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Firstar Bank Council Bluffs, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$19,214,0001,603
Total interest expense$6,433,0001,937
Net interest income$12,781,0001,404
Provision for loan and lease losses$1,570,000682
Total noninterest income$4,581,000979
Gross Fiduciary activities income$1,720,000400
Service charges on deposit accounts$1,656,000791
Trading account gains and fees$0475
Additional Noninterest Income$1,205,0001,621
Total noninterest expense$10,769,0001,358
Salaries and employee benefits$3,999,0001,672
Premises and equipment expense$918,0002,200
Additional noninterest expense$5,852,0001,032
Pre-tax net operating income$5,023,0001,470
Securities gains (losses)$03,600
Applicable income taxes$1,662,0001,412
Income before extraordinary items$3,361,0001,469
Extraordinary gains, net$0249
Net income$3,361,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,405,000720
Cash dividends$3,000,000802
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,361,0001,482
1993-12-31 (YTD Data)Rank
Total interest income$19,775,0001,595
Total interest expense$6,513,0001,991
Net interest income$13,262,0001,365
Provision for loan and lease losses$1,270,0001,116
Total noninterest income$4,348,0001,096
Gross Fiduciary activities income$1,671,000419
Service charges on deposit accounts$1,486,000886
Trading account gains and fees$0532
Additional Noninterest Income$1,191,0001,819
Total noninterest expense$10,537,0001,447
Salaries and employee benefits$4,615,0001,463
Premises and equipment expense$1,051,0001,963
Additional noninterest expense$4,871,0001,299
Pre-tax net operating income$5,803,0001,198
Securities gains (losses)$07,477
Applicable income taxes$1,912,0001,253
Income before extraordinary items$3,891,0001,306
Extraordinary gains, net$25,0002,588
Net income$3,916,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,464,000884
Cash dividends$3,750,000606
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,891,0001,218
1992-12-31 (YTD Data)Rank
Total interest income$21,619,0001,653
Total interest expense$8,552,0001,992
Net interest income$13,067,0001,417
Provision for loan and lease losses$1,005,0001,826
Total noninterest income$3,568,0001,253
Gross Fiduciary activities income$1,407,000458
Service charges on deposit accounts$1,367,000953
Trading account gains and fees$0504
Additional Noninterest Income$794,0002,318
Total noninterest expense$10,237,0001,498
Salaries and employee benefits$4,770,0001,393
Premises and equipment expense$1,150,0001,838
Additional noninterest expense$4,317,0001,512
Pre-tax net operating income$5,393,0001,195
Securities gains (losses)$4,0007,235
Applicable income taxes$1,609,0001,367
Income before extraordinary items$3,788,0001,234
Extraordinary gains, net$01,422
Net income$3,788,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,0001,862
Cash dividends$3,950,000466
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,785,2001,146

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.