Firstbank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 526 |
| Total interest expense | $945,000 | 804 |
| Net interest income | $10,876,000 | 496 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,905,000 | 755 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $414,000 | 791 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,491,000 | 629 |
| Total noninterest expense | $9,304,000 | 549 |
| Salaries and employee benefits | $5,028,000 | 541 |
| Premises and equipment expense | $1,185,000 | 535 |
| Additional noninterest expense | $3,091,000 | 539 |
| Pre-tax net operating income | $3,477,000 | 589 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $1,020,000 | 548 |
| Income before extraordinary items | $2,458,000 | 642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,458,000 | 642 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,458,000 | 643 |
| Net charge-offs | $703,000 | 382 |
| Cash dividends | $2,300,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,457,290 | 635 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $49,019,000 | 500 |
| Total interest expense | $4,702,000 | 709 |
| Net interest income | $44,317,000 | 480 |
| Provision for loan and lease losses | $1,950,000 | 636 |
| Total noninterest income | $9,946,000 | 671 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,824,000 | 763 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,122,000 | 563 |
| Total noninterest expense | $35,467,000 | 585 |
| Salaries and employee benefits | $18,612,000 | 572 |
| Premises and equipment expense | $4,425,000 | 556 |
| Additional noninterest expense | $12,430,000 | 556 |
| Pre-tax net operating income | $16,846,000 | 496 |
| Securities gains (losses) | $318,000 | 667 |
| Applicable income taxes | $5,230,000 | 444 |
| Income before extraordinary items | $11,934,000 | 552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,934,000 | 551 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $11,934,000 | 553 |
| Net charge-offs | $4,272,000 | 386 |
| Cash dividends | $12,520,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $11,711,400 | 554 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $36,860,000 | 501 |
| Total interest expense | $3,614,000 | 718 |
| Net interest income | $33,246,000 | 484 |
| Provision for loan and lease losses | $1,450,000 | 660 |
| Total noninterest income | $7,840,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,381,000 | 764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,459,000 | 553 |
| Total noninterest expense | $25,819,000 | 604 |
| Salaries and employee benefits | $14,014,000 | 578 |
| Premises and equipment expense | $3,342,000 | 559 |
| Additional noninterest expense | $8,463,000 | 617 |
| Pre-tax net operating income | $13,817,000 | 473 |
| Securities gains (losses) | $51,000 | 1,644 |
| Applicable income taxes | $4,266,000 | 430 |
| Income before extraordinary items | $9,602,000 | 539 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $9,602,000 | 537 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,602,000 | 541 |
| Net charge-offs | $3,345,000 | 380 |
| Cash dividends | $9,070,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,566,810 | 528 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $24,771,000 | 500 |
| Total interest expense | $2,476,000 | 723 |
| Net interest income | $22,295,000 | 482 |
| Provision for loan and lease losses | $1,450,000 | 493 |
| Total noninterest income | $5,397,000 | 650 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $930,000 | 744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,467,000 | 542 |
| Total noninterest expense | $17,374,000 | 602 |
| Salaries and employee benefits | $9,362,000 | 575 |
| Premises and equipment expense | $2,204,000 | 566 |
| Additional noninterest expense | $5,808,000 | 595 |
| Pre-tax net operating income | $8,868,000 | 479 |
| Securities gains (losses) | $51,000 | 1,510 |
| Applicable income taxes | $2,740,000 | 438 |
| Income before extraordinary items | $6,179,000 | 551 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,179,000 | 551 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,179,000 | 553 |
| Net charge-offs | $2,623,000 | 360 |
| Cash dividends | $5,770,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $6,143,810 | 534 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $12,327,000 | 506 |
| Total interest expense | $1,301,000 | 708 |
| Net interest income | $11,026,000 | 486 |
| Provision for loan and lease losses | $1,050,000 | 368 |
| Total noninterest income | $2,746,000 | 646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $472,000 | 718 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,274,000 | 536 |
| Total noninterest expense | $8,652,000 | 604 |
| Salaries and employee benefits | $4,761,000 | 577 |
| Premises and equipment expense | $1,131,000 | 545 |
| Additional noninterest expense | $2,760,000 | 626 |
| Pre-tax net operating income | $4,070,000 | 508 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $1,261,000 | 465 |
| Income before extraordinary items | $2,859,000 | 576 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,859,000 | 574 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,859,000 | 577 |
| Net charge-offs | $1,635,000 | 306 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,824,500 | 553 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,401,000 | 1,444 |
| Total interest expense | $2,786,000 | 1,592 |
| Net interest income | $15,615,000 | 1,406 |
| Provision for loan and lease losses | $1,277,000 | 1,486 |
| Total noninterest income | $3,343,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $745,000 | 1,789 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,598,000 | 1,293 |
| Total noninterest expense | $10,742,000 | 1,785 |
| Salaries and employee benefits | $4,506,000 | 2,214 |
| Premises and equipment expense | $1,194,000 | 1,947 |
| Additional noninterest expense | $5,042,000 | 1,343 |
| Pre-tax net operating income | $6,939,000 | 1,023 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $2,282,000 | 785 |
| Income before extraordinary items | $4,659,000 | 1,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,659,000 | 1,265 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,659,000 | 1,265 |
| Net charge-offs | $883,000 | 1,955 |
| Cash dividends | $4,750,000 | 603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,657,660 | 1,207 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,919,000 | 1,452 |
| Total interest expense | $2,172,000 | 1,606 |
| Net interest income | $11,747,000 | 1,414 |
| Provision for loan and lease losses | $968,000 | 1,476 |
| Total noninterest income | $2,508,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $563,000 | 1,811 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,945,000 | 1,286 |
| Total noninterest expense | $7,947,000 | 1,807 |
| Salaries and employee benefits | $3,358,000 | 2,215 |
| Premises and equipment expense | $905,000 | 1,955 |
| Additional noninterest expense | $3,684,000 | 1,380 |
| Pre-tax net operating income | $5,340,000 | 1,010 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,764,000 | 790 |
| Income before extraordinary items | $3,576,000 | 1,260 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,576,000 | 1,262 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,576,000 | 1,261 |
| Net charge-offs | $802,000 | 1,674 |
| Cash dividends | $4,750,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,576,000 | 1,190 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,382,000 | 1,454 |
| Total interest expense | $1,509,000 | 1,593 |
| Net interest income | $7,873,000 | 1,404 |
| Provision for loan and lease losses | $560,000 | 1,685 |
| Total noninterest income | $1,627,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $373,000 | 1,812 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,254,000 | 1,298 |
| Total noninterest expense | $5,285,000 | 1,818 |
| Salaries and employee benefits | $2,215,000 | 2,246 |
| Premises and equipment expense | $606,000 | 1,948 |
| Additional noninterest expense | $2,464,000 | 1,380 |
| Pre-tax net operating income | $3,655,000 | 974 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,213,000 | 761 |
| Income before extraordinary items | $2,442,000 | 1,226 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,442,000 | 1,227 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,442,000 | 1,226 |
| Net charge-offs | $693,000 | 1,466 |
| Cash dividends | $3,750,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,442,000 | 1,152 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 1,490 |
| Total interest expense | $800,000 | 1,571 |
| Net interest income | $3,821,000 | 1,455 |
| Provision for loan and lease losses | $197,000 | 2,050 |
| Total noninterest income | $750,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $190,000 | 1,774 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $560,000 | 1,396 |
| Total noninterest expense | $2,712,000 | 1,779 |
| Salaries and employee benefits | $1,113,000 | 2,243 |
| Premises and equipment expense | $319,000 | 1,867 |
| Additional noninterest expense | $1,280,000 | 1,311 |
| Pre-tax net operating income | $1,662,000 | 1,057 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $554,000 | 810 |
| Income before extraordinary items | $1,108,000 | 1,301 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,108,000 | 1,302 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,108,000 | 1,302 |
| Net charge-offs | $326,000 | 1,412 |
| Cash dividends | $650,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,108,000 | 1,236 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,090,000 | 1,488 |
| Total interest expense | $4,081,000 | 1,488 |
| Net interest income | $15,009,000 | 1,478 |
| Provision for loan and lease losses | $2,130,000 | 1,503 |
| Total noninterest income | $2,108,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $854,000 | 1,697 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,254,000 | 1,839 |
| Total noninterest expense | $10,524,000 | 1,831 |
| Salaries and employee benefits | $4,296,000 | 2,259 |
| Premises and equipment expense | $1,218,000 | 2,034 |
| Additional noninterest expense | $5,010,000 | 1,378 |
| Pre-tax net operating income | $4,463,000 | 1,307 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $1,486,000 | 1,008 |
| Income before extraordinary items | $2,983,000 | 1,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,983,000 | 1,625 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,983,000 | 1,625 |
| Net charge-offs | $2,559,000 | 1,327 |
| Cash dividends | $3,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,978,980 | 1,549 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,373,000 | 1,504 |
| Total interest expense | $3,152,000 | 1,500 |
| Net interest income | $11,221,000 | 1,495 |
| Provision for loan and lease losses | $1,655,000 | 1,415 |
| Total noninterest income | $1,434,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $655,000 | 1,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $779,000 | 2,078 |
| Total noninterest expense | $7,851,000 | 1,835 |
| Salaries and employee benefits | $3,202,000 | 2,261 |
| Premises and equipment expense | $918,000 | 2,038 |
| Additional noninterest expense | $3,731,000 | 1,390 |
| Pre-tax net operating income | $3,149,000 | 1,433 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $1,049,000 | 1,048 |
| Income before extraordinary items | $2,106,000 | 1,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,106,000 | 1,766 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,106,000 | 1,766 |
| Net charge-offs | $2,347,000 | 1,092 |
| Cash dividends | $1,950,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,101,980 | 1,684 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 1,515 |
| Total interest expense | $2,130,000 | 1,533 |
| Net interest income | $7,470,000 | 1,490 |
| Provision for loan and lease losses | $1,465,000 | 1,161 |
| Total noninterest income | $866,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $450,000 | 1,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $416,000 | 2,384 |
| Total noninterest expense | $5,281,000 | 1,843 |
| Salaries and employee benefits | $2,096,000 | 2,312 |
| Premises and equipment expense | $603,000 | 2,094 |
| Additional noninterest expense | $2,582,000 | 1,357 |
| Pre-tax net operating income | $1,590,000 | 1,790 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $530,000 | 1,264 |
| Income before extraordinary items | $1,066,000 | 2,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,066,000 | 2,166 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,066,000 | 2,166 |
| Net charge-offs | $2,356,000 | 813 |
| Cash dividends | $1,400,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,061,980 | 2,098 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 1,557 |
| Total interest expense | $1,069,000 | 1,588 |
| Net interest income | $3,623,000 | 1,530 |
| Provision for loan and lease losses | $650,000 | 1,199 |
| Total noninterest income | $454,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $211,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $243,000 | 2,191 |
| Total noninterest expense | $2,652,000 | 1,851 |
| Salaries and employee benefits | $1,068,000 | 2,296 |
| Premises and equipment expense | $310,000 | 2,061 |
| Additional noninterest expense | $1,274,000 | 1,377 |
| Pre-tax net operating income | $775,000 | 1,820 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $258,000 | 1,253 |
| Income before extraordinary items | $517,000 | 2,195 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $517,000 | 2,194 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $517,000 | 2,195 |
| Net charge-offs | $1,008,000 | 855 |
| Cash dividends | $900,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $517,000 | 2,152 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,567,000 | 1,574 |
| Total interest expense | $5,136,000 | 1,621 |
| Net interest income | $14,431,000 | 1,551 |
| Provision for loan and lease losses | $2,002,000 | 2,065 |
| Total noninterest income | $3,276,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $928,000 | 1,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,348,000 | 1,261 |
| Total noninterest expense | $10,767,000 | 1,827 |
| Salaries and employee benefits | $4,246,000 | 2,273 |
| Premises and equipment expense | $1,141,000 | 2,214 |
| Additional noninterest expense | $5,380,000 | 1,348 |
| Pre-tax net operating income | $4,938,000 | 1,049 |
| Securities gains (losses) | $-2,000 | 6,921 |
| Applicable income taxes | $1,639,000 | 846 |
| Income before extraordinary items | $3,297,000 | 1,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,297,000 | 1,290 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,297,000 | 1,291 |
| Net charge-offs | $1,539,000 | 2,154 |
| Cash dividends | $2,350,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,298,340 | 1,244 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,694,000 | 1,606 |
| Total interest expense | $3,969,000 | 1,636 |
| Net interest income | $10,725,000 | 1,579 |
| Provision for loan and lease losses | $1,450,000 | 2,025 |
| Total noninterest income | $1,942,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $699,000 | 1,654 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,243,000 | 1,557 |
| Total noninterest expense | $7,871,000 | 1,863 |
| Salaries and employee benefits | $3,189,000 | 2,274 |
| Premises and equipment expense | $853,000 | 2,255 |
| Additional noninterest expense | $3,829,000 | 1,390 |
| Pre-tax net operating income | $3,346,000 | 1,188 |
| Securities gains (losses) | $7,000 | 3,200 |
| Applicable income taxes | $1,110,000 | 935 |
| Income before extraordinary items | $2,243,000 | 1,483 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,243,000 | 1,486 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,243,000 | 1,486 |
| Net charge-offs | $1,371,000 | 1,856 |
| Cash dividends | $1,250,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,238,310 | 1,428 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,704,000 | 1,636 |
| Total interest expense | $2,756,000 | 1,637 |
| Net interest income | $6,948,000 | 1,621 |
| Provision for loan and lease losses | $800,000 | 2,179 |
| Total noninterest income | $999,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $467,000 | 1,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $532,000 | 2,010 |
| Total noninterest expense | $5,173,000 | 1,901 |
| Salaries and employee benefits | $2,142,000 | 2,267 |
| Premises and equipment expense | $580,000 | 2,222 |
| Additional noninterest expense | $2,451,000 | 1,451 |
| Pre-tax net operating income | $1,974,000 | 1,313 |
| Securities gains (losses) | $7,000 | 2,699 |
| Applicable income taxes | $654,000 | 994 |
| Income before extraordinary items | $1,327,000 | 1,651 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,327,000 | 1,650 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,327,000 | 1,651 |
| Net charge-offs | $1,235,000 | 1,531 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,322,310 | 1,577 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 1,695 |
| Total interest expense | $1,425,000 | 1,658 |
| Net interest income | $3,348,000 | 1,698 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $346,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $224,000 | 1,707 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $122,000 | 3,175 |
| Total noninterest expense | $2,640,000 | 1,887 |
| Salaries and employee benefits | $1,081,000 | 2,283 |
| Premises and equipment expense | $303,000 | 2,184 |
| Additional noninterest expense | $1,256,000 | 1,414 |
| Pre-tax net operating income | $804,000 | 1,609 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $264,000 | 1,158 |
| Income before extraordinary items | $540,000 | 2,006 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $540,000 | 2,004 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $540,000 | 2,006 |
| Net charge-offs | $493,000 | 1,590 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $540,000 | 1,927 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,842,000 | 1,726 |
| Total interest expense | $6,165,000 | 1,884 |
| Net interest income | $13,677,000 | 1,644 |
| Provision for loan and lease losses | $2,140,000 | 2,399 |
| Total noninterest income | $3,372,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $966,000 | 1,742 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,406,000 | 1,209 |
| Total noninterest expense | $10,885,000 | 1,873 |
| Salaries and employee benefits | $4,216,000 | 2,340 |
| Premises and equipment expense | $1,286,000 | 2,079 |
| Additional noninterest expense | $5,383,000 | 1,383 |
| Pre-tax net operating income | $4,024,000 | 1,032 |
| Securities gains (losses) | $465,000 | 925 |
| Applicable income taxes | $1,543,000 | 688 |
| Income before extraordinary items | $2,946,000 | 1,155 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,946,000 | 1,153 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,946,000 | 1,154 |
| Net charge-offs | $1,086,000 | 2,766 |
| Cash dividends | $3,400,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,639,100 | 1,258 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,987,000 | 1,731 |
| Total interest expense | $4,681,000 | 1,941 |
| Net interest income | $10,306,000 | 1,634 |
| Provision for loan and lease losses | $1,095,000 | 2,657 |
| Total noninterest income | $3,117,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $716,000 | 1,768 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,401,000 | 1,011 |
| Total noninterest expense | $8,319,000 | 1,828 |
| Salaries and employee benefits | $3,118,000 | 2,385 |
| Premises and equipment expense | $970,000 | 2,085 |
| Additional noninterest expense | $4,231,000 | 1,290 |
| Pre-tax net operating income | $4,009,000 | 841 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $1,321,000 | 670 |
| Income before extraordinary items | $2,687,000 | 1,008 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,687,000 | 1,007 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,687,000 | 1,008 |
| Net charge-offs | $595,000 | 2,817 |
| Cash dividends | $2,850,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,687,670 | 995 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 1,779 |
| Total interest expense | $3,163,000 | 2,007 |
| Net interest income | $6,723,000 | 1,669 |
| Provision for loan and lease losses | $613,000 | 2,666 |
| Total noninterest income | $2,414,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $488,000 | 1,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,926,000 | 912 |
| Total noninterest expense | $5,724,000 | 1,788 |
| Salaries and employee benefits | $2,058,000 | 2,457 |
| Premises and equipment expense | $664,000 | 2,056 |
| Additional noninterest expense | $3,002,000 | 1,255 |
| Pre-tax net operating income | $2,800,000 | 827 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $927,000 | 662 |
| Income before extraordinary items | $1,874,000 | 1,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,874,000 | 1,014 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,874,000 | 1,016 |
| Net charge-offs | $438,000 | 2,491 |
| Cash dividends | $1,400,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,873,330 | 988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 1,812 |
| Total interest expense | $1,641,000 | 2,008 |
| Net interest income | $3,295,000 | 1,682 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $1,223,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $248,000 | 1,626 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $975,000 | 870 |
| Total noninterest expense | $2,776,000 | 1,783 |
| Salaries and employee benefits | $1,040,000 | 2,462 |
| Premises and equipment expense | $362,000 | 1,936 |
| Additional noninterest expense | $1,374,000 | 1,206 |
| Pre-tax net operating income | $1,592,000 | 801 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $528,000 | 637 |
| Income before extraordinary items | $1,064,000 | 1,017 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,064,000 | 1,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,064,000 | 1,019 |
| Net charge-offs | $187,000 | 2,196 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,064,000 | 950 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,109,000 | 1,816 |
| Total interest expense | $8,256,000 | 1,903 |
| Net interest income | $12,853,000 | 1,736 |
| Provision for loan and lease losses | $1,308,000 | 2,318 |
| Total noninterest income | $2,736,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,165,000 | 1,534 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,571,000 | 1,542 |
| Total noninterest expense | $10,384,000 | 1,860 |
| Salaries and employee benefits | $4,063,000 | 2,475 |
| Premises and equipment expense | $1,320,000 | 2,049 |
| Additional noninterest expense | $5,001,000 | 1,265 |
| Pre-tax net operating income | $3,897,000 | 1,400 |
| Securities gains (losses) | $-731,000 | 7,638 |
| Applicable income taxes | $966,000 | 1,228 |
| Income before extraordinary items | $2,200,000 | 1,821 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,200,000 | 1,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,029,000 | 1,922 |
| Cash dividends | $2,700,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,704,390 | 1,602 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,871,000 | 1,846 |
| Total interest expense | $6,400,000 | 1,924 |
| Net interest income | $9,471,000 | 1,783 |
| Provision for loan and lease losses | $921,000 | 1,927 |
| Total noninterest income | $2,157,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $893,000 | 1,515 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,264,000 | 1,527 |
| Total noninterest expense | $7,622,000 | 1,888 |
| Salaries and employee benefits | $3,033,000 | 2,516 |
| Premises and equipment expense | $1,011,000 | 2,024 |
| Additional noninterest expense | $3,578,000 | 1,275 |
| Pre-tax net operating income | $3,085,000 | 1,581 |
| Securities gains (losses) | $-11,000 | 7,345 |
| Applicable income taxes | $967,000 | 1,178 |
| Income before extraordinary items | $2,107,000 | 1,690 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,107,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 1,663 |
| Cash dividends | $1,650,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,114,590 | 1,790 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,694,000 | 1,860 |
| Total interest expense | $4,430,000 | 1,945 |
| Net interest income | $6,264,000 | 1,788 |
| Provision for loan and lease losses | $894,000 | 1,323 |
| Total noninterest income | $1,552,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $662,000 | 1,349 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $890,000 | 1,531 |
| Total noninterest expense | $5,142,000 | 1,873 |
| Salaries and employee benefits | $2,112,000 | 2,438 |
| Premises and equipment expense | $676,000 | 2,008 |
| Additional noninterest expense | $2,354,000 | 1,266 |
| Pre-tax net operating income | $1,780,000 | 1,880 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $553,000 | 1,485 |
| Income before extraordinary items | $1,228,000 | 2,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,228,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,280 |
| Cash dividends | $1,650,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,227,310 | 2,103 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 2,664 |
| Total interest expense | $1,565,000 | 2,770 |
| Net interest income | $2,123,000 | 2,571 |
| Provision for loan and lease losses | $415,000 | 1,116 |
| Total noninterest income | $580,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $230,000 | 1,847 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $350,000 | 1,783 |
| Total noninterest expense | $1,642,000 | 2,816 |
| Salaries and employee benefits | $697,000 | 3,552 |
| Premises and equipment expense | $180,000 | 3,498 |
| Additional noninterest expense | $765,000 | 1,839 |
| Pre-tax net operating income | $646,000 | 2,564 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $215,000 | 1,875 |
| Income before extraordinary items | $452,000 | 2,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 786 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $437,720 | 2,912 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,732,000 | 2,728 |
| Total interest expense | $6,484,000 | 2,817 |
| Net interest income | $8,248,000 | 2,657 |
| Provision for loan and lease losses | $451,000 | 2,495 |
| Total noninterest income | $1,776,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $965,000 | 1,825 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $811,000 | 2,541 |
| Total noninterest expense | $6,241,000 | 2,859 |
| Salaries and employee benefits | $2,714,000 | 3,496 |
| Premises and equipment expense | $646,000 | 3,650 |
| Additional noninterest expense | $2,881,000 | 1,907 |
| Pre-tax net operating income | $3,332,000 | 2,287 |
| Securities gains (losses) | $-31,000 | 7,884 |
| Applicable income taxes | $1,045,000 | 1,806 |
| Income before extraordinary items | $2,256,000 | 2,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,256,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,767 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,277,080 | 2,549 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 2,756 |
| Total interest expense | $4,824,000 | 2,827 |
| Net interest income | $6,116,000 | 2,686 |
| Provision for loan and lease losses | $71,000 | 4,657 |
| Total noninterest income | $1,289,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $714,000 | 1,827 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $575,000 | 2,626 |
| Total noninterest expense | $4,747,000 | 2,790 |
| Salaries and employee benefits | $2,059,000 | 3,448 |
| Premises and equipment expense | $493,000 | 3,581 |
| Additional noninterest expense | $2,195,000 | 1,838 |
| Pre-tax net operating income | $2,587,000 | 2,374 |
| Securities gains (losses) | $-33,000 | 8,089 |
| Applicable income taxes | $844,000 | 1,833 |
| Income before extraordinary items | $1,710,000 | 2,703 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,710,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,826 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,732,110 | 2,653 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 2,809 |
| Total interest expense | $3,146,000 | 2,887 |
| Net interest income | $4,012,000 | 2,749 |
| Provision for loan and lease losses | $-9,000 | 8,351 |
| Total noninterest income | $864,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $467,000 | 1,862 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $397,000 | 2,587 |
| Total noninterest expense | $3,126,000 | 2,863 |
| Salaries and employee benefits | $1,376,000 | 3,469 |
| Premises and equipment expense | $342,000 | 3,505 |
| Additional noninterest expense | $1,408,000 | 1,921 |
| Pre-tax net operating income | $1,759,000 | 2,378 |
| Securities gains (losses) | $-33,000 | 8,231 |
| Applicable income taxes | $571,000 | 1,899 |
| Income before extraordinary items | $1,155,000 | 2,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,155,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,759 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,177,110 | 2,665 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 2,847 |
| Total interest expense | $1,534,000 | 2,929 |
| Net interest income | $1,992,000 | 2,765 |
| Provision for loan and lease losses | $-112,000 | 8,554 |
| Total noninterest income | $423,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $225,000 | 1,865 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $198,000 | 2,563 |
| Total noninterest expense | $1,522,000 | 2,947 |
| Salaries and employee benefits | $670,000 | 3,582 |
| Premises and equipment expense | $161,000 | 3,678 |
| Additional noninterest expense | $691,000 | 1,925 |
| Pre-tax net operating income | $1,005,000 | 2,159 |
| Securities gains (losses) | $-33,000 | 8,444 |
| Applicable income taxes | $322,000 | 1,773 |
| Income before extraordinary items | $650,000 | 2,478 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $650,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,682 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $672,110 | 2,397 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,689,000 | 2,759 |
| Total interest expense | $5,605,000 | 2,751 |
| Net interest income | $8,084,000 | 2,728 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $1,695,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $915,000 | 1,888 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $780,000 | 2,616 |
| Total noninterest expense | $6,017,000 | 2,867 |
| Salaries and employee benefits | $2,561,000 | 3,556 |
| Premises and equipment expense | $665,000 | 3,473 |
| Additional noninterest expense | $2,791,000 | 1,884 |
| Pre-tax net operating income | $3,592,000 | 2,436 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,137,000 | 2,019 |
| Income before extraordinary items | $2,455,000 | 2,654 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,455,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,690 |
| Cash dividends | $1,750,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,455,000 | 2,642 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 2,773 |
| Total interest expense | $4,038,000 | 2,756 |
| Net interest income | $6,068,000 | 2,755 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $1,249,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $695,000 | 1,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $554,000 | 2,703 |
| Total noninterest expense | $4,419,000 | 2,910 |
| Salaries and employee benefits | $1,867,000 | 3,628 |
| Premises and equipment expense | $507,000 | 3,431 |
| Additional noninterest expense | $2,045,000 | 1,910 |
| Pre-tax net operating income | $2,758,000 | 2,467 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $875,000 | 2,065 |
| Income before extraordinary items | $1,883,000 | 2,705 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,883,000 | 2,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,404 |
| Cash dividends | $650,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,883,000 | 2,689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 2,810 |
| Total interest expense | $2,543,000 | 2,777 |
| Net interest income | $3,992,000 | 2,789 |
| Provision for loan and lease losses | $110,000 | 3,192 |
| Total noninterest income | $807,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $479,000 | 1,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 2,854 |
| Total noninterest expense | $2,902,000 | 2,963 |
| Salaries and employee benefits | $1,233,000 | 3,670 |
| Premises and equipment expense | $340,000 | 3,401 |
| Additional noninterest expense | $1,329,000 | 1,971 |
| Pre-tax net operating income | $1,787,000 | 2,531 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $568,000 | 2,129 |
| Income before extraordinary items | $1,219,000 | 2,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,219,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,520 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,219,000 | 2,755 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 2,823 |
| Total interest expense | $1,186,000 | 2,828 |
| Net interest income | $1,998,000 | 2,785 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $378,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $233,000 | 1,803 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,030 |
| Total noninterest expense | $1,438,000 | 2,991 |
| Salaries and employee benefits | $606,000 | 3,737 |
| Premises and equipment expense | $180,000 | 3,270 |
| Additional noninterest expense | $652,000 | 1,998 |
| Pre-tax net operating income | $873,000 | 2,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $285,000 | 2,084 |
| Income before extraordinary items | $588,000 | 2,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $588,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $588,000 | 2,769 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,560,000 | 2,795 |
| Total interest expense | $3,593,000 | 2,875 |
| Net interest income | $7,967,000 | 2,709 |
| Provision for loan and lease losses | $205,000 | 3,545 |
| Total noninterest income | $1,463,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $749,000 | 2,226 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $714,000 | 2,727 |
| Total noninterest expense | $5,438,000 | 3,013 |
| Salaries and employee benefits | $2,244,000 | 3,791 |
| Premises and equipment expense | $649,000 | 3,428 |
| Additional noninterest expense | $2,545,000 | 1,983 |
| Pre-tax net operating income | $3,787,000 | 2,300 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $1,240,000 | 1,954 |
| Income before extraordinary items | $2,550,000 | 2,562 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,550,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,540 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,547,990 | 2,541 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,437,000 | 2,795 |
| Total interest expense | $2,536,000 | 2,903 |
| Net interest income | $5,901,000 | 2,730 |
| Provision for loan and lease losses | $145,000 | 3,544 |
| Total noninterest income | $1,089,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $554,000 | 2,244 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $535,000 | 2,754 |
| Total noninterest expense | $4,061,000 | 2,987 |
| Salaries and employee benefits | $1,657,000 | 3,808 |
| Premises and equipment expense | $492,000 | 3,399 |
| Additional noninterest expense | $1,912,000 | 1,947 |
| Pre-tax net operating income | $2,784,000 | 2,360 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $928,000 | 1,983 |
| Income before extraordinary items | $1,859,000 | 2,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,859,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,155 |
| Cash dividends | $2,350,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,856,990 | 2,594 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 2,806 |
| Total interest expense | $1,596,000 | 2,907 |
| Net interest income | $3,880,000 | 2,736 |
| Provision for loan and lease losses | $115,000 | 3,168 |
| Total noninterest income | $722,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $371,000 | 2,203 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $351,000 | 2,768 |
| Total noninterest expense | $2,679,000 | 2,998 |
| Salaries and employee benefits | $1,098,000 | 3,813 |
| Premises and equipment expense | $330,000 | 3,358 |
| Additional noninterest expense | $1,251,000 | 1,956 |
| Pre-tax net operating income | $1,808,000 | 2,367 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $602,000 | 1,998 |
| Income before extraordinary items | $1,209,000 | 2,636 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,209,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $1,200,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,206,990 | 2,599 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,848 |
| Total interest expense | $749,000 | 2,957 |
| Net interest income | $1,906,000 | 2,771 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $348,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $183,000 | 2,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,803 |
| Total noninterest expense | $1,339,000 | 3,008 |
| Salaries and employee benefits | $552,000 | 3,804 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $605,000 | 2,025 |
| Pre-tax net operating income | $860,000 | 2,424 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $286,000 | 2,049 |
| Income before extraordinary items | $577,000 | 2,701 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $577,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $574,990 | 2,665 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,724,000 | 2,906 |
| Total interest expense | $2,180,000 | 3,399 |
| Net interest income | $7,544,000 | 2,679 |
| Provision for loan and lease losses | $-216,000 | 8,849 |
| Total noninterest income | $1,633,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $684,000 | 2,424 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $949,000 | 2,222 |
| Total noninterest expense | $5,040,000 | 3,098 |
| Salaries and employee benefits | $2,172,000 | 3,734 |
| Premises and equipment expense | $591,000 | 3,574 |
| Additional noninterest expense | $2,277,000 | 2,134 |
| Pre-tax net operating income | $4,353,000 | 1,905 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $1,480,000 | 1,619 |
| Income before extraordinary items | $2,900,000 | 2,143 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,900,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,767 |
| Cash dividends | $2,900,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,882,180 | 2,108 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 2,935 |
| Total interest expense | $1,581,000 | 3,460 |
| Net interest income | $5,544,000 | 2,703 |
| Provision for loan and lease losses | $-276,000 | 8,944 |
| Total noninterest income | $1,186,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $498,000 | 2,506 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $688,000 | 2,291 |
| Total noninterest expense | $3,750,000 | 3,078 |
| Salaries and employee benefits | $1,628,000 | 3,720 |
| Premises and equipment expense | $433,000 | 3,657 |
| Additional noninterest expense | $1,689,000 | 2,137 |
| Pre-tax net operating income | $3,256,000 | 1,927 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $1,096,000 | 1,649 |
| Income before extraordinary items | $2,161,000 | 2,170 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,161,000 | 2,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,160,340 | 2,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 2,952 |
| Total interest expense | $1,040,000 | 3,486 |
| Net interest income | $3,651,000 | 2,720 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $836,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $318,000 | 2,586 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $518,000 | 2,130 |
| Total noninterest expense | $2,524,000 | 3,061 |
| Salaries and employee benefits | $1,085,000 | 3,737 |
| Premises and equipment expense | $290,000 | 3,657 |
| Additional noninterest expense | $1,149,000 | 2,104 |
| Pre-tax net operating income | $1,908,000 | 2,129 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $639,000 | 1,842 |
| Income before extraordinary items | $1,270,000 | 2,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,270,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,269,330 | 2,336 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 2,939 |
| Total interest expense | $527,000 | 3,476 |
| Net interest income | $1,846,000 | 2,682 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $372,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 2,692 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $223,000 | 2,293 |
| Total noninterest expense | $1,257,000 | 3,084 |
| Salaries and employee benefits | $554,000 | 3,700 |
| Premises and equipment expense | $149,000 | 3,610 |
| Additional noninterest expense | $554,000 | 2,140 |
| Pre-tax net operating income | $926,000 | 2,144 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $309,000 | 1,881 |
| Income before extraordinary items | $617,000 | 2,434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $617,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $617,000 | 2,348 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,507,000 | 2,976 |
| Total interest expense | $2,439,000 | 3,401 |
| Net interest income | $7,068,000 | 2,732 |
| Provision for loan and lease losses | $261,000 | 3,461 |
| Total noninterest income | $3,021,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $573,000 | 2,794 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,448,000 | 1,249 |
| Total noninterest expense | $5,399,000 | 2,864 |
| Salaries and employee benefits | $2,236,000 | 3,570 |
| Premises and equipment expense | $561,000 | 3,706 |
| Additional noninterest expense | $2,602,000 | 1,855 |
| Pre-tax net operating income | $4,429,000 | 1,818 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,538,000 | 1,592 |
| Income before extraordinary items | $2,891,000 | 2,098 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,891,000 | 2,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,891,000 | 2,007 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 3,017 |
| Total interest expense | $1,921,000 | 3,379 |
| Net interest income | $5,191,000 | 2,804 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $2,715,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $431,000 | 2,798 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,284,000 | 1,123 |
| Total noninterest expense | $4,131,000 | 2,813 |
| Salaries and employee benefits | $1,684,000 | 3,548 |
| Premises and equipment expense | $425,000 | 3,674 |
| Additional noninterest expense | $2,022,000 | 1,789 |
| Pre-tax net operating income | $3,595,000 | 1,742 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,248,000 | 1,567 |
| Income before extraordinary items | $2,347,000 | 2,034 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,347,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,347,000 | 1,931 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 3,046 |
| Total interest expense | $1,339,000 | 3,360 |
| Net interest income | $3,390,000 | 2,851 |
| Provision for loan and lease losses | $135,000 | 3,272 |
| Total noninterest income | $1,768,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $281,000 | 2,795 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,487,000 | 1,144 |
| Total noninterest expense | $2,716,000 | 2,846 |
| Salaries and employee benefits | $1,090,000 | 3,633 |
| Premises and equipment expense | $283,000 | 3,667 |
| Additional noninterest expense | $1,343,000 | 1,790 |
| Pre-tax net operating income | $2,307,000 | 1,804 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $802,000 | 1,614 |
| Income before extraordinary items | $1,505,000 | 2,107 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,505,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,505,000 | 1,986 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 3,028 |
| Total interest expense | $710,000 | 3,275 |
| Net interest income | $1,677,000 | 2,869 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $821,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 2,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $684,000 | 1,181 |
| Total noninterest expense | $1,266,000 | 3,001 |
| Salaries and employee benefits | $535,000 | 3,695 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $598,000 | 1,975 |
| Pre-tax net operating income | $1,142,000 | 1,824 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $397,000 | 1,632 |
| Income before extraordinary items | $745,000 | 2,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $745,000 | 2,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,432 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $745,000 | 1,982 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 2,949 |
| Total interest expense | $3,595,000 | 3,011 |
| Net interest income | $6,676,000 | 2,856 |
| Provision for loan and lease losses | $510,000 | 2,348 |
| Total noninterest income | $2,229,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $526,000 | 2,849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,703,000 | 1,488 |
| Total noninterest expense | $4,447,000 | 3,255 |
| Salaries and employee benefits | $1,936,000 | 3,841 |
| Premises and equipment expense | $501,000 | 3,930 |
| Additional noninterest expense | $2,010,000 | 2,297 |
| Pre-tax net operating income | $3,948,000 | 2,012 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $1,373,000 | 1,769 |
| Income before extraordinary items | $2,571,000 | 2,294 |
| Extraordinary gains, net | $28,000 | 52 |
| Net income | $2,599,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 2,359 |
| Cash dividends | $1,628,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,573,600 | 2,225 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,345,000 | 2,982 |
| Total interest expense | $5,001,000 | 3,152 |
| Net interest income | $6,344,000 | 2,800 |
| Provision for loan and lease losses | $630,000 | 1,822 |
| Total noninterest income | $1,711,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $481,000 | 2,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,230,000 | 1,767 |
| Total noninterest expense | $4,284,000 | 3,224 |
| Salaries and employee benefits | $1,798,000 | 3,921 |
| Premises and equipment expense | $457,000 | 4,178 |
| Additional noninterest expense | $2,029,000 | 2,211 |
| Pre-tax net operating income | $3,141,000 | 2,166 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,081,000 | 1,962 |
| Income before extraordinary items | $2,060,000 | 2,463 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,060,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $2,189,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,060,000 | 2,380 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,137,000 | 2,873 |
| Total interest expense | $6,038,000 | 2,770 |
| Net interest income | $6,099,000 | 2,895 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $992,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $344,000 | 3,646 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $648,000 | 2,505 |
| Total noninterest expense | $4,060,000 | 3,295 |
| Salaries and employee benefits | $1,873,000 | 3,659 |
| Premises and equipment expense | $449,000 | 4,139 |
| Additional noninterest expense | $1,738,000 | 2,467 |
| Pre-tax net operating income | $2,851,000 | 2,492 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $948,000 | 2,224 |
| Income before extraordinary items | $1,903,000 | 2,683 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,903,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,903,000 | 2,676 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 3,441 |
| Total interest expense | $4,133,000 | 3,493 |
| Net interest income | $5,145,000 | 3,367 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $1,017,000 | 3,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 2,401 |
| Total noninterest expense | $3,641,000 | 3,592 |
| Salaries and employee benefits | $1,727,000 | 3,874 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $1,522,000 | 2,824 |
| Pre-tax net operating income | $2,377,000 | 2,911 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $775,000 | 2,707 |
| Income before extraordinary items | $1,603,000 | 3,078 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,603,000 | 3,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $1,120,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,602,330 | 3,047 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 3,870 |
| Total interest expense | $3,635,000 | 3,991 |
| Net interest income | $4,515,000 | 3,721 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $1,549,000 | 2,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,261,000 | 1,575 |
| Total noninterest expense | $3,642,000 | 3,493 |
| Salaries and employee benefits | $1,540,000 | 4,160 |
| Premises and equipment expense | $373,000 | 4,677 |
| Additional noninterest expense | $1,729,000 | 2,401 |
| Pre-tax net operating income | $2,272,000 | 3,009 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $727,000 | 2,945 |
| Income before extraordinary items | $1,545,000 | 3,186 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,545,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $505,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,545,000 | 3,096 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 4,192 |
| Total interest expense | $3,349,000 | 4,284 |
| Net interest income | $4,219,000 | 4,049 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $809,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,749 |
| Total noninterest expense | $2,946,000 | 4,155 |
| Salaries and employee benefits | $1,330,000 | 4,695 |
| Premises and equipment expense | $341,000 | 4,999 |
| Additional noninterest expense | $1,275,000 | 3,172 |
| Pre-tax net operating income | $1,962,000 | 3,597 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $616,000 | 3,596 |
| Income before extraordinary items | $1,346,000 | 3,688 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,346,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,346,000 | 3,613 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 4,675 |
| Total interest expense | $3,100,000 | 4,642 |
| Net interest income | $3,718,000 | 4,585 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $943,000 | 3,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 2,427 |
| Total noninterest expense | $2,907,000 | 4,402 |
| Salaries and employee benefits | $1,226,000 | 5,100 |
| Premises and equipment expense | $365,000 | 4,881 |
| Additional noninterest expense | $1,316,000 | 3,492 |
| Pre-tax net operating income | $1,474,000 | 4,399 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $448,000 | 4,517 |
| Income before extraordinary items | $1,039,000 | 4,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,039,000 | 4,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,029,900 | 4,328 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 5,363 |
| Total interest expense | $2,613,000 | 5,371 |
| Net interest income | $3,172,000 | 5,253 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,980 |
| Total noninterest expense | $2,724,000 | 4,640 |
| Salaries and employee benefits | $1,036,000 | 5,880 |
| Premises and equipment expense | $337,000 | 5,179 |
| Additional noninterest expense | $1,351,000 | 3,370 |
| Pre-tax net operating income | $888,000 | 6,478 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $232,000 | 6,930 |
| Income before extraordinary items | $652,000 | 6,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $652,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $654,960 | 6,262 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 6,312 |
| Total interest expense | $1,636,000 | 6,511 |
| Net interest income | $2,707,000 | 6,088 |
| Provision for loan and lease losses | $203,000 | 2,987 |
| Total noninterest income | $590,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,704 |
| Total noninterest expense | $2,264,000 | 5,603 |
| Salaries and employee benefits | $968,000 | 6,252 |
| Premises and equipment expense | $323,000 | 5,394 |
| Additional noninterest expense | $973,000 | 4,822 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $229,000 | 6,867 |
| Income before extraordinary items | $606,000 | 6,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $606,000 | 6,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,350 | 6,576 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 6,709 |
| Total interest expense | $1,662,000 | 6,711 |
| Net interest income | $2,477,000 | 6,591 |
| Provision for loan and lease losses | $242,000 | 3,458 |
| Total noninterest income | $883,000 | 3,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 2,753 |
| Total noninterest expense | $2,382,000 | 5,497 |
| Salaries and employee benefits | $1,028,000 | 5,974 |
| Premises and equipment expense | $330,000 | 5,458 |
| Additional noninterest expense | $1,024,000 | 4,818 |
| Pre-tax net operating income | $736,000 | 7,173 |
| Securities gains (losses) | $-8,000 | 12,705 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $571,000 | 7,003 |
| Extraordinary gains, net | $-112,000 | 12,940 |
| Net income | $459,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $577,240 | 6,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 8,227 |
| Total interest expense | $1,544,000 | 8,383 |
| Net interest income | $1,925,000 | 7,960 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $768,000 | 4,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 3,005 |
| Total noninterest expense | $2,030,000 | 6,299 |
| Salaries and employee benefits | $871,000 | 6,801 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $844,000 | 5,823 |
| Pre-tax net operating income | $524,000 | 8,233 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $183,000 | 7,908 |
| Income before extraordinary items | $348,000 | 8,750 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $348,000 | 8,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $11,000 | 8,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $343,380 | 8,424 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.