FirstBank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,235,000 | 2,151 |
| Total interest expense | $4,397,000 | 2,786 |
| Net interest income | $9,838,000 | 1,836 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $3,035,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,385,000 | 580 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $650,000 | 2,458 |
| Total noninterest expense | $8,745,000 | 1,680 |
| Salaries and employee benefits | $4,142,000 | 1,613 |
| Premises and equipment expense | $1,527,000 | 1,369 |
| Additional noninterest expense | $3,076,000 | 1,764 |
| Pre-tax net operating income | $4,051,000 | 1,752 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $1,380,000 | 1,669 |
| Income before extraordinary items | $2,650,000 | 1,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,650,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,663,860 | 1,835 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,843,000 | 2,607 |
| Total interest expense | $3,555,000 | 3,529 |
| Net interest income | $8,288,000 | 2,171 |
| Provision for loan and lease losses | $336,000 | 2,782 |
| Total noninterest income | $3,028,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,268,000 | 595 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $760,000 | 2,460 |
| Total noninterest expense | $7,751,000 | 1,915 |
| Salaries and employee benefits | $3,865,000 | 1,737 |
| Premises and equipment expense | $1,290,000 | 1,631 |
| Additional noninterest expense | $2,596,000 | 2,149 |
| Pre-tax net operating income | $3,229,000 | 2,112 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,134,000 | 2,020 |
| Income before extraordinary items | $2,095,000 | 2,387 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,095,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,539 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,095,000 | 2,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,233,000 | 3,124 |
| Total interest expense | $3,928,000 | 4,145 |
| Net interest income | $7,305,000 | 2,491 |
| Provision for loan and lease losses | $248,000 | 4,615 |
| Total noninterest income | $2,584,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,954,000 | 686 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $630,000 | 2,736 |
| Total noninterest expense | $7,122,000 | 2,073 |
| Salaries and employee benefits | $3,355,000 | 1,954 |
| Premises and equipment expense | $1,316,000 | 1,618 |
| Additional noninterest expense | $2,451,000 | 2,358 |
| Pre-tax net operating income | $2,519,000 | 2,465 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,068,000 | 1,989 |
| Income before extraordinary items | $1,451,000 | 3,177 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,451,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,451,000 | 2,942 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.