Home > Firstar Bank Iowa > Income and Expense

Firstar Bank Iowa, Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$195,449,000	228
Total interest expense	$105,013,000	212
Net interest income	$90,436,000	244
Provision for loan and lease losses	$4,050,000	376
Total noninterest income	$35,794,000	264
Gross Fiduciary activities income	$13,512,000	114
Service charges on deposit accounts	$12,118,000	155
Trading account gains and fees	$0	224
Additional Noninterest Income	$10,164,000	437
Total noninterest expense	$88,066,000	247
Salaries and employee benefits	$27,380,000	280
Premises and equipment expense	$12,869,000	206
Additional noninterest expense	$47,817,000	222
Pre-tax net operating income	$34,114,000	297
Securities gains (losses)	$-31,000	10,330
Applicable income taxes	$8,079,000	399
Income before extraordinary items	$26,004,000	270
Extraordinary gains, net	$0	32
Net income	$26,004,000	271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,188,000	191
Cash dividends	$68,000,000	118
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$26,027,560	262
1997-12-31 (YTD Data)		Rank
Total interest income	$208,988,000	226
Total interest expense	$103,484,000	227
Net interest income	$105,504,000	229
Provision for loan and lease losses	$10,673,000	201
Total noninterest income	$36,916,000	253
Gross Fiduciary activities income	$14,697,000	108
Service charges on deposit accounts	$14,210,000	142
Trading account gains and fees	$0	239
Additional Noninterest Income	$8,009,000	472
Total noninterest expense	$88,688,000	234
Salaries and employee benefits	$30,170,000	241
Premises and equipment expense	$12,851,000	208
Additional noninterest expense	$45,667,000	215
Pre-tax net operating income	$43,059,000	255
Securities gains (losses)	$410,000	478
Applicable income taxes	$13,546,000	284
Income before extraordinary items	$29,923,000	254
Extraordinary gains, net	$0	44
Net income	$29,923,000	254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,310,000	182
Cash dividends	$61,170,000	114
Sale, conversion, retirement of capital stock, net	$283,000	623
Net operating income	$29,640,100	247
1996-12-31 (YTD Data)		Rank
Total interest income	$199,376,000	263
Total interest expense	$93,174,000	265
Net interest income	$106,202,000	258
Provision for loan and lease losses	$7,673,000	256
Total noninterest income	$36,842,000	279
Gross Fiduciary activities income	$11,815,000	128
Service charges on deposit accounts	$15,118,000	152
Trading account gains and fees	$106,000	177
Additional Noninterest Income	$9,803,000	430
Total noninterest expense	$94,806,000	256
Salaries and employee benefits	$40,125,000	228
Premises and equipment expense	$11,987,000	245
Additional noninterest expense	$42,694,000	266
Pre-tax net operating income	$40,565,000	285
Securities gains (losses)	$15,000	2,201
Applicable income taxes	$12,418,000	311
Income before extraordinary items	$28,162,000	273
Extraordinary gains, net	$0	53
Net income	$28,162,000	273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,554,000	182
Cash dividends	$15,000,000	334
Sale, conversion, retirement of capital stock, net	$548,000	455
Net operating income	$28,151,650	266
1995-12-31 (YTD Data)		Rank
Total interest income	$204,189,000	271
Total interest expense	$93,140,000	287
Net interest income	$111,049,000	260
Provision for loan and lease losses	$5,769,000	294
Total noninterest income	$36,172,000	283
Gross Fiduciary activities income	$11,987,000	136
Service charges on deposit accounts	$13,040,000	186
Trading account gains and fees	$678,000	155
Additional Noninterest Income	$10,467,000	415
Total noninterest expense	$93,375,000	259
Salaries and employee benefits	$43,643,000	217
Premises and equipment expense	$10,942,000	270
Additional noninterest expense	$38,790,000	280
Pre-tax net operating income	$48,077,000	263
Securities gains (losses)	$35,000	1,530
Applicable income taxes	$15,206,000	280
Income before extraordinary items	$32,906,000	260
Extraordinary gains, net	$0	65
Net income	$32,906,000	259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,177,000	234
Cash dividends	$42,450,000	142
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$32,882,200	256
1994-12-31 (YTD Data)		Rank
Total interest income	$30,036,000	1,049
Total interest expense	$10,846,000	1,208
Net interest income	$19,190,000	964
Provision for loan and lease losses	$42,000	6,508
Total noninterest income	$6,561,000	776
Gross Fiduciary activities income	$2,818,000	310
Service charges on deposit accounts	$2,111,000	653
Trading account gains and fees	$1,000	450
Additional Noninterest Income	$1,631,000	1,299
Total noninterest expense	$16,287,000	945
Salaries and employee benefits	$6,951,000	984
Premises and equipment expense	$1,390,000	1,499
Additional noninterest expense	$7,946,000	826
Pre-tax net operating income	$9,422,000	834
Securities gains (losses)	$0	3,600
Applicable income taxes	$3,386,000	782
Income before extraordinary items	$6,036,000	866
Extraordinary gains, net	$0	249
Net income	$6,036,000	866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,658
Cash dividends	$5,000,000	560
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$6,036,000	869
1993-12-31 (YTD Data)		Rank
Total interest income	$30,387,000	1,047
Total interest expense	$9,957,000	1,349
Net interest income	$20,430,000	908
Provision for loan and lease losses	$501,000	2,082
Total noninterest income	$6,377,000	827
Gross Fiduciary activities income	$3,040,000	302
Service charges on deposit accounts	$1,852,000	733
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,485,000	1,567
Total noninterest expense	$16,290,000	986
Salaries and employee benefits	$8,177,000	848
Premises and equipment expense	$1,295,000	1,624
Additional noninterest expense	$6,818,000	995
Pre-tax net operating income	$10,016,000	730
Securities gains (losses)	$0	7,477
Applicable income taxes	$3,478,000	739
Income before extraordinary items	$6,538,000	800
Extraordinary gains, net	$662,000	340
Net income	$7,200,000	750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-194,000	13,109
Cash dividends	$5,500,000	441
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$6,538,000	750
1992-12-31 (YTD Data)		Rank
Total interest income	$33,165,000	1,093
Total interest expense	$14,020,000	1,265
Net interest income	$19,145,000	979
Provision for loan and lease losses	$1,002,000	1,830
Total noninterest income	$5,451,000	922
Gross Fiduciary activities income	$2,635,000	329
Service charges on deposit accounts	$1,793,000	739
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,023,000	1,967
Total noninterest expense	$14,526,000	1,096
Salaries and employee benefits	$7,298,000	934
Premises and equipment expense	$1,270,000	1,672
Additional noninterest expense	$5,958,000	1,147
Pre-tax net operating income	$9,068,000	708
Securities gains (losses)	$0	8,369
Applicable income taxes	$2,996,000	782
Income before extraordinary items	$6,072,000	789
Extraordinary gains, net	$0	1,422
Net income	$6,072,000	789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$846,000	1,749
Cash dividends	$5,500,000	346
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$6,072,000	716

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.