Home > Firstbanc Savings of Texas > Income and Expense
Firstbanc Savings of Texas, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 8,161 |
| Total interest expense | $1,310,000 | 8,250 |
| Net interest income | $1,723,000 | 7,954 |
| Provision for loan and lease losses | $493,000 | 1,592 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $210,000 | 4,990 |
| Total noninterest expense | $1,697,000 | 6,742 |
| Salaries and employee benefits | $686,000 | 7,811 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $758,000 | 5,477 |
| Pre-tax net operating income | $-257,000 | 11,703 |
| Securities gains (losses) | $105,000 | 938 |
| Applicable income taxes | $-62,000 | 11,660 |
| Income before extraordinary items | $-90,000 | 11,596 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-90,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,720 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-157,200 | 11,641 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 8,504 |
| Total interest expense | $1,117,000 | 8,227 |
| Net interest income | $1,610,000 | 8,560 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $175,000 | 9,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $1,623,000 | 7,222 |
| Salaries and employee benefits | $729,000 | 7,680 |
| Premises and equipment expense | $241,000 | 6,664 |
| Additional noninterest expense | $653,000 | 6,655 |
| Pre-tax net operating income | $141,000 | 11,339 |
| Securities gains (losses) | $171,000 | 553 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $197,000 | 10,313 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $197,000 | 10,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,406 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $87,560 | 11,544 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 8,564 |
| Total interest expense | $1,155,000 | 8,461 |
| Net interest income | $1,706,000 | 8,473 |
| Provision for loan and lease losses | $106,000 | 5,611 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,660,000 | 7,323 |
| Salaries and employee benefits | $753,000 | 7,626 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $680,000 | 6,705 |
| Pre-tax net operating income | $19,000 | 12,310 |
| Securities gains (losses) | $347,000 | 1,166 |
| Applicable income taxes | $24,000 | 11,523 |
| Income before extraordinary items | $342,000 | 9,015 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $342,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,305 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 679 |
| Net operating income | $19,290 | 12,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 8,598 |
| Total interest expense | $1,528,000 | 8,433 |
| Net interest income | $1,698,000 | 8,653 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $129,000 | 10,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $1,527,000 | 7,813 |
| Salaries and employee benefits | $672,000 | 8,207 |
| Premises and equipment expense | $212,000 | 7,581 |
| Additional noninterest expense | $644,000 | 7,145 |
| Pre-tax net operating income | $122,000 | 11,786 |
| Securities gains (losses) | $361,000 | 1,370 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $464,000 | 7,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $464,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,440 | 11,393 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.