | $5,276,000 | 3,159 |
| Net interest income | $5,748,000 | 3,064 |
| Provision for loan and lease losses | $143,000 | 4,507 |
| Total noninterest income | $1,470,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $921,000 | 1,489 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $549,000 | 2,794 |
| Total noninterest expense | $4,333,000 | 3,110 |
| Salaries and employee benefits | $2,351,000 | 3,001 |
| Premises and equipment expense | $670,000 | 2,981 |
| Additional noninterest expense | $1,312,000 | 3,158 |
| Pre-tax net operating income | $2,742,000 | 2,572 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $691,000 | 2,814 |
| Income before extraordinary items | $2,051,000 | 2,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,051,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,051,000 | 2,504 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 3,710 |
| Total interest expense | $3,555,000 | 3,994 |
| Net interest income | $4,904,000 | 3,502 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $1,286,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $760,000 | 1,749 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $526,000 | 2,864 |
| Total noninterest expense | $3,904,000 | 3,387 |
| Salaries and employee benefits | $2,037,000 | 3,383 |
| Premises and equipment expense | $694,000 | 2,879 |
| Additional noninterest expense | $1,173,000 | 3,506 |
| Pre-tax net operating income | $2,185,000 | 3,115 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $454,000 | 3,839 |
| Income before extraordinary items | $1,731,000 | 2,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,731,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,731,000 | 2,870 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 4,327 |
| Total interest expense | $3,123,000 | 4,571 |
| Net interest income | $4,028,000 | 4,099 |
| Provision for loan and lease losses | $251,000 | 2,977 |
| Total noninterest income | $1,067,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $612,000 | 2,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,158 |
| Total noninterest expense | $3,543,000 | 3,572 |
| Salaries and employee benefits | $1,781,000 | 3,702 |
| Premises and equipment expense | $617,000 | 3,083 |
| Additional noninterest expense | $1,145,000 | 3,501 |
| Pre-tax net operating income | $1,301,000 | 4,616 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $124,000 | 7,196 |
| Income before extraordinary items | $1,177,000 | 3,992 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,177,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,011 |
| Cash dividends | $476,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,177,000 | 3,903 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,900,000 | 5,138 |
| Total interest expense | $2,066,000 | 6,140 |
| Net interest income | $3,834,000 | 4,393 |
| Provision for loan and lease losses | $72,000 | 5,860 |
| Total noninterest income | $997,000 | 3,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $556,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 3,087 |
| Total noninterest expense | $3,250,000 | 3,843 |
| Salaries and employee benefits | $1,517,000 | 4,213 |
| Premises and equipment expense | $568,000 | 3,317 |
| Additional noninterest expense | $1,165,000 | 3,433 |
| Pre-tax net operating income | $1,509,000 | 4,482 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $555,000 | 3,910 |
| Income before extraordinary items | $954,000 | 4,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $954,000 | 4,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,981 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $954,000 | 4,807 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 5,782 |
| Total interest expense | $1,694,000 | 7,100 |
| Net interest income | $3,498,000 | 4,829 |
| Provision for loan and lease losses | $106,000 | 4,950 |
| Total noninterest income | $821,000 | 3,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,740 |
| Total noninterest expense | $2,986,000 | 4,326 |
| Salaries and employee benefits | $1,501,000 | 4,299 |
| Premises and equipment expense | $512,000 | 3,707 |
| Additional noninterest expense | $973,000 | 4,506 |
| Pre-tax net operating income | $1,227,000 | 5,043 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $416,000 | 4,775 |
| Income before extraordinary items | $811,000 | 5,254 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $811,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $811,000 | 5,188 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 7,018 |
| Total interest expense | $1,292,000 | 8,304 |
| Net interest income | $2,698,000 | 5,968 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $713,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,861 |
| Total noninterest expense | $2,563,000 | 4,893 |
| Salaries and employee benefits | $1,195,000 | 5,236 |
| Premises and equipment expense | $423,000 | 4,322 |
| Additional noninterest expense | $945,000 | 4,565 |
| Pre-tax net operating income | $768,000 | 6,970 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $250,000 | 6,647 |
| Income before extraordinary items | $518,000 | 7,120 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $518,000 | 7,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,093 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $518,000 | 7,097 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 7,697 |
| Total interest expense | $901,000 | 9,125 |
| Net interest income | $2,351,000 | 6,750 |
| Provision for loan and lease losses | $102,000 | 4,499 |
| Total noninterest income | $509,000 | 5,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $1,891,000 | 6,473 |
| Salaries and employee benefits | $897,000 | 6,654 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $706,000 | 6,272 |
| Pre-tax net operating income | $867,000 | 6,554 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $371,000 | 5,041 |
| Income before extraordinary items | $496,000 | 7,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $496,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $496,000 | 7,379 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 9,169 |
| Total interest expense | $647,000 | 10,891 |
| Net interest income | $1,860,000 | 8,077 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $501,000 | 5,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,647 |
| Total noninterest expense | $1,743,000 | 7,056 |
| Salaries and employee benefits | $862,000 | 6,936 |
| Premises and equipment expense | $265,000 | 6,412 |
| Additional noninterest expense | $616,000 | 7,199 |
| Pre-tax net operating income | $586,000 | 8,045 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $263,000 | 6,600 |
| Income before extraordinary items | $323,000 | 9,204 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $323,000 | 9,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $323,000 | 8,951 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 9,405 |
| Total interest expense | $807,000 | 11,298 |
| Net interest income | $1,957,000 | 7,880 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $526,000 | 5,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $1,778,000 | 7,024 |
| Salaries and employee benefits | $906,000 | 6,586 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $608,000 | 7,442 |
| Pre-tax net operating income | $694,000 | 7,135 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $273,000 | 6,323 |
| Income before extraordinary items | $421,000 | 8,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $421,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,000 | 7,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.