Home > Firstate Financial, F.A. > Income and Expense
Firstate Financial, F.A., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 5,517 |
| Total interest expense | $4,015,000 | 3,704 |
| Net interest income | $1,488,000 | 8,296 |
| Provision for loan and lease losses | $566,000 | 1,594 |
| Total noninterest income | $145,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $145,000 | 6,070 |
| Total noninterest expense | $2,818,000 | 4,524 |
| Salaries and employee benefits | $1,460,000 | 4,419 |
| Premises and equipment expense | $567,000 | 3,384 |
| Additional noninterest expense | $791,000 | 5,249 |
| Pre-tax net operating income | $-1,751,000 | 11,394 |
| Securities gains (losses) | $228,000 | 650 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-1,523,000 | 11,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-1,523,000 | 11,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,842 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,751,000 | 11,385 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 4,867 |
| Total interest expense | $5,055,000 | 2,998 |
| Net interest income | $1,423,000 | 8,732 |
| Provision for loan and lease losses | $-960,000 | 11,925 |
| Total noninterest income | $152,000 | 9,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $2,793,000 | 4,540 |
| Salaries and employee benefits | $1,464,000 | 4,378 |
| Premises and equipment expense | $532,000 | 3,562 |
| Additional noninterest expense | $797,000 | 5,268 |
| Pre-tax net operating income | $-258,000 | 11,704 |
| Securities gains (losses) | $102,000 | 955 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-156,000 | 11,652 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-156,000 | 11,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,516,000 | 679 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-258,000 | 11,701 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,859,000 | 4,304 |
| Total interest expense | $4,319,000 | 2,839 |
| Net interest income | $2,540,000 | 6,389 |
| Provision for loan and lease losses | $-601,000 | 12,487 |
| Total noninterest income | $385,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $385,000 | 3,489 |
| Total noninterest expense | $2,661,000 | 4,881 |
| Salaries and employee benefits | $1,329,000 | 4,785 |
| Premises and equipment expense | $548,000 | 3,533 |
| Additional noninterest expense | $784,000 | 5,798 |
| Pre-tax net operating income | $865,000 | 6,564 |
| Securities gains (losses) | $-319,000 | 12,127 |
| Applicable income taxes | $-1,000 | 12,035 |
| Income before extraordinary items | $547,000 | 6,934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $547,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,664,000 | 372 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 674 |
| Net operating income | $866,000 | 5,108 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 4,030 |
| Total interest expense | $4,092,000 | 3,101 |
| Net interest income | $3,452,000 | 5,018 |
| Provision for loan and lease losses | $4,717,000 | 456 |
| Total noninterest income | $906,000 | 3,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $906,000 | 2,187 |
| Total noninterest expense | $5,252,000 | 2,725 |
| Salaries and employee benefits | $1,447,000 | 4,412 |
| Premises and equipment expense | $567,000 | 3,489 |
| Additional noninterest expense | $3,238,000 | 1,794 |
| Pre-tax net operating income | $-5,611,000 | 13,186 |
| Securities gains (losses) | $433,000 | 998 |
| Applicable income taxes | $-27,000 | 12,842 |
| Income before extraordinary items | $-5,151,000 | 13,163 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-5,151,000 | 13,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,634,000 | 618 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-5,579,670 | 13,155 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,488,000 | 3,680 |
| Total interest expense | $5,890,000 | 2,829 |
| Net interest income | $3,598,000 | 4,888 |
| Provision for loan and lease losses | $744,000 | 2,272 |
| Total noninterest income | $866,000 | 3,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-123,000 | 5,276 |
| Additional Noninterest Income | $989,000 | 2,020 |
| Total noninterest expense | $3,531,000 | 3,902 |
| Salaries and employee benefits | $1,332,000 | 4,716 |
| Premises and equipment expense | $569,000 | 3,537 |
| Additional noninterest expense | $1,630,000 | 3,359 |
| Pre-tax net operating income | $189,000 | 11,179 |
| Securities gains (losses) | $674,000 | 866 |
| Applicable income taxes | $-155,000 | 13,620 |
| Income before extraordinary items | $1,018,000 | 4,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,018,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 3,319 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $480,000 | 575 |
| Net operating income | $344,000 | 8,416 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.