Home > Firstar Bank Illinois > Net charge- offs to loans
Firstar Bank Illinois, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 4,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.5169% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2618% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1104% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4527% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6450% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3262% | 62 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8324% | 14 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5133% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1534% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5243% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5518% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3942% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 8,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0580% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.8498% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2230% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0529% | 1,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3384% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4779% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6511% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7529% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4126% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7181% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3486% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.7487% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3585% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6252% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2466% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4149% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1669% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9855% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2698% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5313% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0968% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 7,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0592% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0682% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0784% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2199% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2522% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1429% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5137% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.1235% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7396% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7645% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3603% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8911% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4515% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 1.0033% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1548% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6495% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6517% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9415% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |