| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3490% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4211% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.2791% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5051% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4373% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6989% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4008% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2990% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2992% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0437% | 5,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5339% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6474% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 1,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5609% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0595% | 5,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9403% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7429% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9687% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 2,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3067% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3068% | 2,565 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1315% | 5,848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5598% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6818% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.2767% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6716% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0861% | 5,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8663% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7749% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8795% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0429% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2609% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2610% | 2,470 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1831% | 5,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6608% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8112% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.2977% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9938% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1291% | 5,328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8511% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0472% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8222% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2077% | 2,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2079% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2886% | 5,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8279% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9762% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.4945% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0198% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2602% | 5,389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1848% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6172% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2695% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1443% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5022% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3038% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3352% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.5685% | 1,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4502% | 1,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2159% | 2,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6255% | 922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 2,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 5,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6613% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6619% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3678% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4330% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.7656% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5831% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2732% | 2,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8483% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2183% | 2,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 5,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4711% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4716% | 2,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4780% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5750% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 4.5187% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4276% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2785% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2699% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1827% | 2,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 5,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4584% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4589% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4532% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5880% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 7.7356% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4211% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8164% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 5,305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0866% | 5,822 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0868% | 5,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8974% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0303% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 3.4612% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0817% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6288% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2442% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5594% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 6,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4147% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6582% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3091% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0975% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2638% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 4.0747% | 1,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4548% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5845% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1362% | 1,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6366% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 6,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6644% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 20.9412% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5172% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0835% | 6,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6510% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9561% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 7.2611% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1628% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7931% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8877% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 6,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7258% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 32.4412% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5321% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4037% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6277% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 5.9412% | 539 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7235% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7661% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8601% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 6,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9801% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 61.5385% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6647% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5178% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5011% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 3.6824% | 1,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1027% | 3,191 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0145% | 5,879 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3918% | 2,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6040% | 1,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3635% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1137% | 4,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6993% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 63.3803% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6110% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6427% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 5.0918% | 1,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0890% | 2,816 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0191% | 5,915 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5131% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9475% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4547% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1246% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4277% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 82.7586% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8230% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8357% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 7.0846% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0807% | 2,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6076% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0899% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5424% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2954% | 3,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0025% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 135.0338% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6507% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5127% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 1.3511% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1208% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9142% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2662% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8671% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6534% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3169% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 225.0000% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3551% | 4,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1779% | 4,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.3198% | 3,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3871% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1224% | 1,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4181% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 4,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7790% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2596% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.2152% | 2,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2671% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0414% | 5,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3023% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1382% | 4,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0162% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2860% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0695% | 2,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2498% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0836% | 5,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2077% | 3,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4495% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2441% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 3,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.1365% | 1,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2042% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 6,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4755% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3422% | 3,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3261% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.2713% | 2,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5347% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1232% | 6,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1410% | 7,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3378% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 71.4286% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2940% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2778% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.3553% | 1,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4739% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1707% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1816% | 7,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2508% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 106.6667% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3479% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3366% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7217% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3393% | 6,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3949% | 7,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6955% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 150.0000% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8632% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0284% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1220% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0949% | 7,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3665% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2481% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 4,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 3,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9266% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8583% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1598% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1700% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2704% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1432% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2519% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2152% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1168% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0654% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1698% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9595% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0181% | 3,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3131% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1725% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 1,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2160% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 2,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2579% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1418% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3040% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1509% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3779% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2225% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9746% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6789% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1133% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2927% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6584% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0874% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4351% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1745% | 4,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0578% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 6,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5986% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0598% | 5,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4997% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0307% | 5,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 2,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 2,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 2,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 4,913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0451% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3205% | 3,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0665% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6390% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0981% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9098% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1038% | 4,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9492% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0879% | 4,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7931% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1231% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0604% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2344% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3260% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3538% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5909% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4272% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0601% | 5,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 4,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0308% | 6,374 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0597% | 5,790 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0989% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0512% | 6,709 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0516% | 6,951 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0219% | 10,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0705% | 6,428 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0405% | 11,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1334% | 8,281 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
