| 1999-12-31 | Rank |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities |
| Total Assets: | $182,856,000 | 2,591 |
| Cash and due from depository institutions | $6,084,000 | 2,196 |
| Interest-bearing balances | $4,000 | 6,637 |
| Securities | $46,836,000 | 2,419 |
| Federal funds sold & reverse repurchase agreements | $229,000 | 6,286 |
| Net loans & leases | $116,622,000 | 2,560 |
| Loan loss allowance | $1,252,000 | 2,820 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,391,000 | 1,575 |
| Other real estate owned | $136,000 | 2,196 |
| Goodwill and other intangibles | $5,898,000 | 570 |
| All other assets | $1,660,000 | 4,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,856,000 | 2,591 |
| Total liabilities | $162,699,000 | 2,624 |
| Total deposits | $157,619,000 | 2,431 |
| Interest-bearing deposits | $128,472,000 | 2,553 |
| Deposits held in domestic offices | $157,619,000 | 2,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,180,000 | 1,858 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $900,000 | 3,522 |
| Total equity capital | $20,157,000 | 2,202 |
| Total bank equity capital | $20,157,000 | 2,202 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $14,650,000 | 1,185 |
| Undivided profits | $2,507,000 | 5,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,058,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $750,000 | 3,137 |
| Earning assets | $163,691,000 | 2,635 |
| Long-term assets (5+ years) | $26,643,000 | 2,768 |
| Average Assets, year-to-date | $184,930,000 | 2,442 |
| Average Assets, quarterly | $185,899,000 | 2,508 |
| Volatile liabilities | $24,349,000 | 2,980 |
| Insider loans | $3,564,000 | 1,332 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,193,000 | 649 |
| Unused loan commitments | $12,483,000 | 3,243 |
| Tier 1 (core) risk-based capital | $15,070,000 | 2,908 |
| Tier 2 risk-based capital | $1,252,000 | 2,564 |
| Total risk weighted assets | $126,860,300 | 2,402 |
| Total unused commitments | $12,483,000 | 3,246 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 82 | 2,127 |
| Assets and Liabilities |
| Total Assets: | $188,982,000 | 2,426 |
| Cash and due from depository institutions | $8,368,000 | 2,127 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $48,208,000 | 2,398 |
| Federal funds sold & reverse repurchase agreements | $8,238,000 | 2,084 |
| Net loans & leases | $110,147,000 | 2,512 |
| Loan loss allowance | $1,545,000 | 2,281 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,858,000 | 1,360 |
| Other real estate owned | $104,000 | 2,127 |
| Goodwill and other intangibles | $6,483,000 | 492 |
| All other assets | $1,576,000 | 4,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,982,000 | 2,426 |
| Total liabilities | $167,696,000 | 2,470 |
| Total deposits | $165,951,000 | 2,298 |
| Interest-bearing deposits | $140,561,000 | 2,325 |
| Deposits held in domestic offices | $165,951,000 | 2,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,745,000 | 2,222 |
| Total equity capital | $21,286,000 | 2,114 |
| Total bank equity capital | $21,286,000 | 2,114 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $14,650,000 | 1,130 |
| Undivided profits | $3,636,000 | 5,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $231,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $736,000 | 3,145 |
| Earning assets | $166,593,000 | 2,546 |
| Long-term assets (5+ years) | $33,192,000 | 2,206 |
| Average Assets, year-to-date | $180,106,400 | 2,410 |
| Average Assets, quarterly | $184,448,000 | 2,443 |
| Volatile liabilities | $27,026,000 | 2,348 |
| Insider loans | $2,519,000 | 1,708 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $179,000 | 1,503 |
| Unused loan commitments | $9,129,000 | 3,846 |
| Tier 1 (core) risk-based capital | $14,582,000 | 2,932 |
| Tier 2 risk-based capital | $1,513,380 | 2,090 |
| Total risk weighted assets | $121,039,080 | 2,367 |
| Total unused commitments | $9,129,000 | 3,852 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities |
| Total Assets: | $176,202,000 | 2,543 |
| Cash and due from depository institutions | $4,210,000 | 2,278 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $48,434,000 | 2,362 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,512 |
| Net loans & leases | $104,421,000 | 2,647 |
| Loan loss allowance | $1,662,000 | 2,131 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,329,000 | 1,226 |
| Other real estate owned | $460,000 | 2,278 |
| Goodwill and other intangibles | $7,068,000 | 455 |
| All other assets | $1,730,000 | 3,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,202,000 | 2,543 |
| Total liabilities | $154,960,000 | 2,603 |
| Total deposits | $153,360,000 | 2,443 |
| Interest-bearing deposits | $130,309,000 | 2,474 |
| Deposits held in domestic offices | $153,360,000 | 2,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,600,000 | 2,427 |
| Total equity capital | $21,242,000 | 2,118 |
| Total bank equity capital | $21,242,000 | 2,118 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $14,650,000 | 1,124 |
| Undivided profits | $3,592,000 | 5,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $284,000 | 5,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 1,020 |
| Income earned, not collected on loans | $740,000 | 3,166 |
| Earning assets | $156,405,000 | 2,629 |
| Long-term assets (5+ years) | $20,005,000 | 2,783 |
| Average Assets, year-to-date | $172,005,000 | 2,505 |
| Average Assets, quarterly | $175,242,000 | 2,516 |
| Volatile liabilities | $25,861,000 | 2,408 |
| Insider loans | $1,076,000 | 3,381 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,366,000 | 3,376 |
| Tier 1 (core) risk-based capital | $14,026,000 | 3,036 |
| Tier 2 risk-based capital | $1,429,380 | 2,100 |
| Total risk weighted assets | $114,117,880 | 2,457 |
| Total unused commitments | $10,366,000 | 3,377 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 81 | 2,316 |
| Assets and Liabilities |
| Total Assets: | $168,576,000 | 2,741 |
| Cash and due from depository institutions | $6,208,000 | 2,316 |
| Interest-bearing balances | $22,000 | 5,867 |
| Securities | $50,428,000 | 2,436 |
| Federal funds sold & reverse repurchase agreements | $2,840,000 | 4,007 |
| Net loans & leases | $92,212,000 | 2,984 |
| Loan loss allowance | $1,121,000 | 3,177 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,581,000 | 1,176 |
| Other real estate owned | $211,000 | 2,316 |
| Goodwill and other intangibles | $7,653,000 | 429 |
| All other assets | $2,443,000 | 2,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,576,000 | 2,741 |
| Total liabilities | $147,507,000 | 2,824 |
| Total deposits | $145,259,000 | 2,658 |
| Interest-bearing deposits | $126,548,000 | 2,625 |
| Deposits held in domestic offices | $145,259,000 | 2,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,248,000 | 1,846 |
| Total equity capital | $21,069,000 | 2,127 |
| Total bank equity capital | $21,069,000 | 2,127 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $14,650,000 | 1,169 |
| Undivided profits | $3,419,000 | 5,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $470,000 | 4,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $662,000 | 3,485 |
| Earning assets | $145,502,000 | 2,900 |
| Long-term assets (5+ years) | $23,405,000 | 2,372 |
| Average Assets, year-to-date | $165,305,000 | 2,682 |
| Average Assets, quarterly | $167,027,000 | 2,726 |
| Volatile liabilities | $26,545,000 | 2,308 |
| Insider loans | $1,254,000 | 3,055 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,445,000 | 2,614 |
| Tier 1 (core) risk-based capital | $13,200,000 | 3,254 |
| Tier 2 risk-based capital | $1,121,000 | 2,658 |
| Total risk weighted assets | $102,424,300 | 2,725 |
| Total unused commitments | $14,445,000 | 2,626 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 83 | 2,347 |
| Assets and Liabilities |
| Total Assets: | $164,248,000 | 2,805 |
| Cash and due from depository institutions | $4,698,000 | 2,347 |
| Interest-bearing balances | $25,000 | 6,063 |
| Securities | $50,837,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $5,123,000 | 2,810 |
| Net loans & leases | $86,486,000 | 3,100 |
| Loan loss allowance | $1,417,000 | 2,600 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,799,000 | 1,110 |
| Other real estate owned | $292,000 | 2,347 |
| Goodwill and other intangibles | $8,238,000 | 395 |
| All other assets | $1,775,000 | 4,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,248,000 | 2,805 |
| Total liabilities | $143,874,000 | 2,892 |
| Total deposits | $140,558,000 | 2,773 |
| Interest-bearing deposits | $121,106,000 | 2,770 |
| Deposits held in domestic offices | $140,558,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,000 | 5,065 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,310,000 | 1,416 |
| Total equity capital | $20,374,000 | 2,180 |
| Total bank equity capital | $20,374,000 | 2,180 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $14,650,000 | 1,171 |
| Undivided profits | $2,724,000 | 6,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $152,000 | 7,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $668,000 | 3,546 |
| Earning assets | $142,471,000 | 2,971 |
| Long-term assets (5+ years) | $26,065,000 | 2,041 |
| Average Assets, year-to-date | $158,592,800 | 2,789 |
| Average Assets, quarterly | $161,651,000 | 2,815 |
| Volatile liabilities | $23,355,000 | 2,322 |
| Insider loans | $1,417,000 | 2,900 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $546,000 | 989 |
| Unused loan commitments | $10,666,000 | 3,122 |
| Tier 1 (core) risk-based capital | $11,649,000 | 3,656 |
| Tier 2 risk-based capital | $1,209,740 | 2,467 |
| Total risk weighted assets | $96,571,540 | 2,812 |
| Total unused commitments | $10,666,000 | 3,135 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 85 | 2,357 |
| Assets and Liabilities |
| Total Assets: | $156,468,000 | 2,898 |
| Cash and due from depository institutions | $8,905,000 | 2,357 |
| Interest-bearing balances | $28,000 | 6,344 |
| Securities | $43,216,000 | 3,043 |
| Federal funds sold & reverse repurchase agreements | $6,084,000 | 1,511 |
| Net loans & leases | $91,389,000 | 2,853 |
| Loan loss allowance | $1,607,000 | 2,378 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,758,000 | 1,557 |
| Other real estate owned | $269,000 | 2,357 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,847,000 | 4,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,468,000 | 2,898 |
| Total liabilities | $139,385,000 | 2,954 |
| Total deposits | $137,794,000 | 2,771 |
| Interest-bearing deposits | $118,211,000 | 2,793 |
| Deposits held in domestic offices | $137,794,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,000 | 5,257 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,578,000 | 2,151 |
| Total equity capital | $17,083,000 | 2,379 |
| Total bank equity capital | $17,083,000 | 2,379 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $11,083,000 | 2,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $516,000 | 4,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $591,000 | 3,519 |
| Earning assets | $140,717,000 | 2,941 |
| Long-term assets (5+ years) | $13,579,000 | 3,372 |
| Average Assets, year-to-date | $156,573,800 | 2,819 |
| Average Assets, quarterly | $154,853,000 | 2,896 |
| Volatile liabilities | $19,591,000 | 2,576 |
| Insider loans | $1,947,000 | 2,136 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $514,000 | 812 |
| Unused loan commitments | $4,886,000 | 4,970 |
| Tier 1 (core) risk-based capital | $17,115,000 | 2,397 |
| Tier 2 risk-based capital | $1,162,410 | 2,551 |
| Total risk weighted assets | $92,548,410 | 2,843 |
| Total unused commitments | $4,886,000 | 4,978 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 88 | 2,385 |
| Assets and Liabilities |
| Total Assets: | $160,593,000 | 2,849 |
| Cash and due from depository institutions | $5,133,000 | 2,385 |
| Interest-bearing balances | $26,000 | 7,237 |
| Securities | $57,420,000 | 2,396 |
| Federal funds sold & reverse repurchase agreements | $227,000 | 9,846 |
| Net loans & leases | $90,510,000 | 2,829 |
| Loan loss allowance | $1,404,000 | 2,783 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,820,000 | 1,530 |
| Other real estate owned | $687,000 | 2,385 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,796,000 | 3,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,593,000 | 2,849 |
| Total liabilities | $143,961,000 | 2,918 |
| Total deposits | $141,521,000 | 2,792 |
| Interest-bearing deposits | $123,204,000 | 2,773 |
| Deposits held in domestic offices | $141,521,000 | 2,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,931 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $120,000 | 4,294 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,520,000 | 2,277 |
| Total equity capital | $16,632,000 | 2,417 |
| Total bank equity capital | $16,632,000 | 2,417 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $10,632,000 | 2,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $229,000 | 7,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $521,000 | 3,546 |
| Earning assets | $148,183,000 | 2,841 |
| Long-term assets (5+ years) | $12,768,000 | 3,704 |
| Average Assets, year-to-date | $156,821,200 | 2,843 |
| Average Assets, quarterly | $157,790,500 | 2,874 |
| Volatile liabilities | $21,390,000 | 2,274 |
| Insider loans | $1,108,000 | 3,465 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,498,000 | 717 |
| Unused loan commitments | $4,866,000 | 4,977 |
| Tier 1 (core) risk-based capital | $16,632,000 | 2,363 |
| Tier 2 risk-based capital | $1,097,150 | 2,656 |
| Total risk weighted assets | $87,464,850 | 2,954 |
| Total unused commitments | $4,866,000 | 4,999 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities |
| Total Assets: | $159,967,000 | 2,947 |
| Cash and due from depository institutions | $8,022,000 | 2,604 |
| Interest-bearing balances | $2,051,000 | 2,679 |
| Securities | $53,953,000 | 2,519 |
| Federal funds sold & reverse repurchase agreements | $5,960,000 | 2,785 |
| Net loans & leases | $84,331,000 | 3,093 |
| Loan loss allowance | $1,498,000 | 2,709 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,705,000 | 1,563 |
| Other real estate owned | $1,344,000 | 2,604 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,652,000 | 4,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,967,000 | 2,947 |
| Total liabilities | $145,465,000 | 2,956 |
| Total deposits | $142,893,000 | 2,872 |
| Interest-bearing deposits | $122,537,000 | 2,928 |
| Deposits held in domestic offices | $142,893,000 | 2,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $194,000 | 3,906 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,378,000 | 1,628 |
| Total equity capital | $14,502,000 | 2,660 |
| Total bank equity capital | $14,502,000 | 2,660 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $8,502,000 | 2,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $346,000 | 6,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $513,000 | 3,963 |
| Earning assets | $146,295,000 | 2,944 |
| Long-term assets (5+ years) | $7,779,000 | 5,058 |
| Average Assets, year-to-date | $157,976,200 | 2,909 |
| Average Assets, quarterly | $159,204,500 | 2,934 |
| Volatile liabilities | $21,663,000 | 2,202 |
| Insider loans | $2,477,000 | 252 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $679,000 | 830 |
| Unused loan commitments | $4,576,000 | 4,866 |
| Tier 1 (core) risk-based capital | $14,502,000 | 2,598 |
| Tier 2 risk-based capital | $1,020,460 | 2,851 |
| Total risk weighted assets | $81,158,860 | 3,218 |
| Total unused commitments | $4,576,000 | 4,894 |
| Derivatives | $0 | 651 |
