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Firstar Bank Eau Claire, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$21,204,0001,593
Total interest expense$8,895,0001,783
Net interest income$12,309,0001,458
Provision for loan and lease losses$70,0005,409
Total noninterest income$5,686,000880
Gross Fiduciary activities income$3,087,000296
Service charges on deposit accounts$1,354,000987
Trading account gains and fees$5,000459
Additional Noninterest Income$1,240,0001,563
Total noninterest expense$10,529,0001,344
Salaries and employee benefits$4,342,0001,531
Premises and equipment expense$1,073,0001,889
Additional noninterest expense$5,114,0001,104
Pre-tax net operating income$7,396,0001,055
Securities gains (losses)$309,000500
Applicable income taxes$2,494,0001,049
Income before extraordinary items$5,211,0001,028
Extraordinary gains, net$065
Net income$5,211,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,528
Cash dividends$3,750,000802
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,000,8801,054
1994-12-31 (YTD Data)Rank
Total interest income$18,186,0001,694
Total interest expense$6,490,0001,925
Net interest income$11,696,0001,540
Provision for loan and lease losses$826,0001,060
Total noninterest income$5,477,000870
Gross Fiduciary activities income$2,725,000313
Service charges on deposit accounts$1,261,0001,051
Trading account gains and fees$2,000434
Additional Noninterest Income$1,489,0001,393
Total noninterest expense$10,277,0001,421
Salaries and employee benefits$4,681,0001,442
Premises and equipment expense$904,0002,230
Additional noninterest expense$4,692,0001,238
Pre-tax net operating income$6,070,0001,230
Securities gains (losses)$03,600
Applicable income taxes$1,848,0001,289
Income before extraordinary items$4,222,0001,202
Extraordinary gains, net$0249
Net income$4,222,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,091,000821
Cash dividends$2,500,000920
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,222,0001,211
1993-12-31 (YTD Data)Rank
Total interest income$17,625,0001,781
Total interest expense$6,028,0002,162
Net interest income$11,597,0001,554
Provision for loan and lease losses$62,0006,899
Total noninterest income$5,480,000914
Gross Fiduciary activities income$2,671,000323
Service charges on deposit accounts$1,330,000994
Trading account gains and fees$-19,0005,091
Additional Noninterest Income$1,498,0001,557
Total noninterest expense$10,101,0001,515
Salaries and employee benefits$4,516,0001,504
Premises and equipment expense$996,0002,061
Additional noninterest expense$4,589,0001,360
Pre-tax net operating income$6,914,0001,028
Securities gains (losses)$07,477
Applicable income taxes$2,109,0001,149
Income before extraordinary items$4,805,0001,080
Extraordinary gains, net$258,000811
Net income$5,063,0001,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0005,571
Cash dividends$4,063,000567
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,805,0001,009
1992-12-31 (YTD Data)Rank
Total interest income$19,156,0001,847
Total interest expense$6,895,0002,442
Net interest income$12,261,0001,502
Provision for loan and lease losses$344,0003,816
Total noninterest income$5,093,000963
Gross Fiduciary activities income$2,376,000347
Service charges on deposit accounts$1,340,000971
Trading account gains and fees$-40,0005,239
Additional Noninterest Income$1,417,0001,573
Total noninterest expense$10,196,0001,506
Salaries and employee benefits$4,421,0001,498
Premises and equipment expense$1,054,0002,001
Additional noninterest expense$4,721,0001,392
Pre-tax net operating income$6,814,000954
Securities gains (losses)$08,369
Applicable income taxes$2,048,0001,093
Income before extraordinary items$4,766,000995
Extraordinary gains, net$01,422
Net income$4,766,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0003,718
Cash dividends$2,500,000692
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,766,000905

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.