Home > Firstar Metropolitan Bank & Trust > Income and Expense
Firstar Metropolitan Bank & Trust, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,935,000 | 2,719 |
| Total interest expense | $3,491,000 | 4,136 |
| Net interest income | $8,444,000 | 2,032 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $2,127,000 | 1,738 |
| Gross Fiduciary activities income | $1,441,000 | 382 |
| Service charges on deposit accounts | $310,000 | 3,845 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $376,000 | 3,556 |
| Total noninterest expense | $6,591,000 | 1,984 |
| Salaries and employee benefits | $2,321,000 | 2,915 |
| Premises and equipment expense | $760,000 | 2,562 |
| Additional noninterest expense | $3,510,000 | 1,266 |
| Pre-tax net operating income | $3,944,000 | 1,846 |
| Securities gains (losses) | $88,000 | 1,367 |
| Applicable income taxes | $1,174,000 | 2,033 |
| Income before extraordinary items | $2,858,000 | 1,839 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,858,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,795,520 | 1,800 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,154,000 | 3,187 |
| Total interest expense | $2,725,000 | 5,077 |
| Net interest income | $7,429,000 | 2,352 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $1,953,000 | 1,800 |
| Gross Fiduciary activities income | $1,519,000 | 375 |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $242,000 | 4,453 |
| Total noninterest expense | $5,777,000 | 2,231 |
| Salaries and employee benefits | $2,138,000 | 3,094 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $3,111,000 | 1,399 |
| Pre-tax net operating income | $3,330,000 | 2,268 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $906,000 | 2,643 |
| Income before extraordinary items | $2,424,000 | 2,172 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,424,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,424,000 | 2,116 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 3,858 |
| Total interest expense | $2,283,000 | 5,878 |
| Net interest income | $6,098,000 | 2,910 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $1,838,000 | 1,975 |
| Gross Fiduciary activities income | $1,495,000 | 409 |
| Service charges on deposit accounts | $135,000 | 6,752 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $208,000 | 5,053 |
| Total noninterest expense | $5,267,000 | 2,583 |
| Salaries and employee benefits | $2,036,000 | 3,285 |
| Premises and equipment expense | $511,000 | 3,718 |
| Additional noninterest expense | $2,720,000 | 1,879 |
| Pre-tax net operating income | $2,499,000 | 2,768 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $534,000 | 3,939 |
| Income before extraordinary items | $1,965,000 | 2,501 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,965,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 844 |
| Net operating income | $1,965,000 | 2,445 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 4,757 |
| Total interest expense | $1,807,000 | 6,884 |
| Net interest income | $4,857,000 | 3,635 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $1,860,000 | 1,945 |
| Gross Fiduciary activities income | $1,220,000 | 488 |
| Service charges on deposit accounts | $277,000 | 4,586 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $363,000 | 3,524 |
| Total noninterest expense | $4,718,000 | 2,858 |
| Salaries and employee benefits | $1,931,000 | 3,413 |
| Premises and equipment expense | $472,000 | 3,941 |
| Additional noninterest expense | $2,315,000 | 2,133 |
| Pre-tax net operating income | $1,967,000 | 3,546 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $448,000 | 4,541 |
| Income before extraordinary items | $1,519,000 | 3,215 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,519,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 724 |
| Net operating income | $1,519,000 | 3,196 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 5,414 |
| Total interest expense | $1,349,000 | 7,400 |
| Net interest income | $3,928,000 | 4,460 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,795,000 | 1,985 |
| Gross Fiduciary activities income | $1,040,000 | 517 |
| Service charges on deposit accounts | $336,000 | 3,972 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $419,000 | 3,310 |
| Total noninterest expense | $4,068,000 | 3,377 |
| Salaries and employee benefits | $1,862,000 | 3,505 |
| Premises and equipment expense | $496,000 | 3,833 |
| Additional noninterest expense | $1,710,000 | 2,954 |
| Pre-tax net operating income | $1,655,000 | 4,052 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $1,341,000 | 3,499 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,341,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,337,760 | 3,539 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 5,881 |
| Total interest expense | $1,273,000 | 7,994 |
| Net interest income | $3,628,000 | 4,802 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $1,652,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,370,000 | 1,657 |
| Total noninterest expense | $3,476,000 | 3,929 |
| Salaries and employee benefits | $1,689,000 | 3,841 |
| Premises and equipment expense | $486,000 | 3,965 |
| Additional noninterest expense | $1,301,000 | 3,932 |
| Pre-tax net operating income | $1,758,000 | 3,771 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $388,000 | 5,118 |
| Income before extraordinary items | $1,371,000 | 3,524 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $1,421,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,370,220 | 3,326 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 6,549 |
| Total interest expense | $1,834,000 | 7,527 |
| Net interest income | $3,003,000 | 5,706 |
| Provision for loan and lease losses | $164,000 | 5,851 |
| Total noninterest income | $1,170,000 | 2,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $934,000 | 2,097 |
| Total noninterest expense | $3,361,000 | 4,083 |
| Salaries and employee benefits | $1,451,000 | 4,353 |
| Premises and equipment expense | $618,000 | 3,266 |
| Additional noninterest expense | $1,292,000 | 4,063 |
| Pre-tax net operating income | $648,000 | 7,405 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $-85,000 | 13,562 |
| Income before extraordinary items | $727,000 | 5,766 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $727,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $733,000 | 5,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.