Home > Firstar Bank Kentucky > Net charge- offs to loans
Firstar Bank Kentucky, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5090% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1659% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.1792% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7167% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0635% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4219% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6812% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4605% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8819% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2130% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3316% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1590% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3938% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1716% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0772% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3222% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4831% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3239% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1536% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2089% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0053% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0426% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0616% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3356% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2637% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8368% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2315% | 1,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0718% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 2,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4811% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5619% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1543% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2053% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1248% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0726% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0778% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7777% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0759% | 1,274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7383% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 54.1522% | 3 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 7,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0685% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4356% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1387% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1470% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0110% | 1,270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9351% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 6,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2905% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2415% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3518% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3646% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4551% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1387% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0210% | 1,295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5652% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |