Home > Firstar Bank Kentucky > Income and Expense
Firstar Bank Kentucky, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $68,515,000 | 544 |
| Total interest expense | $30,840,000 | 549 |
| Net interest income | $37,675,000 | 520 |
| Provision for loan and lease losses | $2,763,000 | 434 |
| Total noninterest income | $7,502,000 | 729 |
| Gross Fiduciary activities income | $66,000 | 1,056 |
| Service charges on deposit accounts | $3,538,000 | 395 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,898,000 | 759 |
| Total noninterest expense | $27,830,000 | 576 |
| Salaries and employee benefits | $12,321,000 | 587 |
| Premises and equipment expense | $3,332,000 | 643 |
| Additional noninterest expense | $12,177,000 | 521 |
| Pre-tax net operating income | $14,584,000 | 612 |
| Securities gains (losses) | $-2,213,000 | 10,178 |
| Applicable income taxes | $3,428,000 | 789 |
| Income before extraordinary items | $8,943,000 | 676 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,943,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,171,000 | 352 |
| Cash dividends | $26,600,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,536,360 | 588 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $54,632,000 | 634 |
| Total interest expense | $24,513,000 | 677 |
| Net interest income | $30,119,000 | 597 |
| Provision for loan and lease losses | $4,232,000 | 366 |
| Total noninterest income | $7,419,000 | 720 |
| Gross Fiduciary activities income | $1,157,000 | 421 |
| Service charges on deposit accounts | $1,820,000 | 678 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,442,000 | 710 |
| Total noninterest expense | $19,777,000 | 744 |
| Salaries and employee benefits | $7,728,000 | 854 |
| Premises and equipment expense | $1,699,000 | 1,134 |
| Additional noninterest expense | $10,350,000 | 576 |
| Pre-tax net operating income | $13,529,000 | 605 |
| Securities gains (losses) | $723,000 | 455 |
| Applicable income taxes | $4,189,000 | 658 |
| Income before extraordinary items | $10,063,000 | 593 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,063,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,928,000 | 325 |
| Cash dividends | $5,800,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,549,670 | 584 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $56,416,000 | 632 |
| Total interest expense | $26,217,000 | 642 |
| Net interest income | $30,199,000 | 606 |
| Provision for loan and lease losses | $2,912,000 | 440 |
| Total noninterest income | $7,633,000 | 688 |
| Gross Fiduciary activities income | $1,067,000 | 447 |
| Service charges on deposit accounts | $1,645,000 | 775 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,921,000 | 621 |
| Total noninterest expense | $20,420,000 | 727 |
| Salaries and employee benefits | $7,944,000 | 837 |
| Premises and equipment expense | $1,894,000 | 1,045 |
| Additional noninterest expense | $10,582,000 | 567 |
| Pre-tax net operating income | $14,500,000 | 594 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $4,251,000 | 686 |
| Income before extraordinary items | $10,275,000 | 590 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,275,000 | 590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,172,000 | 478 |
| Cash dividends | $10,250,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,256,540 | 568 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $54,177,000 | 687 |
| Total interest expense | $24,818,000 | 708 |
| Net interest income | $29,359,000 | 670 |
| Provision for loan and lease losses | $2,012,000 | 614 |
| Total noninterest income | $6,787,000 | 761 |
| Gross Fiduciary activities income | $1,131,000 | 475 |
| Service charges on deposit accounts | $1,711,000 | 773 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,945,000 | 744 |
| Total noninterest expense | $20,620,000 | 770 |
| Salaries and employee benefits | $7,419,000 | 919 |
| Premises and equipment expense | $1,872,000 | 1,119 |
| Additional noninterest expense | $11,329,000 | 606 |
| Pre-tax net operating income | $13,514,000 | 613 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $3,858,000 | 724 |
| Income before extraordinary items | $9,619,000 | 603 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,619,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,654,000 | 350 |
| Cash dividends | $5,400,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,645,270 | 586 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $52,926,000 | 731 |
| Total interest expense | $24,662,000 | 745 |
| Net interest income | $28,264,000 | 706 |
| Provision for loan and lease losses | $931,000 | 996 |
| Total noninterest income | $5,889,000 | 857 |
| Gross Fiduciary activities income | $938,000 | 548 |
| Service charges on deposit accounts | $1,867,000 | 718 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,084,000 | 877 |
| Total noninterest expense | $17,979,000 | 872 |
| Salaries and employee benefits | $7,163,000 | 956 |
| Premises and equipment expense | $1,669,000 | 1,247 |
| Additional noninterest expense | $9,147,000 | 727 |
| Pre-tax net operating income | $15,243,000 | 584 |
| Securities gains (losses) | $129,000 | 846 |
| Applicable income taxes | $4,494,000 | 659 |
| Income before extraordinary items | $10,878,000 | 553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,878,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,470,000 | 700 |
| Cash dividends | $5,200,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,786,410 | 554 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,581,000 | 745 |
| Total interest expense | $19,274,000 | 740 |
| Net interest income | $27,307,000 | 728 |
| Provision for loan and lease losses | $1,193,000 | 834 |
| Total noninterest income | $4,967,000 | 930 |
| Gross Fiduciary activities income | $999,000 | 526 |
| Service charges on deposit accounts | $1,592,000 | 820 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,376,000 | 1,022 |
| Total noninterest expense | $19,276,000 | 831 |
| Salaries and employee benefits | $9,901,000 | 710 |
| Premises and equipment expense | $2,012,000 | 1,057 |
| Additional noninterest expense | $7,363,000 | 878 |
| Pre-tax net operating income | $11,805,000 | 695 |
| Securities gains (losses) | $-90,000 | 11,462 |
| Applicable income taxes | $3,045,000 | 860 |
| Income before extraordinary items | $8,670,000 | 642 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,670,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $768,000 | 1,031 |
| Cash dividends | $3,979,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,736,600 | 642 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $39,582,000 | 839 |
| Total interest expense | $17,589,000 | 799 |
| Net interest income | $21,993,000 | 854 |
| Provision for loan and lease losses | $1,118,000 | 1,202 |
| Total noninterest income | $4,579,000 | 1,055 |
| Gross Fiduciary activities income | $759,000 | 626 |
| Service charges on deposit accounts | $1,444,000 | 914 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,376,000 | 1,128 |
| Total noninterest expense | $16,076,000 | 993 |
| Salaries and employee benefits | $8,449,000 | 820 |
| Premises and equipment expense | $1,829,000 | 1,168 |
| Additional noninterest expense | $5,798,000 | 1,131 |
| Pre-tax net operating income | $9,378,000 | 786 |
| Securities gains (losses) | $74,000 | 2,889 |
| Applicable income taxes | $2,178,000 | 1,120 |
| Income before extraordinary items | $7,274,000 | 716 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,274,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,974 |
| Cash dividends | $2,212,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,217,020 | 676 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $38,533,000 | 978 |
| Total interest expense | $19,645,000 | 926 |
| Net interest income | $18,888,000 | 986 |
| Provision for loan and lease losses | $1,800,000 | 1,239 |
| Total noninterest income | $4,087,000 | 1,122 |
| Gross Fiduciary activities income | $713,000 | 654 |
| Service charges on deposit accounts | $1,150,000 | 1,151 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,224,000 | 1,162 |
| Total noninterest expense | $13,788,000 | 1,139 |
| Salaries and employee benefits | $6,496,000 | 1,037 |
| Premises and equipment expense | $1,684,000 | 1,303 |
| Additional noninterest expense | $5,608,000 | 1,191 |
| Pre-tax net operating income | $7,387,000 | 876 |
| Securities gains (losses) | $493,000 | 1,094 |
| Applicable income taxes | $1,749,000 | 1,264 |
| Income before extraordinary items | $6,131,000 | 781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,131,000 | 783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $770,000 | 1,855 |
| Cash dividends | $1,876,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,746,460 | 753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.