| 2024-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0353% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1301% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2458% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6034% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0315% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1011% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0851% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1785% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0276% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0571% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0592% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0468% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0255% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9136% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9392% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7861% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0264% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 3,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 3,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8594% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8580% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8665% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0238% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3544% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3133% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5689% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0246% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1906% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1686% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3070% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0221% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 3,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0927% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0253% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4557% | 293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0239% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 3,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9545% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8391% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6155% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0145% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9294% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0193% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4726% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0114% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0482% | 3,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9423% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0694% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3150% | 982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0188% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2209% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4489% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0187% | 3,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0192% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0006% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3508% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6575% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2998% | 4,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0254% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0669% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4081% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4662% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1405% | 482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0255% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0458% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 4,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0075% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5304% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6582% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9551% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0239% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 4,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0533% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1782% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4896% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0251% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0612% | 4,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8771% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9214% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6827% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0321% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0305% | 4,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6797% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5543% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2192% | 254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0251% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 3,629 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6945% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5919% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1332% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0298% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 4,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7391% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6327% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1938% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0510% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 4,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9255% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9393% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8659% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0397% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 4,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9480% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8395% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3785% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0336% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 5,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0439% | 3,776 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9511% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8289% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4250% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0267% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0937% | 5,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0663% | 3,854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2429% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0483% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9879% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0077% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0367% | 4,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1555% | 5,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1340% | 3,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2054% | 4,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4574% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8476% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0206% | 4,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0452% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,283 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1039% | 4,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6499% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7015% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4572% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0410% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 4,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1193% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5240% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5302% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5008% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0413% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 4,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5703% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5479% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6540% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0465% | 1,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0004% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1025% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5006% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4209% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7929% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0659% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0091% | 4,559 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 5,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6996% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4382% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5728% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3282% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0660% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1454% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 4,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 5,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 4,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6136% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3558% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4559% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2799% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0739% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2102% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 5,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 5,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 4,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5508% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3878% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0814% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2138% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0098% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 5,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.1852% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 5,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 3,969 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 5,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6094% | 5,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3991% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2318% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9454% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2503% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0182% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 5,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0767% | 4,971 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 5,382 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 4,713 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 5,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 4,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 5,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4377% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3965% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5611% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0367% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0187% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 5,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.0657% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,078 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0127% | 4,765 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 5,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 4,091 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 5,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3364% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3589% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2702% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9210% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0090% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 5,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0985% | 5,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 5,121 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0191% | 4,818 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 5,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 4,129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 5,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0978% | 5,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1770% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2298% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0247% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7892% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0092% | 4,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 5,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.1907% | 5,388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,232 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0387% | 4,901 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 5,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 5,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4036% | 5,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0187% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0829% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8361% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7165% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0550% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0706% | 5,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0104% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 5,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0251% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 5,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2825% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1988% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5050% | 503 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0983% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0401% | 3,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 5,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0971% | 5,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0371% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 5,533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 5,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2776% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1999% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4823% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0178% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0415% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,215 |
| Percentage Net Loans Charged-off:Construction & development | -0.1492% | 5,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 5,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0738% | 4,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3415% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1767% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7793% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9169% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0392% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.3157% | 5,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1219% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 5,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0874% | 4,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0573% | 5,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9861% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9413% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1047% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9371% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0562% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 4,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0861% | 5,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 2,497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0914% | 5,261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 3,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 3,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1216% | 2,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4394% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5916% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0699% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3583% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0258% | 4,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 6,180 |
| Percentage Net Loans Charged-off:Construction & development | -0.1261% | 5,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0958% | 6,384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1282% | 5,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 3,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 1,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1644% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4438% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6743% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8960% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3425% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0220% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 6,126 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 5,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0668% | 6,393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2005% | 5,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 3,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0221% | 1,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 3,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2080% | 5,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3196% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4286% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0609% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2434% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0209% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 6,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 6,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 5,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 5,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5245% | 6,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0955% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3910% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3900% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2705% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1630% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 4,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.6070% | 6,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0486% | 2,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1187% | 743 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2602% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3391% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9033% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0147% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6312% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2578% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1705% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 3,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.7287% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 2,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 3,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2494% | 1,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0950% | 3,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3902% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8566% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0280% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4367% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1239% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1989% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 1.0489% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 2,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1299% | 2,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2616% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5504% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8142% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0182% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3057% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0242% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1456% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0673% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1037% | 1,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 2,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6295% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1270% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1906% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9662% | 553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9974% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4371% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3342% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 2.0523% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4527% | 2,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0146% | 1,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1713% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6272% | 1,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2041% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4819% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1997% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1265% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3721% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4328% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3405% | 2,959 |
| Percentage Net Loans Charged-off:Construction & development | 2.0523% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3471% | 1,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0198% | 840 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 3,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7920% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 3,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1439% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0901% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2310% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6987% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2815% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3407% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2554% | 3,078 |
| Percentage Net Loans Charged-off:Construction & development | 2.4742% | 1,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 2,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0301% | 667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1626% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3761% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1376% | 3,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9151% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8000% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1230% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9557% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1543% | 440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3433% | 2,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2689% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | 2.5831% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0652% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1700% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4486% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1366% | 2,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 2,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9465% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5794% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3021% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9856% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4841% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3506% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 2.0668% | 2,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3122% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1779% | 3,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3407% | 1,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6744% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5205% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8478% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4996% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1973% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4282% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 2.2261% | 1,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1693% | 2,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3163% | 2,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3432% | 2,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6182% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1628% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8092% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3375% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3775% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6828% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 3.4323% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3192% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4788% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5199% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5187% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0540% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6047% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2950% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1124% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3891% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.0822% | 6,993 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 7,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9466% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0295% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5599% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8392% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3179% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3320% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3845% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6621% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 1.5085% | 2,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0534% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 3,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1355% | 1,693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1091% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9023% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3135% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0004% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6608% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4384% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7054% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.6834% | 2,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4747% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 3,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9476% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5299% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2961% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6623% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5360% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8014% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.2768% | 2,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9205% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 3,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 3,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9182% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7035% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5417% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7165% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9299% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.4706% | 1,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4297% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4373% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2937% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8273% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9284% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 1.1646% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0867% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4384% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3899% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7421% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7968% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 3,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9951% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2596% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2559% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6947% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7827% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9952% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1851% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1532% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5513% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7173% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7497% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8275% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7354% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6083% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7307% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5709% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0210% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9637% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6390% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6906% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6213% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8379% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7824% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6267% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6679% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3589% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8164% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8116% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5485% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7322% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 7,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 7,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 7,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1484% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2456% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3044% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7405% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5510% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6623% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7740% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8161% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9401% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5186% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4985% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5992% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6735% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8654% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5249% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4487% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5749% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6639% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8168% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5032% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1229% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4959% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5882% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7509% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5043% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 2,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2647% | 2,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4716% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5365% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0885% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3523% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 7,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2116% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7743% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7881% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4341% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2862% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3245% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4426% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4030% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9051% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2332% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 7,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 8,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3384% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2377% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2462% | 734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2170% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3102% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 8,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 8,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0320% | 8,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0889% | 7,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8810% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9723% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5773% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3055% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 8,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 8,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 8,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 7,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8872% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9792% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1751% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2749% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 8,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0381% | 8,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0525% | 2,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7537% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8882% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2795% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2686% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0279% | 8,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 8,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 8,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1019% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6805% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8116% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1270% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3335% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 8,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 8,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 8,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1710% | 3,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9647% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9936% | 1,188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4368% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3047% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0262% | 8,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 8,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 8,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 3,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8581% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8752% | 1,174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1218% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3553% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 8,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 8,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 8,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 8,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1926% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1857% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2658% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2721% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4019% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 8,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 8,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 8,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 8,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2279% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4834% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4967% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0128% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3123% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 8,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 8,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 8,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0921% | 8,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8387% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8362% | 1,332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0042% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2269% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 8,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0313% | 8,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 8,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1370% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3073% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2399% | 1,610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5709% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1920% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3804% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8858% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8980% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2731% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1932% | 3,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0479% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0884% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0449% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1490% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3167% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3782% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8783% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1587% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0900% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4768% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1971% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1172% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4906% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7651% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3747% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2303% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8213% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4926% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4661% | 501 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3396% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1583% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8174% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2966% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2231% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2728% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2815% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9691% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9991% | 561 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2169% | 3,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0449% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3348% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5927% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2559% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7626% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6234% | 39 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2652% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0799% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2566% | 1,452 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0148% | 1,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3221% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5747% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8986% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5383% | 4,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
